Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States - H.8

Current Release (54 KB PDF)

Release Date: September 18, 2009

H.8; Page 1
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  9,014.4   9,316.5   9,295.5   9,263.2   9,350.8   9,342.0   9,258.8   9,200.6   9,186.1   9,176.4   9,167.9   9,164.1 
Securities in bank credit 2  2,040.6   2,134.1   2,165.2   2,176.9   2,203.3   2,251.8   2,281.9   2,314.4   2,313.7   2,309.7   2,318.5   2,316.0 
Treasury and agency securities 3  1,136.7   1,259.0   1,273.7   1,263.4   1,264.5   1,300.1   1,324.3   1,360.3   1,361.4   1,359.7   1,362.4   1,367.8 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   968.4   967.1   963.6   961.6   964.3   968.0 
Non-MBS 5  --   --   --   --   --   --   355.9   393.1   397.8   398.1   398.1   399.7 
Other securities  903.9   875.1   891.5   913.5   938.9   951.8   957.6   954.2   952.3   950.0   956.1   948.2 
Mortgage-backed securities 6  --   --   --   --   --   --   211.5   212.3   210.8   209.8   211.9   211.7 
Non-MBS 7  --   --   --   --   --   --   746.0   741.8   741.5   740.2   744.2   736.5 
Loans and leases in bank credit 8  6,973.8   7,182.5   7,130.3   7,086.3   7,147.4   7,090.2   6,976.9   6,886.2   6,872.4   6,866.7   6,849.4   6,848.2 
10  Commercial and industrial loans  1,572.9   1,586.6   1,562.8   1,543.5   1,526.1   1,502.4   1,487.3   1,453.2   1,449.1   1,447.0   1,436.0   1,433.6 
11  Real estate loans  3,623.0   3,818.4   3,827.8   3,834.8   3,882.6   3,869.4   3,845.6   3,820.1   3,817.1   3,800.8   3,786.9   3,794.4 
12  Revolving home equity loans  525.7   596.9   601.4   605.5   613.1   611.0   608.0   606.4   607.4   604.9   603.1   604.4 
13  Closed-end residential loans 9  1,430.9   1,503.7   1,508.6   1,515.9   1,557.3   1,551.4   1,537.8   1,524.1   1,520.6   1,502.3   1,504.1   1,506.5 
14  Commercial real estate loans 10  1,666.4   1,717.8   1,717.7   1,713.5   1,712.3   1,707.1   1,699.9   1,689.6   1,689.1   1,693.6   1,679.7   1,683.5 
15  Consumer loans  830.4   882.0   873.0   860.5   860.7   859.0   853.1   846.7   847.1   849.2   842.8   848.3 
16  Credit cards and other revolving plans  342.8   382.7   376.0   367.5   363.2   361.6   361.9   358.2   358.4   359.3   352.9   358.8 
17  Other consumer loans 11  487.6   499.3   497.0   493.0   497.5   497.5   491.2   488.4   488.8   489.8   489.9   489.5 
18  Other loans and leases  947.6   895.3   866.8   847.5   878.0   859.4   790.9   766.2   759.1   769.7   783.7   771.9 
19  Fed funds and reverse RPs with nonbanks 12  320.2   281.7   266.6   256.5   277.2   269.4   221.1   211.6   210.2   214.7   226.0   209.7 
20  All other loans and leases 13  627.4   613.6   600.2   591.0   600.8   589.9   569.8   554.7   548.9   555.0   557.7   562.1 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   187.7   192.0   191.4   190.2   193.9   194.2 
22  Interbank loans 12  434.0   392.0   381.4   383.5   389.5   383.4   344.2   324.2   335.0   319.5   319.0   316.7 
23  Fed funds and reverse RPs with banks 12  359.7   327.5   321.6   314.9   320.8   313.3   257.7   229.6   238.0   226.8   225.5   225.6 
24  Loans to commercial banks  74.3   64.5   59.7   68.6   68.7   70.1   86.5   94.6   97.1   92.6   93.5   91.1 
25  Cash assets 14  317.6   852.7   936.4   1,013.6   1,027.5   911.0   925.2   990.0   1,024.6   1,076.1   959.9   1,053.3 
26  Trading assets 15  --   --   --   --   --   --   388.8   372.9   365.7   365.3   395.0   357.1 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   371.7   351.6   348.2   348.1   356.9   339.0 
28  Other trading assets  --   --   --   --   --   --   17.0   21.3   17.6   17.2   38.1   18.2 
29  Other assets 17  1,030.3   1,145.2   1,163.4   1,134.0   1,149.8   1,180.0   1,141.1   1,111.4   1,120.6   1,099.1   1,125.0   1,111.9 
30  Total assets 18  11,059.4   12,030.8   12,084.5   12,054.0   12,150.3   12,023.4   11,870.4   11,807.2   11,840.7   11,846.1   11,773.1   11,808.9 

H.8; Page 2
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  6,914.6   7,266.6   7,300.4   7,321.5   7,458.6   7,528.4   7,518.0   7,555.7   7,506.1   7,585.7   7,562.5   7,583.7 
32  Large time deposits  2,094.4   1,845.0   1,815.0   1,839.9   1,870.3   1,884.6   1,906.8   1,901.2   1,891.0   1,895.5   1,898.4   1,867.1 
33  Other deposits  4,820.2   5,421.6   5,485.4   5,481.6   5,588.3   5,643.8   5,611.3   5,654.5   5,615.1   5,690.2   5,664.0   5,716.6 
34  Borrowings  2,265.6   2,428.5   2,440.3   2,406.9   2,420.2   2,360.9   2,247.0   2,155.4   2,187.4   2,147.6   2,107.8   2,107.1 
35  Borrowings from banks in the U.S.  469.0   419.9   415.9   418.0   420.4   414.9   365.5   320.3   330.2   317.2   318.7   342.7 
36  Borrowings from others  1,796.6   2,008.6   2,024.4   1,988.9   1,999.9   1,946.0   1,881.5   1,835.1   1,857.2   1,830.4   1,789.1   1,764.4 
37  Trading liabilities 19  --   --   --   --   --   --   329.6   326.2   322.4   324.6   334.0   319.8 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   281.0   278.8   277.6   277.9   283.5   272.8 
39  Other trading liabilities  --   --   --   --   --   --   48.6   47.4   44.8   46.7   50.5   47.0 
40  Net due to related foreign offices  -55.2   239.9   220.9   270.2   203.6   108.7   93.1   105.8   142.1   102.4   129.6   153.7 
41  Other liabilities 20  403.7   438.7   442.2   430.2   437.8   464.3   451.7   413.3   413.0   413.4   414.8   418.3 
42  Total liabilities 18  9,937.3   10,795.0   10,813.5   10,812.3   10,886.6   10,808.7   10,639.4   10,556.4   10,571.0   10,573.8   10,548.7   10,582.6 
43  Residual (assets less liabilities) 21  1,122.1   1,235.8   1,271.1   1,241.7   1,263.8   1,214.7   1,230.9   1,250.7   1,269.7   1,272.4   1,224.3   1,226.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   -73.8   -58.9   -62.4   -56.9   -40.9   -48.0 
45  Securitized consumer loans 23  411.6   403.7   403.9   407.9   406.9   404.9   406.9   401.5   401.9   399.3   399.3   396.3 
46  Securitized credit cards and other revolving plans  376.1   365.8   365.7   369.7   368.7   367.2   370.4   365.5   366.0   363.5   363.3   360.0 
47  Other securitized consumer loans  35.4   37.9   38.2   38.2   38.2   37.7   36.5   36.0   36.0   35.8   36.0   36.3 
48  Securitized real estate loans 23  1,318.8   1,378.1   1,376.5   1,387.7   1,401.3   1,427.6   1,454.8   1,470.6   1,470.8   1,470.9   1,474.2   1,470.7 

