Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States - H.8

Current Release (54 KB PDF)

Release Date: February 5, 2010

H.8; Page 1
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  9,372.5   9,319.6   9,249.6   9,210.4   9,127.7   9,053.4   9,110.0   9,087.9   9,048.0   9,022.3   9,002.8   8,987.3 
Securities in bank credit 2  2,109.4   2,252.5   2,268.1   2,304.0   2,316.0   2,312.9   2,316.7   2,349.2   2,351.7   2,340.7   2,329.8   2,342.5 
Treasury and agency securities 3  1,240.3   1,293.5   1,325.5   1,363.1   1,379.8   1,373.2   1,384.1   1,426.1   1,431.2   1,421.4   1,419.7   1,434.6 
Mortgage-backed securities (MBS) 4  --   --   974.2   977.8   988.7   985.5   992.0   1,006.7   1,010.7   997.1   990.1   1,000.3 
Non-MBS 5  --   --   351.3   385.3   391.1   387.7   392.0   419.4   420.6   424.3   429.6   434.3 
Other securities  869.1   959.0   942.6   940.8   936.2   939.7   932.6   923.1   920.4   919.3   910.1   907.8 
Mortgage-backed securities 6  --   --   207.8   208.9   209.6   209.5   208.2   203.3   202.7   201.9   209.0   206.1 
Non-MBS 7  --   --   734.8   731.9   726.5   730.2   724.4   719.7   717.7   717.4   701.1   701.8 
Loans and leases in bank credit 8  7,263.1   7,067.1   6,981.5   6,906.5   6,811.7   6,740.5   6,793.3   6,738.8   6,696.3   6,681.6   6,673.1   6,644.8 
10  Commercial and industrial loans  1,617.7   1,499.0   1,482.8   1,450.7   1,414.4   1,383.4   1,366.0   1,342.8   1,328.9   1,319.1   1,319.4   1,313.7 
11  Real estate loans  3,823.2   3,862.5   3,846.8   3,825.5   3,782.0   3,756.9   3,822.7   3,808.7   3,799.1   3,790.1   3,784.7   3,757.5 
12  Revolving home equity loans  588.0   610.9   608.3   606.9   604.0   601.7   604.5   601.6   600.0   599.5   598.8   598.2 
13  Closed-end residential loans 9  1,508.5   1,546.9   1,540.7   1,528.1   1,498.0   1,488.2   1,557.3   1,558.5   1,566.3   1,560.4   1,558.0   1,534.8 
14  Commercial real estate loans 10  1,726.8   1,704.6   1,697.8   1,690.5   1,680.1   1,667.0   1,660.9   1,648.7   1,632.7   1,630.2   1,627.9   1,624.6 
15  Consumer loans  861.4   856.2   852.6   850.5   847.9   846.3   841.9   832.3   814.9   818.3   813.5   819.1 
16  Credit cards and other revolving plans  370.0   360.6   359.9   357.0   352.5   349.6   344.3   332.0   313.8   317.0   313.0   316.0 
17  Other consumer loans 11  491.4   495.6   492.7   493.4   495.4   496.8   497.5   500.3   501.1   501.2   500.5   503.1 
18  Other loans and leases  960.8   849.4   799.3   779.8   767.3   753.8   762.8   755.0   753.5   754.2   755.5   754.5 
19  Fed funds and reverse RPs with nonbanks 12  319.5   262.0   222.7   213.9   205.6   200.0   209.5   206.8   199.4   196.9   210.3   216.9 
20  All other loans and leases 13  641.3   587.4   576.6   565.9   561.7   553.8   553.2   548.2   554.1   557.3   545.2   537.6 
21  LESS: Allowance for loan and lease losses  --   --   187.1   192.4   195.2   199.2   204.5   200.9   204.0   205.8   205.1   205.7 
22  Interbank loans 12  315.6   386.5   339.0   318.2   312.4   286.0   220.3   210.1   219.5   219.5   213.2   210.4 
23  Fed funds and reverse RPs with banks 12  249.0   309.8   254.6   228.0   221.7   199.7   155.4   147.8   146.0   151.5   145.7   144.1 
24  Loans to commercial banks 14  66.6   76.7   84.4   90.3   90.6   86.3   64.9   62.3   73.5   68.0   67.4   66.3 
25  Cash assets 15  974.5   931.3   957.8   1,013.9   1,049.1   1,216.8   1,224.1   1,158.5   1,110.1   1,247.7   1,138.7   1,225.6 
26  Trading assets 16  --   --   380.4   364.5   354.7   320.0   296.5   268.2   258.7   248.0   244.0   252.0 
27  Derivatives with a positive fair value 17  --   --   362.7   346.4   336.6   307.5   281.3   256.6   244.4   234.5   227.5   236.2 
28  Other trading assets  --   --   17.7   18.0   18.1   12.5   15.2   11.6   14.3   13.5   16.5   15.9 
29  Other assets 18  1,164.9   1,155.6   1,132.0   1,111.1   1,108.7   1,131.6   1,122.9   1,157.7   1,177.1   1,185.7   1,185.3   1,178.8 
30  Total assets 19  12,282.0   12,001.3   11,871.6   11,825.8   11,757.3   11,808.7   11,769.3   11,681.6   11,609.3   11,717.4   11,578.9   11,648.4 

H.8; Page 2
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  7,242.0   7,520.3   7,507.1   7,552.4   7,596.6   7,639.0   7,680.3   7,684.2   7,658.2   7,662.0   7,639.4   7,695.6 
32  Large time deposits  1,909.3   1,881.6   1,900.9   1,900.9   1,890.6   1,893.8   1,879.9   1,891.6   1,887.8   1,871.9   1,869.9   1,883.6 
33  Other deposits  5,332.7   5,638.7   5,606.3   5,651.5   5,706.0   5,745.2   5,800.5   5,792.6   5,770.4   5,790.1   5,769.4   5,812.1 
34  Borrowings  2,475.3   2,320.5   2,216.6   2,137.7   2,038.6   1,995.8   1,957.8   1,917.2   1,932.9   1,950.5   1,858.6   1,838.4 
35  Borrowings from banks in the U.S.  379.4   409.1   383.1   344.7   341.6   320.1   281.9   259.3   256.2   262.0   246.2   239.4 
36  Borrowings from others  2,096.0   1,911.4   1,833.4   1,793.0   1,697.0   1,675.7   1,675.9   1,658.0   1,676.7   1,688.5   1,612.4   1,599.0 
37  Trading liabilities 20  --   --   312.7   311.2   304.2   286.6   264.9   247.9   236.3   237.6   225.6   229.6 
38  Derivatives with a negative fair value 17  --   --   262.7   261.9   253.1   228.4   210.7   196.8   189.9   181.8   174.7   174.8 
39  Other trading liabilities  --   --   50.1   49.3   51.2   58.2   54.2   51.2   46.4   55.7   50.8   54.8 
40  Net due to related foreign offices  467.9   58.5   85.8   92.5   138.7   207.1   209.2   149.3   117.2   170.2   204.0   234.1 
41  Other liabilities 21  452.9   460.7   451.1   415.8   415.6   405.3   414.5   421.5   419.5   400.1   400.6   384.1 
42  Total liabilities 19  11,191.9   10,689.5   10,573.4   10,509.4   10,493.7   10,533.9   10,526.8   10,420.1   10,364.1   10,420.4   10,328.1   10,381.9 
43  Residual (assets less liabilities) 22  1,090.1   1,311.8   1,298.2   1,316.3   1,263.6   1,274.8   1,242.4   1,261.5   1,245.2   1,297.0   1,250.7   1,266.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   -55.1   -46.7   -35.8   -22.4   -16.4   -13.7   -23.0   -20.6   -18.8   -16.8 
45  Securitized consumer loans 24  413.9   403.5   404.4   398.7   396.0   393.4   388.5   392.8   397.0   396.2   399.5   395.0 
46  Securitized credit cards and other revolving plans  374.6   366.3   368.3   363.1   361.4   359.5   355.7   361.2   365.2   364.7   368.1   363.5 
47  Other securitized consumer loans  39.3   37.2   36.1   35.6   34.6   33.9   32.8   31.6   31.8   31.5   31.4   31.5 
48  Securitized real estate loans 24  1,438.3   1,425.6   1,438.1   1,449.6   1,446.8   1,441.9   1,436.7   1,400.5   1,379.8   1,383.9   1,371.4   1,368.7 

