Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States - H.8

Current Release (54 KB PDF)

Release Date: February 19, 2010

H.8; Page 1
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  9,337.1   9,249.6   9,210.4   9,127.8   9,053.0   9,109.7   9,087.9   9,003.6   9,001.9   8,981.5   8,947.7   8,944.1 
Securities in bank credit 2  2,145.7   2,268.1   2,304.0   2,316.1   2,312.5   2,316.3   2,349.1   2,339.5   2,329.4   2,341.6   2,334.1   2,339.4 
Treasury and agency securities 3  1,273.0   1,325.5   1,363.1   1,379.5   1,373.0   1,383.8   1,425.8   1,427.0   1,419.5   1,434.0   1,431.8   1,438.7 
Mortgage-backed securities (MBS) 4  --   974.2   977.8   988.0   985.3   991.3   1,006.4   999.4   990.0   1,000.0   1,002.3   1,009.2 
Non-MBS 5  --   351.3   385.3   391.5   387.7   392.5   419.4   427.5   429.4   434.0   429.5   429.5 
Other securities  872.7   942.6   940.8   936.6   939.5   932.5   923.3   912.5   909.9   907.6   902.3   900.7 
Mortgage-backed securities 6  --   207.8   208.9   209.8   209.5   208.3   203.3   204.3   209.0   206.0   199.4   198.6 
Non-MBS 7  --   734.8   731.9   726.7   730.1   724.1   719.9   708.2   700.9   701.5   702.9   702.1 
Loans and leases in bank credit 8  7,191.4   6,981.5   6,906.5   6,811.7   6,740.5   6,793.4   6,738.8   6,664.1   6,672.6   6,639.9   6,613.6   6,604.7 
10  Commercial and industrial loans  1,601.1   1,482.8   1,450.7   1,414.4   1,383.5   1,366.0   1,342.8   1,318.5   1,319.2   1,313.2   1,310.3   1,308.6 
11  Real estate loans  3,805.0   3,846.8   3,825.5   3,782.1   3,756.9   3,822.7   3,808.7   3,777.0   3,784.6   3,753.6   3,749.5   3,746.0 
12  Revolving home equity loans  593.0   608.3   606.9   604.0   601.6   604.4   601.5   598.9   598.8   597.9   598.1   598.1 
13  Closed-end residential loans 9  1,491.3   1,540.7   1,528.1   1,498.0   1,488.2   1,557.3   1,558.5   1,550.7   1,557.9   1,532.2   1,530.0   1,526.7 
14  Commercial real estate loans 10  1,720.8   1,697.8   1,690.5   1,680.1   1,667.1   1,661.0   1,648.7   1,627.4   1,627.8   1,623.5   1,621.4   1,621.3 
15  Consumer loans  869.8   852.6   850.5   847.9   846.3   841.9   832.3   816.7   813.5   818.9   818.4   816.8 
16  Credit cards and other revolving plans  375.8   359.9   357.0   352.5   349.6   344.3   332.0   315.4   313.0   315.9   318.3   317.5 
17  Other consumer loans 11  494.0   492.7   493.4   495.4   496.8   497.5   500.3   501.3   500.5   503.0   500.1   499.3 
18  Other loans and leases  915.6   799.3   779.8   767.3   753.8   762.8   755.0   751.9   755.3   754.2   735.4   733.2 
19  Fed funds and reverse RPs with nonbanks 12  289.7   222.7   213.9   205.6   200.0   209.5   206.8   205.1   210.3   216.9   198.3   191.3 
20  All other loans and leases 13  625.9   576.6   565.9   561.8   553.8   553.2   548.2   546.8   545.0   537.3   537.1   541.9 
21  LESS: Allowance for loan and lease losses  --   187.1   192.4   195.2   199.2   204.5   200.9   205.5   205.1   205.6   207.8   207.1 
22  Interbank loans 12  389.8   339.0   318.2   312.4   286.0   220.3   210.1   215.2   213.3   207.7   218.2   216.6 
23  Fed funds and reverse RPs with banks 12  322.3   254.6   228.0   221.7   199.7   155.4   147.8   146.5   145.9   141.5   148.7   147.0 
24  Loans to commercial banks 14  67.5   84.4   90.3   90.6   86.3   64.9   62.3   68.7   67.4   66.2   69.6   69.6 
25  Cash assets 15  967.3   957.8   1,013.9   1,049.1   1,216.7   1,224.1   1,159.1   1,192.1   1,138.9   1,225.6   1,253.3   1,375.4 
26  Trading assets 16  --   380.4   364.5   354.7   321.1   296.8   268.3   251.4   244.2   252.2   256.5   256.7 
27  Derivatives with a positive fair value 17  --   362.7   346.4   336.6   307.5   281.3   256.6   236.1   227.5   236.2   241.2   243.4 
28  Other trading assets  --   17.7   18.0   18.1   13.6   15.5   11.7   15.3   16.7   16.1   15.4   13.3 
29  Other assets 18  1,123.6   1,132.0   1,111.1   1,108.5   1,130.6   1,122.8   1,156.8   1,182.6   1,186.9   1,178.0   1,188.8   1,207.8 
30  Total assets 19  12,201.3   11,871.6   11,825.8   11,757.2   11,808.3   11,769.1   11,681.3   11,639.4   11,580.1   11,639.3   11,656.7   11,793.5 

H.8; Page 2
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  7,287.2   7,507.1   7,552.4   7,596.6   7,639.0   7,680.3   7,684.0   7,650.4   7,626.2   7,669.2   7,653.2   7,672.1 
32  Large time deposits  1,899.0   1,900.9   1,900.9   1,890.5   1,893.8   1,879.9   1,891.4   1,865.8   1,856.3   1,864.9   1,862.7   1,860.3 
33  Other deposits  5,388.2   5,606.3   5,651.5   5,706.0   5,745.2   5,800.5   5,792.6   5,784.5   5,769.9   5,804.3   5,790.6   5,811.8 
34  Borrowings  2,413.9   2,216.6   2,137.7   2,038.6   1,995.8   1,957.8   1,917.3   1,887.7   1,860.4   1,840.1   1,839.8   1,871.3 
35  Borrowings from banks in the U.S.  415.8   383.1   344.7   341.6   320.1   281.9   259.3   251.1   247.3   239.2   253.2   258.2 
36  Borrowings from others  1,998.1   1,833.4   1,793.0   1,697.0   1,675.7   1,675.9   1,658.0   1,636.6   1,613.1   1,600.8   1,586.6   1,613.1 
37  Trading liabilities 20  --   312.7   311.2   304.2   286.6   264.9   248.5   251.2   245.5   253.2   248.4   227.7 
38  Derivatives with a negative fair value 17  --   262.7   261.9   253.1   228.4   210.7   197.3   200.5   195.0   198.4   206.9   179.5 
39  Other trading liabilities  --   50.1   49.3   51.2   58.2   54.2   51.2   50.7   50.5   54.9   41.5   48.2 
40  Net due to related foreign offices  471.4   85.8   92.5   138.7   207.1   209.3   148.9   177.5   194.2   226.0   206.4   250.3 
41  Other liabilities 21  445.5   451.1   415.8   415.6   405.3   414.5   421.5   399.1   400.6   383.9   391.0   400.9 
42  Total liabilities 19  11,095.4   10,573.4   10,509.4   10,493.7   10,533.9   10,526.9   10,420.1   10,365.9   10,326.9   10,372.3   10,338.7   10,422.4 
43  Residual (assets less liabilities) 22  1,105.9   1,298.2   1,316.3   1,263.5   1,274.4   1,242.2   1,261.3   1,273.4   1,253.2   1,267.0   1,318.0   1,371.1 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -55.1   -46.7   -35.8   -22.4   -16.3   -13.7   -18.5   -18.8   -16.8   -10.6   -11.7 
45  Securitized consumer loans 24  409.1   404.4   398.7   396.0   393.4   388.5   392.8   396.3   399.5   395.0   391.8   393.6 
46  Securitized credit cards and other revolving plans  370.7   368.3   363.1   361.4   359.5   355.7   361.2   364.7   368.1   363.5   360.0   361.5 
47  Other securitized consumer loans  38.3   36.1   35.6   34.6   33.9   32.8   31.6   31.6   31.4   31.5   31.8   32.1 
48  Securitized real estate loans 24  1,423.8   1,438.1   1,449.6   1,446.8   1,441.9   1,436.7   1,400.5   1,375.2   1,371.4   1,368.7   1,371.0   1,368.0 

