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Board of Governors of the Federal Reserve System
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Federal Reserve Board of Governors
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Call for Papers

Topics: We invite the submission of high quality research papers in all areas related to online lending. Topics of particular interest include, but are not limited to:
  • The characteristics of online borrowers and lenders
  • The effects of online lending on the availability of credit to households and small businesses
  • Similarities and differences between online lenders and traditional lenders in areas such as underwriting and risk standards, production processes, technology, cost structure, and profitability
  • Competition and cooperation between online lenders and traditional lenders
  • The substitutability/complementarity of online lending and traditional lending
  • The implications of online lending for financial stability
  • New regulatory challenges posed by the emergence of online lending
  • Consumer protection and online lending

Paper Submissions: We welcome the submission of theoretical, empirical, and policy-oriented papers. Authors should email completed papers to: RS-OnlineLending-Conference@frb.gov by September 16, 2016.

Papers will be reviewed and selected for presentation by the organizing committee. Authors whose papers have been accepted to the conference will be notified by October 14, 2016.

Last update: March 16, 2017