H.8; Page 3
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  8,994.8   9,337.0   9,287.1   9,247.5   9,334.5   9,316.4   9,216.3   9,183.9   9,164.7   9,154.7   9,173.5   9,170.5 
Securities in bank credit 2  2,042.4   2,134.9   2,174.9   2,172.9   2,204.5   2,251.7   2,271.8   2,315.9   2,313.6   2,315.4   2,333.2   2,329.0 
Treasury and agency securities 3  1,143.3   1,266.0   1,290.5   1,263.2   1,262.7   1,298.0   1,317.9   1,364.6   1,366.2   1,366.1   1,378.7   1,384.0 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   964.8   969.9   966.6   965.7   976.4   980.1 
Non-MBS 5  --   --   --   --   --   --   353.2   394.7   399.6   400.4   402.4   403.9 
Other securities  899.1   868.9   884.4   909.7   941.8   953.7   953.9   951.2   947.4   949.3   954.5   945.0 
Mortgage-backed securities 6  --   --   --   --   --   --   209.3   210.1   209.0   207.4   211.4   211.1 
Non-MBS 7  --   --   --   --   --   --   744.6   741.1   738.4   741.8   743.1   733.9 
Loans and leases in bank credit 8  6,952.3   7,202.2   7,112.2   7,074.6   7,130.0   7,064.7   6,944.5   6,868.1   6,851.1   6,839.3   6,840.3   6,841.5 
10  Commercial and industrial loans  1,560.2   1,592.1   1,569.6   1,551.1   1,531.1   1,498.3   1,475.0   1,440.9   1,437.7   1,434.3   1,427.8   1,424.3 
11  Real estate loans  3,629.0   3,819.6   3,812.8   3,827.8   3,878.5   3,864.6   3,849.5   3,826.1   3,815.8   3,800.7   3,791.6   3,809.4 
12  Revolving home equity loans  525.7   596.8   598.2   602.7   611.5   609.5   607.4   606.2   607.2   605.1   603.3   604.4 
13  Closed-end residential loans 9  1,439.5   1,504.6   1,498.6   1,513.7   1,556.1   1,549.7   1,544.4   1,532.7   1,521.2   1,506.4   1,513.0   1,524.5 
14  Commercial real estate loans 10  1,663.7   1,718.2   1,716.1   1,711.4   1,710.9   1,705.3   1,697.7   1,687.1   1,687.4   1,689.2   1,675.3   1,680.4 
15  Consumer loans  825.4   892.5   869.0   855.6   856.6   852.9   843.0   841.5   842.9   849.0   842.0   846.0 
16  Credit cards and other revolving plans  339.6   387.9   369.9   360.8   357.1   355.3   354.6   354.7   356.2   359.6   351.8   355.0 
17  Other consumer loans 11  485.8   504.5   499.1   494.8   499.4   497.6   488.4   486.9   486.7   489.4   490.3   491.0 
18  Other loans and leases  937.7   898.1   860.7   840.2   863.8   848.9   776.9   759.6   754.7   755.3   778.8   761.8 
19  Fed funds and reverse RPs with nonbanks 12  312.8   288.1   266.8   254.2   269.8   260.5   210.2   206.7   205.6   203.7   222.1   206.1 
20  All other loans and leases 13  624.9   610.0   593.9   586.0   594.0   588.4   566.7   552.9   549.2   551.6   556.8   555.7 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   187.8   191.7   191.3   188.6   194.2   195.3 
22  Interbank loans 12  421.8   396.9   388.5   388.9   377.2   372.1   329.7   314.2   327.9   308.1   309.5   311.4 
23  Fed funds and reverse RPs with banks 12  349.9   332.0   326.6   319.5   308.5   303.1   246.2   222.7   234.2   218.7   220.0   221.7 
24  Loans to commercial banks  71.9   64.8   61.9   69.4   68.7   69.0   83.5   91.6   93.7   89.4   89.5   89.7 
25  Cash assets 14  305.6   847.1   909.6   1,009.4   1,020.1   901.3   911.0   951.8   970.5   1,006.4   979.6   1,054.8 
26  Trading assets 15  --   --   --   --   --   --   354.8   342.1   336.6   338.0   373.4   344.9 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   337.3   320.6   318.9   320.3   335.3   326.9 
28  Other trading assets  --   --   --   --   --   --   17.5   21.5   17.7   17.7   38.1   18.0 
29  Other assets 17  1,022.9   1,144.9   1,158.5   1,131.9   1,137.0   1,168.2   1,131.6   1,102.6   1,107.2   1,088.0   1,118.7   1,123.5 
30  Total assets 18  10,980.5   12,056.0   12,060.9   12,046.4   12,095.3   11,941.4   11,755.5   11,702.9   11,715.7   11,706.6   11,760.5   11,809.8 

H.8; Page 4
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  6,859.1   7,265.8   7,328.1   7,369.5   7,462.9   7,515.6   7,455.5   7,494.6   7,454.5   7,459.6   7,536.9   7,552.4 
32  Large time deposits  2,076.7   1,843.8   1,808.6   1,831.9   1,876.5   1,879.0   1,880.3   1,887.1   1,881.4   1,883.8   1,885.8   1,856.4 
33  Other deposits  4,782.4   5,422.1   5,519.5   5,537.6   5,586.4   5,636.6   5,575.1   5,607.5   5,573.1   5,575.8   5,651.1   5,696.0 
34  Borrowings  2,253.4   2,418.6   2,440.5   2,416.7   2,440.2   2,356.7   2,211.9   2,138.5   2,164.8   2,140.1   2,100.1   2,102.5 
35  Borrowings from banks in the U.S.  464.7   421.9   418.4   423.1   414.4   411.3   357.8   317.0   330.2   315.4   315.3   340.1 
36  Borrowings from others  1,788.7   1,996.8   2,022.1   1,993.6   2,025.8   1,945.4   1,854.1   1,821.6   1,834.7   1,824.8   1,784.8   1,762.4 
37  Trading liabilities 19  --   --   --   --   --   --   292.8   294.1   291.7   294.8   311.1   304.0 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   244.2   243.4   244.1   244.9   255.5   251.8 
39  Other trading liabilities  --   --   --   --   --   --   48.5   50.7   47.6   49.9   55.6   52.1 
40  Net due to related foreign offices  -79.7   292.8   208.4   217.8   159.1   48.5   74.1   79.7   101.4   106.0   100.1   139.4 
41  Other liabilities 20  403.4   442.8   438.4   421.3   430.9   454.1   441.8   412.8   412.6   413.9   420.8   422.6 
42  Total liabilities 18  9,814.9   10,849.9   10,839.3   10,813.6   10,851.7   10,697.4   10,476.1   10,419.7   10,425.1   10,414.4   10,469.1   10,520.7 
43  Residual (assets less liabilities) 21  1,165.7   1,206.2   1,221.7   1,232.8   1,243.6   1,244.0   1,279.5   1,283.2   1,290.6   1,292.2   1,291.4   1,289.1 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   -73.8   -58.9   -62.4   -56.9   -40.9   -48.0 
45  Securitized consumer loans 23  409.8   405.4   406.1   409.4   406.1   403.9   405.2   399.9   399.3   397.3   398.1   394.6 
46  Securitized credit cards and other revolving plans  375.3   366.7   367.6   371.6   369.0   367.3   369.4   364.8   364.2   362.4   363.3   359.8 
47  Other securitized consumer loans  34.6   38.7   38.4   37.8   37.2   36.7   35.8   35.1   35.1   34.9   34.9   34.8 
48  Securitized real estate loans 23  1,271.8   1,424.2   1,420.2   1,426.6   1,424.4   1,424.9   1,418.1   1,417.1   1,416.3   1,417.3   1,420.5   1,419.7 

H.8; Page 5
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  7,970.9   8,349.4   8,320.1   8,310.5   8,407.7   8,431.0   8,359.5   8,307.1   8,284.8   8,292.4   8,281.2   8,284.2 
Securities in bank credit 2  1,698.6   1,836.3   1,862.1   1,888.1   1,920.2   1,982.8   2,004.0   2,026.0   2,022.8   2,018.7   2,027.1   2,027.9 
Treasury and agency securities 3  1,041.6   1,168.6   1,175.3   1,177.9   1,181.5   1,222.6   1,234.5   1,258.4   1,258.3   1,255.2   1,259.8   1,265.6 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   936.9   936.2   933.2   930.6   933.7   937.7 
Non-MBS 5  --   --   --   --   --   --   297.6   322.2   325.1   324.6   326.1   327.9 
Other securities  656.9   667.8   686.8   710.2   738.6   760.2   769.6   767.6   764.5   763.5   767.3   762.3 
Mortgage-backed securities 6  --   --   --   --   --   --   200.7   202.4   200.8   200.0   202.2   201.8 
Non-MBS 7  --   --   --   --   --   --   568.8   565.2   563.7   563.5   565.0   560.4 
Loans and leases in bank credit 8  6,272.4   6,513.1   6,458.0   6,422.4   6,487.5   6,448.2   6,355.4   6,281.1   6,262.1   6,273.7   6,254.1   6,256.3 
10  Commercial and industrial loans  1,227.4   1,224.0   1,206.4   1,190.7   1,181.6   1,167.6   1,155.2   1,131.8   1,129.4   1,129.5   1,120.6   1,118.3 
11  Real estate loans  3,575.8   3,772.7   3,783.5   3,789.2   3,836.8   3,823.8   3,802.3   3,776.7   3,773.1   3,757.6   3,746.2   3,753.6 
12  Revolving home equity loans  524.3   595.2   599.8   603.7   611.4   609.6   607.6   606.1   607.1   604.7   602.9   604.2 
13  Closed-end residential loans 9  1,426.3   1,500.0   1,506.0   1,512.9   1,554.3   1,548.0   1,532.3   1,519.0   1,515.0   1,496.9   1,500.6   1,503.1 
14  Commercial real estate loans 10  1,625.3   1,677.5   1,677.7   1,672.7   1,671.1   1,666.2   1,662.3   1,651.7   1,651.0   1,656.0   1,642.7   1,646.4 
15  Consumer loans  830.4   882.0   873.0   860.4   860.7   858.8   852.0   845.5   846.0   848.0   841.6   847.1 
16  Credit cards and other revolving plans  342.8   382.7   376.0   367.5   363.2   361.6   361.9   358.2   358.4   359.3   352.9   358.8 
17  Other consumer loans 11  487.6   499.3   497.0   493.0   497.5   497.2   490.1   487.3   487.6   488.7   488.7   488.3 
18  Other loans and leases  638.7   634.3   595.2   582.1   608.4   598.1   546.0   527.1   513.6   538.6   545.7   537.3 
19  Fed funds and reverse RPs with nonbanks 12  210.3   217.6   190.1   180.5   200.0   192.6   155.6   145.6   135.8   152.5   159.8   144.1 
20  All other loans and leases 13  428.4   416.7   405.1   401.5   408.4   405.4   390.3   381.5   377.8   386.2   385.9   393.2 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   185.1   189.4   188.9   187.6   191.3   191.6 
22  Interbank loans 12  365.4   347.4   338.4   337.9   344.7   342.2   302.2   278.4   285.5   275.2   274.9   271.5 
23  Fed funds and reverse RPs with banks 12  297.5   291.1   286.2   276.5   281.0   277.0   221.1   189.7   194.7   188.0   186.8   185.2 
24  Loans to commercial banks  67.9   56.4   52.2   61.5   63.8   65.1   81.1   88.7   90.8   87.2   88.1   86.3 
25  Cash assets 14  261.0   613.0   698.8   729.1   755.6   723.0   696.5   715.5   709.9   764.1   682.0   752.9 
26  Trading assets 15  --   --   --   --   --   --   251.0   244.4   239.0   240.4   266.6   234.3 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   237.5   226.8   225.0   226.5   232.2   220.4 
28  Other trading assets  --   --   --   --   --   --   13.4   17.6   14.0   13.9   34.4   13.9 
29  Other assets 17  988.0   1,100.6   1,112.7   1,081.1   1,098.3   1,132.9   1,107.0   1,078.5   1,085.1   1,065.7   1,090.7   1,078.5 
30  Total assets 18  9,735.5   10,568.6   10,631.3   10,570.3   10,693.3   10,689.6   10,531.0   10,434.6   10,415.4   10,450.3   10,404.1   10,429.8 

