Federal Reserve Statistical Release, E.2, Survey of Terms of Business Lending; title with eagle logo links to Statistical Release home page

Release Date: June 17, 2008
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FEDERAL RESERVE STATISTICAL RELEASE




E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 5-9, 2008                             For immediate release
1. Commercial and industrial loans made by all commercial banks1                           June 17, 2008
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 3.77   89,685   613   485   35.8   29.7   22.2   76.9   10.5  
 2.   Minimal risk 2.75   5,696   1,402   217   14.6   26.0   5.5   45.1   2.5  
 3.   Low risk 3.05   13,018   896   308   19.2   57.5   11.1   79.4   4.2  
 4.   Moderate risk 3.76   28,407   545   378   45.3   36.6   24.3   66.4   18.2  
 5.   Other 4.65   17,033   396   460   64.3   25.4   39.5   83.1   16.1  
 
 6. Zero interval 4.76   17,205   208   754   66.5   12.2   75.4   87.1   10.6  
 7.   Minimal risk 4.40   344   389   542   75.2   4.5   68.6   91.4   7.0  
 8.   Low risk 4.41   1,611   230   698   57.4   3.8   58.7   76.3   11.7  
 9.   Moderate risk 4.66   6,234   210   654   60.9   9.7   76.0   92.1   12.3  
10.   Other 5.25   4,280   172   650   77.0   13.5   79.3   91.8   10.2  
 
11. Daily 2.70   31,378   3,225   115   12.7   46.2   4.3   59.1   9.3  
12.   Minimal risk 2.26   3,747   14,297   16   .9   24.9   .3   25.8   .2  
13.   Low risk 2.43   7,614   3,668   48   2.5   70.6   2.8   78.6   .5  
14.   Moderate risk 2.89   11,797   2,716   71   27.7   49.0   5.6   47.2   28.1  
15.   Other 2.87   2,947   1,485   38   10.3   61.9   6.4   44.2   1.9  
 
16. 2 to 30 days 3.73   18,913   935   474   32.2   32.4   6.5   79.0   8.9  
17.   Minimal risk 3.35   829   1,227   425   25.9   42.0   .8   73.8   4.0  
18.   Low risk 3.29   1,992   871   378   30.5   64.4   4.3   80.4   6.4  
19.   Moderate risk 3.69   5,370   981   271   54.5   49.9   7.1   57.7   17.7  
20.   Other 4.54   2,860   321   235   63.7   42.2   15.8   77.4   16.3  
 
21. 31 to 365 days 4.26   15,713   843   613   41.8   17.9   9.7   93.8   11.4  
22.   Minimal risk 3.59   634   396   896   32.9   29.2   4.4   89.9   2.4  
23.   Low risk 3.90   1,304   631   753   38.9   44.4   4.4   82.3   9.7  
24.   Moderate risk 4.26   3,072   483   398   59.0   36.7   7.3   92.6   14.6  
25.   Other 4.97   4,237   1,196   310   85.3   14.3   26.4   97.1   22.1  
  Months  
26. More than 365 days 5.22   6,276   453   46   62.0   17.5   44.6   89.6   15.9  
27.   Minimal risk 4.72   134   303   51   81.8   .2   17.5   74.4   1.9  
28.   Low risk 5.12   478   452   61   54.4   37.7   30.8   91.2   11.8  
29.   Moderate risk 5.52   1,917   316   56   54.6   11.4   45.8   83.1   12.6  
30.   Other 5.21   2,594   822   37   69.9   4.5   59.9   95.5   22.4  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   3 - 99 5.70   2,863   3.3   181   86.1   7.2   66.7   84.6   8.3  
32.   100 - 999 5.04   10,753   3.2   192   74.8   12.5   61.8   90.3   11.0  
33.   1,000 - 9,999 4.28   22,139   3.3   137   49.5   22.7   34.0   87.9   12.2  
34.   10,000+ 3.20   53,931   2.8   75   19.7   37.2   7.2   69.4   9.6  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 5.10   19,948   3.5   171   68.7   8.0   210   90.8   12.4  
36.   Other 3.38   69,737   2.8   89   26.4   35.9   1,356   73.0   9.8   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 5-9, 2008                             For immediate release
2. Commercial and industrial loans made by domestic banks1                                 June 17, 2008
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 4.47   44,559   317   618   57.5   13.8   42.9   82.0   15.0  
 2.   Minimal risk 3.16   2,195   583   211   32.3   6.8   13.7   31.4   5.6  
 3.   Low risk 3.97   4,713   341   663   45.9   14.0   28.8   73.6   9.5  
 4.   Moderate risk 4.26   17,811   352   555   46.2   12.5   37.1   81.7   16.9  
 5.   Other 5.13   12,166   292   568   80.1   9.8   53.1   95.2   18.0  
 
 6. Zero interval 4.74   16,203   199   738   67.4   11.5   76.0   86.5   10.6  
 7.   Minimal risk 4.29   295   355   426   82.9   5.3   76.5   90.0   6.6  
 8.   Low risk 4.37   1,472   215   667   59.6   2.7   57.8   74.1   12.0  
 9.   Moderate risk 4.64   5,966   204   630   62.1   10.1   75.4   91.8   12.2  
10.   Other 5.26   3,864   158   633   75.7   11.8   81.8   90.9   10.1  
 
