Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States - H.8

Current Release (54 KB PDF)

Release Date: August 14, 2009

Notes on the Data (billions of dollars)

Domestically chartered commercial banks acquired $16.5 billion in assets and liabilities of nonbank institutions in the week ending August 5, 2009. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.9; real estate loans, revolving home equity loans, $1.1; real estate loans, closed-end residential loans, $6.1; real estate loans, commercial real estate loans, $0.7; cash assets, $0.7; and other assets, $5.5. The major liability items affected were: deposits, large time deposits, $1.5; deposits, other deposits, $11.1; borrowings, borrowings from others, $0.8; and other liabilities, $1.4. The residual (assets less liabilities) increased $1.7. The major memoranda item affected was: securitized real estate loans, $5.1.

H.8; Page 1
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  9,016.3   9,297.7   9,316.5   9,296.1   9,270.1   9,357.4   9,349.5   9,259.0   9,275.6   9,236.3   9,215.9   9,231.3 
Securities in bank credit 2  2,055.9   2,112.9   2,134.1   2,165.8   2,183.8   2,210.0   2,258.7   2,279.6   2,282.0   2,276.9   2,275.6   2,299.4 
Treasury and agency securities 3  1,135.3   1,269.0   1,259.0   1,274.9   1,271.2   1,266.4   1,300.4   1,320.7   1,326.4   1,314.3   1,312.4   1,338.9 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   --   963.2   966.7   955.8   948.8   959.5 
Non-MBS 5  --   --   --   --   --   --   --   357.5   359.6   358.4   363.7   379.4 
Other securities  920.5   843.9   875.1   890.9   912.6   943.6   958.4   958.8   955.6   962.6   963.2   960.5 
Mortgage-backed securities 6  --   --   --   --   --   --   --   215.4   213.9   216.0   217.4   219.8 
Non-MBS 7  --   --   --   --   --   --   --   743.4   741.7   746.7   745.8   740.6 
Loans and leases in bank credit 8  6,960.4   7,184.8   7,182.5   7,130.3   7,086.3   7,147.4   7,090.8   6,979.4   6,993.6   6,959.4   6,940.3   6,932.0 
10  Commercial and industrial loans  1,567.8   1,601.5   1,586.6   1,562.9   1,544.4   1,527.0   1,503.4   1,489.2   1,495.8   1,487.7   1,479.6   1,475.0 
11  Real estate loans  3,623.0   3,803.4   3,818.4   3,827.6   3,834.0   3,881.9   3,867.8   3,839.7   3,843.1   3,821.3   3,826.7   3,834.9 
12  Revolving home equity loans  521.1   593.5   596.9   601.4   605.3   612.9   610.8   607.6   608.0   607.2   605.9   607.3 
13  Closed-end residential loans 9  1,437.4   1,491.5   1,503.7   1,508.8   1,516.8   1,558.1   1,551.9   1,536.4   1,538.3   1,519.8   1,528.9   1,539.7 
14  Commercial real estate loans 10  1,664.6   1,718.3   1,717.8   1,717.4   1,712.0   1,710.8   1,705.1   1,695.7   1,696.7   1,694.3   1,691.9   1,687.9 
15  Consumer loans  824.2   871.1   882.0   873.0   860.5   860.8   858.5   850.0   851.3   851.9   845.3   842.1 
16  Credit cards and other revolving plans  337.9   374.0   382.7   376.0   367.5   363.2   359.9   353.5   352.9   353.2   354.1   350.9 
17  Other consumer loans 11  486.2   497.1   499.3   497.0   493.0   497.5   498.6   496.5   498.4   498.7   491.3   491.2 
18  Other loans and leases  945.4   908.8   895.3   866.7   847.3   877.8   861.1   800.5   803.4   798.4   788.6   779.9 
19  Fed funds and reverse RPs with nonbanks 12  314.1   288.5   281.7   266.6   256.5   277.1   269.4   221.0   223.0   217.5   207.0   212.0 
20  All other loans and leases 13  631.3   620.2   613.6   600.2   590.8   600.7   591.7   579.4   580.5   580.9   581.6   567.9 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   187.6   188.1   188.8   187.9   192.6 
22  Interbank loans 12  440.5   387.2   392.0   381.4   383.5   389.5   381.3   334.3   331.8   331.9   337.7   311.4 
23  Fed funds and reverse RPs with banks 12  366.0   319.9   327.5   321.6   314.9   320.8   313.3   257.7   258.7   258.6   252.0   227.0 
24  Loans to commercial banks  74.5   67.3   64.5   59.7   68.6   68.7   68.0   76.7   73.1   73.3   85.8   84.5 
25  Cash assets 14  316.1   978.0   852.7   936.4   1,013.9   1,028.1   910.9   924.7   959.9   972.1   893.3   876.4 
26  Trading assets 15  --   --   --   --   --   --   --   398.8   387.1   401.6   392.3   387.3 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   --   371.7   359.2   376.0   365.1   358.0 
28  Other trading assets  --   --   --   --   --   --   --   27.0   27.9   25.6   27.2   29.4 
29  Other assets 17  1,033.1   1,133.5   1,145.2   1,162.8   1,126.9   1,143.0   1,172.8   1,140.1   1,124.4   1,126.0   1,107.9   1,114.8 
30  Total assets 18  11,072.5   12,179.2   12,030.8   12,084.6   12,054.2   12,150.7   12,023.5   11,869.3   11,890.7   11,879.0   11,759.3   11,728.7 