H.8; Page 6
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  5,772.9   6,395.8   6,451.0   6,437.6   6,527.5   6,581.0   6,560.7   6,585.6   6,545.9   6,619.8   6,587.4   6,635.1 
32  Large time deposits  988.8   1,013.8   1,007.1   995.8   985.5   982.0   992.0   973.8   972.8   972.2   966.5   962.2 
33  Other deposits  4,784.1   5,382.0   5,443.9   5,441.8   5,542.1   5,599.0   5,568.7   5,611.8   5,573.0   5,647.6   5,620.9   5,672.8 
34  Borrowings  1,664.7   1,801.3   1,784.4   1,743.0   1,760.3   1,723.5   1,584.8   1,498.7   1,508.7   1,486.1   1,450.4   1,432.7 
35  Borrowings from banks in the U.S.  397.3   375.2   378.0   373.9   372.0   375.7   327.3   285.7   294.0   277.2   284.9   303.7 
36  Borrowings from others  1,267.4   1,426.1   1,406.4   1,369.2   1,388.3   1,347.9   1,257.5   1,213.0   1,214.7   1,209.0   1,165.5   1,129.0 
37  Trading liabilities 19  --   --   --   --   --   --   192.7   193.9   191.0   195.2   203.1   194.2 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   151.7   154.4   153.2   155.8   160.2   155.2 
39  Other trading liabilities  --   --   --   --   --   --   41.0   39.4   37.8   39.3   42.9   39.0 
40  Net due to related foreign offices  519.6   495.1   470.7   519.9   507.7   505.3   498.3   505.4   504.1   489.6   533.6   535.4 
41  Other liabilities 20  367.7   398.6   399.5   387.8   399.7   425.5   422.6   384.4   382.7   383.9   387.5   392.2 
42  Total liabilities 18  8,590.6   9,352.9   9,374.4   9,327.4   9,417.2   9,432.7   9,259.0   9,168.0   9,132.3   9,174.6   9,161.9   9,189.6 
43  Residual (assets less liabilities) 21  1,144.9   1,215.7   1,256.8   1,242.9   1,276.0   1,256.9   1,272.0   1,266.6   1,283.1   1,275.7   1,242.1   1,240.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   -72.4   -57.9   -61.3   -56.0   -40.4   -47.3 
45  Securitized consumer loans 23  411.6   403.7   403.9   407.9   406.9   404.9   406.9   401.5   401.9   399.3   399.3   396.3 
46  Securitized credit cards and other revolving plans  376.1   365.8   365.7   369.7   368.7   367.2   370.4   365.5   366.0   363.5   363.3   360.0 
47  Other securitized consumer loans  35.4   37.9   38.2   38.2   38.2   37.7   36.5   36.0   36.0   35.8   36.0   36.3 
48  Securitized real estate loans 23  1,318.8   1,378.1   1,376.5   1,387.7   1,401.3   1,427.6   1,454.8   1,470.6   1,470.8   1,470.9   1,474.2   1,470.7 

H.8; Page 7
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  7,957.7   8,366.2   8,312.4   8,296.3   8,395.8   8,409.5   8,322.3   8,297.1   8,274.7   8,275.3   8,291.2   8,295.1 
Securities in bank credit 2  1,703.1   1,834.0   1,873.1   1,888.9   1,924.9   1,984.1   1,994.0   2,030.3   2,028.1   2,029.7   2,044.6   2,041.9 
Treasury and agency securities 3  1,047.3   1,172.0   1,188.5   1,174.9   1,177.8   1,219.6   1,227.6   1,261.8   1,262.9   1,261.7   1,273.8   1,278.5 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   932.8   939.1   936.9   935.3   945.7   949.3 
Non-MBS 5  --   --   --   --   --   --   294.7   322.6   326.0   326.4   328.1   329.2 
Other securities  655.8   661.9   684.7   714.0   747.1   764.4   766.4   768.5   765.2   768.0   770.8   763.4 
Mortgage-backed securities 6  --   --   --   --   --   --   199.1   200.1   198.9   197.5   201.7   201.3 
Non-MBS 7  --   --   --   --   --   --   567.3   568.4   566.3   570.5   569.1   562.1 
Loans and leases in bank credit 8  6,254.6   6,532.3   6,439.3   6,407.3   6,471.0   6,425.4   6,328.3   6,266.8   6,246.6   6,245.6   6,246.6   6,253.2 
10  Commercial and industrial loans  1,218.1   1,225.0   1,208.8   1,196.7   1,186.7   1,166.2   1,147.8   1,123.3   1,121.3   1,119.4   1,115.0   1,112.1 
11  Real estate loans  3,583.0   3,774.4   3,767.4   3,781.9   3,832.5   3,819.5   3,806.6   3,783.6   3,772.9   3,758.2   3,750.9   3,768.7 
12  Revolving home equity loans  524.4   595.1   596.5   600.9   609.7   608.1   607.1   606.0   607.0   604.8   603.1   604.2 
13  Closed-end residential loans 9  1,434.9   1,501.3   1,495.4   1,510.7   1,553.3   1,546.4   1,538.9   1,527.6   1,515.6   1,500.9   1,509.3   1,520.8 
14  Commercial real estate loans 10  1,623.7   1,677.9   1,675.4   1,670.3   1,669.4   1,664.9   1,660.5   1,650.1   1,650.3   1,652.4   1,638.6   1,643.7 
15  Consumer loans  825.4   892.5   869.0   855.6   856.6   852.7   841.9   840.3   841.7   847.8   840.8   844.8 
16  Credit cards and other revolving plans  339.6   387.9   369.9   360.8   357.1   355.3   354.6   354.7   356.2   359.6   351.8   355.0 
17  Other consumer loans 11  485.8   504.5   499.1   494.8   499.4   497.4   487.4   485.7   485.5   488.2   489.0   489.8 
18  Other loans and leases  628.1   640.5   594.0   573.2   595.2   587.0   531.9   519.6   510.8   520.2   539.9   527.7 
19  Fed funds and reverse RPs with nonbanks 12  202.0   227.6   194.7   174.6   190.5   182.8   143.0   139.9   133.2   139.7   156.3   142.5 
20  All other loans and leases 13  426.1   412.9   399.3   398.6   404.7   404.2   388.9   379.7   377.6   380.5   383.6   385.1 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   185.2   189.1   188.7   186.0   191.6   192.6 
22  Interbank loans 12  355.7   349.9   348.0   347.4   332.5   332.5   289.1   271.0   281.5   264.3   267.7   266.1 
23  Fed funds and reverse RPs with banks 12  289.5   293.9   294.4   284.7   268.4   267.8   210.4   184.3   192.9   179.7   183.0   181.1 
24  Loans to commercial banks  66.3   56.0   53.6   62.6   64.1   64.8   78.7   86.7   88.6   84.6   84.7   85.0 
25  Cash assets 14  249.2   613.0   677.5   729.9   750.2   709.4   681.3   683.3   666.3   704.2   700.8   755.2 
26  Trading assets 15  --   --   --   --   --   --   231.1   224.7   220.0   222.8   253.2   223.8 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   217.3   207.0   205.9   208.6   218.9   210.0 
28  Other trading assets  --   --   --   --   --   --   13.8   17.7   14.1   14.3   34.3   13.8 
29  Other assets 17  982.0   1,097.6   1,110.0   1,078.2   1,085.2   1,119.3   1,099.3   1,071.7   1,075.7   1,056.8   1,088.5   1,091.5 
30  Total assets 18  9,675.4   10,592.2   10,612.4   10,567.4   10,642.9   10,623.2   10,437.8   10,358.8   10,329.5   10,337.4   10,409.9   10,439.1 

H.8; Page 8
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  5,731.5   6,400.6   6,488.7   6,481.2   6,513.8   6,561.8   6,516.3   6,535.6   6,500.9   6,496.8   6,574.2   6,609.8 
32  Large time deposits  985.1   1,017.8   1,009.6   987.4   974.2   969.9   983.7   970.7   969.7   963.4   965.7   957.1 
33  Other deposits  4,746.4   5,382.8   5,479.0   5,493.8   5,539.6   5,591.9   5,532.6   5,564.9   5,531.2   5,533.4   5,608.5   5,652.7 
34  Borrowings  1,661.6   1,796.5   1,770.1   1,741.3   1,766.2   1,712.7   1,561.3   1,492.4   1,499.0   1,496.5   1,453.6   1,443.8 
35  Borrowings from banks in the U.S.  391.4   380.1   378.4   381.0   371.1   373.5   320.2   281.4   292.7   278.4   278.5   304.0 
36  Borrowings from others  1,270.1   1,416.4   1,391.7   1,360.3   1,395.1   1,339.3   1,241.2   1,211.1   1,206.3   1,218.2   1,175.1   1,139.8 
37  Trading liabilities 19  --   --   --   --   --   --   175.6   178.1   176.6   180.3   193.1   184.3 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   134.9   136.0   136.1   138.1   145.2   140.3 
39  Other trading liabilities  --   --   --   --   --   --   40.7   42.2   40.5   42.2   47.9   44.0 
40  Net due to related foreign offices  504.3   521.5   457.7   490.5   514.4   500.2   498.5   490.0   482.7   490.5   508.6   522.2 
41  Other liabilities 20  365.7   403.1   401.4   384.3   393.9   416.5   409.6   382.3   382.7   384.0   391.8   392.7 
42  Total liabilities 18  8,512.9   9,389.0   9,393.7   9,337.5   9,402.2   9,382.1   9,161.2   9,078.5   9,041.8   9,048.1   9,121.4   9,152.9 
43  Residual (assets less liabilities) 21  1,162.5   1,203.2   1,218.7   1,229.9   1,240.7   1,241.1   1,276.6   1,280.3   1,287.7   1,289.3   1,288.5   1,286.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   -72.4   -57.9   -61.3   -56.0   -40.4   -47.3 
45  Securitized consumer loans 23  409.8   405.4   406.1   409.4   406.1   403.9   405.2   399.9   399.3   397.3   398.1   394.6 
46  Securitized credit cards and other revolving plans  375.3   366.7   367.6   371.6   369.0   367.3   369.4   364.8   364.2   362.4   363.3   359.8 
47  Other securitized consumer loans  34.6   38.7   38.4   37.8   37.2   36.7   35.8   35.1   35.1   34.9   34.9   34.8 
48  Securitized real estate loans 23  1,271.8   1,424.2   1,420.2   1,426.6   1,424.4   1,424.9   1,418.1   1,417.1   1,416.3   1,417.3   1,420.5   1,419.7 

H.8; Page 9
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  4,889.1   5,178.4   5,138.4   5,120.3   5,206.6   5,214.7   5,137.2   5,106.9   5,090.8   5,088.9   5,094.8   5,086.7 
Securities in bank credit 2  1,098.6   1,206.7   1,224.4   1,221.5   1,246.8   1,283.3   1,290.9   1,319.9   1,317.7   1,313.1   1,325.1   1,327.0 
Treasury and agency securities 3  655.5   747.4   752.9   747.1   748.3   786.6   794.3   816.4   817.5   811.2   817.7   820.0 
Mortgage-backed securities (MBS) 4  594.0   653.9   647.2   640.5   637.2   670.5   667.6   663.3   661.8   655.8   658.8   661.4 
Non-MBS 5  61.6   93.5   105.6   106.6   111.1   116.1   126.8   153.1   155.7   155.4   158.8   158.6 
Other securities  443.0   459.3   471.5   474.4   498.5   496.7   496.6   503.5   500.2   501.9   507.5   507.0 
Mortgage-backed securities 6  186.8   158.6   154.1   150.3   162.5   163.9   167.3   171.6   169.6   170.2   173.2   173.2 
Non-MBS 7  256.2   300.7   317.5   324.1   336.0   332.8   329.3   332.0   330.6   331.6   334.3   333.7 
Loans and leases in bank credit 8  3,790.6   3,971.7   3,914.0   3,898.8   3,959.8   3,931.4   3,846.2   3,787.0   3,773.1   3,775.9   3,769.6   3,759.7 
10  Commercial and industrial loans  784.6   781.9   769.5   757.1   752.1   741.4   730.8   711.1   710.3   707.3   702.4   698.5 
11  Real estate loans  1,909.2   2,058.8   2,060.2   2,075.5   2,124.5   2,114.6   2,093.9   2,080.0   2,077.6   2,061.6   2,060.8   2,059.2 
12  Revolving home equity loans  406.6   466.8   469.5   473.2   481.3   480.9   479.2   477.8   478.8   476.0   474.6   475.1 
13  Closed-end residential loans 9  920.3   968.1   966.9   980.0   1,023.7   1,016.6   998.4   991.2   988.3   972.4   977.4   978.8 
14  Commercial real estate loans 10  582.3   624.0   623.8   622.4   619.5   617.0   616.3   611.1   610.5   613.2   608.8   605.3 
15  Consumer loans  598.4   633.5   626.8   617.1   611.2   610.8   609.8   603.3   604.3   603.4   599.6   603.9 
16  Credit cards and other revolving plans  261.7   283.4   278.3   273.1   268.1   268.5   271.5   266.5   267.4   266.5   262.2   267.4 
17  Other consumer loans 11  336.6   350.1   348.6   344.1   343.1   342.3   338.3   336.8   336.9   336.9   337.4   336.5 
18  Other loans and leases  498.4   497.5   457.4   449.0   472.0   464.7   411.7   392.6   380.9   403.6   406.9   398.1 
19  Fed funds and reverse RPs with nonbanks 12  198.5   207.6   178.6   173.2   190.5   185.3   149.7   140.7   132.5   147.8   151.3   137.0 
20  All other loans and leases 13  299.9   289.8   278.9   275.8   281.5   279.4   262.0   251.8   248.3   255.8   255.6   261.1 
21  LESS: Allowance for loan and lease losses  73.9   101.6   106.9   111.5   118.5   123.3   130.9   135.0   134.4   133.9   138.2   139.6 
22  Interbank loans 12  297.9   281.2   272.9   274.2   286.0   284.5   237.1   213.4   218.1   214.4   208.4   205.6 
23  Fed funds and reverse RPs with banks 12  233.6   235.2   229.4   224.5   230.7   229.9   167.2   133.0   137.4   133.8   127.6   125.9 
24  Loans to commercial banks  64.2   45.9   43.5   49.7   55.4   54.6   69.8   80.4   80.7   80.6   80.8   79.7 
25  Cash assets 14  153.1   379.6   463.0   495.4   536.6   538.5   490.4   505.0   507.5   542.2   470.0   521.3 
26  Trading assets 15  --   --   --   --   --   --   242.1   233.0   230.9   233.3   238.6   227.4 
27  Derivatives with a positive fair value 16  222.3   268.2   289.3   261.1   243.7   226.8   230.4   220.7   219.0   221.2   227.0   215.6 
28  Other trading assets  --   --   --   --   --   --   11.7   12.3   11.9   12.1   11.6   11.7 
29  Other assets 17  751.6   833.0   841.2   816.4   829.3   855.8   826.6   797.3   803.8   783.1   811.9   800.7 
30  Total assets 18  6,269.9   6,863.2   6,912.5   6,860.7   6,988.5   7,003.2   6,802.5   6,720.6   6,716.7   6,727.9   6,685.5   6,702.1 

