skip to main navigation skip to secondary navigation skip to content
Board of Governors of the Federal Reserve System
skip secondary navigation
Federal Reserve Board of Governors

Payment System Risk

Other Formats

Data: Average Daylight Overdrafts--Quarterly

Footnote 1

(in billions of dollars)

Date Total Funds Book-
entry
Collateral-
ized
2
 
Percent
of Total
2014:Q3 $1.67 $1.56 $0.11 $1.64 98%
2014:Q2 $1.67 $1.58 $0.08 $1.63 98%
2014:Q1 $1.85 $1.76 $0.09 $1.81 98%
2013:Q4 $0.99 $0.89 $0.10 $0.95 96%
2013:Q3 $1.66 $1.58 $0.08 $1.60 96%
2013:Q2 $1.69 $1.54 $0.14 $1.64 97%
2013:Q1 $3.27 $2.98 $0.29 $3.23 99%
2012:Q4 $2.00 $1.79 $0.21 $1.96 98%
2012:Q3 $1.93 $1.80 $0.13 $1.88 97%
2012:Q2 $2.84 $2.38 $0.46 $2.80 99%
2012:Q1 $1.76 $1.30 $0.45 $1.62 92%
2011:Q4 $0.90 $0.75 $0.14 $0.81 90%
2011:Q3 $0.71 $0.56 $0.15 $0.64 90%
2011:Q2 $1.48 $0.72 $0.76 $1.38 93%
2011:Q1 $3.92 $1.54 $2.39    
2010:Q4 $6.84 $2.59 $4.26    
2010:Q3 $6.81 $2.04 $4.77    
2010:Q2 $6.17 $2.33 $3.83    
2010:Q1 $5.26 $2.78 $2.48    
2009:Q4 $5.64 $3.33 $2.31    
2009:Q3 $10.79 $7.06 $3.73    
2009:Q2 $10.06 $7.69 $2.35    
2009:Q1 $12.88 $8.86 $4.01    
2008:Q4 $40.38 $30.36 $10.01    
2008:Q3 $65.32 $50.60 $14.67    
2008:Q2 $71.04 $55.43 $15.61    
2008:Q1 $68.52 $52.05 $16.47    
2007:Q4 $65.84 $51.30 $14.54    
2007:Q3 $61.72 $46.15 $15.57    
2007:Q2 $56.93 $44.41 $12.53    
2007:Q1 $56.59 $43.15 $13.43    
2006:Q4 $56.27 $42.42 $13.86    
2006:Q3 $55.61 $40.81 $14.80    
2006:Q2 $48.00 $37.40 $10.61    
2006:Q1 $43.78 $33.03 $10.75    
2005:Q4 $43.18 $34.27 $8.91    
2005:Q3 $42.66 $32.09 $10.56    
2005:Q2 $39.93 $29.24 $10.69    
2005:Q1 $39.90 $27.62 $12.29    
2004:Q4 $38.11 $27.63 $10.48    
2004:Q3 $33.75 $25.26 $8.49    
2004:Q2 $33.09 $25.40 $7.70    
2004:Q1 $33.69 $25.26 $8.43    
2003:Q4 $32.37 $25.37 $7.00    
2003:Q3 $33.51 $25.96 $7.54    
2003:Q2 $33.31 $25.92 $7.39    
2003:Q1 $32.04 $24.81 $7.22    
2002:Q4 $31.53 $24.71 $6.81    
2002:Q3 $28.09 $21.33 $6.76    
2002:Q2 $26.04 $20.16 $5.88    
2002:Q1 $25.91 $20.66 $5.25    
2001:Q4 $27.67 $21.72 $5.96    
2001:Q3 $29.59 $23.12 $6.47    
2001:Q2 $27.60 $22.44 $5.16    
2001:Q1 $28.66 $23.28 $5.37    
2000:Q4 $24.70 $20.63 $4.07    
2000:Q3 $24.69 $19.96 $4.73    
2000:Q2 $24.73 $19.77 $4.96    
2000:Q1 $24.90 $18.86 $6.05    
1999:Q4 $23.29 $17.28 $6.01    
1999:Q3 $23.38 $16.31 $7.08    
1999:Q2 $23.53 $16.29 $7.24    
1999:Q1 $24.79 $16.92 $7.87    
