Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States - H.8

Current Release (54 KB PDF)

Release Date: November 20, 2009

H.8; Page 1
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  9,535.3   9,265.2   9,332.9   9,309.8   9,238.5   9,205.0   9,117.4   9,030.1   9,014.0   8,997.0   9,107.8   9,108.8 
Securities in bank credit 2  2,236.0   2,181.1   2,206.2   2,248.0   2,263.7   2,307.2   2,320.4   2,312.3   2,328.6   2,299.8   2,321.1   2,313.5 
Treasury and agency securities 3  1,222.3   1,258.5   1,255.8   1,289.1   1,321.7   1,366.9   1,384.4   1,380.2   1,392.1   1,367.2   1,393.7   1,393.2 
Mortgage-backed securities (MBS) 4  --   --   --   --   973.3   978.0   988.4   987.1   1,002.0   981.8   1,002.6   1,000.6 
Non-MBS 5  --   --   --   --   348.4   388.9   396.0   393.1   390.1   385.5   391.2   392.6 
Other securities  1,013.7   922.7   950.4   958.9   942.0   940.3   936.0   932.1   936.5   932.6   927.4   920.4 
Mortgage-backed securities 6  --   --   --   --   208.5   209.3   209.7   205.4   205.0   204.3   203.9   203.1 
Non-MBS 7  --   --   --   --   733.5   731.0   726.3   726.7   731.5   728.3   723.5   717.2 
Loans and leases in bank credit 8  7,299.3   7,084.0   7,126.7   7,061.8   6,974.8   6,897.8   6,796.9   6,717.9   6,685.4   6,697.2   6,786.7   6,795.3 
10  Commercial and industrial loans  1,643.4   1,544.1   1,524.1   1,497.7   1,480.6   1,449.1   1,411.5   1,377.8   1,371.7   1,374.0   1,369.8   1,369.7 
11  Real estate loans  3,817.4   3,831.9   3,874.3   3,859.6   3,844.4   3,824.0   3,776.7   3,748.8   3,727.4   3,731.3   3,822.4   3,825.0 
12  Revolving home equity loans  578.1   606.0   613.8   611.2   608.0   606.3   603.5   601.6   600.4   599.9   605.1   604.9 
13  Closed-end residential loans 9  1,522.1   1,512.9   1,550.7   1,545.7   1,540.6   1,529.2   1,495.3   1,484.7   1,465.5   1,474.2   1,559.8   1,564.1 
14  Commercial real estate loans 10  1,717.2   1,713.0   1,709.8   1,702.7   1,695.8   1,688.5   1,677.9   1,662.5   1,661.4   1,657.2   1,657.5   1,656.0 
15  Consumer loans  852.4   859.4   858.1   856.3   852.8   850.9   848.7   846.7   847.1   847.2   842.6   839.5 
16  Credit cards and other revolving plans  365.7   367.1   361.5   359.9   359.4   356.8   352.5   349.0   350.1   349.4   344.6   342.7 
17  Other consumer loans 11  486.7   492.3   496.6   496.4   493.4   494.0   496.2   497.7   497.1   497.7   497.9   496.8 
18  Other loans and leases  986.1   848.6   870.2   848.2   797.0   773.8   760.0   744.5   739.1   744.7   751.9   761.1 
19  Fed funds and reverse RPs with nonbanks 12  301.7   254.7   272.7   261.2   221.7   213.7   205.4   197.7   192.8   203.9   201.9   209.7 
20  All other loans and leases 13  684.4   593.9   597.5   587.0   575.2   560.1   554.6   546.8   546.3   540.9   550.0   551.4 
21  LESS: Allowance for loan and lease losses  --   --   --   --   186.9   192.2   194.7   198.4   198.3   197.0   204.3   204.4 
22  Interbank loans 12  446.2   386.2   396.1   386.0   339.5   319.7   315.3   292.2   300.9   280.3   237.6   226.3 
23  Fed funds and reverse RPs with banks 12  367.4   313.1   318.1   309.5   255.4   229.6   224.5   206.8   216.9   196.9   172.7   162.7 
24  Loans to commercial banks  78.8   73.1   78.0   76.6   84.1   90.1   90.8   85.4   84.0   83.4   64.9   63.6 
25  Cash assets 14  602.3   1,013.3   1,034.5   932.3   959.4   1,021.8   1,061.2   1,223.3   1,327.8   1,256.1   1,211.3   1,190.2 
26  Trading assets 15  --   --   --   --   386.3   372.6   367.1   338.5   329.0   320.9   307.9   309.5 
27  Derivatives with a positive fair value 16  --   --   --   --   369.1   355.2   347.1   315.9   306.2   297.9   285.7   288.8 
28  Other trading assets  --   --   --   --   17.2   17.4   20.0   22.6   22.8   23.0   22.2   20.7 
29  Other assets 17  1,080.4   1,112.1   1,127.1   1,154.6   1,134.5   1,115.8   1,107.2   1,113.3   1,135.5   1,120.8   1,135.8   1,120.0 
30  Total assets 18  11,965.4   12,041.4   12,128.0   11,995.8   11,871.3   11,842.7   11,773.5   11,799.0   11,908.7   11,778.1   11,796.1   11,750.5 

H.8; Page 2
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  7,180.4   7,315.3   7,449.3   7,520.2   7,507.7   7,552.5   7,594.3   7,639.9   7,638.1   7,624.6   7,678.4   7,653.1 
32  Large time deposits  2,034.9   1,843.3   1,870.2   1,883.2   1,901.8   1,898.7   1,882.7   1,886.0   1,892.1   1,867.9   1,860.6   1,843.6 
33  Other deposits  5,145.5   5,471.9   5,579.1   5,637.0   5,606.0   5,653.9   5,711.6   5,753.9   5,746.0   5,756.7   5,817.7   5,809.5 
34  Borrowings  2,605.1   2,386.5   2,387.7   2,326.2   2,226.8   2,150.6   2,047.4   2,002.4   2,001.4   1,973.8   1,983.9   1,958.4 
35  Borrowings from banks in the U.S.  453.3   414.5   408.0   407.7   383.1   343.6   342.9   320.1   322.0   314.6   300.0   290.8 
36  Borrowings from others  2,151.9   1,972.0   1,979.8   1,918.5   1,843.7   1,807.0   1,704.5   1,682.3   1,679.4   1,659.2   1,684.0   1,667.5 
37  Trading liabilities 19  --   --   --   --   315.5   315.0   310.2   294.6   299.6   286.2   272.0   273.5 
38  Derivatives with a negative fair value 16  --   --   --   --   265.9   266.6   260.3   236.8   229.5   225.8   213.1   219.2 
39  Other trading liabilities  --   --   --   --   49.7   48.4   49.9   57.8   70.2   60.4   58.9   54.3 
40  Net due to related foreign offices  178.8   220.4   165.5   58.4   87.7   95.6   143.8   213.0   239.0   281.0   182.4   192.2 
41  Other liabilities 20  454.6   425.8   435.4   462.7   453.0   416.4   415.2   394.8   402.9   387.7   404.6   404.5 
42  Total liabilities 18  10,838.9   10,731.5   10,798.3   10,699.3   10,590.8   10,530.2   10,510.9   10,544.8   10,581.0   10,553.2   10,521.3   10,481.8 
43  Residual (assets less liabilities) 21  1,126.6   1,309.9   1,329.6   1,296.5   1,280.5   1,312.5   1,262.6   1,254.2   1,327.7   1,224.9   1,274.8   1,268.8 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   -56.3   -48.1   -38.1   -23.1   -23.5   -20.5   -19.7   -19.3 
45  Securitized consumer loans 23  423.6   409.4   406.1   403.9   405.2   399.5   395.9   393.8   391.6   390.9   389.2   388.6 
46  Securitized credit cards and other revolving plans  381.8   371.6   369.0   367.3   369.4   364.4   361.3   359.9   357.6   357.6   355.8   355.3 
47  Other securitized consumer loans  41.8   37.8   37.2   36.7   35.8   35.1   34.6   33.9   34.0   33.3   33.3   33.2 
48  Securitized real estate loans 23  1,466.3   1,392.3   1,399.2   1,424.7   1,443.2   1,455.8   1,453.9   1,444.7   1,440.4   1,433.6   1,435.1   1,429.9 