H.8; Page 2
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  6,906.4   7,270.7   7,266.6   7,300.6   7,322.4   7,459.5   7,529.1   7,516.7   7,531.4   7,508.9   7,510.3   7,555.3 
32  Large time deposits  2,103.8   1,891.3   1,845.0   1,815.0   1,840.0   1,870.4   1,884.7   1,906.5   1,886.4   1,900.6   1,921.2   1,914.0 
33  Other deposits  4,802.6   5,379.4   5,421.6   5,485.6   5,482.4   5,589.1   5,644.5   5,610.2   5,645.0   5,608.3   5,589.1   5,641.3 
34  Borrowings  2,263.4   2,403.3   2,428.5   2,440.2   2,406.5   2,420.0   2,360.4   2,246.8   2,250.1   2,234.7   2,189.0   2,156.0 
35  Borrowings from banks in the U.S.  473.9   415.0   419.9   415.9   417.8   420.3   414.8   365.5   360.0   352.9   348.5   312.6 
36  Borrowings from others  1,789.5   1,988.2   2,008.6   2,024.3   1,988.7   1,999.7   1,945.6   1,881.3   1,890.1   1,881.8   1,840.5   1,843.3 
37  Trading liabilities 19  --   --   --   --   --   --   --   329.5   321.0   332.7   315.8   329.9 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   --   281.0   266.7   284.7   274.7   281.8 
39  Other trading liabilities  --   --   --   --   --   --   --   48.5   54.3   48.0   41.0   48.1 
40  Net due to related foreign offices  -17.5   385.9   239.9   220.9   270.3   203.9   108.9   93.0   117.5   109.5   71.9   49.0 
41  Other liabilities 20  414.6   447.0   438.7   442.2   429.8   437.2   464.3   451.8   450.4   429.4   433.5   418.0 
42  Total liabilities 18  9,954.4   10,968.6   10,795.0   10,813.5   10,812.6   10,887.0   10,809.1   10,637.8   10,670.5   10,615.1   10,520.5   10,508.1 
43  Residual (assets less liabilities) 21  1,118.1   1,210.6   1,235.8   1,271.1   1,241.7   1,263.7   1,214.4   1,231.5   1,220.3   1,263.9   1,238.8   1,220.6 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   --   -72.6   -78.9   -75.4   -73.5   -46.8 
45  Securitized consumer loans 23  413.4   407.5   403.7   403.9   407.9   406.9   404.9   407.1   408.9   406.8   405.0   404.6 
46  Securitized credit cards and other revolving plans  377.6   369.8   365.8   365.7   369.7   368.7   367.2   370.4   371.8   370.3   368.9   368.4 
47  Other securitized consumer loans  35.8   37.7   37.9   38.2   38.2   38.2   37.8   36.7   37.1   36.5   36.1   36.2 
48  Securitized real estate loans 23  1,288.7   1,403.0   1,378.1   1,376.5   1,387.7   1,401.2   1,427.8   1,455.5   1,455.7   1,458.7   1,453.2   1,468.1 

H.8; Page 3
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  8,971.8   9,314.6   9,337.0   9,287.8   9,254.4   9,341.1   9,323.9   9,216.5   9,218.5   9,181.5   9,188.8   9,221.3 
Securities in bank credit 2  2,048.3   2,105.1   2,134.9   2,175.6   2,179.8   2,211.2   2,258.6   2,269.5   2,260.9   2,260.4   2,271.5   2,301.5 
Treasury and agency securities 3  1,132.5   1,264.6   1,266.0   1,291.8   1,271.0   1,264.6   1,298.3   1,314.4   1,307.6   1,305.4   1,315.0   1,342.7 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   --   959.6   954.9   952.3   950.3   962.6 
Non-MBS 5  --   --   --   --   --   --   --   354.7   352.7   353.0   364.7   380.1 
Other securities  915.8   840.6   868.9   883.8   908.8   946.6   960.3   955.1   953.3   955.0   956.5   958.8 
Mortgage-backed securities 6  --   --   --   --   --   --   --   213.1   212.2   213.8   213.3   217.0 
Non-MBS 7  --   --   --   --   --   --   --   742.0   741.1   741.2   743.2   741.8 
Loans and leases in bank credit 8  6,923.5   7,209.5   7,202.2   7,112.2   7,074.6   7,130.0   7,065.3   6,947.0   6,957.6   6,921.1   6,917.3   6,919.8 
10  Commercial and industrial loans  1,555.4   1,601.9   1,592.1   1,569.8   1,552.0   1,532.0   1,499.3   1,476.9   1,483.4   1,473.1   1,464.9   1,462.5 
11  Real estate loans  3,627.2   3,799.1   3,819.6   3,812.7   3,826.9   3,877.7   3,863.0   3,843.6   3,849.0   3,819.2   3,832.0   3,850.3 
12  Revolving home equity loans  520.7   595.0   596.8   598.1   602.5   611.3   609.3   607.0   607.2   606.8   606.6   606.9 
13  Closed-end residential loans 9  1,444.1   1,485.0   1,504.6   1,498.7   1,514.6   1,557.0   1,550.3   1,543.0   1,546.9   1,519.1   1,533.4   1,557.3 
14  Commercial real estate loans 10  1,662.4   1,719.1   1,718.2   1,715.8   1,709.9   1,709.4   1,703.4   1,693.5   1,694.9   1,693.2   1,692.0   1,686.2 
15  Consumer loans  815.1   894.0   892.5   869.0   855.6   856.6   852.4   840.1   840.4   844.9   838.1   831.2 
16  Credit cards and other revolving plans  331.8   393.2   387.9   369.9   360.8   357.1   353.6   346.3   345.1   348.8   348.9   342.7 
17  Other consumer loans 11  483.2   500.8   504.5   499.1   494.9   499.5   498.8   493.8   495.3   496.1   489.2   488.5 
18  Other loans and leases  925.9   914.5   898.1   860.7   840.0   863.7   850.7   786.5   784.9   784.0   782.3   775.8 
19  Fed funds and reverse RPs with nonbanks 12  298.1   292.0   288.1   266.8   254.1   269.8   260.4   210.2   208.7   207.8   204.1   209.6 
20  All other loans and leases 13  627.8   622.5   610.0   593.9   585.9   593.8   590.2   576.3   576.1   576.1   578.3   566.2 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   187.7   188.5   188.3   185.8   192.8 
22  Interbank loans 12  420.6   398.2   396.9   388.5   388.9   377.2   370.0   320.2   318.1   322.5   330.4   301.1 
23  Fed funds and reverse RPs with banks 12  348.7   329.9   332.0   326.6   319.5   308.5   303.1   246.2   246.7   252.4   248.8   217.9 
24  Loans to commercial banks  71.9   68.3   64.8   61.9   69.3   68.7   67.0   74.0   71.4   70.1   81.6   83.2 
25  Cash assets 14  312.0   1,014.6   847.1   909.6   1,009.8   1,020.6   901.2   910.5   951.9   923.7   884.3   860.5 
26  Trading assets 15  --   --   --   --   --   --   --   365.1   360.2   365.2   350.5   345.6 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   --   337.3   331.5   338.7   322.7   316.0 
28  Other trading assets  --   --   --   --   --   --   --   27.8   28.7   26.5   27.8   29.7 
29  Other assets 17  1,024.6   1,138.0   1,144.9   1,157.9   1,124.9   1,130.3   1,161.2   1,130.6   1,117.8   1,102.7   1,093.4   1,102.6 
30  Total assets 18  10,967.5   12,285.4   12,056.0   12,061.0   12,046.7   12,095.8   11,941.8   11,755.2   11,778.1   11,707.3   11,661.7   11,638.3 