H.8; Page 3
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  9,346.0   9,210.1   9,187.7   9,134.7   9,054.7   9,140.6   9,107.1   9,006.3   9,007.7   8,982.0   8,980.0   8,967.5 
Securities in bank credit 2  2,128.4   2,260.6   2,304.6   2,319.7   2,315.0   2,331.2   2,335.6   2,322.3   2,317.1   2,323.2   2,326.1   2,323.2 
Treasury and agency securities 3  1,267.8   1,317.1   1,362.2   1,375.6   1,368.1   1,395.3   1,424.8   1,423.7   1,420.1   1,428.7   1,434.3   1,432.9 
Mortgage-backed securities (MBS) 4  --   970.1   975.6   981.5   978.3   995.4   1,007.1   1,001.0   996.4   999.8   1,009.0   1,007.3 
Non-MBS 5  --   347.0   386.6   394.1   389.8   399.9   417.7   422.7   423.7   428.9   425.3   425.7 
Other securities  860.6   943.5   942.4   944.1   946.9   935.9   910.8   898.6   897.1   894.5   891.8   890.3 
Mortgage-backed securities 6  --   205.4   206.7   209.4   206.9   207.1   202.6   203.9   209.2   205.7   200.0   200.0 
Non-MBS 7  --   738.1   735.6   734.7   740.0   728.7   708.2   694.7   687.9   688.8   691.8   690.2 
Loans and leases in bank credit 8  7,217.6   6,949.6   6,883.2   6,815.0   6,739.7   6,809.4   6,771.5   6,684.0   6,690.5   6,658.8   6,653.9   6,644.3 
10  Commercial and industrial loans  1,601.9   1,473.4   1,440.7   1,416.4   1,384.3   1,367.4   1,344.4   1,318.4   1,320.5   1,313.3   1,314.3   1,309.1 
11  Real estate loans  3,800.8   3,851.5   3,831.0   3,783.9   3,761.5   3,832.6   3,809.0   3,772.6   3,773.7   3,749.0   3,757.9   3,761.2 
12  Revolving home equity loans  595.2   607.0   606.0   604.0   603.2   606.3   604.2   601.2   601.5   600.3   599.8   599.7 
13  Closed-end residential loans 9  1,484.7   1,546.2   1,535.5   1,499.5   1,489.5   1,562.8   1,554.6   1,544.0   1,544.4   1,523.8   1,538.0   1,542.1 
14  Commercial real estate loans 10  1,721.0   1,698.2   1,689.6   1,680.4   1,668.8   1,663.5   1,650.3   1,627.3   1,627.8   1,624.9   1,620.0   1,619.4 
15  Consumer loans  891.6   843.0   846.1   847.5   839.4   838.2   838.4   835.3   836.9   840.1   834.6   828.3 
16  Credit cards and other revolving plans  393.9   354.3   354.8   351.3   344.5   344.2   345.1   330.1   331.4   329.3   324.7   320.3 
17  Other consumer loans 11  497.7   488.7   491.2   496.2   494.9   494.0   493.2   505.3   505.5   510.8   509.9   508.1 
18  Other loans and leases  923.4   781.6   765.3   767.2   754.5   771.3   779.6   757.7   759.5   756.5   747.2   745.7 
19  Fed funds and reverse RPs with nonbanks 12  292.0   209.8   206.5   204.2   199.4   213.9   217.5   207.3   209.9   214.8   210.3   206.9 
20  All other loans and leases 13  631.4   571.8   558.8   562.9   555.1   557.4   562.2   550.4   549.6   541.7   536.9   538.8 
21  LESS: Allowance for loan and lease losses  --   188.2   192.3   193.8   197.9   202.8   201.5   205.6   205.4   204.0   209.4   208.9 
22  Interbank loans 12  398.7   326.9   310.0   308.1   283.4   225.0   216.4   219.0   217.0   215.5   222.3   219.5 
23  Fed funds and reverse RPs with banks 12  330.3   245.0   220.6   218.9   197.6   159.4   152.6   149.6   148.9   147.8   151.0   148.4 
24  Loans to commercial banks 14  68.4   81.9   89.4   89.2   85.7   65.6   63.8   69.4   68.1   67.7   71.4   71.1 
25  Cash assets 15  1,008.0   934.6   972.7   1,047.7   1,210.3   1,259.9   1,230.5   1,240.8   1,222.1   1,249.8   1,250.9   1,289.4 
26  Trading assets 16  --   354.0   339.0   340.7   319.9   316.6   288.4   266.9   271.2   266.9   258.1   261.5 
27  Derivatives with a positive fair value 17  --   336.9   321.0   322.2   304.4   300.2   273.8   251.5   255.0   251.3   243.0   248.1 
28  Other trading assets  --   17.1   18.0   18.5   15.5   16.3   14.6   15.4   16.2   15.6   15.0   13.4 
29  Other assets 18  1,123.1   1,129.9   1,100.9   1,113.9   1,134.0   1,125.8   1,162.5   1,181.0   1,184.6   1,174.8   1,192.5   1,215.3 
30  Total assets 19  12,289.6   11,767.4   11,717.9   11,751.3   11,804.4   11,865.1   11,803.4   11,708.4   11,697.2   11,685.1   11,694.3   11,744.4 

H.8; Page 4
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  7,301.1   7,462.5   7,503.7   7,545.8   7,609.4   7,685.8   7,744.6   7,664.3   7,647.8   7,602.3   7,653.8   7,648.0 
32  Large time deposits  1,902.1   1,894.1   1,905.2   1,889.6   1,902.6   1,885.5   1,892.7   1,866.5   1,858.5   1,855.5   1,860.0   1,856.7 
33  Other deposits  5,399.0   5,568.4   5,598.5   5,656.2   5,706.7   5,800.3   5,851.8   5,797.8   5,789.3   5,746.9   5,793.8   5,791.3 
34  Borrowings  2,399.6   2,199.9   2,126.9   2,049.4   1,977.9   1,938.2   1,897.4   1,873.8   1,859.6   1,863.7   1,846.2   1,859.2 
35  Borrowings from banks in the U.S.  421.2   379.6   340.7   337.3   316.6   277.7   258.5   253.1   251.8   249.7   257.6   258.0 
36  Borrowings from others  1,978.4   1,820.2   1,786.2   1,712.1   1,661.3   1,660.6   1,638.9   1,620.7   1,607.8   1,614.0   1,588.6   1,601.1 
37  Trading liabilities 20  --   292.0   293.7   298.8   286.9   280.5   256.3   262.6   267.0   264.2   251.3   233.0 
38  Derivatives with a negative fair value 17  --   242.6   242.4   244.5   227.5   223.4   205.5   213.0   217.8   212.4   209.2   185.3 
39  Other trading liabilities  --   49.4   51.4   54.2   59.4   57.1   50.8   49.6   49.1   51.8   42.1   47.7 
40  Net due to related foreign offices  471.4   85.8   92.5   138.7   207.1   209.3   148.9   177.5   194.2   226.0   206.4   250.3 
41  Other liabilities 21  447.3   442.6   413.0   414.3   408.6   422.0   427.6   400.9   396.8   392.1   394.8   409.3 
42  Total liabilities 19  11,118.9   10,482.8   10,429.8   10,447.0   10,489.9   10,535.9   10,474.8   10,379.1   10,365.4   10,348.2   10,352.5   10,399.6 
43  Residual (assets less liabilities) 22  1,170.7   1,284.6   1,288.1   1,304.3   1,314.5   1,329.2   1,328.6   1,329.3   1,331.8   1,336.9   1,341.8   1,344.7 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -55.1   -46.7   -35.8   -22.4   -16.3   -13.7   -18.5   -18.8   -16.8   -10.6   -11.7 
45  Securitized consumer loans 24  409.8   405.2   399.5   395.9   393.9   385.8   392.3   396.6   396.6   396.5   394.5   394.5 
46  Securitized credit cards and other revolving plans  370.5   369.4   364.4   361.3   359.9   352.8   359.8   364.3   364.4   364.2   362.2   362.2 
47  Other securitized consumer loans  39.3   35.8   35.1   34.6   33.9   33.0   32.5   32.3   32.2   32.3   32.3   32.3 
48  Securitized real estate loans 24  1,452.8   1,416.2   1,410.7   1,404.7   1,406.6   1,411.5   1,407.7   1,401.6   1,398.1   1,397.0   1,401.0   1,401.0 

H.8; Page 5
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  8,347.9   8,348.5   8,318.5   8,266.0   8,218.5   8,301.0   8,300.1   8,221.4   8,212.5   8,205.4   8,178.6   8,180.6 
Securities in bank credit 2  1,829.9   1,991.9   2,025.7   2,048.5   2,049.0   2,066.9   2,108.2   2,094.9   2,083.9   2,097.5   2,093.7   2,104.9 
Treasury and agency securities 3  1,175.8   1,235.1   1,263.2   1,284.7   1,275.2   1,287.3   1,327.8   1,331.8   1,324.1   1,340.6   1,339.7   1,351.2 
Mortgage-backed securities (MBS) 4  --   940.0   945.2   956.3   951.2   962.5   976.3   969.5   959.7   971.5   974.4   983.0 
Non-MBS 5  --   295.1   317.9   328.4   324.0   324.8   351.5   362.3   364.5   369.2   365.3   368.2 
Other securities  654.1   756.8   762.5   763.8   773.8   779.5   780.4   763.2   759.8   756.9   754.0   753.7 
Mortgage-backed securities 6  --   198.7   201.1   202.0   201.8   201.1   194.4   194.7   199.4   196.3   190.5   189.7 
Non-MBS 7  --   558.1   561.4   561.8   572.0   578.4   585.9   568.4   560.4   560.6   563.5   563.9 
Loans and leases in bank credit 8  6,518.0   6,356.6   6,292.8   6,217.5   6,169.5   6,234.1   6,191.9   6,126.4   6,128.6   6,107.9   6,084.9   6,075.8 
10  Commercial and industrial loans  1,235.5   1,151.3   1,130.3   1,107.3   1,089.3   1,079.5   1,066.6   1,052.5   1,052.3   1,049.6   1,048.0   1,046.3 
11  Real estate loans  3,760.1   3,802.6   3,781.3   3,739.9   3,714.8   3,780.7   3,768.8   3,738.4   3,746.2   3,715.0   3,710.6   3,706.9 
12  Revolving home equity loans  591.4   607.9   606.6   603.8   601.5   604.2   601.2   598.6   598.5   597.6   597.9   597.8 
13  Closed-end residential loans 9  1,487.7   1,536.2   1,523.9   1,495.1   1,485.0   1,554.1   1,555.2   1,547.4   1,554.7   1,528.8   1,526.5   1,523.2 
14  Commercial real estate loans 10  1,681.1   1,658.5   1,650.8   1,641.0   1,628.4   1,622.4   1,612.4   1,592.4   1,593.0   1,588.6   1,586.2   1,585.9 
15  Consumer loans  869.7   851.7   849.5   846.8   845.1   840.6   831.0   815.4   812.1   817.6   817.1   815.5 
16  Credit cards and other revolving plans  375.8   359.9   357.0   352.5   349.6   344.3   332.0   315.4   313.0   315.9   318.3   317.5 
17  Other consumer loans 11  493.9   491.8   492.4   494.3   495.6   496.2   499.0   500.0   499.2   501.7   498.8   498.0 
18  Other loans and leases  652.7   550.9   531.8   523.5   520.2   533.3   525.5   520.2   518.0   525.7   509.3   507.1 
19  Fed funds and reverse RPs with nonbanks 12  224.9   156.8   147.3   137.8   138.7   146.7   142.1   135.8   136.3   150.3   134.6   127.6 
20  All other loans and leases 13  427.7   394.2   384.5   385.7   381.5   386.6   383.4   384.4   381.8   375.5   374.7   379.5 
21  LESS: Allowance for loan and lease losses  --   184.7   190.0   192.8   197.2   202.6   199.0   203.9   203.5   204.0   206.2   205.5 
22  Interbank loans 12  345.3   300.0   277.1   277.2   254.9   189.9   184.2   188.5   187.5   179.5   188.0   188.3 
23  Fed funds and reverse RPs with banks 12  286.4   220.4   191.8   190.9   172.1   128.4   124.9   122.8   122.7   116.5   122.2   121.9 
24  Loans to commercial banks 14  58.9   79.7   85.3   86.3   82.7   61.4   59.3   65.7   64.8   63.1   65.9   66.4 
25  Cash assets 15  661.9   707.7   730.7   757.7   844.8   867.5   810.1   747.3   692.6   773.3   780.3   856.8 
26  Trading assets 16  --   244.4   235.8   225.9   198.3   188.9   169.9   154.5   149.0   157.9   157.8   157.1 
27  Derivatives with a positive fair value 17  --   231.7   222.3   212.9   191.1   181.3   162.1   145.7   139.0   147.4   148.7   149.5 
28  Other trading assets  --   12.8   13.5   13.0   7.3   7.6   7.8   8.9   10.0   10.5   9.1   7.6 
29  Other assets 18  1,082.9   1,098.9   1,078.8   1,076.1   1,096.6   1,088.9   1,125.1   1,147.7   1,150.8   1,143.3   1,157.6   1,173.5 
30  Total assets 19  10,650.2   10,514.8   10,450.8   10,410.1   10,415.8   10,433.5   10,390.4   10,255.4   10,188.9   10,255.5   10,256.2   10,350.8 

H.8; Page 6
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  6,379.9   6,560.3   6,592.0   6,625.0   6,633.5   6,674.3   6,641.5   6,618.6   6,598.6   6,640.9   6,624.4   6,645.6 
32  Large time deposits  1,030.9   987.1   974.0   952.8   922.3   907.6   882.8   868.2   863.8   869.6   865.5   867.1 
33  Other deposits  5,349.0   5,573.2   5,617.9   5,672.3   5,711.2   5,766.6   5,758.7   5,750.5   5,734.9   5,771.2   5,758.9   5,778.4 
34  Borrowings  1,801.9   1,573.6   1,500.0   1,415.2   1,415.1   1,404.3   1,396.5   1,375.3   1,350.4   1,357.1   1,350.7   1,382.6 
35  Borrowings from banks in the U.S.  372.2   346.5   310.7   308.9   286.1   249.6   231.5   223.5   216.2   209.9   222.2   226.9 
36  Borrowings from others  1,429.8   1,227.1   1,189.3   1,106.2   1,129.0   1,154.7   1,165.0   1,151.9   1,134.3   1,147.1   1,128.5   1,155.7 
37  Trading liabilities 20  --   186.2   188.1   181.9   167.2   152.9   144.5   131.2   124.2   132.8   133.3   125.8 
38  Derivatives with a negative fair value 17  --   144.8   147.5   139.9   117.9   107.7   101.6   93.8   89.2   93.4   97.6   93.2 
39  Other trading liabilities  --   41.4   40.6   42.0   49.3   45.2   42.8   37.4   35.0   39.4   35.7   32.6 
40  Net due to related foreign offices  629.6   494.9   488.1   526.3   534.7   529.4   501.3   464.1   470.2   477.6   460.4   458.3 
41  Other liabilities 21  407.3   419.6   388.7   387.4   373.6   383.8   395.4   376.1   374.1   360.3   367.8   377.7 
42  Total liabilities 19  9,531.9   9,234.5   9,156.9   9,135.7   9,124.0   9,144.8   9,079.1   8,965.3   8,917.6   8,968.6   8,936.7   8,990.0 
43  Residual (assets less liabilities) 22  1,118.3   1,280.2   1,294.0   1,274.3   1,291.7   1,288.8   1,311.3   1,290.1   1,271.3   1,286.8   1,319.5   1,360.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -37.3   -29.4   -19.0   -7.3   -3.2   -2.2   -7.5   -7.6   -6.0   -0.4   -1.1 
45  Securitized consumer loans 24  409.1   404.4   398.7   396.0   393.4   388.5   392.8   396.3   399.5   395.0   391.8   393.6 
46  Securitized credit cards and other revolving plans  370.7   368.3   363.1   361.4   359.5   355.7   361.2   364.7   368.1   363.5   360.0   361.5 
47  Other securitized consumer loans  38.3   36.1   35.6   34.6   33.9   32.8   31.6   31.6   31.4   31.5   31.8   32.1 
48  Securitized real estate loans 24  1,423.8   1,438.1   1,449.6   1,446.8   1,441.9   1,436.7   1,400.5   1,375.2   1,371.4   1,368.7   1,371.0   1,368.0 

H.8; Page 7
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  8,357.6   8,319.4   8,302.5   8,269.5   8,213.5   8,315.9   8,304.8   8,222.9   8,221.3   8,205.6   8,205.2   8,195.4 
Securities in bank credit 2  1,818.1   1,988.0   2,025.4   2,046.8   2,044.9   2,070.3   2,090.2   2,082.0   2,078.1   2,083.7   2,086.9   2,085.1 
Treasury and agency securities 3  1,172.8   1,227.9   1,262.7   1,279.2   1,272.1   1,298.5   1,328.3   1,330.6   1,328.2   1,336.2   1,342.0   1,340.4 
Mortgage-backed securities (MBS) 4  --   936.5   943.3   949.2   944.8   965.2   977.2   972.2   967.8   972.0   981.1   980.3 
Non-MBS 5  --   291.5   319.4   330.0   327.3   333.3   351.2   358.5   360.4   364.3   360.9   360.1 
Other securities  645.3   760.0   762.8   767.6   772.8   771.8   761.9   751.4   749.9   747.4   744.9   744.7 
Mortgage-backed securities 6  --   196.4   197.9   200.7   197.8   198.1   195.0   196.5   201.7   198.4   192.6   192.7 
Non-MBS 7  --   563.6   564.9   566.9   575.0   573.7   566.9   554.9   548.1   549.1   552.3   552.1 
Loans and leases in bank credit 8  6,539.6   6,331.5   6,277.0   6,222.7   6,168.6   6,245.6   6,214.6   6,140.9   6,143.3   6,121.9   6,118.4   6,110.3 
10  Commercial and industrial loans  1,231.1   1,147.3   1,124.2   1,108.3   1,089.6   1,079.2   1,064.4   1,047.9   1,048.9   1,045.8   1,047.3   1,043.1 
11  Real estate loans  3,755.6   3,807.3   3,787.3   3,741.6   3,719.3   3,790.8   3,769.1   3,733.6   3,734.9   3,710.3   3,719.0   3,722.3 
12  Revolving home equity loans  593.5   606.8   605.7   603.7   602.9   606.0   603.8   600.9   601.1   600.0   599.5   599.4 
13  Closed-end residential loans 9  1,481.1   1,541.5   1,531.0   1,496.4   1,486.2   1,559.3   1,551.3   1,540.8   1,541.2   1,520.6   1,534.7   1,538.8 
14  Commercial real estate loans 10  1,681.0   1,659.1   1,650.7   1,641.4   1,630.2   1,625.5   1,614.0   1,591.9   1,592.5   1,589.8   1,584.7   1,584.1 
15  Consumer loans  891.6   842.0   844.9   846.3   838.1   836.9   837.1   834.0   835.6   838.8   833.3   827.0 
16  Credit cards and other revolving plans  393.9   354.3   354.8   351.3   344.5   344.2   345.1   330.1   331.4   329.3   324.7   320.3 
17  Other consumer loans 11  497.7   487.6   490.0   495.0   493.7   492.7   491.9   504.0   504.2   509.5   508.6   506.8 
18  Other loans and leases  661.3   534.9   520.6   526.5   521.6   538.6   544.1   525.3   523.9   527.0   518.7   517.9 
19  Fed funds and reverse RPs with nonbanks 12  232.8   142.8   139.7   140.8   139.4   148.1   151.8   140.1   139.3   149.1   145.1   141.7 
20  All other loans and leases 13  428.5   392.1   380.9   385.7   382.2   390.5   392.3   385.1   384.6   377.9   373.6   376.3 
21  LESS: Allowance for loan and lease losses  --   185.6   189.8   191.4   195.9   200.9   199.7   204.0   203.7   202.4   207.8   207.2 
22  Interbank loans 12  353.7   289.4   269.7   272.6   250.6   192.5   188.8   191.8   189.8   186.9   192.0   190.7 
23  Fed funds and reverse RPs with banks 12  294.4   211.3   184.4   187.3   168.7   130.9   128.8   125.7   124.8   122.7   124.4   123.5 
24  Loans to commercial banks 14  59.3   78.1   85.3   85.3   81.9   61.6   60.0   66.1   65.0   64.2   67.6   67.3 
25  Cash assets 15  693.9   689.1   691.2   754.6   835.9   894.0   866.4   782.0   758.0   779.4   782.1   791.5 
26  Trading assets 16  --   230.6   221.1   219.1   198.5   194.9   178.2   165.6   168.0   169.5   160.8   163.3 
27  Derivatives with a positive fair value 17  --   217.3   207.1   206.0   190.7   187.1   170.5   156.9   158.3   159.0   151.6   155.5 
28  Other trading assets  --   13.3   14.0   13.1   7.8   7.8   7.7   8.7   9.7   10.5   9.2   7.8 
29  Other assets 18  1,086.0   1,098.2   1,070.3   1,082.5   1,101.9   1,091.7   1,129.7   1,149.7   1,152.7   1,142.9   1,161.7   1,179.8 
30  Total assets 19  10,728.2   10,441.0   10,365.0   10,406.9   10,404.4   10,488.2   10,468.2   10,308.0   10,286.2   10,282.0   10,294.0   10,313.5 

H.8; Page 8
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  6,398.0   6,523.4   6,543.9   6,580.5   6,603.0   6,682.2   6,707.5   6,634.9   6,619.8   6,580.9   6,630.3   6,622.4 
32  Large time deposits  1,037.8   988.2   978.5   956.4   928.7   914.1   889.4   871.0   864.8   866.7   868.7   865.3 
33  Other deposits  5,360.2   5,535.2   5,565.4   5,624.1   5,674.3   5,768.0   5,818.1   5,763.9   5,755.0   5,714.2   5,761.7   5,757.1 
34  Borrowings  1,794.1   1,554.8   1,486.3   1,431.8   1,412.0   1,396.6   1,384.1   1,369.5   1,359.2   1,385.9   1,358.1   1,376.9 
35  Borrowings from banks in the U.S.  378.1   343.3   305.8   303.8   282.9   244.6   229.8   225.9   222.2   219.3   226.3   228.5 
36  Borrowings from others  1,416.0   1,211.5   1,180.5   1,128.0   1,129.1   1,152.0   1,154.3   1,143.6   1,137.0   1,166.5   1,131.8   1,148.4 
37  Trading liabilities 20  --   175.4   178.1   180.8   166.7   162.8   149.5   136.9   135.7   138.1   133.6   129.6 
38  Derivatives with a negative fair value 17  --   133.6   135.1   134.5   117.4   114.2   106.5   101.3   102.2   102.5   99.2   98.3 
39  Other trading liabilities  --   41.9   43.0   46.3   49.3   48.6   43.0   35.6   33.5   35.7   34.5   31.3 
40  Net due to related foreign offices  629.6   494.9   488.1   526.3   534.7   529.4   501.3   464.1   470.2   477.6   460.4   458.3 
41  Other liabilities 21  407.1   410.9   383.6   386.2   376.5   391.0   400.3   376.2   372.5   365.6   372.7   384.6 
42  Total liabilities 19  9,560.3   9,159.4   9,079.9   9,105.6   9,092.9   9,162.0   9,142.6   8,981.6   8,957.4   8,948.0   8,955.2   8,971.7 
43  Residual (assets less liabilities) 22  1,167.9   1,281.7   1,285.1   1,301.3   1,311.5   1,326.2   1,325.6   1,326.4   1,328.8   1,333.9   1,338.9   1,341.8 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -37.3   -29.4   -19.0   -7.3   -3.2   -2.2   -7.5   -7.6   -6.0   -0.4   -1.1 
45  Securitized consumer loans 24  409.8   405.2   399.5   395.9   393.9   385.8   392.3   396.6   396.6   396.5   394.5   394.5 
46  Securitized credit cards and other revolving plans  370.5   369.4   364.4   361.3   359.9   352.8   359.8   364.3   364.4   364.2   362.2   362.2 
47  Other securitized consumer loans  39.3   35.8   35.1   34.6   33.9   33.0   32.5   32.3   32.2   32.3   32.3   32.3 
48  Securitized real estate loans 24  1,452.8   1,416.2   1,410.7   1,404.7   1,406.6   1,411.5   1,407.7   1,401.6   1,398.1   1,397.0   1,401.0   1,401.0 

H.8; Page 9
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  5,302.6   5,264.0   5,233.2   5,191.7   5,153.9   5,230.4   5,235.6   5,207.9   5,201.2   5,205.5   5,196.2   5,206.9 
Securities in bank credit 2  1,211.8   1,315.5   1,337.3   1,354.0   1,352.5   1,360.4   1,395.1   1,412.4   1,406.1   1,419.8   1,416.9   1,431.7 
Treasury and agency securities 3  773.5   811.1   828.7   844.1   833.2   837.9   868.3   880.5   874.5   890.9   892.9   907.9 
Mortgage-backed securities (MBS) 4  685.3   674.3   674.3   680.8   672.3   679.7   690.8   693.1   684.7   698.0   703.1   711.4 
Non-MBS 5  88.2   136.8   154.3   163.3   160.9   158.2   177.5   187.3   189.9   192.9   189.8   196.5 
Other securities  438.3   504.4   508.6   509.9   519.3   522.5   526.8   532.0   531.6   528.9   524.0   523.9 
Mortgage-backed securities 6  158.9   169.5   171.2   172.8   170.8   171.4   166.2   166.0   170.7   168.4   162.7   162.4 
Non-MBS 7  279.5   334.9   337.4   337.0   348.5   351.1   360.6   366.0   360.9   360.4   361.3   361.4 
Loans and leases in bank credit 8  4,090.7   3,948.5   3,895.9   3,837.7   3,801.4   3,870.0   3,840.5   3,795.5   3,795.0   3,785.7   3,779.3   3,775.2 
10  Commercial and industrial loans  797.5   738.2   720.5   700.6   684.4   675.9   664.2   653.2   652.8   650.9   650.4   649.0 
11  Real estate loans  2,138.4   2,172.0   2,157.9   2,127.4   2,112.5   2,179.8   2,175.8   2,158.4   2,162.3   2,141.8   2,148.7   2,149.2 
12  Revolving home equity loans  478.6   492.1   491.0   488.1   485.7   489.4   487.1   484.1   483.9   483.5   483.6   483.7 
13  Closed-end residential loans 9  984.4   1,017.1   1,009.4   987.2   981.5   1,045.2   1,048.3   1,044.0   1,047.7   1,029.6   1,036.6   1,037.5 
14  Commercial real estate loans 10  675.4   662.8   657.6   652.2   645.3   645.1   640.4   630.3   630.7   628.7   628.6   628.0 
15  Consumer loans  638.6   617.1   613.0   612.7   609.4   604.9   596.5   585.7   582.7   587.4   590.4   588.4 
16  Credit cards and other revolving plans  284.6   268.9   265.3   264.1   260.9   256.9   247.2   233.7   231.5   233.3   237.1   235.8 
17  Other consumer loans 11  353.9   348.2   347.7   348.6   348.5   348.0   349.3   352.0   351.2   354.1   353.3   352.6 
18  Other loans and leases  516.3   421.2   404.5   396.9   395.1   409.5   404.0   398.1   397.2   405.5   389.7   388.6 
19  Fed funds and reverse RPs with nonbanks 12  216.0   150.3   142.7   134.1   135.4   142.9   138.8   132.6   133.5   147.4   132.2   126.0 
20  All other loans and leases 13  300.3   270.9   261.8   262.8   259.6   266.6   265.2   265.6   263.7   258.1   257.5   262.6 
21  LESS: Allowance for loan and lease losses  98.3   128.8   133.6   138.6   142.6   148.2   146.9   148.9   148.1   148.5   150.4   149.9 
22  Interbank loans 12  277.6   234.3   211.9   217.6   191.5   121.2   115.1   126.4   129.3   126.1   132.0   131.3 
23  Fed funds and reverse RPs with banks 12  226.5   166.0   134.9   137.5   115.9   66.6   60.1   64.2   68.3   66.3   69.4   68.3 
24  Loans to commercial banks 14  51.1   68.2   76.9   80.1   75.5   54.7   55.0   62.1   61.1   59.8   62.5   63.0 
25  Cash assets 15  444.5   482.5   497.3   510.3   587.4   599.4   539.9   469.2   423.5   490.7   486.4   548.9 
26  Trading assets 16  --   236.2   227.4   217.3   190.0   180.2   162.2   148.1   142.6   151.7   151.4   150.7 
27  Derivatives with a positive fair value 17  321.1   225.4   216.1   207.1   185.3   176.0   157.0   140.9   134.5   142.8   143.6   144.5 
28  Other trading assets  --   10.9   11.4   10.2   4.6   4.2   5.3   7.2   8.1   9.0   7.8   6.2 
29  Other assets 18  844.1   847.2   825.9   824.3   849.0   841.8   869.8   882.2   884.9   880.2   892.3   899.9 
30  Total assets 19  7,117.2   6,935.4   6,861.9   6,822.6   6,829.0   6,824.8   6,775.8   6,684.9   6,633.3   6,705.7   6,707.9   6,787.7 

H.8; Page 10
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  3,868.6   3,939.8   3,955.2   3,964.1   3,969.9   3,993.1   3,983.1   3,965.7   3,949.4   3,982.5   3,968.4   3,986.1 
32  Large time deposits  601.2   523.6   509.8   489.2   462.3   449.2   429.8   417.8   414.3   414.9   414.4   413.5 
33  Other deposits  3,267.4   3,416.2   3,445.4   3,474.8   3,507.5   3,543.9   3,553.3   3,548.0   3,535.2   3,567.6   3,554.0   3,572.6 
34  Borrowings  1,285.5   1,124.6   1,026.7   954.1   952.0   953.2   968.0   978.5   959.6   979.0   986.9   1,021.7 
35  Borrowings from banks in the U.S.  238.9   213.6   169.9   168.9   155.9   143.5   131.6   131.2   124.8   124.9   132.7   137.3 
36  Borrowings from others  1,046.6   911.0   856.8   785.1   796.1   809.6   836.4   847.3   834.8   854.1   854.2   884.4 
37  Trading liabilities 20  305.4   182.6   184.1   177.6   163.3   149.1   140.3   127.5   120.8   129.2   129.4   121.9 
38  Derivatives with a negative fair value 17  254.0   142.0   144.2   136.3   114.8   104.6   98.7   91.1   86.8   90.8   94.6   90.2 
39  Other trading liabilities  51.4   40.7   40.0   41.3   48.5   44.5   41.6   36.4   34.0   38.3   34.8   31.6 
40  Net due to related foreign offices  566.8   452.2   449.4   485.6   497.4   489.6   457.1   420.0   425.1   433.6   418.1   415.8 
41  Other liabilities 21  335.5   343.5   313.6   314.5   303.2   312.6   321.8   307.3   305.6   291.9   301.7   309.3 
42  Total liabilities 19  6,361.9   6,042.6   5,929.0   5,895.8   5,885.9   5,897.6   5,870.4   5,799.0   5,760.5   5,816.1   5,804.5   5,854.7 
43  Residual (assets less liabilities) 22  755.3   892.8   932.9   926.8   943.2   927.2   905.4   885.8   872.9   889.6   903.4   933.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  -58.9   -35.2   -28.3   -19.4   -9.4   -5.4   -5.0   -8.6   -8.5   -7.3   -2.4   -3.3 
45  Securitized consumer loans 24  319.4   314.6   311.9   308.9   306.8   302.2   304.6   306.9   309.6   306.3   303.1   305.2 
46  Securitized credit cards and other revolving plans  281.7   279.6   277.6   275.3   273.9   270.4   273.9   276.2   279.1   275.6   272.1   274.1 
47  Other securitized consumer loans  37.7   35.0   34.3   33.5   32.9   31.8   30.7   30.7   30.5   30.7   31.0   31.2 
48  Securitized real estate loans 24  1,400.6   1,412.3   1,407.3   1,399.9   1,391.5   1,383.4   1,362.6   1,353.6   1,349.9   1,351.3   1,358.1   1,359.5 

H.8; Page 11
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  5,321.3   5,234.5   5,220.8   5,187.1   5,147.6   5,248.6   5,257.7   5,220.9   5,220.4   5,211.6   5,220.9   5,215.0 
Securities in bank credit 2  1,208.9   1,307.1   1,336.8   1,350.4   1,347.0   1,370.0   1,399.1   1,410.5   1,409.4   1,413.2   1,417.2   1,415.4 
Treasury and agency securities 3  772.7   804.3   829.7   841.2   830.6   852.7   875.5   880.8   879.0   886.3   894.9   894.7 
Mortgage-backed securities (MBS) 4  685.6   673.7   675.4   677.1   669.1   687.0   697.2   695.3   692.0   696.2   705.4   703.7 
Non-MBS 5  87.1   130.5   154.3   164.1   161.5   165.7   178.3   185.5   187.0   190.2   189.5   190.9 
Other securities  436.2   502.8   507.1   509.2   516.3   517.3   523.6   529.7   530.4   526.9   522.2   520.7 
Mortgage-backed securities 6  160.7   167.5   168.6   170.7   167.8   168.5   166.0   168.1   173.5   170.6   164.3   164.2 
Non-MBS 7  275.6   335.3   338.5   338.5   348.5   348.9   357.6   361.6   357.0   356.3   358.0   356.6 
Loans and leases in bank credit 8  4,112.4   3,927.4   3,884.0   3,836.7   3,800.7   3,878.6   3,858.6   3,810.4   3,811.0   3,798.3   3,803.7   3,799.6 
10  Commercial and industrial loans  795.5   734.7   715.6   700.3   685.3   677.0   663.5   651.3   651.8   649.8   651.1   647.6 
11  Real estate loans  2,134.8   2,176.6   2,164.4   2,125.9   2,114.3   2,185.0   2,173.4   2,154.3   2,153.8   2,137.2   2,149.3   2,153.5 
12  Revolving home equity loans  479.6   492.6   491.0   488.4   487.4   490.5   487.9   485.1   485.4   484.4   483.4   483.2 
13  Closed-end residential loans 9  979.4   1,021.9   1,016.3   986.8   981.0   1,047.6   1,043.5   1,038.6   1,037.5   1,022.8   1,037.6   1,042.6 
14  Commercial real estate loans 10  675.8   662.1   657.2   650.7   645.9   646.9   642.0   630.6   631.0   630.1   628.2   627.6 
15  Consumer loans  654.9   610.5   610.6   611.9   605.6   603.0   601.2   599.8   601.0   603.6   602.6   597.8 
16  Credit cards and other revolving plans  299.2   265.7   263.8   262.5   258.3   257.7   257.5   245.8   246.9   245.1   243.4   240.1 
17  Other consumer loans 11  355.6   344.7   346.7   349.4   347.3   345.3   343.7   354.1   354.0   358.5   359.1   357.7 
18  Other loans and leases  527.3   405.6   393.4   398.6   395.5   413.7   420.6   404.9   404.4   407.7   400.7   400.7 
19  Fed funds and reverse RPs with nonbanks 12  224.9   136.6   135.3   137.2   136.2   144.2   148.6   137.7   137.3   146.9   142.6   139.3 
20  All other loans and leases 13  302.4   269.0   258.2   261.4   259.3   269.4   271.9   267.2   267.1   260.8   258.1   261.4 
21  LESS: Allowance for loan and lease losses  98.4   129.7   133.3   135.6   141.2   146.2   145.9   149.1   148.7   147.4   151.6   151.0 
22  Interbank loans 12  287.1   223.5   208.0   214.1   189.5   123.6   118.9   128.8   131.4   131.3   134.2   132.5 
23  Fed funds and reverse RPs with banks 12  236.0   156.6   130.5   134.8   114.3   68.6   63.4   66.7   70.3   71.0   70.8   69.4 
24  Loans to commercial banks 14  51.2   66.9   77.5   79.2   75.3   55.0   55.5   62.1   61.0   60.3   63.5   63.1 
25  Cash assets 15  468.7   469.2   464.5   502.5   572.8   609.2   574.8   492.5   469.7   494.7   487.8   497.7 
26  Trading assets 16  --   222.4   213.1   211.0   189.8   185.8   169.9   158.9   161.3   162.9   154.0   156.3 
27  Derivatives with a positive fair value 17  346.2   211.4   201.5   200.3   184.9   181.5   165.0   151.9   153.4   154.2   146.5   150.3 
28  Other trading assets  --   11.0   11.6   10.7   4.9   4.4   5.0   7.0   7.9   8.8   7.4   6.0 
29  Other assets 18  846.7   849.1   820.4   830.0   851.8   841.8   872.7   884.4   887.1   881.1   895.6   905.8 
30  Total assets 19  7,196.6   6,869.1   6,793.6   6,809.0   6,810.4   6,862.9   6,848.2   6,736.3   6,721.2   6,734.1   6,740.9   6,756.4 

H.8; Page 12
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  3,883.7   3,917.1   3,924.4   3,938.1   3,957.3   4,001.7   4,026.4   3,979.6   3,970.1   3,945.7   3,972.2   3,966.5 
32  Large time deposits  606.2   523.7   513.5   493.0   466.1   452.9   433.6   419.8   415.3   414.1   415.5   410.9 
33  Other deposits  3,277.5   3,393.3   3,410.8   3,445.2   3,491.2   3,548.8   3,592.8   3,559.9   3,554.8   3,531.7   3,556.7   3,555.6 
34  Borrowings  1,268.3   1,092.5   1,032.7   983.0   973.2   969.3   965.3   964.1   956.5   985.0   973.0   992.8 
35  Borrowings from banks in the U.S.  240.0   209.2   169.6   169.0   155.1   144.0   131.8   131.4   127.4   128.4   132.7   134.9 
36  Borrowings from others  1,028.2   883.3   863.1   814.0   818.0   825.3   833.6   832.7   829.2   856.7   840.3   857.9 
37  Trading liabilities 20  323.7   171.6   174.4   176.9   162.6   158.6   145.4   133.3   132.1   134.5   129.9   125.7 
38  Derivatives with a negative fair value 17  274.5   130.6   132.2   131.4   114.1   111.0   103.3   98.6   99.5   99.8   96.3   95.3 
39  Other trading liabilities  49.3   41.1   42.2   45.5   48.5   47.6   42.1   34.7   32.7   34.7   33.6   30.4 
40  Net due to related foreign offices  566.8   452.2   449.4   485.6   497.4   489.6   457.1   420.0   425.1   433.6   418.1   415.8 
41  Other liabilities 21  335.4   338.3   311.8   313.8   305.1   317.5   326.2   307.3   303.7   296.1   305.3   314.1 
42  Total liabilities 19  6,377.9   5,971.6   5,892.7   5,897.4   5,895.6   5,936.8   5,920.3   5,804.3   5,787.5   5,794.9   5,798.4   5,814.8 
43  Residual (assets less liabilities) 22  818.7   897.4   900.9   911.6   914.8   926.1   927.8   932.0   933.6   939.3   942.4   941.6 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  -58.9   -35.2   -28.3   -19.4   -9.4   -5.4   -5.0   -8.6   -8.5   -7.3   -2.4   -3.3 
45  Securitized consumer loans 24  319.4   316.3   313.4   309.4   306.4   299.1   302.9   306.7   307.0   306.9   304.9   304.9 
46  Securitized credit cards and other revolving plans  280.8   281.6   279.2   275.7   273.5   267.0   271.3   275.3   275.7   275.5   273.5   273.5 
47  Other securitized consumer loans  38.6   34.7   34.1   33.7   33.0   32.1   31.6   31.4   31.3   31.4   31.4   31.4 
48  Securitized real estate loans 24  1,427.5   1,392.4   1,387.2   1,381.4   1,383.9   1,389.3   1,385.6   1,380.0   1,376.5   1,375.4   1,379.5   1,379.5 

