Interagency proposal to implement the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amends the Fair Credit Reporting Act (FCRA)

Request for comment on proposed amendments to the Board's regulation implementing the Privacy Act of 1974.

Request for comment on proposed amendments to Regulation Z, which implements the Truth in Lending Act (TILA), and to the staff commentary to the regulation, following a comprehensive review of TILA's rules for open-end (revolving) credit that is not home-secured

Interagency proposed rule prohibiting institutions from engaging in certain acts or practices in connection with consumer credit card accounts and overdraft services for deposit accounts

Request for comment on proposed amendments to Regulation DD, which implements the Truth in Savings Act, and the staff commentary to the regulation, to provide additional disclosures about account terms and costs associated with overdrafts

Request for comment on proposed changes to Regulation D (Reserve Requirements of Depository Institutions) and Regulation I (Issue and Cancellation of Federal Reserve Bank Stock) to incorporate provisions of the Financial Services Regulatory Relief Act of 2006.

Request for comment on proposed changes to Regulation Z (Truth in Lending) to protect consumers from unfair or deceptive home mortgage lending and advertising practices. The rule, which would be adopted under the Home Ownership and Equity Protection Act (HOEPA), would restrict certain practices and would also require certain mortgage disclosures to be provided earlier in the transaction.

Interagency proposed regulations and guidelines to help ensure the accuracy and integrity of information provided to consumer reporting agencies and to allow consumers to directly dispute inaccuracies with financial institutions and other entities that furnish information to consumer reporting agencies.

Interagency proposal to implement the Unlawful Internet Gambling Enforcement Act. Commenters are requested to submit comments to both Agencies. To submit comments to the Department of the Treasury go to http://www.regulations.gov, select "Department of the Treasury - All" from the agency drop-down menu, then click "Submit." In the "Docket ID" column, select "Treas-DO-2007-0015" to submit or view public comments.

Request for comment on a proposed amendment to Regulation Z, which implements the Truth in Lending Act (TILA), and the staff commentary to the regulation, following a comprehensive review of TILA's rules for open-end (revolving) credit that is not home-secured.

Joint notice of proposed rulemaking (NPR) requesting comment on a model privacy form that financial institutions can use for their privacy notices to consumers required by the Gramm-Leach-Bliley Act (GLB Act).

Joint request for comment on suggested domestic risk-based capital modifications

Interagency proposed revisions to the market risk capital rule to enhance its risk sensitivity and introduce requirements for public disclosure of certain qualitative and quantitative information about the market risk of a bank or bank holding company

Joint advanced notice of proposed rulemaking requesting comment from the public, including law enforcement and financial institutions, to assess whether the potential benefit to law enforcement of a lower threshold outweighs the potential burden to financial institutions.

Joint request for comment on issues related to the accuracy of consumer credit reports and the reinvestigation of disputes

Request for comment on second advance notice concerning open-end credit rules of Regulation Z

Request for comment on advanced notice of proposed rulemaking to review open-end credit rules.

Proposed framework for Risk-Based Capital Guidelines; Implementation of New Basel Capital Accord

Proposal to add two new systems, BGFRS-2 (Personnel Security Systems) and BGFRS-36 (Federal Reserve Application Name Check System);delete two existing systems, BGFRS-15 and BGFRS-22; and modify all of the Board's remaining systems of records to ensure that the information maintained is compatible with the purposes for which the information is collected and that the systems are otherwise consistent with existing Board practices, policies, and legal requirements

Request for comment on new and revised interagency questions and answers regarding flood insurance.

Request for comment on a proposed change to the daylight overdraft posting rules under the Board's Payments System Risk (PSR) policy to align the posting times for ACH credit and debit transfers in the payments system.

Request for comment on proposed changes to the Board's Payments System Risk policy.

Interagency proposed guidance entitled Garnishment of Exempt Federal Benefit Funds

Interagency request for comment on proposed illustrations of consumer information for subprime mortgage lending.

Request for comment on a series of new and revised interagency questions and answers pertaining to the Community Reinvestment Act (CRA).

Request for comment regarding the discussion topics for the Federal Reserve Board June 14th public hearing under the Home Ownership and Equity Protection Act (HOEPA).

Interagency proposed Supervisory Guidance for Internal Ratings-Based Systems for Credit Risk, Advanced Measurement Approaches for Operational Risk, and the Supervisory Review Process (Pillar 2) Related to Basel II Implementation

Request for comment from financial institutions and other interested parties on their experience in managing intraday liquidity, credit, and operational risks relating to Fedwire funds transfers and associated transactions.

Public hearings on the home equity lending market and the adequacy of existing regulatory and legislative provisions in protecting the interests of consumers

Joint request for comment on proposed classification of commercial credit exposures

Proposal to standardize and expand the examination data collected in support of the Shared National Credit Program

Proposed supervisory guidance on the internal-ratings-based (IRB) approach to determine regulatory capital requirements for retail credit exposures

Request for comment on the adequacy of disclosures on debit card fees

Proposal to adopt an interpretation of the anti-tying restrictions of section 106 of the Bank Holding Company Act Amendments of 1970, and related supervisory guidance

Proposal to approve under OMB delegated authority the extension for three years, with revision of the following reports: International Applications and Prior Notifications Under Subpart B of Regulation K (FR K-2), Application for a Foreign Organization to Acquire a Bank Holding Company (FR Y-3F), and Domestic Finance Company Report of Consolidated Assets and Liabilities (FR 2248)

Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following reports: Notifications Related to Community Development and Public Welfare Investments of State Member Banks (FR H-6). Proposal to approve under OMB delegated authority the extension for three years, with revision, of the following reports: Report of Changes in Organizational Structure, Supplement to the Report of Changes in Organizational Structure, Annual Report of Bank Holding Companies, and Annual Report of Foreign Banking Organizations (FR Y-10, FR Y-10E, FR Y-6, and FR Y-7), Application for Membership in the Federal Reserve System (FR 2083, 2083A, 2083B, and 2083C), Applications for Subscription to, Adjustment in the Holding of, and Cancellation of Federal Reserve Bank Stock (FR 2030, FR 2030a, FR 2056, FR 2086, FR 2086a, FR 2087)

Proposal to approve under OMB delegated authority the extension for three years, with revision, of the following reports: Application for Prior Approval to Become a Bank Holding Company or for a Bank Holding Company to Acquire an Additional Bank or Bank Holding Company; Notification for Prior Approval to Become a Bank Holding Company or for a Bank Holding Company to Acquire an Additional Bank or Bank Holding Company; and Notification for Prior Approval to Engage Directly or Indirectly in Certain Nonbanking Activities (FR Y-3, FR Y-3N, FR Y-4, FR K-1 and FR 1379)

Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following reports: Recordkeeping and Disclosure Requirements Associated with the Guidance on Response Programs for Unauthorized Access to Customer Information (FR 4100) and The Recordkeeping and Disclosure Requirement in Connection with Regulation DD (Truth in Savings) (Reg DD)

Proposal to extend for three years with revision the following currently approved collections of information: Report of Assets and Liabilities of U.S. Branches and Agencies of Foreign Banks; Report of Assets and Liabilities of a Non-U.S. Branch that is Managed or Controlled by a U.S. Branch or Agency of a Foreign (Non-U.S.) Bank (FFIEC 002; FFIEC 002S)