1998:Q4 $25.83 $17.18 $8.65    
1998:Q3 $25.36 $15.86 $9.50    
1998:Q2 $25.54 $15.99 $9.55    
1998:Q1 $25.21 $15.58 $9.63    
1997:Q4 $24.07 $14.56 $9.51    
1997:Q3 $22.22 $13.71 $8.50    
1997:Q2 $21.52 $13.82 $7.70    
1997:Q1 $22.38 $13.73 $8.65    
1996:Q4 $21.35 $12.58 $8.76    
1996:Q3 $20.73 $12.26 $8.47    
1996:Q2 $20.79 $11.54 $9.25    
1996:Q1 $22.57 $11.80 $10.77    
1995:Q4 $21.21 $10.75 $10.46    
1995:Q3 $20.31 $10.60 $9.71    
1995:Q2 $19.75 $10.02 $9.73    
1995:Q1 $19.71 $10.38 $9.34    
1994:Q4 $19.31 $9.24 $10.07    
1994:Q3 $19.75 $9.00 $10.75    
1994:Q2 $21.32 $9.15 $12.17    
1994:Q1 $32.44 $12.49 $19.94    
1993:Q4 $33.33 $12.25 $21.08    
1993:Q3 $33.19 $10.34 $22.85    
1993:Q2 $31.43 $10.12 $21.31    
1993:Q1 $32.78 $10.69 $22.08    
1992:Q4 $30.41 $10.13 $20.29    
1992:Q3 $30.52 $10.68 $19.84    
1992:Q2 $28.96 $10.29 $18.68    
1992:Q1 $28.06 $10.01 $18.05    
1991:Q4 $25.30 $10.15 $15.15    
1991:Q3 $24.92 $10.37 $14.55    
1991:Q2 $23.69 $10.46 $13.23    
1991:Q1 $24.63 $11.44 $13.19    
1990:Q4 $22.51 $10.75 $11.76    
1990:Q3 $20.84 $10.88 $9.95    
1990:Q2 $18.86 $10.59 $8.27    
1990:Q1 $19.81 $10.32 $9.49    
1989:Q4 $18.85 $9.65 $9.20    
1989:Q3 $17.53 $9.47 $8.06    
1989:Q2 $16.02 $8.99 $7.04    
1989:Q1 $14.85 $8.56 $6.29    
1988:Q4 $14.56 $8.24 $6.32    
1988:Q3 $14.27 $8.24 $6.04    
1988:Q2 $14.99 $8.74 $6.24    
1988:Q1 $15.66 $8.94 $6.72    
1987:Q4 $14.75 $7.51 $7.24    
1987:Q3 $15.23 $7.48 $7.75    
1987:Q2 $15.02 $7.43 $7.59    
1987:Q1 $15.28 $7.13 $8.16    
1986:Q4 $14.51 $6.69 $7.82    
1986:Q3 $14.47 $6.94 $7.52    
1986:Q2 $13.91 $6.64 $7.27    
1986:Q1 $13.29 $7.39 $5.90    

Footnotes

1. The average per-minute daylight overdraft for a given day is the sum of the average per-minute daylight overdrafts for all institutions on that day. Return to table

2. An institution's collateralized daylight overdraft is the amount of its per-minute overdraft covered by its pledge of collateral. The Board began collecting this data on March 24, 2011, pursuant to the changes to the Federal Reserve Policy on Payment System Risk. This policy change applied to one week of the first quarter of 2011óMarch 24 through March 31, 2011. The collateralized average daylight overdrafts for this week were $2.12 billion, which represents 94 percent of total average daylight overdrafts. Return to table

Return to topReturn to top

Last update: October 27, 2014