H.8; Page 13
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  3,045.4   3,084.4   3,085.3   3,074.3   3,064.6   3,070.6   3,064.4   3,013.4   3,011.4   3,000.0   2,982.5   2,973.8 
Securities in bank credit 2  618.1   676.4   688.4   694.4   696.5   706.5   713.1   682.5   677.8   677.7   676.8   673.1 
Treasury and agency securities 3  402.3   424.0   434.5   440.6   442.0   449.4   459.5   451.3   449.6   449.7   446.8   443.3 
Mortgage-backed securities (MBS) 4  --   265.7   270.9   275.5   278.9   282.8   285.5   276.4   275.0   273.4   271.4   271.6 
Non-MBS 5  --   158.3   163.6   165.1   163.1   166.6   174.0   174.9   174.6   176.3   175.4   171.7 
Other securities  215.8   252.4   253.9   253.9   254.5   257.1   253.5   231.2   228.1   228.0   230.0   229.8 
Mortgage-backed securities 6  --   29.2   29.9   29.2   31.0   29.7   28.2   28.7   28.7   27.8   27.8   27.3 
Non-MBS 7  --   223.2   224.0   224.7   223.4   227.4   225.3   202.4   199.5   200.1   202.1   202.5 
Loans and leases in bank credit 8  2,427.3   2,408.0   2,396.9   2,379.8   2,368.1   2,364.1   2,351.4   2,330.9   2,333.6   2,322.2   2,305.7   2,300.6 
10  Commercial and industrial loans  438.1   413.1   409.8   406.7   404.8   403.6   402.4   399.3   399.5   398.6   397.5   397.3 
11  Real estate loans  1,621.7   1,630.6   1,623.4   1,612.5   1,602.3   1,600.9   1,593.0   1,579.9   1,583.8   1,573.2   1,561.8   1,557.7 
12  Revolving home equity loans  112.8   115.8   115.6   115.8   115.8   114.7   114.1   114.5   114.5   114.1   114.3   114.1 
13  Closed-end residential loans 9  503.2   519.1   514.5   507.9   503.5   508.8   506.9   503.3   507.0   499.2   490.0   485.7 
14  Commercial real estate loans 10  1,005.6   995.7   993.2   988.8   983.1   977.3   972.0   962.1   962.3   959.9   957.6   957.9 
15  Consumer loans  231.2   234.6   236.4   234.1   235.8   235.7   234.5   229.6   229.5   230.1   226.8   227.1 
16  Credit cards and other revolving plans  91.2   90.9   91.8   88.4   88.7   87.4   84.8   81.7   81.5   82.6   81.3   81.7 
17  Other consumer loans 11  140.0   143.6   144.7   145.7   147.1   148.2   149.7   148.0   148.0   147.6   145.5   145.4 
18  Other loans and leases  136.4   129.7   127.3   126.6   125.2   123.9   121.5   122.1   120.8   120.2   119.6   118.5 
19  Fed funds and reverse RPs with nonbanks 12  9.0   6.4   4.6   3.7   3.3   3.8   3.4   3.2   2.8   2.8   2.4   1.6 
20  All other loans and leases 13  127.4   123.3   122.8   122.9   121.9   120.0   118.2   118.8   118.0   117.4   117.2   116.9 
21  LESS: Allowance for loan and lease losses  --   55.9   56.4   54.2   54.6   54.3   52.1   55.0   55.3   55.5   55.8   55.6 
22  Interbank loans 12  67.7   65.8   65.2   59.5   63.4   68.6   69.0   62.1   58.2   53.5   56.1   57.0 
23  Fed funds and reverse RPs with banks 12  60.0   54.3   56.9   53.3   56.2   61.9   64.8   58.5   54.5   50.2   52.8   53.6 
24  Loans to commercial banks 14  7.8   11.4   8.4   6.2   7.2   6.8   4.3   3.6   3.7   3.3   3.3   3.4 
25  Cash assets 15  217.4   225.1   233.4   247.4   257.4   268.1   270.2   278.1   269.1   282.5   293.9   307.9 
26  Trading assets 16  --   8.2   8.4   8.6   8.4   8.7   7.7   6.4   6.3   6.2   6.4   6.4 
27  Derivatives with a positive fair value 17  --   6.3   6.3   5.8   5.7   5.4   5.2   4.8   4.5   4.7   5.1   5.1 
28  Other trading assets  --   1.9   2.2   2.9   2.6   3.4   2.5   1.6   1.8   1.5   1.4   1.4 
29  Other assets 18  238.8   251.7   252.9   251.8   247.6   247.1   255.3   265.5   265.9   263.1   265.3   273.6 
30  Total assets 19  3,533.0   3,579.3   3,588.9   3,587.5   3,586.7   3,608.8   3,614.6   3,570.5   3,555.5   3,549.8   3,548.3   3,563.2 

H.8; Page 14
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  2,511.2   2,620.5   2,636.8   2,661.0   2,663.7   2,681.2   2,658.4   2,652.9   2,649.2   2,658.4   2,656.0   2,659.5 
32  Large time deposits  429.7   463.5   464.2   463.5   460.0   458.4   453.0   450.4   449.5   454.7   451.1   453.7 
33  Other deposits  2,081.5   2,157.0   2,172.5   2,197.4   2,203.7   2,222.7   2,205.4   2,202.5   2,199.7   2,203.6   2,204.9   2,205.8 
34  Borrowings  516.4   449.0   473.3   461.1   463.1   451.2   428.4   396.8   390.8   378.1   363.8   360.9 
35  Borrowings from banks in the U.S.  133.3   132.8   140.8   140.0   130.2   106.1   99.9   92.2   91.3   85.0   89.5   89.7 
36  Borrowings from others  383.2   316.1   332.5   321.1   332.9   345.1   328.5   304.6   299.5   293.1   274.3   271.3 
37  Trading liabilities 20  --   3.6   4.0   4.3   3.9   3.8   4.1   3.6   3.4   3.6   3.9   3.9 
38  Derivatives with a negative fair value 17  --   2.9   3.3   3.6   3.1   3.0   2.9   2.6   2.5   2.5   3.0   3.0 
39  Other trading liabilities  --   0.7   0.7   0.7   0.7   0.7   1.2   1.0   1.0   1.1   1.0   0.9 
40  Net due to related foreign offices  62.8   42.7   38.7   40.7   37.3   39.8   44.2   44.2   45.1   44.0   42.4   42.5 
41  Other liabilities 21  71.8   76.1   75.1   72.9   70.3   71.3   73.5   68.7   68.5   68.4   66.1   68.5 
42  Total liabilities 19  3,170.0   3,191.9   3,227.9   3,239.9   3,238.2   3,247.2   3,208.7   3,166.3   3,157.1   3,152.5   3,132.2   3,135.3 
43  Residual (assets less liabilities) 22  363.0   387.4   361.0   347.6   348.6   361.6   405.9   404.3   398.4   397.2   416.1   427.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -2.1   -1.1   0.3   2.1   2.2   2.8   1.1   0.9   1.4   2.0   2.2 
45  Securitized consumer loans 24  89.7   89.8   86.8   87.1   86.6   86.3   88.2   89.4   89.9   88.7   88.7   88.3 
46  Securitized credit cards and other revolving plans  89.0   88.7   85.5   86.0   85.6   85.3   87.3   88.5   89.0   87.9   87.8   87.4 
47  Other securitized consumer loans  0.7   1.1   1.3   1.1   1.0   1.0   0.9   0.9   0.9   0.9   0.9   0.9 
48  Securitized real estate loans 24  23.2   25.8   42.4   47.0   50.4   53.3   37.9   21.6   21.5   17.4   12.9   8.5 

