Board of Governors of the Federal Reserve System

Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks



Commercial banks
Charge-off rates
Delinquency rates
All SA | NSA SA | NSA
100 largest SA | NSA SA | NSA
Other SA | NSA SA | NSA
SA     Seasonally adjusted.
NSA  Not seasonally adjusted.
  • The 100 largest banks are measured by consolidated foreign and domestic assets.
  • Charge-offs are the value of loans and leases removed from the books and charged against loss reserves. Charge-off rates are annualized, net of recoveries.
  • Delinquent loans and leases are those past due thirty days or more and still accruing interest as well as those in nonaccrual status.
Last update: November 18, 2014