H.8; Page 3
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  9,404.4   9,315.4   9,210.1   9,187.7   9,134.6   9,055.0   9,140.9   9,107.2   9,039.6   9,016.8   9,008.6   8,987.8 
Securities in bank credit 2  2,096.5   2,262.3   2,260.6   2,304.6   2,319.6   2,315.4   2,331.5   2,335.7   2,330.2   2,318.2   2,317.5   2,324.1 
Treasury and agency securities 3  1,238.7   1,294.0   1,317.1   1,362.2   1,375.9   1,368.3   1,395.6   1,425.2   1,425.4   1,415.0   1,420.3   1,429.3 
Mortgage-backed securities (MBS) 4  --   --   970.1   975.6   982.2   978.6   996.1   1,007.4   1,009.1   995.3   996.4   1,000.1 
Non-MBS 5  --   --   347.0   386.6   393.7   389.8   399.4   417.8   416.4   419.7   423.8   429.2 
Other securities  857.9   968.3   943.5   942.4   943.7   947.1   936.0   910.6   904.8   903.2   897.2   894.7 
Mortgage-backed securities 6  --   --   205.4   206.7   209.2   206.9   207.0   202.6   200.9   201.7   209.2   205.8 
Non-MBS 7  --   --   738.1   735.6   734.4   740.2   728.9   707.9   703.8   701.5   688.1   689.0 
Loans and leases in bank credit 8  7,307.9   7,053.2   6,949.6   6,883.2   6,814.9   6,739.6   6,809.4   6,771.4   6,709.3   6,698.6   6,691.0   6,663.8 
10  Commercial and industrial loans  1,619.9   1,494.4   1,473.4   1,440.7   1,416.4   1,384.3   1,367.4   1,344.3   1,327.1   1,316.2   1,320.7   1,313.8 
11  Real estate loans  3,823.7   3,860.5   3,851.5   3,831.0   3,783.9   3,761.5   3,832.6   3,809.1   3,794.1   3,785.4   3,773.8   3,752.9 
12  Revolving home equity loans  590.4   609.4   607.0   606.0   604.0   603.2   606.4   604.2   602.2   602.0   601.5   600.6 
13  Closed-end residential loans 9  1,504.7   1,546.7   1,546.2   1,535.5   1,499.5   1,489.5   1,562.7   1,554.6   1,559.8   1,553.7   1,544.5   1,526.4 
14  Commercial real estate loans 10  1,728.5   1,704.4   1,698.2   1,689.6   1,680.4   1,668.7   1,663.5   1,650.3   1,632.1   1,629.7   1,627.8   1,626.0 
15  Consumer loans  869.6   851.7   843.0   846.1   847.5   839.4   838.2   838.4   828.3   835.5   836.9   840.3 
16  Credit cards and other revolving plans  385.4   355.3   354.3   354.8   351.3   344.5   344.2   345.1   329.4   333.2   331.4   329.3 
17  Other consumer loans 11  484.3   496.3   488.7   491.2   496.2   494.9   494.0   493.2   498.9   502.3   505.5   510.9 
18  Other loans and leases  994.7   846.6   781.6   765.3   767.2   754.5   771.3   779.7   759.8   761.4   759.7   756.7 
19  Fed funds and reverse RPs with nonbanks 12  336.5   260.5   209.8   206.5   204.2   199.4   213.9   217.5   198.9   202.7   209.9   214.8 
20  All other loans and leases 13  658.2   586.1   571.8   558.8   562.9   555.1   557.4   562.2   560.9   558.7   549.8   542.0 
21  LESS: Allowance for loan and lease losses  --   --   188.2   192.3   193.8   197.9   202.8   201.5   205.1   205.7   205.4   204.0 
22  Interbank loans 12  327.1   379.0   326.9   310.0   308.1   283.4   225.0   216.4   222.7   219.7   216.9   218.3 
23  Fed funds and reverse RPs with banks 12  258.4   303.8   245.0   220.6   218.9   197.6   159.4   152.6   149.5   151.5   148.7   150.5 
24  Loans to commercial banks 14  68.7   75.2   81.9   89.4   89.2   85.7   65.6   63.8   73.2   68.2   68.1   67.8 
25  Cash assets 15  1,033.1   912.5   934.6   972.7   1,047.7   1,210.3   1,259.9   1,229.9   1,193.6   1,285.7   1,221.9   1,249.8 
26  Trading assets 16  --   --   354.0   339.0   340.6   318.7   316.2   288.2   270.7   264.1   271.0   266.7 
27  Derivatives with a positive fair value 17  --   --   336.9   321.0   322.2   304.4   300.2   273.8   254.9   250.1   255.0   251.3 
28  Other trading assets  --   --   17.1   18.0   18.5   14.3   16.0   14.4   15.8   13.9   16.0   15.4 
29  Other assets 18  1,168.3   1,150.8   1,129.9   1,100.9   1,114.1   1,135.0   1,126.0   1,163.3   1,179.9   1,179.4   1,183.0   1,175.6 
30  Total assets 19  12,428.1   11,945.3   11,767.4   11,717.9   11,751.3   11,804.6   11,865.2   11,803.6   11,701.5   11,759.9   11,696.0   11,694.3 

H.8; Page 4
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  7,296.7   7,522.3   7,462.5   7,503.7   7,545.8   7,609.4   7,685.8   7,744.8   7,722.6   7,713.3   7,661.0   7,628.6 
32  Large time deposits  1,913.1   1,886.6   1,894.1   1,905.2   1,889.6   1,902.6   1,885.5   1,892.9   1,884.0   1,886.7   1,872.1   1,874.1 
33  Other deposits  5,383.6   5,635.8   5,568.4   5,598.5   5,656.2   5,706.7   5,800.3   5,851.9   5,838.6   5,826.6   5,788.9   5,754.5 
34  Borrowings  2,451.9   2,342.2   2,199.9   2,126.9   2,049.4   1,977.8   1,938.2   1,897.3   1,889.9   1,899.5   1,857.8   1,862.0 
35  Borrowings from banks in the U.S.  379.7   410.6   379.6   340.7   337.3   316.6   277.7   258.4   253.6   255.5   250.7   249.8 
36  Borrowings from others  2,072.2   1,931.6   1,820.2   1,786.2   1,712.1   1,661.3   1,660.6   1,638.9   1,636.3   1,644.0   1,607.1   1,612.2 
37  Trading liabilities 20  --   --   292.0   293.7   298.8   286.9   280.5   255.8   242.2   247.2   244.6   238.9 
38  Derivatives with a negative fair value 17  --   --   242.6   242.4   244.5   227.5   223.4   205.0   195.4   192.8   195.3   187.1 
39  Other trading liabilities  --   --   49.4   51.4   54.2   59.4   57.1   50.8   46.8   54.4   49.4   51.8 
40  Net due to related foreign offices  467.9   58.5   85.8   92.5   138.7   207.1   209.2   149.3   117.2   170.2   204.0   234.1 
41  Other liabilities 21  460.0   454.7   442.6   413.0   414.3   408.6   422.0   427.6   417.9   402.7   396.8   392.3 
42  Total liabilities 19  11,247.1   10,699.5   10,482.8   10,429.8   10,447.0   10,489.9   10,535.8   10,474.8   10,389.7   10,432.9   10,364.2   10,356.0 
43  Residual (assets less liabilities) 22  1,181.0   1,245.7   1,284.6   1,288.1   1,304.3   1,314.7   1,329.4   1,328.8   1,311.7   1,327.0   1,331.7   1,338.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   -55.1   -46.7   -35.8   -22.4   -16.4   -13.7   -23.0   -20.6   -18.8   -16.8 
45  Securitized consumer loans 24  414.0   403.9   405.2   399.5   395.9   393.9   385.8   392.3   397.7   396.8   396.6   396.5 
46  Securitized credit cards and other revolving plans  373.4   367.3   369.4   364.4   361.3   359.9   352.8   359.8   365.4   364.5   364.4   364.2 
47  Other securitized consumer loans  40.6   36.7   35.8   35.1   34.6   33.9   33.0   32.5   32.3   32.3   32.2   32.3 
48  Securitized real estate loans 24  1,448.4   1,424.6   1,416.2   1,410.7   1,404.7   1,406.6   1,411.5   1,407.7   1,403.6   1,408.2   1,398.1   1,397.0 

H.8; Page 5
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  8,388.8   8,394.9   8,348.5   8,318.5   8,266.1   8,218.8   8,301.4   8,300.2   8,264.2   8,234.5   8,213.1   8,210.9 
Securities in bank credit 2  1,798.0   1,969.5   1,991.9   2,025.7   2,048.6   2,049.4   2,067.3   2,108.3   2,109.4   2,092.4   2,084.3   2,098.4 
Treasury and agency securities 3  1,147.4   1,209.5   1,235.1   1,263.2   1,284.8   1,275.4   1,287.6   1,328.2   1,336.1   1,322.7   1,324.4   1,341.3 
Mortgage-backed securities (MBS) 4  --   --   940.0   945.2   956.4   951.4   962.8   976.5   980.1   965.6   959.7   971.8 
Non-MBS 5  --   --   295.1   317.9   328.4   324.0   324.8   351.6   355.9   357.1   364.7   369.5 
Other securities  650.6   759.9   756.8   762.5   763.8   774.0   779.7   780.1   773.4   769.7   760.0   757.2 
Mortgage-backed securities 6  --   --   198.7   201.1   202.0   201.8   201.1   194.4   193.2   192.2   199.4   196.3 
Non-MBS 7  --   --   558.1   561.4   561.8   572.1   578.6   585.7   580.1   577.5   560.6   560.8 
Loans and leases in bank credit 8  6,590.8   6,425.4   6,356.6   6,292.8   6,217.5   6,169.5   6,234.1   6,191.9   6,154.8   6,142.1   6,128.8   6,112.5 
10  Commercial and industrial loans  1,253.9   1,162.6   1,151.3   1,130.3   1,107.3   1,089.3   1,079.5   1,066.6   1,059.5   1,051.8   1,052.3   1,049.8 
11  Real estate loans  3,777.7   3,816.1   3,802.6   3,781.3   3,739.9   3,714.8   3,780.7   3,768.8   3,760.1   3,751.4   3,746.3   3,719.0 
12  Revolving home equity loans  586.3   609.6   607.9   606.6   603.8   601.5   604.3   601.3   599.7   599.2   598.5   597.9 
13  Closed-end residential loans 9  1,504.7   1,542.9   1,536.2   1,523.9   1,495.1   1,484.9   1,554.0   1,555.1   1,563.1   1,557.1   1,554.7   1,531.4 
14  Commercial real estate loans 10  1,686.7   1,663.6   1,658.5   1,650.8   1,641.0   1,628.3   1,622.4   1,612.4   1,597.4   1,595.1   1,593.0   1,589.7 
15  Consumer loans  861.4   855.9   851.7   849.5   846.8   845.1   840.6   831.0   813.6   816.9   812.1   817.8 
16  Credit cards and other revolving plans  370.0   360.6   359.9   357.0   352.5   349.6   344.3   332.0   313.8   317.0   313.0   316.0 
17  Other consumer loans 11  491.4   495.3   491.8   492.4   494.3   495.6   496.2   499.0   499.7   499.9   499.2   501.8 
18  Other loans and leases  697.7   590.8   550.9   531.8   523.5   520.2   533.3   525.5   521.6   522.0   518.0   525.8 
19  Fed funds and reverse RPs with nonbanks 12  260.0   188.7   156.8   147.3   137.8   138.7   146.7   142.1   130.6   126.2   136.3   150.3 
20  All other loans and leases 13  437.7   402.0   394.2   384.5   385.7   381.5   386.6   383.4   391.0   395.8   381.8   375.6 
21  LESS: Allowance for loan and lease losses  --   --   184.7   190.0   192.8   197.2   202.6   199.0   202.3   204.1   203.5   204.0 
22  Interbank loans 12  281.6   347.4   300.0   277.1   277.2   254.9   189.9   184.2   195.1   192.9   187.3   182.1 
23  Fed funds and reverse RPs with banks 12  223.6   274.7   220.4   191.8   190.9   172.1   128.4   124.9   125.0   127.6   122.6   119.1 
24  Loans to commercial banks 14  57.9   72.7   79.7   85.3   86.3   82.7   61.4   59.3   70.0   65.3   64.8   63.1 
25  Cash assets 15  662.3   726.9   707.7   730.7   757.7   844.8   867.5   809.6   725.1   776.2   692.4   773.3 
26  Trading assets 16  --   --   244.4   235.8   225.6   197.2   188.6   169.7   160.8   149.1   148.8   157.7 
27  Derivatives with a positive fair value 17  --   --   231.7   222.3   212.9   191.1   181.3   162.1   152.6   142.8   139.0   147.4 
28  Other trading assets  --   --   12.8   13.5   12.7   6.1   7.3   7.6   8.1   6.3   9.8   10.3 
29  Other assets 18  1,123.3   1,122.8   1,098.9   1,078.8   1,076.4   1,097.5   1,089.0   1,126.0   1,143.2   1,147.1   1,149.2   1,144.1 
30  Total assets 19  10,753.1   10,653.8   10,514.8   10,450.8   10,410.1   10,416.0   10,433.8   10,390.6   10,286.0   10,295.7   10,187.3   10,264.1 