H.8; Page 15
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  3,036.3   3,084.9   3,081.7   3,082.4   3,065.9   3,067.3   3,047.1   3,002.0   3,000.9   2,994.0   2,984.4   2,980.4 
Securities in bank credit 2  609.2   680.8   688.6   696.4   697.9   700.3   691.1   671.5   668.6   670.4   669.7   669.7 
Treasury and agency securities 3  400.1   423.7   433.0   438.0   441.4   445.8   452.8   449.8   449.2   449.9   447.1   445.7 
Mortgage-backed securities (MBS) 4  --   262.7   267.9   272.1   275.7   278.2   280.0   276.8   275.9   275.8   275.7   276.5 
Non-MBS 5  --   160.9   165.0   165.9   165.8   167.7   172.8   173.0   173.3   174.1   171.4   169.2 
Other securities  209.0   257.2   255.6   258.4   256.5   254.4   238.3   221.7   219.4   220.5   222.7   224.0 
Mortgage-backed securities 6  --   28.9   29.3   30.0   29.9   29.7   29.0   28.4   28.2   27.8   28.3   28.5 
Non-MBS 7  --   228.3   226.4   228.4   226.5   224.8   209.3   193.3   191.2   192.7   194.3   195.5 
Loans and leases in bank credit 8  2,427.2   2,404.1   2,393.1   2,386.0   2,368.0   2,367.0   2,356.0   2,330.5   2,332.3   2,323.6   2,314.7   2,310.7 
10  Commercial and industrial loans  435.6   412.6   408.6   408.1   404.3   402.2   400.9   396.6   397.2   396.0   396.2   395.5 
11  Real estate loans  1,620.9   1,630.7   1,622.9   1,615.6   1,605.1   1,605.8   1,595.7   1,579.3   1,581.0   1,573.1   1,569.7   1,568.8 
12  Revolving home equity loans  114.0   114.2   114.7   115.3   115.6   115.6   115.9   115.8   115.8   115.6   116.1   116.2 
13  Closed-end residential loans 9  501.7   519.5   514.7   509.6   505.2   511.7   507.8   502.2   503.8   497.8   497.1   496.2 
14  Commercial real estate loans 10  1,005.2   997.0   993.5   990.7   984.3   978.5   972.0   961.3   961.5   959.8   956.5   956.5 
15  Consumer loans  236.7   231.5   234.3   234.3   232.5   233.9   235.8   234.2   234.6   235.2   230.7   229.2 
16  Credit cards and other revolving plans  94.7   88.6   91.0   88.8   86.2   86.4   87.7   84.3   84.4   84.1   81.3   80.2 
17  Other consumer loans 11  142.1   142.9   143.3   145.6   146.4   147.5   148.2   149.9   150.2   151.0   149.4   149.1 
18  Other loans and leases  134.0   129.2   127.2   128.0   126.1   125.0   123.6   120.4   119.5   119.2   118.0   117.2 
19  Fed funds and reverse RPs with nonbanks 12  7.8   6.2   4.4   3.7   3.2   3.9   3.2   2.4   2.0   2.1   2.4   2.3 
20  All other loans and leases 13  126.1   123.1   122.8   124.3   122.9   121.1   120.4   118.0   117.5   117.1   115.6   114.9 
21  LESS: Allowance for loan and lease losses  --   55.9   56.5   55.8   54.6   54.7   53.8   54.9   55.0   54.9   56.2   56.3 
22  Interbank loans 12  66.6   65.9   61.7   58.5   61.0   69.0   69.9   63.0   58.4   55.6   57.8   58.2 
23  Fed funds and reverse RPs with banks 12  58.4   54.7   53.9   52.5   54.4   62.3   65.4   59.0   54.4   51.8   53.6   54.1 
24  Loans to commercial banks 14  8.2   11.2   7.7   6.1   6.6   6.6   4.5   4.0   4.0   3.9   4.1   4.1 
25  Cash assets 15  225.1   219.8   226.7   252.1   263.0   284.8   291.6   289.6   288.3   284.7   294.3   293.8 
26  Trading assets 16  --   8.2   7.9   8.1   8.6   9.1   8.3   6.7   6.7   6.6   6.8   6.9 
27  Derivatives with a positive fair value 17  --   5.9   5.6   5.7   5.8   5.6   5.5   4.9   4.9   4.9   5.0   5.1 
28  Other trading assets  --   2.3   2.4   2.4   2.9   3.5   2.7   1.8   1.8   1.7   1.8   1.8 
29  Other assets 18  239.3   249.1   249.9   252.5   250.1   249.9   257.0   265.3   265.6   261.8   266.1   274.0 
30  Total assets 19  3,531.6   3,572.0   3,571.4   3,597.8   3,594.0   3,625.4   3,620.1   3,571.7   3,565.0   3,547.8   3,553.2   3,557.1 

H.8; Page 16
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  2,514.3   2,606.3   2,619.5   2,642.4   2,645.7   2,680.4   2,681.1   2,655.2   2,649.7   2,635.2   2,658.1   2,655.9 
32  Large time deposits  431.6   464.4   464.9   463.5   462.6   461.2   455.8   451.3   449.5   452.7   453.2   454.4 
33  Other deposits  2,082.7   2,141.9   2,154.6   2,178.9   2,183.1   2,219.2   2,225.3   2,204.0   2,200.3   2,182.5   2,205.0   2,201.5 
34  Borrowings  525.8   462.3   453.6   448.8   438.8   427.4   418.8   405.4   402.7   400.8   385.0   384.1 
35  Borrowings from banks in the U.S.  138.0   134.0   136.2   134.8   127.7   100.6   98.0   94.5   94.8   90.9   93.6   93.6 
36  Borrowings from others  387.8   328.2   317.4   314.0   311.1   326.7   320.8   310.9   307.9   309.9   291.5   290.5 
37  Trading liabilities 20  --   3.8   3.7   3.9   4.1   4.2   4.2   3.6   3.5   3.6   3.7   3.9 
38  Derivatives with a negative fair value 17  --   3.0   2.9   3.1   3.2   3.2   3.2   2.8   2.7   2.7   2.9   3.0 
39  Other trading liabilities  --   0.8   0.8   0.8   0.9   0.9   0.9   0.8   0.8   0.9   0.8   0.9 
40  Net due to related foreign offices  62.8   42.7   38.7   40.7   37.3   39.8   44.2   44.2   45.1   44.0   42.4   42.5 
41  Other liabilities 21  71.6   72.6   71.8   72.4   71.4   73.5   74.1   68.9   68.8   69.5   67.5   70.5 
42  Total liabilities 19  3,182.4   3,187.8   3,187.2   3,208.2   3,197.3   3,225.3   3,222.3   3,177.4   3,169.9   3,153.2   3,156.7   3,156.9 
43  Residual (assets less liabilities) 22  349.2   384.2   384.2   389.6   396.8   400.1   397.8   394.3   395.2   394.7   396.5   400.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -2.1   -1.1   0.3   2.1   2.2   2.8   1.1   0.9   1.4   2.0   2.2 
45  Securitized consumer loans 24  90.4   88.9   86.2   86.6   87.4   86.8   89.4   89.8   89.6   89.6   89.6   89.6 
46  Securitized credit cards and other revolving plans  89.7   87.8   85.2   85.6   86.5   85.9   88.5   89.0   88.8   88.8   88.8   88.7 
47  Other securitized consumer loans  0.7   1.1   1.0   1.0   0.9   0.9   0.9   0.9   0.9   0.9   0.9   0.9 
48  Securitized real estate loans 24  25.3   23.8   23.6   23.3   22.7   22.2   22.1   21.5   21.5   21.6   21.5   21.5 

H.8; Page 17
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  989.2   901.2   892.0   861.8   834.6   808.7   787.8   782.2   789.4   776.0   769.1   763.5 
Securities in bank credit 2  315.8   276.2   278.3   267.6   263.6   249.4   240.9   244.5   245.5   244.1   240.4   234.6 
Treasury and agency securities 3  97.2   90.4   100.0   94.8   97.8   96.5   97.9   95.2   95.3   93.4   92.1   87.5 
Mortgage-backed securities (MBS) 4  --   34.2   32.6   31.7   34.1   28.8   30.1   29.9   30.3   28.5   27.9   26.2 
Non-MBS 5  --   56.2   67.4   63.1   63.7   67.7   67.8   65.3   65.0   64.8   64.2   61.3 
Other securities  218.5   185.8   178.3   172.8   165.8   152.9   142.9   149.3   150.2   150.7   148.3   147.1 
Mortgage-backed securities 6  --   9.1   7.8   7.8   7.7   7.2   8.9   9.5   9.6   9.7   8.8   8.9 
Non-MBS 7  --   176.7   170.6   165.0   158.1   145.7   134.0   139.8   140.5   141.0   139.5   138.2 
Loans and leases in bank credit 8  673.4   624.9   613.7   594.2   571.0   559.3   546.9   537.7   543.9   531.9   528.7   528.9 
10  Commercial and industrial loans  365.5   331.5   320.4   307.1   294.2   286.5   276.2   266.1   266.9   263.7   262.3   262.3 
11  Real estate loans  45.0   44.2   44.2   42.1   42.1   42.0   39.9   38.7   38.4   38.5   38.9   39.1 
12  Revolving home equity loans  --   0.4   0.3   0.1   0.2   0.3   0.3   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   4.5   4.2   2.9   3.2   3.2   3.4   3.3   3.3   3.3   3.5   3.5 
14  Commercial real estate loans 10  --   39.3   39.7   39.1   38.7   38.5   36.2   35.0   34.8   34.9   35.2   35.3 
15  Consumer loans  --   0.9   1.0   1.1   1.2   1.3   1.3   1.3   1.3   1.3   1.3   1.3 
16  Credit cards and other revolving plans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   0.9   1.0   1.1   1.2   1.3   1.3   1.3   1.3   1.3   1.3   1.3 
18  Other loans and leases  262.9   248.4   248.0   243.8   233.6   229.4   229.4   231.7   237.3   228.4   226.1   226.2 
19  Fed funds and reverse RPs with nonbanks 12  64.7   65.9   66.6   67.8   61.2   62.8   64.6   69.3   74.0   66.6   63.7   63.8 
20  All other loans and leases 13  198.2   182.4   181.4   176.1   172.3   166.6   164.8   162.4   163.3   161.8   162.4   162.4 
21  LESS: Allowance for loan and lease losses  --   2.4   2.4   2.4   2.0   2.0   1.9   1.6   1.6   1.6   1.7   1.7 
22  Interbank loans 12  44.4   39.0   41.2   35.2   31.1   30.4   25.9   26.8   25.8   28.2   30.2   28.3 
23  Fed funds and reverse RPs with banks 12  35.8   34.3   36.2   30.9   27.6   27.0   22.9   23.7   23.2   25.0   26.5   25.1 
24  Loans to commercial banks 14  8.6   4.7   5.0   4.3   3.6   3.4   3.1   3.0   2.6   3.2   3.7   3.2 
25  Cash assets 15  305.4   250.1   283.2   291.4   372.0   356.6   349.0   444.9   446.4   452.3   473.0   518.6 
26  Trading assets 16  --   136.0   128.6   128.8   122.7   107.9   98.4   96.8   95.2   94.3   98.7   99.6 
27  Derivatives with a positive fair value 17  164.6   131.1   124.1   123.7   116.4   100.0   94.5   90.4   88.4   88.7   92.5   93.9 
28  Other trading assets  --   4.9   4.5   5.1   6.3   7.9   3.9   6.4   6.8   5.6   6.2   5.7 
29  Other assets 18  40.7   33.0   32.4   32.3   34.1   33.9   31.8   34.9   36.1   34.7   31.2   34.4 
30  Total assets 19  1,551.1   1,356.9   1,375.0   1,347.1   1,392.6   1,335.6   1,291.0   1,383.9   1,391.2   1,383.9   1,400.5   1,442.7 