H.8; Page 10
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  3,336.2   3,759.2   3,794.9   3,760.7   3,841.5   3,883.0   3,850.2   3,846.3   3,820.4   3,859.9   3,840.1   3,876.0 
32  Large time deposits  563.5   563.0   553.2   542.2   537.8   530.4   511.6   496.8   497.8   492.5   491.9   487.5 
33  Other deposits  2,772.8   3,196.2   3,241.8   3,218.5   3,303.7   3,352.7   3,338.6   3,349.5   3,322.6   3,367.3   3,348.1   3,388.5 
34  Borrowings  1,116.8   1,273.4   1,257.1   1,234.2   1,260.7   1,240.3   1,099.6   1,022.8   1,030.6   1,007.3   975.5   961.2 
35  Borrowings from banks in the U.S.  236.9   228.9   228.4   228.1   226.7   239.4   179.4   136.7   143.5   124.7   135.0   154.2 
36  Borrowings from others  879.9   1,044.5   1,028.7   1,006.1   1,034.0   1,001.0   920.2   886.1   887.1   882.6   840.4   807.0 
37  Trading liabilities 19  262.6   256.0   263.9   233.9   216.8   193.7   187.5   188.9   186.0   190.6   198.5   189.8 
38  Derivatives with a negative fair value 16  179.4   210.4   221.7   193.7   178.7   155.1   147.3   150.3   149.1   152.0   156.2   151.4 
39  Other trading liabilities  83.2   45.6   42.2   40.2   38.1   38.6   40.2   38.6   36.9   38.6   42.2   38.4 
40  Net due to related foreign offices  453.8   472.8   416.0   446.8   471.3   456.2   454.8   451.0   445.9   451.2   468.7   482.5 
41  Other liabilities 20  296.5   326.5   327.4   314.6   327.2   350.7   347.2   311.1   310.3   309.3   314.9   318.6 
42  Total liabilities 18  5,465.9   6,087.9   6,059.4   5,990.2   6,117.6   6,123.9   5,939.2   5,820.1   5,793.1   5,818.3   5,797.6   5,828.1 
43  Residual (assets less liabilities) 21  803.9   775.3   853.2   870.5   870.9   879.3   863.3   900.4   923.6   909.6   887.9   874.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  -43.9   -63.3   -62.5   -53.0   -48.7   -47.6   -39.6   -31.7   -33.6   -30.7   -22.2   -26.0 
45  Securitized consumer loans 23  310.7   318.5   318.1   320.2   319.6   316.8   316.3   312.2   311.7   310.7   311.2   307.6 
46  Securitized credit cards and other revolving plans  275.4   280.5   280.2   282.7   282.1   279.8   280.4   276.7   276.2   275.5   276.1   272.5 
47  Other securitized consumer loans  35.4   38.0   37.9   37.5   37.5   37.0   36.0   35.5   35.5   35.3   35.2   35.1 
48  Securitized real estate loans 23  1,281.1   1,342.7   1,341.2   1,352.9   1,366.8   1,391.0   1,417.5   1,434.2   1,435.0   1,435.7   1,438.4   1,435.5 

H.8; Page 11
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  4,879.9   5,194.9   5,132.9   5,112.3   5,202.5   5,200.2   5,115.6   5,102.2   5,087.4   5,075.7   5,101.5   5,090.2 
Securities in bank credit 2  1,103.2   1,206.9   1,229.8   1,224.1   1,254.2   1,289.4   1,294.1   1,325.8   1,325.1   1,321.5   1,336.4   1,332.9 
Treasury and agency securities 3  662.6   753.0   761.6   744.8   747.1   787.4   797.0   824.1   826.6   820.1   833.2   834.8 
Mortgage-backed securities (MBS) 4  599.9   658.2   654.3   638.7   634.9   667.4   666.5   667.7   667.0   661.6   671.3   673.0 
Non-MBS 5  62.7   94.8   107.2   106.0   112.1   120.0   130.6   156.4   159.6   158.5   161.9   161.8 
Other securities  440.7   453.9   468.2   479.3   507.1   502.0   497.0   501.7   498.5   501.4   503.2   498.1 
Mortgage-backed securities 6  181.0   161.2   156.2   153.4   163.6   163.9   164.7   166.1   164.6   164.0   168.1   167.5 
Non-MBS 7  259.6   292.7   312.0   325.9   343.5   338.2   332.4   335.6   333.9   337.4   335.1   330.6 
Loans and leases in bank credit 8  3,776.6   3,988.1   3,903.2   3,888.2   3,948.3   3,910.8   3,821.5   3,776.4   3,762.3   3,754.2   3,765.1   3,757.3 
10  Commercial and industrial loans  777.4   783.8   771.1   761.5   754.9   739.6   725.1   704.6   704.1   699.8   698.2   693.4 
11  Real estate loans  1,914.9   2,057.8   2,051.2   2,073.2   2,124.2   2,113.3   2,099.0   2,085.5   2,077.3   2,062.3   2,064.7   2,070.3 
12  Revolving home equity loans  406.2   466.7   467.4   471.6   480.4   480.6   478.6   477.0   478.0   475.6   474.4   474.6 
13  Closed-end residential loans 9  926.9   967.0   960.8   981.0   1,024.6   1,016.0   1,005.3   998.0   989.0   975.4   983.7   991.2 
14  Commercial real estate loans 10  581.8   624.1   622.9   620.6   619.3   616.7   615.1   610.4   610.3   611.3   606.7   604.4 
15  Consumer loans  593.7   642.4   624.5   613.7   608.2   604.7   598.5   598.5   600.4   602.9   597.7   600.8 
16  Credit cards and other revolving plans  257.4   289.5   274.5   267.1   262.5   261.2   264.0   262.0   263.8   264.8   258.9   262.3 
17  Other consumer loans 11  336.3   352.9   350.0   346.6   345.7   343.5   334.5   336.5   336.6   338.2   338.8   338.5 
18  Other loans and leases  490.6   504.0   456.4   439.9   460.9   453.1   398.9   387.7   380.4   389.1   404.5   392.7 
19  Fed funds and reverse RPs with nonbanks 12  190.6   217.6   182.5   165.9   181.2   174.4   136.6   135.3   130.1   135.6   148.9   136.9 
20  All other loans and leases 13  300.0   286.4   273.9   274.0   279.7   278.7   262.3   252.5   250.4   253.5   255.6   255.9 
21  LESS: Allowance for loan and lease losses  73.9   102.1   108.0   112.3   119.9   125.0   131.2   134.9   134.6   132.2   137.5   138.1 
22  Interbank loans 12  286.7   288.2   285.0   286.0   275.4   275.0   223.2   204.7   211.8   203.7   200.4   199.1 
23  Fed funds and reverse RPs with banks 12  224.9   240.4   240.3   234.0   221.0   221.4   156.8   127.4   134.3   126.5   123.6   121.8 
24  Loans to commercial banks  61.8   47.8   44.7   52.0   54.4   53.6   66.4   77.2   77.6   77.2   76.8   77.4 
25  Cash assets 14  139.5   389.9   448.3   497.2   522.8   493.6   463.0   457.8   447.8   470.1   469.7   507.0 
26  Trading assets 15  --   --   --   --   --   --   222.2   212.7   211.2   214.4   223.9   215.0 
27  Derivatives with a positive fair value 16  202.7   278.9   295.2   266.0   237.1   214.2   210.8   200.8   199.7   202.4   212.6   203.5 
28  Other trading assets  --   --   --   --   --   --   11.4   11.9   11.5   12.0   11.3   11.5 
29  Other assets 17  749.7   830.1   839.5   810.5   813.4   843.2   823.2   795.0   799.7   780.4   811.9   811.9 
30  Total assets 18  6,213.3   6,904.6   6,906.7   6,864.0   6,935.8   6,907.2   6,716.0   6,637.5   6,623.3   6,612.0   6,669.9   6,685.2 

H.8; Page 12
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  3,310.4   3,758.9   3,812.3   3,799.2   3,821.1   3,848.9   3,807.9   3,813.9   3,795.4   3,780.5   3,833.7   3,854.4 
32  Large time deposits  561.9   563.4   554.1   533.7   524.3   514.0   506.2   495.3   496.1   487.8   491.3   484.3 
33  Other deposits  2,748.5   3,195.5   3,258.2   3,265.6   3,296.9   3,334.8   3,301.7   3,318.6   3,299.2   3,292.6   3,342.3   3,370.1 
34  Borrowings  1,120.1   1,260.3   1,246.2   1,231.6   1,263.5   1,229.7   1,083.2   1,023.8   1,027.6   1,019.9   987.2   978.3 
35  Borrowings from banks in the U.S.  234.5   229.0   227.5   230.3   223.6   237.6   175.3   135.2   143.4   126.1   132.8   156.6 
36  Borrowings from others  885.6   1,031.3   1,018.7   1,001.3   1,039.9   992.1   907.9   888.6   884.2   893.8   854.4   821.7 
37  Trading liabilities 19  247.5   261.7   270.5   234.9   208.6   186.0   171.4   174.1   172.5   176.3   189.0   180.0 
38  Derivatives with a negative fair value 16  158.9   217.3   228.9   197.4   173.0   148.4   131.5   132.7   132.9   134.9   141.8   136.7 
39  Other trading liabilities  88.6   44.4   41.6   37.5   35.6   37.7   39.9   41.4   39.6   41.5   47.2   43.3 
40  Net due to related foreign offices  453.8   472.8   416.0   446.8   471.3   456.2   454.8   451.0   445.9   451.2   468.7   482.5 
41  Other liabilities 20  295.4   330.1   329.1   312.1   321.9   343.0   336.9   310.1   311.1   310.2   319.1   319.1 
42  Total liabilities 18  5,427.2   6,083.8   6,074.1   6,024.7   6,086.5   6,063.8   5,854.2   5,772.9   5,752.5   5,738.2   5,797.7   5,814.2 
43  Residual (assets less liabilities) 21  786.0   820.8   832.6   839.3   849.3   843.3   861.7   864.6   870.8   873.9   872.2   870.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  -43.9   -63.3   -62.5   -53.0   -48.7   -47.6   -39.6   -31.7   -33.6   -30.7   -22.2   -26.0 
45  Securitized consumer loans 23  311.7   318.1   319.2   320.8   319.8   317.6   316.3   313.3   312.3   312.3   312.5   309.0 
46  Securitized credit cards and other revolving plans  277.5   279.6   281.4   284.2   283.7   282.1   281.6   279.2   278.2   278.3   278.7   275.2 
47  Other securitized consumer loans  34.2   38.5   37.8   36.7   36.0   35.6   34.7   34.1   34.1   33.9   33.9   33.8 
48  Securitized real estate loans 23  1,235.4   1,388.6   1,384.7   1,391.9   1,390.1   1,390.7   1,382.8   1,382.0   1,381.2   1,382.2   1,385.4   1,385.1 

