Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States - H.8

Current Release (54 KB PDF)

Release Date: April 9, 2010

Publication of Percent Changes on the H.8 Release

Effective with this release, break adjusted, seasonally adjusted percent changes at an annual rate will be published on the H.8 release each week. The percent changes in selected asset and liability items are shown on page 1 of the release; percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). The percent changes will be updated weekly. Data for a new month, quarter, or year will be published simultaneously with complete weekly data for the new month, quarter, or year. Except for being renumbered, all other pages of the H.8 release are unchanged. The percent changes have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). The adjustments are generally made using the figures reported in the H.8 Notes on the Data. A ratio procedure is used to adjust past levels to make them comparable with current levels. For more information on how the H.8 release data are constructed, see About the Release.

Notes on the Data (billions of dollars)

As of the week ending March 31, 2010, domestically chartered banks and foreign-related institutions had consolidated onto their balance sheets the following assets and liabilities of off-balance-sheet vehicles owing to the adoption of FASB's Financial Accounting Statements No. 166 (FAS 166), Accounting for Transfers of Financial Assets, and No. 167 (FAS 167), Amendments to FASB Interpretation No. 46(R). Domestically chartered commercial banks consolidated $377.8 billion in assets and liabilities. The major asset items affected were: other securities, mortgage-backed securities, -$5.6; other securities, non-MBS, -$15.9; commercial and industrial loans, $32.3; real estate loans, revolving home equity loans, $5.8; real estate loans, closed-end residential loans, $21.5; real estate loans, commercial real estate loans, $1.2; consumer loans, credit cards and other revolving plans, $323.9; consumer loans, other consumer loans, $41.3; other loans and leases, $8.3; allowance for loan and lease losses, $36.4; cash assets, $2.4; trading assets, other trading assets, -$1.7; and other asset items, $0.7. The major liability items affected were: deposits, large time deposits, $2.7; borrowings, borrowings from banks in the U.S., $4.4; borrowings, borrowings from others, $391.6; and other liability items, $5.1. The residual (assets less liabilities) decreased $25.9. The major memoranda items affected were: securitized credit cards and other revolving plans, -$351.3; other securitized consumer loans, -$23.3; and securitized real estate loans, -$25.7. Foreign-related institutions consolidated $20.7 billion in assets and liabilities. The major asset items affected were: other securities, non-MBS, $1.1; commercial and industrial loans, $0.7; and other loans and leases, $18.9. The major liability items affected were: deposits, other deposits, $0.5; borrowings, borrowings from others, $21.0; net due to related foreign offices, -$12.0; and other liabilities, $11.2. The major memoranda items affected were: securitized credit cards and other revolving plans, $7.3.

H.8; Page 1
For use at 4:15 p.m. Eastern Time; April 9, 2010
Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonaly adjusted, annual rate
Account 2005
2006
2007
2008
2009
2008
Q4
2009
Q1
2009
Q2
2009
Q3
2009
Q4
2010
Q1
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Assets
Bank credit  10.8   8.4   10.0   3.4   -6.4   4.0   -4.8   -5.6   -7.9   -8.0   -6.2   -5.6   -8.3   -6.2   -5.0 
Securities in bank credit 2  5.0   4.5   7.1   0.5   7.7   10.9   2.8   4.7   15.1   7.3   4.4   13.8   1.9   2.1   -1.6 
Treasury and agency securities 3  -0.3   1.4   -6.5   9.5   15.8   32.4   9.7   1.1   32.1   17.6   9.9   30.1   0.1   6.9   5.6 
Other securities  14.9   9.6   27.6   -9.5   -3.3   -14.7   -6.4   9.7   -8.2   -8.1   -4.5   -12.2   4.9   -5.9   -13.5 
Loans and leases in bank credit 8  12.7   9.6   10.8   4.2   -10.2   2.2   -6.8   -8.4   -14.4   -12.7   -9.6   -11.7   -11.6   -8.9   -6.1 
10  Commercial and industrial loans  13.4   13.5   18.7   14.6   -18.6   12.1   -13.4   -16.5   -26.2   -23.8   -20.6   -20.1   -27.6   -16.4   -17.9 
11  Real estate loans  15.5   10.4   6.9   0.2   -5.4   -0.7   -1.0   -2.2   -9.1   -9.7   -7.9   -6.4   -8.8   -11.1   -7.7 
12  Revolving home equity loans  14.6   1.8   5.7   12.8   0.5   12.2   9.7   2.2   -5.0   -4.8   -3.3   -3.7   -4.5   -1.4   -1.8 
13  Closed-end residential loans 9  --   10.1   5.4   -8.8   -8.5   -8.7   -5.3   -3.6   -13.7   -12.3   -8.0   -5.3   -5.5   -19.3   -9.7 
14  Commercial real estate loans 10  --   14.1   9.1   6.4   -4.4   2.8   -0.5   -2.4   -6.1   -8.9   -9.6   -8.4   -13.5   -6.9   -7.9 
15  Consumer loans  6.7   1.1   8.4   7.2   -3.6   7.0   9.7   -10.2   -5.7   -8.2   -9.9   -19.7   -16.4   5.9   -3.2 
16  Credit cards and other revolving plans  10.3   0.9   10.3   6.8   -7.5   11.4   13.3   -17.5   -9.3   -16.5   -18.2   -37.6   -31.1   12.8   -3.3 
17  Other consumer loans 11  2.2   1.4   5.8   7.6   1.7   1.1   4.9   0.0   -0.7   2.9   0.4   3.1   1.6   -2.0   -3.4 
18  Other loans and leases  8.5   11.7   19.8   1.6   -23.4   -8.0   -39.2   -18.9   -30.3   -14.3   1.9   -10.5   10.0   -8.0   17.0 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   --   --   24.2   6.1   -3.0   10.2   7.1   -7.0 
22  Interbank loans 12  -14.7   18.2   25.9   -14.6   -38.1   -71.2   30.1   -6.9   -79.6   -107.6   -57.5   -47.8   -10.1   59.9   -160.3 
25  Cash assets 15  -0.1   -4.5   0.5   156.7   46.7   539.8   45.5   33.1   5.2   80.4   22.5   -59.6   23.2   133.2   -38.9 
26  Trading assets 16  --   --   --   --   --   --   --   --   --   -72.7   -45.3   -61.6   -62.3   12.3   -17.3 
29  Other assets 18  7.5   13.7   11.2   17.5   -1.4   28.7   -5.9   -2.7   6.7   -3.7   18.6   30.1   25.2   24.0   -9.6 
30  Total assets 19  9.0   8.8   11.0   9.3   -5.8   21.9   -2.5   -5.4   -10.1   -5.6   -3.2   -9.6   -3.5   12.0   -12.2 
Liabilities
31  Deposits  8.7   7.5   9.2   5.7   5.1   4.2   4.2   6.2   5.3   4.4   0.9   2.5   -1.5   4.7   -3.2 
32  Large time deposits  19.1   20.3   16.6   -2.1   -4.7   -30.3   -22.5   0.4   6.0   -2.2   -4.5   8.6   -7.9   -2.2   -19.3 
33  Other deposits  5.7   3.3   6.4   8.9   8.8   18.9   14.3   8.1   5.1   6.7   2.7   0.5   0.6   6.9   1.9 
34  Borrowings  5.4   13.0   15.4   19.3   -28.7   39.2   -27.7   -21.4   -45.0   -35.0   -19.1   -14.2   -9.5   -6.0   -71.0 
37  Trading liabilities 20  --   --   --   --   --   --   --   --   --   -56.3   -38.1   -56.8   -4.8   -61.4   11.3 
41  Other liabilities 21  6.4   17.4   2.9   1.4   -9.6   19.5   -14.9   -1.4   -6.0   -17.3   -7.4   19.6   -51.6   2.8   27.7 
42  Total liabilities 19  8.4   8.8   11.8   12.2   -9.0   32.1   -8.8   -11.0   -12.5   -5.0   -5.6   -9.6   -3.1   6.6   -26.4 
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). Footnotes appear on the last page of the release.

H.8; Page 2
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  9,311.8   9,062.8   8,977.3   9,045.6   9,013.3   8,949.7   8,898.8   8,963.1   8,872.9   8,877.6   8,860.5   9,279.3 
Securities in bank credit 2  2,188.6   2,305.1   2,294.9   2,304.5   2,331.1   2,335.5   2,339.3   2,331.5   2,329.6   2,332.2   2,334.2   2,331.2 
Treasury and agency securities 3  1,271.5   1,395.9   1,389.8   1,402.8   1,438.0   1,438.1   1,446.4   1,453.1   1,438.0   1,445.0   1,455.4   1,480.6 
Mortgage-backed securities (MBS) 4  --   985.5   985.0   991.6   1,003.6   999.8   1,001.2   984.1   987.8   978.8   977.8   986.7 
Non-MBS 5  --   410.4   404.8   411.3   434.4   438.3   445.2   469.0   450.2   466.2   477.7   493.9 
Other securities  917.1   909.2   905.1   901.6   893.1   897.4   892.9   878.3   891.6   887.2   878.7   850.6 
Mortgage-backed securities 6  --   218.9   218.7   217.3   214.3   214.0   210.5   210.9   210.6   210.8   214.3   208.1 
Non-MBS 7  --   690.3   686.5   684.4   678.8   683.4   682.4   667.4   681.0   676.4   664.4   642.6 
Loans and leases in bank credit 8  7,123.1   6,757.7   6,682.4   6,741.1   6,682.2   6,614.2   6,559.5   6,631.6   6,543.2   6,545.5   6,526.3   6,948.1 
10  Commercial and industrial loans  1,561.8   1,387.4   1,355.0   1,339.8   1,317.5   1,287.3   1,269.6   1,258.2   1,260.3   1,260.4   1,243.3   1,266.8 
11  Real estate loans  3,829.3   3,761.5   3,734.9   3,804.2   3,783.9   3,756.1   3,721.6   3,704.4   3,706.4   3,704.4   3,689.5   3,715.2 
12  Revolving home equity loans  601.6   603.0   600.7   604.3   602.5   600.2   599.5   600.0   598.6   598.5   598.7   604.6 
13  Closed-end residential loans 9  1,507.0   1,480.9   1,470.5   1,542.0   1,535.3   1,528.2   1,503.7   1,496.4   1,496.4   1,496.0   1,485.1   1,507.8 
14  Commercial real estate loans 10  1,720.6   1,677.7   1,663.7   1,657.9   1,646.2   1,627.7   1,618.4   1,608.0   1,611.4   1,609.9   1,605.8   1,602.8 
15  Consumer loans  872.8   846.4   843.5   838.7   829.4   821.1   823.3   907.5   819.0   820.2   829.1   1,199.0 
16  Credit cards and other revolving plans  378.8   350.9   347.1   342.0   331.4   322.7   326.0   402.7   323.0   325.2   333.8   662.6 
17  Other consumer loans 11  494.1   495.4   496.4   496.6   497.9   498.4   497.4   504.8   496.0   494.9   495.3   536.5 
18  Other loans and leases  859.3   762.4   749.0   758.4   751.4   749.8   744.9   761.5   757.5   760.6   764.4   767.1 
19  Fed funds and reverse RPs with nonbanks 12  252.3   203.5   197.9   208.9   207.6   205.6   207.5   212.6   216.6   216.9   221.5   195.5 
20  All other loans and leases 13  607.0   558.9   551.1   549.5   543.8   544.2   537.4   548.8   540.9   543.6   542.9   571.6 
21  LESS: Allowance for loan and lease losses  --   193.5   197.6   202.5   202.0   203.7   205.0   211.5   204.0   204.8   204.1   236.0 
22  Interbank loans 12  392.7   311.4   287.2   223.2   214.3   212.5   223.1   193.3   222.9   223.1   160.0   152.9 
23  Fed funds and reverse RPs with banks 12  332.4   220.4   201.9   157.7   151.3   149.7   158.0   141.5   158.9   161.1   121.6   115.6 
24  Loans to commercial banks 14  60.2   90.9   85.3   65.5   63.1   62.8   65.0   51.8   64.0   62.1   38.4   37.3 
25  Cash assets 15  931.4   1,053.0   1,210.2   1,221.0   1,160.3   1,183.1   1,314.4   1,272.2   1,336.3   1,261.2   1,295.3   1,169.0 
26  Trading assets 16  --   337.4   313.0   285.1   270.1   255.4   258.1   254.1   257.9   250.3   248.5   255.9 
27  Derivatives with a positive fair value 17  --   314.3   288.2   259.6   245.1   230.2   234.9   228.5   232.1   225.7   221.7   230.0 
28  Other trading assets  --   23.0   24.8   25.5   25.1   25.3   23.1   25.6   25.8   24.6   26.8   25.8 
29  Other assets 18  1,153.1   1,166.2   1,187.7   1,186.5   1,216.3   1,241.8   1,266.7   1,256.7   1,254.8   1,257.3   1,269.1   1,241.5 
30  Total assets 19  12,081.6   11,737.3   11,777.8   11,758.8   11,672.4   11,638.8   11,756.0   11,727.8   11,740.8   11,664.8   11,629.3   11,862.6 

H.8; Page 3
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  7,302.5   7,592.9   7,637.5   7,681.9   7,697.8   7,688.3   7,718.4   7,698.2   7,692.4   7,709.8   7,697.0   7,689.1 
32  Large time deposits  1,818.8   1,886.5   1,895.4   1,887.8   1,901.4   1,888.9   1,885.6   1,856.1   1,861.4   1,859.9   1,847.4   1,849.0 
33  Other deposits  5,483.7   5,706.4   5,742.1   5,794.1   5,796.4   5,799.4   5,832.7   5,842.2   5,831.1   5,849.9   5,849.6   5,840.2 
34  Borrowings  2,435.2   2,034.9   1,981.9   1,949.9   1,916.9   1,888.3   1,871.5   1,858.4   1,840.4   1,788.9   1,772.7   2,035.9 
35  Borrowings from banks in the U.S.  428.4   335.6   317.6   285.5   266.7   257.1   264.1   234.0   259.2   259.3   206.7   198.9 
36  Borrowings from others  2,006.8   1,699.2   1,664.3   1,664.4   1,650.2   1,631.2   1,607.4   1,624.4   1,581.3   1,529.6   1,566.0   1,837.0 
37  Trading liabilities 20  --   274.4   259.2   236.6   225.4   224.5   213.0   215.0   219.5   211.3   207.1   220.5 
38  Derivatives with a negative fair value 17  --   224.8   202.6   184.1   176.1   175.5   166.3   164.9   169.2   162.6   158.3   167.3 
39  Other trading liabilities  --   49.6   56.6   52.5   49.3   49.0   46.7   50.0   50.3   48.7   48.8   53.2 
40  Net due to related foreign offices  210.1   149.1   214.8   208.1   138.6   159.2   211.0   117.6   142.4   106.5   129.0   74.8 
41  Other liabilities 21  440.9   425.0   412.5   420.5   428.5   410.2   410.7   422.4   415.5   420.3   417.3   439.9 
42  Total liabilities 19  10,811.0   10,476.3   10,505.9   10,496.9   10,407.2   10,370.6   10,424.6   10,311.6   10,310.2   10,236.8   10,223.2   10,460.2 
43  Residual (assets less liabilities) 22  1,270.6   1,260.9   1,271.9   1,261.9   1,265.3   1,268.3   1,331.4   1,416.3   1,430.6   1,428.0   1,406.1   1,402.5 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -36.5   -22.5   -16.4   -13.8   -18.6   -11.1   -9.5   -10.1   -8.8   -9.8   -9.3 
45  Securitized consumer loans 24  406.0   396.9   394.5   388.2   391.6   394.2   393.7   310.9   393.7   392.4   391.3   31.4 
46  Securitized credit cards and other revolving plans  367.6   362.3   360.5   355.4   360.0   362.4   361.4   284.0   361.4   360.1   359.3   22.9 
47  Other securitized consumer loans  38.4   34.6   34.0   32.8   31.6   31.8   32.2   26.9   32.3   32.3   32.0   8.6 
48  Securitized real estate loans 24  1,423.9   1,423.9   1,413.1   1,401.5   1,383.5   1,375.6   1,383.3   1,390.6   1,394.3   1,398.0   1,397.9   1,372.6 

H.8; Page 4
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  9,293.0   9,072.6   8,992.3   9,083.1   9,054.6   8,959.9   8,893.5   8,940.6   8,868.5   8,844.1   8,835.9   9,244.0 
Securities in bank credit 2  2,185.8   2,311.4   2,304.8   2,324.1   2,331.4   2,321.0   2,323.7   2,327.4   2,328.0   2,329.5   2,331.3   2,324.3 
Treasury and agency securities 3  1,282.8   1,393.7   1,384.9   1,412.7   1,442.1   1,436.9   1,448.9   1,462.6   1,453.3   1,461.0   1,462.6   1,479.3 
Mortgage-backed securities (MBS) 4  --   982.4   978.1   994.8   1,004.3   997.9   1,004.0   992.0   993.6   988.7   988.5   991.4 
Non-MBS 5  --   411.3   406.8   417.9   437.7   439.0   444.9   470.6   459.7   472.3   474.0   487.9 
Other securities  903.1   917.7   919.9   911.4   889.3   884.1   874.7   864.8   874.7   868.5   868.8   845.0 
Mortgage-backed securities 6  --   218.4   216.7   217.0   213.3   215.1   212.7   212.0   212.9   212.9   214.6   207.3 
Non-MBS 7  --   699.3   703.2   694.4   676.0   669.0   662.0   652.8   661.9   655.6   654.2   637.6 
Loans and leases in bank credit 8  7,107.2   6,761.2   6,687.5   6,759.0   6,723.2   6,638.9   6,569.8   6,613.2   6,540.5   6,514.6   6,504.6   6,919.8 
10  Commercial and industrial loans  1,567.9   1,385.1   1,356.1   1,340.3   1,317.4   1,286.0   1,274.3   1,263.5   1,262.2   1,263.4   1,251.7   1,273.9 
11  Real estate loans  3,816.3   3,765.6   3,743.0   3,815.6   3,793.3   3,757.7   3,716.1   3,691.6   3,707.9   3,679.5   3,674.7   3,700.1 
12  Revolving home equity loans  598.3   604.0   603.1   606.2   604.0   601.1   598.6   596.5   595.6   595.0   594.8   600.5 
13  Closed-end residential loans 9  1,500.2   1,483.5   1,473.7   1,547.4   1,540.3   1,529.7   1,501.0   1,489.6   1,503.5   1,477.2   1,475.2   1,499.8 
14  Commercial real estate loans 10  1,717.8   1,678.1   1,666.3   1,662.0   1,649.0   1,626.9   1,616.5   1,605.6   1,608.8   1,607.2   1,604.7   1,599.9 
15  Consumer loans  867.1   847.2   838.9   837.1   837.1   840.1   831.5   901.0   815.6   816.4   824.8   1,181.9 
16  Credit cards and other revolving plans  370.7   351.2   344.4   344.0   345.3   336.7   327.9   393.7   317.1   319.4   326.9   643.1 
17  Other consumer loans 11  496.5   495.9   494.4   493.1   491.8   503.4   503.6   507.3   498.5   497.0   497.9   538.9 
18  Other loans and leases  855.8   763.3   749.6   766.0   775.5   755.0   748.0   757.1   754.8   755.3   753.4   763.8 
19  Fed funds and reverse RPs with nonbanks 12  253.3   202.7   198.1   212.6   216.9   207.3   213.5   213.1   219.9   215.9   216.9   195.0 
20  All other loans and leases 13  602.5   560.5   551.5   553.4   558.6   547.8   534.4   544.0   534.8   539.4   536.5   568.8 
21  LESS: Allowance for loan and lease losses  --   191.7   196.2   201.1   199.8   203.7   206.0   212.3   206.3   205.4   203.7   236.2 
22  Interbank loans 12  402.5   307.4   284.8   227.1   218.6   215.1   227.1   197.8   227.8   229.0   162.6   155.2 
23  Fed funds and reverse RPs with banks 12  340.9   217.8   199.1   161.5   154.9   152.2   161.4   145.3   162.8   166.1   123.6   117.9 
24  Loans to commercial banks 14  61.5   89.6   85.7   65.6   63.7   62.9   65.6   52.5   65.0   62.9   38.9   37.4 
25  Cash assets 15  905.3   1,053.9   1,211.4   1,257.3   1,224.7   1,231.0   1,309.4   1,232.8   1,281.3   1,219.1   1,247.7   1,156.6 
26  Trading assets 16  --   329.4   314.6   311.6   283.9   261.4   254.9   259.6   264.1   257.7   253.5   260.3 
27  Derivatives with a positive fair value 17  --   305.8   289.1   285.2   259.2   237.2   233.0   235.0   238.5   233.1   229.7   235.4 
28  Other trading assets  --   23.6   25.5   26.4   24.7   24.2   22.0   24.6   25.6   24.6   23.8   24.9 
29  Other assets 18  1,157.3   1,171.1   1,191.5   1,184.2   1,222.8   1,246.6   1,270.1   1,262.7   1,269.3   1,271.6   1,261.1   1,247.3 
30  Total assets 19  12,062.4   11,742.7   11,798.4   11,862.1   11,804.8   11,710.3   11,749.0   11,681.3   11,704.7   11,616.2   11,557.1   11,827.3 

H.8; Page 5
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  7,329.5   7,545.4   7,613.0   7,699.1   7,767.5   7,693.8   7,702.8   7,726.5   7,726.9   7,736.9   7,680.9   7,757.0 
32  Large time deposits  1,805.3   1,886.6   1,905.4   1,897.1   1,913.4   1,893.8   1,872.7   1,840.3   1,846.7   1,845.3   1,828.0   1,835.7 
33  Other deposits  5,524.3   5,658.8   5,707.5   5,802.0   5,854.1   5,800.0   5,830.1   5,886.2   5,880.2   5,891.7   5,852.9   5,921.3 
34  Borrowings  2,442.0   2,049.8   1,977.6   1,936.5   1,896.8   1,875.3   1,860.4   1,861.3   1,851.6   1,798.1   1,775.1   2,024.8 
35  Borrowings from banks in the U.S.  435.1   337.2   317.0   278.5   259.3   254.7   263.2   237.4   264.3   263.5   208.6   201.4 
36  Borrowings from others  2,006.9   1,712.7   1,660.6   1,658.0   1,637.5   1,620.6   1,597.2   1,623.9   1,587.3   1,534.6   1,566.5   1,823.3 
37  Trading liabilities 20  --   270.3   259.3   253.4   229.7   236.0   213.2   215.7   221.8   210.3   210.6   217.8 
38  Derivatives with a negative fair value 17  --   217.5   201.3   197.5   180.1   187.8   167.1   167.1   171.6   163.6   162.6   168.2 
39  Other trading liabilities  --   52.9   57.9   55.8   49.7   48.2   46.1   48.6   50.2   46.7   48.0   49.7 
40  Net due to related foreign offices  210.1   149.1   214.8   208.1   138.6   159.2   211.0   117.6   142.4   106.5   129.0   74.8 
41  Other liabilities 21  438.8   424.7   418.5   431.8   437.8   411.2   414.7   420.3   418.3   418.2   411.0   436.0 
42  Total liabilities 19  10,844.2   10,439.4   10,483.2   10,528.8   10,470.3   10,375.6   10,402.1   10,341.5   10,361.0   10,270.0   10,206.7   10,510.4 
43  Residual (assets less liabilities) 22  1,218.2   1,303.2   1,315.2   1,333.2   1,334.5   1,334.8   1,346.9   1,339.8   1,343.7   1,346.2   1,350.4   1,316.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -36.5   -22.5   -16.4   -13.8   -18.6   -11.1   -9.5   -10.1   -8.8   -9.8   -9.3 
45  Securitized consumer loans 24  406.1   395.9   393.9   385.8   392.3   396.6   394.1   310.4   391.7   390.9   392.3   31.7 
46  Securitized credit cards and other revolving plans  367.6   361.3   359.9   352.8   359.8   364.3   361.8   283.5   359.5   358.7   360.0   23.0 
47  Other securitized consumer loans  38.4   34.6   33.9   33.0   32.5   32.3   32.2   26.9   32.2   32.2   32.2   8.6 
48  Securitized real estate loans 24  1,434.9   1,405.5   1,406.6   1,411.5   1,407.7   1,401.5   1,401.2   1,392.9   1,400.8   1,400.6   1,396.8   1,369.9 

H.8; Page 6
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  8,335.5   8,216.3   8,158.7   8,235.7   8,224.1   8,164.4   8,124.7   8,189.5   8,103.4   8,101.1   8,090.5   8,498.5 
Securities in bank credit 2  1,887.1   2,044.2   2,040.5   2,053.9   2,088.6   2,090.4   2,098.0   2,094.3   2,094.6   2,093.5   2,101.9   2,088.4 
Treasury and agency securities 3  1,169.8   1,300.9   1,291.0   1,304.7   1,338.4   1,343.5   1,358.0   1,364.8   1,353.6   1,356.5   1,367.2   1,386.3 
Mortgage-backed securities (MBS) 4  --   954.2   952.5   963.6   977.9   975.2   978.6   961.9   965.5   956.4   955.5   964.7 
Non-MBS 5  --   346.7   338.6   341.1   360.5   368.3   379.4   402.9   388.1   400.1   411.7   421.6 
Other securities  717.4   743.4   749.5   749.2   750.1   746.9   740.0   729.5   741.0   737.0   734.7   702.1 
Mortgage-backed securities 6  --   211.6   212.9   210.8   207.6   206.4   202.2   202.9   202.3   202.6   207.3   199.7 
Non-MBS 7  --   531.8   536.5   538.4   542.5   540.4   537.8   526.6   538.7   534.4   527.4   502.4 
Loans and leases in bank credit 8  6,448.4   6,172.0   6,118.2   6,181.8   6,135.6   6,074.0   6,026.7   6,095.2   6,008.9   6,007.6   5,988.6   6,410.1 
10  Commercial and industrial loans  1,205.3   1,085.6   1,064.0   1,051.9   1,037.9   1,017.4   1,004.8   996.1   997.4   997.3   980.9   1,006.8 
11  Real estate loans  3,781.4   3,720.4   3,694.2   3,762.8   3,743.3   3,715.2   3,680.0   3,663.4   3,664.8   3,663.3   3,648.6   3,675.3 
12  Revolving home equity loans  599.0   603.9   601.7   604.4   601.4   598.5   597.3   598.5   596.7   596.9   597.5   603.8 
13  Closed-end residential loans 9  1,502.9   1,478.8   1,468.3   1,539.4   1,532.8   1,525.8   1,501.2   1,494.0   1,493.8   1,493.5   1,482.6   1,505.5 
14  Commercial real estate loans 10  1,679.5   1,637.8   1,624.3   1,619.0   1,609.2   1,590.9   1,581.5   1,570.9   1,574.2   1,572.9   1,568.5   1,566.0 
15  Consumer loans  872.8   845.1   842.1   837.2   828.0   819.8   822.1   906.1   817.6   818.8   827.6   1,197.5 
16  Credit cards and other revolving plans  378.8   350.9   347.1   342.0   331.4   322.7   326.0   402.7   323.0   325.2   333.8   662.6 
17  Other consumer loans 11  494.0   494.2   495.0   495.2   496.5   497.1   496.1   503.4   494.6   493.5   493.8   535.0 
18  Other loans and leases  588.9   520.9   517.8   529.8   526.3   521.6   519.8   529.7   529.1   528.3   531.5   530.5 
19  Fed funds and reverse RPs with nonbanks 12  176.0   135.6   136.8   144.0   141.8   135.5   141.0   145.1   148.3   147.3   147.4   136.3 
20  All other loans and leases 13  412.9   385.3   381.0   385.8   384.6   386.0   378.8   384.6   380.7   381.1   384.1   394.2 
21  LESS: Allowance for loan and lease losses  --   191.4   195.6   200.6   200.2   202.1   203.4   209.6   202.1   202.8   202.2   234.2 
22  Interbank loans 12  349.7   278.8   256.5   191.7   185.3   182.4   190.3   167.2   192.4   192.9   136.9   135.4 
23  Fed funds and reverse RPs with banks 12  297.0   192.2   173.8   129.4   125.1   122.8   129.1   118.8   131.5   133.5   101.7   102.3 
24  Loans to commercial banks 14  52.7   86.7   82.7   62.3   60.2   59.6   61.2   48.4   60.9   59.4   35.1   33.1 
25  Cash assets 15  690.4   759.9   845.2   872.5   822.7   752.2   833.7   863.4   894.3   873.3   884.4   795.9 
26  Trading assets 16  --   206.8   187.5   174.2   161.9   148.6   148.1   150.1   152.0   147.8   145.5   153.9 
27  Derivatives with a positive fair value 17  --   193.7   174.3   161.6   149.1   135.9   137.5   138.3   140.4   136.3   132.0   142.9 
28  Other trading assets  --   13.1   13.2   12.6   12.8   12.7   10.6   11.8   11.6   11.4   13.5   11.0 
29  Other assets 18  1,106.0   1,125.6   1,146.8   1,143.4   1,176.3   1,202.8   1,227.5   1,214.7   1,215.0   1,214.8   1,225.2   1,198.6 
30  Total assets 19  10,621.4   10,395.9   10,399.1   10,417.0   10,370.2   10,248.3   10,321.0   10,375.3   10,355.1   10,327.0   10,280.3   10,548.2 

H.8; Page 7
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  6,453.5   6,620.0   6,626.1   6,667.5   6,646.9   6,637.2   6,656.8   6,651.4   6,643.0   6,658.3   6,657.0   6,647.7 
32  Large time deposits  1,008.7   948.9   919.5   908.2   885.9   872.5   860.4   843.6   846.3   843.7   840.2   841.7 
33  Other deposits  5,444.8   5,671.1   5,706.6   5,759.3   5,761.0   5,764.7   5,796.5   5,807.7   5,796.7   5,814.6   5,816.8   5,806.0 
34  Borrowings  1,778.5   1,413.9   1,407.0   1,399.6   1,391.0   1,367.6   1,364.8   1,389.2   1,358.7   1,323.8   1,292.2   1,594.4 
35  Borrowings from banks in the U.S.  390.2   304.6   283.3   252.5   236.9   226.5   230.6   208.6   228.9   232.0   183.6   180.7 
36  Borrowings from others  1,388.3   1,109.3   1,123.7   1,147.1   1,154.1   1,141.0   1,134.2   1,180.5   1,129.8   1,091.9   1,108.6   1,413.7 
37  Trading liabilities 20  --   160.1   142.8   123.4   117.6   103.3   106.3   108.6   114.6   106.6   102.4   109.4 
38  Derivatives with a negative fair value 17  --   118.8   94.0   79.4   76.7   66.9   73.9   75.3   80.3   73.8   68.7   76.4 
39  Other trading liabilities  --   41.3   48.8   44.1   40.9   36.4   32.4   33.3   34.2   32.7   33.7   32.9 
40  Net due to related foreign offices  459.4   537.0   545.1   539.9   511.8   474.8   470.8   441.9   456.6   442.0   438.6   420.1 
41  Other liabilities 21  401.7   395.8   380.6   390.5   401.5   386.2   384.6   386.2   384.4   387.6   382.6   390.6 
42  Total liabilities 19  9,365.5   9,127.0   9,101.6   9,121.0   9,068.8   8,969.0   8,983.2   8,977.3   8,957.4   8,918.3   8,872.7   9,162.2 
43  Residual (assets less liabilities) 22  1,255.9   1,268.9   1,297.6   1,296.0   1,301.4   1,279.3   1,337.7   1,398.1   1,397.7   1,408.7   1,407.5   1,386.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -18.7   -7.3   -3.3   -2.3   -7.5   -0.7   0.5   0.1   1.3   0.2   0.5 
45  Securitized consumer loans 24  406.0   396.9   394.5   388.2   391.6   394.2   393.7   309.3   393.7   392.4   391.3   24.2 
46  Securitized credit cards and other revolving plans  367.6   362.3   360.5   355.4   360.0   362.4   361.4   282.4   361.4   360.1   359.3   15.6 
47  Other securitized consumer loans  38.4   34.6   34.0   32.8   31.6   31.8   32.2   26.9   32.3   32.3   32.0   8.6 
48  Securitized real estate loans 24  1,423.9   1,423.9   1,413.1   1,401.5   1,383.5   1,375.6   1,383.3   1,390.6   1,394.3   1,398.0   1,397.9   1,372.6 

H.8; Page 8
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  8,325.1   8,224.0   8,163.9   8,266.8   8,256.5   8,177.1   8,120.4   8,173.5   8,100.5   8,075.8   8,071.5   8,476.2 
Securities in bank credit 2  1,889.6   2,045.8   2,040.5   2,066.5   2,086.9   2,079.9   2,084.8   2,094.2   2,094.5   2,095.7   2,099.9   2,090.9 
Treasury and agency securities 3  1,179.4   1,296.2   1,288.8   1,315.3   1,344.7   1,342.5   1,355.7   1,372.0   1,363.6   1,369.7   1,372.7   1,387.7 
Mortgage-backed securities (MBS) 4  --   950.3   946.3   966.8   978.5   973.2   981.1   969.7   971.1   966.6   966.1   969.3 
Non-MBS 5  --   345.8   342.5   348.5   366.2   369.3   374.5   402.4   392.4   403.1   406.6   418.4 
Other securities  710.2   749.7   751.7   751.2   742.2   737.4   729.1   722.1   730.9   726.0   727.3   703.2 
Mortgage-backed securities 6  --   210.7   208.9   209.2   206.5   208.2   204.2   203.4   204.0   204.4   206.1   198.8 
Non-MBS 7  --   539.0   542.8   542.0   535.7   529.2   524.9   518.7   526.9   521.6   521.2   504.4 
Loans and leases in bank credit 8  6,435.5   6,178.2   6,123.5   6,200.3   6,169.7   6,097.2   6,035.7   6,079.4   6,006.0   5,980.2   5,971.5   6,385.3 
10  Commercial and industrial loans  1,209.1   1,083.8   1,064.2   1,053.3   1,037.3   1,014.5   1,006.9   999.3   997.2   997.7   988.0   1,012.6 
11  Real estate loans  3,769.5   3,723.5   3,701.1   3,773.8   3,753.0   3,718.2   3,676.6   3,651.9   3,668.0   3,639.7   3,635.0   3,660.6 
12  Revolving home equity loans  596.6   603.8   602.9   606.0   603.8   600.8   598.3   596.2   595.4   594.8   594.6   600.3 
13  Closed-end residential loans 9  1,496.1   1,481.4   1,471.4   1,545.0   1,537.7   1,527.2   1,498.5   1,487.1   1,501.1   1,474.8   1,472.6   1,497.2 
14  Commercial real estate loans 10  1,676.8   1,638.3   1,626.7   1,622.9   1,611.5   1,590.2   1,579.8   1,568.6   1,571.5   1,570.1   1,567.8   1,563.2 
15  Consumer loans  867.1   845.9   837.6   835.8   835.7   838.8   830.2   899.7   814.3   815.1   823.5   1,180.5 
16  Credit cards and other revolving plans  370.7   351.2   344.4   344.0   345.3   336.7   327.9   393.7   317.1   319.4   326.9   643.1 
17  Other consumer loans 11  496.5   494.7   493.2   491.8   490.4   502.1   502.3   506.0   497.2   495.7   496.6   537.5 
18  Other loans and leases  589.8   525.0   520.6   537.4   543.6   525.7   522.0   528.5   526.5   527.7   525.0   531.5 
19  Fed funds and reverse RPs with nonbanks 12  181.3   139.3   138.0   146.3   150.4   138.9   146.0   148.3   151.3   149.7   148.2   140.0 
20  All other loans and leases 13  408.5   385.7   382.6   391.1   393.3   386.8   376.0   380.1   375.2   378.0   376.8   391.5 
21  LESS: Allowance for loan and lease losses  --   189.8   194.2   199.2   198.0   202.0   204.3   210.7   204.6   203.7   202.1   234.6 
22  Interbank loans 12  362.1   274.5   251.7   193.4   188.9   184.8   193.7   171.9   196.6   198.9   140.0   139.4 
23  Fed funds and reverse RPs with banks 12  308.7   188.8   169.8   131.7   128.9   125.1   131.8   123.4   135.3   139.7   105.0   106.4 
24  Loans to commercial banks 14  53.3   85.7   81.9   61.7   60.0   59.6   61.9   48.5   61.3   59.2   35.1   33.0 
25  Cash assets 15  673.3   755.7   837.1   894.9   867.3   782.6   835.9   841.4   875.3   844.3   839.3   791.3 
26  Trading assets 16  --   203.0   188.5   185.1   168.6   154.4   149.3   153.2   155.2   151.1   148.9   155.7 
27  Derivatives with a positive fair value 17  --   190.0   175.2   171.7   155.4   141.8   138.5   141.4   143.0   138.9   136.7   145.1 
28  Other trading assets  --   13.0   13.3   13.3   13.2   12.7   10.8   11.8   12.2   12.2   12.2   10.7 
29  Other assets 18  1,109.1   1,131.5   1,150.6   1,141.1   1,180.9   1,206.4   1,227.7   1,219.0   1,227.3   1,226.3   1,216.2   1,204.1 
30  Total assets 19  10,614.0   10,399.0   10,397.7   10,482.2   10,464.2   10,303.2   10,322.6   10,348.3   10,350.3   10,292.8   10,213.8   10,532.0 

H.8; Page 9
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  6,490.1   6,579.9   6,603.6   6,684.6   6,711.6   6,639.5   6,652.4   6,691.3   6,690.9   6,696.0   6,653.7   6,723.5 
32  Large time deposits  1,006.2   953.5   929.0   915.7   892.2   874.5   858.1   841.4   846.5   841.3   836.0   839.4 
33  Other deposits  5,483.9   5,626.4   5,674.6   5,769.0   5,819.4   5,765.0   5,794.3   5,849.9   5,844.5   5,854.7   5,817.7   5,884.1 
34  Borrowings  1,771.7   1,432.6   1,410.8   1,390.9   1,376.4   1,361.1   1,361.5   1,383.0   1,360.1   1,318.4   1,290.0   1,573.8 
35  Borrowings from banks in the U.S.  394.8   303.8   283.0   244.5   228.9   224.7   230.7   211.1   233.2   233.7   186.5   181.8 
36  Borrowings from others  1,376.9   1,128.9   1,127.9   1,146.4   1,147.5   1,136.4   1,130.8   1,171.9   1,126.8   1,084.7   1,103.5   1,392.0 
37  Trading liabilities 20  --   152.8   139.6   135.8   122.8   110.1   106.6   109.9   114.7   105.2   107.0   111.3 
38  Derivatives with a negative fair value 17  --   107.4   91.2   88.1   80.7   75.5   75.4   76.7   80.4   73.0   72.6   79.0 
39  Other trading liabilities  --   45.4   48.4   47.7   42.1   34.6   31.2   33.2   34.4   32.2   34.4   32.3 
40  Net due to related foreign offices  459.4   537.0   545.1   539.9   511.8   474.8   470.8   441.9   456.6   442.0   438.6   420.1 
41  Other liabilities 21  401.7   396.4   386.3   400.6   410.1   386.0   387.4   385.5   387.3   388.1   377.1   389.4 
42  Total liabilities 19  9,398.7   9,098.8   9,085.5   9,151.9   9,132.8   8,971.5   8,978.7   9,011.6   9,009.6   8,949.7   8,866.5   9,218.1 
43  Residual (assets less liabilities) 22  1,215.3   1,300.3   1,312.2   1,330.2   1,331.5   1,331.7   1,343.9   1,336.8   1,340.7   1,343.2   1,347.4   1,313.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -18.7   -7.3   -3.3   -2.3   -7.5   -0.7   0.5   0.1   1.3   0.2   0.5 
45  Securitized consumer loans 24  406.1   395.9   393.9   385.8   392.3   396.6   394.1   308.7   391.7   390.9   392.3   24.4 
46  Securitized credit cards and other revolving plans  367.6   361.3   359.9   352.8   359.8   364.3   361.8   281.8   359.5   358.7   360.0   15.7 
47  Other securitized consumer loans  38.4   34.6   33.9   33.0   32.5   32.3   32.2   26.9   32.2   32.2   32.2   8.6 
48  Securitized real estate loans 24  1,434.9   1,405.5   1,406.6   1,411.5   1,407.7   1,401.5   1,401.2   1,392.9   1,400.8   1,400.6   1,396.8   1,369.9 

H.8; Page 10
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  5,281.7   5,176.2   5,142.5   5,215.1   5,220.7   5,188.0   5,162.0   5,221.0   5,142.4   5,141.9   5,137.1   5,494.3 
Securities in bank credit 2  1,282.7   1,378.0   1,381.6   1,388.7   1,424.2   1,437.5   1,442.6   1,438.7   1,433.8   1,434.8   1,450.3   1,437.2 
Treasury and agency securities 3  762.2   851.5   847.5   856.9   883.0   889.7   905.1   908.4   897.9   902.7   910.5   925.6 
Mortgage-backed securities (MBS) 4  643.4   673.9   667.5   677.6   687.3   691.2   699.1   681.1   685.9   677.1   674.2   681.2 
Non-MBS 5  118.8   177.6   180.0   179.3   195.7   198.6   205.9   227.3   212.1   225.6   236.4   244.4 
Other securities  520.5   526.5   534.2   531.8   541.2   547.8   537.6   530.3   535.9   532.2   539.8   511.6 
Mortgage-backed securities 6  154.0   182.1   181.5   179.9   176.7   175.1   171.6   172.4   171.8   171.6   177.2   169.0 
Non-MBS 7  366.5   344.4   352.7   352.0   364.5   372.7   366.0   357.9   364.0   360.6   362.6   342.6 
Loans and leases in bank credit 8  3,999.0   3,798.3   3,760.9   3,826.4   3,796.5   3,750.4   3,719.4   3,782.3   3,708.6   3,707.0   3,686.8   4,057.1 
10  Commercial and industrial loans  773.2   679.4   662.3   652.7   640.6   623.2   613.6   604.8   606.5   605.1   591.8   614.1 
11  Real estate loans  2,106.0   2,081.2   2,067.3   2,133.5   2,125.2   2,109.0   2,082.8   2,073.1   2,073.9   2,075.6   2,056.7   2,085.8 
12  Revolving home equity loans  480.4   485.4   483.2   486.7   484.7   482.0   481.2   480.9   480.1   479.4   479.7   484.7 
13  Closed-end residential loans 9  970.4   965.5   959.7   1,023.9   1,023.5   1,017.7   997.7   993.2   992.1   994.5   982.7   1,004.1 
14  Commercial real estate loans 10  655.2   630.4   624.4   622.9   617.0   609.2   604.0   599.0   601.7   601.7   594.3   597.0 
15  Consumer loans  665.4   641.3   637.1   631.9   624.0   617.2   620.9   694.6   618.2   618.9   626.2   947.3 
16  Credit cards and other revolving plans  306.5   287.1   282.7   277.7   269.4   260.1   263.4   330.0   261.9   263.5   270.4   553.3 
17  Other consumer loans 11  359.0   354.2   354.4   354.1   354.5   357.1   357.5   364.5   356.3   355.4   355.8   394.0 
18  Other loans and leases  454.4   396.4   394.1   408.4   406.7   401.0   402.1   409.9   410.0   407.5   412.1   409.9 
19  Fed funds and reverse RPs with nonbanks 12  166.0   134.2   135.1   142.4   140.3   133.6   139.7   143.3   146.5   144.0   145.9   135.5 
20  All other loans and leases 13  288.4   262.2   259.1   266.0   266.4   267.4   262.4   266.6   263.5   263.5   266.1   274.4 
21  LESS: Allowance for loan and lease losses  107.2   136.4   140.9   145.4   145.9   145.9   147.0   152.1   144.4   145.0   146.5   175.5 
22  Interbank loans 12  282.2   222.3   197.6   127.7   121.3   125.3   134.3   111.1   133.8   126.4   86.8   87.0 
23  Fed funds and reverse RPs with banks 12  236.5   140.2   122.9   72.0   65.5   70.1   77.4   66.3   76.8   71.1   55.6   56.3 
24  Loans to commercial banks 14  45.7   82.1   74.7   55.7   55.7   55.2   56.9   44.8   57.0   55.4   31.2   30.7 
25  Cash assets 15  485.7   528.7   601.2   628.2   569.3   502.4   568.1   583.9   616.7   596.8   606.1   508.5 
26  Trading assets 16  --   198.0   178.6   165.0   153.7   141.2   140.8   143.5   145.1   140.8   139.6   147.9 
27  Derivatives with a positive fair value 17  284.4   187.6   168.2   155.6   143.5   130.6   132.0   132.9   134.9   131.0   126.5   137.8 
28  Other trading assets  --   10.4   10.5   9.4   10.2   10.5   8.9   10.6   10.2   9.7   13.1   10.1 
29  Other assets 18  851.6   865.8   890.1   887.9   909.2   928.8   950.1   939.0   937.7   940.8   947.0   926.2 
30  Total assets 19  7,083.3   6,854.6   6,869.2   6,878.6   6,828.2   6,739.8   6,808.4   6,846.4   6,831.3   6,801.7   6,770.1   6,988.5 

H.8; Page 11
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  3,939.3   4,007.7   4,011.7   4,034.2   4,027.3   4,023.2   4,037.8   4,040.2   4,033.5   4,040.9   4,047.9   4,040.0 
32  Large time deposits  559.9   484.5   454.7   443.6   425.2   414.5   399.8   384.4   388.4   385.1   379.2   381.8 
33  Other deposits  3,379.4   3,523.2   3,557.0   3,590.5   3,602.1   3,608.8   3,638.0   3,655.8   3,645.1   3,655.9   3,668.7   3,658.2 
34  Borrowings  1,258.0   957.1   953.9   957.6   962.0   974.0   1,001.5   1,010.9   988.0   956.0   924.1   1,182.9 
35  Borrowings from banks in the U.S.  245.4   164.3   152.7   145.0   133.3   134.5   138.4   116.6   135.4   139.8   92.7   90.3 
36  Borrowings from others  1,012.6   792.8   801.2   812.6   828.8   839.5   863.2   894.4   852.5   816.2   831.5   1,092.6 
37  Trading liabilities 20  264.9   155.6   138.4   119.3   113.6   99.6   102.1   104.6   110.5   102.8   98.4   105.5 
38  Derivatives with a negative fair value 17  223.3   115.1   90.5   76.1   73.6   64.1   70.6   72.2   77.2   70.8   65.5   73.3 
39  Other trading liabilities  41.7   40.5   47.8   43.2   40.0   35.5   31.5   32.5   33.3   31.9   32.9   32.2 
40  Net due to related foreign offices  412.8   495.7   507.5   499.7   467.1   430.1   427.2   397.9   411.9   397.5   395.0   376.0 
41  Other liabilities 21  332.4   329.1   312.7   322.5   331.9   319.3   318.9   317.4   316.1   317.8   313.7   321.8 
42  Total liabilities 19  6,207.5   5,945.2   5,924.2   5,933.2   5,901.9   5,846.3   5,887.5   5,871.1   5,859.9   5,815.0   5,779.1   6,026.2 
43  Residual (assets less liabilities) 22  875.8   909.4   945.0   945.4   926.3   893.5   920.9   975.3   971.3   986.7   991.0   962.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  -55.0   -19.1   -9.4   -5.5   -5.0   -8.7   -2.8   -1.8   -2.2   -1.0   -2.1   -1.9 
45  Securitized consumer loans 24  329.4   319.5   317.9   312.9   314.9   317.6   315.9   248.9   315.2   314.2   329.8   8.5 
46  Securitized credit cards and other revolving plans  292.0   286.3   285.0   281.1   284.2   286.7   284.5   222.6   283.8   282.8   298.5   0.0 
47  Other securitized consumer loans  37.4   33.2   32.9   31.8   30.7   31.0   31.3   26.2   31.4   31.4   31.3   8.5 
48  Securitized real estate loans 24  1,399.9   1,400.0   1,390.1   1,379.7   1,361.8   1,353.0   1,362.0   1,369.8   1,373.4   1,377.1   1,377.2   1,352.0 

H.8; Page 12
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  5,273.7   5,177.5   5,134.5   5,234.4   5,242.0   5,202.9   5,168.9   5,211.5   5,146.0   5,127.9   5,122.7   5,475.1 
Securities in bank credit 2  1,280.9   1,380.8   1,375.2   1,398.0   1,424.8   1,433.3   1,437.3   1,438.1   1,438.3   1,440.7   1,442.9   1,432.2 
Treasury and agency securities 3  767.3   850.7   840.6   862.6   885.7   888.2   904.2   913.8   905.5   913.2   914.0   926.1 
Mortgage-backed securities (MBS) 4  646.6   671.8   663.7   681.5   691.5   689.6   697.1   682.9   684.5   680.4   679.3   681.7 
Non-MBS 5  120.7   178.8   176.9   181.2   194.2   198.6   207.0   230.9   221.0   232.9   234.7   244.4 
Other securities  513.6   530.1   534.6   535.3   539.1   545.1   533.2   524.3   532.8   527.4   528.9   506.1 
Mortgage-backed securities 6  154.3   180.1   177.3   177.9   175.4   177.5   173.2   172.6   173.2   173.4   175.5   168.1 
Non-MBS 7  359.3   350.1   357.3   357.4   363.7   367.6   360.0   351.6   359.6   354.1   353.4   338.0 
Loans and leases in bank credit 8  3,992.8   3,796.7   3,759.4   3,836.5   3,817.1   3,769.6   3,731.6   3,773.4   3,707.7   3,687.2   3,679.8   4,042.9 
10  Commercial and industrial loans  776.4   677.4   661.9   653.5   639.7   621.7   615.8   607.6   606.6   605.2   597.8   618.8 
11  Real estate loans  2,098.5   2,080.3   2,068.2   2,138.2   2,126.6   2,107.3   2,081.2   2,066.1   2,073.8   2,056.1   2,052.9   2,081.2 
12  Revolving home equity loans  477.8   485.9   484.8   487.9   485.4   482.6   480.0   478.1   477.3   476.8   476.6   481.8 
13  Closed-end residential loans 9  965.8   965.0   958.9   1,025.4   1,021.5   1,016.7   997.5   989.0   996.4   980.0   978.2   1,001.8 
14  Commercial real estate loans 10  655.0   629.5   624.5   624.8   619.7   608.1   603.7   599.0   600.1   599.3   598.0   597.6 
15  Consumer loans  661.2   640.0   632.8   630.2   629.2   633.8   629.2   689.5   617.0   616.6   621.8   932.2 
16  Credit cards and other revolving plans  300.4   285.3   280.2   279.6   280.1   274.2   267.4   322.7   258.6   259.3   264.1   535.4 
17  Other consumer loans 11  360.9   354.7   352.6   350.6   349.1   359.7   361.8   366.7   358.4   357.3   357.7   396.8 
18  Other loans and leases  456.6   399.0   396.4   414.6   421.6   406.7   405.4   410.2   410.2   409.3   407.4   410.7 
19  Fed funds and reverse RPs with nonbanks 12  171.6   137.4   136.4   144.4   148.8   137.8   144.7   147.1   150.4   148.2   147.0   138.9 
20  All other loans and leases 13  285.0   261.7   260.1   270.1   272.8   268.9   260.7   263.1   259.8   261.2   260.4   271.8 
21  LESS: Allowance for loan and lease losses  108.0   133.9   139.4   144.4   144.0   146.0   147.2   153.2   146.6   145.7   146.7   176.2 
22  Interbank loans 12  292.1   219.5   194.9   129.1   124.1   127.7   136.9   114.1   138.5   130.1   88.0   88.2 
23  Fed funds and reverse RPs with banks 12  246.0   139.1   118.8   73.3   68.2   71.7   78.9   69.2   81.0   74.6   56.8   58.1 
24  Loans to commercial banks 14  46.0   80.4   76.1   55.8   55.9   56.0   58.0   44.9   57.5   55.5   31.2   30.1 
25  Cash assets 15  471.4   525.0   597.4   635.7   602.0   523.6   567.2   566.0   599.2   573.3   569.0   507.4 
26  Trading assets 16  --   194.6   179.5   175.6   159.9   147.3   141.9   146.1   147.7   143.6   141.2   150.3 
27  Derivatives with a positive fair value 17  289.2   183.9   169.1   165.7   149.5   136.4   132.9   135.9   137.3   133.4   131.0   140.0 
28  Other trading assets  --   10.7   10.4   9.8   10.4   10.9   9.0   10.2   10.4   10.2   10.2   10.3 
29  Other assets 18  854.8   872.0   893.7   883.8   914.5   932.1   949.5   943.6   947.7   952.6   942.5   930.7 
30  Total assets 19  7,078.0   6,854.7   6,860.7   6,914.2   6,898.5   6,787.7   6,817.3   6,828.2   6,832.5   6,781.7   6,716.7   6,975.3 

H.8; Page 13
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  3,956.0   3,982.7   4,003.8   4,049.0   4,072.9   4,027.4   4,031.2   4,058.0   4,055.1   4,059.0   4,033.0   4,085.0 
32  Large time deposits  557.9   487.4   461.2   448.1   429.1   415.4   397.6   382.3   386.4   381.7   377.8   381.2 
33  Other deposits  3,398.1   3,495.4   3,542.6   3,600.8   3,643.7   3,611.9   3,633.6   3,675.7   3,668.7   3,677.4   3,655.2   3,703.8 
34  Borrowings  1,252.5   982.7   972.8   966.1   962.0   960.7   984.1   1,004.1   987.3   950.3   921.4   1,165.5 
35  Borrowings from banks in the U.S.  248.4   167.2   153.6   142.8   130.2   129.9   136.7   118.2   139.2   140.3   94.1   90.7 
36  Borrowings from others  1,004.1   815.6   819.2   823.4   831.7   830.9   847.3   885.9   848.1   809.9   827.2   1,074.7 
37  Trading liabilities 20  267.6   148.6   135.2   131.3   118.3   106.2   102.4   105.7   110.3   101.1   102.7   107.4 
38  Derivatives with a negative fair value 17  226.1   104.0   87.7   84.6   77.2   72.4   72.0   73.4   76.9   69.7   69.2   75.9 
39  Other trading liabilities  41.5   44.6   47.5   46.7   41.1   33.8   30.4   32.3   33.4   31.4   33.5   31.6 
40  Net due to related foreign offices  412.8   495.7   507.5   499.7   467.1   430.1   427.2   397.9   411.9   397.5   395.0   376.0 
41  Other liabilities 21  333.9   327.4   318.3   330.8   339.7   320.6   322.5   318.9   320.8   320.5   310.5   323.2 
42  Total liabilities 19  6,222.8   5,937.2   5,937.6   5,976.9   5,960.0   5,845.0   5,867.3   5,884.5   5,885.4   5,828.4   5,762.7   6,057.1 
43  Residual (assets less liabilities) 22  855.1   917.5   923.1   937.3   938.4   942.7   950.0   943.7   947.1   953.3   954.1   918.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  -55.0   -19.1   -9.4   -5.5   -5.0   -8.7   -2.8   -1.8   -2.2   -1.0   -2.1   -1.9 
45  Securitized consumer loans 24  329.4   319.6   317.1   309.7   313.9   317.7   315.4   248.3   313.1   313.0   330.6   8.6 
46  Securitized credit cards and other revolving plans  292.1   286.3   284.2   277.6   282.2   286.3   284.1   222.1   281.8   281.7   299.2   0.0 
47  Other securitized consumer loans  37.4   33.4   33.0   32.1   31.6   31.4   31.4   26.2   31.4   31.4   31.4   8.6 
48  Securitized real estate loans 24  1,409.8   1,381.8   1,383.6   1,389.0   1,385.3   1,379.7   1,379.4   1,371.1   1,378.9   1,378.8   1,375.0   1,348.5 

H.8; Page 14
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  3,053.8   3,040.0   3,016.2   3,020.6   3,003.4   2,976.5   2,962.7   2,968.6   2,961.1   2,959.3   2,953.4   3,004.2 
Securities in bank credit 2  604.4   666.3   658.9   665.2   664.4   652.9   655.4   655.6   660.8   658.7   651.6   651.2 
Treasury and agency securities 3  407.5   449.4   443.6   447.8   455.4   453.8   453.0   456.4   455.6   453.9   456.7   460.7 
Mortgage-backed securities (MBS) 4  --   280.3   285.0   286.0   290.6   284.1   279.5   280.8   279.6   279.4   281.3   283.5 
Non-MBS 5  --   169.1   158.6   161.8   164.8   169.8   173.5   175.6   176.0   174.5   175.4   177.2 
Other securities  196.9   216.9   215.3   217.4   209.0   199.1   202.4   199.3   205.1   204.8   194.9   190.5 
Mortgage-backed securities 6  --   29.6   31.4   30.9   30.9   31.3   30.6   30.5   30.5   31.0   30.1   30.7 
Non-MBS 7  --   187.3   183.8   186.5   178.0   167.8   171.8   168.7   174.6   173.8   164.8   159.8 
Loans and leases in bank credit 8  2,449.4   2,373.8   2,357.3   2,355.3   2,339.1   2,323.6   2,307.4   2,312.9   2,300.3   2,300.6   2,301.8   2,353.0 
10  Commercial and industrial loans  432.2   406.3   401.7   399.2   397.3   394.1   391.3   391.2   390.9   392.1   389.1   392.8 
11  Real estate loans  1,675.4   1,639.2   1,626.9   1,629.3   1,618.2   1,606.3   1,597.2   1,590.3   1,590.9   1,587.7   1,591.8   1,589.5 
12  Revolving home equity loans  118.6   118.4   118.5   117.7   116.7   116.5   116.1   117.6   116.7   117.5   117.8   119.1 
13  Closed-end residential loans 9  532.6   513.3   508.6   515.5   509.3   508.1   503.6   500.8   501.8   498.9   499.9   501.4 
14  Commercial real estate loans 10  1,024.3   1,007.4   999.9   996.1   992.1   981.7   977.5   971.9   972.5   971.2   974.2   968.9 
15  Consumer loans  207.4   203.8   205.1   205.4   204.0   202.6   201.2   211.5   199.4   199.9   201.4   250.2 
16  Credit cards and other revolving plans  72.3   63.8   64.4   64.3   62.0   62.6   62.6   72.7   61.1   61.8   63.4   109.3 
17  Other consumer loans 11  135.1   139.9   140.7   141.0   142.0   140.0   138.6   138.8   138.3   138.1   138.0   141.0 
18  Other loans and leases  134.5   124.6   123.6   121.4   119.6   120.6   117.7   119.8   119.1   120.9   119.4   120.5 
19  Fed funds and reverse RPs with nonbanks 12  10.0   1.5   1.7   1.7   1.4   2.0   1.4   1.8   1.9   3.3   1.4   0.8 
20  All other loans and leases 13  124.5   123.1   121.9   119.8   118.2   118.6   116.4   118.0   117.2   117.6   118.0   119.7 
21  LESS: Allowance for loan and lease losses  --   55.1   54.7   55.1   54.3   56.2   56.4   57.5   57.7   57.9   55.6   58.7 
22  Interbank loans 12  67.5   56.5   59.0   64.0   64.1   57.0   56.0   56.1   58.6   66.5   50.0   48.4 
23  Fed funds and reverse RPs with banks 12  60.5   51.9   50.9   57.4   59.6   52.7   51.7   52.5   54.7   62.4   46.1   46.0 
24  Loans to commercial banks 14  7.0   4.6   8.0   6.6   4.5   4.4   4.3   3.6   3.9   4.0   3.9   2.5 
25  Cash assets 15  204.6   231.2   244.0   244.3   253.4   249.9   265.6   279.5   277.6   276.5   278.3   287.3 
26  Trading assets 16  --   8.8   8.9   9.2   8.2   7.4   7.2   6.6   6.9   7.0   6.0   6.0 
27  Derivatives with a positive fair value 17  --   6.1   6.1   6.0   5.6   5.2   5.5   5.4   5.4   5.3   5.5   5.1 
28  Other trading assets  --   2.7   2.8   3.2   2.6   2.1   1.7   1.2   1.5   1.7   0.4   0.9 
29  Other assets 18  254.5   259.8   256.7   255.5   267.1   274.0   277.4   275.7   277.4   273.9   278.1   272.4 
30  Total assets 19  3,538.1   3,541.3   3,530.0   3,538.4   3,541.9   3,508.6   3,512.5   3,529.0   3,523.8   3,525.3   3,510.2   3,559.7 

H.8; Page 15
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  2,514.2   2,612.3   2,614.4   2,633.3   2,619.7   2,613.9   2,619.0   2,611.2   2,609.5   2,617.4   2,609.1   2,607.7 
32  Large time deposits  448.8   464.5   464.7   464.6   460.7   458.0   460.6   459.3   457.9   458.7   461.0   459.9 
33  Other deposits  2,065.4   2,147.9   2,149.6   2,168.8   2,159.0   2,155.9   2,158.5   2,151.9   2,151.6   2,158.7   2,148.1   2,147.8 
34  Borrowings  520.4   456.9   453.1   442.0   429.0   393.6   363.2   378.2   370.8   367.9   368.0   411.5 
35  Borrowings from banks in the U.S.  144.8   140.4   130.6   107.5   103.6   92.0   92.2   92.1   93.5   92.2   90.9   90.5 
36  Borrowings from others  375.6   316.5   322.6   334.5   325.4   301.5   271.0   286.2   277.3   275.7   277.1   321.1 
37  Trading liabilities 20  --   4.5   4.4   4.1   4.0   3.7   4.2   4.0   4.1   3.8   4.0   3.9 
38  Derivatives with a negative fair value 17  --   3.8   3.5   3.2   3.1   2.8   3.3   3.1   3.2   3.0   3.2   3.1 
39  Other trading liabilities  --   0.8   0.9   0.9   0.9   0.8   0.9   0.8   0.9   0.8   0.9   0.8 
40  Net due to related foreign offices  46.6   41.3   37.6   40.3   44.7   44.7   43.6   44.0   44.8   44.5   43.5   44.1 
41  Other liabilities 21  69.3   66.7   67.8   68.0   69.5   66.9   65.7   68.8   68.3   69.8   69.0   68.8 
42  Total liabilities 19  3,158.1   3,181.8   3,177.4   3,187.8   3,166.9   3,122.8   3,095.7   3,106.2   3,097.5   3,103.4   3,093.6   3,136.0 
43  Residual (assets less liabilities) 22  380.1   359.5   352.6   350.6   375.0   385.8   416.8   422.8   426.3   422.0   416.6   423.7 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   0.3   2.1   2.2   2.7   1.1   2.2   2.3   2.3   2.3   2.3   2.3 
45  Securitized consumer loans 24  76.6   77.4   76.6   75.3   76.7   76.6   77.8   60.4   78.5   78.2   61.6   15.7 
46  Securitized credit cards and other revolving plans  75.6   76.0   75.5   74.3   75.8   75.7   76.9   59.8   77.6   77.3   60.8   15.6 
47  Other securitized consumer loans  1.0   1.4   1.0   1.0   0.9   0.8   0.9   0.7   0.9   0.9   0.7   0.0 
48  Securitized real estate loans 24  24.0   24.0   23.0   21.9   21.7   22.6   21.3   20.8   20.9   20.9   20.7   20.6 

