Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending August 20, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

FBOL BANCSHARES, INC.

3A1

FBOL Bancshares, Inc., Osage Beach, Missouri, to become a bank holding company by acquiring First Bank of the Lake, Osage Beach, Missouri.

Newspaper:	Not applicable
Federal Register:	Not applicable

HOMETOWN BANCORP, INC.

CIC

Notice by Jeffrey Joe Stinson, Milan, Tennessee; the Patricia Ross Jones 2021 GST-Exempt ESBT Trust, Patricia Jones, Trustee, Trenton, Tennessee; the Linda Ross Szopinski 2021 GST-Exempt ESBT Trust, Linda Szopinski, Trustee, Milan, Tennessee; the John W. Ross 2021 GST-Exempt ESBT Trust, John Ross, Trustee, Milan, Tennessee; the Sandra K. Ross 2021 GST-Exempt ESBT Trust, Sandra Stinson, Trustee, Milan, Tennessee; John W. and Missy Ross, Milan, Tennessee; Barry Jones, Trenton, Tennessee; and James Szopinski, Milan, Tennessee, acting as a family group, to acquire and retain control of Hometown Bancorp, Inc., and thereby indirectly control The Bank of Milan, both of Milan, Tennessee.

Newspaper:	09/06/2022
Federal Register:	09/06/2022

INSOUTH BANK

* Branch

INSOUTH Bank, Brownsville, Tennessee, to establish a branch facility to be located at 1421 Union University Drive, Jackson, Tennessee.

Newspaper:	09/02/2022
Federal Register:	Not applicable

REPUBLIC BANCORP, INC.

CIC

Notice by the Trager Family Foundation Trust, Steven E. Trager, Trustee, both of Louisville, Kentucky, to join the Trager Family Control Group acting in concert to retain control of Republic Bancorp, Inc., and thereby indirectly control Republic Bank & Trust Company, both of Louisville, Kentucky.

Newspaper:	09/01/2022
Federal Register:	09/06/2022

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2022 (October 1, 2022 - December 31, 2022) and First Quarter of 2023 (January 1, 2023 - March 31, 2023)

Institution	Location	Quarter
CITIZENS B&TC	VAN BUREN, ARKANSAS	Fourth Quarter of 2022
COMMUNITY FNCL SVC BK	BENTON, KENTUCKY	Fourth Quarter of 2022
FARMERS B&TC	MAGNOLIA, ARKANSAS	Fourth Quarter of 2022
FIRST NATURALSTATE BK	MCGEHEE, ARKANSAS	Fourth Quarter of 2022
FIRST ST BK	SAINT PETER, ILLINOIS	Fourth Quarter of 2022
FNBC BK	ASH FLAT, ARKANSAS	Fourth Quarter of 2022
PREMIER BK OF AR	JONESBORO, ARKANSAS	Fourth Quarter of 2022
UNION BK OF MENA	MENA, ARKANSAS	Fourth Quarter of 2022
BANK OF BUFFALO	BUFFALO, KENTUCKY	First Quarter of 2023
FIRST CHOICE BK	PONTOTOC, MISSISSIPPI	First Quarter of 2023
FIRST SECURITY BK	SEARCY, ARKANSAS	First Quarter of 2023
FIRST ST BK OF DEQUEEN	DEQUEEN, ARKANSAS	First Quarter of 2023
HARDIN CTY BK	SAVANNAH, TENNESSEE	First Quarter of 2023
OLD MO BK	SPRINGFIELD, MISSOURI	First Quarter of 2023
PETIT JEAN ST BK	MORRILTON, ARKANSAS	First Quarter of 2023
SOUTHERN BK	POPLAR BLUFF, MISSOURI	First Quarter of 2023
TPNB BK	PARIS, MISSOURI	First Quarter of 2023

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending August 20, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2022 (October 1, 2022 - December 31, 2022) and First Quarter of 2023 (January 1, 2023 - March 31, 2023)

District: 8
Federal Reserve Bank of: St. Louis