Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: June 6, 1997

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 H.8 (510)                                         pg.1
 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                           For release at 4:15 p.m. Eastern Time  
 Seasonally adjusted, billions of dollars                                                                                                             June 6, 1997

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        3,667.6   3,718.2   3,744.5   3,772.5   3,807.9   3,847.0   3,868.9   3,905.0   3,907.4    3,909.7    3,911.7    3,916.3

  2     Securities in bank credit                          990.4     969.2     980.1     989.3   1,004.9   1,020.7   1,014.6   1,033.7   1,021.0    1,018.6    1,012.1    1,012.2
  3        U.S. government securities                      707.8     703.4     707.2     706.4     706.6     704.0     708.2     722.5     722.5      721.7      719.4      724.9
  4        Other securities                                282.6     265.9     272.9     282.9     298.3     316.7     306.4     311.2     298.5      296.9      292.6      287.3

  5     Loans and leases in bank credit (2)              2,677.2   2,748.9   2,764.4   2,783.1   2,803.0   2,826.3   2,854.3   2,871.3   2,886.4    2,891.2    2,899.6    2,904.2
  6        Commercial and industrial                       732.1     770.6     774.7     783.9     787.1     796.6     802.1     808.9     810.2      814.6      815.4      815.3
  7        Real estate                                   1,100.1   1,115.6   1,121.5   1,127.8   1,134.4   1,140.4   1,153.8   1,162.6   1,170.4    1,170.6    1,172.4    1,173.3
  8          Revolving home equity                          80.1      83.3      84.3      85.3      85.7      86.5      87.9      89.2      89.8       90.0       90.1       91.1
  9          Other                                       1,020.0   1,032.2   1,037.3   1,042.5   1,048.8   1,053.9   1,066.0   1,073.4   1,080.6    1,080.6    1,082.3    1,082.3
  10        Consumer                                       504.7     519.5     521.7     522.7     523.1     522.9     521.7     519.4     520.8      521.4      522.4      523.2
  11        Security (3)                                    85.0      76.9      77.9      79.7      83.4      84.7      88.8      89.5      88.2       88.7       89.3       90.1
  12       Other loans and leases                          255.3     266.4     268.6     269.0     275.0     281.7     288.0     290.9     296.9      295.9      300.1      302.3

  13  Interbank loans                                      208.9     204.6     212.2     204.1     197.9     204.0     219.7     215.9     222.5      213.8      226.8      225.2

  14  Cash assets (4)                                      221.4     226.1     232.7     230.9     231.1     231.0     236.3     242.5     241.4      233.1      244.6      240.9

  15  Other assets (5)                                     240.6     253.3     259.8     269.0     262.1     273.2     282.2     281.9     275.4      279.2      286.4      287.3

  16  TOTAL ASSETS (6)                                   4,281.4   4,345.5   4,392.5   4,419.9   4,442.8   4,499.1   4,551.1   4,589.1   4,590.6    4,579.6    4,613.1    4,613.5

         L I A B I L I T I E S

  17  Deposits                                           2,712.2   2,774.2   2,804.8   2,832.1   2,846.5   2,872.1   2,906.4   2,945.0   2,934.8    2,930.2    2,915.5    2,943.3
  18    Transaction                                        764.6     712.7     715.1     712.9     709.6     701.0     698.5     701.8     681.2      688.1      688.6      698.8
  19    Nontransaction                                   1,947.6   2,061.5   2,089.7   2,119.2   2,136.9   2,171.1   2,207.9   2,243.2   2,253.5    2,242.1    2,227.0    2,244.5
  20       Large time                                      433.7     479.6     489.4     507.7     518.8     535.2     541.8     559.2     558.1      554.9      546.1      547.5
  21       Other                                         1,513.9   1,581.9   1,600.3   1,611.5   1,618.0   1,635.9   1,666.1   1,684.0   1,695.4    1,687.2    1,680.9    1,697.0

  22  Borrowings                                           706.4     689.4     709.2     707.2     727.9     743.0     759.2     773.6     783.6      778.4      787.0      768.5
  23    From banks in the U.S.                             301.4     292.0     303.2     306.9     302.2     307.3     315.7     315.5     319.6      299.2      313.1      299.6
  24    From others                                        405.0     397.4     406.0     400.3     425.6     435.7     443.5     458.1     464.1      479.2      473.9      468.9
  25    Net due to related foreign offices                 258.0     244.2     238.1     231.4     222.6     218.3     210.2     212.9     232.5      219.5      243.4      238.3

  26  Other liabilities                                    226.2     242.7     253.7     262.6     272.0     289.8     280.4     270.3     263.8      260.1      268.7      260.4

  27  TOTAL LIABILITIES                                  3,902.8   3,950.6   4,005.9   4,033.2   4,068.9   4,123.3   4,156.2   4,201.8   4,214.6    4,188.2    4,214.6    4,210.5

  28  Residual (assets less liabilities) (7)               378.6     395.0     386.6     386.7     373.9     375.8     394.9     387.3     376.0      391.4      398.5      403.0


 H.8 (510)    pg.2
 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
 Not seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        3,667.3   3,719.8   3,748.8   3,771.5   3,806.2   3,839.8   3,859.5   3,904.6   3,919.5    3,916.6    3,911.5    3,913.3

  2     Securities in bank credit                          992.6     969.1     978.7     975.4     996.0   1,017.3   1,017.4   1,036.3   1,032.6    1,028.3    1,019.4    1,019.0
  3        U.S. government securities                      710.5     703.9     707.6     702.3     700.6     702.7     712.8     725.2     727.1      724.4      721.8      724.3
  4        Other securities                                282.0     265.2     271.2     273.1     295.5     314.6     304.6     311.1     305.5      303.9      297.6      294.7

  5     Loans and leases in bank credit (2)              2,674.7   2,750.7   2,770.0   2,796.1   2,810.1   2,822.5   2,842.1   2,868.3   2,886.9    2,888.3    2,892.1    2,894.3
  6        Commercial and industrial                       738.6     767.0     772.8     780.9     784.8     796.2     804.7     816.2     820.7      821.5      821.8      819.3
  7        Real estate                                   1,095.9   1,118.7   1,125.8   1,132.7   1,136.4   1,137.4   1,147.9   1,158.2   1,166.3    1,166.9    1,167.1    1,168.5
  8          Revolving home equity                          79.5      83.9      84.7      85.5      85.7      86.2      87.1      88.5      89.5       89.7       89.9       90.9
  9          Other                                       1,016.4   1,034.8   1,041.1   1,047.3   1,050.8   1,051.2   1,060.8   1,069.7   1,076.7    1,077.2    1,077.3    1,077.6
  10        Consumer                                       502.4     519.7     522.1     527.5     528.7     523.6     517.1     517.0     518.9      519.5      520.3      520.7
  11        Security (3)                                    86.2      76.7      79.3      81.0      82.6      85.8      88.4      90.0      89.5       89.1       89.7       89.6
  12       Other loans and leases                          251.7     268.6     270.0     274.0     277.6     279.6     284.1     287.0     291.6      291.3      293.2      296.2

  13  Interbank loans                                      207.8     199.4     216.5     213.3     207.6     208.3     216.2     214.3     220.1      208.7      220.5      218.2

  14  Cash assets (4)                                      217.2     227.1     239.7     246.9     241.4     232.2     227.3     237.9     235.7      229.4      230.9      248.5

  15  Other assets (5)                                     238.1     250.8     258.6     269.0     262.7     273.0     277.4     279.5     281.7      282.8      282.8      289.5

  16  TOTAL ASSETS (6)                                   4,273.4   4,340.5   4,406.8   4,444.0   4,462.0   4,497.4   4,524.4   4,580.1   4,600.7    4,581.0    4,589.3    4,613.2

