Banking and Consumer Regulatory Policy

Stay Connected

• Twitter
• YouTube
• RSS Feeds
• Subscribe

• December 19, 2001
  Annual adjustment in threshold amount of assets that exempts depository institutions from requirement to report HMDA data under Regulation C
• December 14, 2001
  Final rule on Regulation Z (Truth in Lending) regarding the Home Ownership and Equity Protection Act (HOEPA) and predatory lending sent to Federal Register
• December 12, 2001
  Final rule on amendment to Regulation Z (Truth in Lending) regarding the Home Ownership and Equity Protection Act (HOEPA) and predatory lending
• December 12, 2001
  Federal banking agencies issue guidance to help institutions comply with consumer privacy regulations
• December 11, 2001
  Adoption of revised policy statement on payments system risk
• December 7, 2001
  Proposed revisions to official staff commentary on Regulation Z (Truth in Lending) regarding consumer credit disclosures
• November 29, 2001
  Agencies adopt final rule on recourse obligations, direct credit substitutes, and residual interests
• November 14, 2001
  Study results on the retail payments system
• November 14, 2001
  Annual adjustment of trigger fee for additional mortgage loan disclosures
• October 18, 2001
  Annual adjustments for reserve calculations and deposit reporting
• October 17, 2001
  Request for comment on proposed rules for international banking (Regulation K)
• October 17, 2001
  Final rule on Regulation K
• October 5, 2001
  Interagency data show increase in adversely classified syndicated bank loans
• September 24, 2001
  Public workshop on Gramm-Leach-Bliley Act privacy notices to be held on December 4, 2001
• September 21, 2001
  Extension of deadline for public comment on policy on payment system risk
• September 14, 2001
  Interagency advisory on bank balance sheets and capital ratios
• August 13, 2001
  Approval of final rule that permits state member banks that qualify under the Gramm-Leach-Bliley Act to establish financial subsidiaries
• August 7, 2001
  Spanish-language consumer brochure: How to File a Consumer Complaint about a Bank (Cómo puede un consumidor presentar una queja acerca de un banco)
• August 3, 2001
  Compliance date lifted for electronic consumer disclosures
• July 19, 2001
  Advance notice of proposed rulemaking regarding Community Reinvestment Act
• July 2, 2001
  The Federal Reserve Board, FDIC, and OCC issue letter to SEC concerning new rules on broker-dealer exemptions
• June 28, 2001
  The Federal Reserve Board, FDIC, and OCC issue annual host state loan-to-deposit ratios
• May 30, 2001
  Request for comment on proposed changes to policy on payments system risk; and rescission of interaffiliate transfer policy
• May 16, 2001
  Request for comment on adapting the Board's regulations to on-line banking
• May 11, 2001
  Joint agency advisory for financial institutions on brokered and rate-sensitive deposits
• May 4, 2001
  Request for comment on proposed new Regulation W on relationship between banks and their affiliates to comprehensively implement sections 23A and 23B of the Federal Reserve Act
• May 4, 2001
  Interim rule on derivatives transactions between banks and affiliates
• May 4, 2001
  Final rule on exemptions from, and interpretations of, section 23A of the Federal Reserve Act concerning relationships between banks and broker-dealer affiliates
• May 2, 2001
  Request for comment on restrictions on bank affiliate relationships; interim rule on managing affiliate credit; and final rule on affiliate exemptions
• April 30, 2001
  Guidance for financial institutions on protection of customer financial information against identity theft
• April 11, 2001
  Request for comment on proposed amendment to Regulation H (Membership of State Banking Institutions in the Federal Reserve System) regarding interstate branching and deposits
• April 9, 2001
  Regulatory agencies issue guidance on sound risk-management practices for institutions engaged in leveraged financing
• March 30, 2001
  Central banks to hold joint research conference on risk measurement at the Bank for International Settlements, Basel, Switzerland, March 7-8, 2002
• March 29, 2001
  Interim final rules for electronic disclosures
• March 27, 2001
  The federal banking agencies clarify guidance on the accounting and reporting for loans held for sale
• March 23, 2001
  Guidance on public disclosure of market risk and credit quality by banking organizations
• March 22, 2001
  Procedures for filing documents under CRA Sunshine requirements
• March 14, 2001
  Fair Credit Reporting Act and privacy notices to consumers
• March 14, 2001
  Delay of effective date for consumer protection rules on sales of insurance by depository institutions
• March 13, 2001
  Revisions to staff commentary on Regulation E (Electronic Fund Transfers)
• March 1, 2001
  Final rule amending Regulation E to require disclosure of automated teller machine (ATM) fees
• February 21, 2001
  Extension of comment period on proposal to permit financial holding companies to act as real estate brokers and managers
• January 31, 2001
  The Federal Reserve Board, FDIC, OCC, and OTS issue guidance on supervision of subprime lending
• January 23, 2001
  The Federal Reserve Board, FDIC, and OCC offer summary and discussion issues on new Basel Capital Accord
• January 19, 2001
  Joint final rule on rating requirements for financial subsidiaries
• January 18, 2001
  Proposed rules governing capital treatment of investments by financial institutions in nonfinancial firms
• January 17, 2001
  The Federal Reserve Board, FDIC, OCC, and OTS adopt guidelines for financial institutions to safeguard confidential customer information
• January 16, 2001
  Guidance for financial institutions on anti-money-laundering programs
• January 16, 2001
  Request for comment on proposed amendment to Basel Committee capital adequacy framework
• January 12, 2001
  Report to Congress on issuance of subordinated debt by large depository institutions
• January 11, 2001
  Working-group recommendations on disclosure of financial information by banking and securities firms
• January 10, 2001
  Joint final rule governing the merchant banking activities of financial holding companies
• January 4, 2001
  Interim rule defining categories of financial activity under the Bank Holding Company Act

2001 Press Releases: