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Consumer Compliance Handbook binder cover

Consumer Compliance Handbook

Manual by Section

About this Handbook

About, Contents (123 KB PDF)

I. Community Bank Risk-Focused Consumer Compliance Supervision Program

Executive Summary (261 KB PDF)

Community Bank Risk-Focused Consumer Compliance Supervision Program (568 KB PDF)

II. Deposit-Related Regulations and Statutes

Regulation E: Electronic Fund Transfers (326 KB PDF)

Regulation D: Reserve Requirements (31.8 KB PDF)

Regulation CC: Availability of Funds and Collection of Checks (353 KB PDF)

Regulation DD: Truth in Savings (141 KB PDF)

Garnishment of Accounts Containing Federal Benefit Payments (52.1 KB PDF)

III. Credit-Related Regulations and Statutes

Regulation C: Home Mortgage Disclosure (86 KB PDF)

Regulation H: Flood Insurance (139 KB PDF)

Fair Credit Reporting (252 KB PDF)

Regulation Z: Truth in Lending (976 KB PDF)

Fair Debt Collection Practices Act (107 KB PDF)

Homeowners Protection Act (140 KB PDF)

Homeownership Counseling (57 KB PDF)

Real Estate Settlement Procedures Act (254 KB PDF)

Provisions for Service Members (90.2 KB PDF)

Servicemembers Civil Relief Act (37.3 KB PDF)

IV. Other Regulations, Rules, Policies, and Statutes

Regulation G: Disclosure and Reporting of CRA-Related Agreements (CRA Sunshine Requirements) (84 KB PDF)

Regulation H: Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act (202 KB PDF)

Regulation M: Consumer Leasing (47.1 KB PDF)

Regulation P: Privacy of Consumer Financial Information (270 KB PDF)

Regulation AA: Unfair or Deceptive Acts or Practices: Credit Practices Rule (102 KB PDF)

Federal Trade Commission Act--Section 5 (71.2 KB PDF)

Branch Closings (89 KB PDF)

Children's Online Privacy Protection Act (136 KB PDF)

Right to Financial Privacy Act (78 KB PDF)

Protecting Tenants at Foreclosure (12 KB PDF)

V. Federal Fair Lending Regulations and Statutes

Fair Lending Regulations and Statutes: Overview (60 KB PDF)

Fair Lending Regulations and Statutes: Regulation B (Equal Credit Opportunity) (84 KB PDF)

Fair Lending Regulations and Statutes: Fair Housing Act (56 KB PDF)

Fair Lending Regulations and Statutes: Examination Procedures and Appendix (199 KB PDF)

VI. Community Reinvestment Act

Regulation BB: Community Reinvestment (35 KB PDF)

Small Institutions (43 KB PDF)

Intermediate Small Institutions (7 KB PDF)

Large Institutions (203 KB PDF)

Wholesale or Limited-Purpose Institutions (11 KB PDF)

Institutions with Strategic Plans (10 KB PDF)

Supplementary Guidance (82 KB PDF)