H.8; Page 13
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  3,081.8   3,171.0   3,181.7   3,190.2   3,201.1   3,216.3   3,222.3   3,200.3   3,194.0   3,203.5   3,186.4   3,197.5 
Securities in bank credit 2  600.0   629.7   637.6   666.6   673.4   699.5   713.1   706.1   705.0   705.6   702.0   700.9 
Treasury and agency securities 3  386.1   421.2   422.4   430.8   433.3   436.0   440.1   442.1   440.7   444.0   442.2   445.6 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   269.3   273.0   271.4   274.8   274.9   276.3 
Non-MBS 5  --   --   --   --   --   --   170.8   169.1   169.4   169.2   167.3   169.3 
Other securities  213.9   208.5   215.2   235.8   240.1   263.5   272.9   264.1   264.3   261.6   259.8   255.3 
Mortgage-backed securities 6  --   --   --   --   --   --   33.4   30.9   31.2   29.8   29.1   28.6 
Non-MBS 7  --   --   --   --   --   --   239.5   233.2   233.1   231.8   230.7   226.7 
Loans and leases in bank credit 8  2,481.8   2,541.3   2,544.0   2,523.6   2,527.7   2,516.8   2,509.2   2,494.1   2,489.0   2,497.9   2,484.4   2,496.6 
10  Commercial and industrial loans  442.8   442.1   436.9   433.6   429.5   426.2   424.4   420.7   419.0   422.2   418.2   419.7 
11  Real estate loans  1,666.6   1,713.9   1,723.3   1,713.7   1,712.3   1,709.2   1,708.4   1,696.7   1,695.6   1,696.0   1,685.4   1,694.4 
12  Revolving home equity loans  117.7   128.5   130.3   130.5   130.1   128.6   128.4   128.3   128.3   128.6   128.2   129.0 
13  Closed-end residential loans 9  506.0   531.9   539.1   532.8   530.6   531.4   533.9   527.8   526.6   524.6   523.2   524.3 
14  Commercial real estate loans 10  1,043.0   1,053.6   1,053.9   1,050.3   1,051.6   1,049.2   1,046.0   1,040.6   1,040.6   1,042.8   1,034.0   1,041.1 
15  Consumer loans  232.0   248.5   246.1   243.3   249.5   248.0   242.2   242.2   241.7   244.6   242.0   243.2 
16  Credit cards and other revolving plans  81.1   99.3   97.7   94.4   95.1   93.1   90.4   91.7   91.0   92.8   90.6   91.4 
17  Other consumer loans 11  151.0   149.2   148.4   148.9   154.4   154.9   151.9   150.5   150.7   151.8   151.4   151.8 
18  Other loans and leases  140.3   136.8   137.8   133.1   136.4   133.4   134.2   134.5   132.7   135.1   138.8   139.2 
19  Fed funds and reverse RPs with nonbanks 12  11.9   10.0   11.5   7.4   9.5   7.4   5.9   4.9   3.3   4.7   8.5   7.1 
20  All other loans and leases 13  128.5   126.8   126.2   125.7   126.9   126.0   128.3   129.7   129.4   130.4   130.3   132.1 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   54.2   54.4   54.5   53.6   53.1   52.0 
22  Interbank loans 12  67.5   66.2   65.5   63.7   58.7   57.6   65.1   65.1   67.4   60.8   66.6   65.8 
23  Fed funds and reverse RPs with banks 12  63.8   55.8   56.8   51.9   50.3   47.1   53.9   56.8   57.3   54.2   59.3   59.3 
24  Loans to commercial banks  3.7   10.4   8.7   11.8   8.4   10.5   11.3   8.3   10.1   6.6   7.3   6.6 
25  Cash assets 14  107.9   233.4   235.8   233.7   219.0   184.5   206.1   210.5   202.4   221.9   212.0   231.6 
26  Trading assets 15  --   --   --   --   --   --   8.8   11.4   8.1   7.1   28.0   6.9 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   7.1   6.1   6.0   5.3   5.2   4.7 
28  Other trading assets  --   --   --   --   --   --   1.7   5.3   2.1   1.8   22.8   2.2 
29  Other assets 17  236.4   267.6   271.5   264.6   269.0   277.1   280.4   281.2   281.3   282.6   278.8   277.8 
30  Total assets 18  3,465.6   3,705.3   3,718.7   3,709.6   3,704.8   3,686.4   3,728.5   3,714.0   3,698.7   3,722.3   3,718.6   3,727.7 

H.8; Page 14
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  2,436.7   2,636.6   2,656.1   2,676.9   2,686.1   2,698.0   2,710.4   2,739.3   2,725.5   2,759.9   2,747.3   2,759.0 
32  Large time deposits  425.4   450.8   453.9   453.7   447.7   451.7   480.3   477.0   475.1   479.6   474.5   474.7 
33  Other deposits  2,011.4   2,185.8   2,202.1   2,223.2   2,238.4   2,246.3   2,230.1   2,262.3   2,250.4   2,280.3   2,272.8   2,284.3 
34  Borrowings  547.9   527.8   527.3   508.8   499.6   483.2   485.3   475.9   478.1   478.8   475.0   471.5 
35  Borrowings from banks in the U.S.  160.4   146.3   149.7   145.8   145.4   136.3   147.9   149.1   150.4   152.4   149.9   149.5 
36  Borrowings from others  387.5   381.6   377.7   363.1   354.2   346.9   337.3   326.9   327.6   326.4   325.1   322.0 
37  Trading liabilities 19  --   --   --   --   --   --   5.2   5.0   5.0   4.6   4.6   4.5 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   4.4   4.2   4.1   3.9   3.9   3.8 
39  Other trading liabilities  --   --   --   --   --   --   0.8   0.8   0.9   0.7   0.7   0.7 
40  Net due to related foreign offices  65.8   22.3   54.7   73.0   36.4   49.1   43.5   54.3   58.2   38.4   64.9   52.9 
41  Other liabilities 20  71.2   72.0   72.1   73.2   72.4   74.9   75.5   73.3   72.4   74.6   72.6   73.6 
42  Total liabilities 18  3,124.6   3,265.0   3,315.1   3,337.2   3,299.7   3,308.8   3,319.8   3,347.9   3,339.2   3,356.3   3,364.4   3,361.5 
43  Residual (assets less liabilities) 21  341.0   440.4   403.7   372.4   405.1   377.6   408.7   366.1   359.5   366.0   354.2   366.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   -32.8   -26.2   -27.7   -25.3   -18.2   -21.3 
45  Securitized consumer loans 23  100.8   85.2   85.8   87.7   87.2   88.1   90.6   89.3   90.3   88.6   88.1   88.7 
46  Securitized credit cards and other revolving plans  100.8   85.3   85.4   87.0   86.5   87.4   90.0   88.8   89.8   88.1   87.2   87.5 
47  Other securitized consumer loans  0.0   -0.0   0.3   0.7   0.7   0.7   0.6   0.5   0.5   0.5   0.8   1.2 
48  Securitized real estate loans 23  37.6   35.4   35.3   34.8   34.6   36.6   37.3   36.3   35.8   35.3   35.8   35.1 

