Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending May 25, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST CHATSWORTH BANKSHARES, INC.

* 3A5

First Chatsworth Bankshares, Inc., Chatsworth, Georgia, to merge with NorthSide Bancshares, Inc., and thereby directly acquire NorthSide Bank, both of Adairsville, Georgia.

Newspaper:	06/23/2019
Federal Register:	06/24/2019

MERIT HOLDINGS LLC

CIC

After the fact change in control notice filed by Bill Voss, Joshua Falciani, both of Decatur, Alabama, and Slap Happy Investments, LLC, Athens, Alabama, to retain shares of Merit Holdings, LLC, and its subsidiary, Merit Bank, both of Huntsville, Alabama, and join the previously approved Organizing Control Group.

Newspaper:	06/06/2019
Federal Register:	06/06/2019

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2019 (July 1, 2019 - September 30, 2019) and Fourth Quarter of 2019 (October 1, 2019 - December 31, 2019)

Institution	Location	Quarter
CAPITAL CITY BK	TALLAHASSEE, FLORIDA	Third Quarter of 2019
CENTURY BK OF FL	TAMPA, FLORIDA	Third Quarter of 2019
COMPASS BK	BIRMINGHAM, ALABAMA	Third Quarter of 2019
FIRST FL BK	DESTIN, FLORIDA	Third Quarter of 2019
FIRST VISION BK OF TN	TULLAHOMA, TENNESSEE	Third Quarter of 2019
SMARTBANK	PIGEON FORGE, TENNESSEE	Third Quarter of 2019
TRUXTON TC	NASHVILLE, TENNESSEE	Fourth Quarter of 2019

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending May 25, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2019 (July 1, 2019 - September 30, 2019) and Fourth Quarter of 2019 (October 1, 2019 - December 31, 2019)

District: 6
Federal Reserve Bank of: Atlanta