H.8; Page 18
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  907.3   946.9   960.4   971.5   1,005.5   1,006.1   1,042.5   1,031.8   1,027.5   1,028.3   1,028.8   1,026.6 
32  Large time deposits  868.1   913.8   926.9   937.8   971.5   972.2   1,008.6   997.7   992.5   995.2   997.2   993.2 
33  Other deposits  39.2   33.1   33.6   33.8   34.0   33.8   33.8   34.1   35.0   33.1   31.6   33.4 
34  Borrowings  612.0   643.0   637.6   623.4   580.7   553.5   520.9   512.4   510.0   483.0   489.1   488.7 
35  Borrowings from banks in the U.S.  43.6   36.7   34.0   32.7   34.0   32.3   27.8   27.7   31.2   29.3   30.9   31.3 
36  Borrowings from others  568.4   606.3   603.7   590.7   546.8   521.2   493.0   484.7   478.8   453.7   458.1   457.4 
37  Trading liabilities 20  164.1   126.5   123.1   122.4   119.5   112.0   104.0   120.1   121.3   120.4   115.0   102.0 
38  Derivatives with a negative fair value 17  152.5   117.8   114.4   113.2   110.6   103.0   95.7   106.7   105.7   105.0   109.3   86.4 
39  Other trading liabilities  11.6   8.7   8.6   9.2   8.9   9.0   8.3   13.3   15.6   15.4   5.7   15.6 
40  Net due to related foreign offices  -158.2   -409.1   -395.6   -387.6   -327.6   -320.1   -352.4   -286.6   -276.0   -251.6   -254.1   -208.0 
41  Other liabilities 21  38.2   31.5   27.1   28.3   31.8   30.7   26.1   23.0   26.5   23.6   23.1   23.2 
42  Total liabilities 19  1,563.5   1,338.9   1,352.6   1,358.0   1,409.9   1,382.1   1,341.0   1,400.6   1,409.3   1,403.7   1,402.0   1,432.4 
43  Residual (assets less liabilities) 22  -12.4   18.0   22.4   -10.8   -17.3   -46.6   -50.0   -16.7   -18.1   -19.8   -1.5   10.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -17.8   -17.3   -16.7   -15.2   -13.1   -11.5   -11.0   -11.2   -10.9   -10.2   -10.6 
45  Securitized consumer loans 24  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 24  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

H.8; Page 19
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Assets
Bank credit  988.4   890.7   885.2   865.2   841.2   824.7   802.3   783.4   786.4   776.4   774.7   772.1 
Securities in bank credit 2  310.3   272.6   279.1   273.0   270.1   260.9   245.4   240.3   239.1   239.5   239.2   238.1 
Treasury and agency securities 3  94.9   89.1   99.5   96.4   96.1   96.8   96.5   93.0   91.9   92.5   92.2   92.5 
Mortgage-backed securities (MBS) 4  --   33.6   32.3   32.4   33.6   30.2   29.9   28.8   28.6   27.9   27.9   27.0 
Non-MBS 5  --   55.5   67.2   64.1   62.5   66.6   66.6   64.2   63.3   64.6   64.3   65.5 
Other securities  215.4   183.5   179.6   176.5   174.0   164.1   148.9   147.3   147.2   147.0   147.0   145.6 
Mortgage-backed securities 6  --   9.0   8.9   8.7   9.1   9.0   7.6   7.4   7.4   7.3   7.4   7.4 
Non-MBS 7  --   174.5   170.7   167.8   165.0   155.1   141.3   139.8   139.8   139.7   139.5   138.2 
Loans and leases in bank credit 8  678.1   618.1   606.1   592.3   571.1   563.8   556.9   543.1   547.3   536.9   535.5   534.0 
10  Commercial and industrial loans  370.8   326.1   316.5   308.1   294.7   288.1   280.0   270.4   271.6   267.5   266.9   266.0 
11  Real estate loans  45.1   44.2   43.7   42.4   42.2   41.8   40.0   38.9   38.8   38.6   38.8   38.9 
12  Revolving home equity loans  --   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   4.8   4.5   3.1   3.4   3.4   3.3   3.2   3.2   3.2   3.3   3.3 
14  Commercial real estate loans 10  --   39.2   38.9   39.0   38.6   38.0   36.3   35.4   35.2   35.1   35.3   35.3 
15  Consumer loans  --   1.1   1.2   1.2   1.2   1.3   1.3   1.3   1.3   1.3   1.3   1.3 
16  Credit cards and other revolving plans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   1.1   1.2   1.2   1.2   1.3   1.3   1.3   1.3   1.3   1.3   1.3 
18  Other loans and leases  262.1   246.7   244.7   240.6   232.9   232.6   235.5   232.4   235.6   229.5   228.4   227.7 
19  Fed funds and reverse RPs with nonbanks 12  59.3   67.0   66.8   63.4   60.0   65.8   65.7   67.2   70.6   65.7   65.2   65.2 
20  All other loans and leases 13  202.9   179.8   177.9   177.2   172.9   166.9   169.9   165.3   165.0   163.8   163.3   162.5 
21  LESS: Allowance for loan and lease losses  --   2.5   2.5   2.4   2.0   1.9   1.8   1.7   1.7   1.7   1.7   1.6 
22  Interbank loans 12  45.0   37.5   40.3   35.5   32.8   32.4   27.6   27.3   27.2   28.6   30.3   28.8 
23  Fed funds and reverse RPs with banks 12  35.9   33.6   36.2   31.5   28.9   28.5   23.8   23.9   24.1   25.1   26.5   24.9 
24  Loans to commercial banks 14  9.0   3.8   4.1   3.9   3.9   3.9   3.8   3.4   3.1   3.5   3.8   3.9 
25  Cash assets 15  314.1   245.5   281.4   293.1   374.5   365.9   364.1   458.8   464.0   470.4   468.8   497.9 
26  Trading assets 16  --   123.5   117.9   121.5   121.4   121.6   110.3   101.3   103.2   97.4   97.3   98.2 
27  Derivatives with a positive fair value 17  169.0   119.6   113.9   116.2   113.7   113.1   103.4   94.6   96.7   92.3   91.5   92.6 
28  Other trading assets  --   3.9   3.9   5.4   7.7   8.5   6.9   6.7   6.5   5.1   5.8   5.6 
29  Other assets 18  37.1   31.7   30.5   31.4   32.1   34.1   32.7   31.2   31.9   31.9   30.8   35.6 
30  Total assets 19  1,561.4   1,326.3   1,352.8   1,344.4   1,399.9   1,376.8   1,335.1   1,400.4   1,411.0   1,403.1   1,400.3   1,430.9 

H.8; Page 20
For use at 4:15 p.m. Eastern Time; February 19, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Jan
2009
Jul
2009
Aug
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
Week ending
Jan 20 Jan 27 Feb 3 Feb 10
Liabilities
31  Deposits  903.1   939.1   959.8   965.3   1,006.3   1,003.6   1,037.1   1,029.4   1,028.0   1,021.4   1,023.5   1,025.6 
32  Large time deposits  864.3   906.0   926.8   933.2   973.9   971.3   1,003.3   995.4   993.7   988.7   991.4   991.4 
33  Other deposits  38.8   33.1   33.1   32.1   32.4   32.3   33.7   34.0   34.3   32.7   32.1   34.2 
34  Borrowings  605.5   645.1   640.6   617.6   565.9   541.6   513.3   504.3   500.4   477.8   488.2   482.3 
35  Borrowings from banks in the U.S.  43.2   36.4   34.9   33.5   33.7   33.0   28.8   27.2   29.7   30.4   31.3   29.5 
36  Borrowings from others  562.4   608.7   605.7   584.1   532.2   508.6   484.6   477.1   470.8   447.4   456.8   452.8 
37  Trading liabilities 20  168.0   116.6   115.7   118.0   120.2   117.8   106.8   125.7   131.3   126.0   117.6   103.4 
38  Derivatives with a negative fair value 17  155.5   109.0   107.2   110.1   110.1   109.2   99.0   111.7   115.6   109.9   110.0   87.0 
39  Other trading liabilities  12.5   7.6   8.4   7.9   10.1   8.6   7.8   14.0   15.6   16.1   7.6   16.4 
40  Net due to related foreign offices  -158.2   -409.1   -395.6   -387.6   -327.6   -320.1   -352.4   -286.6   -276.0   -251.6   -254.1   -208.0 
41  Other liabilities 21  40.2   31.7   29.4   28.1   32.1   31.0   27.3   24.7   24.3   26.5   22.1   24.7 
42  Total liabilities 19  1,558.7   1,323.4   1,349.9   1,341.4   1,397.0   1,373.8   1,332.2   1,397.4   1,408.0   1,400.2   1,397.3   1,427.9 
43  Residual (assets less liabilities) 22  2.7   2.9   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -17.8   -17.3   -16.7   -15.2   -13.1   -11.5   -11.0   -11.2   -10.9   -10.2   -10.6 
45  Securitized consumer loans 24  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 24  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly data are Wednesday values; monthly data are pro rataaverages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. For example, if a large bank is acquired by a commercial bank, or if a large bank leaves the commercial bank universe, it is replaced with the bank next in line, typically the bank ranked number 26. If a nonbank converts to a commercial bank charter, or if a small bank becomes large in size, it is not considered for the large bank panel (regardless of size) until the data are benchmarked to the subsequent Call Report. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 9 to 16, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated balances are removed from past data for the bank group that lost the assets, and added to past data for the bank group that acquired those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports or from the most recent weekly sample report, if available. A ratio procedure is used to adjust past levels.

2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.

11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

12. Fed funds are included in lines 19 and 23 by counterparty. Before July 1, 2009, most small domestically chartered banks reported only the total, which was distributed as 85 percent with banks (line 23) and 15 percent with nonbanks (line 19). Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

14. Excludes loans secured by real estate, which are included in line 11.

15. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

16. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.

17. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

18. Excludes the due-from position with related foreign offices, which is included in line 39. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

19. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.

20. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

21. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

22. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

23. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

24. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data” back to December 16, 2005, may also be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
Last update: February 19, 2010