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U.S. Government Accountability Office (GAO)

The information below is provided as required by the Wall Street Reform and Consumer Protection Act. The page will be updated as reports and other information becomes available.

September 11, 2014

  • Federal Rulemaking: Agencies Included Key Elements of Cost-Benefit Analysis, but Explanations of Regulations' Significance Could Be More Transparent (GAO-14-714)
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August 5, 2014

  • Troubled Asset Relief: Government's Exposure to Ally Financial Lessens as Treasury's Ownership Share Declines (GAO-14-698)
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July 31, 2014

  • Large Bank Holding Companies: Expectations of Government Support (GAO-14-621)
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July 22, 2014

  • Small Business Administration: Office of Advocacy Needs to Improve Controls over Research, Regulatory, and Workforce Planning Activities (GAO-14-525)
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June 26, 2014

  • Virtual Currencies: Emerging Regulatory, Law Enforcement, and Consumer Protection Challenges (GAO-14-496)
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June 23, 2014

  • Debt Management: Floating Rate Notes Can Help Treasury Meet Borrowing Goals, but Additional Actions Are Needed to Help Manage Risk (GAO-14-535)
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April 29, 2014

  • Foreclosure Review: Regulators Could Strengthen Oversight and Improve Transparency of the Process (GAO-14-376)
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April 3, 2014

  • International Financial Reforms: U.S. and Other Jurisdictions' Efforts to Develop and Implement Reforms (GAO-14-261)
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March 31, 2014

  • Programa Para Mitigar Activos Problemáticos: Es necesario un mayor esfuerzo en el control de préstamos equitativos y en el acceso a los programas de vivienda por parte de personas sin dominio del inglés (GAO-14-457)
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March 4, 2014

  • Puerto Rico: Information on How Statehood Would Potentially Affect Selected Federal Programs and Revenue Sources (GAO-14-31)
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February 25, 2014

  • Credit Cards: Marketing to College Students Appears to Have Declined (GAO-14-225)
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February 13, 2014

  • College Debit Cards: Actions Needed to Address ATM Access Student Choice and Transparency (GAO-14-91)
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February 6, 2014

  • Troubled Asset Relief Program: More Efforts Needed on Fair Lending Controls and Access for Non-English Speakers in Housing Programs (GAO-14-117)
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January 28, 2014

  • Servicemembers Civil Relief Act: Information on Mortgage Protections and Related Education Efforts (GAO-14-221)
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January 8, 2014

  • Information Security: Agency Responses to Breaches of Personally Identifiable Information Need to Be More Consistent (GAO-14-34)
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December 18, 2013

  • State Small Business Credit Initiative: Opportunities Exist to Enhance Performance Measurement and Evaluation (GAO-14-97)
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December 12, 2013

  • Financial Audit: Bureau of the Fiscal Service's Fiscal Years 2013 and 2012 Schedules of Federal Debt (GAO-14-173)
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December 11, 2013 

  • Dodd-Frank Regulations: Agencies Conducted Regulatory Analyses and Coordinated but Could Benefit from Additional Guidance on Major Rules (GAO-14-67)
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  • Small Business Lending Fund: Treasury Should Ensure Evaluation Includes Methods to Isolate Program Impact (GAO-14-135)
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November 27, 2013 

  • U.S. Currency: Coin Inventory Management Needs Better Performance Information (GAO-14-110)
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November 14, 2013

  • Government Support For Bank Holding Companies: Statutory Changes to Limit Future Support Are Not Yet Fully Implemented (GAO-14-18)
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October 29, 2013 

  • Troubled Asset Relief Program: Status of Treasury's Investments in General Motors and Ally Financial (GAO-14-6)
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July 18, 2013

  • Financial Company Bankruptcies: Need to Further Consider Proposals' Impact on Systemic Risk (GAO-13-622)
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May 16, 2013

  • Diversity Management: Trends and Practices in the Financial Services Industry and Agencies after the Recent Financial Crisis (GAO-13-238)
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May 9, 2013

