Community Reinvestment Act (CRA)
Frequently Asked Questions
The depository institution you're looking for may not be examined for CRA performance by the Federal Reserve. For CRA information on additional institutions, go to the FDIC site, the OCC site or the OTS site.
You may need to try a different form of the bank's name. Banks are listed by abbreviated names, and you may need to try several name variations before you find the one you're looking for.
For best results, start your search by entering only the most significant part of the bank's name, for example, Citizens.
For names with obvious abbreviations, use the abbreviation; for example, try AMER before AMERICAN and BK (or B&TC, for Bank and Trust Co.) before BANK. (However, the word STATE is not usually abbreviated.)
Enter all abbreviations in sequence. For example, if the bank you are looking for is named First State Bank, enter STATE before BK.
Try the other approach: Instead of searching on the bank name, select criteria to narrow your search to a particular state and then look for the bank on the list that appears.
A single bank may be listed under more than one name because bank names (and the way a single name is entered in the database) may change over time. Bank ID numbers stay the same, however. The bank you're looking for may in fact be listed under more than one name. By matching ID numbers, you can determine which banks with slightly different names (or slightly different abbreviated names) are in reality the same bank.
The listed city is the location of the head office of the bank; branches may be located in other cities.
Probably not. Not all banks are evaluated every year.