Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending November 23, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

ADYEN N.V.

FBSEA

Adyen, N.V., Amsterdam, Netherlands, to establish a branch in San Francisco, California, pursuant to Section 7(d) of the International Banking Act.

Newspaper:	Not available
Federal Register:	Not applicable

HOME CREDIT CORPORATION

CIC

Change in Control Notice by JGS, Jr. Family Holding Corporation; John G. Sorensen, Jr.; SSS Family Holding Corporation; and Sondra S. Swindle; all of Salt Lake City, Utah, to acquire voting shares of Home Credit Corporation, and thereby indirectly acquire shares of its subsidiary, Home Savings Bank, both of Salt Lake City, Utah.

Newspaper:	11/22/2019
Federal Register:	12/05/2019

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

Institution	Location	Quarter
ALLY BK	SANDY, UTAH	First Quarter of 2020
PACIFIC MERC BK	COSTA MESA, CALIFORNIA	First Quarter of 2020
SILVERGATE BK	LA JOLLA, CALIFORNIA	First Quarter of 2020
TERRITORIAL SB	HONOLULU, HAWAII	First Quarter of 2020
EAST WEST BK	PASADENA, CALIFORNIA	Second Quarter of 2020
SEACOAST CMRC BK	SAN DIEGO, CALIFORNIA	Second Quarter of 2020
UNITED SCTY BK	FRESNO, CALIFORNIA	Second Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending November 23, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

District: 12
Federal Reserve Bank of: San Francisco