H.8; Page 3
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  9,535.3   9,259.0   9,332.4   9,309.8   9,201.5   9,176.0   9,119.5   9,028.7   9,008.5   9,013.7   9,139.6   9,142.9 
Securities in bank credit 2  2,230.2   2,186.8   2,217.8   2,261.0   2,258.8   2,303.8   2,317.2   2,306.5   2,321.9   2,309.8   2,338.9   2,334.8 
Treasury and agency securities 3  1,209.4   1,260.6   1,257.8   1,293.3   1,317.4   1,364.5   1,377.8   1,368.3   1,385.4   1,375.0   1,405.8   1,402.2 
Mortgage-backed securities (MBS) 4  --   --   --   --   969.9   976.0   981.9   977.7   993.3   981.4   1,006.9   997.2 
Non-MBS 5  --   --   --   --   347.5   388.5   395.9   390.6   392.1   393.6   398.9   405.0 
Other securities  1,020.8   926.1   960.0   967.7   941.4   939.3   939.4   938.1   936.5   934.8   933.0   932.7 
Mortgage-backed securities 6  --   --   --   --   206.0   206.8   208.7   204.3   203.9   204.2   204.6   204.7 
Non-MBS 7  --   --   --   --   735.4   732.5   730.7   733.8   732.6   730.6   728.4   727.9 
Loans and leases in bank credit 8  7,305.0   7,072.2   7,114.6   7,048.8   6,942.6   6,872.3   6,802.3   6,722.3   6,686.6   6,703.9   6,800.7   6,808.1 
10  Commercial and industrial loans  1,645.6   1,549.4   1,527.7   1,493.8   1,472.0   1,437.9   1,413.1   1,379.6   1,373.6   1,373.3   1,371.3   1,366.4 
11  Real estate loans  3,824.9   3,825.8   3,871.3   3,857.6   3,847.6   3,826.8   3,779.1   3,755.4   3,727.9   3,736.3   3,835.0   3,843.3 
12  Revolving home equity loans  579.7   602.6   611.3   609.3   606.9   605.8   603.9   603.3   602.8   602.4   607.2   607.2 
13  Closed-end residential loans 9  1,525.7   1,512.0   1,550.7   1,545.6   1,544.9   1,534.1   1,498.1   1,488.0   1,461.6   1,472.1   1,566.2   1,576.7 
14  Commercial real estate loans 10  1,719.5   1,711.3   1,709.3   1,702.6   1,695.8   1,686.9   1,677.2   1,664.2   1,663.6   1,661.8   1,661.5   1,659.4 
15  Consumer loans  845.1   855.1   855.6   851.4   843.0   845.9   847.7   839.7   840.8   842.7   836.2   834.6 
16  Credit cards and other revolving plans  360.0   360.5   356.5   354.4   353.6   354.1   350.6   343.7   345.5   346.8   340.5   340.1 
17  Other consumer loans 11  485.1   494.6   499.0   497.0   489.4   491.8   497.1   496.0   495.3   496.0   495.7   494.5 
18  Other loans and leases  989.4   841.9   860.0   846.1   780.0   761.7   762.4   747.5   744.3   751.6   758.3   763.8 
19  Fed funds and reverse RPs with nonbanks 12  304.0   254.1   269.8   260.3   209.6   206.1   203.7   198.7   199.1   206.1   203.6   210.8 
20  All other loans and leases 13  685.4   587.8   590.2   585.8   570.4   555.6   558.8   548.8   545.2   545.5   554.7   553.0 
21  LESS: Allowance for loan and lease losses  --   --   --   --   187.9   191.9   192.9   197.8   197.4   195.1   204.2   203.5 
22  Interbank loans 12  444.6   393.1   385.7   377.7   326.5   310.1   310.1   291.7   299.2   281.5   242.8   229.6 
23  Fed funds and reverse RPs with banks 12  364.5   319.5   308.3   302.7   244.9   221.0   221.0   204.7   212.7   197.5   176.5   164.7 
24  Loans to commercial banks  80.1   73.6   77.4   75.0   81.6   89.1   89.1   86.9   86.4   84.0   66.4   65.0 
25  Cash assets 14  603.2   1,008.3   1,024.2   913.8   937.9   982.2   1,062.6   1,223.9   1,222.7   1,272.1   1,239.4   1,230.5 
26  Trading assets 15  --   --   --   --   353.8   337.7   341.1   336.1   334.9   327.0   318.8   325.1 
27  Derivatives with a positive fair value 16  --   --   --   --   336.5   319.9   320.8   311.2   309.5   302.0   295.4   303.0 
28  Other trading assets  --   --   --   --   17.3   17.8   20.3   24.9   25.4   25.0   23.4   22.1 
29  Other assets 17  1,090.0   1,111.5   1,115.7   1,149.1   1,128.9   1,100.7   1,112.7   1,123.4   1,126.9   1,115.9   1,129.9   1,119.9 
30  Total assets 18  11,971.0   12,045.6   12,090.8   11,938.2   11,760.7   11,714.9   11,753.1   11,806.0   11,794.8   11,815.1   11,866.4   11,844.5 

H.8; Page 4
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  7,154.0   7,369.8   7,464.1   7,516.9   7,454.7   7,495.2   7,538.0   7,603.5   7,556.8   7,555.9   7,684.3   7,677.0 
32  Large time deposits  2,042.7   1,832.9   1,878.7   1,883.7   1,889.0   1,895.9   1,877.0   1,890.0   1,891.1   1,882.8   1,876.1   1,863.3 
33  Other deposits  5,111.3   5,536.9   5,585.3   5,633.2   5,565.7   5,599.3   5,661.0   5,713.5   5,665.7   5,673.1   5,808.2   5,813.7 
34  Borrowings  2,578.9   2,413.5   2,429.2   2,342.6   2,201.0   2,130.1   2,053.4   1,981.6   1,978.4   1,975.2   1,975.7   1,953.7 
35  Borrowings from banks in the U.S.  447.9   421.7   407.8   408.5   377.2   338.6   336.8   316.2   314.5   313.3   295.5   285.9 
36  Borrowings from others  2,131.0   1,991.8   2,021.4   1,934.1   1,823.8   1,791.5   1,716.6   1,665.4   1,663.9   1,661.9   1,680.3   1,667.8 
37  Trading liabilities 19  --   --   --   --   291.7   293.1   298.9   294.3   305.0   286.7   278.8   284.3 
38  Derivatives with a negative fair value 16  --   --   --   --   242.4   242.0   245.2   235.5   234.6   227.5   221.1   227.7 
39  Other trading liabilities  --   --   --   --   49.3   51.1   53.7   58.7   70.4   59.3   57.7   56.7 
40  Net due to related foreign offices  178.8   220.4   165.5   58.4   87.7   95.6   143.8   213.0   239.0   281.0   182.4   192.2 
41  Other liabilities 20  460.0   421.5   431.0   454.6   442.6   413.3   415.1   400.5   403.7   400.6   415.5   409.9 
42  Total liabilities 18  10,792.4   10,813.4   10,847.8   10,694.2   10,477.7   10,427.4   10,449.3   10,492.9   10,482.9   10,499.4   10,536.7   10,517.2 
43  Residual (assets less liabilities) 21  1,178.6   1,232.2   1,243.1   1,243.9   1,282.9   1,287.5   1,303.8   1,313.1   1,311.9   1,315.7   1,329.7   1,327.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   -56.3   -48.1   -38.1   -23.1   -23.5   -20.5   -19.7   -19.3 
45  Securitized consumer loans 23  423.6   409.4   406.1   403.9   405.2   399.5   395.9   393.8   391.6   390.9   389.2   388.6 
46  Securitized credit cards and other revolving plans  381.8   371.6   369.0   367.3   369.4   364.4   361.3   359.9   357.6   357.6   355.8   355.3 
47  Other securitized consumer loans  41.8   37.8   37.2   36.7   35.8   35.1   34.6   33.9   34.0   33.3   33.3   33.2 
48  Securitized real estate loans 23  1,428.2   1,426.6   1,424.4   1,424.5   1,416.2   1,410.7   1,404.8   1,405.5   1,402.6   1,401.7   1,408.7   1,408.8 

H.8; Page 5
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  8,473.6   8,300.7   8,377.2   8,392.8   8,347.1   8,311.0   8,254.1   8,196.8   8,181.4   8,177.9   8,286.2   8,295.7 
Securities in bank credit 2  1,894.3   1,885.3   1,914.4   1,971.3   1,994.0   2,021.0   2,041.5   2,039.5   2,053.4   2,030.6   2,059.1   2,055.5 
Treasury and agency securities 3  1,140.2   1,166.9   1,167.8   1,208.2   1,233.8   1,260.6   1,282.7   1,275.3   1,285.8   1,263.2   1,291.6   1,291.7 
Mortgage-backed securities (MBS) 4  --   --   --   --   939.2   944.9   955.5   954.1   968.9   947.8   971.6   971.4 
Non-MBS 5  --   --   --   --   294.6   315.7   327.3   321.2   316.9   315.4   320.0   320.3 
Other securities  754.1   718.4   746.6   763.2   760.2   760.4   758.8   764.2   767.6   767.5   767.5   763.8 
Mortgage-backed securities 6  --   --   --   --   198.6   199.9   201.3   197.6   197.0   196.4   196.3   196.1 
Non-MBS 7  --   --   --   --   561.6   560.5   557.5   566.6   570.6   571.1   571.2   567.7 
Loans and leases in bank credit 8  6,579.3   6,415.4   6,462.9   6,421.4   6,353.1   6,289.9   6,212.6   6,157.3   6,128.1   6,147.3   6,227.1   6,240.2 
10  Commercial and industrial loans  1,272.2   1,189.4   1,177.8   1,162.0   1,150.3   1,129.4   1,106.2   1,084.4   1,081.0   1,084.7   1,079.6   1,080.3 
11  Real estate loans  3,772.1   3,786.2   3,828.0   3,813.1   3,800.0   3,779.4   3,735.4   3,708.4   3,686.8   3,691.1   3,781.4   3,784.1 
12  Revolving home equity loans  576.5   604.3   612.1   609.8   607.5   606.0   603.3   601.4   600.2   599.7   604.8   604.6 
13  Closed-end residential loans 9  1,517.4   1,509.5   1,547.2   1,541.8   1,536.0   1,524.7   1,493.0   1,482.5   1,463.4   1,471.9   1,556.7   1,560.9 
14  Commercial real estate loans 10  1,678.1   1,672.4   1,668.7   1,661.6   1,656.6   1,648.7   1,639.0   1,624.5   1,623.1   1,619.6   1,619.9   1,618.6 
15  Consumer loans  852.4   859.3   858.0   855.9   851.9   849.8   847.6   845.6   845.9   846.0   841.4   838.2 
16  Credit cards and other revolving plans  365.7   367.1   361.5   359.9   359.4   356.8   352.5   349.0   350.1   349.4   344.6   342.7 
17  Other consumer loans 11  486.7   492.2   496.4   496.1   492.5   493.0   495.0   496.5   495.9   496.5   496.7   495.6 
18  Other loans and leases  682.6   580.5   599.1   590.5   550.8   531.2   523.5   518.8   514.3   525.5   524.8   537.5 
19  Fed funds and reverse RPs with nonbanks 12  210.1   178.2   194.8   187.9   156.5   146.9   137.9   138.1   134.1   147.8   139.1   150.9 
20  All other loans and leases 13  472.5   402.3   404.3   402.6   394.4   384.3   385.6   380.7   380.2   377.7   385.6   386.7 
21  LESS: Allowance for loan and lease losses  --   --   --   --   184.6   189.9   191.4   196.0   196.0   194.8   202.1   202.1 
22  Interbank loans 12  384.2   341.4   352.9   347.6   301.5   278.4   281.5   256.8   256.3   248.8   205.7   196.0 
23  Fed funds and reverse RPs with banks 12  314.3   275.3   279.4   274.9   221.5   192.2   194.0   174.9   175.6   167.6   144.0   134.9 
24  Loans to commercial banks  69.9   66.1   73.5   72.8   80.0   86.1   87.4   82.0   80.8   81.2   61.7   61.1 
25  Cash assets 14  469.1   727.7   757.6   727.1   706.0   729.1   760.4   834.3   881.3   812.9   878.3   838.8 
26  Trading assets 15  --   --   --   --   248.1   240.0   233.4   214.4   209.1   203.6   193.4   197.1 
27  Derivatives with a positive fair value 16  --   --   --   --   235.0   226.2   219.0   199.7   194.0   189.4   179.6   185.2 
28  Other trading assets  --   --   --   --   13.1   13.7   14.5   14.7   15.1   14.3   13.8   11.9 
29  Other assets 17  1,044.0   1,074.5   1,089.6   1,122.8   1,100.8   1,082.5   1,079.2   1,088.2   1,112.1   1,093.6   1,101.9   1,081.8 
30  Total assets 18  10,529.5   10,552.6   10,663.2   10,654.3   10,518.9   10,450.9   10,417.3   10,394.6   10,444.3   10,342.0   10,463.4   10,407.3 