H.8; Page 6
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  6,346.7   6,585.1   6,560.3   6,592.0   6,625.0   6,633.5   6,674.3   6,641.6   6,607.1   6,623.0   6,598.3   6,649.1 
32  Large time deposits  1,053.6   987.9   987.1   974.0   952.8   922.3   907.6   882.9   872.6   868.9   863.8   870.1 
33  Other deposits  5,293.1   5,597.2   5,573.2   5,617.9   5,672.3   5,711.2   5,766.6   5,758.7   5,734.5   5,754.1   5,734.5   5,779.0 
34  Borrowings  1,858.0   1,689.6   1,573.6   1,500.0   1,415.2   1,415.1   1,404.3   1,396.4   1,406.1   1,406.7   1,349.1   1,355.9 
35  Borrowings from banks in the U.S.  340.4   370.5   346.5   310.7   308.9   286.1   249.6   231.4   233.8   236.2   214.7   209.7 
36  Borrowings from others  1,517.6   1,319.2   1,227.1   1,189.3   1,106.2   1,129.0   1,154.7   1,165.0   1,172.3   1,170.5   1,134.4   1,146.2 
37  Trading liabilities 20  --   --   186.2   188.1   181.9   167.2   152.9   144.5   136.6   130.5   124.2   132.8 
38  Derivatives with a negative fair value 17  --   --   144.8   147.5   139.9   117.9   107.7   101.6   98.5   92.5   89.2   93.4 
39  Other trading liabilities  --   --   41.4   40.6   42.0   49.3   45.2   42.8   38.1   38.1   35.0   39.4 
40  Net due to related foreign offices  604.5   498.2   494.9   488.1   526.3   534.7   529.4   501.3   453.8   455.5   470.3   477.7 
41  Other liabilities 21  412.5   422.5   419.6   388.7   387.4   373.6   383.8   395.4   400.6   377.8   374.2   360.6 
42  Total liabilities 19  9,609.5   9,392.2   9,234.5   9,156.9   9,135.7   9,124.0   9,144.8   9,079.1   9,004.2   8,993.6   8,916.1   8,976.1 
43  Residual (assets less liabilities) 22  1,143.6   1,261.7   1,280.2   1,294.0   1,274.4   1,292.0   1,289.0   1,311.5   1,281.9   1,302.1   1,271.2   1,288.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   -37.3   -29.4   -19.0   -7.3   -3.2   -2.2   -11.8   -9.2   -7.6   -6.0 
45  Securitized consumer loans 24  413.9   403.5   404.4   398.7   396.0   393.4   388.5   392.8   397.0   396.2   399.5   395.0 
46  Securitized credit cards and other revolving plans  374.6   366.3   368.3   363.1   361.4   359.5   355.7   361.2   365.2   364.7   368.1   363.5 
47  Other securitized consumer loans  39.3   37.2   36.1   35.6   34.6   33.9   32.8   31.6   31.8   31.5   31.4   31.5 
48  Securitized real estate loans 24  1,438.3   1,425.6   1,438.1   1,449.6   1,446.8   1,441.9   1,436.7   1,400.5   1,379.8   1,383.9   1,371.4   1,368.7 

H.8; Page 7
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  8,406.9   8,398.0   8,319.4   8,302.5   8,269.6   8,213.9   8,316.3   8,304.9   8,250.9   8,228.5   8,221.9   8,211.1 
Securities in bank credit 2  1,781.9   1,983.4   1,988.0   2,025.4   2,046.9   2,045.3   2,070.7   2,090.3   2,088.1   2,076.9   2,078.5   2,084.6 
Treasury and agency securities 3  1,146.3   1,210.3   1,227.9   1,262.7   1,279.3   1,272.3   1,298.8   1,328.6   1,330.7   1,321.2   1,328.4   1,336.8 
Mortgage-backed securities (MBS) 4  --   --   936.5   943.3   949.3   945.0   965.4   977.4   979.1   965.7   967.9   972.2 
Non-MBS 5  --   --   291.5   319.4   330.0   327.3   333.4   351.2   351.6   355.5   360.5   364.6 
Other securities  635.6   773.1   760.0   762.8   767.6   773.0   771.9   761.7   757.4   755.7   750.1   747.7 
Mortgage-backed securities 6  --   --   196.4   197.9   200.7   197.8   198.1   195.0   193.5   194.2   201.7   198.4 
Non-MBS 7  --   --   563.6   564.9   567.0   575.2   573.8   566.6   563.9   561.5   548.3   549.3 
Loans and leases in bank credit 8  6,625.0   6,414.6   6,331.5   6,277.0   6,222.7   6,168.6   6,245.6   6,214.6   6,162.8   6,151.6   6,143.4   6,126.5 
10  Commercial and industrial loans  1,251.7   1,163.3   1,147.3   1,124.2   1,108.3   1,089.6   1,079.2   1,064.3   1,053.6   1,044.3   1,048.9   1,046.1 
11  Real estate loans  3,778.1   3,814.4   3,807.3   3,787.3   3,741.5   3,719.3   3,790.8   3,769.1   3,754.7   3,746.3   3,735.0   3,714.3 
12  Revolving home equity loans  588.8   608.0   606.8   605.7   603.7   603.0   606.1   603.9   601.9   601.7   601.2   600.2 
13  Closed-end residential loans 9  1,501.0   1,542.9   1,541.5   1,531.0   1,496.4   1,486.1   1,559.3   1,551.2   1,556.6   1,550.5   1,541.3   1,523.2 
14  Commercial real estate loans 10  1,688.3   1,663.5   1,659.1   1,650.7   1,641.4   1,630.2   1,625.4   1,614.0   1,596.2   1,594.1   1,592.6   1,590.9 
15  Consumer loans  869.6   851.4   842.0   844.9   846.2   838.1   836.9   837.1   827.0   834.2   835.6   839.0 
16  Credit cards and other revolving plans  385.4   355.3   354.3   354.8   351.3   344.5   344.2   345.1   329.4   333.2   331.4   329.3 
17  Other consumer loans 11  484.3   496.1   487.6   490.0   495.0   493.7   492.7   491.9   497.6   501.0   504.2   509.6 
18  Other loans and leases  725.6   585.4   534.9   520.6   526.5   521.6   538.6   544.1   527.5   526.8   523.9   527.1 
19  Fed funds and reverse RPs with nonbanks 12  277.5   183.0   142.8   139.7   140.8   139.4   148.1   151.8   134.5   134.0   139.3   149.1 
20  All other loans and leases 13  448.1   402.4   392.1   380.9   385.7   382.2   390.5   392.3   393.1   392.8   384.6   378.0 
21  LESS: Allowance for loan and lease losses  --   --   185.6   189.8   191.4   195.9   200.9   199.7   203.4   204.0   203.7   202.4 
22  Interbank loans 12  291.4   342.0   289.4   269.7   272.6   250.6   192.5   188.8   198.1   193.0   189.6   189.6 
23  Fed funds and reverse RPs with banks 12  232.3   270.0   211.3   184.4   187.3   168.7   130.9   128.8   128.5   127.9   124.6   125.4 
24  Loans to commercial banks 14  59.1   71.9   78.1   85.3   85.3   81.9   61.6   60.0   69.6   65.1   65.0   64.2 
25  Cash assets 15  709.9   712.3   689.1   691.2   754.6   835.9   894.0   865.8   789.1   802.7   757.9   779.4 
26  Trading assets 16  --   --   230.6   221.1   218.9   197.3   194.6   178.0   167.1   160.3   167.8   169.3 
27  Derivatives with a positive fair value 17  --   --   217.3   207.1   206.0   190.7   187.1   170.5   159.3   154.2   158.3   159.0 
28  Other trading assets  --   --   13.3   14.0   12.9   6.6   7.5   7.5   7.8   6.2   9.5   10.3 
29  Other assets 18  1,127.6   1,116.5   1,098.2   1,070.3   1,082.7   1,102.9   1,091.9   1,130.6   1,150.4   1,146.0   1,151.2   1,143.7 
30  Total assets 19  10,851.4   10,620.1   10,441.0   10,365.0   10,406.9   10,404.6   10,488.5   10,468.4   10,352.3   10,326.4   10,284.6   10,290.7 

H.8; Page 8
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  6,409.2   6,567.8   6,523.4   6,543.9   6,580.5   6,603.0   6,682.2   6,707.6   6,682.0   6,666.3   6,619.4   6,589.1 
32  Large time deposits  1,065.2   974.6   988.2   978.5   956.4   928.7   914.1   889.5   879.4   875.9   864.8   867.2 
33  Other deposits  5,344.0   5,593.1   5,535.2   5,565.4   5,624.1   5,674.3   5,768.0   5,818.1   5,802.7   5,790.4   5,754.6   5,721.9 
34  Borrowings  1,840.9   1,703.2   1,554.8   1,486.3   1,431.8   1,412.0   1,396.6   1,384.0   1,374.6   1,366.3   1,357.8   1,384.7 
35  Borrowings from banks in the U.S.  339.7   373.2   343.3   305.8   303.8   282.9   244.6   229.7   233.8   229.4   220.6   219.1 
36  Borrowings from others  1,501.2   1,330.0   1,211.5   1,180.5   1,128.0   1,129.1   1,152.0   1,154.3   1,140.8   1,136.8   1,137.2   1,165.5 
37  Trading liabilities 20  --   --   175.4   178.1   180.8   166.7   162.8   149.5   139.7   136.3   135.7   138.1 
38  Derivatives with a negative fair value 17  --   --   133.6   135.1   134.5   117.4   114.2   106.5   102.3   99.8   102.2   102.5 
39  Other trading liabilities  --   --   41.9   43.0   46.3   49.3   48.6   43.0   37.4   36.6   33.5   35.7 
40  Net due to related foreign offices  604.5   498.2   494.9   488.1   526.3   534.7   529.4   501.3   453.8   455.5   470.3   477.7 
41  Other liabilities 21  418.0   417.2   410.9   383.6   386.2   376.5   391.0   400.3   393.4   377.9   372.6   365.9 
42  Total liabilities 19  9,673.0   9,377.3   9,159.4   9,079.9   9,105.6   9,092.9   9,162.0   9,142.7   9,043.5   9,002.3   8,955.9   8,955.4 
43  Residual (assets less liabilities) 22  1,178.3   1,242.8   1,281.7   1,285.1   1,301.3   1,311.7   1,326.4   1,325.8   1,308.7   1,324.0   1,328.7   1,335.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   -37.3   -29.4   -19.0   -7.3   -3.2   -2.2   -11.8   -9.2   -7.6   -6.0 
45  Securitized consumer loans 24  414.0   403.9   405.2   399.5   395.9   393.9   385.8   392.3   397.7   396.8   396.6   396.5 
46  Securitized credit cards and other revolving plans  373.4   367.3   369.4   364.4   361.3   359.9   352.8   359.8   365.4   364.5   364.4   364.2 
47  Other securitized consumer loans  40.6   36.7   35.8   35.1   34.6   33.9   33.0   32.5   32.3   32.3   32.2   32.3 
48  Securitized real estate loans 24  1,448.4   1,424.6   1,416.2   1,410.7   1,404.7   1,406.6   1,411.5   1,407.7   1,403.6   1,408.2   1,398.1   1,397.0 

H.8; Page 9
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  5,342.6   5,310.9   5,264.0   5,233.2   5,191.8   5,154.1   5,230.6   5,235.8   5,225.6   5,209.1   5,201.4   5,205.7 
Securities in bank credit 2  1,181.5   1,302.0   1,315.5   1,337.3   1,354.1   1,352.7   1,360.6   1,395.3   1,415.7   1,406.5   1,406.3   1,420.0 
Treasury and agency securities 3  745.8   793.9   811.1   828.7   844.1   833.2   837.9   868.3   880.7   868.7   874.5   890.9 
Mortgage-backed securities (MBS) 4  666.7   672.4   674.3   674.3   680.8   672.3   679.7   690.8   699.0   686.0   684.7   698.0 
Non-MBS 5  79.0   121.5   136.8   154.3   163.3   160.9   158.2   177.5   181.7   182.7   189.9   192.9 
Other securities  435.7   508.1   504.5   508.7   509.9   519.5   522.7   527.0   535.1   537.7   531.8   529.1 
Mortgage-backed securities 6  154.7   167.2   169.5   171.2   172.8   170.8   171.4   166.2   163.5   162.8   170.7   168.4 
Non-MBS 7  281.0   341.0   334.9   337.4   337.1   348.7   351.3   360.8   371.5   374.9   361.1   360.6 
Loans and leases in bank credit 8  4,161.1   4,008.9   3,948.5   3,895.9   3,837.7   3,801.4   3,870.0   3,840.5   3,809.9   3,802.6   3,795.0   3,785.7 
10  Commercial and industrial loans  807.4   745.4   738.2   720.5   700.6   684.4   675.9   664.2   658.9   652.4   652.8   650.9 
11  Real estate loans  2,158.9   2,183.2   2,172.0   2,157.9   2,127.4   2,112.5   2,179.8   2,175.8   2,171.2   2,165.7   2,162.3   2,141.8 
12  Revolving home equity loans  474.7   494.0   492.1   491.0   488.0   485.7   489.4   487.1   484.8   484.6   483.9   483.5 
13  Closed-end residential loans 9  1,005.4   1,024.8   1,017.1   1,009.4   987.2   981.5   1,045.2   1,048.3   1,054.6   1,050.1   1,047.7   1,029.6 
14  Commercial real estate loans 10  678.7   664.4   662.8   657.6   652.2   645.3   645.1   640.4   631.8   631.0   630.7   628.7 
15  Consumer loans  630.1   620.3   617.1   613.0   612.7   609.4   604.9   596.5   583.7   586.3   582.7   587.4 
16  Credit cards and other revolving plans  280.1   267.9   268.9   265.3   264.1   260.9   256.9   247.2   233.1   235.0   231.5   233.3 
17  Other consumer loans 11  350.0   352.3   348.2   347.7   348.6   348.5   348.0   349.3   350.6   351.2   351.2   354.1 
18  Other loans and leases  564.7   460.0   421.2   404.5   396.9   395.1   409.5   404.0   396.2   398.2   397.2   405.5 
19  Fed funds and reverse RPs with nonbanks 12  253.3   180.0   150.3   142.7   134.1   135.4   142.9   138.8   126.3   122.5   133.5   147.4 
20  All other loans and leases 13  311.5   280.0   270.9   261.8   262.8   259.6   266.6   265.2   269.9   275.7   263.7   258.1 
21  LESS: Allowance for loan and lease losses  95.1   123.5   128.8   133.6   138.6   142.6   148.2   146.9   149.0   149.2   148.1   148.5 
22  Interbank loans 12  228.4   286.8   234.3   211.9   217.6   191.5   121.2   115.1   124.5   122.1   129.3   126.1 
23  Fed funds and reverse RPs with banks 12  177.4   224.4   166.0   134.9   137.5   115.9   66.6   60.1   58.2   60.4   68.3   66.3 
24  Loans to commercial banks 14  51.0   62.4   68.2   76.9   80.1   75.5   54.7   55.0   66.3   61.7   61.1   59.8 
25  Cash assets 15  451.1   503.2   482.5   497.3   510.3   587.4   599.4   539.9   458.4   492.9   423.5   490.7 
26  Trading assets 16  --   --   236.2   227.4   217.0   188.8   179.9   162.0   154.0   142.7   142.4   151.5 
27  Derivatives with a positive fair value 17  403.2   225.8   225.4   216.1   207.1   185.3   176.0   157.0   147.5   138.2   134.5   142.8 
28  Other trading assets  --   --   10.9   11.4   9.9   3.5   3.9   5.0   6.5   4.6   7.9   8.8 
29  Other assets 18  870.8   871.8   847.2   825.9   824.6   850.0   841.9   869.8   878.9   878.5   883.3   880.2 
30  Total assets 19  7,222.9   7,080.0   6,935.4   6,861.9   6,822.6   6,829.1   6,824.8   6,775.8   6,692.5   6,696.0   6,631.7   6,705.7 

H.8; Page 10
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  3,875.7   3,969.3   3,939.8   3,955.2   3,964.1   3,969.9   3,993.1   3,983.1   3,961.1   3,967.7   3,949.4   3,982.5 
32  Large time deposits  628.9   536.6   523.6   509.8   489.2   462.3   449.2   429.8   425.6   419.4   414.3   414.9 
33  Other deposits  3,246.8   3,432.8   3,416.2   3,445.4   3,474.8   3,507.5   3,543.9   3,553.3   3,535.5   3,548.3   3,535.2   3,567.6 
34  Borrowings  1,306.2   1,238.3   1,124.6   1,026.7   954.1   952.0   953.2   968.0   982.7   988.5   958.0   979.0 
35  Borrowings from banks in the U.S.  199.6   247.7   213.6   169.9   168.9   155.9   143.5   131.6   136.3   138.8   123.2   124.9 
36  Borrowings from others  1,106.6   990.6   911.0   856.8   785.1   796.1   809.6   836.4   846.4   849.7   834.8   854.1 
37  Trading liabilities 20  378.9   191.6   182.6   184.1   177.6   163.3   149.1   140.3   132.8   127.0   120.8   129.2 
38  Derivatives with a negative fair value 17  320.3   152.7   142.0   144.2   136.3   114.8   104.6   98.7   95.6   90.0   86.8   90.8 
39  Other trading liabilities  58.6   38.9   40.7   40.0   41.3   48.5   44.5   41.6   37.2   37.0   34.0   38.3 
40  Net due to related foreign offices  539.2   452.0   452.2   449.4   485.6   497.4   489.6   457.1   409.2   411.6   425.1   433.6 
41  Other liabilities 21  340.1   348.2   343.5   313.6   314.5   303.2   312.6   321.8   330.8   307.7   305.6   291.9 
42  Total liabilities 19  6,440.1   6,199.5   6,042.6   5,929.0   5,895.8   5,885.9   5,897.6   5,870.4   5,816.6   5,802.4   5,758.9   5,816.1 
43  Residual (assets less liabilities) 22  782.8   880.5   892.8   932.9   926.8   943.2   927.2   905.4   875.9   893.6   872.8   889.6 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  -69.7   -41.8   -35.2   -28.3   -19.4   -9.4   -5.4   -5.0   -12.7   -10.1   -8.5   -7.4 
45  Securitized consumer loans 24  322.4   316.3   314.6   311.9   308.9   306.8   302.2   304.6   306.6   307.2   309.6   306.3 
46  Securitized credit cards and other revolving plans  283.8   280.1   279.6   277.6   275.3   273.9   270.4   273.9   275.7   276.6   279.1   275.6 
47  Other securitized consumer loans  38.6   36.2   35.0   34.3   33.5   32.9   31.8   30.7   30.9   30.6   30.5   30.7 
48  Securitized real estate loans 24  1,400.4   1,412.4   1,412.3   1,407.3   1,399.9   1,391.5   1,383.4   1,362.6   1,351.5   1,358.8   1,349.9   1,351.3 

H.8; Page 11
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  5,373.2   5,306.4   5,234.5   5,220.8   5,187.1   5,147.8   5,248.8   5,257.9   5,232.7   5,220.9   5,220.6   5,211.8 
Securities in bank credit 2  1,183.6   1,308.7   1,307.1   1,336.9   1,350.4   1,347.2   1,370.2   1,399.3   1,412.0   1,404.1   1,409.6   1,413.4 
Treasury and agency securities 3  750.6   794.3   804.3   829.7   841.2   830.6   852.7   875.5   879.5   870.2   879.0   886.3 
Mortgage-backed securities (MBS) 4  671.2   673.6   673.7   675.4   677.1   669.1   687.0   697.2   700.9   687.4   692.0   696.2 
Non-MBS 5  79.4   120.7   130.5   154.3   164.1   161.5   165.7   178.3   178.6   182.8   187.0   190.2 
Other securities  432.9   514.4   502.9   507.1   509.3   516.5   517.5   523.8   532.5   533.8   530.6   527.1 
Mortgage-backed securities 6  154.6   169.2   167.5   168.6   170.7   167.8   168.5   166.0   164.7   165.2   173.5   170.6 
Non-MBS 7  278.3   345.2   335.4   338.5   338.6   348.7   349.1   357.8   367.9   368.6   357.2   356.5 
Loans and leases in bank credit 8  4,189.6   3,997.7   3,927.4   3,884.0   3,836.7   3,800.7   3,878.6   3,858.6   3,820.7   3,816.8   3,811.0   3,798.3 
10  Commercial and industrial loans  806.7   744.9   734.7   715.6   700.3   685.3   677.0   663.5   656.0   648.6   651.8   649.8 
11  Real estate loans  2,156.8   2,182.9   2,176.6   2,164.4   2,125.9   2,114.3   2,185.0   2,173.4   2,168.1   2,163.0   2,153.8   2,137.2 
12  Revolving home equity loans  475.6   493.7   492.6   491.0   488.4   487.4   490.5   487.9   485.9   485.8   485.4   484.4 
13  Closed-end residential loans 9  1,000.9   1,025.0   1,021.9   1,016.3   986.8   981.0   1,047.6   1,043.5   1,050.4   1,046.2   1,037.5   1,022.8 
14  Commercial real estate loans 10  680.2   664.1   662.1   657.2   650.7   645.9   646.9   642.0   631.7   631.0   631.0   630.1 
15  Consumer loans  635.9   615.8   610.5   610.6   611.9   605.6   603.0   601.2   592.8   599.5   601.0   603.6 
16  Credit cards and other revolving plans  291.7   263.1   265.7   263.8   262.5   258.3   257.7   257.5   244.1   248.0   246.9   245.1 
17  Other consumer loans 11  344.1   352.8   344.7   346.7   349.4   347.3   345.3   343.7   348.6   351.5   354.0   358.5 
18  Other loans and leases  590.3   454.1   405.6   393.4   398.6   395.5   413.7   420.6   403.8   405.7   404.4   407.7 
19  Fed funds and reverse RPs with nonbanks 12  270.9   174.9   136.6   135.3   137.2   136.2   144.2   148.6   131.2   131.6   137.3   146.9 
20  All other loans and leases 13  319.4   279.2   269.0   258.2   261.4   259.3   269.4   271.9   272.6   274.2   267.1   260.8 
21  LESS: Allowance for loan and lease losses  94.6   124.7   129.7   133.3   135.6   141.2   146.2   145.9   149.5   149.3   148.7   147.4 
22  Interbank loans 12  239.6   278.1   223.5   208.0   214.1   189.5   123.6   118.9   126.4   122.6   131.4   131.3 
23  Fed funds and reverse RPs with banks 12  187.7   216.0   156.6   130.5   134.8   114.3   68.6   63.4   60.9   61.4   70.3   71.0 
24  Loans to commercial banks 14  51.9   62.0   66.9   77.5   79.2   75.3   55.0   55.5   65.6   61.2   61.0   60.3 
25  Cash assets 15  483.2   497.4   469.2   464.5   502.5   572.8   609.2   574.8   500.9   508.5   469.7   494.7 
26  Trading assets 16  --   --   222.4   213.1   210.7   188.6   185.5   169.7   160.2   153.8   161.1   162.7 
27  Derivatives with a positive fair value 17  421.8   214.7   211.4   201.5   200.3   184.9   181.5   165.0   154.1   149.3   153.4   154.2 
28  Other trading assets  --   --   11.0   11.6   10.4   3.7   4.0   4.8   6.1   4.4   7.7   8.6 
29  Other assets 18  873.3   867.0   849.1   820.5   830.2   852.8   842.0   872.7   885.3   877.8   885.5   881.1 
30  Total assets 19  7,317.2   7,044.2   6,869.1   6,793.6   6,809.0   6,810.4   6,862.9   6,848.2   6,756.0   6,734.2   6,719.5   6,734.1 

H.8; Page 12
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  3,915.8   3,955.8   3,917.1   3,924.4   3,938.1   3,957.3   4,001.7   4,026.4   4,012.5   3,999.3   3,970.1   3,945.7 
32  Large time deposits  635.7   530.0   523.7   513.5   493.0   466.1   452.9   433.6   429.1   424.3   415.3   414.1 
33  Other deposits  3,280.1   3,425.8   3,393.3   3,410.8   3,445.2   3,491.2   3,548.8   3,592.8   3,583.4   3,575.0   3,554.8   3,531.7 
34  Borrowings  1,301.0   1,231.6   1,092.5   1,032.7   983.0   973.2   969.3   965.3   956.9   951.7   954.9   985.0 
35  Borrowings from banks in the U.S.  200.4   245.4   209.2   169.6   169.0   155.1   144.0   131.8   136.6   133.3   125.7   128.4 
36  Borrowings from others  1,100.6   986.1   883.3   863.1   814.0   818.0   825.3   833.6   820.4   818.4   829.2   856.7 
37  Trading liabilities 20  391.1   186.0   171.6   174.4   176.9   162.6   158.6   145.4   136.0   132.8   132.1   134.5 
38  Derivatives with a negative fair value 17  331.9   148.3   130.6   132.2   131.4   114.1   111.0   103.3   99.4   97.1   99.5   99.8 
39  Other trading liabilities  59.1   37.7   41.1   42.2   45.5   48.5   47.6   42.1   36.7   35.7   32.7   34.7 
40  Net due to related foreign offices  539.2   452.0   452.2   449.4   485.6   497.4   489.6   457.1   409.2   411.6   425.1   433.6 
41  Other liabilities 21  345.0   344.6   338.3   311.8   313.8   305.1   317.5   326.2   325.2   307.9   303.7   296.1 
42  Total liabilities 19  6,492.2   6,169.9   5,971.6   5,892.7   5,897.4   5,895.6   5,936.8   5,920.3   5,839.8   5,803.2   5,785.9   5,794.9 
43  Residual (assets less liabilities) 22  825.1   874.2   897.4   900.9   911.7   914.8   926.1   927.8   916.2   931.0   933.6   939.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  -69.7   -41.8   -35.2   -28.3   -19.4   -9.4   -5.4   -5.0   -12.7   -10.1   -8.5   -7.4 
45  Securitized consumer loans 24  321.3   317.5   316.3   313.4   309.4   306.4   299.1   302.9   307.0   307.1   307.0   306.9 
46  Securitized credit cards and other revolving plans  281.4   282.1   281.6   279.2   275.7   273.5   267.0   271.3   275.6   275.7   275.7   275.5 
47  Other securitized consumer loans  39.9   35.5   34.7   34.1   33.7   33.0   32.1   31.6   31.5   31.4   31.3   31.4 
48  Securitized real estate loans 24  1,421.2   1,400.9   1,392.4   1,387.2   1,381.4   1,383.9   1,389.3   1,385.6   1,382.1   1,386.6   1,376.5   1,375.4 

