Banking and Consumer Regulatory Policy

• December 22, 2010
  Federal Reserve issues interim rule amending Regulation Z to clarify certain disclosure requirements of the Mortgage Disclosure Improvement Act
• December 21, 2010
  Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions
• December 20, 2010
  Annual notice of asset-size exemption threshold for depository institutions, Regulation C
• December 16, 2010
  Federal Reserve requests comment on a proposed rule to establish debit card interchange fee standards and prohibit network exclusivity arrangements and routing restrictions
• December 15, 2010
  Agencies seek comment on market risk and Basel II advanced approaches
• December 15, 2010
  Agencies announce final rule to expand scope of Community Reinvestment Act regulations
• December 13, 2010
  Federal Reserve proposes expanded coverage of consumer protection regulations to credit transactions and leases of higher dollar amounts
• December 2, 2010
  Agencies issue final appraisal and evaluation guidelines
• November 17, 2010
  Federal Reserve issues guidelines for capital action proposals by large bank holding companies
• November 17, 2010
  Federal Reserve issues proposal to implement Volcker Rule conformance period
• October 26, 2010
  Annual adjustments for reserve calculations and deposit reporting, Regulation D
• October 25, 2010
  Federal Reserve releases report on college credit card agreements
• October 19, 2010
  Federal Reserve announces final rule regarding effective dates for gift card rules
• October 19, 2010
  Federal Reserve proposes amendments to Regulation Z to clarify rules pertaining to credit cards
• October 18, 2010
  Federal Reserve announces interim final rule on real estate appraisal
• September 29, 2010
  Agencies announce final Community Reinvestment Act rule to implement Higher Education Opportunity Act provision
• September 28, 2010
  Credit quality of the Shared National Credit Portfolio improved in 2010
• September 16, 2010
  Federal Reserve announces agenda for September 24 public hearing on Home Mortgage Disclosure Act
• September 12, 2010
  Banking agencies express support for Basel agreement
• September 9, 2010
  Federal Reserve announces agenda for September 16 public hearing on Home Mortgage Disclosure Act
• August 16, 2010
  Federal Reserve proposes enhanced consumer protections and disclosures for home mortgage transactions
• August 16, 2010
  Federal Reserve announces final rules to protect mortgage borrowers from unfair, abusive, or deceptive lending practices that can arise from loan originator compensation practices
• August 16, 2010
  Federal Reserve announces final rules regarding consumer notification of mortgage loan sales or transfers
• August 16, 2010
  Federal Reserve issues interim rule revising disclosure requirements for closed-end mortgages
• August 16, 2010
  Federal Reserve proposes rule to revise escrow account requirements for jumbo mortgages
• August 11, 2010
  Federal Reserve implements legislation regarding effective dates for gift card rules
• August 10, 2010
  Agencies issue advance notice of proposed rulemaking regarding alternatives to the use of credit ratings
• July 30, 2010
  Annual adjustment of fee-based trigger for additional mortgage loan disclosures
• July 29, 2010
  Federal Reserve announces agenda for August 5 public hearing on Home Mortgage Disclosure Act
• July 28, 2010
  Agencies issue final rules to implement requirements for registration of mortgage loan originators
• July 14, 2010
  Interagency statement in response to the Deepwater Horizon Oil Spill
• July 9, 2010
  Federal Reserve announces agenda for July 15 public hearing on Home Mortgage Disclosure Act
• June 24, 2010
  Banking agencies issue host state loan-to-deposit ratios
• June 21, 2010
  Federal Reserve, OCC, OTS, FDIC issue final guidance on incentive compensation
• June 17, 2010
  Agencies propose to expand scope of Community Reinvestment Act regulations
• June 17, 2010
  Agencies announce public hearings on Community Reinvestment Act regulations
• June 17, 2010
  Federal Reserve announces discussion topics for public hearings on Home Mortgage Disclosure Act
• June 15, 2010
  Federal Reserve announces final rules to protect credit card users from certain practices
• June 1, 2010
  Agencies release list of distressed or underserved nonmetropolitan middle-income geographies
• May 28, 2010
  Federal Reserve announces clarifications to Regulation E and Regulation DD final rules pertaining to overdraft services
• April 30, 2010
  Federal financial regulatory agencies issue final guidance on correspondent concentration risks
• April 23, 2010
  Board to hold four public hearings on Home Mortgage Disclosure Act
• April 15, 2010
  Regulators release model consumer privacy notice online form builder
• March 23, 2010
  Federal Reserve announces final rules to restrict fees and expiration dates on gift cards
• March 17, 2010
  Federal banking agencies issue policy statement on funding and liquidity risk management
• March 3, 2010
  Federal Reserve announces proposed rules to protect credit card users from certain practices
• February 19, 2010
  Federal Reserve announces proposed clarifications to final rules under Regulations E and DD
• February 5, 2010
  Regulators issue statement on lending to creditworthy small businesses
• January 25, 2010
  Federal Reserve introduces online regulatory filing system
• January 21, 2010
  Agencies issue final rule for regulatory capital standards related to financial accounting standards nos. 166 and 167
• January 12, 2010
  Federal Reserve approves final rules to protect credit card users from a number of costly practices
• January 7, 2010
  Board advises institutions of supervisory expectations for sound practices in managing interest rate risk

2010 Press Releases: