Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States - H.8

Current Release (54 KB PDF)

Release Date: January 8, 2010

H.8; Page 1
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  9,406.2   9,338.1   9,319.6   9,249.6   9,210.4   9,126.9   9,045.7   9,104.3   9,111.6   9,095.8   9,047.3   9,069.6 
Securities in bank credit 2  2,166.8   2,210.7   2,252.5   2,268.1   2,304.0   2,314.2   2,305.6   2,310.2   2,337.4   2,348.1   2,338.7   2,351.2 
Treasury and agency securities 3  1,252.5   1,263.2   1,293.5   1,325.5   1,363.1   1,379.4   1,372.1   1,382.9   1,412.8   1,429.9   1,425.1   1,442.3 
Mortgage-backed securities (MBS) 4  --   --   --   974.2   977.8   988.2   985.7   990.4   985.7   1,005.7   1,008.9   1,012.9 
Non-MBS 5  --   --   --   351.3   385.3   391.2   386.4   392.4   427.1   424.2   416.2   429.4 
Other securities  914.3   947.5   959.0   942.6   940.8   934.8   933.6   927.4   924.6   918.2   913.6   909.0 
Mortgage-backed securities 6  --   --   --   207.8   208.9   209.7   209.4   208.9   207.5   204.2   203.7   203.0 
Non-MBS 7  --   --   --   734.8   731.9   725.1   724.2   718.5   717.0   714.0   709.9   706.0 
Loans and leases in bank credit 8  7,239.4   7,127.4   7,067.1   6,981.5   6,906.5   6,812.7   6,740.1   6,794.1   6,774.2   6,747.7   6,708.6   6,718.4 
10  Commercial and industrial loans  1,636.9   1,525.4   1,499.0   1,482.8   1,450.7   1,414.8   1,383.3   1,366.2   1,349.6   1,344.9   1,338.3   1,337.7 
11  Real estate loans  3,820.4   3,875.6   3,862.5   3,846.8   3,825.5   3,781.6   3,756.0   3,822.7   3,829.7   3,816.2   3,784.9   3,796.6 
12  Revolving home equity loans  582.6   613.1   610.9   608.3   606.9   604.0   601.8   604.6   603.2   601.6   600.9   600.0 
13  Closed-end residential loans 9  1,514.2   1,550.4   1,546.9   1,540.7   1,528.1   1,497.9   1,487.4   1,557.6   1,569.8   1,563.4   1,537.6   1,559.6 
14  Commercial real estate loans 10  1,723.6   1,712.2   1,704.6   1,697.8   1,690.5   1,679.7   1,666.7   1,660.5   1,656.7   1,651.3   1,646.4   1,637.0 
15  Consumer loans  858.1   858.3   856.2   852.6   850.5   848.0   846.5   842.3   841.3   836.3   828.3   828.9 
16  Credit cards and other revolving plans  371.7   362.4   360.6   359.9   357.0   352.6   349.5   344.5   341.3   335.3   328.1   328.1 
17  Other consumer loans 11  486.4   495.9   495.6   492.7   493.4   495.4   497.0   497.8   499.9   501.0   500.2   500.7 
18  Other loans and leases  923.9   868.1   849.4   799.3   779.8   768.3   754.3   762.8   753.6   750.2   757.0   755.2 
19  Fed funds and reverse RPs with nonbanks 12  274.7   272.4   262.0   222.7   213.9   205.4   200.0   209.5   200.9   203.9   210.0   211.8 
20  All other loans and leases 13  649.2   595.7   587.4   576.6   565.9   562.9   554.3   553.3   552.7   546.3   547.0   543.5 
21  LESS: Allowance for loan and lease losses  --   --   --   187.1   192.4   195.2   199.3   205.3   206.0   207.4   206.5   200.9 
22  Interbank loans 12  341.9   396.3   386.5   339.0   318.2   312.9   288.4   220.2   208.9   217.7   210.9   204.3 
23  Fed funds and reverse RPs with banks 12  262.3   318.8   309.8   254.6   228.0   221.8   200.3   155.4   149.6   157.2   149.6   137.7 
24  Loans to commercial banks 14  79.6   77.5   76.7   84.4   90.3   91.1   88.0   64.9   59.3   60.5   61.4   66.6 
25  Cash assets 15  855.5   1,032.3   931.3   957.8   1,013.9   1,048.6   1,215.0   1,224.9   1,221.3   1,159.3   1,184.7   1,058.3 
26  Trading assets 16  --   --   --   380.4   364.5   357.5   337.1   310.9   287.7   271.2   272.5   272.5 
27  Derivatives with a positive fair value 17  --   --   --   362.7   346.4   337.7   316.1   289.9   269.3   255.0   257.4   257.0 
28  Other trading assets  --   --   --   17.7   18.0   19.8   20.9   21.0   18.4   16.2   15.0   15.5 
29  Other assets 18  1,145.1   1,124.6   1,155.6   1,132.0   1,111.1   1,107.3   1,119.4   1,113.7   1,129.2   1,145.8   1,160.1   1,179.1 
30  Total assets 19  12,107.1   12,127.0   12,001.3   11,871.6   11,825.8   11,758.1   11,806.2   11,768.7   11,752.7   11,682.4   11,668.9   11,583.0 

H.8; Page 2
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  7,119.6   7,452.3   7,520.3   7,507.1   7,552.4   7,596.4   7,639.2   7,681.9   7,706.5   7,690.0   7,708.6   7,629.1 
32  Large time deposits  1,902.5   1,871.8   1,881.6   1,900.9   1,900.9   1,889.9   1,893.1   1,879.7   1,886.5   1,880.7   1,888.4   1,907.6 
33  Other deposits  5,217.1   5,580.5   5,638.7   5,606.3   5,651.5   5,706.5   5,746.1   5,802.2   5,820.0   5,809.4   5,820.2   5,721.5 
34  Borrowings  2,597.2   2,384.2   2,320.5   2,216.6   2,137.7   2,038.2   1,995.6   1,958.5   1,955.0   1,920.7   1,888.1   1,905.4 
35  Borrowings from banks in the U.S.  405.0   409.7   409.1   383.1   344.7   341.6   320.1   282.6   269.6   274.9   259.3   248.1 
36  Borrowings from others  2,192.1   1,974.5   1,911.4   1,833.4   1,793.0   1,696.6   1,675.5   1,675.9   1,685.4   1,645.8   1,628.8   1,657.3 
37  Trading liabilities 20  --   --   --   312.7   311.2   306.1   295.4   273.5   259.5   249.9   249.5   245.2 
38  Derivatives with a negative fair value 17  --   --   --   262.7   261.9   254.9   237.2   219.3   204.4   195.1   200.5   199.8 
39  Other trading liabilities  --   --   --   50.1   49.3   51.2   58.2   54.2   55.1   54.8   49.0   45.4 
40  Net due to related foreign offices  397.9   165.8   58.5   85.8   92.5   138.8   206.5   208.1   147.3   129.6   153.8   164.3 
41  Other liabilities 21  437.2   434.1   460.7   451.1   415.8   415.3   396.5   406.4   419.1   409.4   416.8   415.6 
42  Total liabilities 19  11,015.0   10,795.5   10,689.5   10,573.4   10,509.4   10,494.8   10,533.1   10,528.5   10,487.5   10,399.7   10,416.8   10,359.6 
43  Residual (assets less liabilities) 22  1,092.1   1,331.5   1,311.8   1,298.2   1,316.3   1,263.3   1,273.1   1,240.2   1,265.2   1,282.6   1,252.1   1,223.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   --   -55.1   -46.7   -35.8   -22.4   -16.2   -10.8   -13.0   -14.7   -14.6 
45  Securitized consumer loans 24  417.6   406.5   403.5   404.4   398.7   396.0   393.4   388.4   388.1   390.8   396.0   393.4 
46  Securitized credit cards and other revolving plans  376.8   368.6   366.3   368.3   363.1   361.4   359.5   355.6   356.1   359.4   364.5   362.0 
47  Other securitized consumer loans  40.8   37.9   37.2   36.1   35.6   34.6   33.9   32.8   32.0   31.4   31.5   31.3 
48  Securitized real estate loans 24  1,448.6   1,403.1   1,425.6   1,438.1   1,449.6   1,446.8   1,440.7   1,432.5   1,407.7   1,399.7   1,385.2   1,378.7 