H.8; Page 13
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  3,046.2   3,084.0   3,084.4   3,085.3   3,074.3   3,064.8   3,070.8   3,064.3   3,038.6   3,025.5   3,011.7   3,005.3 
Securities in bank credit 2  616.6   667.4   676.4   688.4   694.5   696.7   706.7   713.0   693.7   686.0   678.0   678.5 
Treasury and agency securities 3  401.6   415.7   424.0   434.5   440.7   442.2   449.7   459.9   455.4   454.0   449.9   450.4 
Mortgage-backed securities (MBS) 4  --   --   265.7   270.9   275.6   279.1   283.1   285.8   281.2   279.5   275.1   273.7 
Non-MBS 5  --   --   158.3   163.6   165.1   163.1   166.6   174.1   174.2   174.4   174.8   176.6 
Other securities  214.9   251.8   252.4   253.8   253.9   254.5   257.0   253.1   238.3   232.0   228.1   228.1 
Mortgage-backed securities 6  --   --   29.2   29.9   29.1   31.0   29.7   28.2   29.7   29.4   28.7   27.9 
Non-MBS 7  --   --   223.2   224.0   224.7   223.4   227.3   224.9   208.6   202.6   199.5   200.2 
Loans and leases in bank credit 8  2,429.6   2,416.5   2,408.0   2,396.9   2,379.8   2,368.1   2,364.1   2,351.3   2,344.9   2,339.5   2,333.7   2,326.8 
10  Commercial and industrial loans  446.5   417.3   413.1   409.8   406.7   404.8   403.6   402.3   400.6   399.4   399.4   398.9 
11  Real estate loans  1,618.9   1,632.9   1,630.6   1,623.4   1,612.5   1,602.3   1,600.9   1,593.0   1,588.9   1,585.7   1,584.0   1,577.2 
12  Revolving home equity loans  111.6   115.6   115.8   115.6   115.8   115.8   114.8   114.1   114.9   114.6   114.6   114.4 
13  Closed-end residential loans 9  499.3   518.1   519.1   514.5   507.9   503.5   508.8   506.9   508.5   507.0   507.1   501.8 
14  Commercial real estate loans 10  1,007.9   999.2   995.7   993.2   988.8   983.0   977.3   972.0   965.5   964.1   962.3   961.0 
15  Consumer loans  231.3   235.6   234.6   236.4   234.1   235.8   235.7   234.5   229.9   230.7   229.5   230.3 
16  Credit cards and other revolving plans  89.9   92.7   90.9   91.8   88.4   88.7   87.4   84.8   80.7   82.0   81.5   82.6 
17  Other consumer loans 11  141.4   142.9   143.6   144.7   145.7   147.1   148.2   149.7   149.2   148.7   148.0   147.7 
18  Other loans and leases  133.0   130.8   129.7   127.3   126.6   125.2   123.9   121.5   125.5   123.8   120.9   120.3 
19  Fed funds and reverse RPs with nonbanks 12  6.7   8.8   6.4   4.6   3.7   3.3   3.8   3.4   4.3   3.7   2.8   2.8 
20  All other loans and leases 13  126.2   122.0   123.3   122.8   122.9   121.9   120.0   118.2   121.1   120.1   118.1   117.5 
21  LESS: Allowance for loan and lease losses  --   --   55.9   56.4   54.2   54.6   54.3   52.1   53.4   55.0   55.3   55.5 
22  Interbank loans 12  53.1   60.6   65.8   65.2   59.5   63.4   68.6   69.0   70.6   70.9   58.0   56.0 
23  Fed funds and reverse RPs with banks 12  46.3   50.3   54.3   56.9   53.3   56.2   61.9   64.8   66.8   67.2   54.3   52.8 
24  Loans to commercial banks 14  6.9   10.3   11.4   8.4   6.2   7.2   6.8   4.3   3.8   3.7   3.7   3.3 
25  Cash assets 15  211.3   223.7   225.1   233.4   247.4   257.4   268.1   269.7   266.7   283.3   268.9   282.6 
26  Trading assets 16  --   --   8.2   8.4   8.6   8.4   8.7   7.7   6.7   6.4   6.3   6.2 
27  Derivatives with a positive fair value 17  --   --   6.3   6.3   5.8   5.7   5.4   5.2   5.1   4.7   4.5   4.7 
28  Other trading assets  --   --   1.9   2.2   2.9   2.6   3.4   2.6   1.6   1.8   1.8   1.5 
29  Other assets 18  252.6   251.0   251.7   252.9   251.8   247.6   247.1   256.1   264.3   268.6   265.9   263.9 
30  Total assets 19  3,530.2   3,573.8   3,579.3   3,588.9   3,587.5   3,587.0   3,609.0   3,614.8   3,593.6   3,599.7   3,555.6   3,558.4 

H.8; Page 14
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  2,471.0   2,615.8   2,620.5   2,636.8   2,661.0   2,663.7   2,681.2   2,658.5   2,646.0   2,655.3   2,648.9   2,666.6 
32  Large time deposits  424.7   451.4   463.5   464.2   463.5   460.0   458.4   453.0   447.0   449.5   449.5   455.2 
33  Other deposits  2,046.3   2,164.4   2,157.0   2,172.5   2,197.4   2,203.7   2,222.7   2,205.4   2,199.0   2,205.8   2,199.4   2,211.4 
34  Borrowings  551.8   451.3   449.0   473.3   461.1   463.0   451.2   428.4   423.4   418.2   391.0   376.9 
35  Borrowings from banks in the U.S.  140.8   122.8   132.8   140.8   140.0   130.2   106.1   99.8   97.5   97.4   91.4   84.9 
36  Borrowings from others  411.0   328.5   316.1   332.5   321.1   332.9   345.1   328.5   325.9   320.8   299.6   292.1 
37  Trading liabilities 20  --   --   3.6   4.0   4.3   3.9   3.8   4.1   3.8   3.6   3.4   3.6 
38  Derivatives with a negative fair value 17  --   --   2.9   3.3   3.6   3.1   3.0   2.9   2.9   2.5   2.5   2.5 
39  Other trading liabilities  --   --   0.7   0.7   0.7   0.7   0.7   1.2   0.9   1.1   1.0   1.1 
40  Net due to related foreign offices  65.3   46.2   42.7   38.7   40.7   37.3   39.8   44.2   44.6   44.0   45.2   44.1 
41  Other liabilities 21  72.4   74.3   76.1   75.1   72.9   70.3   71.3   73.5   69.7   70.1   68.6   68.7 
42  Total liabilities 19  3,169.4   3,192.7   3,191.9   3,227.8   3,239.9   3,238.2   3,247.2   3,208.7   3,187.6   3,191.2   3,157.2   3,160.0 
43  Residual (assets less liabilities) 22  360.8   381.1   387.4   361.0   347.6   348.8   361.8   406.1   406.0   408.5   398.4   398.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   -2.1   -1.1   0.3   2.1   2.2   2.8   1.0   0.8   0.9   1.4 
45  Securitized consumer loans 24  91.5   87.2   89.8   86.8   87.1   86.6   86.3   88.2   90.4   89.0   89.9   88.7 
46  Securitized credit cards and other revolving plans  90.8   86.2   88.7   85.5   86.0   85.6   85.3   87.3   89.5   88.1   89.0   87.9 
47  Other securitized consumer loans  0.7   1.0   1.1   1.3   1.1   1.0   1.0   0.9   0.9   0.9   0.9   0.9 
48  Securitized real estate loans 24  37.8   13.1   25.8   42.4   47.0   50.4   53.3   37.9   28.4   25.1   21.5   17.4 

