Stress Tests and Capital Planning
2014 CCAR Banks
Advanced Approaches BHCs for CCAR 2014^{1}

American Express

Bank of America

Bank of NYMellon

Capital One

Citigroup

Goldman Sachs

HSBC

JP Morgan Chase

Morgan Stanley

Northern Trust

PNC

State Street

U.S. Bancorp

Wells Fargo



Minimum capital ratios for Advanced Approaches BHCs in CCAR 2014^{2}
Category

Q4 2013

2014

2015

Tier 1 common ratio

5 percent

5 percent

5 percent

Common equity tier 1 ratio

Not applicable

4 percent

4.5 percent

Tier 1 riskbased capital ratio

4 percent

5.5 percent

6 percent

Total riskbased capital ratio

8 percent

8 percent

8 percent

Tier 1 leverage ratio

3 or 4 percent

4 percent

4 percent

Other BHCs for CCAR 2014

Ally

Comerica

KeyCorp

Santander

BB&T

Discover

M&T

SunTrust

BBVA Compass

Fifth Third

RBS Citizens

UnionBancal

BMO

Huntington

Regions

Zions

Minimum capital ratios for Other BHCs in CCAR 2014
Category

Q4 2013

2014

2015

Tier 1 common ratio

5 percent

5 percent

5 percent

Common equity tier 1 ratio

Not applicable

Not applicable

4.5 percent

Tier 1 riskbased capital ratio

4 percent

4 percent

6 percent

Total riskbased capital ratio

8 percent

8 percent

8 percent

Tier 1 leverage ratio

3 or 4 percent

3 or 4 percent

4 percent

Last update:
March 19, 2014