         L I A B I L I T I E S

  17  Deposits                                           2,712.7   2,779.0   2,821.8   2,863.9   2,850.4   2,857.3   2,895.2   2,942.3   2,929.5    2,920.0    2,889.2    2,934.8
  18    Transaction                                        768.4     710.4     725.2     745.8     721.0     694.1     686.3     705.0     676.5      677.9      662.5      689.0
  19    Nontransaction                                   1,944.3   2,068.6   2,096.5   2,118.2   2,129.4   2,163.2   2,208.9   2,237.3   2,252.9    2,242.0    2,226.6    2,245.8
  20       Large time                                      431.7     485.0     493.9     507.8     515.5     533.1     541.3     555.1     559.8      558.4      551.2      552.3
  21       Other                                         1,512.6   1,583.6   1,602.6   1,610.3   1,613.9   1,630.1   1,667.6   1,682.2   1,693.1    1,683.7    1,675.4    1,693.5

  22  Borrowings                                           706.2     681.8     699.0     699.5     722.1     727.1     739.0     774.1     796.0      786.5      795.9      779.7
  23    From banks in the U.S.                             300.8     285.4     297.0     301.6     296.4     295.3     303.8     314.1     322.6      305.0      322.5      314.0
  24    From others                                        405.4     396.4     402.0     397.9     425.7     431.8     435.2     459.9     473.4      481.5      473.3      465.7
  25    Net due to related foreign offices                 255.8     245.8     235.2     230.0     233.0     229.1     219.1     211.2     227.4      224.7      248.7      248.7

  26  Other liabilities                                    226.0     241.8     257.5     258.5     269.2     291.7     278.5     270.6     268.7      265.2      269.4      264.4

  27  TOTAL LIABILITIES                                  3,900.8   3,948.4   4,013.4   4,051.9   4,074.7   4,105.3   4,131.8   4,198.1   4,221.6    4,196.4    4,203.2    4,227.6

  28  Residual (assets less liabilities) (7)               372.6     392.0     393.4     392.1     387.3     392.1     392.6     382.0     379.2      384.6      386.1      385.6

                       MEMO
  29  Reval. gains on off-bal. sheet items (8)                --      62.4      65.5      69.3      89.0     102.8      92.0      91.9      86.5       84.1       83.0       80.8
  30  Reval. losses on off-bal. sheet items (8)               --      58.3      60.4      64.3      84.8      98.1      86.3      87.2      89.1       84.9       84.5       82.5

 H.8 (510)   pg.3
 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        3,213.9   3,237.7   3,250.7   3,267.4   3,291.0   3,314.4   3,340.6   3,367.5   3,366.3    3,367.1    3,367.8    3,370.6

  2     Securities in bank credit                          844.5     820.7     822.3     824.9     834.8     844.1     842.3     856.2     846.3      845.8      838.8      835.5
  3        U.S. government securities                      635.2     620.7     620.1     618.9     624.9     618.8     624.9     634.9     633.3      634.4      631.9      632.3
  4        Other securities                                209.3     199.9     202.1     206.0     209.9     225.3     217.4     221.3     213.0      211.3      207.0      203.2

  5     Loans and leases in bank credit (2)              2,369.5   2,417.0   2,428.4   2,442.5   2,456.2   2,470.3   2,498.4   2,511.3   2,520.0    2,521.3    2,529.0    2,535.1
  6        Commercial and industrial                       545.9     564.8     566.6     570.8     572.2     578.4     584.3     590.2     590.5      591.6      592.6      594.2
  7        Real estate                                   1,066.4   1,082.8   1,089.1   1,095.8   1,102.5   1,108.1   1,121.8   1,130.7   1,138.8    1,139.2    1,141.3    1,142.7
  8          Revolving home equity                          80.1      83.3      84.3      85.3      85.7      86.5      87.9      89.2      89.8       90.0       90.1       91.1
  9          Other                                         986.3     999.5   1,004.8   1,010.5   1,016.8   1,021.5   1,034.0   1,041.5   1,049.0    1,049.2    1,051.2    1,051.6
  10        Consumer                                       504.7     519.5     521.7     522.7     523.1     522.9     521.7     519.4     520.8      521.4      522.4      523.2
  11        Security (3)                                    52.8      44.0      42.9      43.6      45.3      45.1      49.3      46.5      45.2       43.9       46.2       47.0
  12       Other loans and leases                          199.6     206.0     208.2     209.6     213.2     215.9     221.2     224.5     224.7      225.2      226.5      228.1

  13  Interbank loans                                      186.8     184.0     192.0     182.3     174.6     181.6     194.8     195.1     202.3      195.6      202.3      197.0

  14  Cash assets (4)                                      195.0     196.4     201.8     199.8     199.9     197.8     203.5     209.3     205.0      199.2      210.6      207.2

  15  Other assets (5)                                     195.8     219.6     223.6     232.1     223.3     231.0     240.0     241.5     237.3      238.5      246.6      247.4

  16  TOTAL ASSETS (6)                                   3,734.5   3,781.1   3,811.6   3,825.2   3,832.9   3,869.1   3,923.2   3,957.4   3,954.9    3,944.3    3,971.3    3,966.2

         L I A B I L I T I E S

  17  Deposits                                           2,541.1   2,576.8   2,600.9   2,612.5   2,619.4   2,631.2   2,659.2   2,682.2   2,667.9    2,670.1    2,668.7    2,686.0
  18    Transaction                                        754.3     702.3     704.9     702.7     699.2     691.1     687.7     690.7     668.5      676.6      677.4      687.4
  19    Nontransaction                                   1,786.8   1,874.5   1,896.0   1,909.8   1,920.2   1,940.1   1,971.5   1,991.5   1,999.4    1,993.5    1,991.3    1,998.6
  20       Large time                                      275.7     295.2     299.4     302.6     302.3     306.6     308.5     311.3     310.7      310.7      311.9      313.8
  21       Other                                         1,511.1   1,579.3   1,596.6   1,607.3   1,617.9   1,633.5   1,663.1   1,680.2   1,688.7    1,682.8    1,679.4    1,684.8

  22  Borrowings                                           577.8     572.5     584.1     585.9     597.3     599.0     617.9     632.0     640.0      632.1      635.3      624.7
  23    From banks in the U.S.                             264.5     260.2     270.5     274.5     274.5     273.4     280.9     282.3     283.5      267.9      277.1      264.9
  24    From others                                        313.3     312.3     313.6     311.5     322.8     325.6     337.0     349.7     356.5      364.2      358.2      359.8
  25    Net due to related foreign offices                  85.8      76.5      71.0      69.1      72.0      78.2      68.2      77.5      92.7       78.6       90.6       85.1

  26  Other liabilities                                    152.8     168.1     173.8     179.7     182.1     190.3     187.1     179.0     175.4      173.6      177.6      170.9

  27  TOTAL LIABILITIES                                  3,357.6   3,393.9   3,429.7   3,447.3   3,470.8   3,498.7   3,532.4   3,570.6   3,576.1    3,554.4    3,572.3    3,566.8

  28  Residual (assets less liabilities) (7)               376.9     387.2     381.9     377.9     362.1     370.4     390.8     386.7     378.9      389.9      399.0      399.4


 H.8 (510)  pg.4
 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Not seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        3,214.6   3,240.7   3,255.4   3,270.4   3,292.3   3,306.6   3,331.3   3,366.9   3,373.0    3,370.4    3,366.3    3,367.5

  2     Securities in bank credit                          847.1     820.7     821.2     817.4     830.0     839.7     844.3     858.2     850.9      850.2      841.7      838.5
  3        U.S. government securities                      638.7     621.8     620.6     617.2     617.9     615.8     626.6     638.2     636.1      636.7      633.7      632.6
  4        Other securities                                208.4     198.8     200.7     200.2     212.1     224.0     217.7     220.0     214.9      213.4      208.0      205.9

  5     Loans and leases in bank credit (2)              2,367.5   2,420.0   2,434.1   2,453.0   2,462.3   2,466.9   2,487.0   2,508.7   2,522.1    2,520.2    2,524.6    2,529.0
  6        Commercial and industrial                       551.8     562.4     564.9     567.4     570.0     578.1     587.3     596.8     600.0      598.5      598.8      598.6
  7        Real estate                                   1,062.7   1,085.8   1,092.9   1,100.5   1,104.5   1,105.0   1,115.9   1,126.7   1,134.9    1,135.9    1,136.3    1,138.1
  8          Revolving home equity                          79.5      83.9      84.7      85.5      85.7      86.2      87.1      88.5      89.5       89.7       89.9       90.9
  9          Other                                         983.2   1,001.9   1,008.2   1,015.1   1,018.8   1,018.8   1,028.8   1,038.2   1,045.4    1,046.1    1,046.4    1,047.3
  10        Consumer                                       502.4     519.7     522.1     527.5     528.7     523.6     517.1     517.0     518.9      519.5      520.3      520.7
  11        Security (3)                                    53.9      43.8      44.3      44.8      44.5      46.2      48.9      47.0      46.5       44.3       46.6       46.4
  12        Other loans and leases                          196.7     208.4     209.9     212.8     214.5     214.1     217.8     221.3     221.8      222.1      222.5      225.1

  13  Interbank loans                                      185.8     178.7     196.3     191.6     184.3     186.0     191.3     193.5     199.9      190.5      196.0      190.0

  14  Cash assets (4)                                      191.4     197.0     208.5     214.7     209.9     199.8     195.1     205.5     200.0      195.8      196.9      214.2

  15  Other assets (5)                                     194.9     217.3     222.1     231.3     224.7     230.0     235.8     240.6     242.5      240.6      242.3      248.6

  16  TOTAL ASSETS (6)                                   3,729.8   3,777.3   3,825.8   3,851.5   3,855.4   3,866.7   3,897.8   3,950.6   3,959.4    3,941.1    3,945.4    3,964.1

         L I A B I L I T I E S

  17  Deposits                                           2,545.7   2,576.3   2,615.3   2,641.7   2,623.2   2,619.5   2,648.2   2,686.0   2,665.6    2,660.9    2,641.2    2,673.7
  18    Transaction                                        758.5     700.0     715.1     734.9     710.6     684.0     675.8     694.4     664.6      667.1      652.0      677.8
  19    Nontransaction                                   1,787.2   1,876.3   1,900.2   1,906.8   1,912.7   1,935.5   1,972.5   1,991.6   2,000.9    1,993.8    1,989.2    1,995.9
  20       Large time                                      277.0     295.0     300.0     299.3     301.0     309.4     308.4     312.7     314.8      314.7      316.1      316.9
  21       Other                                         1,510.2   1,581.3   1,600.2   1,607.6   1,611.7   1,626.1   1,664.0   1,678.9   1,686.2    1,679.0    1,673.0    1,679.0

  22  Borrowings                                           576.0     568.2     577.3     579.4     594.8     589.7     603.6     630.0     646.8      641.3      647.4      639.0
  23    From banks in the U.S.                             263.8     256.0     264.2     268.5     267.6     263.7     270.5     280.8     286.2      274.0      288.5      280.0
  24    From others                                        312.1     312.1     313.1     310.9     327.2     326.0     333.0     349.2     360.6      367.3      358.8      359.0
  25    Net due to related foreign offices                  85.8      78.2      68.4      66.2      73.6      79.9      72.5      78.8      95.3       83.8       98.4       98.4

  26  Other liabilities                                    152.9     168.8     176.9     177.0     180.1     189.7     185.4     179.5     177.4      175.1      176.5      172.4

  27  TOTAL LIABILITIES                                  3,360.4   3,391.4   3,437.9   3,464.3   3,471.8   3,478.9   3,509.7   3,574.2   3,585.1    3,561.1    3,563.5    3,583.5

  28  Residual (assets less liabilities) (7)               369.4     386.0     387.9     387.2     383.6     387.8     388.1     376.4     374.3      379.9      381.9      380.7

                        MEMO
  29  Reval. gains on off-bal. sheet items (8)                --      32.5      33.1      35.9      47.4      55.8      48.9      49.5      44.7       43.2       42.1       39.5
  30  Reval. losses on off-bal. sheet items (8)               --      28.9      28.9      31.8      44.0      50.9      43.2      44.6      46.4       44.0       43.4       41.0
  31  Mortgage-backed securities (9)                          --     236.8     238.3     241.4     244.0     243.6     245.8     249.3     250.6      249.9      249.3      248.8

H.8 (510)  pg.5
 ASSETS AND LIABILITIES OF LARGE  DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Seasonally adjusted, adjusted for mergers, billions of dollars

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        1,845.6   1,827.3   1,831.6   1,840.4   1,855.1   1,873.8   1,884.9   1,901.7   1,894.0    1,892.8    1,894.1    1,894.7

  2     Securities in bank credit                          435.9     408.9     412.0     414.5     420.5     430.9     424.8     435.3     424.4      422.9      418.2      415.4
  3        U.S. government securities                      306.6     289.3     290.0     288.5     291.4     286.1     289.4     297.9     295.8      295.5      294.8      296.2
  3a         Trading account                                19.8      21.2      21.5      19.4      17.2      16.1      17.7      20.1      18.0       17.1       20.1       21.7
  3b         Investment account                            286.9     268.0     268.5     269.0     274.2     270.0     271.7     277.9     277.8      278.4      274.7      274.5
  4        Other securities                                129.3     119.7     122.0     126.1     129.1     144.8     135.4     137.4     128.6      127.4      123.4      119.3
  4a         Trading account                                58.9      55.1      57.8      60.7      64.6      79.9      69.8      72.1      63.4       61.8       57.6       53.9
  4b         Investment account                             70.4      64.6      64.2      65.4      64.6      64.9      65.6      65.3      65.2       65.6       65.8       65.4
  4c         State and local government                     21.1      20.2      20.2      20.3      20.5      21.1      20.7      20.7      20.9       20.8       21.0       20.9
  4d         Other                                          49.2      44.4      44.0      45.1      44.1      43.8      44.9      44.6      44.3       44.7       44.8       44.4
  5     Loans and leases in bank credit (2)              1,409.7   1,418.3   1,419.6   1,425.9   1,434.5   1,442.9   1,460.1   1,466.4   1,469.7    1,469.9    1,475.9    1,479.2
  6        Commercial and industrial                       373.8     385.7     385.8     388.1     388.6     392.8     397.0     401.4     400.6      401.4      402.0      403.3
  7        Real estate                                     570.7     564.2     565.5     567.8     568.1     568.9     574.3     577.4     583.1      582.1      583.4      584.1
  8          Revolving home equity                          54.8      55.5      55.9      56.6      56.6      57.0      57.6      58.4      58.8       58.9       59.0       60.0
  9          Other                                         515.9     508.7     509.6     511.2     511.5     511.9     516.7     519.0     524.3      523.1      524.4      524.1
  10       Consumer                                        280.7     287.1     286.8     287.1     290.2     291.9     290.8     289.4     289.7      290.6      290.8      290.8
  11       Security (3)                                     47.4      39.1      37.9      38.5      40.4      40.0      43.9      41.4      40.1       38.8       41.2       41.9
  12a      State and local government                       11.3      11.0      11.3      11.4      11.2      11.2      11.1      10.9      10.8       10.8       10.7       10.6
  12b      All other loans and leases                      125.7     131.2     132.3     132.9     136.0     138.2     142.9     145.9     145.4      146.1      147.8      148.6

  13  Interbank loans                                      132.0     133.6     139.0     127.7     120.6     124.6     133.5     140.0     148.2      141.7      147.4      138.9

