Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: June 06, 1997

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 H.8 (510)                                         pg.1
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For release at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars June 6, 1997
              Week ending
Account 1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
A S S E T S            
1   Bank credit                                       3,667.6   3,718.2   3,744.5   3,772.5   3,807.9   3,847.0   3,868.9   3,905.0   3,907.4    3,909.7    3,911.7    3,916.3 
             
2     Securities in bank credit                         990.4     969.2     980.1     989.3   1,004.9   1,020.7   1,014.6   1,033.7   1,021.0    1,018.6    1,012.1    1,012.2 
3        U.S. government securities                     707.8     703.4     707.2     706.4     706.6     704.0     708.2     722.5     722.5      721.7      719.4      724.9 
4        Other securities                               282.6     265.9     272.9     282.9     298.3     316.7     306.4     311.2     298.5      296.9      292.6      287.3 
             
5     Loans and leases in bank credit (2)             2,677.2   2,748.9   2,764.4   2,783.1   2,803.0   2,826.3   2,854.3   2,871.3   2,886.4    2,891.2    2,899.6    2,904.2 
6        Commercial and industrial                      732.1     770.6     774.7     783.9     787.1     796.6     802.1     808.9     810.2      814.6      815.4      815.3 
7        Real estate                                  1,100.1   1,115.6   1,121.5   1,127.8   1,134.4   1,140.4   1,153.8   1,162.6   1,170.4    1,170.6    1,172.4    1,173.3 
8          Revolving home equity                         80.1      83.3      84.3      85.3      85.7      86.5      87.9      89.2      89.8       90.0       90.1       91.1 
9          Other                                      1,020.0   1,032.2   1,037.3   1,042.5   1,048.8   1,053.9   1,066.0   1,073.4   1,080.6    1,080.6    1,082.3    1,082.3 
10        Consumer                                      504.7     519.5     521.7     522.7     523.1     522.9     521.7     519.4     520.8      521.4      522.4      523.2 
11        Security (3)                                   85.0      76.9      77.9      79.7      83.4      84.7      88.8      89.5      88.2       88.7       89.3       90.1 
12       Other loans and leases                         255.3     266.4     268.6     269.0     275.0     281.7     288.0     290.9     296.9      295.9      300.1      302.3 
             
13  Interbank loans                                     208.9     204.6     212.2     204.1     197.9     204.0     219.7     215.9     222.5      213.8      226.8      225.2 
             
14  Cash assets (4)                                     221.4     226.1     232.7     230.9     231.1     231.0     236.3     242.5     241.4      233.1      244.6      240.9 
             
15  Other assets (5)                                    240.6     253.3     259.8     269.0     262.1     273.2     282.2     281.9     275.4      279.2      286.4      287.3 
             
16  TOTAL ASSETS (6)                                  4,281.4   4,345.5   4,392.5   4,419.9   4,442.8   4,499.1   4,551.1   4,589.1   4,590.6    4,579.6    4,613.1    4,613.5 
       L I A B I L I T I E S                
17  Deposits                                          2,712.2   2,774.2   2,804.8   2,832.1   2,846.5   2,872.1   2,906.4   2,945.0   2,934.8    2,930.2    2,915.5    2,943.3 
18    Transaction                                       764.6     712.7     715.1     712.9     709.6     701.0     698.5     701.8     681.2      688.1      688.6      698.8 
19    Nontransaction                                  1,947.6   2,061.5   2,089.7   2,119.2   2,136.9   2,171.1   2,207.9   2,243.2   2,253.5    2,242.1    2,227.0    2,244.5 
20       Large time                                     433.7     479.6     489.4     507.7     518.8     535.2     541.8     559.2     558.1      554.9      546.1      547.5 
21       Other                                        1,513.9   1,581.9   1,600.3   1,611.5   1,618.0   1,635.9   1,666.1   1,684.0   1,695.4    1,687.2    1,680.9    1,697.0 
             
22  Borrowings                                          706.4     689.4     709.2     707.2     727.9     743.0     759.2     773.6     783.6      778.4      787.0      768.5 
23    From banks in the U.S.                            301.4     292.0     303.2     306.9     302.2     307.3     315.7     315.5     319.6      299.2      313.1      299.6 
24    From others                                       405.0     397.4     406.0     400.3     425.6     435.7     443.5     458.1     464.1      479.2      473.9      468.9 
25    Net due to related foreign offices                258.0     244.2     238.1     231.4     222.6     218.3     210.2     212.9     232.5      219.5      243.4      238.3 
             
26  Other liabilities                                   226.2     242.7     253.7     262.6     272.0     289.8     280.4     270.3     263.8      260.1      268.7      260.4 
             
27  TOTAL LIABILITIES                                 3,902.8   3,950.6   4,005.9   4,033.2   4,068.9   4,123.3   4,156.2   4,201.8   4,214.6    4,188.2    4,214.6    4,210.5 
             
28  Residual (assets less liabilities) (7)              378.6     395.0     386.6     386.7     373.9     375.8     394.9     387.3     376.0      391.4      398.5      403.0 
 

 

H.8 (510) pg.2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
A S S E T S            
1   Bank credit                                       3,667.3   3,719.8   3,748.8   3,771.5   3,806.2   3,839.8   3,859.5   3,904.6   3,919.5    3,916.6    3,911.5    3,913.3 
             
2     Securities in bank credit                         992.6     969.1     978.7     975.4     996.0   1,017.3   1,017.4   1,036.3   1,032.6    1,028.3    1,019.4    1,019.0 
3        U.S. government securities                     710.5     703.9     707.6     702.3     700.6     702.7     712.8     725.2     727.1      724.4      721.8      724.3 
4        Other securities                               282.0     265.2     271.2     273.1     295.5     314.6     304.6     311.1     305.5      303.9      297.6      294.7 
             
5     Loans and leases in bank credit (2)             2,674.7   2,750.7   2,770.0   2,796.1   2,810.1   2,822.5   2,842.1   2,868.3   2,886.9    2,888.3    2,892.1    2,894.3 
6        Commercial and industrial                      738.6     767.0     772.8     780.9     784.8     796.2     804.7     816.2     820.7      821.5      821.8      819.3 
7        Real estate                                  1,095.9   1,118.7   1,125.8   1,132.7   1,136.4   1,137.4   1,147.9   1,158.2   1,166.3    1,166.9    1,167.1    1,168.5 
8          Revolving home equity                         79.5      83.9      84.7      85.5      85.7      86.2      87.1      88.5      89.5       89.7       89.9       90.9 
9          Other                                      1,016.4   1,034.8   1,041.1   1,047.3   1,050.8   1,051.2   1,060.8   1,069.7   1,076.7    1,077.2    1,077.3    1,077.6 
10        Consumer                                      502.4     519.7     522.1     527.5     528.7     523.6     517.1     517.0     518.9      519.5      520.3      520.7 
11        Security (3)                                   86.2      76.7      79.3      81.0      82.6      85.8      88.4      90.0      89.5       89.1       89.7       89.6 
12       Other loans and leases                         251.7     268.6     270.0     274.0     277.6     279.6     284.1     287.0     291.6      291.3      293.2      296.2 
             
13  Interbank loans                                     207.8     199.4     216.5     213.3     207.6     208.3     216.2     214.3     220.1      208.7      220.5      218.2 
             
14  Cash assets (4)                                     217.2     227.1     239.7     246.9     241.4     232.2     227.3     237.9     235.7      229.4      230.9      248.5 
             
15  Other assets (5)                                    238.1     250.8     258.6     269.0     262.7     273.0     277.4     279.5     281.7      282.8      282.8      289.5 
             