H.8; Page 16
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  3,051.5   3,046.6   3,029.4   3,032.4   3,014.5   2,974.2   2,951.5   2,962.0   2,954.5   2,948.0   2,948.8   3,001.1 
Securities in bank credit 2  608.7   665.0   665.3   668.5   662.0   646.6   647.4   656.0   656.2   655.0   657.0   658.7 
Treasury and agency securities 3  412.1   445.5   448.2   452.7   459.0   454.3   451.5   458.2   458.0   456.5   458.7   461.6 
Mortgage-backed securities (MBS) 4  --   278.5   282.6   285.3   287.1   283.6   284.0   286.8   286.6   286.2   286.8   287.7 
Non-MBS 5  --   167.0   165.6   167.3   171.9   170.7   167.5   171.4   171.4   170.3   171.8   174.0 
Other securities  196.6   219.5   217.1   215.9   203.0   192.2   195.9   197.8   198.1   198.5   198.4   197.1 
Mortgage-backed securities 6  --   30.6   31.6   31.3   31.0   30.7   30.9   30.7   30.8   31.0   30.6   30.7 
Non-MBS 7  --   188.9   185.5   184.6   172.0   161.5   165.0   167.1   167.3   167.6   167.8   166.4 
Loans and leases in bank credit 8  2,442.8   2,381.5   2,364.1   2,363.8   2,352.5   2,327.6   2,304.1   2,306.0   2,298.3   2,293.0   2,291.7   2,342.4 
10  Commercial and industrial loans  432.7   406.4   402.3   399.7   397.6   392.8   391.1   391.8   390.5   392.5   390.2   393.8 
11  Real estate loans  1,670.9   1,643.2   1,632.9   1,635.7   1,626.4   1,610.8   1,595.4   1,585.8   1,594.1   1,583.6   1,582.2   1,579.4 
12  Revolving home equity loans  118.8   117.9   118.1   118.1   118.4   118.3   118.3   118.1   118.0   118.0   118.0   118.4 
13  Closed-end residential loans 9  530.3   516.4   512.5   519.5   516.2   510.5   501.0   498.0   504.6   494.8   494.4   495.4 
14  Commercial real estate loans 10  1,021.8   1,008.9   1,002.2   998.1   991.8   982.1   976.1   969.7   971.4   970.7   969.8   965.6 
15  Consumer loans  205.9   206.0   204.8   205.6   206.5   204.9   201.0   210.2   197.3   198.5   201.7   248.3 
16  Credit cards and other revolving plans  70.3   66.0   64.2   64.4   65.2   62.5   60.5   71.0   58.5   60.0   62.7   107.6 
17  Other consumer loans 11  135.6   140.0   140.6   141.2   141.3   142.4   140.5   139.2   138.8   138.4   138.9   140.7 
18  Other loans and leases  133.2   126.0   124.1   122.9   122.0   119.1   116.6   118.2   116.3   118.4   117.7   120.8 
19  Fed funds and reverse RPs with nonbanks 12  9.7   1.9   1.6   1.9   1.6   1.1   1.3   1.2   0.9   1.5   1.2   1.1 
20  All other loans and leases 13  123.5   124.0   122.5   121.0   120.4   118.0   115.3   117.0   115.4   116.9   116.5   119.8 
21  LESS: Allowance for loan and lease losses  --   55.8   54.8   54.8   54.0   56.0   57.2   57.5   58.1   58.0   55.3   58.4 
22  Interbank loans 12  70.0   55.1   56.8   64.4   64.7   57.1   56.8   57.8   58.1   68.9   52.1   51.2 
23  Fed funds and reverse RPs with banks 12  62.7   49.7   51.0   58.5   60.7   53.5   52.9   54.2   54.3   65.1   48.2   48.3 
24  Loans to commercial banks 14  7.3   5.3   5.8   5.9   4.1   3.6   3.9   3.6   3.8   3.8   3.9   2.9 
25  Cash assets 15  201.8   230.7   239.7   259.2   265.4   259.0   268.7   275.3   276.1   271.0   270.3   283.9 
26  Trading assets 16  --   8.4   9.0   9.5   8.7   7.1   7.4   7.1   7.5   7.5   7.7   5.5 
27  Derivatives with a positive fair value 17  --   6.1   6.1   6.0   5.9   5.3   5.6   5.5   5.7   5.5   5.7   5.1 
28  Other trading assets  --   2.3   2.9   3.5   2.7   1.8   1.8   1.6   1.8   2.0   2.0   0.4 
29  Other assets 18  254.3   259.5   256.9   257.3   266.4   274.2   278.2   275.4   279.6   273.8   273.6   273.4 
30  Total assets 19  3,536.0   3,544.4   3,537.0   3,568.0   3,565.8   3,515.5   3,505.4   3,520.1   3,517.8   3,511.1   3,497.1   3,556.7 

H.8; Page 17
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  2,534.1   2,597.1   2,599.9   2,635.7   2,638.7   2,612.1   2,621.2   2,633.3   2,635.8   2,636.9   2,620.7   2,638.5 
32  Large time deposits  448.3   466.1   467.9   467.5   463.1   459.1   460.5   459.1   460.1   459.6   458.2   458.2 
33  Other deposits  2,085.8   2,131.0   2,132.0   2,168.1   2,175.7   2,153.0   2,160.7   2,174.2   2,175.8   2,177.3   2,162.5   2,180.3 
34  Borrowings  519.2   449.9   438.0   424.8   414.5   400.3   377.4   378.9   372.7   368.1   368.6   408.4 
35  Borrowings from banks in the U.S.  146.4   136.6   129.4   101.8   98.6   94.8   93.9   92.9   94.0   93.4   92.4   91.1 
36  Borrowings from others  372.8   313.3   308.7   323.0   315.8   305.5   283.5   286.0   278.7   274.8   276.2   317.3 
37  Trading liabilities 20  --   4.2   4.4   4.5   4.5   3.9   4.3   4.2   4.4   4.1   4.3   3.9 
38  Derivatives with a negative fair value 17  --   3.4   3.5   3.5   3.5   3.1   3.4   3.4   3.5   3.3   3.4   3.1 
39  Other trading liabilities  --   0.8   0.9   1.0   1.0   0.8   0.9   0.9   1.0   0.8   0.9   0.7 
40  Net due to related foreign offices  46.6   41.3   37.6   40.3   44.7   44.7   43.6   44.0   44.8   44.5   43.5   44.1 
41  Other liabilities 21  67.8   69.0   67.9   69.8   70.4   65.5   65.0   66.6   66.5   67.6   66.6   66.2 
42  Total liabilities 19  3,175.8   3,161.6   3,147.9   3,175.1   3,172.7   3,126.5   3,111.4   3,127.0   3,124.2   3,121.2   3,103.8   3,161.0 
43  Residual (assets less liabilities) 22  360.2   382.8   389.2   392.9   393.0   389.1   393.9   393.1   393.6   389.9   393.3   395.7 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   0.3   2.1   2.2   2.7   1.1   2.2   2.3   2.3   2.3   2.3   2.3 
45  Securitized consumer loans 24  76.7   76.3   76.7   76.2   78.5   78.8   78.6   60.4   78.6   77.9   61.7   15.8 
46  Securitized credit cards and other revolving plans  75.6   75.0   75.8   75.3   77.6   78.0   77.8   59.8   77.7   77.0   60.8   15.7 
47  Other securitized consumer loans  1.1   1.3   0.9   0.9   0.9   0.9   0.9   0.7   0.9   0.9   0.9   0.1 
48  Securitized real estate loans 24  25.1   23.7   23.0   22.5   22.4   21.8   21.8   21.7   21.8   21.8   21.8   21.4 

H.8; Page 18
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  976.2   846.6   818.6   809.9   789.2   785.3   774.0   773.5   769.4   776.5   770.0   780.8 
Securities in bank credit 2  301.5   260.9   254.4   250.5   242.6   245.1   241.3   237.2   235.1   238.6   232.3   242.8 
Treasury and agency securities 3  101.8   95.1   98.7   98.1   99.6   94.5   88.4   88.4   84.5   88.4   88.2   94.3 
Mortgage-backed securities (MBS) 4  --   31.4   32.6   27.9   25.7   24.6   22.6   22.2   22.3   22.4   22.3   22.0 
Non-MBS 5  --   63.7   66.2   70.2   73.9   69.9   65.8   66.1   62.1   66.0   66.0   72.3 
Other securities  199.7   165.8   155.7   152.4   143.0   150.5   152.9   148.8   150.6   150.2   144.0   148.5 
Mortgage-backed securities 6  --   7.3   5.8   6.5   6.7   7.5   8.3   8.0   8.3   8.2   7.0   8.4 
Non-MBS 7  --   158.5   149.9   145.9   136.3   143.0   144.5   140.8   142.3   142.0   137.0   140.1 
Loans and leases in bank credit 8  674.7   585.7   564.2   559.3   546.6   540.3   532.8   536.3   534.3   537.9   537.7   538.0 
10  Commercial and industrial loans  356.4   301.8   291.0   287.9   279.6   269.9   264.8   262.2   262.9   263.1   262.4   259.9 
11  Real estate loans  47.9   41.1   40.7   41.4   40.6   40.9   41.6   40.9   41.6   41.1   40.9   39.9 
12  Revolving home equity loans  --   -0.9   -1.0   -0.1   1.1   1.7   2.3   1.5   1.9   1.6   1.2   0.8 
13  Closed-end residential loans 9  --   2.1   2.3   2.6   2.5   2.4   2.5   2.5   2.5   2.5   2.5   2.3 
14  Commercial real estate loans 10  --   39.9   39.4   38.9   37.0   36.8   36.9   37.0   37.2   37.0   37.3   36.8 
15  Consumer loans  --   1.3   1.4   1.4   1.4   1.3   1.3   1.4   1.4   1.4   1.4   1.5 
16  Credit cards and other revolving plans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   1.3   1.4   1.4   1.4   1.3   1.3   1.4   1.4   1.4   1.4   1.5 
18  Other loans and leases  270.3   241.5   231.2   228.6   225.1   228.2   225.1   231.8   228.4   232.3   232.9   236.6 
19  Fed funds and reverse RPs with nonbanks 12  76.3   67.9   61.1   64.9   65.9   70.0   66.5   67.6   68.2   69.7   74.1   59.2 
20  All other loans and leases 13  194.1   173.6   170.1   163.7   159.2   158.2   158.6   164.2   160.2   162.6   158.8   177.5 
21  LESS: Allowance for loan and lease losses  --   2.0   1.9   1.9   1.7   1.6   1.6   1.9   1.9   1.9   2.0   1.8 
22  Interbank loans 12  43.0   32.5   30.7   31.5   29.0   30.1   32.8   26.1   30.5   30.3   23.1   17.5 
23  Fed funds and reverse RPs with banks 12  35.5   28.3   28.1   28.3   26.2   26.9   29.0   22.7   27.4   27.6   19.9   13.3 
24  Loans to commercial banks 14  7.5   4.2   2.6   3.1   2.9   3.2   3.8   3.4   3.1   2.7   3.3   4.2 
25  Cash assets 15  241.1   293.1   365.0   348.5   337.6   430.8   480.7   408.8   442.0   388.0   410.8   373.1 
26  Trading assets 16  --   130.6   125.5   110.9   108.2   106.9   110.0   104.1   105.9   102.5   103.0   102.0 
27  Derivatives with a positive fair value 17  145.0   120.6   113.9   98.0   96.0   94.3   97.5   90.2   91.7   89.4   89.7   87.1 
28  Other trading assets  --   10.0   11.5   12.9   12.3   12.6   12.5   13.9   14.2   13.2   13.3   14.9 
29  Other assets 18  47.0   40.6   40.9   43.0   40.0   39.0   39.1   42.0   39.8   42.5   44.0   42.9 
30  Total assets 19  1,460.2   1,341.4   1,378.6   1,341.8   1,302.3   1,390.5   1,435.1   1,352.5   1,385.7   1,337.8   1,349.0   1,314.4 

