Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending May 25, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

WSB BANCSHARES, INC.

CIC

Notice by The Linda Mitchell Bank Stock Trust, Wellington, Texas, to join the Holton Family Group, a group acting in concert previously cleared on May 3, 2017, pursuant to a filing under Section 3 of the Bank Holding Company Act, to acquire and retain control of the voting shares of WSB Bancshares, Inc., and indirectly Wellington State Bank, both of Wellington, Texas.

Newspaper:	Not available
Federal Register:	05/02/2019

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2019 (July 1, 2019 - September 30, 2019) and Fourth Quarter of 2019 (October 1, 2019 - December 31, 2019)

Institution	Location	Quarter
CITIZENS ST BK	TYLER, TEXAS	Third Quarter of 2019
FIRST B&T	SEYMOUR, TEXAS	Third Quarter of 2019
PEOPLES BK	LUBBOCK, TEXAS	Third Quarter of 2019
VERITEX CMNTY BK	DALLAS, TEXAS	Third Quarter of 2019
CITIZENS 1ST BK	TYLER, TEXAS	Fourth Quarter of 2019
ORIGIN BK	CHOUDRANT, LOUISIANA	Fourth Quarter of 2019
TEXAS FIRST BK	TEXAS CITY, TEXAS	Fourth Quarter of 2019

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending May 25, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2019 (July 1, 2019 - September 30, 2019) and Fourth Quarter of 2019 (October 1, 2019 - December 31, 2019)

District: 11
Federal Reserve Bank of: Dallas