16  TOTAL ASSETS (6)                                  4,273.4   4,340.5   4,406.8   4,444.0   4,462.0   4,497.4   4,524.4   4,580.1   4,600.7    4,581.0    4,589.3    4,613.2 
       L I A B I L I T I E S                
17  Deposits                                          2,712.7   2,779.0   2,821.8   2,863.9   2,850.4   2,857.3   2,895.2   2,942.3   2,929.5    2,920.0    2,889.2    2,934.8 
18    Transaction                                       768.4     710.4     725.2     745.8     721.0     694.1     686.3     705.0     676.5      677.9      662.5      689.0 
19    Nontransaction                                  1,944.3   2,068.6   2,096.5   2,118.2   2,129.4   2,163.2   2,208.9   2,237.3   2,252.9    2,242.0    2,226.6    2,245.8 
20       Large time                                     431.7     485.0     493.9     507.8     515.5     533.1     541.3     555.1     559.8      558.4      551.2      552.3 
21       Other                                        1,512.6   1,583.6   1,602.6   1,610.3   1,613.9   1,630.1   1,667.6   1,682.2   1,693.1    1,683.7    1,675.4    1,693.5 
             
22  Borrowings                                          706.2     681.8     699.0     699.5     722.1     727.1     739.0     774.1     796.0      786.5      795.9      779.7 
23    From banks in the U.S.                            300.8     285.4     297.0     301.6     296.4     295.3     303.8     314.1     322.6      305.0      322.5      314.0 
24    From others                                       405.4     396.4     402.0     397.9     425.7     431.8     435.2     459.9     473.4      481.5      473.3      465.7 
25    Net due to related foreign offices                255.8     245.8     235.2     230.0     233.0     229.1     219.1     211.2     227.4      224.7      248.7      248.7 
             
26  Other liabilities                                   226.0     241.8     257.5     258.5     269.2     291.7     278.5     270.6     268.7      265.2      269.4      264.4 
             
27  TOTAL LIABILITIES                                 3,900.8   3,948.4   4,013.4   4,051.9   4,074.7   4,105.3   4,131.8   4,198.1   4,221.6    4,196.4    4,203.2    4,227.6 
             
28  Residual (assets less liabilities) (7)              372.6     392.0     393.4     392.1     387.3     392.1     392.6     382.0     379.2      384.6      386.1      385.6 
                         
                     MEMO                                                    
29  Reval. gains on off-bal. sheet items (8)                --       62.4       65.5       69.3       89.0      102.8       92.0       91.9       86.5        84.1        83.0        80.8 
30  Reval. losses on off-bal. sheet items (8)               --       58.3       60.4       64.3       84.8       98.1       86.3       87.2       89.1        84.9        84.5        82.5 
 

H.8 (510) pg.3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
A S S E T S            
1   Bank credit                                       3,213.9   3,237.7   3,250.7   3,267.4   3,291.0   3,314.4   3,340.6   3,367.5   3,366.3    3,367.1    3,367.8    3,370.6 
             
2     Securities in bank credit                         844.5     820.7     822.3     824.9     834.8     844.1     842.3     856.2     846.3      845.8      838.8      835.5 
3        U.S. government securities                     635.2     620.7     620.1     618.9     624.9     618.8     624.9     634.9     633.3      634.4      631.9      632.3 
4        Other securities                               209.3     199.9     202.1     206.0     209.9     225.3     217.4     221.3     213.0      211.3      207.0      203.2 
             
5     Loans and leases in bank credit (2)             2,369.5   2,417.0   2,428.4   2,442.5   2,456.2   2,470.3   2,498.4   2,511.3   2,520.0    2,521.3    2,529.0    2,535.1 
6        Commercial and industrial                      545.9     564.8     566.6     570.8     572.2     578.4     584.3     590.2     590.5      591.6      592.6      594.2 
7        Real estate                                  1,066.4   1,082.8   1,089.1   1,095.8   1,102.5   1,108.1   1,121.8   1,130.7   1,138.8    1,139.2    1,141.3    1,142.7 
8          Revolving home equity                         80.1      83.3      84.3      85.3      85.7      86.5      87.9      89.2      89.8       90.0       90.1       91.1 
9          Other                                        986.3     999.5   1,004.8   1,010.5   1,016.8   1,021.5   1,034.0   1,041.5   1,049.0    1,049.2    1,051.2    1,051.6 
10        Consumer                                      504.7     519.5     521.7     522.7     523.1     522.9     521.7     519.4     520.8      521.4      522.4      523.2 
11        Security (3)                                   52.8      44.0      42.9      43.6      45.3      45.1      49.3      46.5      45.2       43.9       46.2       47.0 
12       Other loans and leases                         199.6     206.0     208.2     209.6     213.2     215.9     221.2     224.5     224.7      225.2      226.5      228.1 
             
13  Interbank loans                                     186.8     184.0     192.0     182.3     174.6     181.6     194.8     195.1     202.3      195.6      202.3      197.0 
             
14  Cash assets (4)                                     195.0     196.4     201.8     199.8     199.9     197.8     203.5     209.3     205.0      199.2      210.6      207.2 
             
15  Other assets (5)                                    195.8     219.6     223.6     232.1     223.3     231.0     240.0     241.5     237.3      238.5      246.6      247.4 
             
16  TOTAL ASSETS (6)                                  3,734.5   3,781.1   3,811.6   3,825.2   3,832.9   3,869.1   3,923.2   3,957.4   3,954.9    3,944.3    3,971.3    3,966.2 
       L I A B I L I T I E S                
17  Deposits                                          2,541.1   2,576.8   2,600.9   2,612.5   2,619.4   2,631.2   2,659.2   2,682.2   2,667.9    2,670.1    2,668.7    2,686.0 
18    Transaction                                       754.3     702.3     704.9     702.7     699.2     691.1     687.7     690.7     668.5      676.6      677.4      687.4 
19    Nontransaction                                  1,786.8   1,874.5   1,896.0   1,909.8   1,920.2   1,940.1   1,971.5   1,991.5   1,999.4    1,993.5    1,991.3    1,998.6 
20       Large time                                     275.7     295.2     299.4     302.6     302.3     306.6     308.5     311.3     310.7      310.7      311.9      313.8 
21       Other                                        1,511.1   1,579.3   1,596.6   1,607.3   1,617.9   1,633.5   1,663.1   1,680.2   1,688.7    1,682.8    1,679.4    1,684.8 
             
22  Borrowings                                          577.8     572.5     584.1     585.9     597.3     599.0     617.9     632.0     640.0      632.1      635.3      624.7 
23    From banks in the U.S.                            264.5     260.2     270.5     274.5     274.5     273.4     280.9     282.3     283.5      267.9      277.1      264.9 
24    From others                                       313.3     312.3     313.6     311.5     322.8     325.6     337.0     349.7     356.5      364.2      358.2      359.8 
25    Net due to related foreign offices                 85.8      76.5      71.0      69.1      72.0      78.2      68.2      77.5      92.7       78.6       90.6       85.1 
             
26  Other liabilities                                   152.8     168.1     173.8     179.7     182.1     190.3     187.1     179.0     175.4      173.6      177.6      170.9 
             
27  TOTAL LIABILITIES                                 3,357.6   3,393.9   3,429.7   3,447.3   3,470.8   3,498.7   3,532.4   3,570.6   3,576.1    3,554.4    3,572.3    3,566.8 
             
28  Residual (assets less liabilities) (7)              376.9     387.2     381.9     377.9     362.1     370.4     390.8     386.7     378.9      389.9      399.0      399.4 
 

 

H.8 (510) pg.4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
A S S E T S            
1   Bank credit                                       3,214.6   3,240.7   3,255.4   3,270.4   3,292.3   3,306.6   3,331.3   3,366.9   3,373.0    3,370.4    3,366.3    3,367.5 
             
2     Securities in bank credit                         847.1     820.7     821.2     817.4     830.0     839.7     844.3     858.2     850.9      850.2      841.7      838.5 
3        U.S. government securities                     638.7     621.8     620.6     617.2     617.9     615.8     626.6     638.2     636.1      636.7      633.7      632.6 
4        Other securities                               208.4     198.8     200.7     200.2     212.1     224.0     217.7     220.0     214.9      213.4      208.0      205.9 
             