  14  Cash assets (4)                                      129.8     129.6     133.9     131.9     131.7     128.8     134.1     138.7     137.1      131.3      141.1      141.7

  15  Other assets (5)                                     147.1     164.0     167.5     174.3     167.1     172.8     175.0     175.9     175.7      173.9      180.8      176.4

  16  TOTAL ASSETS (6)                                   2,217.7   2,218.4   2,235.9   2,238.4   2,239.0   2,264.6   2,292.2   2,320.5   2,319.5    2,304.2    2,327.9    2,316.2

         L I A B I L I T I E S

  17  Deposits                                           1,345.9   1,371.7   1,383.3   1,390.7   1,383.1   1,381.2   1,388.8   1,400.4   1,385.6    1,387.3    1,386.8    1,400.2
  18    Transaction                                        426.3     390.8     391.4     390.2     387.0     377.6     371.1     370.7     354.9      359.9      359.2      372.6
  19    Nontransaction                                     919.6     980.9     991.8   1,000.5     996.1   1,003.6   1,017.7   1,029.7   1,030.7    1,027.5    1,027.7    1,027.6
  20       Large time                                      128.0     152.5     154.2     156.0     154.2     157.1     157.9     161.9     160.0      160.1      161.6      163.4
  21       Other                                           791.6     828.4     837.6     844.5     841.9     846.5     859.8     867.8     870.7      867.3      866.0      864.2

  22  Borrowings                                           436.2     410.0     419.0     419.4     429.5     429.7     443.1     453.9     460.6      456.5      460.5      447.9
  23    From banks in the U.S.                             185.5     173.4     183.2     189.2     188.1     187.2     193.3     194.7     193.9      179.2      189.7      178.1
  24    From others                                        250.8     236.6     235.9     230.2     241.4     242.5     249.8     259.3     266.7      277.3      270.8      269.8
  25    Net due to related foreign offices                  80.8      73.2      68.8      66.4      68.0      74.3      64.3      73.1      88.3       74.0       86.9       81.4

  26  Other liabilities                                    126.5     140.2     145.6     151.4     155.0     163.2     160.2     153.9     150.2      148.1      151.2      144.3

  27  TOTAL LIABILITIES                                  1,989.3   1,995.1   2,016.7   2,027.9   2,035.6   2,048.3   2,056.3   2,081.4   2,084.7    2,065.9    2,085.6    2,073.8

  28  Residual (assets less liabilities) (7)               228.4     223.4     219.2     210.5     203.4     216.3     235.8     239.2     234.8      238.3      242.3      242.4

H.8 (510)  pg.6
 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Not seasonally adjusted, adjusted for mergers, billions of dollars

              Account                                     1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        1,845.6   1,827.7   1,834.7   1,840.7   1,858.3   1,871.6   1,880.1   1,900.7   1,900.3    1,894.8    1,893.1    1,893.1

  2     Securities in bank credit                          434.8     410.0     412.6     407.4     417.2     428.2     425.5     433.8     426.3      424.9      420.0      416.8
  3        U.S. government securities                      306.7     291.4     292.1     287.2     285.7     284.4     290.0     298.0     296.1      295.7      295.9      295.2
  3a         Trading account                                20.0      22.0      22.7      18.1      16.3      16.3      18.8     20.2      18.1       17.8       21.2       20.5
  3b         Investment account                            286.7     269.4     269.4     269.1     269.4     268.1     271.2     277.7     278.1      277.9      274.7      274.7
  4        Other securities                                128.1     118.6     120.4     120.2     131.6     143.8     135.5     135.8     130.2      129.2      124.1      121.7
  4a         Trading account                                58.1      53.5      55.4      54.2      66.5      78.8      70.2      70.9      65.3       63.8       58.7       56.5
  4b         Investment account                             70.0      65.1      65.0      66.0      65.1      65.0      65.3      64.9      64.9       65.4       65.4       65.1
  4c         State and local government                     21.3      20.2      20.3      20.4      20.5      21.1      20.7      20.8      21.0       21.0       21.1       21.1
  4d         Other                                          48.7      44.9      44.7      45.6      44.5      43.9      44.5      44.1      43.9       44.4       44.3       44.0
  5     Loans and leases in bank credit (2)              1,410.8   1,417.7   1,422.1   1,433.3   1,441.0   1,443.4   1,454.7   1,466.9   1,474.0    1,469.9    1,473.0    1,476.3
  6        Commercial and industrial                       378.5     383.9     384.8     385.1     386.4     392.8     399.5     406.8     408.6      406.8      406.8      406.5
  7        Real estate                                     569.5     564.9     567.1     570.6     570.5     568.4     571.4     576.1     581.4      580.2      579.8      580.6
  8          Revolving home equity                          54.4      55.8      56.3      56.6      56.6      56.8      57.1      57.9      58.6       58.8       58.9       59.9
  9          Other                                         515.1     509.1     510.8     514.0     513.8     511.6     514.3     518.1     522.7      521.4      520.9      520.7
  10       Consumer                                        278.9     286.7     286.5     291.0     294.8     291.8     288.0     287.3     287.9      288.7      289.0      289.6
  11       Security (3)                                     48.5      39.0      39.0      39.6      39.5      40.9      43.6      41.9      41.5       39.4       41.9       41.7
  12a      State and local government                       11.3      11.1      11.3      11.4      11.1      11.1      11.1      10.8      10.7       10.8       10.7       10.7
  12b      All other loans and leases                      124.0     132.2     133.3     135.6     138.7     138.4     141.1     144.0     143.9      144.0      144.8      147.2

  13  Interbank loans                                      130.4     128.1     138.5     133.9     129.1     126.9     130.1     138.0     146.7      139.7      145.1      139.1

  14  Cash assets (4)                                      127.6     129.1     137.9     143.2     139.6     131.5     127.7     136.1     132.6      128.8      130.2      146.9

  15  Other assets (5)                                     147.1     162.0     165.4     172.9     167.5     170.4     171.9     176.0     178.6      177.2      180.2      177.9

  16  TOTAL ASSETS (6)                                   2,214.1   2,211.0   2,240.5   2,254.7   2,259.0   2,265.0   2,274.3   2,315.3   2,322.7    2,305.0    2,313.0    2,321.7

         L I A B I L I T I E S

  17  Deposits                                           1,348.0   1,368.9   1,390.1   1,406.7   1,389.4   1,379.2   1,382.7   1,402.0   1,380.7    1,381.9    1,369.1    1,392.7
  18    Tranlgdtion                                        430.0     387.9     397.9     411.4     394.7     374.2     363.4     374.1     350.1      354.8      342.9      367.8
  19    Nontranlgdtion                                     918.1     980.9     992.2     995.3     994.7   1,004.9   1,019.3   1,027.9   1,030.5    1,027.1    1,026.2    1,024.9
  20       Large time                                      128.3     152.0     154.5     153.5     154.1     159.2     157.0     162.4     163.4      163.3      164.9      165.7
  21       Other                                           789.8     829.0     837.7     841.8     840.5     845.7     862.3     865.5     867.1      863.8      861.3      859.2

  22  Borrowings                                           437.0     405.6     413.8     413.4     425.3     421.8     434.5     454.7     467.8      460.8      465.8      455.7
  23    From banks in the U.S.                             185.9     169.8     178.7     183.9     181.5     179.4     186.8     194.0     196.9      183.2      197.1      188.1
  24    From others                                        251.1     235.7     235.1     229.5     243.8     242.4     247.7     260.7     270.8      277.5      268.7      267.5
  25    Net due to related foreign offices                  80.7      74.8      66.2      63.4      69.7      76.0      68.6      74.4      90.9       79.3       94.7       94.7

  26  Other liabilities                                    126.3     140.9     148.9     149.1     152.8     162.2     158.1     154.2     152.4      149.7      150.4      146.2