  • Federal Reserve Banks: Areas for Improvement in Information Systems Controls (GAO-13-419R)
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April 11, 2013

  • Automated Teller Machines: Some Consumer Fees Have Increased (GAO-13-266)
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March 26, 2013

  • Foreclosure Review: Lessons Learned Could Enhance Continuing Reviews and Activities under Amended Consent Orders (GAO-13-277)
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February 25, 2013

  • U.S. and International Sanctions Have Adversely Affected the Iranian Economy (GAO-13-325)
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February 14, 2013

  • Financial Regulatory Reform: Financial Crisis Losses and Potential Impacts of the Dodd-Frank Act (GAO-13-180)
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January 23, 2013

  • Financial Regulatory Reform: Regulators Have Faced Challenges Finalizing Key Reforms and Unaddressed Areas Pose (GAO-13-195)
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January 3, 2013

  • Financial Institutions: Causes and Consequences of Recent Bank Failures (GAO-13-71)
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December 18, 2012

  • Dodd-Frank Act: Agencies' Efforts to Analyze and Coordinate Their Rules (GAO-13-101)
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September 27, 2012

  • Community Reinvestment Act: Challenges in Quantifying Its Effect on Low-Income Housing Tax Credit Investment (GAO-12-869R)
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September 19, 2012

  • Department of the Treasury, Office of the Comptroller of the Currency; Federal Reserve System, and Federal Deposit Insurance Corporation: Risk-Based Capital Guidelines: Market Risk (GAO-12-1030R)
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September 17, 2012

  • Housing Assistance: Opportunities Exist to Increase Collaboration and Consider Consolidation (GAO-12-554)
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September 13, 2012

  • Community Banks and Credit Unions: Impact of the Dodd-Frank Act Depends Largely on Future Rule Makings (GAO-12-881)
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  • Financial Stability: New Council and Research Office Should Strengthen the Accountability and Transparency of Their Decisions (GAO-12-886)
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July 23, 2012

  • Financial Literacy: Overlap of Programs Suggests There May Be Opportunities for Consolidation (GAO-12-588)
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July 17, 2012

  • Mortgage Foreclosures: Regulatory Oversight of Compliance with Servicemembers Civil Relief Act Has Been Limited (GAO-12-700)
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July 12, 2012

  • Bankruptcy: Agencies Continue Rulemakings for Clarifying Specific Provisions of Orderly Liquidation Authority (GAO-12-735)
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July 5, 2012

  • Foreclosure Review: Opportunities Exist to Further Enhance Borrower Outreach Efforts (GAO-12-776)
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June 28, 2012

  • Foreclosure Mitigation: Agencies Could Improve Effectiveness of Federal Efforts with Additional Data Collection and Analysis (GAO-12-296)
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May 7, 2012

  • Troubled Asset Relief Program: Government's Exposure to AIG Lessens as Equity Investments Are Sold (GAO-12-574)
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April 11, 2012

  • Federal Reserve Banks: Areas for Improvement in Information Systems Controls (GAO-12-615R)
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March 8, 2012

  • Capital Purchase Program: Revenues Have Exceeded Investments, but Concerns about Outstanding Investments Remain (GAO-12-301)
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March 7, 2012

  • Debt Management: Buybacks Can Enhance Treasury's Capacity to Manage under Changing Market Conditions (GAO-12-314)
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February 15, 2012

  • U.S. Coins: Alternative Scenarios Suggest Different Benefits and Losses from Replacing the $1 Note with a $1 Coin (GAO-12-307)
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January 19, 2012

  • Bank Holding Company Act: Characteristics and Regulation of Exempt Institutions and the Implications of Removing the Exemptions (GAO-12-160)
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January 18, 2012

  • Real Estate Appraisals: Appraisal Subcommittee Needs to Improve Monitoring Procedure (GAO-12-147)
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  • Dodd-Frank Act: Hybrid Capital Instruments and Small Institution Access to Capital (GAO-12-237)
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January 17, 2012