H.8; Page 3
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  9,436.0   9,337.7   9,315.4   9,210.1   9,187.7   9,133.7   9,047.3   9,135.2   9,123.6   9,110.6   9,087.2   9,083.7 
Securities in bank credit 2  2,177.7   2,218.5   2,262.3   2,260.6   2,304.6   2,317.8   2,308.0   2,325.1   2,325.9   2,329.8   2,325.4   2,336.3 
Treasury and agency securities 3  1,259.1   1,260.0   1,294.0   1,317.1   1,362.2   1,375.5   1,367.2   1,394.3   1,415.0   1,420.2   1,426.0   1,441.8 
Mortgage-backed securities (MBS) 4  --   --   --   970.1   975.6   981.7   978.8   994.5   992.1   998.9   1,009.4   1,012.9 
Non-MBS 5  --   --   --   347.0   386.6   393.8   388.4   399.8   422.8   421.3   416.6   428.9 
Other securities  918.6   958.4   968.3   943.5   942.4   942.3   940.8   930.7   911.0   909.6   899.4   894.5 
Mortgage-backed securities 6  --   --   --   205.4   206.7   209.3   206.8   207.7   204.6   205.3   204.0   202.5 
Non-MBS 7  --   --   --   738.1   735.6   733.0   734.1   723.0   706.4   704.3   695.4   692.0 
Loans and leases in bank credit 8  7,258.3   7,119.3   7,053.2   6,949.6   6,883.2   6,815.9   6,739.2   6,810.1   6,797.6   6,780.8   6,761.7   6,747.4 
10  Commercial and industrial loans  1,638.5   1,528.5   1,494.4   1,473.4   1,440.7   1,416.8   1,384.1   1,367.5   1,345.0   1,346.0   1,345.6   1,340.7 
11  Real estate loans  3,830.4   3,874.3   3,860.5   3,851.5   3,831.0   3,783.5   3,760.5   3,832.6   3,838.1   3,818.8   3,787.6   3,784.0 
12  Revolving home equity loans  584.4   611.4   609.4   607.0   606.0   604.0   603.3   606.5   604.6   604.8   604.4   603.1 
13  Closed-end residential loans 9  1,519.2   1,551.5   1,546.7   1,546.2   1,535.5   1,499.4   1,488.8   1,563.1   1,575.6   1,559.6   1,533.4   1,544.6 
14  Commercial real estate loans 10  1,726.8   1,711.4   1,704.4   1,698.2   1,689.6   1,680.0   1,668.4   1,663.0   1,657.9   1,654.4   1,649.8   1,636.3 
15  Consumer loans  855.4   856.0   851.7   843.0   846.1   847.6   839.6   838.7   837.8   840.5   839.6   843.0 
16  Credit cards and other revolving plans  372.1   357.6   355.3   354.3   354.8   351.3   344.4   344.4   345.2   347.9   347.4   348.1 
17  Other consumer loans 11  483.3   498.4   496.3   488.7   491.2   496.2   495.1   494.3   492.7   492.7   492.2   494.9 
18  Other loans and leases  934.1   860.5   846.6   781.6   765.3   768.1   755.0   771.3   776.7   775.5   788.9   779.7 
19  Fed funds and reverse RPs with nonbanks 12  280.8   269.9   260.5   209.8   206.5   204.0   199.4   213.9   218.2   215.4   221.8   216.4 
20  All other loans and leases 13  653.3   590.5   586.1   571.8   558.8   564.1   555.6   557.4   558.5   560.0   567.2   563.3 
21  LESS: Allowance for loan and lease losses  --   --   --   188.2   192.3   193.8   198.0   203.6   209.4   207.9   205.8   199.7 
22  Interbank loans 12  350.7   386.7   379.0   326.9   310.0   308.6   285.7   224.9   214.8   224.2   217.4   210.7 
23  Fed funds and reverse RPs with banks 12  270.6   309.2   303.8   245.0   220.6   218.9   198.2   159.3   152.3   161.8   153.9   145.7 
24  Loans to commercial banks 14  80.2   77.5   75.2   81.9   89.4   89.7   87.5   65.6   62.5   62.4   63.5   65.0 
25  Cash assets 15  879.7   1,022.9   912.5   934.6   972.7   1,047.3   1,208.5   1,260.8   1,249.4   1,226.6   1,241.8   1,201.2 
26  Trading assets 16  --   --   --   354.0   339.0   343.5   336.8   331.5   321.1   297.9   286.4   281.9 
27  Derivatives with a positive fair value 17  --   --   --   336.9   321.0   323.2   312.9   309.3   298.1   277.2   266.4   263.6 
28  Other trading assets  --   --   --   17.1   18.0   20.3   23.9   22.2   23.0   20.7   20.0   18.4 
29  Other assets 18  1,146.6   1,116.9   1,150.8   1,129.9   1,100.9   1,112.7   1,122.8   1,116.7   1,138.3   1,150.2   1,155.9   1,192.2 
30  Total assets 19  12,207.8   12,097.1   11,945.3   11,767.4   11,717.9   11,752.1   11,803.1   11,865.4   11,837.7   11,801.6   11,782.9   11,770.1 

H.8; Page 4
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  7,125.7   7,468.8   7,522.3   7,462.5   7,503.7   7,545.7   7,609.5   7,687.4   7,748.0   7,764.6   7,745.5   7,728.1 
32  Large time deposits  1,909.9   1,881.3   1,886.6   1,894.1   1,905.2   1,889.0   1,901.9   1,885.3   1,894.0   1,891.7   1,890.2   1,893.8 
33  Other deposits  5,215.9   5,587.5   5,635.8   5,568.4   5,598.5   5,656.7   5,707.5   5,802.0   5,854.0   5,872.9   5,855.3   5,834.2 
34  Borrowings  2,572.4   2,429.0   2,342.2   2,199.9   2,126.9   2,049.0   1,977.7   1,938.9   1,911.2   1,899.0   1,897.8   1,885.4 
35  Borrowings from banks in the U.S.  400.2   409.0   410.6   379.6   340.7   337.3   316.6   278.4   261.6   269.6   262.9   254.5 
36  Borrowings from others  2,172.2   2,020.0   1,931.6   1,820.2   1,786.2   1,711.8   1,661.0   1,660.5   1,649.6   1,629.4   1,634.9   1,630.8 
37  Trading liabilities 20  --   --   --   292.0   293.7   300.5   295.6   289.6   276.4   260.4   249.8   245.1 
38  Derivatives with a negative fair value 17  --   --   --   242.6   242.4   246.3   236.2   232.5   221.3   206.5   200.9   201.3 
39  Other trading liabilities  --   --   --   49.4   51.4   54.2   59.4   57.1   55.2   53.9   48.9   43.8 
40  Net due to related foreign offices  397.9   165.8   58.5   85.8   92.5   138.8   206.5   208.1   147.3   129.6   153.8   164.3 
41  Other liabilities 21  445.1   431.3   454.7   442.6   413.0   414.0   399.7   413.7   426.0   421.4   419.9   418.9 
42  Total liabilities 19  11,034.7   10,853.0   10,699.5   10,482.8   10,429.8   10,448.0   10,489.0   10,537.8   10,509.0   10,474.9   10,466.7   10,441.7 
43  Residual (assets less liabilities) 22  1,173.1   1,244.1   1,245.7   1,284.6   1,288.1   1,304.1   1,314.1   1,327.7   1,328.7   1,326.7   1,316.2   1,328.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   --   -55.1   -46.7   -35.8   -22.4   -16.2   -10.8   -13.0   -14.7   -14.6 
45  Securitized consumer loans 24  414.9   406.1   403.9   405.2   399.5   395.9   393.9   385.7   386.7   388.7   395.8   395.5 
46  Securitized credit cards and other revolving plans  373.8   369.0   367.3   369.4   364.4   361.3   359.9   352.7   354.0   356.2   363.3   363.1 
47  Other securitized consumer loans  41.1   37.2   36.7   35.8   35.1   34.6   33.9   33.0   32.7   32.6   32.4   32.4 
48  Securitized real estate loans 24  1,427.5   1,424.4   1,424.6   1,416.2   1,410.7   1,404.7   1,405.5   1,407.4   1,404.4   1,404.5   1,396.9   1,397.5 

H.8; Page 5
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  8,402.5   8,377.8   8,394.9   8,348.5   8,318.5   8,264.4   8,211.6   8,295.6   8,315.4   8,308.4   8,269.1   8,283.4 
Securities in bank credit 2  1,851.3   1,913.0   1,969.5   1,991.9   2,025.7   2,046.9   2,042.3   2,061.2   2,093.1   2,109.2   2,103.3   2,107.7 
Treasury and agency securities 3  1,163.5   1,171.5   1,209.5   1,235.1   1,263.2   1,284.5   1,274.3   1,286.9   1,314.0   1,333.7   1,331.0   1,344.2 
Mortgage-backed securities (MBS) 4  --   --   --   940.0   945.2   956.4   951.6   963.0   960.9   980.2   983.3   986.2 
Non-MBS 5  --   --   --   295.1   317.9   328.1   322.7   323.9   353.1   353.5   347.7   358.1 
Other securities  687.8   741.5   759.9   756.8   762.5   762.4   768.0   774.3   779.1   775.5   772.3   763.5 
Mortgage-backed securities 6  --   --   --   198.7   201.1   201.9   201.6   201.1   197.8   193.8   192.9   192.1 
Non-MBS 7  --   --   --   558.1   561.4   560.5   566.4   573.1   581.3   581.8   579.4   571.4 
Loans and leases in bank credit 8  6,551.2   6,464.9   6,425.4   6,356.6   6,292.8   6,217.5   6,169.3   6,234.4   6,222.4   6,199.2   6,165.7   6,175.7 
10  Commercial and industrial loans  1,267.2   1,178.3   1,162.6   1,151.3   1,130.3   1,107.5   1,089.0   1,079.6   1,070.5   1,068.2   1,064.1   1,063.4 
11  Real estate loans  3,775.3   3,829.3   3,816.1   3,802.6   3,781.3   3,739.7   3,714.7   3,780.7   3,788.6   3,776.7   3,745.3   3,757.7 
12  Revolving home equity loans  581.0   611.4   609.6   607.9   606.6   603.8   601.6   604.4   603.0   601.3   600.6   599.8 
13  Closed-end residential loans 9  1,510.7   1,546.9   1,542.9   1,536.2   1,523.9   1,495.2   1,485.0   1,554.3   1,566.3   1,559.9   1,534.3   1,556.3 
14  Commercial real estate loans 10  1,683.5   1,671.1   1,663.6   1,658.5   1,650.8   1,640.6   1,628.1   1,622.0   1,619.3   1,615.5   1,610.4   1,601.6 
15  Consumer loans  858.1   858.2   855.9   851.7   849.5   846.9   845.3   841.0   839.9   834.9   827.0   827.5 
16  Credit cards and other revolving plans  371.7   362.4   360.6   359.9   357.0   352.6   349.5   344.5   341.3   335.3   328.1   328.1 
17  Other consumer loans 11  486.4   495.8   495.3   491.8   492.4   494.3   495.8   496.5   498.6   499.7   498.8   499.3 
18  Other loans and leases  650.7   599.1   590.8   550.9   531.8   523.4   520.2   533.0   523.4   519.3   529.4   527.1 
19  Fed funds and reverse RPs with nonbanks 12  205.7   194.9   188.7   156.8   147.3   137.8   138.7   146.7   137.2   138.9   147.0   145.9 
20  All other loans and leases 13  444.9   404.2   402.0   394.2   384.5   385.7   381.4   386.3   386.2   380.4   382.4   381.2 
21  LESS: Allowance for loan and lease losses  --   --   --   184.7   190.0   192.7   197.2   203.3   204.1   205.4   204.5   199.2 
22  Interbank loans 12  294.3   352.8   347.4   300.0   277.1   277.7   257.2   189.8   181.0   189.9   185.3   181.9 
23  Fed funds and reverse RPs with banks 12  223.6   279.6   274.7   220.4   191.8   190.9   172.8   128.4   124.6   132.7   127.0   117.9 
24  Loans to commercial banks 14  70.7   73.2   72.7   79.7   85.3   86.8   84.5   61.4   56.4   57.2   58.2   64.0 
25  Cash assets 15  581.9   756.3   726.9   707.7   730.7   757.2   842.9   868.3   868.9   855.0   815.5   694.4 
26  Trading assets 16  --   --   --   244.4   235.8   229.7   214.7   203.5   194.6   175.9   173.4   172.7 
27  Derivatives with a positive fair value 17  --   --   --   231.7   222.3   214.9   199.6   190.2   178.4   161.9   159.5   160.6 
28  Other trading assets  --   --   --   12.8   13.5   14.8   15.1   13.3   16.1   14.1   14.0   12.1 
29  Other assets 18  1,104.5   1,089.8   1,122.8   1,098.9   1,078.8   1,074.4   1,085.4   1,079.7   1,099.0   1,116.8   1,129.2   1,142.3 
30  Total assets 19  10,603.7   10,660.3   10,653.8   10,514.8   10,450.8   10,410.7   10,414.6   10,433.6   10,454.8   10,440.7   10,367.9   10,275.6 

