Board of Governors of the Federal Reserve System

The Consumer Financial Protection Bureau (CFPB) is amending provisions of Regulation B related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under the Equal Credit Opportunity Act (ECOA). More...The amendments facilitate compliance with ECOA by clarifying the obligations imposed by this statute. The final rule is effective July 21, 2026 (Consumer Financial Protection Bureau, Regulation B, Docket CFPB-2025-0039) and was published in the Federal Register on April 22, 2026.

The Board, the Federal Deposit Insurance Corporation (FDIC), the Financial Crimes Enforcement Network (FinCEN), the National Credit Union Administration (NCUA), and the Office of the Comptroller of the Currency (OCC) are jointly inviting comment on a proposed rule to implement and establish certain provisions of the Guiding and Establishing National and Innovation for U.S. Stablecoins Act (GENIUS Act). More...Specifically, this rulemaking implements the GENIUS Act’s directives to treat permitted payment stablecoin issuers as financial institutions under the Bank Secrecy Act and to require issuers to maintain an effective customer identification program. Comments on this notice of proposed rulemaking must be received by August 21, 2026.

The Board is inviting comment on a proposed rule that would require its supervised banks to establish and maintain effective anti-money laundering and countering the financing of terrorism (AML/CFT) programs reasonably designed to identify, assess, and mitigate risks of illicit finance. More...Among other changes, this proposed rule would ensure that Board-supervised banks establish and maintain effective AML/CFT programs that are intended to better achieve the purposes of the Bank Secrecy Act, culminating in the development of highly useful information related to illicit financial transactions for law enforcement and national security agencies. The amendments are intended to align with changes to AML/CFT program requirements proposed by FinCEN to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act) and corresponding changes proposed by the FDIC, the NCUA, and the OCC on April 10, 2026. Comments on this notice of proposed rulemaking must be received by September 8, 2026 (Docket R-1835).