Financial Accounts of the United States - Z.1
F4.5a.t One-to-four-family residential mortgages 🕮 PDF
| Line | Description | Series | 2023 | 2024 | 2025 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 | 2026:Q1 | 2026:Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Net borrowing | FA893065105 | 388.2 | 392.1 | 424.6 | 369.9 | 520.7 | 510.7 | 297.2 | 305.2 | 654.0 |
| Line 2 | Household sector | FA153165105 | 379.3 | 368.9 | 397.8 | 346.4 | 488.4 | 477.7 | 278.7 | 285.6 | 614.5 |
| Line 3 | Nonfinancial corporate business | FA103165105 | -1.5 | -1.5 | 0.3 | 0.5 | -0.2 | 1.2 | -0.1 | 0.5 | -0.2 |
| Line 4 | Nonfinancial noncorporate business | FA113165105 | 10.4 | 24.7 | 26.5 | 23.0 | 32.5 | 31.8 | 18.6 | 19.1 | 39.8 |
| Line 5 | Net change in assets | FA893065105 | 388.2 | 392.1 | 424.6 | 369.9 | 520.7 | 510.7 | 297.2 | 305.2 | 654.0 |
| Line 6 | Household sector | FA153065103 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 |
| Line 7 | Nonfinancial corporate business | FA103065105 | 7.2 | -0.9 | 4.6 | 4.1 | 4.7 | 4.7 | 4.7 | 5.0 | 5.1 |
| Line 8 | Nonfinancial noncorporate business | FA113065103 | 1.8 | 1.0 | 1.6 | 1.3 | 1.6 | 1.5 | 2.0 | 2.5 | 1.4 |
| Line 9 | Federal government | FA313065105 | 2.8 | 2.7 | 2.4 | 3.3 | 3.5 | 3.4 | -0.5 | -2.2 | 1.1 |
| Line 10 | State and local governments | FA213065103 | -15.9 | 2.8 | 7.5 | 7.3 | 7.4 | 7.6 | 7.7 | 0.1 | 0.1 |
| Line 11 | U.S.-chartered depository institutions | FA763065105 | 78.7 | 39.1 | 59.0 | 7.0 | 91.5 | 81.6 | 55.7 | -33.2 | 91.8 |
| Line 12 | Foreign banking offices in U.S. | FA753065103 | -0.3 | 0.3 | 0.2 | 0.0 | -0.1 | 0.1 | 0.6 | 0.1 | 1.3 |
| Line 13 | Banks in U.S.-affiliated areas | FA743065103 | 0.3 | 0.5 | 0.4 | -0.3 | 0.6 | 0.7 | 0.7 | -1.5 | 0.5 |
| Line 14 | Credit unions | FA473065100 | 48.8 | 40.7 | 53.2 | 51.1 | 62.1 | 72.4 | 27.3 | 59.7 | 75.9 |
| Line 15 | Life insurance companies | FA543065105 | 21.7 | 33.4 | 37.7 | 32.1 | 40.6 | 34.9 | 43.1 | -0.9 | 4.9 |
| Line 16 | Private pension funds | FA573065103 | 0.4 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.1 | 0.2 |
| Line 17 | State and local govt. pension funds | FA223065143 | -0.6 | 0.1 | -0.1 | -0.1 | 0.2 | -0.1 | -0.4 | 0.3 | -0.0 |
| Line 18 | Government-sponsored enterprises | FA403065105 | 61.0 | 51.3 | 15.9 | 69.4 | 38.9 | 10.9 | -55.5 | 65.3 | 106.1 |
| Line 19 | Agency- and GSE-backed mortgage pools | FA413065105 | 174.1 | 172.5 | 173.0 | 149.5 | 197.8 | 209.7 | 135.2 | 126.8 | 229.9 |
| Line 20 | ABS issuers | FA673065105 | 11.6 | 45.3 | 48.9 | 51.7 | 30.3 | 54.2 | 59.3 | 81.5 | 111.3 |
| Line 21 | Finance companies | FA613065105 | -4.4 | -6.2 | -6.6 | -16.2 | -5.0 | 4.9 | -10.1 | -16.6 | -2.2 |
| Line 22 | Mortgage REITs | FA643065173 | 4.4 | 12.7 | 30.2 | 12.9 | 49.7 | 27.6 | 30.6 | 21.7 | 30.1 |
| Memo: | |||||||||||
| Line 23 | Charge-offs(2) | FV893065153 | 4.3 | 4.1 | 4.3 | 1.0 | 1.0 | 1.3 | 1.0 | 1.3 | 1.3 |
| Line 24 | Home equity loans included above(3) | FA893065125 | 33.8 | 50.7 | 61.9 | 36.2 | 74.4 | 72.4 | 64.7 | 13.6 | 89.3 |
| Line 25 | U.S.-chartered depository institutions | FA763065125 | 6.4 | 17.9 | 23.3 | 7.1 | 38.1 | 21.9 | 26.3 | -22.5 | 30.4 |
| Line 26 | Foreign banking offices in U.S. | FA753065203 | -0.0 | 0.3 | 0.2 | 0.3 | -0.0 | -0.3 | 0.7 | 0.6 | 0.4 |
| Line 27 | Credit unions | FA473065125 | 26.1 | 23.6 | 23.3 | 17.9 | 27.3 | 28.6 | 19.3 | 14.3 | 24.0 |
| Line 28 | ABS issuers | FA673065123 | 2.3 | 10.1 | 16.5 | 12.2 | 10.5 | 21.9 | 21.3 | 22.6 | 35.3 |
| Line 29 | Finance companies | FA613065123 | -0.9 | -1.2 | -1.3 | -1.3 | -1.4 | 0.3 | -2.9 | -1.4 | -0.8 |
Notes:
- Mortgages on 1-4 family properties including mortgages on farm houses.
- Charge-offs are excluded from net borrowing and are accounted for as other changes in volume. Quarterly figures are shown at an unadjusted quarterly rate. Data begin 2007:Q1.
- Loans made under home equity lines of credit and home equity loans secured by junior liens. Excludes home equity loans held by individuals. Home equity loans held by U.S.-chartered depository institutions exclude charge-offs.
Last Update: September 11, 2026