Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending August 21, 2021

Filer Filing Type Filing Proposal End of Comment Period
PEOPLES BANCSHARES, INC. 4c8 Peoples Bancshares, Inc., Mendenhall, Mississippi, to engage denovo, through its nonbank subsidiary, PB Community Impact Fund, LLC, Mendenhall, Mississippi, and thereby engage in community development activities pursuant to 12 CFR 225.28(b)(12).
Newspaper: Not applicable
Federal Register: 09/08/2021
SMARTBANK * Branch SmartBank, Pigeon Forge, Tennessee, to establish a branch located at 2890 Horace Shepard Drive, Dothan, Alabama.
Newspaper: 09/02/2021
Federal Register: Not applicable
SMARTBANK * Branch SmartBank, Pigeon Forge, Tennessee, to establish a branch located at 1605 Medical Center Pkwy, Murfreesboro, Tennessee.
Newspaper: 09/03/2021
Federal Register: Not applicable
SOUTH STATE CORPORATION * 3A5 South State Corporation, Winter Haven, Florida to merge with Atlantic Capital Bancshares, Inc., and thereby acquire its subsidiary, Atlantic Capital Bank, National Association, both of Atlanta, Georgia.
Newspaper: Not available
Federal Register: 09/20/2021
SYNOVUS BANK * Branch Synovus Bank, Columbus, Georgia, to establish a branch located at 170 Saint Francis Street, known as the St. Francis branch, Mobile, Alabama.
Newspaper: 08/23/2021
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location		 RSSD
ID		  
Exam Date		 CRA
Public Date		 CRA
Rating		 Exam Method
NONE


CRA Examinations scheduled for Fourth Quarter of 2021 (October 1, 2021 - December 31, 2021) and First Quarter of 2022 (January 1, 2022 - March 31, 2022)

Institution Location Quarter
CAPITAL CITY BK TALLAHASSEE, FLORIDAFourth Quarter of 2021
GROVE B&TC MIAMI, FLORIDAFourth Quarter of 2021
FIRST FL INTEGRITY BK NAPLES, FLORIDAFirst Quarter of 2022

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

Home | Banking information and regulation
Accessibility | Contact us
Last update: August 26, 2021