H.8; Page 15
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  3,033.7   3,091.6   3,084.9   3,081.7   3,082.4   3,066.0   3,067.5   3,047.0   3,018.2   3,007.6   3,001.3   2,999.3 
Securities in bank credit 2  598.3   674.7   680.8   688.6   696.5   698.1   700.5   691.0   676.1   672.9   668.8   671.2 
Treasury and agency securities 3  395.7   416.0   423.7   433.0   438.1   441.7   446.1   453.1   451.2   451.0   449.4   450.5 
Mortgage-backed securities (MBS) 4  --   --   262.8   267.9   272.2   275.9   278.4   280.2   278.3   278.3   275.9   276.1 
Non-MBS 5  --   --   160.9   165.0   165.9   165.8   167.7   172.9   173.0   172.7   173.5   174.4 
Other securities  202.6   258.7   257.1   255.6   258.4   256.5   254.4   237.9   224.8   221.9   219.4   220.6 
Mortgage-backed securities 6  --   --   28.9   29.3   30.0   29.9   29.7   29.0   28.8   29.0   28.3   27.8 
Non-MBS 7  --   --   228.3   226.3   228.4   226.5   224.7   208.8   196.0   192.9   191.2   192.8 
Loans and leases in bank credit 8  2,435.4   2,416.9   2,404.1   2,393.1   2,386.0   2,367.9   2,367.0   2,355.9   2,342.1   2,334.7   2,332.4   2,328.1 
10  Commercial and industrial loans  445.0   418.4   412.6   408.6   408.1   404.3   402.2   400.8   397.5   395.7   397.2   396.3 
11  Real estate loans  1,621.3   1,631.5   1,630.7   1,622.9   1,615.6   1,605.0   1,605.8   1,595.7   1,586.6   1,583.3   1,581.2   1,577.1 
12  Revolving home equity loans  113.2   114.3   114.2   114.7   115.3   115.6   115.6   116.0   115.9   115.8   115.8   115.8 
13  Closed-end residential loans 9  500.0   517.9   519.5   514.7   509.6   505.2   511.7   507.8   506.2   504.3   503.8   500.4 
14  Commercial real estate loans 10  1,008.1   999.3   997.0   993.5   990.7   984.2   978.5   972.0   964.5   963.1   961.5   960.8 
15  Consumer loans  233.8   235.6   231.5   234.3   234.3   232.5   233.9   235.8   234.2   234.7   234.6   235.4 
16  Credit cards and other revolving plans  93.7   92.3   88.6   91.0   88.8   86.2   86.4   87.7   85.3   85.3   84.4   84.2 
17  Other consumer loans 11  140.1   143.3   142.9   143.3   145.6   146.4   147.5   148.2   148.9   149.5   150.2   151.2 
18  Other loans and leases  135.3   131.3   129.2   127.2   128.0   126.1   125.0   123.6   123.7   121.1   119.5   119.3 
19  Fed funds and reverse RPs with nonbanks 12  6.6   8.2   6.2   4.4   3.7   3.2   3.9   3.2   3.2   2.5   2.0   2.1 
20  All other loans and leases 13  128.8   123.2   123.1   122.8   124.3   122.9   121.1   120.4   120.5   118.6   117.5   117.2 
21  LESS: Allowance for loan and lease losses  --   --   55.9   56.5   55.8   54.6   54.7   53.8   53.9   54.8   55.0   55.0 
22  Interbank loans 12  51.8   63.9   65.9   61.7   58.5   61.0   69.0   69.9   71.6   70.4   58.3   58.3 
23  Fed funds and reverse RPs with banks 12  44.6   54.0   54.7   53.9   52.5   54.4   62.3   65.4   67.7   66.5   54.3   54.5 
24  Loans to commercial banks 14  7.2   9.9   11.2   7.7   6.1   6.6   6.6   4.5   4.0   3.9   4.0   3.9 
25  Cash assets 15  226.7   214.9   219.8   226.7   252.1   263.1   284.8   291.0   288.3   294.2   288.2   284.7 
26  Trading assets 16  --   --   8.2   7.9   8.1   8.6   9.1   8.3   6.9   6.6   6.7   6.6 
27  Derivatives with a positive fair value 17  --   --   5.9   5.6   5.7   5.8   5.6   5.5   5.2   4.8   4.9   4.9 
28  Other trading assets  --   --   2.3   2.4   2.4   2.9   3.5   2.7   1.7   1.7   1.8   1.7 
29  Other assets 18  254.2   249.5   249.1   249.9   252.5   250.1   249.9   257.9   265.1   268.2   265.6   262.6 
30  Total assets 19  3,534.1   3,576.0   3,572.0   3,571.4   3,597.9   3,594.2   3,625.6   3,620.3   3,596.3   3,592.2   3,565.1   3,556.6 

H.8; Page 16
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  2,493.4   2,612.0   2,606.3   2,619.5   2,642.4   2,645.7   2,680.4   2,681.2   2,669.5   2,667.0   2,649.4   2,643.4 
32  Large time deposits  429.4   444.6   464.4   464.9   463.5   462.6   461.2   455.9   450.2   451.6   449.5   453.1 
33  Other deposits  2,063.9   2,167.3   2,141.9   2,154.6   2,178.9   2,183.1   2,219.2   2,225.3   2,219.3   2,215.4   2,199.9   2,190.3 
34  Borrowings  539.9   471.6   462.3   453.6   448.8   438.8   427.4   418.7   417.7   414.6   402.9   399.6 
35  Borrowings from banks in the U.S.  139.3   127.7   134.0   136.2   134.8   127.7   100.6   97.9   97.2   96.1   94.9   90.8 
36  Borrowings from others  400.6   343.9   328.2   317.4   314.0   311.1   326.7   320.8   320.5   318.4   308.0   308.9 
37  Trading liabilities 20  --   --   3.8   3.7   3.9   4.1   4.2   4.2   3.7   3.5   3.5   3.6 
38  Derivatives with a negative fair value 17  --   --   3.0   2.9   3.1   3.2   3.2   3.2   2.9   2.6   2.7   2.7 
39  Other trading liabilities  --   --   0.8   0.8   0.8   0.9   0.9   0.9   0.7   0.9   0.8   0.9 
40  Net due to related foreign offices  65.3   46.2   42.7   38.7   40.7   37.3   39.8   44.2   44.6   44.0   45.2   44.1 
41  Other liabilities 21  72.9   72.6   72.6   71.8   72.4   71.4   73.5   74.1   68.2   70.1   68.9   69.8 
42  Total liabilities 19  3,180.9   3,207.4   3,187.8   3,187.2   3,208.2   3,197.3   3,225.3   3,222.3   3,203.7   3,199.1   3,169.9   3,160.6 
43  Residual (assets less liabilities) 22  353.3   368.6   384.2   384.2   389.7   397.0   400.3   397.9   392.6   393.1   395.1   396.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   -2.1   -1.1   0.3   2.1   2.2   2.8   1.0   0.8   0.9   1.4 
45  Securitized consumer loans 24  92.7   86.4   88.9   86.2   86.6   87.4   86.8   89.4   90.7   89.7   89.6   89.6 
46  Securitized credit cards and other revolving plans  92.0   85.2   87.8   85.2   85.6   86.5   85.9   88.5   89.8   88.8   88.8   88.8 
47  Other securitized consumer loans  0.7   1.2   1.1   1.0   1.0   0.9   0.9   0.9   0.9   0.9   0.9   0.9 
48  Securitized real estate loans 24  27.2   23.7   23.8   23.6   23.3   22.7   22.2   22.1   21.6   21.6   21.5   21.6 

H.8; Page 17
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  983.7   924.7   901.2   892.0   861.6   834.6   808.6   787.8   783.7   787.7   789.7   776.4 
Securities in bank credit 2  311.4   283.0   276.2   278.3   267.4   263.5   249.4   240.9   242.3   248.3   245.4   244.0 
Treasury and agency securities 3  92.9   83.9   90.4   100.0   95.0   97.8   96.5   97.9   95.2   98.7   95.3   93.4 
Mortgage-backed securities (MBS) 4  --   --   34.2   32.6   32.3   34.1   29.3   30.1   30.5   31.5   30.3   28.5 
Non-MBS 5  --   --   56.2   67.4   62.7   63.7   67.2   67.8   64.7   67.2   65.0   64.8 
Other securities  218.5   199.1   185.8   178.3   172.4   165.8   152.9   142.9   147.1   149.6   150.1   150.7 
Mortgage-backed securities 6  --   --   9.1   7.8   7.7   7.7   7.1   8.9   9.5   9.7   9.6   9.7 
Non-MBS 7  --   --   176.7   170.6   164.7   158.1   145.8   134.0   137.6   139.9   140.5   140.9 
Loans and leases in bank credit 8  672.3   641.7   624.9   613.7   594.2   571.0   559.2   546.9   541.5   539.5   544.3   532.3 
10  Commercial and industrial loans  363.8   336.4   331.5   320.4   307.1   294.2   286.5   276.2   269.3   267.2   267.1   263.9 
11  Real estate loans  45.5   46.4   44.2   44.2   42.1   42.1   42.0   39.9   38.9   38.7   38.4   38.5 
12  Revolving home equity loans  --   --   0.4   0.3   0.1   0.2   0.3   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   --   4.5   4.2   2.9   3.2   3.2   3.4   3.3   3.3   3.3   3.3 
14  Commercial real estate loans 10  --   --   39.3   39.7   39.1   38.7   38.5   36.2   35.4   35.1   34.8   34.9 
15  Consumer loans  --   --   0.9   1.0   1.1   1.2   1.3   1.3   1.3   1.3   1.3   1.3 
16  Credit cards and other revolving plans  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   0.9   1.0   1.1   1.2   1.3   1.3   1.3   1.3   1.3   1.3 
18  Other loans and leases  263.1   258.6   248.4   248.0   243.8   233.6   229.4   229.5   231.9   232.2   237.5   228.6 
19  Fed funds and reverse RPs with nonbanks 12  59.5   73.2   65.9   66.6   67.8   61.2   62.8   64.6   68.8   70.7   74.0   66.6 
20  All other loans and leases 13  203.6   185.4   182.4   181.4   176.1   172.3   166.6   164.8   163.0   161.5   163.5   162.0 
21  LESS: Allowance for loan and lease losses  --   --   2.4   2.4   2.4   2.0   2.0   1.9   1.6   1.7   1.6   1.6 
22  Interbank loans 12  34.0   39.1   39.0   41.2   35.2   31.1   30.4   25.9   24.4   26.6   25.8   28.3 
23  Fed funds and reverse RPs with banks 12  25.4   35.1   34.3   36.2   30.9   27.6   27.0   22.9   21.0   23.9   23.2   25.0 
24  Loans to commercial banks 14  8.6   4.0   4.7   5.0   4.3   3.6   3.4   3.1   3.4   2.7   2.6   3.2 
25  Cash assets 15  312.1   204.4   250.1   283.2   291.4   372.0   356.6   349.0   385.0   471.5   446.4   452.3 
26  Trading assets 16  --   --   136.0   128.6   129.1   122.8   107.9   98.5   98.0   98.9   95.2   94.3 
27  Derivatives with a positive fair value 17  156.3   138.9   131.1   124.1   123.7   116.4   100.0   94.5   91.7   91.7   88.4   88.7 
28  Other trading assets  --   --   4.9   4.5   5.4   6.4   7.9   4.0   6.2   7.2   6.8   5.6 
29  Other assets 18  41.5   32.8   33.0   32.4   32.3   34.1   33.9   31.8   33.9   38.6   36.1   34.7 
30  Total assets 19  1,528.9   1,347.5   1,356.9   1,375.0   1,347.2   1,392.6   1,335.5   1,291.0   1,323.3   1,421.7   1,391.6   1,384.3 