H.8; Page 6
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  6,236.8   6,432.0   6,520.9   6,578.6   6,556.6   6,589.6   6,625.0   6,633.7   6,624.4   6,621.6   6,691.7   6,670.4 
32  Large time deposits  1,129.8   997.0   987.0   983.7   984.9   968.6   948.1   914.0   912.4   898.2   907.7   901.2 
33  Other deposits  5,107.1   5,435.0   5,533.8   5,594.8   5,571.8   5,621.0   5,676.9   5,719.7   5,712.0   5,723.4   5,784.0   5,769.1 
34  Borrowings  1,962.9   1,724.3   1,730.8   1,688.6   1,576.1   1,502.5   1,418.2   1,421.4   1,422.2   1,413.1   1,420.9   1,415.4 
35  Borrowings from banks in the U.S.  388.0   372.3   362.6   369.0   346.9   310.5   309.5   286.9   287.4   281.9   263.4   254.4 
36  Borrowings from others  1,574.9   1,352.1   1,368.3   1,319.5   1,229.2   1,192.0   1,108.7   1,134.6   1,134.8   1,131.2   1,157.5   1,160.9 
37  Trading liabilities 19  --   --   --   --   187.5   190.8   187.8   176.3   182.8   170.2   161.1   160.5 
38  Derivatives with a negative fair value 16  --   --   --   --   146.3   150.2   145.8   126.2   120.8   119.0   108.7   113.2 
39  Other trading liabilities  --   --   --   --   41.2   40.6   42.0   50.0   62.1   51.3   52.4   47.3 
40  Net due to related foreign offices  505.8   490.0   513.1   498.2   495.7   488.1   526.3   533.8   528.6   549.3   521.9   512.1 
41  Other liabilities 20  397.4   389.3   398.5   423.2   419.2   386.0   384.7   362.1   369.9   356.5   374.2   367.7 
42  Total liabilities 18  9,382.3   9,273.7   9,384.5   9,385.9   9,235.1   9,157.1   9,141.9   9,127.2   9,127.9   9,110.8   9,169.7   9,126.1 
43  Residual (assets less liabilities) 21  1,147.2   1,279.0   1,278.7   1,268.4   1,283.8   1,293.8   1,275.3   1,267.4   1,316.4   1,231.2   1,293.7   1,281.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   -38.6   -30.7   -21.3   -7.9   -8.4   -5.5   -5.7   -5.1 
45  Securitized consumer loans 23  423.6   409.4   406.1   403.9   405.2   399.5   395.9   393.8   391.6   390.9   389.2   388.6 
46  Securitized credit cards and other revolving plans  381.8   371.6   369.0   367.3   369.4   364.4   361.3   359.9   357.6   357.6   355.8   355.3 
47  Other securitized consumer loans  41.8   37.8   37.2   36.7   35.8   35.1   34.6   33.9   34.0   33.3   33.3   33.2 
48  Securitized real estate loans 23  1,466.3   1,392.3   1,399.2   1,424.7   1,443.2   1,455.8   1,453.9   1,444.7   1,440.4   1,433.6   1,435.1   1,429.9 

H.8; Page 7
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  8,474.2   8,296.0   8,382.5   8,392.8   8,312.5   8,294.9   8,259.7   8,198.3   8,179.3   8,189.3   8,313.6   8,320.8 
Securities in bank credit 2  1,888.1   1,890.2   1,926.0   1,982.6   1,986.4   2,024.1   2,043.6   2,036.9   2,052.5   2,039.7   2,071.1   2,068.4 
Treasury and agency securities 3  1,129.0   1,166.2   1,166.9   1,209.6   1,227.4   1,262.4   1,277.2   1,267.6   1,284.9   1,271.9   1,304.8   1,301.8 
Mortgage-backed securities (MBS) 4  --   --   --   --   936.3   943.7   949.7   945.0   961.1   947.8   975.5   967.6 
Non-MBS 5  --   --   --   --   291.0   318.7   327.5   322.7   323.9   324.0   329.3   334.2 
Other securities  759.1   724.0   759.1   773.0   759.0   761.7   766.3   769.3   767.6   767.9   766.4   766.6 
Mortgage-backed securities 6  --   --   --   --   197.0   198.0   200.3   196.6   196.1   196.6   196.7   196.7 
Non-MBS 7  --   --   --   --   562.0   563.7   566.0   572.7   571.5   571.3   569.7   569.9 
Loans and leases in bank credit 8  6,586.1   6,405.8   6,456.5   6,410.2   6,326.1   6,270.7   6,216.2   6,161.3   6,126.8   6,149.6   6,242.4   6,252.4 
10  Commercial and industrial loans  1,274.2   1,195.4   1,184.0   1,162.5   1,146.0   1,121.7   1,105.4   1,086.0   1,082.4   1,083.7   1,081.2   1,078.4 
11  Real estate loans  3,779.1   3,779.9   3,824.8   3,811.5   3,803.4   3,783.3   3,737.3   3,714.7   3,687.1   3,695.8   3,793.6   3,802.1 
12  Revolving home equity loans  578.0   600.8   609.6   607.9   606.6   605.5   603.6   603.0   602.5   602.1   606.9   606.9 
13  Closed-end residential loans 9  1,520.8   1,508.8   1,547.4   1,541.9   1,540.1   1,529.6   1,495.2   1,485.6   1,459.2   1,469.7   1,563.2   1,573.5 
14  Commercial real estate loans 10  1,680.3   1,670.3   1,667.8   1,661.7   1,656.7   1,648.1   1,638.5   1,626.2   1,625.4   1,624.0   1,623.5   1,621.7 
15  Consumer loans  845.1   855.1   855.6   851.2   841.9   844.7   846.4   838.4   839.6   841.5   834.9   833.3 
16  Credit cards and other revolving plans  360.0   360.5   356.5   354.4   353.6   354.1   350.6   343.7   345.5   346.8   340.5   340.1 
17  Other consumer loans 11  485.1   494.6   499.0   496.8   488.3   490.7   495.8   494.7   494.0   494.8   494.4   493.2 
18  Other loans and leases  687.8   575.4   592.1   585.0   534.8   521.0   527.0   522.2   517.8   528.6   532.6   538.5 
19  Fed funds and reverse RPs with nonbanks 12  213.8   174.6   190.6   182.8   142.8   139.8   141.1   139.8   138.6   145.5   140.7   148.6 
20  All other loans and leases 13  473.9   400.8   401.5   402.2   392.0   381.2   385.9   382.4   379.2   383.0   391.9   389.9 
21  LESS: Allowance for loan and lease losses  --   --   --   --   185.4   189.4   190.5   195.2   194.9   192.6   201.7   201.1 
22  Interbank loans 12  379.9   352.2   342.4   340.7   289.5   270.8   274.6   255.3   254.2   249.2   210.4   197.9 
23  Fed funds and reverse RPs with banks 12  308.4   285.1   269.1   268.9   211.5   185.3   188.9   171.5   170.7   168.2   147.5   135.9 
24  Loans to commercial banks  71.5   67.1   73.3   71.8   78.0   85.4   85.8   83.7   83.5   81.0   62.9   62.0 
25  Cash assets 14  469.1   728.0   750.6   713.5   688.7   691.5   756.5   834.6   807.9   827.8   887.7   872.1 
26  Trading assets 15  --   --   --   --   230.7   220.9   222.0   215.3   214.0   208.7   199.3   203.3 
27  Derivatives with a positive fair value 16  --   --   --   --   217.2   207.0   207.2   199.1   197.4   192.9   184.2   190.0 
28  Other trading assets  --   --   --   --   13.4   13.9   14.8   16.2   16.6   15.9   15.1   13.3 
29  Other assets 17  1,050.1   1,075.3   1,080.4   1,114.7   1,097.4   1,070.7   1,081.5   1,092.5   1,096.7   1,082.9   1,096.6   1,086.3 
30  Total assets 18  10,531.2   10,564.6   10,633.9   10,613.1   10,433.4   10,359.3   10,403.9   10,400.6   10,357.3   10,365.4   10,505.8   10,479.4 

