Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending November 23, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

BCI FINANCIAL GROUP, INC.

* 3A5
* 3A3

Bci Financial Group, Inc., Miami, Florida, proposes to merge with Executive Banking Corporation, and thereby acquire its subsidiary, Executive National Bank, both of Miami, Florida, pursuant to section 3(a)(5) of the Bank Holding Company Act (the Act). In connection with this proposal, Bci Financial Group, Inc.'s parent companies, Empresas Juan Yarur SpA and Banco de Credito e Inversiones S.A., both of Santiago, Chile, will indirectly acquire Executive Banking Corporation and Executive National Bank, both of Miami, Florida, pursuant to section 3(a)(3) of the Act.

Newspaper:	12/19/2019
Federal Register:	12/20/2019

PERSONS BANKING CO., INC.

CIC

After the fact change in control notice filed by The Persons Family Trust (Trust) Macon, Georgia; George Ogden Persons, III, Macon, Georgia, individually and as a co-trustee of the Trust; Jim Gillis Persons, Atlanta, Georgia, individually and as a co-trustee of the Trust; and Katherine Persons Kelly, Richmond, Virginia, individually and as a co-trustee of the Trust, to retain shares and thereby control of Persons Banking Co., Inc., Macon, Georgia, and its subsidiary, Persons Banking Company, Forsyth, Georgia.

Newspaper:	12/10/2019
Federal Register:	12/09/2019

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

Institution	Location	Quarter
BANK INDEP	SHEFFIELD, ALABAMA	First Quarter of 2020
FIRST FARMERS & MRCH B	COLUMBIA, TENNESSEE	First Quarter of 2020
FIRST PROGRESSIVE BK	BREWTON, ALABAMA	First Quarter of 2020
BANK OF GUEYDAN	GUEYDAN, LOUISIANA	Second Quarter of 2020
CAPSTAR BK	NASHVILLE, TENNESSEE	Second Quarter of 2020
FIRST FL INTEGRITY BK	NAPLES, FLORIDA	Second Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending November 23, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

District: 6
Federal Reserve Bank of: Atlanta