H.8; Page 4
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  6,842.1   7,297.8   7,265.8   7,328.3   7,370.4   7,463.9   7,516.4   7,454.1   7,477.2   7,401.4   7,430.3   7,526.0 
32  Large time deposits  2,069.3   1,905.7   1,843.8   1,808.6   1,832.1   1,876.6   1,879.1   1,880.0   1,859.6   1,873.2   1,892.4   1,895.2 
33  Other deposits  4,772.8   5,392.1   5,422.1   5,519.7   5,538.4   5,587.3   5,637.3   5,574.1   5,617.6   5,528.2   5,537.8   5,630.8 
34  Borrowings  2,228.7   2,398.5   2,418.6   2,440.4   2,416.3   2,440.0   2,356.2   2,211.7   2,201.3   2,217.0   2,179.1   2,125.1 
35  Borrowings from banks in the U.S.  462.4   421.3   421.9   418.4   423.0   414.3   411.2   357.8   349.9   349.5   348.0   304.8 
36  Borrowings from others  1,766.3   1,977.2   1,996.8   2,022.1   1,993.4   2,025.7   1,945.0   1,853.9   1,851.4   1,867.6   1,831.2   1,820.3 
37  Trading liabilities 19  --   --   --   --   --   --   --   292.6   289.9   293.8   274.5   287.6 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   --   244.2   236.9   245.9   232.2   236.4 
39  Other trading liabilities  --   --   --   --   --   --   --   48.4   52.9   47.9   42.4   51.2 
40  Net due to related foreign offices  -27.7   470.8   292.8   208.4   217.9   159.4   48.6   74.0   103.4   91.5   52.1   22.3 
41  Other liabilities 20  405.4   447.6   442.8   438.3   420.9   430.4   454.1   442.0   434.9   416.3   432.5   411.3 
42  Total liabilities 18  9,802.2   11,114.2   10,849.9   10,839.3   10,813.9   10,852.2   10,697.9   10,474.5   10,506.7   10,420.0   10,368.5   10,372.2 
43  Residual (assets less liabilities) 21  1,165.4   1,171.1   1,206.2   1,221.7   1,232.8   1,243.6   1,244.0   1,280.7   1,271.4   1,287.3   1,293.2   1,266.1 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   --   -72.6   -78.9   -75.4   -73.5   -46.8 
45  Securitized consumer loans 23  411.7   409.8   405.4   406.1   409.4   406.1   404.0   405.4   406.5   402.8   403.8   403.4 
46  Securitized credit cards and other revolving plans  376.5   370.5   366.7   367.6   371.6   369.0   367.3   369.4   370.1   367.0   368.4   368.1 
47  Other securitized consumer loans  35.2   39.3   38.7   38.4   37.8   37.2   36.7   36.0   36.4   35.8   35.4   35.3 
48  Securitized real estate loans 23  1,257.1   1,434.6   1,424.2   1,420.2   1,426.6   1,424.3   1,425.1   1,418.8   1,423.2   1,419.1   1,409.5   1,417.7 