  27  TOTAL LIABILITIES                                  1,992.1   1,990.1   2,019.1   2,032.7   2,037.1   2,039.1   2,044.0   2,085.2   2,091.7    2,071.7    2,080.0    2,089.2

  28  Residual (assets less liabilities) (7)               222.0     220.9     221.4     222.0     221.9     225.9     230.3     230.1     231.0      233.3      232.9      232.5

                        MEMO
  29  Reval. gains on off-bal. sheet itens(8)                 --      32.5      33.1      35.9      47.4      55.8      48.9      49.5      44.7       43.2       42.1       39.5
  30  Reval. losses on off-bal. sheet itens (8)               --      28.9      28.9      31.8      44.0      50.9      43.2      44.6      46.4       44.0       43.4       41.0
  31  Mortgage-backed securities (9)                          --     189.0     190.3     192.8     194.5     194.0     194.8     197.5     198.4      197.6      196.7      196.3

 H.8 (510)  pg.7
 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Seasonally adjusted, adjusted for mergers, billions of dollars

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        1,368.3   1,410.4   1,419.1   1,427.0   1,435.9   1,440.6   1,455.7   1,465.8   1,472.3    1,474.3    1,473.7    1,476.0

  2     Securities in bank credit                          408.5     411.7     410.3     410.4     414.2     413.2     417.5     420.9     421.9      422.8      420.6      420.1
  3        U.S. government securities                      328.6     331.5     330.2     330.4     333.5     332.7     335.5     337.0     337.5      338.9      337.0      336.2
  4        Other securities                                 80.0      80.2      80.2      80.0      80.8      80.5      82.0      83.9      84.4       83.9       83.6       83.9

  5     Loans and leases in bank credit (2)                959.8     998.7   1,008.8   1,016.6   1,021.7   1,027.4   1,038.2   1,044.9   1,050.3    1,051.5    1,053.1    1,055.9
  6        Commercial and industrial                       172.1     179.0     180.8     182.7     183.5     185.6     187.3     188.8     189.9      190.2      190.6      190.9
  7        Real estate                                     495.8     518.7     523.6     528.0     534.4     539.2     547.5     553.3     555.7      557.1      557.9      558.6
  8          Revolving home equity                          25.3      27.9      28.3      28.8      29.1      29.6      30.2      30.8      31.0       31.0       31.0       31.1
  9          Other                                         470.4     490.8     495.3     499.3     505.3     509.6     517.3     522.5     524.7      526.1      526.9      527.6
  10       Consumer                                        223.9     232.3     234.8     235.6     232.9     231.0     230.9     230.1     231.0      230.8      231.6      232.3
  11       Security (3)                                      5.4       4.9       5.0       5.0       4.9       5.1       5.3       5.1       5.1        5.1        5.0        5.1
  12       Other loans and leases                          62.6      63.8      64.6      65.2      65.9      66.5      67.2      67.7      68.6       68.3       68.1       69.0

  13  Interbank loans                                       54.9      50.3      53.0      54.6      53.9      57.0      61.3      55.2      54.1       53.9       54.9       58.1

  14  Cash assets (4)                                       65.2      66.8      67.9      67.8      68.2      69.1      69.4      70.6      67.9       67.9       69.6       65.5

  15  Other assets (5)                                      48.6      55.6      56.1      57.7      56.2      58.2      65.0      65.6      61.6       64.6       65.8       71.0

  16  TOTAL ASSETS (6)                                   1,516.8   1,562.7   1,575.7   1,586.8   1,593.9   1,604.5   1,631.0   1,636.9   1,635.4    1,640.1    1,643.4    1,649.9

         L I A B I L I T I E S

  17  Deposits                                           1,195.3   1,205.1   1,217.6   1,221.8   1,236.3   1,250.0   1,270.4   1,281.8   1,282.3    1,282.8    1,281.8    1,285.8
  18    Transaction                                        328.1     311.5     313.5     312.5     312.2     313.5     316.6     320.0     313.6      316.8      318.2      314.9
  19    Nontransaction                                     867.2     893.6     904.1     909.4     924.1     936.5     953.8     961.8     968.7      966.0      963.6      971.0
  20       Large time                                      147.8     142.7     145.1     146.6     148.1     149.6     150.6     149.4     150.7      150.6      150.3      150.4
  21       Other                                           719.4     750.9     759.0     762.8     776.0     786.9     803.2     812.4     818.0      815.4      813.4      820.6

  22  Borrowings                                           141.6     162.5     165.1     166.5     167.8     169.3     174.8     178.0     179.4      175.7      174.8      176.8
  23    From banks in the U.S.                              79.0      86.7      87.3      85.2      86.4      86.2      87.6      87.6      89.6       88.7       87.4       86.8
  24    From others                                         62.6      75.7      77.7      81.3      81.4      83.1      87.2      90.4      89.8       87.0       87.4       90.0
  25    Net due to related foreign offices                   5.1       3.4       2.2       2.7       4.0       4.0       3.9       4.4       4.4        4.5        3.7        3.7

  26  Other liabilities                                     26.3      27.9      28.1      28.4      27.1      27.1      26.9      25.1      25.2       25.5       26.4       26.6

  27  TOTAL LIABILITIES                                  1,368.3   1,398.9   1,413.0   1,419.4   1,435.2   1,450.4   1,476.0   1,489.3   1,491.3    1,488.5    1,486.7    1,493.0

  28  Residual (assets less liabilities) (7)               148.5     163.9     162.7     167.3     158.7     154.1     155.0     147.6     144.1      151.6      156.7      157.0


 H.8 (510) pg.8
 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Not seasonally adjusted, adjusted for mergers, billions of dollars

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        1,369.0   1,412.9   1,420.7   1,429.7   1,434.1   1,435.0   1,451.2   1,466.2   1,472.7    1,475.5    1,473.2    1,474.4

  2     Securities in bank credit                          412.3     410.6     408.7     410.0     412.8     411.5     418.8     424.4     424.6      425.2      421.6      421.6
  3        U.S. government securities                      332.0     330.4     328.4     330.0     332.2     331.3     336.6     340.2     339.9      341.0      337.8      337.4
  4        Other securities                                 80.3      80.2      80.2      80.0      80.6      80.2      82.2      84.1      84.7       84.2       83.8       84.2

  5     Loans and leases in bank credit (2)                956.7   1,002.3   1,012.0   1,019.8   1,021.3   1,023.5   1,032.4   1,041.8   1,048.1    1,050.3    1,051.6    1,052.8
  6        Commercial and industrial                       173.3     178.4     180.1     182.3     183.6     185.3     187.9     190.0     191.4      191.7      192.0      192.2
  7        Real estate                                     493.2     520.9     525.8     529.9     534.0     536.6     544.5     550.6     553.6      555.7      556.5      557.5
  8          Revolving home equity                          25.0      28.1      28.5      28.8      29.0      29.4      30.0      30.6      30.9       30.9       30.9       31.0
  9          Other                                         468.1     492.8     497.4     501.1     505.0     507.3     514.5     520.0     522.7      524.7      525.6      526.5
  10       Consumer                                        223.4     233.0     235.6     236.5     233.9     231.8     229.0     229.7     231.0      230.8      231.3      231.1
  11       Security (3)                                      5.4       4.8       5.2       5.2       5.0       5.2       5.3       5.1       5.0        4.9        4.7        4.7
  12       Other loans and leases                           61.4      65.1      65.3      65.8      64.7      64.6      65.7      66.5      67.2       67.3       67.0       67.3

  13  Interbank loans                                       55.3      50.6      57.8      57.7      55.2      59.1      61.2      55.5      53.2       50.8       50.9       50.9

  14  Cash assets (4)                                       63.9      67.9      70.6      71.5      70.3      68.3      67.3      69.4      67.3       66.9       66.8       67.2

  15  Other assets (5)                                      47.9      55.3      56.6      58.4      57.2      59.6      64.0      64.6      64.0       63.4       62.2       70.6