H.8; Page 15
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  3,077.8   3,171.3   3,179.5   3,184.0   3,193.4   3,209.3   3,206.7   3,194.9   3,187.3   3,199.6   3,189.6   3,204.9 
Securities in bank credit 2  599.9   627.1   643.4   664.8   670.7   694.7   699.9   704.5   702.9   708.2   708.1   709.0 
Treasury and agency securities 3  384.7   419.1   426.9   430.2   430.7   432.3   430.5   437.6   436.2   441.6   440.6   443.7 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   266.3   271.4   269.8   273.7   274.4   276.3 
Non-MBS 5  --   --   --   --   --   --   164.2   166.2   166.4   167.9   166.2   167.4 
Other securities  215.2   208.0   216.5   234.7   240.0   262.4   269.4   266.8   266.7   266.6   267.6   265.3 
Mortgage-backed securities 6  --   --   --   --   --   --   34.5   34.0   34.3   33.5   33.6   33.8 
Non-MBS 7  --   --   --   --   --   --   234.9   232.8   232.4   233.2   234.0   231.5 
Loans and leases in bank credit 8  2,477.9   2,544.2   2,536.1   2,519.1   2,522.7   2,514.6   2,506.8   2,490.4   2,484.4   2,491.4   2,481.5   2,495.9 
10  Commercial and industrial loans  440.7   441.2   437.7   435.2   431.8   426.5   422.8   418.6   417.3   419.6   416.8   418.6 
11  Real estate loans  1,668.1   1,716.5   1,716.3   1,708.7   1,708.3   1,706.2   1,707.6   1,698.1   1,695.5   1,695.9   1,686.2   1,698.4 
12  Revolving home equity loans  118.2   128.4   129.1   129.3   129.3   127.6   128.5   128.9   128.9   129.2   128.7   129.5 
13  Closed-end residential loans 9  508.0   534.3   534.6   529.7   528.7   530.5   533.7   529.5   526.5   525.5   525.5   529.6 
14  Commercial real estate loans 10  1,041.9   1,053.8   1,052.5   1,049.7   1,050.2   1,048.2   1,045.4   1,039.7   1,040.0   1,041.2   1,031.9   1,039.3 
15  Consumer loans  231.7   250.0   244.5   241.9   248.4   248.0   243.4   241.8   241.3   244.9   243.1   243.9 
16  Credit cards and other revolving plans  82.2   98.4   95.4   93.7   94.7   94.1   90.5   92.6   92.3   94.8   92.8   92.6 
17  Other consumer loans 11  149.5   151.6   149.2   148.2   153.7   153.9   152.9   149.2   148.9   150.1   150.3   151.3 
18  Other loans and leases  137.5   136.5   137.6   133.3   134.3   133.9   133.0   131.9   130.3   131.1   135.4   134.9 
19  Fed funds and reverse RPs with nonbanks 12  11.4   10.0   12.2   8.6   9.3   8.4   6.4   4.6   3.1   4.1   7.3   5.7 
20  All other loans and leases 13  126.1   126.5   125.4   124.6   124.9   125.5   126.6   127.2   127.2   127.0   128.0   129.3 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   54.0   54.2   54.1   53.7   54.0   54.6 
22  Interbank loans 12  69.1   61.7   63.1   61.4   57.0   57.5   65.9   66.4   69.7   60.6   67.3   67.0 
23  Fed funds and reverse RPs with banks 12  64.6   53.5   54.1   50.8   47.4   46.3   53.5   56.9   58.6   53.2   59.4   59.3 
24  Loans to commercial banks  4.5   8.3   9.0   10.6   9.6   11.2   12.3   9.5   11.1   7.4   7.9   7.7 
25  Cash assets 14  109.7   223.1   229.3   232.7   227.4   215.8   218.3   225.5   218.5   234.0   231.1   248.3 
26  Trading assets 15  --   --   --   --   --   --   8.9   12.0   8.7   8.4   29.4   8.8 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   6.5   6.2   6.1   6.1   6.3   6.5 
28  Other trading assets  --   --   --   --   --   --   2.4   5.8   2.6   2.3   23.0   2.3 
29  Other assets 17  232.3   267.5   270.5   267.7   271.7   276.1   276.1   276.7   276.0   276.4   276.6   279.6 
30  Total assets 18  3,462.1   3,687.5   3,705.8   3,703.4   3,707.1   3,716.1   3,721.9   3,721.3   3,706.2   3,725.4   3,739.9   3,753.9 

H.8; Page 16
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  2,421.0   2,641.7   2,676.4   2,682.0   2,692.6   2,712.9   2,708.4   2,721.7   2,705.5   2,716.3   2,740.5   2,755.4 
32  Large time deposits  423.2   454.4   455.5   453.8   449.9   455.8   477.4   475.3   473.5   475.6   474.4   472.8 
33  Other deposits  1,997.9   2,187.3   2,220.9   2,228.2   2,242.7   2,257.1   2,230.9   2,246.3   2,231.9   2,240.7   2,266.2   2,282.6 
34  Borrowings  541.5   536.1   523.9   509.7   502.7   483.0   478.1   468.6   471.3   476.6   466.4   465.6 
35  Borrowings from banks in the U.S.  156.9   151.0   150.9   150.7   147.5   135.9   144.8   146.2   149.3   152.3   145.7   147.4 
36  Borrowings from others  384.6   385.1   373.0   359.0   355.2   347.1   333.3   322.4   322.1   324.4   320.7   318.2 
37  Trading liabilities 19  --   --   --   --   --   --   4.2   4.1   4.1   3.9   4.1   4.3 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   3.4   3.3   3.2   3.2   3.4   3.6 
39  Other trading liabilities  --   --   --   --   --   --   0.8   0.8   0.9   0.7   0.7   0.7 
40  Net due to related foreign offices  50.5   48.7   41.7   43.7   43.0   44.0   43.7   39.0   36.9   39.3   39.9   39.8 
41  Other liabilities 20  70.2   73.0   72.3   72.2   72.0   73.5   72.6   72.3   71.6   73.7   72.7   73.7 
42  Total liabilities 18  3,085.7   3,305.1   3,319.6   3,312.8   3,315.7   3,318.3   3,307.0   3,305.6   3,289.3   3,309.9   3,323.7   3,338.7 
43  Residual (assets less liabilities) 21  376.5   382.4   386.1   390.6   391.4   397.8   414.9   415.7   416.9   415.4   416.3   415.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   -32.8   -26.2   -27.7   -25.3   -18.2   -21.3 
45  Securitized consumer loans 23  98.1   87.3   86.8   88.6   86.4   86.3   88.9   86.5   87.0   85.1   85.6   85.6 
46  Securitized credit cards and other revolving plans  97.8   87.1   86.2   87.4   85.2   85.2   87.8   85.5   86.0   84.1   84.6   84.6 
47  Other securitized consumer loans  0.4   0.2   0.6   1.2   1.1   1.1   1.1   1.0   1.0   1.0   1.0   1.0 
48  Securitized real estate loans 23  36.4   35.6   35.5   34.7   34.3   34.1   35.3   35.1   35.0   35.1   35.1   34.5 

H.8; Page 17
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  1,043.4   967.1   975.4   952.7   943.1   911.0   899.3   893.4   901.3   884.0   886.8   880.0 
Securities in bank credit 2  342.0   297.7   303.1   288.8   283.2   269.0   277.8   288.4   291.0   291.0   291.4   288.1 
Treasury and agency securities 3  95.0   90.4   98.4   85.5   82.9   77.5   89.8   101.8   103.2   104.5   102.6   102.1 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   31.5   30.9   30.4   31.0   30.6   30.4 
Non-MBS 5  --   --   --   --   --   --   58.3   70.9   72.7   73.5   72.0   71.8 
Other securities  247.0   207.3   204.7   203.3   200.2   191.5   188.0   186.6   187.8   186.5   188.8   186.0 
Mortgage-backed securities 6  --   --   --   --   --   --   10.8   9.9   10.0   9.8   9.7   9.9 
Non-MBS 7  --   --   --   --   --   --   177.2   176.7   177.8   176.7   179.2   176.1 
Loans and leases in bank credit 8  701.5   669.4   672.2   663.9   659.9   642.0   621.5   605.0   610.3   593.0   595.4   591.8 
10  Commercial and industrial loans  345.5   362.6   356.4   352.8   344.5   334.8   332.1   321.4   319.7   317.5   315.5   315.3 
11  Real estate loans  47.2   45.7   44.3   45.6   45.9   45.7   43.4   43.3   44.0   43.3   40.8   40.9 
12  Revolving home equity loans  --   --   --   --   --   --   0.3   0.3   0.3   0.3   0.2   0.2 
13  Closed-end residential loans 9  --   --   --   --   --   --   5.5   5.2   5.6   5.4   3.5   3.5 
14  Commercial real estate loans 10  --   --   --   --   --   --   37.6   37.9   38.1   37.6   37.0   37.2 
15  Consumer loans  --   --   --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2 
16  Credit cards and other revolving plans  --   --   --   --   --   --   -0.0   -0.0   -0.0   -0.0   -0.0   -0.0 
17  Other consumer loans 11  --   --   --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2 
18  Other loans and leases  308.8   261.1   271.5   265.4   269.6   261.3   244.9   239.1   245.5   231.1   238.0   234.5 
19  Fed funds and reverse RPs with nonbanks 12  109.9   64.1   76.5   76.0   77.1   76.8   65.5   66.0   74.4   62.3   66.2   65.6 
20  All other loans and leases 13  198.9   197.0   195.1   189.4   192.4   184.5   179.4   173.2   171.1   168.8   171.8   168.9 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   2.6   2.6   2.6   2.6   2.6   2.7 
22  Interbank loans 12  68.6   44.5   43.0   45.5   44.8   41.3   42.0   45.8   49.6   44.3   44.1   45.3 
23  Fed funds and reverse RPs with banks 12  62.2   36.5   35.5   38.4   39.9   36.3   36.6   39.9   43.3   38.9   38.7   40.4 
24  Loans to commercial banks  6.4   8.1   7.5   7.1   4.9   5.0   5.4   5.9   6.3   5.5   5.4   4.8 
25  Cash assets 14  56.6   239.7   237.6   284.5   271.9   188.0   228.7   274.5   314.7   311.9   277.9   300.4 
26  Trading assets 15  --   --   --   --   --   --   137.8   128.5   126.8   124.9   128.4   122.8 
27  Derivatives with a positive fair value 16  113.0   166.2   146.5   148.2   145.8   146.4   134.2   124.8   123.2   121.6   124.7   118.6 
28  Other trading assets  --   --   --   --   --   --   3.6   3.7   3.6   3.3   3.7   4.2 
29  Other assets 17  42.3   44.6   50.8   52.9   51.4   47.0   34.1   33.0   35.5   33.4   34.3   33.4 
30  Total assets 18  1,323.9   1,462.2   1,453.3   1,483.7   1,457.0   1,333.8   1,339.3   1,372.6   1,425.3   1,395.9   1,369.0   1,379.1 

