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Are Income and Credit Scores Highly Correlated? Accessible Data
Figure 1: Credit Score Distributions within Income Groups
Figure 1 has three panels. The first panel shows the histogram of the VantageScore 2.0 credit score distribution among the one-third of the consumers in our sample who have the highest income; the second panel shows the histogram of the credit score distribution among the one-third of the consumers in our sample who have the middle-levels of income; the third panel shows the histogram of the credit score distribution among the one-third of the consumers in our sample who have the lowest income.
For more information, see section "Within-Income Group Dispersion of Credit Scores."
Figure 2: Credit Score Distributions within Income Groups: Prime-Age Consumers
Figure 2 has three panels. The first panel shows the histogram of the VantageScore 2.0 credit score distribution among the one-third of the consumers younger than 65 years old in our sample who have the highest income; the second panel shows the histogram of the credit score distribution among the one-third of the consumers younger than 65 years old in our sample who have the middle-levels of income; the third panel shows the histogram of the credit score distribution among the one-third of the consumers younger than 65 years old in our sample who have the lowest income.
For more information, see section "Within-Income Group Dispersion of Credit Scores."