H.8; Page 8
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  6,212.3   6,481.3   6,514.3   6,562.4   6,516.2   6,537.0   6,575.6   6,600.3   6,548.7   6,549.3   6,692.2   6,685.3 
32  Large time deposits  1,137.3   988.0   975.6   971.7   983.5   970.4   946.4   918.7   914.7   907.5   915.7   909.7 
33  Other deposits  5,075.0   5,493.3   5,538.7   5,590.7   5,532.8   5,566.6   5,629.2   5,681.6   5,634.0   5,641.9   5,776.5   5,775.6 
34  Borrowings  1,956.4   1,739.4   1,758.3   1,703.6   1,555.6   1,488.7   1,434.8   1,414.7   1,415.6   1,420.5   1,418.6   1,416.6 
35  Borrowings from banks in the U.S.  384.1   379.9   364.7   371.2   341.1   304.2   303.9   283.5   283.1   281.5   260.5   252.8 
36  Borrowings from others  1,572.3   1,359.5   1,393.6   1,332.4   1,214.5   1,184.5   1,130.9   1,131.3   1,132.5   1,139.0   1,158.0   1,163.8 
37  Trading liabilities 19  --   --   --   --   175.4   178.0   182.1   175.2   185.8   168.5   164.0   166.7 
38  Derivatives with a negative fair value 16  --   --   --   --   133.5   135.0   135.8   125.9   124.3   120.4   113.7   117.7 
39  Other trading liabilities  --   --   --   --   41.8   43.0   46.3   49.3   61.5   48.1   50.2   49.1 
40  Net due to related foreign offices  505.8   490.0   513.1   498.2   495.7   488.1   526.3   533.8   528.6   549.3   521.9   512.1 
41  Other liabilities 20  402.1   384.5   394.1   417.1   410.5   383.0   384.4   366.5   369.5   365.0   382.5   374.3 
42  Total liabilities 18  9,355.3   9,335.4   9,393.9   9,372.2   9,153.4   9,074.8   9,103.1   9,090.5   9,048.3   9,052.6   9,179.1   9,155.1 
43  Residual (assets less liabilities) 21  1,175.9   1,229.3   1,240.1   1,241.0   1,279.9   1,284.5   1,300.8   1,310.1   1,309.0   1,312.7   1,326.7   1,324.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   -38.6   -30.7   -21.3   -7.9   -8.4   -5.5   -5.7   -5.1 
45  Securitized consumer loans 23  423.6   409.4   406.1   403.9   405.2   399.5   395.9   393.8   391.6   390.9   389.2   388.6 
46  Securitized credit cards and other revolving plans  381.8   371.6   369.0   367.3   369.4   364.4   361.3   359.9   357.6   357.6   355.8   355.3 
47  Other securitized consumer loans  41.8   37.8   37.2   36.7   35.8   35.1   34.6   33.9   34.0   33.3   33.3   33.2 
48  Securitized real estate loans 23  1,428.2   1,426.6   1,424.4   1,424.5   1,416.2   1,410.7   1,404.8   1,405.5   1,402.6   1,401.7   1,408.7   1,408.8 

H.8; Page 9
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  5,430.7   5,215.5   5,294.2   5,309.8   5,254.9   5,225.3   5,179.8   5,133.2   5,121.8   5,120.0   5,214.4   5,226.9 
Securities in bank credit 2  1,318.9   1,262.2   1,292.7   1,336.1   1,337.0   1,363.1   1,377.1   1,369.1   1,382.5   1,361.9   1,387.4   1,383.2 
Treasury and agency securities 3  750.4   750.0   752.4   792.4   800.5   821.4   833.3   828.0   838.1   818.3   839.5   837.9 
Mortgage-backed securities (MBS) 4  658.0   641.1   637.8   672.4   673.2   673.0   677.8   669.9   684.0   664.1   683.9   682.4 
Non-MBS 5  92.4   108.9   114.6   120.0   127.4   148.4   155.5   158.1   154.1   154.2   155.6   155.5 
Other securities  568.5   512.2   540.3   543.6   536.5   541.7   543.7   541.1   544.4   543.7   547.9   545.3 
Mortgage-backed securities 6  185.2   156.2   166.2   168.0   171.3   173.7   176.1   168.4   167.3   167.2   168.6   169.8 
Non-MBS 7  383.3   356.0   374.1   375.6   365.2   368.0   367.6   372.7   377.1   376.4   379.3   375.5 
Loans and leases in bank credit 8  4,111.8   3,953.3   4,001.5   3,973.7   3,918.0   3,862.2   3,802.7   3,764.1   3,739.3   3,758.1   3,827.0   3,843.6 
10  Commercial and industrial loans  820.2   761.7   754.7   743.3   737.0   719.6   700.1   681.7   678.7   682.7   678.3   679.2 
11  Real estate loans  2,126.9   2,116.6   2,160.3   2,150.1   2,141.7   2,127.4   2,094.9   2,080.3   2,062.8   2,067.0   2,145.5   2,153.3 
12  Revolving home equity loans  460.2   481.0   488.8   487.9   487.4   485.9   483.0   481.4   480.4   480.1   485.6   487.9 
13  Closed-end residential loans 9  1,008.7   981.9   1,021.5   1,015.7   1,009.5   1,001.9   977.8   971.6   956.0   962.3   1,033.1   1,039.1 
14  Commercial real estate loans 10  658.1   653.7   650.0   646.4   644.8   639.5   634.2   627.3   626.4   624.6   626.8   626.2 
15  Consumer loans  623.7   625.6   620.3   619.5   618.6   613.6   612.4   608.0   607.2   604.7   602.5   598.6 
16  Credit cards and other revolving plans  281.5   274.4   269.2   269.0   271.0   267.4   265.7   261.0   260.9   258.5   256.4   254.0 
17  Other consumer loans 11  342.2   351.3   351.1   350.5   347.6   346.2   346.7   346.9   346.3   346.2   346.1   344.6 
18  Other loans and leases  541.0   449.3   466.2   460.8   420.6   401.6   395.3   394.1   390.5   403.6   400.6   412.6 
19  Fed funds and reverse RPs with nonbanks 12  200.6   170.2   186.4   180.7   150.2   141.8   134.2   135.0   131.6   144.9   134.5   144.8 
20  All other loans and leases 13  340.5   279.1   279.8   280.1   270.4   259.8   261.2   259.2   258.9   258.7   266.0   267.8 
21  LESS: Allowance for loan and lease losses  87.8   111.4   118.5   123.7   128.8   133.5   137.7   139.1   138.6   137.2   143.4   147.2 
22  Interbank loans 12  290.0   254.2   269.6   265.2   222.3   203.1   208.8   185.5   183.8   182.3   139.0   129.3 
23  Fed funds and reverse RPs with banks 12  229.0   199.6   205.1   203.2   153.0   124.8   126.7   112.0   113.2   108.4   83.4   74.4 
24  Loans to commercial banks  61.0   54.5   64.5   62.0   69.3   78.3   82.1   73.6   70.6   73.9   55.6   54.9 
25  Cash assets 14  331.8   504.4   534.0   512.6   489.2   502.8   513.3   593.0   636.5   566.1   626.5   588.5 
26  Trading assets 15  --   --   --   --   239.3   230.5   225.6   206.4   201.2   195.7   185.7   189.4 
27  Derivatives with a positive fair value 16  272.0   259.0   243.7   227.3   228.4   219.3   213.7   194.3   188.7   184.0   174.5   179.6 
28  Other trading assets  --   --   --   --   10.8   11.3   11.8   12.1   12.5   11.7   11.2   9.8 
29  Other assets 17  805.1   817.3   828.5   856.4   834.1   813.7   812.0   827.6   847.8   832.3   841.5   826.2 
30  Total assets 18  7,046.2   6,941.9   7,055.6   7,052.8   6,911.0   6,841.8   6,801.8   6,806.6   6,852.6   6,759.2   6,863.6   6,813.0 