  16  TOTAL ASSETS (6)                                   1,515.7   1,566.4   1,585.3   1,596.8   1,596.4   1,601.7   1,623.5   1,635.3   1,636.6    1,636.1    1,632.4    1,642.4

         L I A B I L I T I E S

  17  Deposits                                           1,197.7   1,207.4   1,225.2   1,235.0   1,233.9   1,240.3   1,265.5   1,284.0   1,284.9    1,279.0    1,272.1    1,281.0
  18    Transaction                                        328.6     312.0     317.1     323.5     315.9     309.7     312.3     320.2     314.5      312.3      309.1      310.0
  19    Nontransaction                                     869.1     895.4     908.1     911.5     918.0     930.6     953.2     963.7     970.4      966.7      963.0      971.0
  20       Large time                                      148.7     143.1     145.5     145.7     146.8     150.2     151.4     150.4     151.4      151.4      151.2      151.2
  21       Other                                           720.4     752.3     762.5     765.8     771.1     780.4     801.8     813.4     819.0      815.3      811.8      819.8

  22  Borrowings                                           139.0     162.6     163.5     166.0     169.5     167.9     169.0     175.3     179.0      180.5      181.5      183.4
  23    From banks in the U.S.                              77.9      86.2      85.5      84.6      86.1      84.3      83.7      86.7      89.3       90.7       91.4       91.9
  24    From others                                         61.0      76.4      78.0      81.3      83.4      83.6      85.3      88.5      89.7       89.8       90.1       91.5
  25    Net due to related foreign offices                   5.1       3.4       2.2       2.7       4.0       4.0       3.9       4.4       4.4        4.5        3.7        3.7

  26  Other liabilities                                     26.6      27.9      28.0      27.9      27.3      27.6      27.2      25.3      25.1       25.4       26.1       26.2

  27  TOTAL LIABILITIES                                  1,368.3   1,401.3   1,418.9   1,431.5   1,434.7   1,439.8   1,465.7   1,489.0   1,493.4    1,489.4    1,483.4    1,494.2

              MEMO
  28  Residual (assets less liabilities) (7)               147.4     165.1     166.5     165.3     161.7     161.9     157.7     146.3     143.3      146.6      149.0      148.2
  31  Mortgage-backed securities (9)                          --      47.8      48.0      48.5      49.5      49.6      51.0      51.9      52.2       52.2       52.6       52.5


 H.8 (510) pg.9
 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
 Seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                          453.7     480.5     493.8     505.1     516.9     532.6     528.3     537.5     541.1      542.7      543.8      545.7

  2     Securities in bank credit                          146.0     148.6     157.8     164.4     170.1     176.6     172.3     177.5     174.7      172.8      173.2      176.6
  3        U.S. government securities                       72.6      82.6      87.0      87.6      81.7      85.2      83.3      87.6      89.1       87.3       87.6       92.5
  4        Other securities                                 73.4      65.9      70.8      76.9      88.4      91.4      89.0      89.9      85.6       85.6       85.7       84.1

  5     Loans and leases in bank credit (2)                307.7     331.9     336.0     340.6     346.7     356.0     356.0     360.0     366.4      369.8      370.6      369.1
  6        Commercial and industrial                       186.2     205.9     208.1     213.1     214.9     218.2     217.7     218.7     219.7      223.0      222.8      221.1
  7        Real estate                                      33.6      32.7      32.4      32.0      32.0      32.3      32.0      31.9      31.6       31.4       31.1       30.6
  11       Security (3)                                     32.2      32.9      35.0      36.2      38.0      39.6      39.5      43.0      43.0       44.8       43.1       43.1
  12       Other loans and leases                           55.7      60.4      60.4      59.4      61.8      65.8      66.7      66.4      72.1       70.7       73.6       74.2

  13  Interbank loans                                       22.0      20.6      20.2      21.8      23.4      22.3      24.9      20.8      20.2       18.2       24.5       28.2

  14  Cash assets (4)                                       26.4      29.7      30.9      31.1      31.2      33.1      32.8      33.2      36.5       33.9       33.9       33.7

  15  Other assets (5)                                      44.8      33.7      36.2      37.0      38.7      42.2      42.2      40.4      38.1       40.8       39.8       39.9

  16  TOTAL ASSETS (6)                                     546.9     564.4     580.9     594.7     609.9     630.0     627.9     631.7     635.7      635.3      641.8      647.3

         L I A B I L I T I E S

  17  Deposits                                             171.1     197.4     203.9     219.5     227.1     241.0     247.2     262.8     266.8      260.1      246.9      257.3
  18    Transaction                                         10.3      10.4      10.2      10.2      10.4       9.9      10.8      11.1      12.7       11.4       11.2       11.4
  19    Nontransaction                                     160.8     187.0     193.7     209.3     216.7     231.1     236.4     251.7     254.1      248.7      235.7      245.9
  20       Large time                                      158.0     184.4     190.0     205.1     216.5     228.6     233.4     247.8     247.3      244.2      234.2      233.8
  21       Other                                             2.9       2.6       3.7       4.2       0.1       2.4       3.0       3.9       6.8        4.4        1.5       12.2

  22  Borrowings                                           128.5     117.0     125.1     121.3     130.6     144.0     141.3     141.6     143.6      146.3      151.7      143.8
  23    From banks in the U.S.                              36.9      31.8      32.7      32.4      27.8      33.8      34.8      33.2      36.1       31.3       36.0       34.7
  24    From others                                         91.6      85.1      92.4      88.8     102.8     110.1     106.5     108.4     107.6      115.0      115.7      109.1
  25    Net due to related foreign offices                 172.2     167.7     167.1     162.3     150.6     140.1     142.0     135.4     139.7      141.0      152.7      153.2

  26  Other liabilities                                     73.4      74.6      80.0      82.8      89.9      99.6      93.3      91.3      88.4       86.5       91.0       89.5

  27  TOTAL LIABILITIES                                    545.2     556.6     576.1     585.9     598.1     624.6     623.8     631.2     638.6      633.8      642.3      643.7

  28  Residual (assets less liabilities) (7)                 1.7       7.7       4.7       8.8      11.8       5.4       4.1       0.5      -2.9        1.5       -0.5        3.6


 H.8 (510) pg.10
 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
 Not seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1997      1997      1997      1997                 Week ending
                                                           Apr       Oct       Nov       Dec       Jan       Feb       Mar       Apr       May 7     May 14     May 21     May 28 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                         452.7     479.2     493.4     501.0     513.9     533.2     528.2     537.7     546.5      546.2      545.2      545.8

  2     Securities in bank credit                         145.5     148.5     157.5     158.0     166.0     177.6     173.1     178.1     181.7      178.1      177.7      180.5
  3        U.S. government securities                      71.8      82.1      87.0      85.1      82.7      86.9      86.2      87.0      91.0       87.7       88.1       91.7
  3a         Trading account                                 --      18.7      21.8      19.9      17.0      21.4      19.9      18.6      19.6       16.2       17.7       19.5
  3b         Investment account                              --      63.4      65.2      65.3      65.7      65.6      66.3      68.5      71.4       71.4       70.3       72.2
  4        Other securities                                73.6      66.3      70.5      72.9      83.3      90.6      86.9      91.1      90.6       90.5       89.7       88.8
  4a         Trading account                                 --      47.9      51.6      54.0      61.4      67.9      63.2      64.2      63.0       62.6       62.3       62.8
  4b         Investment account                              --      18.4      18.9      18.9      22.0      22.7      23.7      26.8      27.6       27.9       27.4       26.0
  5     Loans and leases in bank credit (2)               307.2     330.7     335.9     343.0     347.9     355.6     355.1     359.6     364.8      368.1      367.5      365.3
  6        Commercial and industrial                      186.8     204.7     207.9     213.5     214.8     218.1     217.3     219.4     220.7      223.0      222.9      220.7
  7        Real estate                                     33.2      32.9      32.9      32.2      32.0      32.4      32.0      31.5      31.4       31.1       30.8       30.4
  11       Security (3)                                    32.2      32.9      35.0      36.2      38.0      39.6      39.5      43.0      43.0       44.8       43.1       43.1
  12       Other loans and leases                          55.0      60.2      60.1      61.2      63.1      65.5      66.3      65.7      69.8       69.2       70.6       71.1

