Proposals for CommentThe Dodd-Frank Wall Street Reform and Consumer Protection Act requires the Federal Reserve Board of Governors to create rules in a variety of areas of financial regulation. The Fed, along with other government agencies, provides public notice about rulemaking proposals and accepts comments on the proposals.
Members of the public interested in making their views known on these matters are invited to submit and/or review others' comments via the links below.
Full Listing of Reform Proposals
August 28, 2013
- Agencies revise proposed risk retention rule
Interagency proposed rule to revise the proposed rule the agencies published in the Federal Register on April 29, 2011, and to implement the credit risk retention requirements of section 15G of the Securities Exchange Act of 1934, as added by section 941 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
July 30, 2013
- Agencies seek comment on Dodd-Frank Act stress test guidance for medium-sized firms
Proposed interagency supervisory guidance outlining high-level principles for implementation of the Dodd-Frank Act stress tests for all bank and savings-and-loan holding companies, national banks, state-member banks, state non-member banks, Federal savings associations, and state chartered savings associations with more than $10 billion but less than $50 billion in total consolidated assets.
December 14, 2012
- Federal Reserve Board releases proposed rules to strengthen the oversight of U.S. operations of foreign banks
September 26, 2012
December 20, 2011
- Regulation YY - Enhanced Prudential Standards and Early Remediation Requirement for Covered Companies [R-1438]
Request for comment on proposed rules that would implement the enhanced prudential standards required to be established under section 165 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act) and the early remediation requirements established under section 166 of the Act. The enhanced standards include risk-based capital and leverage requirements, liquidity standards, requirements for overall risk management (including establishing a risk committee), single-counterparty credit limits, stress test requirements, and a debt-to-equity limit for companies that the Financial Stability Oversight Council has determined pose a grave threat to financial stability.
October 11, 2011
- Prohibitions and Restrictions on Proprietary Trading and Certain Interests In, and Relationships with, Hedge Funds and Private Equity Funds [R-1432]
Request for public comment on a proposed rule that would implement Section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank Act") which contains certain prohibitions and restrictions on the ability of a banking entity and nonbank financial company supervised by the Board to engage in proprietary trading and have certain interests in, or relationships with, a hedge fund or private equity fund.
May 12, 2011
- Regulation E; Electronic Fund Transfers [R-1419]
Request for comment on a proposed rule that would create new protections for consumers who send remittance transfers to recipients located in a foreign country, by providing consumers with disclosures and error resolution rights. The proposed amendments implement statutory requirements set forth in the Dodd-Frank Wall Street Reform and Consumer Protection Act.
April 21, 2011
- Studies Regarding the Resolution of Financial Companies Under the Bankruptcy Code [OP-1418]
Request for public information and comment to conduct two studies regarding the resolution of financial companies under Chapter 7 or Chapter 11 of the United States Bankruptcy Code, and conduct a study regarding international coordination relating to the resolution of systemic financial companies under the Bankruptcy Code and applicable foreign law.
April 19, 2011
- Regulation Z; Truth in Lending [R-1417]
Proposal under Regulation Z that would require creditors to determine a consumer's ability to repay a mortgage before making the loan and would establish minimum mortgage underwriting standards. The proposal also implements the Act's limits on prepayment penalties.
April 12, 2011
- Margin and Capital Requirements for Covered Swap Entities [R-1415]
Agencies are requesting comment on a proposed rule to establish minimum margin and capital requirements for registered swap dealers, major swap participants, security-based swap dealers, and major security-based swap participants as required by the Dodd-Frank Wall Street Reform and Consumer Protection Act.
March 30, 2011
- Incentive-Based Compensation Arrangements [R-1410]
Proposal to require the reporting of incentive-based compensation arrangements by a covered financial institution. Proposal would also prohibit incentive-based compensation arrangements at a covered financial institution when such compensation is excessive, could expose the institution to inappropriate risks, or potentially lead to material financial loss.
February 23, 2011
- Regulation Z - (Truth in Lending Act) Dodd-Frank Wall Street Reform and Consumer Protection Act [R-1406]
Proposal to implement statutory changes made by the Dodd-Frank Act that lengthen the time for which a mandatory escrow account established for a higher-priced mortgage loan must be maintained. In addition, the proposal would implement the Act's disclosure requirements regarding escrow accounts. The proposal also would exempt certain loans from the statute's escrow requirement. The primary exemption would apply to mortgage loans extended by creditors that operate predominantly in rural or underserved areas, originate a limited number of mortgage loans, and do not maintain escrow accounts for any mortgage loans they service.
November 17, 2010
- Regulation Y - Conformance Period for Entities Engaged in Prohibited Proprietary Trading or Private Equity Fund or Hedge Fund Activities [R-1397]
Request for public comment on a proposed rule that would implement the conformance period during which banking entities and nonbank financial companies supervised by the Board must bring their activities and investments into compliance with the prohibitions and restrictions on proprietary trading and relationships with hedge funds and private equity funds imposed by section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank Act"). Section 619 is commonly referred to as the "Volcker Rule."
Last update: December 9, 2013