H.8; Page 10
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  3,824.8   3,876.4   3,940.8   3,974.1   3,949.5   3,966.1   3,977.6   3,978.9   3,970.9   3,965.4   4,013.5   3,997.5 
32  Large time deposits  693.0   541.5   533.2   522.2   513.4   501.4   483.4   451.6   448.7   437.2   445.8   442.1 
33  Other deposits  3,131.8   3,334.9   3,407.6   3,451.9   3,436.2   3,464.7   3,494.3   3,527.3   3,522.1   3,528.2   3,567.7   3,555.4 
34  Borrowings  1,370.9   1,225.0   1,250.4   1,229.3   1,112.3   1,016.8   941.5   962.1   961.8   960.4   976.4   975.1 
35  Borrowings from banks in the U.S.  230.7   224.2   220.4   241.3   208.0   165.3   163.8   152.0   148.5   142.2   155.6   146.1 
36  Borrowings from others  1,140.2   1,000.9   1,030.0   988.0   904.3   851.6   777.7   810.1   813.4   818.2   820.8   829.0 
37  Trading liabilities 19  274.4   230.7   214.8   192.8   183.0   186.9   184.2   172.7   179.2   166.6   157.7   156.8 
38  Derivatives with a negative fair value 16  208.8   191.6   176.5   154.4   142.6   146.9   143.0   123.5   118.0   116.2   106.1   110.2 
39  Other trading liabilities  65.6   39.1   38.4   38.4   40.5   40.0   41.3   49.2   61.1   50.4   51.7   46.7 
40  Net due to related foreign offices  449.6   438.0   461.4   447.3   446.6   444.3   482.1   496.9   491.0   511.4   484.5   473.4 
41  Other liabilities 20  324.5   317.4   327.1   348.3   343.8   314.3   313.8   293.6   299.9   288.3   305.1   298.8 
42  Total liabilities 18  6,244.2   6,087.6   6,194.6   6,191.7   6,035.2   5,928.3   5,899.2   5,904.2   5,902.8   5,892.1   5,937.1   5,901.7 
43  Residual (assets less liabilities) 21  802.0   854.4   861.0   861.1   875.8   913.5   902.6   902.4   949.8   867.1   926.5   911.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  -48.3   -47.7   -43.5   -42.5   -36.2   -29.5   -21.7   -10.8   -11.3   -8.5   -8.9   -7.6 
45  Securitized consumer loans 23  326.2   319.1   317.2   314.5   313.5   310.6   307.6   307.2   306.9   304.7   304.0   304.7 
46  Securitized credit cards and other revolving plans  285.2   282.6   281.4   279.0   278.8   276.5   274.0   274.2   273.8   272.4   271.6   272.3 
47  Other securitized consumer loans  41.0   36.5   35.9   35.4   34.7   34.1   33.7   33.0   33.1   32.3   32.4   32.3 
48  Securitized real estate loans 23  1,440.8   1,366.8   1,375.1   1,399.4   1,418.5   1,431.1   1,431.3   1,424.1   1,420.1   1,412.3   1,413.5   1,407.1 

H.8; Page 11
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  5,428.8   5,212.0   5,294.7   5,298.6   5,228.1   5,214.3   5,179.2   5,132.4   5,120.7   5,129.1   5,233.3   5,243.8 
Securities in bank credit 2  1,313.5   1,264.1   1,296.2   1,334.5   1,334.1   1,364.3   1,376.3   1,366.5   1,383.3   1,370.3   1,395.5   1,391.9 
Treasury and agency securities 3  742.9   747.4   749.6   789.2   799.2   824.6   835.2   824.3   841.7   828.4   853.1   849.4 
Mortgage-backed securities (MBS) 4  649.2   640.6   636.8   668.9   669.0   670.6   672.3   663.9   680.2   666.5   688.9   680.8 
Non-MBS 5  93.7   106.8   112.8   120.4   130.2   154.0   162.9   160.4   161.6   161.9   164.1   168.6 
Other securities  570.6   516.8   546.6   545.2   534.9   539.6   541.2   542.3   541.6   542.0   542.5   542.5 
Mortgage-backed securities 6  184.7   159.1   169.4   169.4   168.3   169.4   171.5   168.0   167.4   168.1   168.4   168.5 
Non-MBS 7  385.9   357.7   377.2   375.8   366.5   370.2   369.7   374.3   374.2   373.8   374.0   374.0 
Loans and leases in bank credit 8  4,115.3   3,947.9   3,998.5   3,964.1   3,894.0   3,850.0   3,802.9   3,765.9   3,737.4   3,758.8   3,837.8   3,852.0 
10  Commercial and industrial loans  821.6   766.6   758.9   744.0   733.8   714.2   698.5   682.8   679.1   681.4   679.1   677.6 
11  Real estate loans  2,130.0   2,114.6   2,161.5   2,151.9   2,145.5   2,133.0   2,094.8   2,083.2   2,061.1   2,068.0   2,152.5   2,163.6 
12  Revolving home equity loans  461.2   479.6   488.4   488.3   487.5   485.9   483.4   482.5   482.0   481.6   486.6   488.6 
13  Closed-end residential loans 9  1,009.3   983.7   1,023.6   1,017.2   1,014.1   1,007.8   978.4   972.2   951.1   958.9   1,036.6   1,046.4 
14  Commercial real estate loans 10  659.5   651.3   649.5   646.3   644.0   639.3   633.0   628.6   627.9   627.6   629.4   628.6 
15  Consumer loans  619.5   622.0   617.3   614.0   608.6   608.7   610.2   603.9   604.4   605.5   600.2   598.5 
16  Credit cards and other revolving plans  277.8   268.2   263.7   262.4   265.0   263.2   261.9   257.6   258.8   259.7   254.5   254.2 
17  Other consumer loans 11  341.7   353.8   353.6   351.6   343.5   345.6   348.3   346.3   345.6   345.8   345.7   344.3 
18  Other loans and leases  544.2   444.7   460.8   454.3   406.1   394.1   399.4   396.0   392.9   403.9   405.9   412.3 
19  Fed funds and reverse RPs with nonbanks 12  203.6   166.4   181.7   174.9   136.6   135.3   137.3   136.2   135.7   142.2   136.5   144.0 
20  All other loans and leases 13  340.6   278.3   279.0   279.4   269.5   258.8   262.1   259.8   257.2   261.7   269.4   268.3 
21  LESS: Allowance for loan and lease losses  86.9   112.3   119.9   124.7   129.7   133.3   134.7   137.7   137.1   135.1   143.1   146.2 
22  Interbank loans 12  288.7   262.2   259.3   256.3   209.2   197.7   203.6   186.0   184.7   184.4   142.2   130.4 
23  Fed funds and reverse RPs with banks 12  226.4   205.4   195.2   194.9   143.0   120.7   124.8   110.8   110.9   110.3   86.1   75.2 
24  Loans to commercial banks  62.3   56.8   64.1   61.4   66.1   77.0   78.8   75.2   73.8   74.1   56.0   55.3 
25  Cash assets 14  328.2   507.6   532.5   503.6   475.1   470.3   509.6   584.1   558.7   572.6   622.6   602.9 
26  Trading assets 15  --   --   --   --   221.4   211.8   212.8   206.4   205.1   200.1   191.0   195.5 
27  Derivatives with a positive fair value 16  269.8   265.0   236.5   213.8   210.5   200.6   200.8   193.1   191.4   187.1   178.6   184.3 
28  Other trading assets  --   --   --   --   10.9   11.2   12.0   13.3   13.7   13.1   12.4   11.1 
29  Other assets 17  808.0   817.9   820.9   850.9   833.5   806.0   814.6   828.6   833.3   821.8   833.0   824.9 
30  Total assets 18  7,041.5   6,954.8   7,027.5   7,003.7   6,837.5   6,766.8   6,785.1   6,799.8   6,765.5   6,773.0   6,879.0   6,851.3 

H.8; Page 12
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  3,813.4   3,910.4   3,933.7   3,962.8   3,923.9   3,931.3   3,945.4   3,962.9   3,923.1   3,921.4   4,021.1   4,010.4 
32  Large time deposits  699.0   536.1   527.1   517.8   511.6   501.4   481.5   455.5   451.9   445.1   451.0   446.5 
33  Other deposits  3,114.4   3,374.3   3,406.6   3,445.1   3,412.3   3,429.9   3,463.8   3,507.4   3,471.3   3,476.3   3,570.0   3,563.9 
34  Borrowings  1,383.0   1,228.3   1,256.2   1,224.1   1,085.7   1,025.8   977.2   971.2   970.7   977.2   983.4   983.9 
35  Borrowings from banks in the U.S.  231.3   229.1   218.9   238.5   201.9   162.3   162.8   152.4   148.2   144.8   156.7   148.7 
36  Borrowings from others  1,151.7   999.2   1,037.3   985.6   883.8   863.5   814.4   818.8   822.5   832.4   826.7   835.3 
37  Trading liabilities 19  272.9   233.3   207.5   185.3   170.8   173.6   177.6   171.0   181.4   164.3   159.9   162.7 
38  Derivatives with a negative fair value 16  208.1   195.8   171.9   147.6   129.8   131.5   132.1   122.6   121.0   117.2   110.7   114.5 
39  Other trading liabilities  64.8   37.5   35.6   37.7   41.0   42.1   45.5   48.4   60.5   47.1   49.3   48.1 
40  Net due to related foreign offices  449.6   438.0   461.4   447.3   446.6   444.3   482.1   496.9   491.0   511.4   484.5   473.4 
41  Other liabilities 20  328.3   313.6   323.0   343.7   337.7   311.5   312.9   297.1   299.8   295.9   311.9   303.6 
42  Total liabilities 18  6,247.3   6,123.7   6,181.8   6,163.2   5,964.8   5,886.5   5,895.1   5,899.1   5,866.1   5,870.1   5,960.9   5,934.0 
43  Residual (assets less liabilities) 21  794.3   831.1   845.7   840.5   872.7   880.3   889.9   900.7   899.4   902.9   918.1   917.3 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  -48.3   -47.7   -43.5   -42.5   -36.2   -29.5   -21.7   -10.8   -11.3   -8.5   -8.9   -7.6 
45  Securitized consumer loans 23  325.4   320.6   319.5   317.4   316.2   313.3   309.3   306.4   304.8   304.1   302.9   301.9 
46  Securitized credit cards and other revolving plans  284.4   284.1   283.6   282.0   281.5   279.2   275.6   273.4   271.8   271.8   270.5   269.6 
47  Other securitized consumer loans  41.0   36.5   35.9   35.4   34.7   34.1   33.7   33.0   33.1   32.3   32.4   32.3 
48  Securitized real estate loans 23  1,400.2   1,402.0   1,400.2   1,400.5   1,392.1   1,386.9   1,381.1   1,382.5   1,379.5   1,378.6   1,386.1   1,386.2 