H.8; Page 6
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  6,246.5   6,526.2   6,585.1   6,560.3   6,592.0   6,625.2   6,633.9   6,675.1   6,669.6   6,657.2   6,662.0   6,567.0 
32  Large time deposits  1,066.9   989.8   987.9   987.1   974.0   952.6   921.8   906.8   883.1   881.2   876.4   879.4 
33  Other deposits  5,179.6   5,536.4   5,597.2   5,573.2   5,617.9   5,672.6   5,712.0   5,768.4   5,786.5   5,775.9   5,785.6   5,687.7 
34  Borrowings  1,945.7   1,733.3   1,689.6   1,573.6   1,500.0   1,415.2   1,415.0   1,404.8   1,425.9   1,402.6   1,365.5   1,399.1 
35  Borrowings from banks in the U.S.  357.2   364.6   370.5   346.5   310.7   308.9   286.2   250.4   239.2   243.0   231.1   226.4 
36  Borrowings from others  1,588.5   1,368.7   1,319.2   1,227.1   1,189.3   1,106.2   1,128.9   1,154.4   1,186.7   1,159.7   1,134.4   1,172.7 
37  Trading liabilities 20  --   --   --   186.2   188.1   183.9   175.9   161.5   156.0   147.4   145.8   141.2 
38  Derivatives with a negative fair value 17  --   --   --   144.8   147.5   141.9   126.6   116.3   110.2   101.7   103.1   104.1 
39  Other trading liabilities  --   --   --   41.4   40.6   42.0   49.3   45.2   45.8   45.7   42.8   37.1 
40  Net due to related foreign offices  558.1   513.4   498.2   494.9   488.1   526.3   534.3   529.4   484.9   529.0   491.7   503.4 
41  Other liabilities 21  391.0   396.8   422.5   419.6   388.7   386.0   364.8   375.7   390.6   384.4   391.4   390.1 
42  Total liabilities 19  9,458.0   9,389.8   9,392.2   9,234.5   9,156.9   9,136.5   9,123.9   9,146.5   9,127.0   9,120.7   9,056.4   9,000.8 
43  Residual (assets less liabilities) 22  1,145.7   1,270.4   1,261.7   1,280.2   1,294.0   1,274.2   1,290.8   1,287.1   1,327.8   1,320.0   1,311.5   1,274.8 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   --   -37.3   -29.4   -19.1   -7.2   -3.1   0.5   -1.7   -3.1   -3.0 
45  Securitized consumer loans 24  417.6   406.5   403.5   404.4   398.7   396.0   393.4   388.4   388.1   390.8   396.0   393.4 
46  Securitized credit cards and other revolving plans  376.8   368.6   366.3   368.3   363.1   361.4   359.5   355.6   356.1   359.4   364.5   362.0 
47  Other securitized consumer loans  40.8   37.9   37.2   36.1   35.6   34.6   33.9   32.8   32.0   31.4   31.5   31.3 
48  Securitized real estate loans 24  1,448.6   1,403.1   1,425.6   1,438.1   1,449.6   1,446.8   1,440.7   1,432.5   1,407.7   1,399.7   1,385.2   1,378.7 

H.8; Page 7
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  8,415.2   8,387.5   8,398.0   8,319.4   8,302.5   8,267.8   8,206.6   8,310.5   8,310.5   8,304.2   8,290.0   8,293.5 
Securities in bank credit 2  1,851.0   1,926.4   1,983.4   1,988.0   2,025.4   2,045.2   2,038.2   2,064.7   2,076.7   2,084.4   2,083.6   2,092.6 
Treasury and agency securities 3  1,169.6   1,169.1   1,210.3   1,227.9   1,262.7   1,279.0   1,271.1   1,298.1   1,316.6   1,325.6   1,333.0   1,346.7 
Mortgage-backed securities (MBS) 4  --   --   --   936.5   943.3   949.3   945.2   965.6   966.0   973.7   984.5   987.6 
Non-MBS 5  --   --   --   291.5   319.4   329.7   326.0   332.5   350.6   352.0   348.5   359.0 
Other securities  681.4   757.2   773.1   760.0   762.8   766.2   767.1   766.6   760.0   758.7   750.6   746.0 
Mortgage-backed securities 6  --   --   --   196.4   197.9   200.6   197.6   198.1   195.4   196.1   195.0   193.5 
Non-MBS 7  --   --   --   563.6   564.9   565.6   569.4   568.4   564.6   562.6   555.6   552.5 
Loans and leases in bank credit 8  6,564.3   6,461.2   6,414.6   6,331.5   6,277.0   6,222.7   6,168.4   6,245.9   6,233.9   6,219.9   6,206.4   6,200.9 
10  Commercial and industrial loans  1,267.2   1,184.9   1,163.3   1,147.3   1,124.2   1,108.5   1,089.3   1,079.3   1,063.4   1,064.6   1,066.3   1,063.1 
11  Real estate loans  3,785.6   3,827.7   3,814.4   3,807.3   3,787.3   3,741.3   3,719.2   3,790.8   3,797.0   3,779.5   3,748.1   3,744.5 
12  Revolving home equity loans  582.8   609.7   608.0   606.8   605.7   603.8   603.1   606.2   604.3   604.5   604.0   602.7 
13  Closed-end residential loans 9  1,515.5   1,548.2   1,542.9   1,541.5   1,531.0   1,496.5   1,486.3   1,559.6   1,572.0   1,556.1   1,530.2   1,541.4 
14  Commercial real estate loans 10  1,687.3   1,669.8   1,663.5   1,659.1   1,650.7   1,641.1   1,629.9   1,625.0   1,620.7   1,618.8   1,613.9   1,600.4 
15  Consumer loans  855.4   856.0   851.4   842.0   844.9   846.4   838.3   837.4   836.5   839.2   838.3   841.7 
16  Credit cards and other revolving plans  372.1   357.6   355.3   354.3   354.8   351.3   344.4   344.4   345.2   347.9   347.4   348.1 
17  Other consumer loans 11  483.3   498.4   496.1   487.6   490.0   495.0   493.9   493.0   491.3   491.3   490.9   493.6 
18  Other loans and leases  656.1   592.6   585.4   534.9   520.6   526.5   521.5   538.3   536.9   536.6   553.7   551.6 
19  Fed funds and reverse RPs with nonbanks 12  206.4   190.8   183.0   142.8   139.7   140.8   139.4   148.1   147.7   148.2   158.3   156.4 
20  All other loans and leases 13  449.7   401.8   402.4   392.1   380.9   385.7   382.1   390.2   389.3   388.4   395.4   395.2 
21  LESS: Allowance for loan and lease losses  --   --   --   185.6   189.8   191.4   195.8   201.6   207.6   206.1   203.9   198.1 
22  Interbank loans 12  299.8   343.5   342.0   289.4   269.7   273.1   252.9   192.4   183.7   194.7   189.3   189.3 
23  Fed funds and reverse RPs with banks 12  229.1   270.1   270.0   211.3   184.4   187.4   169.3   130.8   125.0   136.3   129.6   127.7 
24  Loans to commercial banks 14  70.7   73.4   71.9   78.1   85.3   85.8   83.7   61.6   58.7   58.5   59.7   61.6 
25  Cash assets 15  599.0   749.5   712.3   689.1   691.2   754.2   834.0   894.9   876.4   922.4   846.5   816.1 
26  Trading assets 16  --   --   --   230.6   221.1   222.9   215.4   209.9   207.4   187.2   178.6   175.0 
27  Derivatives with a positive fair value 17  --   --   --   217.3   207.1   207.9   199.2   196.2   191.2   173.5   164.3   163.9 
28  Other trading assets  --   --   --   13.3   14.0   15.0   16.2   13.7   16.1   13.7   14.4   11.1 
29  Other assets 18  1,106.7   1,081.7   1,116.5   1,098.2   1,070.3   1,080.7   1,090.6   1,082.6   1,105.7   1,118.7   1,123.8   1,157.5 
30  Total assets 19  10,654.5   10,640.1   10,620.1   10,441.0   10,365.0   10,407.3   10,403.8   10,488.7   10,476.2   10,521.1   10,424.2   10,433.4 