  13  Interbank loans                                      22.0      20.6      20.2      21.8      23.4      22.3      24.9      20.8      20.2       18.2       24.5       28.2

  14  Cash assets (4)                                      25.7      30.1      31.1      32.2      31.6      32.4      32.2      32.4      35.8       33.6       34.0       34.4

  15  Other assets (5)                                     43.2      33.4      36.5      37.7      38.0      43.0      41.6      38.9      39.1       42.2       40.5       40.9

  16  TOTAL ASSETS (6)                                    543.6     563.1     581.0     592.5     606.6     630.7     626.7     629.5     641.4      640.0      643.9      649.1

         L I A B I L I T I E S

  17  Deposits                                            167.0     202.7     206.5     222.2     227.2     237.8     247.0     256.3     263.9      259.1      248.0      261.1
  18    Transaction                                         9.9      10.4      10.2      10.9      10.4      10.2      10.6      10.7      11.9       10.8       10.5       11.2
  19    Nontransaction                                    157.1     192.3     196.3     211.3     216.7     227.6     236.5     245.7     252.0      248.3      237.5      249.9
  20       Large time                                     154.7     190.0     193.9     208.6     214.5     223.7     232.9     242.4     245.0      243.6      235.1      235.4
  21       Other                                            2.4       2.3       2.4       2.8       2.2       4.0       3.6       3.3       7.0        4.6        2.4       14.5

  22  Borrowings                                          130.3     113.6     121.7     120.1     127.3     137.4     135.4     144.1     149.3      145.2      148.5      140.7
  23    From banks in the U.S.                             37.0      29.4      32.8      33.1      28.8      31.6      33.2      33.4      36.4       31.0       34.0       34.0
  24    From others                                        93.3      84.3      88.9      87.0      98.5     105.8     102.2     110.7     112.8      114.2      114.5      106.7
  25    Net due to related foreign offices                170.0     167.6     166.8     163.9     159.3     149.1     146.6     132.4     132.0      140.9      150.4      150.4

  26  Other liabilities                                    73.1      73.1      80.6      81.5      89.1     102.0      93.1      91.1      91.3       90.0       92.9       92.0

  27  TOTAL LIABILITIES                                   540.4     557.0     575.5     587.7     602.9     626.4     622.2     623.9     636.5      635.3      639.7      644.1

  28  Residual (assets less liabilities) (7)                3.2       6.1       5.5       4.9       3.7       4.3       4.5       5.6       4.9        4.7        4.2        5.0

                    MEMO
  29  Reval. gains on off-bal. sheet items (8)               --      29.9      32.4      33.4      41.6      47.0      43.0      42.4      41.9       40.9       40.9       41.3
  30  Reval. losses on off-bal. sheet items (8)              --      29.3      31.5      32.5      40.8      47.2      43.1      42.7      42.7       40.8       41.1       41.6



H.8 (510) pg.11
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars.  Data are as of       May 28, 1997.
                                                                            Federal Reserve Distict
                                                   National ___________________________________________________________
                                                    total         Boston    New York    Philadelphia   Cleveland  Richmond    Atlanta
               ASSETS
  1  Bank credit                                      1,893.1        94.6       362.5       103.4       178.9       192.2       212.1
  2     Securities in bank credit (14)                  416.8                                                                        
  3        U.S. government securities (14)              295.2                                                                        
  3a         Trading account (14)                        20.5                                                                        
  3b         Investment account                         274.7        16.9        82.4         5.7        24.8        33.0        29.2
  3c           Mortgage-backed                          176.8         7.2        57.7         2.9        19.1        19.9        19.4
  3d           Other                                     97.9         9.7        24.7         2.8         5.7        13.1         9.8
  3e             1 year or less                          25.6         3.5         4.6         0.7         0.6         3.0         3.0
  3f             Between 1 and 5 years                   53.9         5.4        13.8         1.7         3.5         7.7         5.6
  3g             More than 5 years                       18.4         0.8         6.4         0.3         1.6         2.3         1.3
  4        Other securities (14)                        121.7                                                                        
  4a         Trading account (14)                        56.5                                                                        
  4b         Investment account                          65.1         6.0        19.8         2.5         5.2         5.8         7.6
  4c           State and local government                21.1         2.1         7.5         0.6         0.7         0.9         2.0
  4d           Other                                     44.0         3.9        12.3         1.9         4.5         4.9         5.7
  5     Loans and leases in bank credit (2)           1,476.3        71.7       260.3        95.1       148.9       153.4       175.2
  6        Commerical and industrial                    406.5        28.2        68.4        14.6        43.0        37.2        40.5
  6a         Bankers acceptances                          1.4         0.1         0.6         0.0         0.0         0.2         0.0
  6b         Other                                      405.0        28.2        67.7        14.6        43.0        37.0        40.5
  7        Real estate                                  580.6        21.4       103.7        28.5        54.0        77.9        83.0
  8          Revolving home equtiy                       59.9         3.1         8.6         3.4         7.2         7.8         6.4
  9a         Other residential                          327.4        10.2        66.6        15.8        30.7        46.2        48.2
  9b         Commercial                                 193.4         8.1        28.5         9.3        16.1        23.9        28.5
  10       Consumer                                     289.6         5.8        35.9        43.9        35.8        19.5        37.8
  11       Security (3)                                  41.7         6.4        18.8         0.1         1.0         3.2         2.0
  11a        Fed funds and RPs with broker/dealer        24.6         5.8         9.9         0.0         0.1         2.9         1.5
  11b        Other                                       17.2         0.5         8.8         0.1         0.9         0.3         0.5
  12a      State and local government                    10.7         0.2         1.4         0.7         1.3         1.8         2.1
  12b      Agricultural                                   8.0         0.0         0.2         0.1         0.2         0.6         0.5
  12c      Fed funds and RPs with others                  5.5         1.3         1.8         0.0         0.2         1.5         0.0
  12d      All other loans                               63.7         3.4        16.6         2.4         3.2         4.9         3.9
  12e      Lease financing receivables                   70.0         5.0        13.5         4.7        10.1         6.7         5.5
  13    Interbank loans                                 139.1         4.9        51.3         3.2         8.8        13.7        16.1
  13a     Fed funds and RPs with banks                   86.6         3.2        30.8         1.7         5.2         8.6        13.9
  13b     Other                                          52.5         1.7        20.5         1.5         3.6         5.1         2.2
  14    Cash assets(4)                                  146.9         6.9        32.3         4.7        10.1        13.4        12.3
  15    Other assets (12)                               200.2        14.8       107.6        10.8        14.4        32.0        15.7
  16    TOTAL ASSETS (6)                              2,343.9       119.8       542.4       120.1       209.2       249.0       253.2

H.8 (510) pg.12
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars.  Data are as of       May 28, 1997.