H.8; Page 13
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  3,042.9   3,085.2   3,083.0   3,083.0   3,092.1   3,085.7   3,074.3   3,063.6   3,059.6   3,057.8   3,071.9   3,068.8 
Securities in bank credit 2  575.4   623.1   621.6   635.3   657.0   657.9   664.5   670.4   670.9   668.7   671.7   672.3 
Treasury and agency securities 3  389.8   416.9   415.4   415.7   433.3   439.3   449.4   447.4   447.7   444.9   452.1   453.8 
Mortgage-backed securities (MBS) 4  --   --   --   --   266.1   271.9   277.7   284.2   284.9   283.7   287.7   289.0 
Non-MBS 5  --   --   --   --   167.2   167.4   171.7   163.2   162.8   161.2   164.3   164.8 
Other securities  185.6   206.2   206.3   219.5   223.7   218.7   215.1   223.1   223.2   223.8   219.6   218.5 
Mortgage-backed securities 6  --   --   --   --   27.3   26.2   25.2   29.1   29.7   29.2   27.8   26.3 
Non-MBS 7  --   --   --   --   196.4   192.5   189.8   194.0   193.5   194.6   191.8   192.2 
Loans and leases in bank credit 8  2,467.5   2,462.1   2,461.4   2,447.7   2,435.1   2,427.7   2,409.8   2,393.2   2,388.8   2,389.2   2,400.2   2,396.6 
10  Commercial and industrial loans  452.1   427.7   423.1   418.6   413.3   409.8   406.2   402.7   402.3   401.9   401.3   401.1 
11  Real estate loans  1,645.2   1,669.6   1,667.7   1,663.0   1,658.3   1,652.0   1,640.4   1,628.1   1,624.0   1,624.1   1,635.9   1,630.8 
12  Revolving home equity loans  116.3   123.3   123.3   121.9   120.1   120.1   120.4   120.0   119.8   119.6   119.2   116.7 
13  Closed-end residential loans 9  508.8   527.6   525.7   526.0   526.5   522.8   515.2   510.9   507.4   509.6   523.5   521.7 
14  Commercial real estate loans 10  1,020.1   1,018.7   1,018.7   1,015.1   1,011.8   1,009.2   1,004.9   997.2   996.7   994.9   993.2   992.4 
15  Consumer loans  228.7   233.7   237.6   236.4   233.3   236.2   235.2   237.6   238.7   241.3   238.8   239.7 
16  Credit cards and other revolving plans  84.2   92.7   92.3   90.9   88.4   89.5   86.8   88.0   89.1   91.0   88.2   88.7 
17  Other consumer loans 11  144.5   141.0   145.3   145.5   144.9   146.8   148.3   149.6   149.6   150.3   150.6   151.0 
18  Other loans and leases  141.6   131.2   132.9   129.7   130.2   129.6   128.1   124.7   123.8   121.8   124.2   124.9 
19  Fed funds and reverse RPs with nonbanks 12  9.6   8.0   8.4   7.2   6.2   5.1   3.7   3.1   2.5   2.8   4.6   6.1 
20  All other loans and leases 13  132.0   123.2   124.4   122.4   124.0   124.5   124.4   121.6   121.3   119.0   119.6   118.9 
21  LESS: Allowance for loan and lease losses  --   --   --   --   55.8   56.4   53.7   56.8   57.4   57.6   58.7   54.9 
22  Interbank loans 12  94.3   87.2   83.3   82.4   79.2   75.3   72.6   71.3   72.5   66.5   66.7   66.7 
23  Fed funds and reverse RPs with banks 12  85.3   75.7   74.3   71.6   68.5   67.4   67.4   62.9   62.4   59.2   60.6   60.5 
24  Loans to commercial banks  8.9   11.6   9.0   10.8   10.7   7.9   5.3   8.4   10.1   7.3   6.1   6.2 
25  Cash assets 14  137.3   223.3   223.6   214.5   216.8   226.3   247.1   241.4   244.8   246.8   251.9   250.3 
26  Trading assets 15  --   --   --   --   8.8   9.5   7.9   8.0   7.9   7.9   7.7   7.7 
27  Derivatives with a positive fair value 16  --   --   --   --   6.6   7.0   5.2   5.4   5.4   5.4   5.1   5.6 
28  Other trading assets  --   --   --   --   2.3   2.5   2.6   2.6   2.6   2.5   2.6   2.1 
29  Other assets 17  238.9   257.2   261.1   266.4   266.7   268.8   267.2   260.7   264.3   261.3   260.4   255.6 
30  Total assets 18  3,483.3   3,610.7   3,607.6   3,601.5   3,607.9   3,609.1   3,615.5   3,588.0   3,591.7   3,582.8   3,599.8   3,594.2 

H.8; Page 14
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  2,412.1   2,555.6   2,580.1   2,604.5   2,607.1   2,623.5   2,647.4   2,654.9   2,653.5   2,656.2   2,678.2   2,672.9 
32  Large time deposits  436.8   455.5   453.9   461.5   471.5   467.3   464.7   462.4   463.6   461.0   461.9   459.1 
33  Other deposits  1,975.3   2,100.1   2,126.2   2,143.0   2,135.6   2,156.3   2,182.7   2,192.5   2,189.9   2,195.2   2,216.3   2,213.8 
34  Borrowings  592.0   499.3   480.4   459.3   463.8   485.7   476.7   459.3   460.3   452.7   444.5   440.2 
35  Borrowings from banks in the U.S.  157.4   148.1   142.2   127.7   138.9   145.3   145.7   134.8   138.9   139.7   107.8   108.3 
36  Borrowings from others  434.7   351.2   338.2   331.6   324.9   340.4   331.0   324.5   321.4   313.0   336.7   331.9 
37  Trading liabilities 19  --   --   --   --   4.4   3.9   3.5   3.6   3.7   3.6   3.4   3.7 
38  Derivatives with a negative fair value 16  --   --   --   --   3.7   3.3   2.8   2.8   2.7   2.7   2.6   3.0 
39  Other trading liabilities  --   --   --   --   0.7   0.7   0.7   0.8   0.9   0.9   0.8   0.7 
40  Net due to related foreign offices  56.2   52.0   51.7   50.9   49.1   43.9   44.2   36.9   37.6   38.0   37.3   38.7 
41  Other liabilities 20  72.9   72.0   71.4   74.9   75.4   71.7   70.9   68.5   70.1   68.2   69.1   68.9 
42  Total liabilities 18  3,138.1   3,186.1   3,189.9   3,194.1   3,199.9   3,228.8   3,242.8   3,223.1   3,225.1   3,218.7   3,232.6   3,224.4 
43  Residual (assets less liabilities) 21  345.2   424.6   417.7   407.3   408.0   380.3   372.7   365.0   366.6   364.1   367.3   369.8 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   -2.3   -1.2   0.4   2.9   3.0   3.0   3.1   2.5 
45  Securitized consumer loans 23  97.4   90.3   88.9   89.4   91.7   89.0   88.3   86.6   84.7   86.2   85.1   83.9 
46  Securitized credit cards and other revolving plans  96.6   89.0   87.6   88.2   90.6   87.9   87.3   85.7   83.8   85.2   84.2   83.0 
47  Other securitized consumer loans  0.8   1.3   1.3   1.2   1.1   1.0   1.0   0.9   0.9   0.9   0.9   0.9 
48  Securitized real estate loans 23  25.4   25.5   24.1   25.3   24.6   24.7   22.6   20.6   20.3   21.3   21.6   22.7 

