Consumers & Communities
The Federal Reserve advances supervision, community reinvestment, and research to increase understanding of the impacts of financial services policies and practices on consumers and communities.
Statement on California wildfires and straight-line winds
See federal and state agencies' recognition of the serious impact of the California wildfires and straight-line winds on the customers and operations of many financial institutions and ways they will provide appropriate regulatory assistance to affected institutions subject to their supervision.
The Quarterly Catch-up, Q4 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors.
The Fed Explained - Consumers & Communities
See how the Board engages with consumers and communities.
Resources for Financial Institutions
Minority Depository Institutions
Third Party Risk Management
Enforcement Actions
Federal Financial Institutions Examination Council
Additional Federal Agency Contacts
Data, Research, and Publications on Consumer & Community Issues
SHED
Consumer & Community Researchers and their Work
Small Business Credit Survey
Surveys & Data from the Federal Reserve System
Consumer & Community Context
Uneven Outcomes in the Labor Market
Read Latest Research on Consumers Protection & Community Development Issues
Predicting College Closures and Financial Distress
"The Only Way I Could Afford It": Who Uses BNPL and Why
A Note on Gender Differences in Credit Card Limit Changes
Targeted Relief: Geography and Timing of Emergency Rental Assistance
Sexual Orientation and Financial Well-Being in the United States
Rural Employment Disparities by Race, Ethnicity, and Region
Navigating Higher Education Insurance: An Experimental Study on Demand and Adverse Selection
Has Intergenerational Progress Stalled? Income Growth Over Five Generations of Americans