H.8; Page 19
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  849.1   972.9   1,011.4   1,014.4   1,050.9   1,051.1   1,061.5   1,046.9   1,049.4   1,051.5   1,040.0   1,041.5 
32  Large time deposits  810.1   937.6   975.9   979.6   1,015.5   1,016.4   1,025.3   1,012.4   1,015.1   1,016.2   1,007.2   1,007.3 
33  Other deposits  38.9   35.3   35.5   34.8   35.4   34.7   36.2   34.5   34.4   35.3   32.8   34.2 
34  Borrowings  656.8   620.9   574.9   550.3   525.9   520.7   506.8   469.2   481.7   465.1   480.6   441.5 
35  Borrowings from banks in the U.S.  38.2   31.0   34.3   33.0   29.9   30.6   33.5   25.4   30.3   27.4   23.2   18.2 
36  Borrowings from others  618.6   589.9   540.6   517.3   496.1   490.2   473.2   443.8   451.4   437.7   457.4   423.3 
37  Trading liabilities 20  149.9   114.3   116.4   113.1   107.8   121.2   106.8   106.4   104.9   104.8   104.7   111.1 
38  Derivatives with a negative fair value 17  135.5   106.0   108.6   104.7   99.4   108.6   92.4   89.6   88.9   88.8   89.6   90.9 
39  Other trading liabilities  14.3   8.3   7.8   8.4   8.4   12.6   14.4   16.7   16.0   16.0   15.1   20.2 
40  Net due to related foreign offices  -249.4   -387.9   -330.3   -331.8   -373.2   -315.5   -259.8   -324.4   -314.3   -335.6   -309.6   -345.3 
41  Other liabilities 21  39.1   29.2   32.0   29.9   27.0   24.0   26.1   36.2   31.1   32.7   34.7   49.3 
42  Total liabilities 19  1,445.4   1,349.4   1,404.3   1,375.9   1,338.4   1,401.5   1,441.4   1,334.3   1,352.8   1,318.5   1,350.4   1,298.0 
43  Residual (assets less liabilities) 22  14.7   -8.0   -25.7   -34.1   -36.1   -11.0   -6.3   18.2   32.9   19.3   -1.5   16.5 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -17.7   -15.2   -13.1   -11.5   -11.0   -10.4   -10.0   -10.3   -10.1   -10.0   -9.8 
45  Securitized consumer loans 24  --   0.0   0.0   0.0   0.0   0.0   0.0   1.6   0.0   0.0   0.0   7.2 
46  Securitized credit cards and other revolving plans  --   0.0   0.0   0.0   0.0   0.0   0.0   1.6   0.0   0.0   0.0   7.2 
47  Other securitized consumer loans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 24  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

H.8; Page 20
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Assets
Bank credit  967.8   848.6   828.4   816.2   798.1   782.8   773.1   767.1   768.0   768.3   764.5   767.9 
Securities in bank credit 2  296.2   265.6   264.3   257.6   244.5   241.1   238.9   233.2   233.6   233.9   231.4   233.4 
Treasury and agency securities 3  103.4   97.5   96.1   97.4   97.4   94.4   93.3   90.6   89.8   91.3   89.9   91.6 
Mortgage-backed securities (MBS) 4  --   32.0   31.8   28.0   25.8   24.8   22.9   22.3   22.5   22.2   22.4   22.1 
Non-MBS 5  --   65.5   64.3   69.4   71.6   69.6   70.4   68.3   67.3   69.1   67.5   69.5 
Other securities  192.8   168.0   168.2   160.2   147.1   146.7   145.6   142.6   143.8   142.6   141.5   141.8 
Mortgage-backed securities 6  --   7.7   7.8   7.8   6.9   6.9   8.5   8.6   8.8   8.6   8.5   8.5 
Non-MBS 7  --   160.3   160.4   152.4   140.3   139.8   137.1   134.0   135.0   134.0   133.0   133.3 
Loans and leases in bank credit 8  671.6   583.0   564.1   558.7   553.6   541.7   534.2   533.9   534.5   534.4   533.1   534.5 
10  Commercial and industrial loans  358.9   301.3   291.9   287.0   280.1   271.5   267.4   264.1   265.0   265.7   263.7   261.3 
11  Real estate loans  46.8   42.1   41.9   41.8   40.3   39.6   39.5   39.7   39.9   39.8   39.7   39.5 
12  Revolving home equity loans  --   0.2   0.2   0.2   0.3   0.3   0.3   0.2   0.2   0.2   0.2   0.2 
13  Closed-end residential loans 9  --   2.1   2.2   2.5   2.6   2.6   2.6   2.5   2.4   2.4   2.6   2.6 
14  Commercial real estate loans 10  --   39.8   39.5   39.1   37.5   36.7   36.7   37.0   37.3   37.1   36.9   36.7 
15  Consumer loans  --   1.2   1.2   1.3   1.3   1.3   1.3   1.3   1.3   1.3   1.3   1.4 
16  Credit cards and other revolving plans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   1.2   1.2   1.3   1.3   1.3   1.3   1.3   1.3   1.3   1.3   1.4 
18  Other loans and leases  266.0   238.3   229.0   228.6   231.8   229.3   226.0   228.7   228.2   227.6   228.3   232.3 
19  Fed funds and reverse RPs with nonbanks 12  72.0   63.4   60.1   66.3   66.5   68.4   67.5   64.8   68.6   66.3   68.7   55.0 
20  All other loans and leases 13  194.0   174.9   168.9   162.3   165.3   160.9   158.4   163.9   159.6   161.4   159.7   177.3 
21  LESS: Allowance for loan and lease losses  --   1.9   2.0   1.9   1.8   1.7   1.7   1.6   1.7   1.7   1.6   1.5 
22  Interbank loans 12  40.4   32.9   33.1   33.6   29.7   30.3   33.4   25.9   31.2   30.1   22.5   15.9 
23  Fed funds and reverse RPs with banks 12  32.2   29.0   29.3   29.8   26.0   27.1   29.7   21.9   27.4   26.4   18.7   11.5 
24  Loans to commercial banks 14  8.2   3.9   3.8   3.9   3.7   3.3   3.7   4.0   3.7   3.7   3.9   4.4 
25  Cash assets 15  232.0   298.2   374.2   362.3   357.3   448.4   473.5   391.5   406.0   374.8   408.4   365.4 
26  Trading assets 16  --   126.3   126.1   126.5   115.3   107.0   105.6   106.4   108.8   106.6   104.5   104.5 
27  Derivatives with a positive fair value 17  152.5   115.7   113.8   113.4   103.8   95.4   94.4   93.6   95.5   94.2   93.0   90.3 
28  Other trading assets  --   10.6   12.3   13.1   11.5   11.5   11.2   12.8   13.4   12.4   11.5   14.2 
29  Other assets 18  48.2   39.6   40.9   43.1   41.9   40.2   42.5   43.7   41.9   45.3   45.0   43.2 
30  Total assets 19  1,448.4   1,343.6   1,400.7   1,379.9   1,340.6   1,407.1   1,426.4   1,332.9   1,354.4   1,323.4   1,343.2   1,295.3 

H.8; Page 21
For use at 4:15 p.m. Eastern Time; April 9, 2010
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2009
Mar
2009
Sep
2009
Oct
2009
Nov
2009
Dec
2010
Jan
2010
Feb
2010
Mar
Week ending
Mar 10 Mar 17 Mar 24 Mar 31
Liabilities
31  Deposits  839.5   965.6   1,009.3   1,014.5   1,055.8   1,054.3   1,050.4   1,035.3   1,036.0   1,041.0   1,027.2   1,033.5 
32  Large time deposits  799.1   933.1   976.4   981.5   1,021.2   1,019.3   1,014.6   998.9   1,000.3   1,004.0   992.0   996.4 
33  Other deposits  40.4   32.4   32.9   33.0   34.7   35.0   35.8   36.4   35.7   37.0   35.2   37.2 
34  Borrowings  670.3   617.2   566.8   545.5   520.4   514.3   498.9   478.4   491.5   479.7   485.1   450.9 
35  Borrowings from banks in the U.S.  40.3   33.4   34.0   34.0   30.4   30.0   32.5   26.4   31.1   29.8   22.1   19.6 
36  Borrowings from others  630.0   583.8   532.8   511.6   490.0   484.3   466.4   452.0   460.4   449.9   463.0   431.3 
37  Trading liabilities 20  148.1   117.5   119.7   117.6   106.9   125.9   106.6   105.8   107.1   105.2   103.6   106.5 
38  Derivatives with a negative fair value 17  135.0   110.0   110.1   109.4   99.4   112.3   91.7   90.4   91.3   90.7   89.9   89.1 
39  Other trading liabilities  13.0   7.5   9.5   8.2   7.6   13.6   14.8   15.4   15.8   14.5   13.6   17.4 
40  Net due to related foreign offices  -249.4   -387.9   -330.3   -331.8   -373.2   -315.5   -259.8   -324.4   -314.3   -335.6   -309.6   -345.3 
41  Other liabilities 21  37.0   28.3   32.2   31.2   27.7   25.2   27.2   34.8   31.0   30.1   33.9   46.6 
42  Total liabilities 19  1,445.5   1,340.7   1,397.7   1,376.9   1,337.6   1,404.1   1,423.3   1,329.9   1,351.3   1,320.3   1,340.2   1,292.3 
43  Residual (assets less liabilities) 22  2.9   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 23  --   -17.7   -15.2   -13.1   -11.5   -11.0   -10.4   -10.0   -10.3   -10.1   -10.0   -9.8 
45  Securitized consumer loans 24  --   0.0   0.0   0.0   0.0   0.0   0.0   1.6   0.0   0.0   0.0   7.3 
46  Securitized credit cards and other revolving plans  --   0.0   0.0   0.0   0.0   0.0   0.0   1.6   0.0   0.0   0.0   7.3 
47  Other securitized consumer loans  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 24  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 10 to 17, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)

2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.

11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

12. Fed funds are included in lines 19 and 23 by counterparty. Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

14. Excludes loans secured by real estate, which are included in line 11.

15. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

16. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.

17. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

18. Excludes the due-from position with related foreign offices, which is included in line 39. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

19. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.

20. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

21. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

22. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

23. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

24. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data” back to December 16, 2005, may also be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
Last update: April 9, 2010