H.8; Page 5
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  7,974.2   8,320.4   8,349.4   8,320.2   8,311.3   8,407.8   8,431.2   8,359.6   8,378.6   8,335.4   8,309.8   8,332.5 
Securities in bank credit 2  1,710.0   1,812.8   1,836.3   1,862.2   1,888.7   1,920.1   1,982.3   2,001.7   2,004.4   1,997.6   1,992.4   2,018.3 
Treasury and agency securities 3  1,031.3   1,175.4   1,168.6   1,176.5   1,185.8   1,183.1   1,221.6   1,230.9   1,235.1   1,223.3   1,218.0   1,241.2 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   --   931.7   934.5   924.4   918.8   928.6 
Non-MBS 5  --   --   --   --   --   --   --   299.1   300.7   298.9   299.2   312.6 
Other securities  678.8   637.4   667.8   685.7   702.9   737.0   760.7   770.8   769.3   774.3   774.4   777.1 
Mortgage-backed securities 6  --   --   --   --   --   --   --   204.6   202.9   204.9   206.9   209.8 
Non-MBS 7  --   --   --   --   --   --   --   566.2   566.4   569.4   567.5   567.2 
Loans and leases in bank credit 8  6,264.2   6,507.7   6,513.1   6,458.1   6,422.6   6,487.7   6,448.9   6,357.9   6,374.2   6,337.8   6,317.4   6,314.2 
10  Commercial and industrial loans  1,225.4   1,233.8   1,224.0   1,206.5   1,191.0   1,181.8   1,168.1   1,156.7   1,162.9   1,154.5   1,148.5   1,144.4 
11  Real estate loans  3,576.8   3,757.9   3,772.7   3,783.4   3,789.0   3,836.7   3,822.6   3,796.5   3,800.1   3,778.8   3,782.9   3,791.5 
12  Revolving home equity loans  520.0   591.8   595.2   599.7   603.5   611.3   609.4   607.3   607.7   606.9   605.6   607.0 
13  Closed-end residential loans 9  1,433.4   1,487.7   1,500.0   1,506.2   1,513.8   1,555.2   1,548.5   1,531.0   1,532.6   1,514.7   1,523.8   1,534.7 
14  Commercial real estate loans 10  1,623.4   1,678.4   1,677.5   1,677.5   1,671.7   1,670.2   1,664.7   1,658.2   1,659.8   1,657.2   1,653.5   1,649.8 
15  Consumer loans  824.2   871.1   882.0   873.0   860.5   860.8   858.3   849.0   850.2   850.8   844.2   840.9 
16  Credit cards and other revolving plans  337.9   374.0   382.7   376.0   367.5   363.3   359.9   353.5   352.9   353.2   354.1   350.9 
17  Other consumer loans 11  486.2   497.1   499.3   497.0   493.0   497.5   498.4   495.4   497.3   497.6   490.2   490.1 
18  Other loans and leases  637.8   644.8   634.3   595.2   582.1   608.4   600.0   555.7   561.0   553.7   541.8   537.4 
19  Fed funds and reverse RPs with nonbanks 12  205.8   224.9   217.6   190.1   180.5   200.0   192.6   155.5   160.2   152.6   140.3   147.0 
20  All other loans and leases 13  432.0   419.9   416.7   405.1   401.5   408.4   407.4   400.2   400.8   401.1   401.5   390.4 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   185.0   185.5   186.1   185.0   189.9 
22  Interbank loans 12  372.4   343.0   347.4   338.4   337.9   344.7   340.1   292.4   290.2   290.4   296.1   266.7 
23  Fed funds and reverse RPs with banks 12  303.4   284.0   291.1   286.2   276.5   281.0   277.0   221.1   222.8   222.1   215.4   187.9 
24  Loans to commercial banks  69.0   59.0   56.4   52.2   61.5   63.8   63.0   71.3   67.4   68.3   80.7   78.9 
25  Cash assets 14  258.2   666.2   613.0   698.8   729.1   755.6   723.0   696.0   747.5   715.8   671.0   677.5 
26  Trading assets 15  --   --   --   --   --   --   --   260.9   253.0   264.2   256.6   251.8 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   --   237.5   228.9   242.4   234.1   226.9 
28  Other trading assets  --   --   --   --   --   --   --   23.4   24.1   21.8   22.5   24.9 
29  Other assets 17  985.1   1,085.6   1,100.6   1,112.5   1,080.4   1,098.3   1,132.9   1,106.0   1,087.9   1,090.7   1,078.5   1,083.1 
30  Total assets 18  9,746.4   10,634.9   10,568.6   10,631.3   10,570.5   10,693.4   10,689.6   10,530.0   10,571.8   10,510.5   10,426.9   10,421.7 

H.8; Page 6
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  5,765.8   6,370.8   6,395.8   6,451.2   6,438.5   6,528.5   6,581.8   6,559.3   6,592.4   6,557.3   6,538.2   6,572.3 
32  Large time deposits  999.2   1,030.4   1,013.8   1,007.1   996.0   985.6   982.1   991.7   991.6   990.4   991.0   976.4 
33  Other deposits  4,766.6   5,340.5   5,382.0   5,444.1   5,442.6   5,542.9   5,599.7   5,567.7   5,600.8   5,567.0   5,547.2   5,595.9 
34  Borrowings  1,660.7   1,799.0   1,801.3   1,784.3   1,742.7   1,760.0   1,723.0   1,584.7   1,589.6   1,555.6   1,531.6   1,517.9 
35  Borrowings from banks in the U.S.  397.5   371.7   375.2   378.0   373.8   371.9   375.5   327.4   318.6   316.7   314.5   281.8 
36  Borrowings from others  1,263.2   1,427.3   1,426.1   1,406.3   1,368.9   1,388.1   1,347.5   1,257.3   1,271.0   1,238.9   1,217.2   1,236.1 
37  Trading liabilities 19  --   --   --   --   --   --   --   192.5   187.8   196.2   182.1   191.3 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   --   151.7   141.1   154.9   148.5   151.8 
39  Other trading liabilities  --   --   --   --   --   --   --   40.9   46.6   41.3   33.6   39.5 
40  Net due to related foreign offices  527.0   579.5   495.1   470.7   519.8   507.7   505.3   498.2   510.0   498.4   496.5   502.1 
41  Other liabilities 20  378.8   408.2   398.6   399.5   387.4   399.1   425.6   422.7   423.9   404.5   407.1   389.3 
42  Total liabilities 18  8,586.0   9,461.9   9,352.9   9,374.5   9,327.5   9,417.4   9,433.0   9,257.4   9,303.6   9,212.1   9,155.4   9,172.9 
43  Residual (assets less liabilities) 21  1,160.4   1,172.9   1,215.7   1,256.8   1,242.9   1,276.1   1,256.7   1,272.5   1,268.2   1,298.4   1,271.5   1,248.8 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   --   -71.3   -77.4   -74.0   -72.1   -46.1 
45  Securitized consumer loans 23  413.4   407.5   403.7   403.9   407.9   406.9   404.9   407.1   408.9   406.8   405.0   404.6 
46  Securitized credit cards and other revolving plans  377.6   369.8   365.8   365.7   369.7   368.7   367.2   370.4   371.8   370.3   368.9   368.4 
47  Other securitized consumer loans  35.8   37.7   37.9   38.2   38.2   38.2   37.8   36.7   37.1   36.5   36.1   36.2 
48  Securitized real estate loans 23  1,288.7   1,403.0   1,378.1   1,376.5   1,387.7   1,401.2   1,427.8   1,455.5   1,455.7   1,458.7   1,453.2   1,468.1 

