Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending August 20, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

ALLBANK HOLDING COMPANY, INC.

* 3A1

AllBank Holding Company, Inc., Tulsa, Oklahoma, to become a bank holding company through the acquisition of Bank of Locust Grove, Locust Grove, Oklahoma.

Newspaper:	Not available
Federal Register:	09/01/2022

CORNERSTONE BANK

* 18C
* Branch

Cornerstone Bank, York, Nebraska, to merge with Ashton State Bank, Ashton, Nebraska, and incident thereto to operate a branch at 295 Center Avenue, Ashton, Nebraska.

Newspaper:	Not available
Federal Register:	Not applicable

FIRST OPTION BANK

* Branch

First Option Bank, Osawatomie, Kansas to establish a branch at 7300 West 159th Street, Overland Park, Kansas.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2022 (October 1, 2022 - December 31, 2022) and First Quarter of 2023 (January 1, 2023 - March 31, 2023)

Institution	Location	Quarter
AMERISTATE BK	ATOKA, OKLAHOMA	Fourth Quarter of 2022
COMMERCE BK	KANSAS CITY, MISSOURI	Fourth Quarter of 2022
FIRST BK	UTICA, NEBRASKA	Fourth Quarter of 2022
FIRST BK OF BELOIT	BELOIT, KANSAS	Fourth Quarter of 2022
FIRSTBANK	ANTLERS, OKLAHOMA	Fourth Quarter of 2022
INVESTORS CMNTY BK	CHILLICOTHE, MISSOURI	Fourth Quarter of 2022
RSNB BK	ROCK SPRINGS, WYOMING	Fourth Quarter of 2022
UNITED B&TC	MARYSVILLE, KANSAS	Fourth Quarter of 2022
VALLEY ST BK	SYRACUSE, KANSAS	Fourth Quarter of 2022
BANK OF ELGIN	ELGIN, NEBRASKA	First Quarter of 2023
CHARTER WEST BK	WEST POINT, NEBRASKA	First Quarter of 2023
FIRST FIDELITY BK	OKLAHOMA CITY, OKLAHOMA	First Quarter of 2023
FIRST NORTHEAST BK OF NE	LYONS, NEBRASKA	First Quarter of 2023
FIRST OPTION BK	OSAWATOMIE, KANSAS	First Quarter of 2023
FIRSTOAK BK	INDEPENDENCE, KANSAS	First Quarter of 2023
FIVE POINTS BK	GRAND ISLAND, NEBRASKA	First Quarter of 2023
FRAZER BK	ALTUS, OKLAHOMA	First Quarter of 2023
LUSK ST BK	LUSK, WYOMING	First Quarter of 2023
RCB BK	CLAREMORE, OKLAHOMA	First Quarter of 2023
SIOUXLAND BK	SOUTH SIOUX CITY, NEBRASKA	First Quarter of 2023

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending August 20, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2022 (October 1, 2022 - December 31, 2022) and First Quarter of 2023 (January 1, 2023 - March 31, 2023)

District: 10
Federal Reserve Bank of: Kansas City