H.8; Page 18
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  1,141.7   870.8   849.4   883.9   931.0   947.4   957.4   970.1   960.2   965.8   975.1   948.6 
32  Large time deposits  1,105.6   831.2   807.9   844.1   884.8   902.6   914.8   927.4   918.2   923.3   932.0   904.9 
33  Other deposits  36.1   39.6   41.5   39.8   46.2   44.8   42.6   42.6   42.0   42.5   43.2   43.8 
34  Borrowings  600.9   627.2   655.9   663.8   659.9   637.4   662.1   656.7   678.8   661.5   657.4   674.4 
35  Borrowings from banks in the U.S.  71.8   44.7   37.8   44.1   48.3   39.3   38.1   34.6   36.3   40.1   33.8   39.1 
36  Borrowings from others  529.1   582.5   618.0   619.8   611.6   598.1   624.0   622.1   642.5   621.4   623.6   635.3 
37  Trading liabilities 19  142.9   159.2   140.9   144.4   144.3   149.1   137.0   132.4   131.5   129.5   130.9   125.5 
38  Derivatives with a negative fair value 16  117.8   144.8   127.3   133.8   137.5   140.0   129.3   124.4   124.4   122.0   123.3   117.6 
39  Other trading liabilities  25.2   14.4   13.7   10.6   6.8   9.2   7.6   8.0   7.1   7.4   7.6   7.9 
40  Net due to related foreign offices  -574.8   -255.2   -249.8   -249.6   -304.1   -396.6   -405.2   -399.6   -362.0   -387.2   -404.0   -381.7 
41  Other liabilities 20  36.0   40.1   42.7   42.4   38.1   38.7   29.0   28.9   30.2   29.5   27.3   26.2 
42  Total liabilities 18  1,346.7   1,442.1   1,439.0   1,484.9   1,469.3   1,376.0   1,380.4   1,388.4   1,438.7   1,399.2   1,386.8   1,393.0 
43  Residual (assets less liabilities) 21  -22.8   20.1   14.2   -1.2   -12.3   -42.2   -41.0   -15.8   -13.4   -3.3   -17.8   -13.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   -1.4   -1.0   -1.1   -0.9   -0.6   -0.7 
45  Securitized consumer loans 23  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 23  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 

H.8; Page 19
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Assets
Bank credit  1,037.1   970.8   974.7   951.2   938.6   906.9   894.0   886.8   890.0   879.4   882.4   875.4 
Securities in bank credit 2  339.3   300.9   301.8   284.0   279.6   267.6   277.9   285.6   285.5   285.7   288.7   287.1 
Treasury and agency securities 3  96.0   93.9   102.1   88.2   84.9   78.3   90.4   102.9   103.3   104.4   105.0   105.5 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   31.9   30.8   29.7   30.4   30.7   30.8 
Non-MBS 5  --   --   --   --   --   --   58.4   72.1   73.6   74.0   74.2   74.7 
Other securities  243.3   207.0   199.7   195.7   194.7   189.3   187.5   182.7   182.2   181.3   183.7   181.6 
Mortgage-backed securities 6  --   --   --   --   --   --   10.2   10.0   10.1   10.0   9.7   9.8 
Non-MBS 7  --   --   --   --   --   --   177.3   172.7   172.1   171.3   174.0   171.8 
Loans and leases in bank credit 8  697.8   669.9   672.9   667.3   659.0   639.3   616.2   601.2   604.5   593.7   593.7   588.3 
10  Commercial and industrial loans  342.2   367.1   360.7   354.4   344.4   332.1   327.2   317.6   316.4   314.9   312.8   312.2 
11  Real estate loans  46.0   45.2   45.4   45.9   46.0   45.1   43.0   42.4   43.0   42.5   40.7   40.7 
12  Revolving home equity loans  --   --   --   --   --   --   0.3   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   --   --   --   --   --   5.5   5.2   5.6   5.5   3.7   3.7 
14  Commercial real estate loans 10  --   --   --   --   --   --   37.2   37.0   37.1   36.7   36.8   36.7 
15  Consumer loans  --   --   --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2 
16  Credit cards and other revolving plans  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2 
18  Other loans and leases  309.5   257.6   266.7   267.0   268.6   261.9   245.0   240.0   243.9   235.1   239.0   234.2 
19  Fed funds and reverse RPs with nonbanks 12  110.7   60.5   72.1   79.6   79.3   77.7   67.2   66.8   72.4   64.0   65.8   63.6 
20  All other loans and leases 13  198.8   197.1   194.6   187.4   189.3   184.2   177.8   173.2   171.6   171.1   173.2   170.6 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   2.6   2.6   2.6   2.6   2.6   2.7 
22  Interbank loans 12  66.1   47.0   40.4   41.5   44.8   39.5   40.6   43.2   46.4   43.9   41.8   45.3 
23  Fed funds and reverse RPs with banks 12  60.4   38.1   32.2   34.8   40.1   35.3   35.9   38.3   41.4   39.1   37.0   40.6 
24  Loans to commercial banks  5.6   8.8   8.2   6.7   4.7   4.2   4.8   4.8   5.1   4.8   4.7   4.7 
25  Cash assets 14  56.4   234.1   232.1   279.5   269.9   191.9   229.7   268.4   304.1   302.3   278.8   299.6 
26  Trading assets 15  --   --   --   --   --   --   123.7   117.4   116.6   115.1   120.1   121.1 
27  Derivatives with a positive fair value 16  104.7   164.7   152.8   153.1   147.3   131.0   120.0   113.6   113.0   111.7   116.4   116.9 
28  Other trading assets  --   --   --   --   --   --   3.7   3.8   3.6   3.4   3.8   4.2 
29  Other assets 17  41.0   47.4   48.5   53.7   51.9   48.9   32.3   30.9   31.5   31.2   30.2   32.0 
30  Total assets 18  1,305.1   1,463.9   1,448.5   1,479.0   1,452.4   1,318.2   1,317.7   1,344.1   1,386.2   1,369.2   1,350.6   1,370.7 

H.8; Page 20
For use at 4:15 p.m. Eastern Time; September 18, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Aug
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
Week ending
Aug 19 Aug 26 Sep 2 Sep 9
Liabilities
31  Deposits  1,127.7   865.2   839.5   888.3   949.2   953.8   939.2   959.1   953.7   962.8   962.7   942.5 
32  Large time deposits  1,091.6   825.9   799.0   844.5   902.3   909.2   896.6   916.4   911.7   920.4   920.1   899.3 
33  Other deposits  36.0   39.3   40.5   43.8   46.9   44.7   42.5   42.6   42.0   42.4   42.6   43.2 
34  Borrowings  591.8   622.2   670.4   675.4   674.1   643.9   650.6   646.1   665.9   643.6   646.5   658.7 
35  Borrowings from banks in the U.S.  73.3   41.8   40.0   42.1   43.3   37.9   37.6   35.6   37.5   37.0   36.8   36.1 
36  Borrowings from others  518.5   580.4   630.4   633.3   630.7   606.1   613.0   610.5   628.4   606.6   609.7   622.5 
37  Trading liabilities 19  128.8   162.5   148.1   148.2   144.5   131.7   117.2   116.0   115.1   114.6   118.0   119.7 
38  Derivatives with a negative fair value 16  102.2   148.0   135.0   137.8   136.3   122.0   109.3   107.4   108.0   106.8   110.3   111.6 
39  Other trading liabilities  26.6   14.5   13.1   10.3   8.2   9.7   7.8   8.5   7.1   7.7   7.7   8.1 
40  Net due to related foreign offices  -584.1   -228.7   -249.3   -272.7   -355.3   -451.8   -424.4   -410.3   -381.4   -384.5   -408.6   -382.9 
41  Other liabilities 20  37.8   39.7   37.0   37.0   37.1   37.6   32.3   30.5   29.9   29.9   29.0   29.8 
42  Total liabilities 18  1,302.0   1,460.9   1,445.6   1,476.1   1,449.5   1,315.3   1,314.8   1,341.2   1,383.3   1,366.3   1,347.7   1,367.8 
43  Residual (assets less liabilities) 21  3.2   3.0   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   -1.4   -1.0   -1.1   -0.9   -0.6   -0.7 
45  Securitized consumer loans 23  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 23  --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly data are Wednesday values; monthly data are pro rataaverages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. For example, if a large bank is acquired by a commercial bank, or if a large bank leaves the commercial bank universe, it is replaced with the bank next in line, typically the bank ranked number 26. If a nonbank converts to a commercial bank charter, or if a small bank becomes large in size, it is not considered for the large bank panel (regardless of size) until the data are benchmarked to the subsequent Call Report. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 9 to 16, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated balances are removed from past data for the bank group that lost the assets, and added to past data for the bank group that acquired those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports or from the most recent weekly sample report, if available. A ratio procedure is used to adjust past levels.

2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.

11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

12. Fed funds are included in lines 19 and 23 by counterparty. Before July 1, 2009, most small domestically chartered banks reported only the total, which was distributed as 85 percent with banks (line 23) and 15 percent with nonbanks (line 19). Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

14. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

15. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.

16. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

17. Excludes the due-from position with related foreign offices, which is included in line 39. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

18. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.

19. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

20. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

21. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

22. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

23. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data” back to December 16, 2005, may also be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
Last update: September 18, 2009