  • Bank Capital Requirements: Potential Effects of New Changes on Foreign Holding Companies and U.S. Banks Abroad (GAO-12-235)
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January 17, 2012

  • Municipal Securities: Overview of Market Structure, Pricing, and Regulation (GAO-12-265)
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December 14, 2011

  • Small Business Lending Fund: Additional Actions Needed to Improve Transparency and Accountability (GAO-12-183)
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December 6, 2011

  • Vacant Properties: Growing Number Increases Communities' Costs and Challenges (GAO-12-34)
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November 10, 2011

  • Dodd-Frank Act Regulations: Implementation Could Benefit from Additional Analyses and Coordination (GAO-12-151)
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November 8, 2011

  • Financial Audit: Bureau of the Public Debt's Fiscal Years 2011 and 2010 Schedules of Federal Debt (GAO-12-164)
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October 31, 2011

  • Financial Crisis: Review of Federal Reserve System Financial Assistance to American International Group, Inc. (GAO-11-616)
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October 19, 2011

October 4, 2011

  • Federal Reserve System: Opportunities Exist to Strengthen Policies and Processes for Managing Emergency Assistance (GAO-12-122T)
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August 11, 2011

  • Federal Reserve System: Debit Card Interchange Fees and Routing (GAO-11-896R)
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August 11, 2011

  • Federal Reserve System: Debit Card Interchange Fees and Routing (GAO-11-895R)
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July 21, 2011

  • Federal Reserve Board: Opportunities Exist to Strengthen Policies and Processes for Managing Emergency Assistance (GAO-11-696)
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July 19, 2011

  • Mortgage Reform: Potential Impacts of Provisions in the Dodd-Frank Act on Homebuyers and the Mortgage Market (GAO-11-656)
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July 19, 2011

  • Bankruptcy: Complex Financial Institutions and International Coordination Pose Challenges (GAO-11-707)
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July 18, 2011

  • Troubled Asset Relief Program: The Government's Exposure to AIG Following the Company's Recapitalization (GAO-11-716)
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July 14, 2011

  • Dodd-Frank Act: Eleven Agencies' Estimates of Resources for Implementing Regulatory Reform (GAO-11-808T)
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July 13, 2011

  • Proprietary Trading: Regulators Will Need More Comprehensive Information to Fully Monitor Compliance with New Restrictions When Implemented (GAO-11-529)
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July 13, 2011

  • Residential Appraisals: Opportunities to Enhance Oversight of an Evolving Industry (GAO-11-653)
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July 12, 2011

  • Securities and Exchange Commission: Existing Post-Employment Controls Could Be Further Strengthened (GAO-11-654)
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July 7, 2011

  • Person-to-Person Lending: New Regulatory Challenges Could Emerge as the Industry Grows (GAO-11-613)
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June 23, 2011

  • Bank Regulation: Modified Prompt Corrective Action Framework Would Improve Effectiveness (GAO-11-612)
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May 19, 2011

  • Banking Regulation: Enhanced Guidance on Commercial Real Estate Risks Needed (GAO-11-489)
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May 12, 2011

  • Mortgage Foreclosures: Documentation Problems Reveal Need for Ongoing Regulatory Oversight (GAO-11-649T)
    HTML | 189 KB PDF

May 2, 2011

  • Mortgage Foreclosures: Documentation Problems Reveal Need for Ongoing Regulatory Oversight (GAO-11-433)
    HTML | 1.6 MB PDF

March 31, 2011

  • Federal Reserve Banks: Areas for Improvement in Information Systems Controls (GAO-11-447R)
    HTML | 139 KB PDF

March 25, 2011

  • Credit Cards: Consumer Costs for Debt Protection Products Can Be Substantial Relative to Benefits but Are Not a Focus of Regulatory Oversight (GAO-11-311)
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March 17, 2011