H.8; Page 7
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  7,935.6   8,335.9   8,366.2   8,312.6   8,297.0   8,395.9   8,409.8   8,322.5   8,327.7   8,285.5   8,286.5   8,325.0 
Securities in bank credit 2  1,703.0   1,805.2   1,834.0   1,873.3   1,889.5   1,924.8   1,983.5   1,991.6   1,985.0   1,983.1   1,985.6   2,017.5 
Treasury and agency securities 3  1,027.9   1,175.1   1,172.0   1,189.7   1,182.8   1,179.3   1,218.6   1,224.0   1,218.6   1,215.8   1,217.4   1,243.1 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   --   927.7   923.5   921.3   919.0   931.0 
Non-MBS 5  --   --   --   --   --   --   --   296.3   295.1   294.5   298.4   312.1 
Other securities  675.0   630.1   661.9   683.5   706.7   745.4   764.9   767.6   766.4   767.3   768.2   774.4 
Mortgage-backed securities 6  --   --   --   --   --   --   --   203.0   201.9   203.7   203.3   207.1 
Non-MBS 7  --   --   --   --   --   --   --   564.7   564.5   563.6   564.9   567.3 
Loans and leases in bank credit 8  6,232.6   6,530.7   6,532.3   6,439.3   6,407.5   6,471.1   6,426.2   6,330.9   6,342.7   6,302.5   6,300.9   6,307.5 
10  Commercial and industrial loans  1,217.8   1,230.6   1,225.0   1,208.9   1,196.9   1,187.0   1,166.7   1,149.3   1,154.9   1,145.5   1,139.3   1,137.1 
11  Real estate loans  3,581.3   3,753.9   3,774.4   3,767.4   3,781.7   3,832.3   3,818.4   3,800.8   3,806.1   3,777.1   3,789.0   3,808.0 
12  Revolving home equity loans  519.7   593.4   595.1   596.5   600.8   609.6   608.0   606.8   606.9   606.6   606.4   606.6 
13  Closed-end residential loans 9  1,440.1   1,481.5   1,501.3   1,495.6   1,511.6   1,554.2   1,547.0   1,537.7   1,541.1   1,514.1   1,528.5   1,552.4 
14  Commercial real estate loans 10  1,621.5   1,679.1   1,677.9   1,675.3   1,669.4   1,668.5   1,663.4   1,656.4   1,658.0   1,656.4   1,654.2   1,649.0 
15  Consumer loans  815.1   894.0   892.5   869.0   855.6   856.6   852.2   839.0   839.3   843.8   837.0   830.0 
16  Credit cards and other revolving plans  331.8   393.2   387.9   369.9   360.8   357.1   353.6   346.3   345.1   348.8   348.9   342.7 
17  Other consumer loans 11  483.2   500.8   504.5   499.1   494.9   499.5   498.6   492.7   494.2   495.0   488.1   487.3 
18  Other loans and leases  618.4   652.1   640.5   594.0   573.2   595.2   589.0   541.7   542.4   536.0   535.6   532.5 
19  Fed funds and reverse RPs with nonbanks 12  188.4   232.7   227.6   194.7   174.6   190.5   182.8   143.0   144.8   138.5   134.0   142.3 
20  All other loans and leases 13  430.0   419.4   412.9   399.3   398.7   404.7   406.2   398.7   397.6   397.5   401.6   390.3 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   185.1   185.9   185.7   183.1   190.2 
22  Interbank loans 12  353.7   353.2   349.9   348.0   347.4   332.5   330.5   279.6   277.1   282.0   290.9   259.2 
23  Fed funds and reverse RPs with banks 12  286.7   293.9   293.9   294.4   284.8   268.4   267.8   210.4   211.0   216.7   213.2   180.7 
24  Loans to commercial banks  67.0   59.3   56.0   53.6   62.6   64.0   62.8   69.2   66.1   65.4   77.6   78.4 
25  Cash assets 14  253.3   696.4   613.0   677.5   729.9   750.2   709.4   680.8   732.7   674.0   666.6   663.4 
26  Trading assets 15  --   --   --   --   --   --   --   241.4   237.7   241.0   230.4   226.1 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   --   217.3   212.9   218.4   207.4   201.0 
28  Other trading assets  --   --   --   --   --   --   --   24.1   24.8   22.6   23.1   25.2 
29  Other assets 17  977.9   1,089.8   1,097.6   1,109.8   1,077.6   1,085.2   1,119.2   1,098.3   1,085.3   1,071.0   1,063.0   1,071.8 
30  Total assets 18  9,659.1   10,724.2   10,592.2   10,612.4   10,567.5   10,643.1   10,623.5   10,437.5   10,474.6   10,367.8   10,354.2   10,355.4 