H.8; Page 15
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  3,045.4   3,083.9   3,087.8   3,094.2   3,084.4   3,080.5   3,080.5   3,065.9   3,058.6   3,060.2   3,080.3   3,077.0 
Securities in bank credit 2  574.6   626.0   629.7   648.1   652.3   659.9   667.2   670.4   669.2   669.4   675.6   676.6 
Treasury and agency securities 3  386.1   418.8   417.2   420.4   428.2   437.8   442.1   443.4   443.2   443.5   451.7   452.4 
Mortgage-backed securities (MBS) 4  --   --   --   --   267.3   273.0   277.4   281.1   280.9   281.3   286.6   286.8 
Non-MBS 5  --   --   --   --   160.8   164.7   164.6   162.3   162.3   162.2   165.2   165.6 
Other securities  188.5   207.3   212.5   227.8   224.1   222.1   225.2   227.0   226.0   225.9   223.9   224.2 
Mortgage-backed securities 6  --   --   --   --   28.7   28.6   28.8   28.6   28.7   28.4   28.2   28.3 
Non-MBS 7  --   --   --   --   195.5   193.5   196.4   198.4   197.3   197.5   195.6   195.9 
Loans and leases in bank credit 8  2,470.8   2,457.9   2,458.0   2,446.0   2,432.1   2,420.7   2,413.3   2,395.5   2,389.4   2,390.7   2,404.6   2,400.4 
10  Commercial and industrial loans  452.6   428.8   425.1   418.5   412.1   407.5   406.9   403.2   403.3   402.3   402.1   400.9 
11  Real estate loans  1,649.0   1,665.3   1,663.3   1,659.6   1,657.9   1,650.3   1,642.5   1,631.5   1,626.0   1,627.8   1,641.1   1,638.5 
12  Revolving home equity loans  116.8   121.3   121.3   119.6   119.1   119.6   120.2   120.5   120.5   120.5   120.4   118.3 
13  Closed-end residential loans 9  511.4   525.1   523.7   524.7   526.0   521.8   516.8   513.4   508.1   510.9   526.6   527.1 
14  Commercial real estate loans 10  1,020.8   1,018.9   1,018.3   1,015.3   1,012.8   1,008.8   1,005.5   997.6   997.4   996.4   994.1   993.1 
15  Consumer loans  225.6   233.1   238.2   237.2   233.3   236.0   236.3   234.5   235.2   236.0   234.7   234.9 
16  Credit cards and other revolving plans  82.2   92.3   92.8   92.0   88.5   90.9   88.7   86.1   86.7   87.1   86.0   86.0 
17  Other consumer loans 11  143.4   140.9   145.4   145.2   144.8   145.1   147.6   148.4   148.5   148.9   148.7   148.9 
18  Other loans and leases  143.6   130.7   131.4   130.7   128.7   126.9   127.6   126.3   124.9   124.6   126.7   126.2 
19  Fed funds and reverse RPs with nonbanks 12  10.2   8.2   8.9   8.0   6.2   4.5   3.8   3.6   2.9   3.3   4.1   4.6 
20  All other loans and leases 13  133.3   122.5   122.5   122.7   122.5   122.4   123.8   122.7   122.0   121.3   122.5   121.6 
21  LESS: Allowance for loan and lease losses  --   --   --   --   55.7   56.1   55.8   57.5   57.8   57.5   58.6   54.9 
22  Interbank loans 12  91.2   90.0   83.1   84.4   80.3   73.0   71.1   69.3   69.5   64.8   68.2   67.5 
23  Fed funds and reverse RPs with banks 12  82.0   79.7   73.9   74.0   68.4   64.6   64.1   60.8   59.7   57.9   61.4   60.7 
24  Loans to commercial banks  9.2   10.3   9.2   10.4   11.8   8.4   7.0   8.5   9.8   6.9   6.8   6.7 
25  Cash assets 14  140.9   220.4   218.1   209.8   213.6   221.3   246.9   250.5   249.2   255.3   265.1   269.3 
26  Trading assets 15  --   --   --   --   9.3   9.1   9.2   8.9   8.9   8.6   8.3   7.8 
27  Derivatives with a positive fair value 16  --   --   --   --   6.8   6.3   6.4   5.9   6.0   5.8   5.5   5.6 
28  Other trading assets  --   --   --   --   2.6   2.7   2.8   2.9   2.9   2.8   2.8   2.2 
29  Other assets 17  242.1   257.4   259.5   263.8   263.9   264.8   266.9   263.8   263.4   261.1   263.5   261.4 
30  Total assets 18  3,489.7   3,609.8   3,606.5   3,609.5   3,595.9   3,592.5   3,618.9   3,600.8   3,591.8   3,592.3   3,626.8   3,628.1 

H.8; Page 16
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  2,398.9   2,570.9   2,580.6   2,599.5   2,592.3   2,605.7   2,630.3   2,637.4   2,625.6   2,627.9   2,671.1   2,674.9 
32  Large time deposits  438.3   451.9   448.5   453.9   471.9   469.0   464.9   463.2   462.9   462.3   464.7   463.3 
33  Other deposits  1,960.6   2,119.0   2,132.1   2,145.6   2,120.4   2,136.7   2,165.4   2,174.2   2,162.7   2,165.6   2,206.5   2,211.6 
34  Borrowings  573.3   511.0   502.1   479.5   469.9   462.9   457.5   443.5   444.9   443.4   435.1   432.7 
35  Borrowings from banks in the U.S.  152.8   150.7   145.9   132.7   139.2   141.9   141.1   131.0   134.9   136.7   103.9   104.1 
36  Borrowings from others  420.6   360.3   356.2   346.8   330.7   321.0   316.4   312.5   309.9   306.7   331.3   328.5 
37  Trading liabilities 19  --   --   --   --   4.5   4.4   4.5   4.2   4.4   4.2   4.0   4.1 
38  Derivatives with a negative fair value 16  --   --   --   --   3.7   3.5   3.6   3.3   3.4   3.2   3.1   3.1 
39  Other trading liabilities  --   --   --   --   0.8   0.8   0.8   0.9   1.0   1.0   1.0   0.9 
40  Net due to related foreign offices  56.2   52.0   51.7   50.9   49.1   43.9   44.2   36.9   37.6   38.0   37.3   38.7 
41  Other liabilities 20  73.8   70.9   71.1   73.4   72.8   71.5   71.5   69.4   69.7   69.1   70.6   70.7 
42  Total liabilities 18  3,108.0   3,211.7   3,212.0   3,209.0   3,188.7   3,188.3   3,207.9   3,191.4   3,182.2   3,182.5   3,218.2   3,221.0 
43  Residual (assets less liabilities) 21  381.7   398.2   394.4   400.5   407.2   404.3   410.9   409.4   409.6   409.8   408.6   407.1 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   -2.3   -1.2   0.4   2.9   3.0   3.0   3.1   2.5 
45  Securitized consumer loans 23  98.2   88.8   86.6   86.5   89.0   86.3   86.6   87.4   86.8   86.8   86.3   86.6 
46  Securitized credit cards and other revolving plans  97.4   87.5   85.4   85.3   87.9   85.2   85.6   86.5   85.8   85.8   85.4   85.7 
47  Other securitized consumer loans  0.8   1.3   1.3   1.2   1.1   1.0   1.0   0.9   0.9   0.9   0.9   0.9 
48  Securitized real estate loans 23  28.0   24.5   24.2   24.0   24.1   23.8   23.7   23.1   23.1   23.1   22.5   22.6 

H.8; Page 17
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  1,061.7   964.5   955.7   917.0   891.5   894.1   863.2   833.3   832.5   819.1   821.5   813.1 
Securities in bank credit 2  341.7   295.9   291.8   276.7   269.8   286.2   278.9   272.7   275.2   269.2   262.0   258.0 
Treasury and agency securities 3  82.1   91.6   88.0   80.9   87.9   106.3   101.7   104.9   106.3   104.1   102.1   101.5 
Mortgage-backed securities (MBS) 4  --   --   --   --   34.1   33.2   32.9   33.0   33.1   34.0   31.0   29.2 
Non-MBS 5  --   --   --   --   53.8   73.1   68.8   71.9   73.2   70.1   71.2   72.2 
Other securities  259.6   204.3   203.8   195.7   181.8   179.9   177.2   167.9   168.9   165.1   159.9   156.5 
Mortgage-backed securities 6  --   --   --   --   9.9   9.3   8.4   7.8   8.0   7.9   7.6   7.0 
Non-MBS 7  --   --   --   --   171.9   170.6   168.9   160.1   160.9   157.2   152.3   149.5 
Loans and leases in bank credit 8  720.0   668.6   663.9   640.4   621.7   607.8   584.3   560.6   557.3   549.9   559.5   555.1 
10  Commercial and industrial loans  371.2   354.6   346.3   335.7   330.3   319.7   305.3   293.4   290.7   289.3   290.2   289.4 
11  Real estate loans  45.3   45.7   46.3   46.6   44.4   44.6   41.4   40.4   40.6   40.2   41.0   40.9 
12  Revolving home equity loans  --   --   --   --   0.5   0.3   0.1   0.2   0.2   0.2   0.2   0.3 
13  Closed-end residential loans 9  --   --   --   --   4.7   4.5   2.4   2.2   2.1   2.3   3.2   3.2 
14  Commercial real estate loans 10  --   --   --   --   39.2   39.7   38.9   38.0   38.3   37.6   37.6   37.4 
15  Consumer loans  --   --   --   --   0.9   1.1   1.1   1.2   1.2   1.2   1.2   1.2 
16  Credit cards and other revolving plans  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   --   --   0.9   1.1   1.1   1.2   1.2   1.2   1.2   1.2 
18  Other loans and leases  303.5   268.1   271.1   257.7   246.1   242.5   236.5   225.6   224.9   219.2   227.2   223.6 
19  Fed funds and reverse RPs with nonbanks 12  91.6   76.5   77.9   73.3   65.3   66.8   67.6   59.6   58.7   56.1   62.7   58.9 
20  All other loans and leases 13  212.0   191.7   193.2   184.5   180.9   175.8   169.0   166.1   166.1   163.1   164.4   164.7 
21  LESS: Allowance for loan and lease losses  --   --   --   --   2.4   2.3   3.3   2.5   2.3   2.2   2.2   2.3 
22  Interbank loans 12  62.0   44.8   43.2   38.4   37.9   41.3   33.8   35.4   44.6   31.4   31.9   30.3 
23  Fed funds and reverse RPs with banks 12  53.1   37.8   38.7   34.6   33.9   37.3   30.4   31.9   41.4   29.3   28.7   27.8 
24  Loans to commercial banks  8.9   7.0   4.5   3.8   4.0   4.0   3.4   3.5   3.2   2.1   3.2   2.5 
25  Cash assets 14  133.2   285.6   276.9   205.2   253.4   292.8   300.8   389.0   446.5   443.3   333.0   351.4 
26  Trading assets 15  --   --   --   --   138.2   132.6   133.6   124.1   119.8   117.3   114.6   112.4 
27  Derivatives with a positive fair value 16  133.9   145.6   142.2   141.8   134.1   129.0   128.1   116.2   112.1   108.5   106.1   103.6 
28  Other trading assets  --   --   --   --   4.1   3.6   5.5   7.9   7.7   8.8   8.4   8.8 
29  Other assets 17  36.4   37.6   37.5   31.8   33.7   33.3   28.0   25.1   23.4   27.2   33.9   38.3 
30  Total assets 18  1,435.9   1,488.8   1,464.8   1,341.5   1,352.4   1,391.8   1,356.2   1,404.4   1,464.4   1,436.1   1,332.6   1,343.2 