5     Loans and leases in bank credit (2)             2,367.5   2,420.0   2,434.1   2,453.0   2,462.3   2,466.9   2,487.0   2,508.7   2,522.1    2,520.2    2,524.6    2,529.0 
6        Commercial and industrial                      551.8     562.4     564.9     567.4     570.0     578.1     587.3     596.8     600.0      598.5      598.8      598.6 
7        Real estate                                  1,062.7   1,085.8   1,092.9   1,100.5   1,104.5   1,105.0   1,115.9   1,126.7   1,134.9    1,135.9    1,136.3    1,138.1 
8          Revolving home equity                         79.5      83.9      84.7      85.5      85.7      86.2      87.1      88.5      89.5       89.7       89.9       90.9 
9          Other                                        983.2   1,001.9   1,008.2   1,015.1   1,018.8   1,018.8   1,028.8   1,038.2   1,045.4    1,046.1    1,046.4    1,047.3 
10        Consumer                                      502.4     519.7     522.1     527.5     528.7     523.6     517.1     517.0     518.9      519.5      520.3      520.7 
11        Security (3)                                   53.9      43.8      44.3      44.8      44.5      46.2      48.9      47.0      46.5       44.3       46.6       46.4 
12        Other loans and leases                         196.7     208.4     209.9     212.8     214.5     214.1     217.8     221.3     221.8      222.1      222.5      225.1
             
13  Interbank loans                                     185.8     178.7     196.3     191.6     184.3     186.0     191.3     193.5     199.9      190.5      196.0      190.0 
             
14  Cash assets (4)                                     191.4     197.0     208.5     214.7     209.9     199.8     195.1     205.5     200.0      195.8      196.9      214.2 
             
15  Other assets (5)                                    194.9     217.3     222.1     231.3     224.7     230.0     235.8     240.6     242.5      240.6      242.3      248.6 
             
16  TOTAL ASSETS (6)                                  3,729.8   3,777.3   3,825.8   3,851.5   3,855.4   3,866.7   3,897.8   3,950.6   3,959.4    3,941.1    3,945.4    3,964.1 
       L I A B I L I T I E S                
17  Deposits                                          2,545.7   2,576.3   2,615.3   2,641.7   2,623.2   2,619.5   2,648.2   2,686.0   2,665.6    2,660.9    2,641.2    2,673.7 
18    Transaction                                       758.5     700.0     715.1     734.9     710.6     684.0     675.8     694.4     664.6      667.1      652.0      677.8 
19    Nontransaction                                  1,787.2   1,876.3   1,900.2   1,906.8   1,912.7   1,935.5   1,972.5   1,991.6   2,000.9    1,993.8    1,989.2    1,995.9 
20       Large time                                     277.0     295.0     300.0     299.3     301.0     309.4     308.4     312.7     314.8      314.7      316.1      316.9 
21       Other                                        1,510.2   1,581.3   1,600.2   1,607.6   1,611.7   1,626.1   1,664.0   1,678.9   1,686.2    1,679.0    1,673.0    1,679.0 
             
22  Borrowings                                          576.0     568.2     577.3     579.4     594.8     589.7     603.6     630.0     646.8      641.3      647.4      639.0 
23    From banks in the U.S.                            263.8     256.0     264.2     268.5     267.6     263.7     270.5     280.8     286.2      274.0      288.5      280.0 
24    From others                                       312.1     312.1     313.1     310.9     327.2     326.0     333.0     349.2     360.6      367.3      358.8      359.0 
25    Net due to related foreign offices                 85.8      78.2      68.4      66.2      73.6      79.9      72.5      78.8      95.3       83.8       98.4       98.4 
             
26  Other liabilities                                   152.9     168.8     176.9     177.0     180.1     189.7     185.4     179.5     177.4      175.1      176.5      172.4 
             
27  TOTAL LIABILITIES                                 3,360.4   3,391.4   3,437.9   3,464.3   3,471.8   3,478.9   3,509.7   3,574.2   3,585.1    3,561.1    3,563.5    3,583.5 
             
28  Residual (assets less liabilities) (7)              369.4     386.0     387.9     387.2     383.6     387.8     388.1     376.4     374.3      379.9      381.9      380.7 
                         
                      MEMO                                                   
29  Reval. gains on off-bal. sheet items (8)                --       32.5       33.1       35.9       47.4       55.8       48.9       49.5       44.7        43.2        42.1        39.5 
30  Reval. losses on off-bal. sheet items (8)               --       28.9       28.9       31.8       44.0       50.9       43.2       44.6       46.4        44.0        43.4        41.0 
31  Mortgage-backed securities (9)                          --      236.8      238.3      241.4      244.0      243.6      245.8      249.3      250.6       249.9       249.3       248.8 
 

H.8 (510) pg.5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
A S S E T S            
1   Bank credit                                       1,845.6   1,827.3   1,831.6   1,840.4   1,855.1   1,873.8   1,884.9   1,901.7   1,894.0    1,892.8    1,894.1    1,894.7 
             
2     Securities in bank credit                         435.9     408.9     412.0     414.5     420.5     430.9     424.8     435.3     424.4      422.9      418.2      415.4 
3        U.S. government securities                     306.6     289.3     290.0     288.5     291.4     286.1     289.4     297.9     295.8      295.5      294.8      296.2 
3a         Trading account                               19.8      21.2      21.5      19.4      17.2      16.1      17.7      20.1      18.0       17.1       20.1       21.7 
3b         Investment account                           286.9     268.0     268.5     269.0     274.2     270.0     271.7     277.9     277.8      278.4      274.7      274.5 
4        Other securities                               129.3     119.7     122.0     126.1     129.1     144.8     135.4     137.4     128.6      127.4      123.4      119.3 
4a         Trading account                               58.9      55.1      57.8      60.7      64.6      79.9      69.8      72.1      63.4       61.8       57.6       53.9 
4b         Investment account                            70.4      64.6      64.2      65.4      64.6      64.9      65.6      65.3      65.2       65.6       65.8       65.4 
4c         State and local government                    21.1      20.2      20.2      20.3      20.5      21.1      20.7      20.7      20.9       20.8       21.0       20.9 
4d         Other                                         49.2      44.4      44.0      45.1      44.1      43.8      44.9      44.6      44.3       44.7       44.8       44.4 
5     Loans and leases in bank credit (2)             1,409.7   1,418.3   1,419.6   1,425.9   1,434.5   1,442.9   1,460.1   1,466.4   1,469.7    1,469.9    1,475.9    1,479.2 
6        Commercial and industrial                      373.8     385.7     385.8     388.1     388.6     392.8     397.0     401.4     400.6      401.4      402.0      403.3 
7        Real estate                                     570.7      564.2      565.5      567.8      568.1      568.9      574.3      577.4      583.1       582.1       583.4       584.1 
8          Revolving home equity                          54.8       55.5       55.9       56.6       56.6       57.0       57.6       58.4       58.8        58.9        59.0        60.0 
9          Other                                         515.9      508.7      509.6      511.2      511.5      511.9      516.7      519.0      524.3       523.1       524.4       524.1 
10       Consumer                                        280.7      287.1      286.8      287.1      290.2      291.9      290.8      289.4      289.7       290.6       290.8       290.8 
11       Security (3)                                     47.4       39.1       37.9       38.5       40.4       40.0       43.9       41.4       40.1        38.8        41.2        41.9 
12a      State and local government                       11.3       11.0       11.3       11.4       11.2       11.2       11.1       10.9       10.8        10.8        10.7        10.6 
12b      All other loans and leases                      125.7      131.2      132.3      132.9      136.0      138.2      142.9      145.9      145.4       146.1       147.8       148.6 
             
