Banking and Consumer Regulatory Policy

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• December 21, 2004
  Annual notice of asset-size exemption threshold for depository institutions (Regulation C)
• December 21, 2004
  Final rules on disposal of consumer information derived from credit reports (Regulations H, K, V, and Y)
• December 16, 2004
  Banking agencies propose changes to data collection process for Shared National Credit review
• December 10, 2004
  Board announces changes to public disclosure tables used to report data under the Home Mortgage Disclosure Act, Regulation C
• December 3, 2004
  Request for comment on review of open-end credit rules, Regulation Z
• December 1, 2004
  Board issues revised bank holding company rating system
• November 3, 2004
  Banking agencies finalize Basel II survey documents
• October 27, 2004
  Request for comment on proposed retail credit risk guidance
• October 22, 2004
  Board announces final amendments to Regulation J
• October 8, 2004
  Comment letter on SEC's proposed broker rules for banks
• October 6, 2004
  Annual adjustments for reserve calculations and deposit reporting, Regulation D
• September 22, 2004
  Information on future amendments to Regulation CC that reflect check-processing restructuring
• September 15, 2004
  Stabilization of quality of large syndicated bank loans covered in Shared National Credit review
• September 13, 2004
  Proposed amendments to Regulation E, Electronic Fund Transfers, and its commentary
• August 26, 2004
  Banking agencies issue host state loan-to-deposit ratios
• August 12, 2004
  Annual adjustment of fee-based trigger for additional mortgage loan disclosures
• August 5, 2004
  Board announces study of investigations of disputed information reported to consumer reporting agencies
• July 28, 2004
  Agencies issue Bank Secrecy Act exam procedures relating to USA Patriot Act
• July 26, 2004
  Final amendments to Regulation CC and its commentary to implement Check 21 Act
• July 23, 2004
  Request for comment on proposed revisions to bank holding company rating system
• July 20, 2004
  Final rule on capital requirements for asset-backed commercial paper programs
• July 16, 2004
  Board's intention to withdraw proposed amendments to Community Reinvestment Act regulations
• July 2, 2004
  Request for comment on proposed rule on affiliate marketing opt outs, Regulation V
• June 26, 2004
  Agencies note issuance of final Basel II text and outline U.S. implementation efforts
• June 22, 2004
  Restructuring of check processing operations in Fourth, Fifth, and Eight Districts, amendments to Appendix A, Regulation CC
• June 22, 2004
  Withdrawal of proposed revisions to define "clear and conspicuous" disclosures, Regulations B, E, M, Z, and DD
• June 18, 2004
  Agencies extend comment period on statement concerning complex structured finance activities
• June 8, 2004
  Final rule adding model notices for providing negative information to consumer reporting agencies, Regulation V
• June 8, 2004
  Agencies propose rules on disposal of consumer information (Regulations H, K, V, and Y)
• June 4, 2004
  Request for comment on amendments to Regulation J
• May 28, 2004
  Agencies issue proposed guidance on overdraft protection programs
• May 28, 2004
  Request for comment on amendments addressing overdraft protection, Regulation DD
• May 18, 2004
  Request for comment on Board study and report to Congress on prescreened solicitations for credit or insurance
• May 18, 2004
  Request for comment on adequacy of existing disclosures on debit card fees, Regulation E
• May 17, 2004
  Restructuring of check processing operations in the Seventh and Eight Districts, amendments to Appendix A, Regulation CC
• May 14, 2004
  Request for comment on statement concerning complex structured finance activities
• May 6, 2004
  Request for comment on proposal to retain trust preferred securities in the tier 1 capital of bank holding companies, but with stricter quantitative limits and clearer qualitative standards, Regulations H and Y
• May 4, 2004
  Restructuring of check processing operations in the Eleventh District, amendments to Appendix A of Regulation CC
• April 23, 2004
  Proposed rule on use of medical information for credit eligibility, Regulation V
• April 21, 2004
  Request for comment on proposed revisions to Part II of Policy Statement on Payments System Risk
• April 9, 2004
  Restructuring of check processing operations in the Fourth and Fifth Districts, amendments to Appendix A of Regulation CC
• April 7, 2004
  Proposed amendments to add form for furnishing negative information to consumer reporting agencies, Regulation V
• March 26, 2004
  Revisions to Regulation Z
• March 18, 2004
  Request for comment on proposed changes to format the public disclosure tables used to report data collected by lenders under the Home Mortgage Disclosure Act, Regulation C
• March 11, 2004
  Interagency Guidance on Unfair or Deceptive Acts or Practices by State-Chartered Banks
• March 3, 2004
  Removal of all fifty-one stocks from current List of Foreign Margin Stocks
• March 2, 2004
  Restructuring of check processing operations in the Eleventh District, amendments to Appendix A of Reg. CC
• February 6, 2004
  Proposed rulemaking regarding the Community Reinvestment Act, Regulation BB
• February 5, 2004
  Approval of final rules to establish effective dates for FACT Act, Regulation V
• January 21, 2004
  Federal Reserve Board agrees to seek comment on proposal to revise Regulation BB, which implements the Community Reinvestment Act (CRA)
• January 5, 2004
  Policy statement regarding financial institutions providing financial support to advised investment funds

2004 Press Releases: