Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending November 23, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

BERKSHIRE HATHAWAY

CIC

Notice of change in control by Berkshire Hathaway, Inc., Wellfleet New York Insurance Company, Berkshire Hathaway Assurance Corporation, Berkshire Hathaway Homestate Insurance Company, Berkshire Hathaway International Insurance Ltd, Berkshire Hathaway Life Insurance Company of Nebraska, Berkshire Hathaway Specialty Insurance Company, BH Finance LLC, BHG Life Insurance Company, California Insurance Company, Central States Indemnity Company of Omaha, Columbia Insurance Company, Continental Indemnity Company, Cypress Insurance Company, Finial Reinsurance Company, First Berkshire Hathaway Life Insurance Company, National Fire & Marine Insurance Company, National Indemnity Company, National Liability & Fire Insurance Company, National Indemnity Company of Mid America, National Indemnity Company of the South, NRG America Holding Company, Oak River Insurance Company, all of Omaha, Nebraska; Am GUARD Insurance Company, NorGUARD Insurance Company, both of Wilkes-Barre, Pennsylvania; Government Employees Insurance Company, GEICO Indemnity Company, GEICO Marine Insurance Company, all of Chevy Chase, Maryland; General Re Life Corporation, General Reinsurance Corporation, General Star Indemnity Company, General Star National Insurance Company, Genesis Insurance Company, all of Stamford, Connecticut; Medical Protective Company, Princeton Insurance Company, both of Ft. Wayne, Indiana; Mt. Vernon Fire Insurance Company, United States Liability Insurance Company, both of Wayne, Pennsylvania; and Old United Casualty Company, Merriam, Kansas, to retain 10% or more and acquire additional voting securities of Bank of America Corporation, Charlotte, North Carolina.

Newspaper:	Not available
Federal Register:	11/27/2019

SANDY SPRING BANK

* 18C
* Branch

Sandy Spring Bank, Olney, Maryland, to merge with Revere Bank, Rockville, Maryland.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NEW PEOPLES BK, HONAKER, VIRGINIA	2736451	07/22/2019	11/16/2019	S	Int Small Bank

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

Institution	Location	Quarter
FARMERS BK WINDSOR VA	WINDSOR, VIRGINIA	First Quarter of 2020
HIGHLANDS CMNTY BK	COVINGTON, VIRGINIA	First Quarter of 2020
SANDY SPRING BK	OLNEY, MARYLAND	First Quarter of 2020
VCC BK	RICHMOND, VIRGINIA	First Quarter of 2020
ESSEX BK	RICHMOND, VIRGINIA	Second Quarter of 2020
FVCBANK	FAIRFAX, VIRGINIA	Second Quarter of 2020
SHORE UNITED BK	EASTON, MARYLAND	Second Quarter of 2020
UNITED BK	FAIRFAX, VIRGINIA	Second Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending November 23, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

District: 5
Federal Reserve Bank of: Richmond