H.8; Page 8
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  5,728.4   6,394.7   6,400.6   6,488.8   6,482.2   6,514.7   6,562.5   6,514.9   6,555.1   6,465.6   6,477.4   6,563.0 
32  Large time deposits  991.4   1,041.4   1,017.8   1,009.7   987.6   974.3   969.9   983.4   981.3   979.1   982.0   978.0 
33  Other deposits  4,737.0   5,353.3   5,382.8   5,479.2   5,494.6   5,540.4   5,592.6   5,531.6   5,573.8   5,486.5   5,495.4   5,585.0 
34  Borrowings  1,637.7   1,792.9   1,796.5   1,770.1   1,741.0   1,765.9   1,712.2   1,561.1   1,559.8   1,552.1   1,526.1   1,495.5 
35  Borrowings from banks in the U.S.  387.8   378.1   380.1   378.4   380.9   371.0   373.3   320.2   309.4   314.0   311.3   272.6 
36  Borrowings from others  1,249.9   1,414.8   1,416.4   1,391.7   1,360.1   1,395.0   1,338.9   1,240.9   1,250.4   1,238.1   1,214.8   1,222.9 
37  Trading liabilities 19  --   --   --   --   --   --   --   175.5   173.9   177.2   161.9   170.7 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   --   134.9   128.8   135.6   127.4   129.0 
39  Other trading liabilities  --   --   --   --   --   --   --   40.6   45.1   41.6   34.5   41.6 
40  Net due to related foreign offices  528.1   629.5   521.5   457.7   490.5   514.4   500.2   498.4   512.7   500.9   499.2   483.5 
41  Other liabilities 20  367.2   407.3   403.1   401.3   383.9   393.3   416.5   409.7   404.6   387.6   399.4   379.5 
42  Total liabilities 18  8,497.0   9,556.1   9,389.0   9,393.7   9,337.6   9,402.3   9,382.4   9,159.6   9,206.1   9,083.4   9,063.9   9,092.2 
43  Residual (assets less liabilities) 21  1,162.1   1,168.1   1,203.2   1,218.7   1,229.9   1,240.7   1,241.1   1,277.8   1,268.5   1,284.4   1,290.3   1,263.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   --   -71.3   -77.4   -74.0   -72.1   -46.1 
45  Securitized consumer loans 23  411.7   409.8   405.4   406.1   409.4   406.1   404.0   405.4   406.5   402.8   403.8   403.4 
46  Securitized credit cards and other revolving plans  376.5   370.5   366.7   367.6   371.6   369.0   367.3   369.4   370.1   367.0   368.4   368.1 
47  Other securitized consumer loans  35.2   39.3   38.7   38.4   37.8   37.2   36.7   36.0   36.4   35.8   35.4   35.3 
48  Securitized real estate loans 23  1,257.1   1,434.6   1,424.2   1,420.2   1,426.6   1,424.3   1,425.1   1,418.8   1,423.2   1,419.1   1,409.5   1,417.7 

H.8; Page 9
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  4,872.0   5,165.6   5,155.8   5,115.8   5,097.5   5,183.8   5,193.6   5,123.9   5,143.0   5,099.2   5,083.7   5,113.0 
Securities in bank credit 2  1,092.3   1,191.7   1,202.7   1,220.4   1,217.4   1,242.6   1,279.0   1,286.7   1,289.3   1,281.3   1,276.9   1,305.7 
Treasury and agency securities 3  638.5   766.2   745.0   751.8   752.8   747.6   783.5   789.0   793.0   781.2   776.2   797.5 
Mortgage-backed securities (MBS) 4  574.8   674.4   651.7   646.3   646.4   636.7   667.6   662.4   665.1   655.4   650.5   657.0 
Non-MBS 5  63.7   91.8   93.3   105.5   106.4   111.0   115.9   126.6   127.9   125.8   125.7   140.5 
Other securities  453.8   425.5   457.7   468.6   464.6   494.9   495.5   497.7   496.3   500.1   500.6   508.2 
Mortgage-backed securities 6  189.5   156.1   157.3   152.8   149.0   161.2   163.1   168.9   167.0   169.2   171.5   175.3 
Non-MBS 7  264.4   269.4   300.4   315.8   315.6   333.8   332.3   328.8   329.2   330.9   329.2   332.8 
Loans and leases in bank credit 8  3,779.7   3,973.9   3,953.1   3,895.4   3,880.1   3,941.2   3,914.7   3,837.3   3,853.7   3,817.8   3,806.8   3,807.4 
10  Commercial and industrial loans  784.4   788.9   780.9   768.5   756.1   751.1   740.8   732.4   737.7   730.4   725.5   723.2 
11  Real estate loans  1,901.4   2,048.4   2,042.7   2,044.0   2,059.3   2,108.3   2,098.3   2,077.7   2,081.4   2,059.9   2,067.7   2,081.2 
12  Revolving home equity loans  402.6   464.7   465.8   468.5   472.2   480.4   480.0   478.2   478.6   477.8   477.0   478.3 
13  Closed-end residential loans 9  925.0   967.1   962.7   961.4   974.6   1,018.3   1,011.2   993.0   995.0   976.8   987.2   1,000.2 
14  Commercial real estate loans 10  573.8   616.7   614.2   614.0   612.5   609.7   607.2   606.5   607.8   605.2   603.6   602.7 
15  Consumer loans  596.0   628.7   632.8   626.2   616.5   610.5   609.5   606.3   607.4   606.5   605.7   600.7 
16  Credit cards and other revolving plans  258.5   280.0   283.0   277.9   272.7   267.7   266.4   262.7   263.4   262.1   262.9   258.9 
17  Other consumer loans 11  337.4   348.7   349.8   348.3   343.8   342.8   343.2   343.6   344.0   344.4   342.8   341.7 
18  Other loans and leases  498.1   508.0   496.8   456.8   448.3   471.3   466.0   420.9   427.3   421.1   407.9   402.3 
19  Fed funds and reverse RPs with nonbanks 12  194.0   215.8   207.8   178.8   173.3   190.7   185.4   149.7   155.1   149.5   135.5   142.0 
20  All other loans and leases 13  304.1   292.2   289.0   278.0   275.0   280.6   280.5   271.2   272.2   271.6   272.4   260.3 
21  LESS: Allowance for loan and lease losses  72.1   98.2   101.6   106.9   111.5   118.5   123.3   130.9   131.4   131.5   130.6   134.9 
22  Interbank loans 12  301.2   281.5   279.8   271.5   272.9   284.7   281.1   225.1   223.8   225.8   228.5   198.3 
23  Fed funds and reverse RPs with banks 12  236.5   231.8   233.9   228.0   223.3   229.4   228.7   165.8   168.8   170.1   157.9   129.5 
24  Loans to commercial banks  64.7   49.7   45.9   43.5   49.7   55.4   52.5   59.3   55.0   55.7   70.6   68.8 
25  Cash assets 14  150.9   419.7   378.3   461.6   494.0   535.2   537.1   488.9   527.5   497.4   467.3   467.5 
26  Trading assets 15  --   --   --   --   --   --   --   242.3   234.6   244.6   236.7   232.2 
27  Derivatives with a positive fair value 16  220.8   318.2   268.2   289.3   261.1   243.7   226.8   230.4   221.9   234.2   225.9   219.2 
28  Other trading assets  --   --   --   --   --   --   --   11.9   12.7   10.4   10.8   13.0 
29  Other assets 17  746.8   818.3   830.5   838.6   813.9   826.7   853.2   824.0   807.5   807.3   796.8   799.4 
30  Total assets 18  6,255.4   6,937.8   6,835.5   6,884.6   6,832.7   6,960.4   6,974.8   6,773.3   6,804.9   6,742.9   6,682.3   6,675.5 