H.8; Page 8
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  6,253.9   6,519.1   6,567.8   6,523.4   6,543.9   6,580.7   6,603.3   6,683.0   6,714.3   6,728.9   6,700.3   6,683.3 
32  Large time deposits  1,074.3   978.2   974.6   988.2   978.5   956.3   928.2   913.3   893.0   890.0   879.6   882.9 
33  Other deposits  5,179.7   5,540.8   5,593.1   5,535.2   5,565.4   5,624.4   5,675.1   5,769.7   5,821.3   5,838.9   5,820.7   5,800.5 
34  Borrowings  1,934.6   1,758.2   1,703.2   1,554.8   1,486.3   1,431.8   1,411.9   1,397.1   1,388.7   1,389.8   1,379.4   1,388.0 
35  Borrowings from banks in the U.S.  351.2   365.9   373.2   343.3   305.8   303.8   282.9   245.4   230.0   236.4   233.4   232.8 
36  Borrowings from others  1,583.4   1,392.3   1,330.0   1,211.5   1,180.5   1,128.0   1,129.0   1,151.7   1,158.7   1,153.4   1,146.0   1,155.3 
37  Trading liabilities 20  --   --   --   175.4   178.1   182.7   175.4   171.8   166.1   154.4   146.9   141.2 
38  Derivatives with a negative fair value 17  --   --   --   133.6   135.1   136.4   126.1   123.3   119.2   108.7   104.3   105.4 
39  Other trading liabilities  --   --   --   41.9   43.0   46.3   49.3   48.6   46.9   45.7   42.6   35.8 
40  Net due to related foreign offices  558.1   513.4   498.2   494.9   488.1   526.3   534.3   529.4   484.9   529.0   491.7   503.4 
41  Other liabilities 21  398.4   394.3   417.2   410.9   383.6   384.8   367.7   382.7   396.5   395.3   392.8   392.0 
42  Total liabilities 19  9,484.1   9,398.9   9,377.3   9,159.4   9,079.9   9,106.2   9,092.6   9,164.0   9,150.4   9,197.4   9,111.0   9,108.0 
43  Residual (assets less liabilities) 22  1,170.4   1,241.2   1,242.8   1,281.7   1,285.1   1,301.1   1,311.2   1,324.7   1,325.7   1,323.7   1,313.2   1,325.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   --   -37.3   -29.4   -19.1   -7.2   -3.1   0.5   -1.7   -3.1   -3.0 
45  Securitized consumer loans 24  414.9   406.1   403.9   405.2   399.5   395.9   393.9   385.7   386.7   388.7   395.8   395.5 
46  Securitized credit cards and other revolving plans  373.8   369.0   367.3   369.4   364.4   361.3   359.9   352.7   354.0   356.2   363.3   363.1 
47  Other securitized consumer loans  41.1   37.2   36.7   35.8   35.1   34.6   33.9   33.0   32.7   32.6   32.4   32.4 
48  Securitized real estate loans 24  1,427.5   1,424.4   1,424.6   1,416.2   1,410.7   1,404.7   1,405.5   1,407.4   1,404.4   1,404.5   1,396.9   1,397.5 

H.8; Page 9
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  5,364.0   5,302.0   5,310.3   5,263.4   5,232.5   5,189.5   5,146.9   5,224.3   5,235.0   5,229.7   5,224.6   5,227.8 
Securities in bank credit 2  1,249.7   1,265.5   1,301.4   1,314.9   1,336.7   1,352.0   1,345.6   1,354.5   1,372.1   1,386.4   1,399.3   1,402.5 
Treasury and agency securities 3  772.0   761.2   793.9   811.1   828.7   844.1   833.2   837.9   856.0   873.2   871.0   880.3 
Mortgage-backed securities (MBS) 4  683.4   646.0   672.4   674.3   674.3   680.8   672.3   679.7   674.5   694.1   698.3   700.7 
Non-MBS 5  88.6   115.2   121.5   136.8   154.4   163.3   160.9   158.2   181.5   179.1   172.8   179.6 
Other securities  477.6   504.3   507.5   503.8   508.0   507.9   512.4   516.6   516.1   513.2   528.3   522.2 
Mortgage-backed securities 6  168.4   166.1   167.2   169.5   171.3   172.8   170.8   171.4   169.4   165.7   165.6   163.5 
Non-MBS 7  309.2   338.1   340.4   334.3   336.8   335.0   341.6   345.2   346.7   347.5   362.7   358.7 
Loans and leases in bank credit 8  4,114.4   4,036.6   4,008.9   3,948.5   3,895.8   3,837.5   3,801.4   3,869.8   3,862.8   3,843.2   3,825.3   3,825.3 
10  Commercial and industrial loans  814.1   756.4   745.3   738.2   720.5   700.7   684.4   675.6   666.5   664.7   662.9   660.6 
11  Real estate loans  2,157.7   2,192.2   2,183.2   2,172.0   2,157.9   2,127.1   2,112.3   2,179.9   2,193.8   2,183.0   2,160.0   2,165.3 
12  Revolving home equity loans  469.5   494.2   494.0   492.1   490.9   488.0   485.7   489.4   488.6   487.3   487.0   485.3 
13  Closed-end residential loans 9  1,012.2   1,030.4   1,024.8   1,017.1   1,009.4   987.3   981.4   1,045.1   1,060.6   1,052.2   1,030.8   1,047.5 
14  Commercial real estate loans 10  676.0   667.6   664.4   662.8   657.6   651.8   645.2   645.3   644.6   643.5   642.2   632.5 
15  Consumer loans  627.2   621.8   620.3   617.1   613.0   612.8   609.6   605.1   601.9   597.2   592.7   594.1 
16  Credit cards and other revolving plans  282.5   269.5   267.9   268.9   265.3   264.2   260.9   256.9   253.2   247.3   243.4   244.7 
17  Other consumer loans 11  344.7   352.3   352.3   348.2   347.7   348.6   348.7   348.2   348.7   349.8   349.3   349.4 
18  Other loans and leases  515.4   466.1   460.0   421.2   404.5   397.0   395.1   409.2   400.6   398.3   409.7   405.3 
19  Fed funds and reverse RPs with nonbanks 12  197.0   186.7   180.0   150.3   142.7   134.1   135.4   142.9   133.5   135.5   143.9   142.7 
20  All other loans and leases 13  318.5   279.4   280.0   270.9   261.8   262.9   259.6   266.3   267.1   262.8   265.8   262.5 
21  LESS: Allowance for loan and lease losses  91.7   118.4   123.5   128.8   133.6   138.6   142.6   148.2   146.7   148.3   147.8   144.0 
22  Interbank loans 12  233.5   290.9   286.6   234.1   211.7   217.5   191.5   121.2   108.5   109.1   120.8   123.9 
23  Fed funds and reverse RPs with banks 12  172.5   226.0   224.4   166.0   134.9   137.5   115.9   66.6   56.0   56.6   66.1   64.1 
24  Loans to commercial banks 14  61.0   64.9   62.2   68.1   76.8   80.1   75.6   54.7   52.5   52.4   54.7   59.8 
25  Cash assets 15  408.3   523.9   503.2   482.6   497.3   510.2   587.4   600.0   591.1   580.0   537.0   446.7 
26  Trading assets 16  --   --   --   236.3   227.5   221.1   206.5   194.8   184.7   169.0   167.5   166.0 
27  Derivatives with a positive fair value 17  332.4   242.0   225.9   225.4   216.1   209.2   194.0   184.9   173.5   157.0   154.3   155.3 
28  Other trading assets  --   --   --   10.9   11.4   11.9   12.6   9.9   11.1   12.1   13.2   10.6 
29  Other assets 18  861.3   843.4   871.9   847.3   826.0   822.9   838.9   833.7   843.9   864.5   874.8   877.0 
30  Total assets 19  7,117.8   7,087.4   7,079.4   6,934.8   6,861.4   6,822.7   6,828.6   6,825.8   6,816.5   6,803.9   6,776.9   6,697.4 