11. Daily 3.17   7,979   941   180   18.6   13.3   15.6   51.2   22.0  
12.   Minimal risk 2.32   1,184   5,755   3   2.9   .0   1.0   2.1   7.2  
13.   Low risk 2.88   1,332   722   202   13.3   21.2   16.0   59.4   1.9  
14.   Moderate risk 3.28   4,941   1,245   171   19.9   14.6   13.0   56.2   29.6  
15.   Other 4.94   272   154   465   64.4   1.5   69.3   95.7   6.7  
 
16. 2 to 30 days 4.31   6,204   337   393   58.4   12.4   19.6   92.7   16.4  
17.   Minimal risk 3.70   391   673   96   52.6   21.0   1.8   44.4   5.7  
18.   Low risk 4.07   704   336   625   55.0   4.1   12.3   94.4   12.2  
19.   Moderate risk 4.22   2,734   543   411   42.0   7.0   13.4   95.8   18.0  
20.   Other 4.81   1,602   188   192   91.1   14.6   28.1   97.0   19.4  
 
21. 31 to 365 days 4.71   7,885   457   363   70.7   17.2   19.1   89.6   17.8  
22.   Minimal risk 4.37   184   122   412   59.4   27.3   15.2   65.1   5.7  
23.   Low risk 4.30   707   370   529   64.0   16.0   8.2   68.4   9.9  
24.   Moderate risk 4.40   2,239   369   381   59.2   21.9   10.0   92.8   14.3  
25.   Other 5.06   3,727   1,136   261   87.7   10.3   29.4   98.5   22.6  
  Months  
26. More than 365 days 5.27   6,134   444   46   63.4   17.9   45.5   89.4   16.1  
27.   Minimal risk 4.72   134   303   51   81.8   .2   17.5   74.4   1.9  
28.   Low risk 5.12   478   452   61   54.4   37.7   30.8   91.2   11.8  
29.   Moderate risk 5.52   1,915   316   56   54.6   11.4   45.9   83.1   12.6  
30.   Other 5.21   2,594   822   37   69.9   4.5   59.9   95.5   22.4  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   3 - 99 5.71   2,840   3.3   183   86.3   7.0   66.8   84.6   8.3  
32.   100 - 999 5.10   9,942   3.2   205   77.7   10.8   64.8   90.2   10.9  
33.   1,000 - 9,999 4.58   15,114   3.3   189   62.3   15.0   47.3   89.7   14.1  
34.   10,000+ 3.79   16,663   3.2   210   36.2   15.8   21.6   69.7   20.7  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 5.08   19,098   3.5   179   70.0   7.1   204   90.4   12.5  
36.   Other 4.01   25,460   3.1   216   48.1   18.9   543   75.7   17.3   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 5-9, 2008                             For immediate release
3. Commercial and industrial loans made by large domestic banks1                           June 17, 2008
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 4.25   37,809   468   527   52.5   15.3   39.0   83.5   16.7  
 2.   Minimal risk 2.74   1,787   2,392   152   17.4   8.2   11.4   27.8   7.3  
 3.   Low risk 3.69   3,921   553   615   39.9   15.1   22.8   74.1   10.1  
 4.   Moderate risk 3.98   14,749   601   471   38.9   13.8   31.4   82.4   19.4  
 5.   Other 5.01   10,685   393   532   78.7   10.1   49.3   96.6   19.6  
 
 6. Zero interval 4.62   13,084   241   653   64.6   13.8   73.6   88.4   11.4  
 7.   Minimal risk 3.90   220   479   463   77.4   7.1   69.5   87.6   8.8  
 8.   Low risk 4.29   1,126   249   786   58.6   3.3   50.4   75.8   12.4  
 9.   Moderate risk 4.53   4,683   281   675   60.7   12.5   72.3   94.2   13.5  
10.   Other 5.14   3,119   194   639   71.6   13.4   78.1   91.8   10.6  
 
11. Daily 2.99   7,411   2,151   160   13.5   14.2   10.8   50.1   23.9  
12.   Minimal risk 2.30   1,170   16,189   2   1.8   .0   .8   1.8   8.1  
13.   Low risk 2.68   1,211   2,162   187   8.7   23.1   9.7   58.9   1.3  
14.   Moderate risk 3.11   4,654   2,528   156   15.4   15.5   9.5   56.3   31.2  
15.   Other 4.34   135   389   409   34.6   .3   43.3   99.0   11.3  
 
16. 2 to 30 days 4.20   5,409   387   360   52.9   13.1   14.0   95.7   17.7  
17.   Minimal risk 3.32   214   2,464   68   13.5   38.1   .9   69.4   6.6  
18.   Low risk 3.94   661   485   651   52.5   4.4   9.5   95.3   12.5  
19.   Moderate risk 4.11   2,428   742   326   35.1   5.5   7.0   97.1   19.5  
20.   Other 4.68   1,343   188   178   90.7   17.2   16.6   97.8   22.4  
 
21. 31 to 365 days 4.50   6,999   1,542   366   69.4   18.7   16.9   91.5   19.3  
22.   Minimal risk 3.33   107   1,069   509   35.3   46.0   15.6   55.4   10.3  
23.   Low risk 3.99   615   1,456   563   60.3   17.8   1.6   70.5   10.7  
24.   Moderate risk 4.07   1,824   1,152   406   54.7   25.5   4.1   92.4   16.9  
25.   Other 4.98   3,611   1,799   255   88.9   10.2   29.2   99.1   23.2  
  Months  
26. More than 365 days 4.90   4,767   1,247