  • Troubled Asset Relief Program: Status of Programs and Implementation of GAO Recommendations (GAO-11-476T)
    HTML | 363 KB PDF

March 10, 2011

  • 401(K) Plans: Certain Investment Options and Practices That May Restrict Withdrawals Not Widely Understood (GAO-11-291)
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March 4, 2011

  • U.S. Coins: Replacing the $1 Note with a $1 Coin Would Provide a Financial Benefit to the Government (GAO-11-281)
    HTML | 914 KB PDF

January 26, 2011

  • Payday Lending: Federal Law Enforcement Uses a Multilayered Approach to Identify Employees in Financial Distress (GAO-11-147)
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January 12, 2011

  • Troubled Asset Relief Program: Status of Programs and Implementation of GAO Recommendations (GAO-11-74)
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November 8, 2010

  • Financial Audit: Bureau of the Public Debt's Fiscal Years 2010 and 2009 Schedules of Federal Debt (GAO-11-52)
    HTML | 1.3 MB PDF

October 28, 2010

  • Federal Reserve System: Electronic Fund Transfers (GAO-11-164R)
    HTML | 64 KB PDF

October 4, 2010

  • Troubled Asset Relief Program: Opportunities Exist to Apply Lessons Learned from the Capital Purchase Program to Similarly Designed Programs and to Improve the Repayment Process (GAO-11-47)
    HTML | 105 MB PDF

September 29, 2010

  • Student Loans: Federal Web-based Tool on Private Loans Would Pose Implementation Challenges and May Be Unnecessary (GAO-10-990)
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August 3, 2010

  • Financial Assistance: Ongoing Challenges and Guiding Principles Related to Government Assistance For Private Sector Companies (GAO-10-719)
    HTML | 1.10 MB PDF

July 22, 2010

  • Federal Reserve System: Truth in Lending (GAO-10-925R)
    HTML | 50 KB PDF

July 13, 2010

  • Federal Reserve System: Electronic Fund Transfers (GAO-10-900R)
    HTML | 45 KB PDF

June 30, 2010

  • Troubled Asset Relief Program: One Year Later, Actions Are Needed to Address Remaining Transparency and Accountability Challenges (GAO-10-531)  
    HTML | 1.14 MB PDF

May 18, 2010

  • Debt Management: Treasury Was Able to Fund Economic Stabilization and Recovery Expenditures in a Short Period of Time, but Debt Management Challenges (GAO-10-498)
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April 27, 2010

  • Troubled Asset Relief Program: Update of Government Assistance Provided to AIG (GAO-10-475)
    HTML | 1.99 MB PDF

April 21, 2010

  • Federal Reserve Banks: Areas for Improvement in Information Security Controls (GAO-10-640R)
    HTML | 169 KB PDF

April 15, 2010

  • Federal Deposit Insurance Act: Regulators' Use of Systemic Risk Exception Raises Moral Hazard Concerns and Opportunities Exist to Clarify the Provision (GAO-10-100)
    HTML | 997 KB PDF

April 15, 2010

  • Federal Reserve System: Electronic Fund Transfers (GAO-10-600R)
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April 6, 2010

  • Federal Reserve System: Truth in Lending (GAO-10-572R)
    HTML | 45 KB PDF

February 12, 2010

  • Federal Reserve System and Federal Trade Commission: Fair Credit Reporting Risk-Based Pricing Regulations (GAO-10-408R)
    HTML | 42 KB PDF

February 5, 2010

  • Troubled Asset Relief Program: Treasury Needs to Strengthen Its Decision-Making Process on the Term Asset-Backed Securities Loan Facility (GAO-10-25)
    HTML | 1.91 MB PDF


Reports listed are Federal Reserve related reports issued since January 1, 2010. Reports are maintained by GAO. For more information visit www.gao.gov and enter "Federal Reserve" in the keyword search.

 
Last update: September 12, 2014