13  Interbank loans                                      132.0      133.6      139.0      127.7      120.6      124.6      133.5      140.0      148.2       141.7       147.4       138.9 
             
14  Cash assets (4)                                     129.8     129.6     133.9     131.9     131.7     128.8     134.1     138.7     137.1      131.3      141.1      141.7 
             
15  Other assets (5)                                    147.1     164.0     167.5     174.3     167.1     172.8     175.0     175.9     175.7      173.9      180.8      176.4 
             
16  TOTAL ASSETS (6)                                  2,217.7   2,218.4   2,235.9   2,238.4   2,239.0   2,264.6   2,292.2   2,320.5   2,319.5    2,304.2    2,327.9    2,316.2 
L I A B I L I T I E S              
17  Deposits                                          1,345.9   1,371.7   1,383.3   1,390.7   1,383.1   1,381.2   1,388.8   1,400.4   1,385.6    1,387.3    1,386.8    1,400.2 
18    Transaction                                       426.3     390.8     391.4     390.2     387.0     377.6     371.1     370.7     354.9      359.9      359.2      372.6 
19    Nontransaction                                    919.6     980.9     991.8   1,000.5     996.1   1,003.6   1,017.7   1,029.7   1,030.7    1,027.5    1,027.7    1,027.6 
20       Large time                                     128.0     152.5     154.2     156.0     154.2     157.1     157.9     161.9     160.0      160.1      161.6      163.4 
21       Other                                          791.6     828.4     837.6     844.5     841.9     846.5     859.8     867.8     870.7      867.3      866.0      864.2 
             
22  Borrowings                                          436.2     410.0     419.0     419.4     429.5     429.7     443.1     453.9     460.6      456.5      460.5      447.9 
23    From banks in the U.S.                             185.5      173.4      183.2      189.2      188.1      187.2      193.3      194.7      193.9       179.2       189.7       178.1 
24    From others                                       250.8     236.6     235.9     230.2     241.4     242.5     249.8     259.3     266.7      277.3      270.8      269.8 
25    Net due to related foreign offices                 80.8      73.2      68.8      66.4      68.0      74.3      64.3      73.1      88.3       74.0       86.9       81.4 
             
26  Other liabilities                                   126.5     140.2     145.6     151.4     155.0     163.2     160.2     153.9     150.2      148.1      151.2      144.3 
             
27  TOTAL LIABILITIES                                 1,989.3   1,995.1   2,016.7   2,027.9   2,035.6   2,048.3   2,056.3   2,081.4   2,084.7    2,065.9    2,085.6    2,073.8 
             
28  Residual (assets less liabilities) (7)              228.4     223.4     219.2     210.5     203.4     216.3     235.8     239.2     234.8      238.3      242.3      242.4 
 

H.8 (510) pg.6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
 A S S E T             
1   Bank credit                                       1,845.6   1,827.7   1,834.7   1,840.7   1,858.3   1,871.6   1,880.1   1,900.7   1,900.3    1,894.8    1,893.1    1,893.1 
             
2     Securities in bank credit                         434.8     410.0     412.6     407.4     417.2     428.2     425.5     433.8     426.3      424.9      420.0      416.8 
3        U.S. government securities                     306.7     291.4     292.1     287.2     285.7     284.4     290.0     298.0     296.1      295.7      295.9      295.2 
3a         Trading account                               20.0      22.0      22.7      18.1      16.3      16.3      18.8     20.2      18.1       17.8       21.2       20.5  
3b         Investment account                           286.7     269.4     269.4     269.1     269.4     268.1     271.2     277.7     278.1      277.9      274.7      274.7 
4        Other securities                               128.1     118.6     120.4     120.2     131.6     143.8     135.5     135.8     130.2      129.2      124.1      121.7 
4a         Trading account                               58.1      53.5      55.4      54.2      66.5      78.8      70.2      70.9      65.3       63.8       58.7       56.5 
4b         Investment account                            70.0      65.1      65.0      66.0      65.1      65.0      65.3      64.9      64.9       65.4       65.4       65.1 
4c         State and local government                    21.3      20.2      20.3      20.4      20.5      21.1      20.7      20.8      21.0       21.0       21.1       21.1 
4d         Other                                         48.7      44.9      44.7      45.6      44.5      43.9      44.5      44.1      43.9       44.4       44.3       44.0 
5     Loans and leases in bank credit (2)             1,410.8   1,417.7   1,422.1   1,433.3   1,441.0   1,443.4   1,454.7   1,466.9   1,474.0    1,469.9    1,473.0    1,476.3 
6        Commercial and industrial                      378.5     383.9     384.8     385.1     386.4     392.8     399.5     406.8     408.6      406.8      406.8      406.5 
7        Real estate                                    569.5     564.9     567.1     570.6     570.5     568.4     571.4     576.1     581.4      580.2      579.8      580.6 
8          Revolving home equity                         54.4      55.8      56.3      56.6      56.6      56.8      57.1      57.9      58.6       58.8       58.9       59.9 
9          Other                                        515.1     509.1     510.8     514.0     513.8     511.6     514.3     518.1     522.7      521.4      520.9      520.7 
10       Consumer                                       278.9     286.7     286.5     291.0     294.8     291.8     288.0     287.3     287.9      288.7      289.0      289.6 
11       Security (3)                                    48.5      39.0      39.0      39.6      39.5      40.9      43.6      41.9      41.5       39.4       41.9       41.7 
12a      State and local government                      11.3      11.1      11.3      11.4      11.1      11.1      11.1      10.8      10.7       10.8       10.7       10.7 
12b      All other loans and leases                     124.0     132.2     133.3     135.6     138.7     138.4     141.1     144.0     143.9      144.0      144.8      147.2 
             
13  Interbank loans                                     130.4     128.1     138.5     133.9     129.1     126.9     130.1     138.0     146.7      139.7      145.1      139.1 
             
14  Cash assets (4)                                     127.6     129.1     137.9     143.2     139.6     131.5     127.7     136.1     132.6      128.8      130.2      146.9 
             
15  Other assets (5)                                    147.1     162.0     165.4     172.9     167.5     170.4     171.9     176.0     178.6      177.2      180.2      177.9 
             
16  TOTAL ASSETS (6)                                  2,214.1   2,211.0   2,240.5   2,254.7   2,259.0   2,265.0   2,274.3   2,315.3   2,322.7    2,305.0    2,313.0    2,321.7 
       L I A B I L I T I E S                
17  Deposits                                          1,348.0   1,368.9   1,390.1   1,406.7   1,389.4   1,379.2   1,382.7   1,402.0   1,380.7    1,381.9    1,369.1    1,392.7 
18    Tranlgdtion                                       430.0     387.9     397.9     411.4     394.7     374.2     363.4     374.1     350.1      354.8      342.9      367.8 
19    Nontranlgdtion                                    918.1     980.9     992.2     995.3     994.7   1,004.9   1,019.3   1,027.9   1,030.5    1,027.1    1,026.2    1,024.9 
20       Large time                                     128.3     152.0     154.5     153.5     154.1     159.2     157.0     162.4     163.4      163.3      164.9      165.7 
21       Other                                          789.8     829.0     837.7     841.8     840.5     845.7     862.3     865.5     867.1      863.8      861.3      859.2 
             
22  Borrowings                                          437.0     405.6     413.8     413.4     425.3     421.8     434.5     454.7     467.8      460.8      465.8      455.7 
23    From banks in the U.S.                            185.9     169.8     178.7     183.9     181.5     179.4     186.8     194.0     196.9      183.2      197.1      188.1 
24    From others                                       251.1     235.7     235.1     229.5     243.8     242.4     247.7     260.7     270.8      277.5      268.7      267.5 
25    Net due to related foreign offices                 80.7      74.8      66.2      63.4      69.7      76.0      68.6      74.4      90.9       79.3       94.7       94.7 
             