H.8; Page 10
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  3,334.5   3,747.1   3,737.6   3,773.2   3,738.8   3,819.2   3,860.5   3,827.6   3,852.6   3,823.5   3,808.3   3,826.7 
32  Large time deposits  570.4   580.3   559.0   549.2   538.1   533.7   526.3   507.6   506.9   503.0   504.7   496.2 
33  Other deposits  2,764.1   3,166.8   3,178.6   3,224.0   3,200.7   3,285.5   3,334.2   3,320.0   3,345.7   3,320.4   3,303.6   3,330.5 
34  Borrowings  1,107.4   1,272.8   1,269.4   1,253.2   1,230.4   1,257.0   1,236.6   1,096.0   1,100.1   1,059.2   1,050.4   1,041.3 
35  Borrowings from banks in the U.S.  238.3   231.1   228.8   228.3   228.0   226.6   239.3   179.3   174.5   160.9   163.5   137.7 
36  Borrowings from others  869.1   1,041.7   1,040.6   1,024.9   1,002.4   1,030.4   997.4   916.7   925.6   898.3   886.9   903.6 
37  Trading liabilities 19  251.2   298.8   256.0   263.9   233.9   216.8   193.7   187.5   182.7   191.1   176.7   185.6 
38  Derivatives with a negative fair value 16  174.6   247.9   210.4   221.7   193.7   178.7   155.1   147.3   137.0   150.2   144.0   146.9 
39  Other trading liabilities  76.6   50.9   45.6   42.2   40.2   38.1   38.6   40.2   45.7   40.9   32.8   38.7 
40  Net due to related foreign offices  473.9   572.5   472.8   416.0   446.8   471.3   456.2   454.8   467.4   456.9   456.0   442.8 
41  Other liabilities 20  305.8   333.5   325.9   326.8   313.9   326.5   350.0   346.6   346.8   329.3   333.3   314.3 
42  Total liabilities 18  5,472.9   6,224.7   6,061.7   6,033.1   5,963.8   6,090.8   6,097.0   5,912.4   5,949.7   5,859.9   5,824.6   5,810.8 
43  Residual (assets less liabilities) 21  782.5   713.1   773.7   851.6   868.9   869.6   877.8   861.0   855.2   883.0   857.7   864.7 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  -33.8   -68.5   -63.3   -62.5   -53.0   -48.7   -47.6   -39.0   -42.3   -40.5   -39.5   -25.3 
45  Securitized consumer loans 23  313.6   319.8   318.5   318.1   320.2   319.6   316.8   316.6   317.1   316.9   314.7   314.7 
46  Securitized credit cards and other revolving plans  277.7   282.1   280.5   280.2   282.7   282.1   279.8   280.4   280.5   280.7   279.1   279.0 
47  Other securitized consumer loans  35.9   37.7   38.0   37.9   37.5   37.5   37.1   36.2   36.6   36.2   35.6   35.7 
48  Securitized real estate loans 23  1,252.1   1,366.7   1,342.7   1,341.2   1,352.9   1,366.8   1,391.2   1,418.3   1,418.7   1,421.4   1,415.7   1,430.9 