H.8; Page 18
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  943.6   883.3   928.4   941.7   951.1   962.9   969.3   1,006.1   1,013.7   1,003.0   986.7   982.8 
32  Large time deposits  905.2   846.4   883.1   899.5   916.9   930.1   934.6   971.9   979.7   969.7   953.0   942.4 
33  Other deposits  38.4   36.9   45.3   42.2   34.2   32.9   34.7   34.2   34.0   33.2   33.7   40.4 
34  Borrowings  642.2   662.2   656.9   637.6   650.7   648.1   629.2   581.0   579.3   560.6   563.0   543.0 
35  Borrowings from banks in the U.S.  65.2   42.2   45.4   38.7   36.3   33.0   33.4   33.3   34.6   32.7   36.6   36.4 
36  Borrowings from others  577.0   620.0   611.5   598.9   614.4   615.0   595.8   547.7   544.7   528.0   526.5   506.6 
37  Trading liabilities 19  140.6   145.5   139.3   134.5   128.1   124.2   122.5   118.3   116.8   116.0   110.9   113.0 
38  Derivatives with a negative fair value 16  125.5   134.1   132.8   124.9   119.6   116.4   114.6   110.6   108.7   106.8   104.4   106.0 
39  Other trading liabilities  15.1   11.3   6.6   9.6   8.5   7.7   7.9   7.8   8.1   9.2   6.5   7.0 
40  Net due to related foreign offices  -326.9   -269.6   -347.7   -439.8   -408.0   -392.5   -382.5   -320.7   -289.7   -268.4   -339.5   -319.9 
41  Other liabilities 20  57.1   36.5   36.9   39.4   33.8   30.4   30.5   32.8   33.0   31.2   30.4   36.8 
42  Total liabilities 18  1,456.6   1,457.8   1,413.9   1,313.4   1,355.7   1,373.1   1,369.0   1,417.6   1,453.1   1,442.4   1,351.6   1,355.7 
43  Residual (assets less liabilities) 21  -20.7   31.0   51.0   28.1   -3.3   18.7   -12.7   -13.2   11.3   -6.3   -18.9   -12.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   -17.8   -17.3   -16.8   -15.2   -15.2   -15.0   -13.9   -14.2 
45  Securitized consumer loans 23  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 23  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

H.8; Page 19
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Assets
Bank credit  1,061.1   963.0   949.9   917.0   889.0   881.2   859.7   830.4   829.2   824.4   826.1   822.1 
Securities in bank credit 2  342.2   296.6   291.8   278.4   272.5   279.6   273.6   269.5   269.4   270.1   267.7   266.4 
Treasury and agency securities 3  80.4   94.5   90.9   83.7   90.1   102.0   100.6   100.7   100.5   103.2   101.0   100.4 
Mortgage-backed securities (MBS) 4  --   --   --   --   33.6   32.3   32.2   32.8   32.2   33.6   31.4   29.6 
Non-MBS 5  --   --   --   --   56.5   69.7   68.4   67.9   68.2   69.6   69.6   70.8 
Other securities  261.7   202.1   200.9   194.7   182.4   177.6   173.0   168.8   168.9   166.9   166.7   166.0 
Mortgage-backed securities 6  --   --   --   --   9.0   8.8   8.4   7.8   7.8   7.7   7.9   8.0 
Non-MBS 7  --   --   --   --   173.4   168.8   164.6   161.1   161.1   159.2   158.8   158.1 
Loans and leases in bank credit 8  719.0   666.4   658.1   638.6   616.5   601.5   586.1   560.9   559.8   554.4   558.3   555.7 
10  Commercial and industrial loans  371.4   354.0   343.8   331.3   326.1   316.2   307.7   293.6   291.2   289.6   290.0   287.9 
11  Real estate loans  45.9   45.9   46.5   46.1   44.1   43.5   41.8   40.7   40.9   40.5   41.3   41.2 
12  Revolving home equity loans  --   --   --   --   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   --   --   --   4.8   4.5   2.9   2.5   2.4   2.4   3.1   3.2 
14  Commercial real estate loans 10  --   --   --   --   39.1   38.7   38.6   38.0   38.2   37.9   38.0   37.7 
15  Consumer loans  --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2   1.3   1.3 
16  Credit cards and other revolving plans  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2   1.3   1.3 
18  Other loans and leases  301.6   266.5   267.8   261.1   245.2   240.7   235.4   225.3   226.5   223.0   225.7   225.4 
19  Fed funds and reverse RPs with nonbanks 12  90.2   79.5   79.2   77.4   66.8   66.3   62.5   58.9   60.5   60.6   63.0   62.2 
20  All other loans and leases 13  211.4   187.0   188.7   183.6   178.4   174.3   172.9   166.4   166.0   162.4   162.8   163.2 
21  LESS: Allowance for loan and lease losses  --   --   --   --   2.5   2.4   2.5   2.5   2.6   2.4   2.4   2.4 
22  Interbank loans 12  64.7   40.9   43.2   37.0   37.1   39.3   35.5   36.4   45.0   32.3   32.5   31.7 
23  Fed funds and reverse RPs with banks 12  56.1   34.4   39.1   33.8   33.4   35.6   32.1   33.2   42.1   29.3   29.0   28.8 
24  Loans to commercial banks  8.6   6.5   4.1   3.2   3.6   3.7   3.3   3.2   2.9   3.0   3.5   3.0 
25  Cash assets 14  134.1   280.3   273.6   200.4   249.1   290.7   306.1   389.3   414.8   444.3   351.7   358.4 
26  Trading assets 15  --   --   --   --   123.1   116.8   119.1   120.8   120.9   118.3   119.5   121.8 
27  Derivatives with a positive fair value 16  130.5   151.4   146.1   129.8   119.2   112.9   113.7   112.2   112.1   109.2   111.2   113.0 
28  Other trading assets  --   --   --   --   3.8   3.9   5.5   8.6   8.8   9.1   8.3   8.8 
29  Other assets 17  39.9   36.2   35.3   34.4   31.5   30.0   31.2   30.9   30.2   32.9   33.4   33.5 
30  Total assets 18  1,439.8   1,481.0   1,456.9   1,325.1   1,327.3   1,355.5   1,349.2   1,405.4   1,437.5   1,449.8   1,360.6   1,365.1 

H.8; Page 20
For use at 4:15 p.m. Eastern Time; November 20, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Oct
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
2009
Oct
Week ending
Oct 21 Oct 28 Nov 4 Nov 11
Liabilities
31  Deposits  941.7   888.5   949.8   954.6   938.5   958.2   962.4   1,003.2   1,008.1   1,006.6   992.1   991.7 
32  Large time deposits  905.4   844.9   903.1   912.0   905.6   925.5   930.6   971.4   976.3   975.4   960.4   953.6 
33  Other deposits  36.3   43.6   46.7   42.5   32.9   32.7   31.8   31.9   31.7   31.2   31.7   38.2 
34  Borrowings  622.5   674.2   670.9   639.0   645.4   641.3   618.6   566.9   562.8   554.7   557.2   537.2 
35  Borrowings from banks in the U.S.  63.8   41.8   43.1   37.3   36.0   34.3   32.9   32.7   31.3   31.8   34.9   33.2 
36  Borrowings from others  558.7   632.4   627.8   601.7   609.4   607.0   585.7   534.2   531.5   522.9   522.3   504.0 
37  Trading liabilities 19  142.0   148.0   144.0   130.8   116.4   115.1   116.9   119.1   119.2   118.3   114.8   117.6 
38  Derivatives with a negative fair value 16  125.1   137.7   136.0   121.5   108.9   107.0   109.5   109.6   110.3   107.1   107.3   110.0 
39  Other trading liabilities  16.9   10.3   8.0   9.3   7.5   8.1   7.4   9.4   8.9   11.2   7.4   7.6 
40  Net due to related foreign offices  -326.9   -269.6   -347.7   -439.8   -408.0   -392.5   -382.5   -320.7   -289.7   -268.4   -339.5   -319.9 
41  Other liabilities 20  57.9   37.0   37.0   37.5   32.1   30.3   30.7   33.9   34.2   35.6   33.0   35.6 
42  Total liabilities 18  1,437.1   1,478.0   1,453.9   1,322.1   1,324.3   1,352.5   1,346.2   1,402.4   1,434.5   1,446.8   1,357.6   1,362.1 
43  Residual (assets less liabilities) 21  2.7   2.9   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0   3.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   -17.8   -17.3   -16.8   -15.2   -15.2   -15.0   -13.9   -14.2 
45  Securitized consumer loans 23  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 23  --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly data are Wednesday values; monthly data are pro rataaverages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. For example, if a large bank is acquired by a commercial bank, or if a large bank leaves the commercial bank universe, it is replaced with the bank next in line, typically the bank ranked number 26. If a nonbank converts to a commercial bank charter, or if a small bank becomes large in size, it is not considered for the large bank panel (regardless of size) until the data are benchmarked to the subsequent Call Report. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 9 to 16, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated balances are removed from past data for the bank group that lost the assets, and added to past data for the bank group that acquired those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports or from the most recent weekly sample report, if available. A ratio procedure is used to adjust past levels.

2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.

11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

12. Fed funds are included in lines 19 and 23 by counterparty. Before July 1, 2009, most small domestically chartered banks reported only the total, which was distributed as 85 percent with banks (line 23) and 15 percent with nonbanks (line 19). Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

14. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

15. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.

16. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

17. Excludes the due-from position with related foreign offices, which is included in line 39. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

18. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.

19. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

20. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

21. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

22. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

23. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data” back to December 16, 2005, may also be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
Last update: November 20, 2009