26  Other liabilities                                   126.3     140.9     148.9     149.1     152.8     162.2     158.1     154.2     152.4      149.7      150.4      146.2 
             
27  TOTAL LIABILITIES                                 1,992.1   1,990.1   2,019.1   2,032.7   2,037.1   2,039.1   2,044.0   2,085.2   2,091.7    2,071.7    2,080.0    2,089.2 
             
28  Residual (assets less liabilities) (7)              222.0     220.9     221.4     222.0     221.9     225.9     230.3     230.1     231.0      233.3      232.9      232.5 
             
                      MEMO                                                   
29  Reval. gains on off-bal. sheet itens(8)                 --       32.5       33.1       35.9       47.4       55.8       48.9       49.5       44.7        43.2        42.1        39.5 
30  Reval. losses on off-bal. sheet itens (8)               --       28.9       28.9       31.8       44.0       50.9       43.2       44.6       46.4        44.0        43.4        41.0 
31  Mortgage-backed securities (9)                          --      189.0      190.3      192.8      194.5      194.0      194.8      197.5      198.4       197.6       196.7       196.3 
 

H.8 (510) pg.7
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
A S S E T S            
1   Bank credit                                       1,368.3   1,410.4   1,419.1   1,427.0   1,435.9   1,440.6   1,455.7   1,465.8   1,472.3    1,474.3    1,473.7    1,476.0 
             
2     Securities in bank credit                         408.5     411.7     410.3     410.4     414.2     413.2     417.5     420.9     421.9      422.8      420.6      420.1 
3        U.S. government securities                     328.6     331.5     330.2     330.4     333.5     332.7     335.5     337.0     337.5      338.9      337.0      336.2 
4        Other securities                                80.0      80.2      80.2      80.0      80.8      80.5      82.0      83.9      84.4       83.9       83.6       83.9 
             
5     Loans and leases in bank credit (2)               959.8     998.7   1,008.8   1,016.6   1,021.7   1,027.4   1,038.2   1,044.9   1,050.3    1,051.5    1,053.1    1,055.9 
6        Commercial and industrial                      172.1     179.0     180.8     182.7     183.5     185.6     187.3     188.8     189.9      190.2      190.6      190.9 
7        Real estate                                    495.8     518.7     523.6     528.0     534.4     539.2     547.5     553.3     555.7      557.1      557.9      558.6 
8          Revolving home equity                         25.3      27.9      28.3      28.8      29.1      29.6      30.2      30.8      31.0       31.0       31.0       31.1 
9          Other                                        470.4     490.8     495.3     499.3     505.3     509.6     517.3     522.5     524.7      526.1      526.9      527.6 
10       Consumer                                       223.9     232.3     234.8     235.6     232.9     231.0     230.9     230.1     231.0      230.8      231.6      232.3 
11       Security (3)                                     5.4       4.9       5.0       5.0       4.9       5.1       5.3       5.1       5.1        5.1        5.0        5.1 
12       Other loans and leases                         62.6      63.8      64.6      65.2      65.9      66.5      67.2      67.7      68.6       68.3       68.1       69.0  
             
13  Interbank loans                                      54.9      50.3      53.0      54.6      53.9      57.0      61.3      55.2      54.1       53.9       54.9       58.1 
             
14  Cash assets (4)                                      65.2      66.8      67.9      67.8      68.2      69.1      69.4      70.6      67.9       67.9       69.6       65.5 
             
15  Other assets (5)                                     48.6      55.6      56.1      57.7      56.2      58.2      65.0      65.6      61.6       64.6       65.8       71.0 
             
16  TOTAL ASSETS (6)                                  1,516.8   1,562.7   1,575.7   1,586.8   1,593.9   1,604.5   1,631.0   1,636.9   1,635.4    1,640.1    1,643.4    1,649.9 
       L I A B I L I T I E S                
17  Deposits                                          1,195.3   1,205.1   1,217.6   1,221.8   1,236.3   1,250.0   1,270.4   1,281.8   1,282.3    1,282.8    1,281.8    1,285.8 
18    Transaction                                       328.1     311.5     313.5     312.5     312.2     313.5     316.6     320.0     313.6      316.8      318.2      314.9 
19    Nontransaction                                    867.2     893.6     904.1     909.4     924.1     936.5     953.8     961.8     968.7      966.0      963.6      971.0 
20       Large time                                     147.8     142.7     145.1     146.6     148.1     149.6     150.6     149.4     150.7      150.6      150.3      150.4 
21       Other                                          719.4     750.9     759.0     762.8     776.0     786.9     803.2     812.4     818.0      815.4      813.4      820.6 
             
22  Borrowings                                          141.6     162.5     165.1     166.5     167.8     169.3     174.8     178.0     179.4      175.7      174.8      176.8 
23    From banks in the U.S.                             79.0      86.7      87.3      85.2      86.4      86.2      87.6      87.6      89.6       88.7       87.4       86.8 
24    From others                                        62.6      75.7      77.7      81.3      81.4      83.1      87.2      90.4      89.8       87.0       87.4       90.0 
25    Net due to related foreign offices                  5.1       3.4       2.2       2.7       4.0       4.0       3.9       4.4       4.4        4.5        3.7        3.7 
             
26  Other liabilities                                    26.3      27.9      28.1      28.4      27.1      27.1      26.9      25.1      25.2       25.5       26.4       26.6 
             
27  TOTAL LIABILITIES                                 1,368.3   1,398.9   1,413.0   1,419.4   1,435.2   1,450.4   1,476.0   1,489.3   1,491.3    1,488.5    1,486.7    1,493.0 
             
28  Residual (assets less liabilities) (7)              148.5     163.9     162.7     167.3     158.7     154.1     155.0     147.6     144.1      151.6      156.7      157.0 
 

 

H.8 (510) pg.8
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
A S S E T S            
1   Bank credit                                       1,369.0   1,412.9   1,420.7   1,429.7   1,434.1   1,435.0   1,451.2   1,466.2   1,472.7    1,475.5    1,473.2    1,474.4 
             
2     Securities in bank credit                         412.3     410.6     408.7     410.0     412.8     411.5     418.8     424.4     424.6      425.2      421.6      421.6 
3        U.S. government securities                     332.0     330.4     328.4     330.0     332.2     331.3     336.6     340.2     339.9      341.0      337.8      337.4 
4        Other securities                                80.3      80.2      80.2      80.0      80.6      80.2      82.2      84.1      84.7       84.2       83.8       84.2 
             
5     Loans and leases in bank credit (2)               956.7   1,002.3   1,012.0   1,019.8   1,021.3   1,023.5   1,032.4   1,041.8   1,048.1    1,050.3    1,051.6    1,052.8 
6        Commercial and industrial                      173.3     178.4     180.1     182.3     183.6     185.3     187.9     190.0     191.4      191.7      192.0      192.2 
7        Real estate                                    493.2     520.9     525.8     529.9     534.0     536.6     544.5     550.6     553.6      555.7      556.5      557.5 
8          Revolving home equity                         25.0      28.1      28.5      28.8      29.0      29.4      30.0      30.6      30.9       30.9       30.9       31.0 
9          Other                                        468.1     492.8     497.4     501.1     505.0     507.3     514.5     520.0     522.7      524.7      525.6      526.5 
10       Consumer                                       233.0     235.6     236.5     233.9     231.8     223.4     229.0     229.7     231.0      230.8      231.3      231.1 
11       Security (3)                                      5.4        4.8        5.2        5.2        5.0        5.2        5.3        5.1        5.0         4.9         4.7         4.7 
12       Other loans and leases                          61.4      65.1      65.3      65.8      64.7      64.6      65.7      66.5      67.2       67.3       67.0       67.3 
             
13  Interbank loans                                      55.3      50.6      57.8      57.7      55.2      59.1      61.2      55.5      53.2       50.8       50.9       50.9 
             
