Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending August 26, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

BORDER BANCSHARES, INC.

* 3A3

Border Bancshares, Inc., Greenbush, Minnesota, to acquire 100 percent of First State Bank of Clearbrook, Clearbrook, Minnesota.

Newspaper:	Not available
Federal Register:	09/13/2017

FLATHEAD LAKE BANCORPORATION, INC.

CIC

Change in control notice by Brian Solsrud, North Oaks, Minnesota, to acquire shares of Flathead Lake Bancorporation, Inc., Polson, Montana, and thereby indirectly control First Citizens Bank Polson NA, Polson, Montana.

Newspaper:	09/08/2017
Federal Register:	09/05/2017

STERLING FINANCIAL GROUP, INC.

CIC

Retroactive notice by Boyd Brent Myers, of Tazewell, Tennessee, as trustee of six McNeilus family trusts, all of Rochester, Minnesota, to retain control of voting shares of Sterling Financial Group, Inc., Rochester, Minnesota, and thereby indirectly retain control of Sterling State Bank, Austin, Minnesota.

Newspaper:	08/28/2017
Federal Register:	08/17/2017

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2017 (October 1, 2017 - December 31, 2017) and First Quarter of 2018 (January 1, 2018 - March 31, 2018)

Institution	Location	Quarter
CITIZENS B&TC	BIG TIMBER, MONTANA	Fourth Quarter of 2017
NORTH AMER BKG CO	ROSEVILLE, MINNESOTA	Fourth Quarter of 2017
PIONEER BK	MAPLETON, MINNESOTA	Fourth Quarter of 2017
WELCOME ST BK	WELCOME, MINNESOTA	Fourth Quarter of 2017
CENTRAL SVG BK	SAULT SAINTE MARIE, MICHIGAN	First Quarter of 2018
DAKOTA WESTERN BK	BOWMAN, NORTH DAKOTA	First Quarter of 2018
FIRST MT BK	MISSOULA, MONTANA	First Quarter of 2018
FIRST ST BK SOUTHWEST	PIPESTONE, MINNESOTA	First Quarter of 2018
GRANITE MNT BK	PHILIPSBURG, MONTANA	First Quarter of 2018
HEARTLAND ST BK	EDGELEY, NORTH DAKOTA	First Quarter of 2018
VALLEY BK OF RONAN	RONAN, MONTANA	First Quarter of 2018

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending August 26, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2017 (October 1, 2017 - December 31, 2017) and First Quarter of 2018 (January 1, 2018 - March 31, 2018)

District: 9
Federal Reserve Bank of: Minneapolis