Professional Experience

• • Economist

    Board of Governors of the Federal Reserve System

  • 1998 - present

Publications

• Gordy, Michael B., and Erik A. Heitfield (2010). "Risk-Based Regulatory Capital and Basel II," in Berger, Allen,N., Philip Molyneux and John O. Wilson S. eds., The Oxford Handbook of Banking. Oxford and New York: Oxford University Press, pp. 357-376.
• Heitfield, Erik, Steve Burton, and Souphala Chomsisengphet (2006). "Systematic and Idiosyncratic Risk in Syndicated Loan Portfolios," Journal of Credit Risk, vol. 2, no. 3, pp. 3-31.
• Heitfield, Erik A. (2005). "Review of: Credit Reporting Systems and the International Economy," Journal of Economic Literature, vol. 43, no. 2, pp. 506-507.
• Heitfield, Erik, and Robin A. Prager (2004). "The Geographic Scope of Retail Deposit Markets," Journal of Financial Services Research, vol. 25, no. 1, pp. 37-55.
• Heitfield, Erik, and Tarun Sabarwal (2004). "What Drives Default and Prepayment on Subprime Auto Loans?" Journal of Real Estate Finance and Economics, vol. 29, no. 4, pp. 457-477.
• Heitfield, Erik, and Armando Levy (2001). "Parametric, Semi-Parametric and Non-Parametric Models of Telecommunications Demand: An Investigation of Residential Calling Patterns," Information Economics and Policy, vol. 13, no. 3, pp. 311-329.
• Covitz, Daniel, and Erik Heitfield (1999). "Monitoring, Moral Hazard, and Market Power: A Model of Bank Lending," Finance and Economics Discussion Series 1999-37. Board of Governors of the Federal Reserve System (U.S.).
• Heitfield, Erik A. (1999). "What do Interest Rate Data Say about the Geography of Retail Banking Markets?" Antitrust Bulletin, vol. 44, no. 2, pp. 333-347.

Other Activities