H.8; Page 18
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  895.3   935.2   946.9   960.4   971.5   1,005.5   1,006.1   1,042.6   1,051.1   1,038.9   1,041.1   1,046.5 
32  Large time deposits  855.7   893.7   913.8   926.9   937.8   971.5   972.2   1,008.8   1,015.3   1,002.9   1,006.1   1,013.5 
33  Other deposits  39.6   41.5   33.1   33.6   33.8   34.0   33.8   33.8   35.8   36.0   34.9   33.0 
34  Borrowings  617.3   630.9   643.0   637.6   623.4   580.7   553.5   520.8   526.8   543.8   509.5   482.5 
35  Borrowings from banks in the U.S.  38.9   38.7   36.7   34.0   32.7   34.0   32.3   27.8   22.4   25.8   31.5   29.7 
36  Borrowings from others  578.4   592.2   606.3   603.7   590.7   546.8   521.2   493.0   504.4   518.0   478.0   452.9 
37  Trading liabilities 20  166.0   132.7   126.5   123.1   122.4   119.5   112.0   103.5   99.6   107.0   101.3   96.8 
38  Derivatives with a negative fair value 17  152.3   123.3   117.8   114.4   113.2   110.6   103.0   95.2   91.3   89.3   85.5   81.4 
39  Other trading liabilities  13.7   9.4   8.7   8.6   9.2   8.9   9.0   8.3   8.3   17.7   15.8   15.4 
40  Net due to related foreign offices  -136.6   -439.7   -409.1   -395.6   -387.6   -327.6   -320.2   -352.0   -336.6   -285.3   -266.3   -243.5 
41  Other liabilities 21  40.4   38.2   31.5   27.1   28.3   31.8   30.7   26.1   19.0   22.3   26.4   23.5 
42  Total liabilities 19  1,582.4   1,297.4   1,338.9   1,352.6   1,358.0   1,409.9   1,382.0   1,341.0   1,359.9   1,426.8   1,412.1   1,405.8 
43  Residual (assets less liabilities) 22  -53.5   50.1   18.0   22.4   -10.8   -17.3   -46.6   -50.0   -36.6   -5.1   -20.5   -21.5 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   -17.8   -17.3   -16.7   -15.2   -13.1   -11.5   -11.3   -11.4   -11.2   -10.9 
45  Securitized consumer loans 24  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 24  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

H.8; Page 19
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Assets
Bank credit  997.5   917.4   890.7   885.2   865.0   841.2   824.6   802.3   788.7   788.3   786.7   776.8 
Securities in bank credit 2  314.7   278.8   272.6   279.1   272.7   270.1   260.8   245.4   242.1   241.3   239.0   239.5 
Treasury and agency securities 3  92.4   83.7   89.1   99.5   96.7   96.1   96.8   96.5   94.7   93.8   91.9   92.5 
Mortgage-backed securities (MBS) 4  --   --   33.6   32.3   33.0   33.6   30.7   29.9   29.9   29.6   28.6   27.9 
Non-MBS 5  --   --   55.5   67.2   63.7   62.5   66.1   66.6   64.8   64.2   63.3   64.6 
Other securities  222.3   195.1   183.5   179.6   176.1   174.0   164.0   148.9   147.4   147.5   147.2   147.0 
Mortgage-backed securities 6  --   --   9.0   8.9   8.6   9.1   8.9   7.6   7.5   7.5   7.4   7.3 
Non-MBS 7  --   --   174.5   170.7   167.5   165.0   155.1   141.3   140.0   140.0   139.7   139.7 
Loans and leases in bank credit 8  682.9   638.6   618.1   606.1   592.3   571.1   563.8   556.9   546.5   547.0   547.7   537.3 
10  Commercial and industrial loans  368.2   331.1   326.1   316.5   308.1   294.7   288.1   280.0   273.5   272.0   271.8   267.7 
11  Real estate loans  45.6   46.1   44.2   43.7   42.4   42.2   41.8   40.0   39.4   39.1   38.8   38.6 
12  Revolving home equity loans  --   --   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   --   4.8   4.5   3.1   3.4   3.4   3.3   3.2   3.2   3.2   3.2 
14  Commercial real estate loans 10  --   --   39.2   38.9   39.0   38.6   38.0   36.3   35.9   35.6   35.2   35.1 
15  Consumer loans  --   --   1.1   1.2   1.2   1.2   1.3   1.3   1.3   1.3   1.3   1.3 
16  Credit cards and other revolving plans  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   1.1   1.2   1.2   1.2   1.3   1.3   1.3   1.3   1.3   1.3 
18  Other loans and leases  269.1   261.2   246.7   244.7   240.6   232.9   232.6   235.5   232.3   234.6   235.8   229.7 
19  Fed funds and reverse RPs with nonbanks 12  58.9   77.4   67.0   66.8   63.4   60.0   65.8   65.7   64.4   68.7   70.6   65.7 
20  All other loans and leases 13  210.1   183.7   179.8   177.9   177.2   172.9   166.9   169.9   167.9   165.9   165.2   164.0 
21  LESS: Allowance for loan and lease losses  --   --   2.5   2.5   2.4   2.0   1.9   1.8   1.6   1.7   1.7   1.6 
22  Interbank loans 12  35.7   37.1   37.5   40.3   35.5   32.8   32.4   27.6   24.6   26.7   27.3   28.7 
23  Fed funds and reverse RPs with banks 12  26.1   33.8   33.6   36.2   31.5   28.9   28.5   23.8   21.0   23.6   24.1   25.1 
24  Loans to commercial banks 14  9.6   3.3   3.8   4.1   3.9   3.9   3.9   3.8   3.6   3.2   3.1   3.6 
25  Cash assets 15  323.3   200.1   245.5   281.4   293.1   374.5   365.9   364.1   404.5   483.0   464.0   470.4 
26  Trading assets 16  --   --   123.5   117.9   121.8   121.4   121.6   110.3   103.6   103.8   103.2   97.4 
27  Derivatives with a positive fair value 17  172.5   129.8   119.6   113.9   116.2   113.7   113.1   103.4   95.6   96.0   96.7   92.3 
28  Other trading assets  --   --   3.9   3.9   5.6   7.7   8.5   6.9   8.0   7.8   6.5   5.1 
29  Other assets 18  40.7   34.3   31.7   30.5   31.4   32.1   34.1   32.7   29.5   33.4   31.9   31.9 
30  Total assets 19  1,576.8   1,325.1   1,326.3   1,352.8   1,344.4   1,399.9   1,376.7   1,335.2   1,349.2   1,433.6   1,411.4   1,403.5 

H.8; Page 20
For use at 4:15 p.m. Eastern Time; February 5, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Dec
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
Week ending
Jan 6 Jan 13 Jan 20 Jan 27
Liabilities
31  Deposits  887.5   954.6   939.1   959.8   965.3   1,006.3   1,003.6   1,037.2   1,040.5   1,047.0   1,041.6   1,039.5 
32  Large time deposits  847.9   911.9   906.0   926.8   933.2   973.9   971.3   1,003.5   1,004.6   1,010.8   1,007.3   1,006.9 
33  Other deposits  39.6   42.6   33.1   33.1   32.1   32.4   32.3   33.7   35.9   36.2   34.3   32.6 
34  Borrowings  611.0   639.0   645.1   640.6   617.6   565.9   541.6   513.3   515.3   533.2   499.9   477.4 
35  Borrowings from banks in the U.S.  40.1   37.5   36.4   34.9   33.5   33.7   33.0   28.8   19.9   26.1   30.0   30.7 
36  Borrowings from others  570.9   601.5   608.7   605.7   584.1   532.2   508.6   484.5   495.4   507.1   469.9   446.6 
37  Trading liabilities 20  170.1   130.8   116.6   115.7   118.0   120.2   117.8   106.3   102.5   110.9   109.0   100.7 
38  Derivatives with a negative fair value 17  157.2   121.5   109.0   107.2   110.1   110.1   109.2   98.5   93.1   93.0   93.1   84.6 
39  Other trading liabilities  12.9   9.3   7.6   8.4   7.9   10.1   8.6   7.8   9.4   17.9   15.9   16.1 
40  Net due to related foreign offices  -136.6   -439.7   -409.1   -395.6   -387.6   -327.6   -320.2   -352.0   -336.6   -285.3   -266.3   -243.5 
41  Other liabilities 21  42.0   37.5   31.7   29.4   28.1   32.1   31.0   27.3   24.5   24.8   24.2   26.5 
42  Total liabilities 19  1,574.0   1,322.2   1,323.4   1,349.9   1,341.4   1,397.0   1,373.7   1,332.2   1,346.2   1,430.6   1,408.4   1,400.6 
43  Residual (assets less liabilities) 22  2.7   2.9   2.9   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   --   -17.8   -17.3   -16.7   -15.2   -13.1   -11.5   -11.3   -11.4   -11.2   -10.9 
45  Securitized consumer loans 24  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 24  --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly data are Wednesday values; monthly data are pro rataaverages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. For example, if a large bank is acquired by a commercial bank, or if a large bank leaves the commercial bank universe, it is replaced with the bank next in line, typically the bank ranked number 26. If a nonbank converts to a commercial bank charter, or if a small bank becomes large in size, it is not considered for the large bank panel (regardless of size) until the data are benchmarked to the subsequent Call Report. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 9 to 16, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated balances are removed from past data for the bank group that lost the assets, and added to past data for the bank group that acquired those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports or from the most recent weekly sample report, if available. A ratio procedure is used to adjust past levels.

2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.

11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

12. Fed funds are included in lines 19 and 23 by counterparty. Before July 1, 2009, most small domestically chartered banks reported only the total, which was distributed as 85 percent with banks (line 23) and 15 percent with nonbanks (line 19). Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

14. Excludes loans secured by real estate, which are included in line 11.

15. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

16. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.

17. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

18. Excludes the due-from position with related foreign offices, which is included in line 39. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

19. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.

20. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

21. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

22. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

23. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

24. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data” back to December 16, 2005, may also be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
Last update: February 5, 2010