Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending August 21, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

FNBC BANK

* Branch

FNBC Bank, Ash Flat, Arkansas, to establish a branch facility located at 175 West End Way, Mountain Home, Arkansas.

Newspaper:	09/02/2021
Federal Register:	Not applicable

Poplar Bluff Bancorp, Inc.

* 3A1

Poplar Bluff Bancorp, Inc., Poplar Bluff, Missouri, to become a bank holding company by acquiring 100 percent of the voting shares of First Missouri State Bank, Poplar Bluff, Missouri.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
INSOUTH BK, BROWNSVILLE, TENNESSEE	329550	03/15/2021	08/16/2021	S	Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2021 (October 1, 2021 - December 31, 2021) and First Quarter of 2022 (January 1, 2022 - March 31, 2022)

Institution	Location	Quarter
FIRST ST B&TC	CARUTHERSVILLE, MISSOURI	Fourth Quarter of 2021
FIRST ST BK OF WARREN	WARREN, ARKANSAS	Fourth Quarter of 2021
INDEPENDENCE BK OF KY	OWENSBORO, KENTUCKY	Fourth Quarter of 2021
LEWISBURG BKG CO	LEWISBURG, KENTUCKY	Fourth Quarter of 2021
PEOPLES BK OF ALTENBURG	ALTENBURG, MISSOURI	Fourth Quarter of 2021
CALLAWAY BK	FULTON, MISSOURI	First Quarter of 2022
CASS CMRL BK	DES PERES, MISSOURI	First Quarter of 2022
CENTRAL BK OF ST LOUIS	CLAYTON, MISSOURI	First Quarter of 2022
CENTRAL TR BK	JEFFERSON CITY, MISSOURI	First Quarter of 2022
COMMUNITY FNCL SVC BK	BENTON, KENTUCKY	First Quarter of 2022
FARMERS & MERCHANTS BK	STUTTGART, ARKANSAS	First Quarter of 2022
FINANCIAL FED BK	MEMPHIS, TENNESSEE	First Quarter of 2022
MIDWEST BANKCENTRE	SAINT LOUIS, MISSOURI	First Quarter of 2022
PATRIOT BK	MILLINGTON, TENNESSEE	First Quarter of 2022

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending August 21, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2021 (October 1, 2021 - December 31, 2021) and First Quarter of 2022 (January 1, 2022 - March 31, 2022)

District: 8
Federal Reserve Bank of: St. Louis