Testimony of Federal Reserve Officials

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• Congressional Hearing Transcripts
  Hearing transcripts are posted to this website as they become available.

• December 12, 2007
  The Financial Consumer Hotline Act of 2007
  Sandra F. Braunstein, Director, Division of Consumer and Community Affairs
  Before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives
• December 6, 2007
  Loan modifications and foreclosure prevention
  Governor Randall S. Kroszner
  Before the Committee on Financial Services, U.S. House of Representatives
• November 8, 2007
  The economic outlook
  Chairman Ben S. Bernanke
  Before the Joint Economic Committee, U.S. Congress
• November 7, 2007
  Availability of credit to small businesses
  Governor Frederic S. Mishkin
  Before the Committee on Small Business, U.S. House of Representatives
• October 30, 2007
  Minority-owned banks
  Sandra F. Braunstein, Director, Division of Consumer and Community Affairs
  Before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives
• October 24, 2007
  Legislative proposals on reforming mortgage practices
  Governor Randall S. Kroszner
  Before the Committee on Financial Services, U.S. House of Representatives
• October 24, 2007
  The Community Reinvestment Act and fair lending examination processes
  Sandra F. Braunstein, Director, Division of Consumer and Community Affairs
  Before the Subcommittee on Domestic Policy, Committee on Oversight and Government Reform, U.S. House of Representatives
• October 4, 2007
  Industrial loan companies
  Scott G. Alvarez, General Counsel
  Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate
• September 20, 2007
  Subprime mortgage lending and mitigating foreclosures
  Chairman Ben S. Bernanke
  Before the Committee on Financial Services, U.S. House of Representatives
• August 2, 2007
  Renomination to the Board
  Governor Randall S. Kroszner
  Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate
• July 25, 2007
  Fair lending and the Home Mortgage Disclosure Act
  Sandra F. Braunstein, Director, Division of Consumer and Community Affairs
  Before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives
• July 18, 2007
  Semiannual Monetary Policy Report to the Congress
  Chairman Ben S. Bernanke
  Before the Committee on Financial Services, U.S. House of Representatives
  Chairman Bernanke presented identical testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, on July 19, 2007
• July 11, 2007
  Hedge funds
  Governor Kevin Warsh
  Before the Committee on Financial Services, U.S. House of Representatives
• June 19, 2007
  Consumer credit reports
  Sandra F. Braunstein, Director, Division of Consumer and Community Affairs
  Committee on Financial Services, U.S. House of Representatives
• June 13, 2007
  The role of federal banking agencies in strengthening federal financial consumer protection
  Governor Randall S. Kroszner
  Before the Committee on Financial Services, U.S. House of Representatives
• June 7, 2007
  Credit card disclosures
  Governor Frederic S. Mishkin
  Before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives
• May 21, 2007
  Bank mergers, Community Reinvestment Act enforcement, subprime mortgage lending, and foreclosures
  Sandra Braunstein, Director, Division of Consumer and Community Affairs
  Before the Subcommittee on Domestic Policy, Committee on Oversight and Government Reform, U.S. House of Representatives, at the Carl B. Stokes U.S. Court House, Cleveland, Ohio
• April 25, 2007
  Industrial loan companies
  Vice Chairman Donald L. Kohn
  Before the Committee on Financial Services, U.S. House of Representatives
• March 28, 2007
  The economic outlook
  Chairman Ben S. Bernanke
  Before the Joint Economic Committee, U.S. Congress
• March 27, 2007
  Subprime mortgages
  Sandra F. Braunstein
  Director, Division of Consumer and Community Affairs
  Before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives
• March 22, 2007
  Subprime mortgage market
  Roger T. Cole, Director, Division of Banking Supervision and Regulation
  Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs
• February 28, 2007
  The aging workforce
  Vice Chairman Donald L. Kohn
  Before the Special Committee on Aging, U.S. Senate
• February 28, 2007
  Long-term fiscal challenges and the economy
  Chairman Ben S. Bernanke
  Before the Committee on the Budget, U.S. House of Representatives
• February 14, 2007
  Semiannual Monetary Policy Report to the Congress
  Chairman Ben S. Bernanke
  Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate
  Chairman Bernanke presented identical testimony before the Committee on Financial Services, U.S. House of Representatives, on February 15, 2007
• January 18, 2007
  Long-term fiscal challenges facing the United States
  Chairman Ben S. Bernanke
  Before the Committee on the Budget, U.S. Senate