H.8; Page 10
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  3,805.1   3,935.6   3,969.3   3,939.8   3,955.2   3,964.2   3,969.9   3,993.4   3,988.0   3,979.7   4,018.2   3,939.3 
32  Large time deposits  644.7   547.5   536.6   523.7   509.8   489.2   462.4   449.2   429.5   428.2   424.2   428.8 
33  Other deposits  3,160.4   3,388.1   3,432.7   3,416.1   3,445.3   3,475.0   3,507.5   3,544.2   3,558.5   3,551.4   3,594.0   3,510.5 
34  Borrowings  1,359.5   1,260.8   1,238.3   1,124.6   1,026.7   954.1   952.0   953.2   986.1   968.3   942.9   977.1 
35  Borrowings from banks in the U.S.  209.4   228.6   247.7   213.6   169.9   168.9   155.9   143.8   133.1   138.6   127.8   127.7 
36  Borrowings from others  1,150.2   1,032.2   990.6   911.0   856.8   785.1   796.1   809.4   853.1   829.7   815.1   849.3 
37  Trading liabilities 20  310.1   214.5   191.7   182.7   184.2   179.7   172.1   157.8   152.1   143.3   141.7   137.2 
38  Derivatives with a negative fair value 17  249.4   175.9   152.8   142.0   144.2   138.4   123.6   113.3   107.5   99.0   100.2   101.2 
39  Other trading liabilities  60.7   38.6   38.9   40.7   40.0   41.3   48.5   44.5   44.5   44.3   41.5   36.1 
40  Net due to related foreign offices  498.1   465.9   452.0   452.2   449.4   485.6   497.4   489.7   442.4   485.0   448.9   454.9 
41  Other liabilities 21  320.6   326.4   348.2   343.4   313.6   313.3   294.5   304.6   314.3   310.1   319.7   317.4 
42  Total liabilities 19  6,293.4   6,203.2   6,199.5   6,042.7   5,929.1   5,896.8   5,886.0   5,898.7   5,882.9   5,886.3   5,871.4   5,825.9 
43  Residual (assets less liabilities) 22  824.3   884.2   879.9   892.1   932.3   925.9   942.6   927.1   933.6   917.6   905.5   871.5 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  -62.9   -42.8   -41.8   -35.2   -28.3   -19.4   -9.4   -5.4   -2.9   -4.8   -6.0   -5.4 
45  Securitized consumer loans 24  324.0   319.6   316.3   314.6   311.9   308.9   306.8   302.2   302.2   305.5   307.2   304.0 
46  Securitized credit cards and other revolving plans  284.0   282.8   280.1   279.6   277.6   275.3   273.9   270.4   271.1   275.1   276.7   273.6 
47  Other securitized consumer loans  40.0   36.8   36.2   35.0   34.3   33.5   32.9   31.8   31.1   30.4   30.5   30.4 
48  Securitized real estate loans 24  1,399.1   1,400.1   1,412.4   1,412.3   1,407.3   1,399.9   1,390.3   1,379.3   1,364.1   1,360.6   1,350.1   1,346.9 

H.8; Page 11
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  5,377.4   5,301.8   5,305.8   5,233.9   5,220.1   5,184.9   5,140.7   5,242.6   5,248.6   5,243.9   5,257.9   5,257.2 
Securities in bank credit 2  1,254.1   1,269.6   1,308.1   1,306.5   1,336.2   1,348.3   1,340.1   1,364.2   1,374.0   1,384.2   1,404.7   1,411.1 
Treasury and agency securities 3  781.2   754.6   794.3   804.3   829.7   841.2   830.6   852.7   863.0   872.1   881.4   890.4 
Mortgage-backed securities (MBS) 4  688.2   641.4   673.6   673.7   675.3   677.1   669.1   687.0   685.3   694.5   704.9   706.8 
Non-MBS 5  93.0   113.1   120.7   130.5   154.4   164.1   161.5   165.7   177.8   177.6   176.5   183.6 
Other securities  473.0   515.0   513.8   502.2   506.5   507.1   509.4   511.5   510.9   512.1   523.3   520.6 
Mortgage-backed securities 6  165.9   169.4   169.2   167.5   168.6   170.7   167.8   168.5   166.3   166.9   166.0   164.6 
Non-MBS 7  307.1   345.6   344.6   334.7   337.9   336.4   341.6   343.0   344.6   345.3   357.3   356.0 
Loans and leases in bank credit 8  4,123.2   4,032.3   3,997.7   3,927.4   3,883.9   3,836.6   3,800.7   3,878.4   3,874.7   3,859.7   3,853.2   3,846.1 
10  Commercial and industrial loans  815.6   759.9   744.8   734.7   715.5   700.3   685.3   676.7   663.0   663.2   664.7   661.0 
11  Real estate loans  2,162.8   2,192.6   2,182.9   2,176.6   2,164.4   2,125.6   2,114.1   2,185.1   2,197.5   2,181.6   2,157.7   2,154.3 
12  Revolving home equity loans  470.5   493.7   493.7   492.6   491.0   488.4   487.4   490.5   488.4   488.5   488.1   486.7 
13  Closed-end residential loans 9  1,014.2   1,031.6   1,025.0   1,021.9   1,016.2   986.8   980.9   1,047.5   1,062.7   1,047.2   1,024.9   1,035.4 
14  Commercial real estate loans 10  678.1   667.3   664.2   662.1   657.2   650.4   645.9   647.1   646.4   645.9   644.7   632.2 
15  Consumer loans  625.4   619.2   615.8   610.4   610.5   612.0   605.7   603.2   600.0   600.9   601.1   604.0 
16  Credit cards and other revolving plans  283.2   264.4   263.1   265.7   263.8   262.6   258.3   257.7   256.7   257.5   258.3   259.3 
17  Other consumer loans 11  342.3   354.8   352.8   344.7   346.7   349.4   347.4   345.5   343.4   343.4   342.8   344.8 
18  Other loans and leases  519.4   460.6   454.1   405.7   393.5   398.6   395.5   413.3   414.2   413.9   429.8   426.8 
19  Fed funds and reverse RPs with nonbanks 12  197.5   181.7   174.9   136.6   135.3   137.2   136.2   144.2   144.3   145.0   155.1   153.6 
20  All other loans and leases 13  321.9   278.9   279.3   269.0   258.2   261.5   259.3   269.1   269.9   269.0   274.7   273.2 
21  LESS: Allowance for loan and lease losses  90.5   119.9   124.7   129.7   133.3   135.7   141.2   146.2   148.1   147.0   145.6   141.6 
22  Interbank loans 12  239.2   280.1   277.9   223.3   207.9   214.0   189.5   123.6   110.4   113.2   125.1   129.5 
23  Fed funds and reverse RPs with banks 12  178.1   215.5   216.0   156.6   130.4   134.8   114.3   68.6   56.3   59.3   69.2   72.0 
24  Loans to commercial banks 14  61.1   64.6   61.9   66.7   77.4   79.2   75.3   55.0   54.1   53.9   55.9   57.5 
25  Cash assets 15  414.9   526.1   497.5   469.3   464.6   502.5   572.8   609.8   584.2   625.2   552.5   533.9 
26  Trading assets 16  --   --   --   222.4   213.2   214.8   206.9   200.9   196.4   179.3   171.5   168.0 
27  Derivatives with a positive fair value 17  344.0   237.5   214.7   211.4   201.6   202.2   193.5   190.7   185.7   168.1   158.8   158.6 
28  Other trading assets  --   --   --   11.0   11.6   12.6   13.3   10.2   10.8   11.2   12.6   9.4 
29  Other assets 18  860.7   836.4   867.1   849.3   820.6   828.6   841.7   833.7   849.6   863.6   869.2   888.8 
30  Total assets 19  7,155.9   7,065.5   7,043.5   6,868.4   6,793.0   6,809.1   6,810.4   6,864.4   6,841.2   6,878.2   6,830.5   6,835.6 

H.8; Page 12
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  3,812.3   3,926.9   3,955.8   3,917.0   3,924.4   3,938.3   3,957.3   4,002.0   4,015.5   4,024.0   4,038.0   4,023.9 
32  Large time deposits  649.6   539.6   530.0   523.7   513.6   493.0   466.1   452.9   435.8   433.6   425.6   430.0 
33  Other deposits  3,162.7   3,387.3   3,425.7   3,393.3   3,410.8   3,445.3   3,491.2   3,549.1   3,579.8   3,590.4   3,612.4   3,593.9 
34  Borrowings  1,378.1   1,264.7   1,231.6   1,092.5   1,032.7   983.0   973.2   969.3   970.0   968.3   957.6   967.8 
35  Borrowings from banks in the U.S.  210.6   226.4   245.4   209.2   169.6   169.0   155.1   144.2   128.5   135.9   130.5   132.6 
36  Borrowings from others  1,167.6   1,038.3   986.1   883.3   863.1   814.0   818.0   825.0   841.6   832.4   827.1   835.2 
37  Trading liabilities 20  332.1   208.4   186.1   171.7   174.5   178.8   171.4   167.8   162.0   150.2   142.7   137.4 
38  Derivatives with a negative fair value 17  266.7   172.8   148.4   130.6   132.3   133.4   122.9   120.1   116.1   105.6   101.1   102.4 
39  Other trading liabilities  65.4   35.6   37.7   41.1   42.2   45.5   48.5   47.6   45.9   44.6   41.6   35.0 
40  Net due to related foreign offices  498.1   465.9   452.0   452.2   449.4   485.6   497.4   489.7   442.4   485.0   448.9   454.9 
41  Other liabilities 21  326.0   323.6   344.6   338.2   311.8   312.6   296.3   309.4   319.3   319.7   320.9   319.4 
42  Total liabilities 19  6,346.6   6,189.4   6,170.0   5,971.7   5,892.8   5,898.3   5,895.6   5,938.2   5,909.2   5,947.3   5,908.2   5,903.4 
43  Residual (assets less liabilities) 22  809.4   876.1   873.6   896.7   900.3   910.8   914.8   926.1   932.0   930.9   922.3   932.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  -62.9   -42.8   -41.8   -35.2   -28.3   -19.4   -9.4   -5.4   -2.9   -4.8   -6.0   -5.4 
45  Securitized consumer loans 24  320.9   319.6   317.5   316.3   313.4   309.4   306.4   299.1   299.9   301.9   305.4   305.3 
46  Securitized credit cards and other revolving plans  280.5   283.7   282.1   281.6   279.2   275.7   273.5   267.0   268.1   270.2   273.9   273.8 
47  Other securitized consumer loans  40.4   35.9   35.5   34.7   34.1   33.7   33.0   32.1   31.7   31.7   31.5   31.5 
48  Securitized real estate loans 24  1,399.8   1,400.5   1,400.9   1,392.4   1,387.2   1,381.4   1,382.7   1,385.1   1,382.3   1,382.4   1,374.8   1,375.3 

