Resources for Consumers

If you are having difficulty making your mortgage payment, one of the most important things you can do is seek assistance. The following resources provide information and links to agencies and organizations that may be able to help you. Specific resources are also available for stabilizing communities; Systemwide information is available from the 12 Reserve Bank Foreclosure Resource Centers.

Department of the Treasury

• Making Home Affordable

Department of Housing and Urban Development

• Guide to Avoiding Foreclosure
• Housing Counseling Agencies
• How to Avoid Foreclosure (82 KB PDF)

Department of Justice

• Credit Counseling Agencies Approved Pursuant to 11 U.S.C. § 111

Federal Housing Administration

• You Can Avoid Foreclosure and Keep Your Home

Federal Reserve System

• 5 Tips for Avoiding Foreclosure Scams
• 5 Tips for Protecting Your Home from Foreclosure
• Federal Reserve System Foreclosure Resource Centers
• Putting Your Home on the Loan Line Is Risky Business

Federal Trade Commission

• Credit & Loans
• Credit Repair: How to Help Yourself
• Foreclosure Rescue Scams: Another Potential Stress for Homeowners
• Mortgage Payments Sending You Reeling? Here's What to Do

Internal Revenue Service

• Homeowners Who Lose Homes; Tax Relief Available to Many
• Q&A on Home Foreclosure and Debt Cancellation

NeighborWorks® America

• Center for Foreclosure Solutions 
• Consumer Foreclosure Resources 
• NeighborWorks® America Organizations Locator 

Office of the Comptroller of the Currency

• Consumer Tips for Avoiding Foreclosure Rescue Scams