                                                                            Federal Reserve Distict
                                                   National ___________________________________________________________
                                                    total         Boston    New York   Philadelphia  Cleveland  Richmond    Atlanta

  17  Deposits                                        1,392.7        65.0       287.8        67.0       129.4       127.2       173.9
  18   Transaction                                      367.8        22.3        68.8        15.5        28.2        29.0        35.9
  19   Nontransaction                                 1,024.9        42.6       219.0        51.5       101.3        98.2       138.0
  20      Large time                                    165.7         6.4        49.1        11.0        10.8        13.4        19.7
  21      Other                                         859.2        36.3       169.9        40.5        90.5        84.8       118.3
  22  Borrowings                                        455.7        29.4        89.8        29.2        47.3        66.2        43.7
  23      From banks in the U.S.                          188.1         7.6        21.7        14.9        20.4        24.7        26.8
  24      From others                                   267.5        21.9        68.1        14.4        26.9        41.4        16.9
  26  Other liabilities (13)                            263.1        15.0        97.3        11.7        15.9        38.7        13.2
  27  TOTAL LIABILITIES                               2,111.5       109.4       475.0       107.9       192.6       232.1       230.8

  28  Residual (assets less liabilities (13)            232.5        10.4        67.4        12.2        16.6        17.0        22.4

                        MEMO
  29  Reval. gains on off-bal. sheet items (8,14)        39.5                                                                        
  30  Reval. losses on off-bal. sheet items (8,14)       41.0                                                                        
  31  Mortgage-backed securities (9)                    196.3         8.1        61.8         3.8        20.7        22.9        22.0
  31a   Pass-through                                    138.1         5.7        48.7         2.5        12.2        19.1        13.5
  31b   CMO, REMIC and other                             58.2         2.4        13.1         1.3         8.5         3.7         8.4
  32  Net unrealized ganis (losses)                       2.3                                                                        
         on available-for-sale securities (10,14)
  33  Offshore credit to  U.S. residents (11,14)         33.7                                                                        

H.8 (510) pg.13
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars.  Data are as of       May 28, 1997.

                                                                            Federal Reserve Distict
                                                   ______________________________________________________________________
                                                       Chicago   St.Louis  Minneapolis   Kansac City    Dallas     San Francisco
               ASSETS
  1  Bank credit                                        196.8        40.1         42.3         24.8         69.4        299.2
  2     Securities in bank credit (14)                                                                                       
  3        U.S. government securities (14)                                                                                   
  3a         Trading account (14)                                                                                            
  3b         Investment account (14)                     27.7         6.6          4.8          4.9         11.7         27.0
  3c           Mortgage-backed                           13.6         4.1          1.9          3.5          9.6         17.9
  3d           Other                                     14.1         2.6          2.9          1.4          2.1          9.1
  3e             1 year or less                           6.6         0.4          0.0          0.2          0.3          2.6
  3f             Between 1 and 5 years                    5.4         1.7          1.1          1.2          1.6          5.1
  3g             More than 5 years                        2.0         0.4          1.7          0.0          0.3          1.3
  4        Other securities (14)                                                                                             
  4a         Trading account (14)                                                                                            
  4b         Investment accout (14)                       6.4         1.1          0.6          0.8          1.8          7.4
  4c           State and local government                 3.4         0.7          0.2          0.6          0.6          1.7
  4d           Other                                      3.0         0.3          0.4          0.2          1.2          5.7
  5     Loans and leases in bank credit (2)             162.7        32.4         37.0         19.0         55.8        264.8
  6        Commerical and industrial                     69.6         8.5          9.1          5.3         25.6         56.5
  6a         Bankers acceptances                          0.2         0.0          0.0          0.0          0.0          0.2
  6b         Other                                       69.4         8.5          9.1          5.3         25.6         56.3
  7        Real estate                                   49.9        14.8          7.3          6.9         14.5        118.7
  8          Revolving home equtiy                        5.2         1.3          0.5          0.5          0.2         15.7
  9a         Other residential                           22.7         9.6          4.5          3.3          8.4         61.2
  9b         Commercial                                  22.0         3.8          2.3          3.1          5.8         41.8
  10       Consumer                                      23.8         5.2         16.2          4.7         10.6         50.4
  11       Security (3)                                   3.7         1.5          1.4          0.1          0.6          3.1
  11a        Fed funds and RPs with broker/dealer         0.6         1.1          0.9          0.0          0.4          1.1
  11b        Other                                        3.0         0.4          0.4          0.1          0.2          2.0
  12a      State and local government                     1.2         0.2          0.1          0.1          0.1          1.3
  12b      Agricultural                                   0.5         0.1          0.3          0.5          0.2          4.8
  12c      Fed funds and RPs with others                  0.5         0.0          0.0          0.0          0.0          0.1
  12d      All other loans                                8.6         1.1          1.6          1.3          2.9         13.7
  12e      Lease financing receivables                    4.8         1.0          0.9          0.2          1.4         16.1
  13    Interbank loans                                   7.8         1.4          4.4          2.2          6.8         18.4
  13a     Fed funds and RPs with banks                    7.4         1.2          4.1          2.0          4.0          4.5
  13b     Other                                           0.5         0.1          0.3          0.3          2.8         13.9
  14    Cash assets(4)                                   18.7         3.2          2.9          3.5         12.5         26.4
  15    Other assets (12)                                20.4         9.6          3.5          3.3          6.4         38.5
  16    TOTAL ASSETS                                    240.7        53.8         52.1         33.5         94.3        376.0

H.8 (510) pg.14
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars.  Data are as of       May 28, 1997.

                                                                            Federal Reserve Distict
                                                   ______________________________________________________________________
                                                   Chicago      St.Louis    Minneapolis  Kansas City   Dallas    San Francisco

  17  Deposits                                          142.3        29.4         22.1         24.5         66.2        257.7
  18   Transaction                                       41.5         7.0          7.8          7.1         21.0         83.7
  19   Nontransaction                                   100.8        22.4         14.3         17.4         45.2        174.0
  20      Large time                                     19.7         2.6          1.2          1.4          4.5         25.9
  21      Other                                          81.1        19.8         13.1         16.0         40.7        148.2
  22  Borrowings                                         50.4        16.0         19.0          4.1         13.9         46.5
  23      From banks in the U.S.                           18.4        12.0         14.2          2.9          3.4         21.3
  24      From others                                    32.0         4.0          4.8          1.3         10.6         25.1
  26  Other liabilities (13)                             25.7         2.9          6.6          0.8          5.8         29.7

  27  TOTAL LIABILITIES                                 218.5        48.4         47.7         29.5         85.9        333.8

  28  Residual (assets less liabilities (13)             22.2         5.4          4.5          3.9          8.4         42.2

                     MEMO
  29  Reval. gains on off-bal. sheet items (8,14)                                                                            
  30  Reval. losses on off-bal. sheet items (8,14)                                                                           
  31  Mortgage-backed securities (9)                     15.5         4.2          2.0          3.6         10.2         21.5
  31a   Pass-through                                      8.2         2.6          1.7          2.7          8.7         12.5
  31b   CMO, REMIC and other                              7.4         1.6          0.2          0.9          1.5          9.0
  32  Net unrealized ganis (losses)                                                                                          
         on available-for-sale securities (10,14)
  33  Offshore credit to  U.S. residents (11,14)                                                                             


H.8 (510)       Footnotes

Note: This release is available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. Current and historical
data are available on the Commerce Department's economic bulletin board. For information call 202-482-1986.

1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered
    commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks
    (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related
    institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday
    values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are
    estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by
    reclassifications of assets and liabilities.
    The data for large and small domestic banks presented on pages 5 to 8 are
    adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past
    levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers
    are removed from past data for the bank group that contained the acquired bank and put into past data for the group
    containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure
    is used to adjust past levels.
2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which
    are included in line 13.
3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due
    from Federal Reserve Banks.
5.  Excludes the due-from position with related foreign offices, which is included in line 25.
6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported
    gross of these items.
7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally
    adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total
    liabilities.
8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a
    gain/loss position, as determined under FASB  Interpretation No. 39.
9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement
    No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than
    non-financial businesses.
12. Includes the due-from position with related foreign offices.
13. Includes the due-to position with related foreign offices.
14. Disaggregation by District not available. The trading account components of securities (lines 3a and 4a) are included
    in line 15.
     
    
           
  

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