Consumers & Communities
The Federal Reserve advances supervision, community reinvestment, and research to increase understanding of the impacts of financial services policies and practices on consumers and communities.
Economic Well-Being of U.S. Households in 2024 Report
Read the latest Economic Well-Being of U.S. Households in 2024 report and watch the related Connecting Communities Webinar.
Federal bank regulatory agencies seek comment to address payments and check fraud
Comment on the federal bank regulatory agencies’ request for information on potential actions within their respective bank regulation and payments authorities to help to help consumers, businesses, and financial institutions mitigate risk of payments fraud, with a particular focus on check fraud.
Unleashing a Financially Inclusive Economy
Livestream the second annual financial inclusion conference on July 15 featuring speeches, presentations, and discussions on various financial inclusion topics.
Resources for Financial Institutions
Minority Depository Institutions
Third Party Risk Management
Enforcement Actions
Federal Financial Institutions Examination Council
Additional Federal Agency Contacts
Data, Research, and Publications on Consumer & Community Issues
SHED
Consumer & Community Researchers and their Work
Small Business Credit Survey
Surveys & Data from the Federal Reserve System
Consumer & Community Context
Uneven Outcomes in the Labor Market
Read the Latest Research on Consumer & Community Issues
Shedding Light on Survey Accuracy—A Comparison between SHED and Census Bureau Survey Results
Predicting College Closures and Financial Distress
"The Only Way I Could Afford It": Who Uses BNPL and Why
Targeted Relief: Geography and Timing of Emergency Rental Assistance
Has Intergenerational Progress Stalled? Income Growth Over Five Generations of Americans