14  Cash assets (4)                                      63.9      67.9      70.6      71.5      70.3      68.3      67.3      69.4      67.3       66.9       66.8       67.2 
             
15  Other assets (5)                                     47.9      55.3      56.6      58.4      57.2      59.6      64.0      64.6      64.0       63.4       62.2       70.6 
             
16  TOTAL ASSETS (6)                                  1,515.7   1,566.4   1,585.3   1,596.8   1,596.4   1,601.7   1,623.5   1,635.3   1,636.6    1,636.1    1,632.4    1,642.4 
       L I A B I L I T I E S                
17  Deposits                                          1,197.7   1,207.4   1,225.2   1,235.0   1,233.9   1,240.3   1,265.5   1,284.0   1,284.9    1,279.0    1,272.1    1,281.0 
18    Transaction                                       328.6     312.0     317.1     323.5     315.9     309.7     312.3     320.2     314.5      312.3      309.1      310.0 
19    Nontransaction                                    869.1     895.4     908.1     911.5     918.0     930.6     953.2     963.7     970.4      966.7      963.0      971.0 
20       Large time                                     148.7     143.1     145.5     145.7     146.8     150.2     151.4     150.4     151.4      151.4      151.2      151.2 
21       Other                                          720.4     752.3     762.5     765.8     771.1     780.4     801.8     813.4     819.0      815.3      811.8      819.8 
             
22  Borrowings                                          139.0     162.6     163.5     166.0     169.5     167.9     169.0     175.3     179.0      180.5      181.5      183.4 
23    From banks in the U.S.                             77.9      86.2      85.5      84.6      86.1      84.3      83.7      86.7      89.3       90.7       91.4       91.9 
24    From others                                        61.0      76.4      78.0      81.3      83.4      83.6      85.3      88.5      89.7       89.8       90.1       91.5 
25    Net due to related foreign offices                  5.1       3.4       2.2       2.7       4.0       4.0       3.9       4.4       4.4        4.5        3.7        3.7 
             
26  Other liabilities                                    26.6      27.9      28.0      27.9      27.3      27.6      27.2      25.3      25.1       25.4       26.1       26.2 
             
27  TOTAL LIABILITIES                                 1,368.3   1,401.3   1,418.9   1,431.5   1,434.7   1,439.8   1,465.7   1,489.0   1,493.4    1,489.4    1,483.4    1,494.2 
             
            MEMO                                                             
28  Residual (assets less liabilities) (7)              147.4     165.1     166.5     165.3     161.7     161.9     157.7     146.3     143.3      146.6      149.0      148.2 
31  Mortgage-backed securities (9)                          --       47.8       48.0       48.5       49.5       49.6       51.0       51.9       52.2        52.2        52.6        52.5 
 

 

H.8 (510) pg.9
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 May 14 May 21 May 28
A S S E T S            
1   Bank credit                                         453.7     480.5     493.8     505.1     516.9     532.6     528.3     537.5     541.1      542.7      543.8      545.7 
             
2     Securities in bank credit                         146.0     148.6     157.8     164.4     170.1     176.6     172.3     177.5     174.7      172.8      173.2      176.6 
3        U.S. government securities                      72.6      82.6      87.0      87.6      81.7      85.2      83.3      87.6      89.1       87.3       87.6       92.5 
4        Other securities                                73.4      65.9      70.8      76.9      88.4      91.4      89.0      89.9      85.6       85.6       85.7       84.1 
             
5     Loans and leases in bank credit (2)               307.7     331.9     336.0     340.6     346.7     356.0     356.0     360.0     366.4      369.8      370.6      369.1 
6        Commercial and industrial                      186.2     205.9     208.1     213.1     214.9     218.2     217.7     218.7     219.7      223.0      222.8      221.1 
7        Real estate                                     33.6      32.7      32.4      32.0      32.0      32.3      32.0      31.9      31.6       31.4       31.1       30.6 
11       Security (3)                                    32.2      32.9      35.0      36.2      38.0      39.6      39.5      43.0      43.0       44.8       43.1       43.1 
12       Other loans and leases                          55.7      60.4      60.4      59.4      61.8      65.8      66.7      66.4      72.1       70.7       73.6       74.2 
             
13  Interbank loans                                      22.0      20.6      20.2      21.8      23.4      22.3      24.9      20.8      20.2       18.2       24.5       28.2 
             
14  Cash assets (4)                                      26.4      29.7      30.9      31.1      31.2      33.1      32.8      33.2      36.5       33.9       33.9       33.7 
             
15  Other assets (5)                                     44.8      33.7      36.2      37.0      38.7      42.2      42.2      40.4      38.1       40.8       39.8       39.9 
             
16  TOTAL ASSETS (6)                                    546.9     564.4     580.9     594.7     609.9     630.0     627.9     631.7     635.7      635.3      641.8      647.3 
       L I A B I L I T I E S                
17  Deposits                                            171.1     197.4     203.9     219.5     227.1     241.0     247.2     262.8     266.8      260.1      246.9      257.3 
18    Transaction                                        10.3      10.4      10.2      10.2      10.4       9.9      10.8      11.1      12.7       11.4       11.2       11.4 
19    Nontransaction                                    160.8     187.0     193.7     209.3     216.7     231.1     236.4     251.7     254.1      248.7      235.7      245.9 
20       Large time                                     158.0     184.4     190.0     205.1     216.5     228.6     233.4     247.8     247.3      244.2      234.2      233.8 
21       Other                                            2.9       2.6       3.7       4.2       0.1       2.4       3.0       3.9       6.8        4.4        1.5       12.2 
             
22  Borrowings                                          128.5     117.0     125.1     121.3     130.6     144.0     141.3     141.6     143.6      146.3      151.7      143.8 
23    From banks in the U.S.                             36.9      31.8      32.7      32.4      27.8      33.8      34.8      33.2      36.1       31.3       36.0       34.7 
24    From others                                        91.6      85.1      92.4      88.8     102.8     110.1     106.5     108.4     107.6      115.0      115.7      109.1 
25    Net due to related foreign offices                172.2     167.7     167.1     162.3     150.6     140.1     142.0     135.4     139.7      141.0      152.7      153.2 
             
26  Other liabilities                                    73.4      74.6      80.0      82.8      89.9      99.6      93.3      91.3      88.4       86.5       91.0       89.5 
             
27  TOTAL LIABILITIES                                   545.2     556.6     576.1     585.9     598.1     624.6     623.8     631.2     638.6      633.8      642.3      643.7 
             
28  Residual (assets less liabilities) (7)                1.7       7.7       4.7       8.8      11.8       5.4       4.1       0.5      -2.9        1.5       -0.5        3.6 
 

 

H.8 (510) pg.10
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
 

          Week ending
Account1996
Apr
1996
Oct
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
May 7 MaMay 21 May 28
A S S E T S            
1   Bank credit                                        452.7     479.2     493.4     501.0     513.9     533.2     528.2     537.7     546.5      546.2      545.2      545.8  
             