H.8; Page 13
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  3,038.5   3,075.8   3,084.6   3,085.1   3,086.0   3,074.9   3,064.7   3,071.3   3,080.4   3,078.7   3,044.4   3,055.7 
Securities in bank credit 2  601.6   647.5   668.0   677.0   689.0   694.9   696.8   706.7   720.9   722.8   704.0   705.3 
Treasury and agency securities 3  391.5   410.3   415.6   424.0   434.5   440.4   441.1   449.0   458.0   460.5   460.0   464.0 
Mortgage-backed securities (MBS) 4  --   --   --   265.7   271.0   275.6   279.3   283.3   286.3   286.1   285.1   285.5 
Non-MBS 5  --   --   --   158.3   163.6   164.8   161.8   165.7   171.7   174.4   174.9   178.5 
Other securities  210.2   237.2   252.4   253.0   254.5   254.5   255.6   257.7   262.9   262.3   244.0   241.3 
Mortgage-backed securities 6  --   --   --   29.2   29.9   29.1   30.9   29.7   28.4   28.1   27.3   28.6 
Non-MBS 7  --   --   --   223.8   224.6   225.4   224.8   228.0   234.5   234.2   216.7   212.7 
Loans and leases in bank credit 8  2,436.9   2,428.3   2,416.6   2,408.1   2,397.0   2,380.0   2,367.9   2,364.6   2,359.5   2,356.0   2,340.4   2,350.4 
10  Commercial and industrial loans  453.1   421.8   417.3   413.2   409.8   406.8   404.6   404.0   404.0   403.4   401.1   402.7 
11  Real estate loans  1,617.6   1,637.1   1,632.9   1,630.6   1,623.4   1,612.6   1,602.4   1,600.8   1,594.7   1,593.7   1,585.3   1,592.4 
12  Revolving home equity loans  111.5   117.1   115.6   115.8   115.6   115.8   115.9   114.9   114.3   114.0   113.6   114.5 
13  Closed-end residential loans 9  498.5   516.4   518.1   519.1   514.5   508.0   503.7   509.2   505.7   507.7   503.5   508.8 
14  Commercial real estate loans 10  1,007.5   1,003.5   999.2   995.7   993.2   988.8   982.8   976.7   974.7   972.0   968.3   969.1 
15  Consumer loans  230.9   236.4   235.6   234.6   236.4   234.1   235.8   235.9   238.0   237.8   234.3   233.4 
16  Credit cards and other revolving plans  89.2   92.9   92.7   90.9   91.8   88.4   88.6   87.6   88.1   87.9   84.7   83.5 
17  Other consumer loans 11  141.7   143.5   142.9   143.6   144.7   145.7   147.1   148.3   149.9   149.8   149.6   149.9 
18  Other loans and leases  135.2   133.0   130.8   129.7   127.3   126.5   125.1   123.9   122.8   121.0   119.7   121.8 
19  Fed funds and reverse RPs with nonbanks 12  8.7   8.3   8.8   6.4   4.6   3.7   3.3   3.8   3.7   3.5   3.1   3.2 
20  All other loans and leases 13  126.5   124.8   122.0   123.3   122.7   122.8   121.8   120.0   119.1   117.6   116.6   118.7 
21  LESS: Allowance for loan and lease losses  --   --   --   55.9   56.4   54.1   54.6   55.1   57.4   57.0   56.7   55.2 
22  Interbank loans 12  60.8   61.9   60.7   66.0   65.4   60.1   65.8   68.6   72.4   80.9   64.5   58.0 
23  Fed funds and reverse RPs with banks 12  51.1   53.6   50.3   54.4   56.9   53.4   56.9   61.8   68.6   76.1   61.0   53.8 
24  Loans to commercial banks 14  9.7   8.3   10.4   11.6   8.5   6.8   8.9   6.8   3.8   4.8   3.5   4.1 
25  Cash assets 15  173.6   232.5   223.6   225.1   233.4   247.0   255.5   268.3   277.8   275.0   278.4   247.6 
26  Trading assets 16  --   --   --   8.2   8.4   8.6   8.2   8.7   9.9   6.9   5.9   6.7 
27  Derivatives with a positive fair value 17  --   --   --   6.3   6.2   5.7   5.7   5.3   4.9   4.9   5.1   5.3 
28  Other trading assets  --   --   --   1.9   2.2   2.9   2.5   3.4   5.0   2.0   0.8   1.5 
29  Other assets 18  243.2   246.4   250.9   251.6   252.8   251.5   246.5   246.0   255.2   252.3   254.4   265.3 
30  Total assets 19  3,486.0   3,572.8   3,574.4   3,580.0   3,589.5   3,588.0   3,586.1   3,607.7   3,638.3   3,636.8   3,591.0   3,578.2 

H.8; Page 14
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  2,441.4   2,590.6   2,615.8   2,620.5   2,636.8   2,661.0   2,664.0   2,681.8   2,681.6   2,677.5   2,643.8   2,627.7 
32  Large time deposits  422.2   442.2   451.3   463.4   464.2   463.4   459.5   457.6   453.5   453.0   452.2   450.6 
33  Other deposits  2,019.2   2,148.4   2,164.4   2,157.1   2,172.6   2,197.6   2,204.5   2,224.2   2,228.0   2,224.5   2,191.6   2,177.1 
34  Borrowings  586.2   472.4   451.3   449.0   473.3   461.1   463.0   451.6   439.7   434.3   422.6   422.0 
35  Borrowings from banks in the U.S.  147.9   136.0   122.8   132.8   140.8   140.0   130.3   106.6   106.1   104.4   103.3   98.6 
36  Borrowings from others  438.3   336.4   328.5   316.1   332.5   321.1   332.8   345.0   333.6   329.9   319.3   323.4 
37  Trading liabilities 20  --   --   --   3.5   3.9   4.2   3.7   3.7   4.0   4.1   4.2   3.9 
38  Derivatives with a negative fair value 17  --   --   --   2.8   3.2   3.5   3.0   3.0   2.7   2.7   2.8   2.9 
39  Other trading liabilities  --   --   --   0.7   0.7   0.7   0.7   0.7   1.3   1.4   1.3   1.0 
40  Net due to related foreign offices  60.0   47.5   46.2   42.7   38.7   40.7   36.9   39.6   42.5   44.0   42.8   48.6 
41  Other liabilities 21  70.4   70.4   74.3   76.1   75.1   72.7   70.3   71.1   76.4   74.4   71.6   72.7 
42  Total liabilities 19  3,164.6   3,186.6   3,192.6   3,191.8   3,227.8   3,239.6   3,237.9   3,247.8   3,244.1   3,234.3   3,184.9   3,174.9 
43  Residual (assets less liabilities) 22  321.4   386.2   381.8   388.1   361.7   348.3   348.1   360.0   394.2   402.4   406.0   403.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   --   -2.1   -1.1   0.3   2.2   2.3   3.4   3.2   3.0   2.4 
45  Securitized consumer loans 24  93.6   86.9   87.2   89.8   86.8   87.1   86.6   86.1   85.9   85.3   88.8   89.3 
46  Securitized credit cards and other revolving plans  92.8   85.8   86.2   88.7   85.5   86.0   85.6   85.1   85.0   84.4   87.9   88.4 
47  Other securitized consumer loans  0.8   1.1   1.0   1.1   1.3   1.1   1.0   1.0   1.0   0.9   0.9   0.9 
48  Securitized real estate loans 24  49.5   3.0   13.1   25.8   42.4   47.0   50.4   53.2   43.5   39.0   35.2   31.8 

H.8; Page 15
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  3,037.9   3,085.7   3,092.2   3,085.6   3,082.3   3,083.0   3,065.9   3,068.0   3,061.9   3,060.3   3,032.0   3,036.4 
Securities in bank credit 2  596.8   656.8   675.3   681.5   689.2   696.9   698.1   700.5   702.7   700.2   678.9   681.6 
Treasury and agency securities 3  388.5   414.6   416.0   423.7   433.0   437.8   440.5   445.4   453.6   453.6   451.6   456.2 
Mortgage-backed securities (MBS) 4  --   --   --   262.8   267.9   272.3   276.1   278.6   280.8   279.2   279.6   280.8 
Non-MBS 5  --   --   --   160.9   165.0   165.6   164.4   166.8   172.9   174.4   172.0   175.4 
Other securities  208.4   242.2   259.3   257.8   256.3   259.0   257.6   255.0   249.1   246.6   227.3   225.3 
Mortgage-backed securities 6  --   --   --   28.9   29.3   29.9   29.8   29.6   29.1   29.3   29.0   28.9 
Non-MBS 7  --   --   --   228.9   227.0   229.1   227.9   225.4   220.0   217.3   198.3   196.5 
Loans and leases in bank credit 8  2,441.0   2,428.9   2,416.9   2,404.1   2,393.1   2,386.1   2,367.7   2,367.5   2,359.2   2,360.1   2,353.2   2,354.8 
10  Commercial and industrial loans  451.6   424.9   418.4   412.6   408.6   408.2   404.0   402.6   400.4   401.4   401.7   402.1 
11  Real estate loans  1,622.8   1,635.2   1,631.5   1,630.7   1,622.9   1,615.7   1,605.1   1,605.7   1,599.5   1,597.9   1,590.4   1,590.2 
12  Revolving home equity loans  112.2   116.1   114.3   114.2   114.7   115.4   115.7   115.7   115.9   116.0   116.0   116.0 
13  Closed-end residential loans 9  501.3   516.6   517.9   519.5   514.7   509.7   505.4   512.1   509.3   508.9   505.2   506.0 
14  Commercial real estate loans 10  1,009.2   1,002.5   999.3   997.0   993.5   990.7   984.0   977.9   974.3   972.9   969.2   968.2 
15  Consumer loans  230.0   236.8   235.6   231.5   234.3   234.3   232.6   234.2   236.5   238.3   237.1   237.6 
16  Credit cards and other revolving plans  88.9   93.3   92.3   88.6   91.0   88.8   86.1   86.6   88.5   90.3   89.0   88.8 
17  Other consumer loans 11  141.1   143.6   143.3   142.9   143.3   145.6   146.4   147.5   148.0   147.9   148.1   148.8 
18  Other loans and leases  136.7   132.0   131.3   129.2   127.2   127.9   126.0   125.0   122.7   122.6   124.0   124.9 
19  Fed funds and reverse RPs with nonbanks 12  8.9   9.1   8.2   6.2   4.4   3.7   3.2   3.9   3.4   3.2   3.3   2.9 
20  All other loans and leases 13  127.8   122.9   123.2   123.1   122.8   124.2   122.8   121.1   119.3   119.4   120.7   122.0 
21  LESS: Allowance for loan and lease losses  --   --   --   55.9   56.5   55.7   54.6   55.4   59.5   59.1   58.3   56.5 
22  Interbank loans 12  60.6   63.4   64.0   66.1   61.8   59.1   63.4   68.9   73.3   81.6   64.3   59.8 
23  Fed funds and reverse RPs with banks 12  51.0   54.6   54.0   54.8   54.0   52.5   55.0   62.3   68.7   76.9   60.4   55.7 
24  Loans to commercial banks 14  9.6   8.7   10.0   11.3   7.9   6.6   8.4   6.6   4.6   4.6   3.8   4.1 
25  Cash assets 15  184.1   223.4   214.9   219.8   226.7   251.6   261.2   285.0   292.2   297.2   294.0   282.2 
26  Trading assets 16  --   --   --   8.1   7.9   8.1   8.6   9.0   10.9   7.9   7.2   7.0 
27  Derivatives with a positive fair value 17  --   --   --   5.8   5.5   5.7   5.7   5.5   5.6   5.4   5.4   5.3 
28  Other trading assets  --   --   --   2.3   2.4   2.4   2.9   3.5   5.4   2.6   1.7   1.7 
29  Other assets 18  246.0   245.3   249.4   249.0   249.8   252.1   248.9   248.9   256.1   255.0   254.6   268.7 
30  Total assets 19  3,498.6   3,574.6   3,576.6   3,572.6   3,572.0   3,598.3   3,593.4   3,624.3   3,635.0   3,642.9   3,593.7   3,597.7 

H.8; Page 16
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  2,441.7   2,592.2   2,612.0   2,606.3   2,619.5   2,642.4   2,646.1   2,681.1   2,698.7   2,704.9   2,662.3   2,659.4 
32  Large time deposits  424.6   438.6   444.6   464.4   464.9   463.3   462.1   460.4   457.2   456.4   454.0   452.8 
33  Other deposits  2,017.0   2,153.5   2,167.4   2,141.9   2,154.6   2,179.1   2,184.0   2,220.7   2,241.5   2,248.5   2,208.3   2,206.6 
34  Borrowings  556.5   493.5   471.6   462.3   453.6   448.8   438.8   427.8   418.7   421.5   421.8   420.2 
35  Borrowings from banks in the U.S.  140.7   139.5   127.7   134.0   136.2   134.8   127.8   101.1   101.5   100.5   102.9   100.1 
36  Borrowings from others  415.8   354.0   343.9   328.2   317.4   314.0   311.0   326.6   317.2   321.0   318.8   320.1 
37  Trading liabilities 20  --   --   --   3.7   3.6   3.8   4.0   4.1   4.1   4.2   4.2   3.8 
38  Derivatives with a negative fair value 17  --   --   --   2.9   2.8   3.0   3.1   3.1   3.1   3.1   3.2   3.0 
39  Other trading liabilities  --   --   --   0.8   0.8   0.8   0.9   0.9   1.0   1.1   1.0   0.8 
40  Net due to related foreign offices  60.0   47.5   46.2   42.7   38.7   40.7   36.9   39.6   42.5   44.0   42.8   48.6 
41  Other liabilities 21  72.3   70.7   72.6   72.6   71.8   72.2   71.3   73.3   77.2   75.6   71.9   72.6 
42  Total liabilities 19  3,137.6   3,209.5   3,207.3   3,187.7   3,187.2   3,207.9   3,197.0   3,225.8   3,241.2   3,250.1   3,202.8   3,204.6 
43  Residual (assets less liabilities) 22  361.0   365.1   369.2   384.9   384.8   390.3   396.4   398.6   393.8   392.8   390.9   393.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   --   -2.1   -1.1   0.3   2.2   2.3   3.4   3.2   3.0   2.4 
45  Securitized consumer loans 24  94.1   86.5   86.4   88.9   86.2   86.6   87.4   86.6   86.8   86.8   90.4   90.2 
46  Securitized credit cards and other revolving plans  93.3   85.2   85.2   87.8   85.2   85.6   86.5   85.7   85.9   85.9   89.5   89.3 
47  Other securitized consumer loans  0.7   1.3   1.2   1.1   1.0   1.0   0.9   0.9   0.9   0.9   0.9   0.9 
48  Securitized real estate loans 24  27.7   23.9   23.7   23.8   23.6   23.4   22.7   22.2   22.1   22.1   22.1   22.1 

H.8; Page 17
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  1,003.7   960.3   924.7   901.2   892.0   862.5   834.1   808.7   796.2   787.4   778.2   786.2 
Securities in bank credit 2  315.5   297.7   283.0   276.2   278.3   267.3   263.3   249.0   244.3   238.9   235.3   243.5 
Treasury and agency securities 3  89.0   91.7   83.9   90.4   100.0   94.9   97.8   95.9   98.8   96.2   94.1   98.0 
Mortgage-backed securities (MBS) 4  --   --   --   34.2   32.6   31.8   34.1   27.4   24.9   25.6   25.5   26.7 
Non-MBS 5  --   --   --   56.2   67.4   63.1   63.7   68.5   73.9   70.6   68.6   71.3 
Other securities  226.5   206.0   199.1   185.8   178.3   172.4   165.5   153.1   145.5   142.7   141.3   145.5 
Mortgage-backed securities 6  --   --   --   9.1   7.8   7.8   7.7   7.7   9.7   10.4   10.8   10.9 
Non-MBS 7  --   --   --   176.7   170.6   164.6   157.8   145.4   135.8   132.3   130.5   134.5 
Loans and leases in bank credit 8  688.1   662.6   641.7   624.9   613.7   595.2   570.8   559.7   551.9   548.5   542.9   542.7 
10  Commercial and industrial loans  369.7   347.1   336.4   331.5   320.4   307.3   294.2   286.5   279.1   276.8   274.3   274.3 
11  Real estate loans  45.1   46.3   46.4   44.2   44.2   41.9   41.2   42.1   41.2   39.5   39.6   38.9 
12  Revolving home equity loans  --   --   --   0.4   0.3   0.1   0.2   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   --   --   4.5   4.2   2.7   2.4   3.3   3.5   3.5   3.3   3.3 
14  Commercial real estate loans 10  --   --   --   39.3   39.7   39.1   38.7   38.5   37.4   35.7   36.0   35.3 
15  Consumer loans  --   --   --   0.9   1.0   1.1   1.2   1.3   1.3   1.4   1.3   1.4 
16  Credit cards and other revolving plans  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   --   0.9   1.0   1.1   1.2   1.3   1.3   1.4   1.3   1.4 
18  Other loans and leases  273.3   269.0   258.6   248.4   248.0   244.8   234.2   229.8   230.3   230.9   227.6   228.1 
19  Fed funds and reverse RPs with nonbanks 12  69.0   77.5   73.2   65.9   66.6   67.6   61.2   62.8   63.7   65.0   63.0   65.9 
20  All other loans and leases 13  204.3   191.5   185.4   182.4   181.4   177.2   172.9   167.0   166.5   165.9   164.6   162.2 
21  LESS: Allowance for loan and lease losses  --   --   --   2.4   2.4   2.5   2.1   2.0   2.0   2.0   2.0   1.7 
22  Interbank loans 12  47.6   43.5   39.1   39.0   41.2   35.2   31.1   30.4   27.9   27.7   25.6   22.4 
23  Fed funds and reverse RPs with banks 12  38.7   39.3   35.1   34.3   36.2   30.9   27.6   27.0   25.0   24.4   22.5   19.8 
24  Loans to commercial banks 14  8.9   4.2   4.0   4.7   5.0   4.3   3.6   3.4   2.9   3.3   3.1   2.6 
25  Cash assets 15  273.6   275.9   204.4   250.1   283.2   291.4   372.1   356.7   352.4   304.3   369.2   363.9 
26  Trading assets 16  --   --   --   136.0   128.6   127.8   122.3   107.4   93.2   95.3   99.1   99.8 
27  Derivatives with a positive fair value 17  130.6   142.5   138.9   131.1   124.1   122.8   116.5   99.7   90.9   93.1   98.0   96.4 
28  Other trading assets  --   --   --   4.9   4.5   5.0   5.8   7.7   2.3   2.1   1.1   3.4 
29  Other assets 18  40.5   34.8   32.8   33.0   32.4   32.9   34.1   33.9   30.2   29.0   30.9   36.7 
30  Total assets 19  1,503.4   1,466.7   1,347.5   1,356.9   1,375.0   1,347.4   1,391.6   1,335.2   1,297.9   1,241.7   1,301.0   1,307.4 