2     Securities in bank credit                        145.5     148.5     157.5     158.0     166.0     177.6     173.1     178.1     181.7      178.1      177.7      180.5  
3        U.S. government securities                     71.8      82.1      87.0      85.1      82.7      86.9      86.2      87.0      91.0       87.7       88.1       91.7  
3a         Trading account                                --      18.7      21.8      19.9      17.0      21.4      19.9      18.6      19.6       16.2       17.7       19.5  
3b         Investment account                             --      63.4      65.2      65.3      65.7      65.6      66.3      68.5      71.4       71.4       70.3       72.2  
4        Other securities                               73.6      66.3      70.5      72.9      83.3      90.6      86.9      91.1      90.6       90.5       89.7       88.8  
4a         Trading account                                --      47.9      51.6      54.0      61.4      67.9      63.2      64.2      63.0       62.6       62.3       62.8  
4b         Investment account                             --      18.4      18.9      18.9      22.0      22.7      23.7      26.8      27.6       27.9       27.4       26.0  
5     Loans and leases in bank credit (2)              307.2     330.7     335.9     343.0     347.9     355.6     355.1     359.6     364.8      368.1      367.5      365.3  
6        Commercial and industrial                     186.8     204.7     207.9     213.5     214.8     218.1     217.3     219.4     220.7      223.0      222.9      220.7  
7        Real estate                                    33.2      32.9      32.9      32.2      32.0      32.4      32.0      31.5      31.4       31.1       30.8       30.4  
11       Security (3)                                   32.2      32.9      35.0      36.2      38.0      39.6      39.5      43.0      43.0       44.8       43.1       43.1  
12       Other loans and leases                         55.0      60.2      60.1      61.2      63.1      65.5      66.3      65.7      69.8       69.2       70.6       71.1  
             
13  Interbank loans                                     22.0      20.6      20.2      21.8      23.4      22.3      24.9      20.8      20.2       18.2       24.5       28.2  
             
14  Cash assets (4)                                     25.7      30.1      31.1      32.2      31.6      32.4      32.2      32.4      35.8       33.6       34.0       34.4  
             
15  Other assets (5)                                    43.2      33.4      36.5      37.7      38.0      43.0      41.6      38.9      39.1       42.2       40.5       40.9  
             
16  TOTAL ASSETS (6)                                   543.6     563.1     581.0     592.5     606.6     630.7     626.7     629.5     641.4      640.0      643.9      649.1  
       L I A B I L I T I E S                
17  Deposits                                           167.0     202.7     206.5     222.2     227.2     237.8     247.0     256.3     263.9      259.1      248.0      261.1  
18    Transaction                                        9.9      10.4      10.2      10.9      10.4      10.2      10.6      10.7      11.9       10.8       10.5       11.2  
19    Nontransaction                                   157.1     192.3     196.3     211.3     216.7     227.6     236.5     245.7     252.0      248.3      237.5      249.9  
20       Large time                                    154.7     190.0     193.9     208.6     214.5     223.7     232.9     242.4     245.0      243.6      235.1      235.4  
21       Other                                           2.4       2.3       2.4       2.8       2.2       4.0       3.6       3.3       7.0        4.6        2.4       14.5  
             
22  Borrowings                                         130.3     113.6     121.7     120.1     127.3     137.4     135.4     144.1     149.3      145.2      148.5      140.7  
23    From banks in the U.S.                            37.0      29.4      32.8      33.1      28.8      31.6      33.2      33.4      36.4       31.0       34.0       34.0  
24    From others                                        93.3       84.3       88.9       87.0       98.5      105.8      102.2      110.7      112.8       114.2       114.5       106.7  
25    Net due to related foreign offices                170.0      167.6      166.8      163.9      159.3      149.1      146.6      132.4      132.0       140.9       150.4       150.4  
             
26  Other liabilities                                   73.1      73.1      80.6      81.5      89.1     102.0      93.1      91.1      91.3       90.0       92.9       92.0  
             
27  TOTAL LIABILITIES                                   540.4      557.0      575.5      587.7      602.9      626.4      622.2      623.9      636.5       635.3       639.7       644.1  
             
28  Residual (assets less liabilities) (7)                3.2        6.1        5.5        4.9        3.7        4.3        4.5        5.6        4.9         4.7         4.2         5.0  
                         
                  MEMO                                                       
29  Reval. gains on off-bal. sheet items (8)               --       29.9       32.4       33.4       41.6       47.0       43.0       42.4       41.9        40.9        40.9        41.3  
30  Reval. losses on off-bal. sheet items (8)             --      29.3      31.5      32.5      40.8      47.2      43.1      42.7      42.7       40.8       41.1       41.6  
 

 

 

H.8 (510) pg.11
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of May 28, 1997.
    Federal Reserve Distict
  National
total
Boston New York Philadelphia Cleveland Richmond Atlanta
ASSETS  
1  Bank credit                                    1,893.1     94.6      362.5      103.4      178.9     192.2      212.1 
2     Securities in bank credit (14)                416.8                                                                
3        U.S. government securities (14)            295.2                                                                
3a         Trading account (14)                      20.5                                                                
3b         Investment account                       274.7     16.9       82.4        5.7       24.8      33.0       29.2 
3c           Mortgage-backed                        176.8      7.2       57.7        2.9       19.1      19.9       19.4 
3d           Other                                   97.9      9.7       24.7        2.8        5.7      13.1        9.8 
3e             1 year or less                        25.6      3.5        4.6        0.7        0.6       3.0        3.0 
3f             Between 1 and 5 years                 53.9      5.4       13.8        1.7        3.5       7.7        5.6 
3g             More than 5 years                     18.4      0.8        6.4        0.3        1.6       2.3        1.3 
4        Other securities (14)                      121.7                                                                
4a         Trading account (14)                      56.5                                                                
4b         Investment account                        65.1      6.0       19.8        2.5        5.2       5.8        7.6 
4c           State and local government              21.1      2.1        7.5        0.6        0.7       0.9        2.0 
4d           Other                                   44.0      3.9       12.3        1.9        4.5       4.9        5.7 
5     Loans and leases in bank credit (2)         1,476.3     71.7      260.3       95.1      148.9     153.4      175.2 
5     Loans and leases in bank credit (2)           406.5     28.2       68.4       14.6       43.0      37.2       40.5 
6a         Bankers acceptances                        1.4      0.1        0.6        0.0        0.0       0.2        0.0 
6b         Other                                    405.0     28.2       67.7       14.6       43.0      37.0       40.5 
7        Real estate                                580.6     21.4      103.7       28.5       54.0      77.9       83.0 
8          Revolving home equtiy                     59.9      3.1        8.6        3.4        7.2       7.8        6.4 
9a         Other residential                        327.4     10.2       66.6       15.8       30.7      46.2       48.2 
9b         Commercial                               193.4      8.1       28.5        9.3       16.1      23.9       28.5 
10       Consumer                                   289.6      5.8       35.9       43.9       35.8      19.5       37.8 
11       Security (3)                                41.7      6.4       18.8        0.1        1.0       3.2        2.0 
11a        Fed funds and RPs with broker/dealer      24.6      5.8        9.9        0.0        0.1       2.9        1.5 
11b        Other                                     17.2      0.5        8.8        0.1        0.9       0.3        0.5 
12a      State and local government                  10.7      0.2        1.4        0.7        1.3       1.8        2.1 
12b      Agricultural                                 8.0      0.0        0.2        0.1        0.2       0.6        0.5 
12c      Fed funds and RPs with others                5.5      1.3        1.8        0.0        0.2       1.5        0.0 
12d      All other loans                             63.7      3.4       16.6        2.4        3.2       4.9        3.9 
12e      Lease financing receivables                 70.0      5.0       13.5        4.7       10.1       6.7        5.5 
13    Interbank loans                               139.1      4.9       51.3        3.2        8.8      13.7       16.1 
13a     Fed funds and RPs with banks                 86.6      3.2       30.8        1.7        5.2       8.6       13.9 
13b     Other                                        52.5      1.7       20.5        1.5        3.6       5.1        2.2 
14    Cash assets(4)                                146.9      6.9       32.3        4.7       10.1      13.4       12.3 
15    Other assets (12)                             200.2     14.8      107.6       10.8       14.4      32.0       15.7 
16    TOTAL ASSETS (6)                            2,343.9    119.8      542.4      120.1      209.2     249.0      253.2 
 

H.8 (510) pg.12
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of May 28, 1997.
 