H.8; Page 18
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  873.1   926.1   935.2   946.9   960.4   971.2   1,005.3   1,006.7   1,036.9   1,032.8   1,046.6   1,062.0 
32  Large time deposits  835.6   882.0   893.7   913.8   926.9   937.3   971.3   972.9   1,003.4   999.4   1,012.0   1,028.2 
33  Other deposits  37.5   44.1   41.5   33.1   33.6   33.9   34.0   33.8   33.5   33.4   34.6   33.8 
34  Borrowings  651.4   651.0   630.9   643.0   637.6   623.1   580.6   553.8   529.2   518.1   522.6   506.4 
35  Borrowings from banks in the U.S.  47.8   45.1   38.7   36.7   34.0   32.7   34.0   32.3   30.4   31.9   28.2   21.8 
36  Borrowings from others  603.6   605.8   592.2   606.3   603.7   590.4   546.6   521.5   498.7   486.2   494.4   484.6 
37  Trading liabilities 20  146.4   138.7   132.7   126.5   123.1   122.2   119.5   112.0   103.5   102.5   103.7   104.0 
38  Derivatives with a negative fair value 17  132.1   132.5   123.3   117.8   114.4   113.0   110.6   103.0   94.2   93.4   97.4   95.8 
39  Other trading liabilities  14.2   6.2   9.4   8.7   8.6   9.2   8.9   9.0   9.4   9.1   6.2   8.2 
40  Net due to related foreign offices  -160.1   -347.5   -439.7   -409.1   -395.6   -387.5   -327.9   -321.2   -337.6   -399.4   -337.9   -339.1 
41  Other liabilities 21  46.2   37.3   38.2   31.5   27.1   29.3   31.7   30.7   28.4   25.0   25.4   25.6 
42  Total liabilities 19  1,557.0   1,405.6   1,297.4   1,338.9   1,352.6   1,358.3   1,409.3   1,382.0   1,360.5   1,279.1   1,360.4   1,358.8 
43  Residual (assets less liabilities) 22  -53.6   61.1   50.1   18.0   22.4   -10.9   -17.7   -46.8   -62.6   -37.4   -59.4   -51.5 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   --   -17.8   -17.3   -16.7   -15.2   -13.1   -11.3   -11.3   -11.6   -11.7 
45  Securitized consumer loans 24  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 24  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

H.8; Page 19
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Assets
Bank credit  1,020.8   950.2   917.4   890.7   885.2   865.9   840.6   824.6   813.0   806.4   797.2   790.2 
Securities in bank credit 2  326.8   292.1   278.8   272.6   279.1   272.6   269.8   260.4   249.3   245.4   241.9   243.7 
Treasury and agency securities 3  89.5   90.9   83.7   89.1   99.5   96.5   96.1   96.2   98.3   94.6   93.0   95.2 
Mortgage-backed securities (MBS) 4  --   --   --   33.6   32.3   32.4   33.6   28.9   26.1   25.2   24.9   25.3 
Non-MBS 5  --   --   --   55.5   67.2   64.1   62.5   67.4   72.2   69.4   68.1   69.9 
Other securities  237.2   201.2   195.1   183.5   179.6   176.1   173.8   164.2   150.9   150.8   148.8   148.5 
Mortgage-backed securities 6  --   --   --   9.0   8.9   8.8   9.2   9.5   9.2   9.2   9.0   9.0 
Non-MBS 7  --   --   --   174.5   170.7   167.4   164.6   154.6   141.8   141.7   139.9   139.5 
Loans and leases in bank credit 8  694.0   658.1   638.6   618.1   606.1   593.3   570.8   564.2   563.8   561.0   555.4   546.5 
10  Commercial and industrial loans  371.3   343.6   331.1   326.1   316.5   308.3   294.8   288.2   281.6   281.4   279.3   277.6 
11  Real estate loans  44.8   46.6   46.1   44.2   43.7   42.1   41.3   41.8   41.1   39.4   39.6   39.5 
12  Revolving home equity loans  --   --   --   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   --   --   4.8   4.5   2.9   2.5   3.5   3.5   3.4   3.3   3.2 
14  Commercial real estate loans 10  --   --   --   39.2   38.9   39.0   38.5   38.0   37.2   35.6   36.0   35.9 
15  Consumer loans  --   --   --   1.1   1.2   1.2   1.2   1.3   1.3   1.3   1.3   1.3 
16  Credit cards and other revolving plans  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   --   1.1   1.2   1.2   1.2   1.3   1.3   1.3   1.3   1.3 
18  Other loans and leases  277.9   267.9   261.2   246.7   244.7   241.6   233.5   233.0   239.8   238.9   235.2   228.0 
19  Fed funds and reverse RPs with nonbanks 12  74.4   79.2   77.4   67.0   66.8   63.2   60.0   65.8   70.6   67.3   63.4   60.0 
20  All other loans and leases 13  203.6   188.7   183.7   179.8   177.9   178.4   173.5   167.2   169.2   171.6   171.8   168.1 
21  LESS: Allowance for loan and lease losses  --   --   --   2.5   2.5   2.5   2.2   2.0   1.9   1.9   1.9   1.6 
22  Interbank loans 12  50.9   43.2   37.1   37.5   40.3   35.5   32.8   32.4   31.0   29.5   28.1   21.3 
23  Fed funds and reverse RPs with banks 12  41.5   39.1   33.8   33.6   36.2   31.5   28.9   28.5   27.3   25.5   24.2   18.0 
24  Loans to commercial banks 14  9.5   4.1   3.3   3.8   4.1   3.9   3.9   3.9   3.7   3.9   3.9   3.4 
25  Cash assets 15  280.7   273.5   200.1   245.5   281.4   293.1   374.5   365.9   373.0   304.3   395.3   385.1 
26  Trading assets 16  --   --   --   123.5   117.9   120.7   121.4   121.6   113.7   110.7   107.8   107.0 
27  Derivatives with a positive fair value 17  152.7   146.1   129.8   119.6   113.9   115.3   113.7   113.1   106.9   103.7   102.1   99.7 
28  Other trading assets  --   --   --   3.9   3.9   5.3   7.7   8.4   6.8   7.0   5.6   7.3 
29  Other assets 18  40.0   35.2   34.3   31.7   30.5   32.0   32.1   34.1   32.6   31.5   32.1   34.8 
30  Total assets 19  1,553.3   1,457.0   1,325.1   1,326.3   1,352.8   1,344.8   1,399.3   1,376.7   1,361.5   1,280.5   1,358.7   1,336.7 

H.8; Page 20
For use at 4:15 p.m. Eastern Time; January 8, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Nov
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
Week ending
Dec 9 Dec 16 Dec 23 Dec 30
Liabilities
31  Deposits  871.8   949.8   954.6   939.1   959.8   964.9   1,006.1   1,004.3   1,033.8   1,035.7   1,045.2   1,044.7 
32  Large time deposits  835.6   903.1   911.9   906.0   926.8   932.7   973.7   972.0   1,001.0   1,001.7   1,010.5   1,011.0 
33  Other deposits  36.2   46.7   42.6   33.1   33.1   32.2   32.4   32.3   32.7   34.0   34.7   33.8 
34  Borrowings  637.8   670.8   639.0   645.1   640.6   617.3   565.8   541.9   522.5   509.2   518.4   497.3 
35  Borrowings from banks in the U.S.  49.0   43.2   37.5   36.4   34.9   33.5   33.7   33.0   31.6   33.2   29.5   21.8 
36  Borrowings from others  588.8   627.6   601.5   608.7   605.7   583.8   532.0   508.9   490.9   475.9   488.9   475.5 
37  Trading liabilities 20  154.4   144.0   130.8   116.6   115.7   117.9   120.2   117.8   110.4   106.0   102.9   103.9 
38  Derivatives with a negative fair value 17  141.0   136.0   121.5   109.0   107.2   109.9   110.1   109.2   102.1   97.8   96.6   95.9 
39  Other trading liabilities  13.4   8.0   9.3   7.6   8.4   7.9   10.1   8.6   8.3   8.2   6.3   8.0 
40  Net due to related foreign offices  -160.1   -347.5   -439.7   -409.1   -395.6   -387.5   -327.9   -321.2   -337.6   -399.4   -337.9   -339.1 
41  Other liabilities 21  46.8   37.0   37.5   31.7   29.4   29.2   32.1   31.0   29.5   26.1   27.1   26.9 
42  Total liabilities 19  1,550.6   1,454.1   1,322.2   1,323.4   1,349.9   1,341.8   1,396.3   1,373.7   1,358.5   1,277.5   1,355.7   1,333.7 
43  Residual (assets less liabilities) 22  2.7   2.9   2.9   2.9   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   --   -17.8   -17.3   -16.7   -15.2   -13.1   -11.3   -11.3   -11.6   -11.7 
45  Securitized consumer loans 24  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 24  --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly data are Wednesday values; monthly data are pro rataaverages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. For example, if a large bank is acquired by a commercial bank, or if a large bank leaves the commercial bank universe, it is replaced with the bank next in line, typically the bank ranked number 26. If a nonbank converts to a commercial bank charter, or if a small bank becomes large in size, it is not considered for the large bank panel (regardless of size) until the data are benchmarked to the subsequent Call Report. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 9 to 16, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated balances are removed from past data for the bank group that lost the assets, and added to past data for the bank group that acquired those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports or from the most recent weekly sample report, if available. A ratio procedure is used to adjust past levels.

2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.

11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

12. Fed funds are included in lines 19 and 23 by counterparty. Before July 1, 2009, most small domestically chartered banks reported only the total, which was distributed as 85 percent with banks (line 23) and 15 percent with nonbanks (line 19). Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

14. Excludes loans secured by real estate, which are included in line 11.

15. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

16. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.

17. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

18. Excludes the due-from position with related foreign offices, which is included in line 39. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

19. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.

20. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

21. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

22. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

23. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

24. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data” back to December 16, 2005, may also be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
Last update: January 8, 2010