    Federal Reserve Distict
  National
total
Boston New York Philadelphia Cleveland Richmond Atlanta
17  Deposits                                      1,392.7     65.0      287.8       67.0      129.4     127.2      173.9 
18   Transaction                                    367.8     22.3       68.8       15.5       28.2      29.0       35.9 
19   Nontransaction                               1,024.9     42.6      219.0       51.5      101.3      98.2      138.0 
20      Large time                                  165.7      6.4       49.1       11.0       10.8      13.4       19.7 
21      Other                                       859.2     36.3      169.9       40.5       90.5      84.8      118.3 
22  Borrowings                                      455.7     29.4       89.8       29.2       47.3      66.2       43.7 
23      From banks in the U.S.                        188.1       7.6       21.7       14.9       20.4      24.7       26.8
24      From others                                 267.5     21.9       68.1       14.4       26.9      41.4       16.9 
26  Other liabilities (13)                          263.1     15.0       97.3       11.7       15.9      38.7       13.2 
27  TOTAL LIABILITIES                             2,111.5    109.4      475.0      107.9      192.6     232.1      230.8 
        
28  Residual (assets less liabilities (13)          232.5     10.4       67.4       12.2       16.6      17.0       22.4 
        
                      MEMO                                    
29  Reval. gains on off-bal. sheet items (8,14)      39.5                                                                
30  Reval. losses on off-bal. sheet items (8,14)     41.0                                                                
31  Mortgage-backed securities (9)                  196.3      8.1       61.8        3.8       20.7      22.9       22.0 
31a   Pass-through                                  138.1      5.7       48.7        2.5       12.2      19.1       13.5 
31b   CMO, REMIC and other                           58.2      2.4       13.1        1.3        8.5       3.7        8.4 
32  Net unrealized ganis (losses)               
       on available-for-sale securities (10,14) 
     2.3 
 
         
 
          
 
          
 
          
 
         
 
         
 
33  Offshore credit to  U.S. residents (11,14)       33.7                                                                
 

H.8 (510) pg.13
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of May 28, 1997.
 

  Federal Reserve Distict
  Chicago St.Louis Minneapolis Kansac City Dallas San Francisco
ASSETS  
  1  Bank credit                                    196.8     40.1     42.3     24.8     69.4     299.2 
  2     Securities in bank credit (14)                                                                  
  3        U.S. government securities (14)                                                              
  3a         Trading account (14)                                                                       
  3b         Investment account (14)                 27.7      6.6      4.8      4.9     11.7      27.0 
  3c           Mortgage-backed                       13.6      4.1      1.9      3.5      9.6      17.9 
  3d           Other                                 14.1      2.6      2.9      1.4      2.1       9.1 
  3e             1 year or less                       6.6      0.4      0.0      0.2      0.3       2.6 
  3f             Between 1 and 5 years                5.4      1.7      1.1      1.2      1.6       5.1 
  3g             More than 5 years                    2.0      0.4      1.7      0.0      0.3       1.3 
  4        Other securities (14)                                                                        
  4a         Trading account (14)                                                                       
  4b         Investment accout (14)                   6.4      1.1      0.6      0.8      1.8       7.4 
  4c           State and local government             3.4      0.7      0.2      0.6      0.6       1.7 
  4d           Other                                  3.0      0.3      0.4      0.2      1.2       5.7 
  5     Loans and leases in bank credit (2)         162.7     32.4     37.0     19.0     55.8     264.8 
  6        Commerical and industrial                 69.6      8.5      9.1      5.3     25.6      56.5 
  6a         Bankers acceptances                      0.2      0.0      0.0      0.0      0.0       0.2 
  6b         Other                                   69.4      8.5      9.1      5.3     25.6      56.3 
  7        Real estate                               49.9     14.8      7.3      6.9     14.5     118.7 
  8          Revolving home equtiy                    5.2      1.3      0.5      0.5      0.2      15.7 
  9a         Other residential                       22.7      9.6      4.5      3.3      8.4      61.2 
  9b         Commercial                              22.0      3.8      2.3      3.1      5.8      41.8 
  10       Consumer                                  23.8      5.2     16.2      4.7     10.6      50.4 
  11       Security (3)                               3.7      1.5      1.4      0.1      0.6       3.1 
  11a        Fed funds and RPs with broker/dealer     0.6      1.1      0.9      0.0      0.4       1.1 
  11b        Other                                    3.0      0.4      0.4      0.1      0.2       2.0 
  12a      State and local government                 1.2      0.2      0.1      0.1      0.1       1.3 
  12b      Agricultural                               0.5      0.1      0.3      0.5      0.2       4.8 
  12c      Fed funds and RPs with others              0.5      0.0      0.0      0.0      0.0       0.1 
  12d      All other loans                            8.6      1.1      1.6      1.3      2.9      13.7 
  12e      Lease financing receivables                4.8      1.0      0.9      0.2      1.4      16.1 
  13    Interbank loans                               7.8      1.4      4.4      2.2      6.8      18.4 
  13a     Fed funds and RPs with banks                7.4      1.2      4.1      2.0      4.0       4.5 
  13b     Other                                       0.5      0.1      0.3      0.3      2.8      13.9 
  14    Cash assets(4)                               18.7      3.2      2.9      3.5     12.5      26.4 
  15    Other assets (12)                            20.4      9.6      3.5      3.3      6.4      38.5 
  16    TOTAL ASSETS                                240.7     53.8     52.1     33.5     94.3     376.0 
 

H.8 (510) pg.14
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of May 28, 1997.
 

  Federal Reserve Distict
  Chicago St.Louis Minneapolis Kansas City Dallas San Francisco
  17  Deposits                                      142.3     29.4     22.1     24.5     66.2     257.7 
  18   Transaction                                   41.5      7.0      7.8      7.1     21.0      83.7 
  19   Nontransaction                               100.8     22.4     14.3     17.4     45.2     174.0 
  20      Large time                                 19.7      2.6      1.2      1.4      4.5      25.9 
  21      Other                                      81.1     19.8     13.1     16.0     40.7     148.2 
  22  Borrowings                                     50.4     16.0     19.0      4.1     13.9      46.5 
  23      From banks in the U.S.                       18.4     12.0     14.2      2.9      3.4      21.3
  24      From others                                32.0      4.0      4.8      1.3     10.6      25.1 
  26  Other liabilities (13)                         25.7      2.9      6.6      0.8      5.8      29.7 
       
  27  TOTAL LIABILITIES                             218.5     48.4     47.7     29.5     85.9     333.8 
       
  28  Residual (assets less liabilities (13)         22.2      5.4      4.5      3.9      8.4      42.2 
       
                     MEMO                                     
  29  Reval. gains on off-bal. sheet items (8,14)                                                       
  30  Reval. losses on off-bal. sheet items (8,14)                                                      
  31  Mortgage-backed securities (9)                 15.5      4.2      2.0      3.6     10.2      21.5 
  31a   Pass-through                                  8.2      2.6      1.7      2.7      8.7      12.5 
  31b   CMO, REMIC and other                          7.4      1.6      0.2      0.9      1.5       9.0 
  32  Net unrealized ganis (losses)               
         on available-for-sale securities (10,14) 
        
 
        
 
        
 
        
 
        
 
        
 
  33  Offshore credit to  U.S. residents (11,14)                                                        
 

 

H.8 (510) Footnotes
 

Note: This release is available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. Current and historical
data are available on the Commerce Department's economic bulletin board. For information call 202-482-1986.
 

1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered
commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related
institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday
values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are
estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by
reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 8 are
adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers
are removed from past data for the bank group that contained the acquired bank and put into past data for the group
containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure
is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which
are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due
from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported
gross of these items.
7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally
adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total
liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a
gain/loss position, as determined under FASB Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement
No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than
non-financial businesses.
12. Includes the due-from position with related foreign offices.
13. Includes the due-to position with related foreign offices.
14. Disaggregation by District not available. The trading account components of securities (lines 3a and 4a) are included
in line 15.

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