H.8; Page 11
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  4,845.2   5,178.1   5,172.3   5,110.4   5,089.5   5,179.6   5,179.2   5,102.5   5,111.0   5,068.7   5,074.7   5,115.6 
Securities in bank credit 2  1,094.5   1,182.0   1,202.8   1,225.7   1,219.9   1,249.9   1,285.1   1,289.8   1,285.1   1,281.7   1,282.8   1,314.4 
Treasury and agency securities 3  641.2   759.5   750.5   760.5   750.5   746.4   784.3   791.7   787.4   783.7   784.6   807.1 
Mortgage-backed securities (MBS) 4  575.9   673.6   655.9   653.4   644.6   634.5   664.5   661.3   658.2   655.3   652.6   661.1 
Non-MBS 5  65.3   85.9   94.6   107.1   105.9   112.0   119.8   130.4   129.2   128.5   132.0   146.0 
Other securities  453.3   422.6   452.3   465.2   469.4   503.5   500.8   498.1   497.7   498.0   498.2   507.3 
Mortgage-backed securities 6  186.4   159.7   159.9   155.0   152.1   162.2   163.1   166.3   165.1   166.8   166.6   170.6 
Non-MBS 7  266.9   262.9   292.4   310.3   317.3   341.2   337.7   331.8   332.6   331.1   331.6   336.7 
Loans and leases in bank credit 8  3,750.7   3,996.0   3,969.5   3,884.6   3,869.6   3,929.7   3,894.1   3,812.7   3,825.9   3,787.0   3,791.9   3,801.1 
10  Commercial and industrial loans  778.2   787.2   782.7   770.1   760.4   753.9   739.1   726.6   731.6   723.4   717.9   717.3 
11  Real estate loans  1,906.3   2,046.4   2,041.7   2,035.0   2,056.9   2,108.0   2,097.1   2,082.7   2,088.2   2,060.7   2,073.4   2,094.6 
12  Revolving home equity loans  402.3   466.3   465.8   466.5   470.6   479.4   479.6   477.6   477.8   477.4   477.0   477.3 
13  Closed-end residential loans 9  931.4   963.2   961.6   955.4   975.6   1,019.2   1,010.6   999.8   1,003.7   978.8   992.7   1,014.8 
14  Commercial real estate loans 10  572.6   616.9   614.3   613.1   610.8   609.4   606.9   605.3   606.7   604.6   603.7   602.5 
15  Consumer loans  585.6   646.5   641.8   623.8   613.0   607.5   603.5   595.3   595.2   597.1   597.3   590.7 
16  Credit cards and other revolving plans  251.9   297.0   289.1   274.1   266.7   262.1   259.2   255.4   255.8   256.9   257.6   251.4 
17  Other consumer loans 11  333.7   349.5   352.7   349.7   346.3   345.5   344.4   339.8   339.5   340.3   339.8   339.3 
18  Other loans and leases  480.6   515.9   503.4   455.8   439.2   460.3   454.4   408.1   410.8   405.7   403.3   398.6 
19  Fed funds and reverse RPs with nonbanks 12  176.6   224.7   217.8   182.7   166.1   181.4   174.5   136.6   139.4   135.4   128.7   136.5 
20  All other loans and leases 13  303.9   291.2   285.6   273.1   273.2   278.9   279.9   271.5   271.4   270.4   274.7   262.1 
21  LESS: Allowance for loan and lease losses  72.2   98.4   102.1   108.0   112.3   119.9   125.0   131.2   131.9   131.1   129.2   135.8 
22  Interbank loans 12  282.8   292.6   286.8   283.5   284.6   274.2   271.8   211.8   210.0   216.1   221.0   189.8 
23  Fed funds and reverse RPs with banks 12  221.1   241.9   239.0   238.9   232.6   219.8   220.2   155.5   157.4   164.1   154.5   122.7 
24  Loans to commercial banks  61.7   50.7   47.8   44.7   52.0   54.4   51.6   56.4   52.7   52.1   66.5   67.1 
25  Cash assets 14  143.0   461.5   388.6   446.9   495.7   521.4   492.3   461.6   502.3   451.0   451.8   439.7 
26  Trading assets 15  --   --   --   --   --   --   --   222.4   218.8   222.0   211.5   207.1 
27  Derivatives with a positive fair value 16  203.1   346.9   278.9   295.2   266.0   237.1   214.2   210.8   206.5   211.9   201.0   194.6 
28  Other trading assets  --   --   --   --   --   --   --   11.6   12.4   10.2   10.4   12.5 
29  Other assets 17  743.9   823.5   827.6   837.0   808.0   810.9   840.6   820.6   808.1   794.6   786.6   793.2 
30  Total assets 18  6,180.3   7,039.5   6,876.8   6,878.8   6,835.9   6,907.8   6,879.1   6,687.6   6,718.3   6,621.3   6,616.4   6,609.5 

H.8; Page 12
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  3,300.7   3,763.9   3,737.4   3,790.4   3,777.2   3,799.0   3,826.5   3,785.5   3,814.0   3,750.9   3,759.4   3,816.9 
32  Large time deposits  564.8   589.3   559.5   550.1   529.7   520.3   510.1   502.2   500.7   497.6   501.0   498.5 
33  Other deposits  2,735.9   3,174.6   3,177.9   3,240.3   3,247.5   3,278.7   3,316.4   3,283.3   3,313.3   3,253.3   3,258.4   3,318.4 
34  Borrowings  1,092.4   1,256.8   1,256.3   1,242.4   1,227.8   1,259.8   1,226.1   1,079.7   1,079.8   1,060.1   1,050.5   1,029.1 
35  Borrowings from banks in the U.S.  232.3   232.5   228.9   227.4   230.2   223.5   237.5   175.2   170.6   160.7   162.0   133.2 
36  Borrowings from others  860.1   1,024.3   1,027.4   1,015.0   997.6   1,036.3   988.6   904.5   909.2   899.4   888.5   895.9 
37  Trading liabilities 19  233.8   325.4   261.7   270.5   234.9   208.6   186.0   171.4   169.7   173.5   157.9   166.5 
38  Derivatives with a negative fair value 16  157.5   276.2   217.3   228.9   197.4   173.0   148.4   131.5   125.4   132.2   124.2   125.7 
39  Other trading liabilities  76.3   49.2   44.4   41.6   37.5   35.6   37.7   39.9   44.2   41.2   33.7   40.8 
40  Net due to related foreign offices  473.9   572.5   472.8   416.0   446.8   471.3   456.2   454.8   467.4   456.9   456.0   442.8 
41  Other liabilities 20  296.8   333.3   329.4   328.4   311.4   321.2   342.3   336.3   331.5   315.5   327.0   306.7 
42  Total liabilities 18  5,397.6   6,252.0   6,057.7   6,047.7   5,998.1   6,059.9   6,037.1   5,827.7   5,862.4   5,756.9   5,750.7   5,762.0 
43  Residual (assets less liabilities) 21  782.7   787.5   819.2   831.1   837.8   847.9   842.0   859.9   855.9   864.4   865.7   847.6 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  -33.8   -68.5   -63.3   -62.5   -53.0   -48.7   -47.6   -39.0   -42.3   -40.5   -39.5   -25.3 
45  Securitized consumer loans 23  313.6   319.9   318.1   319.2   320.8   319.8   317.7   316.6   316.3   315.1   315.2   315.6 
46  Securitized credit cards and other revolving plans  278.8   280.8   279.6   281.4   284.2   283.7   282.1   281.6   280.9   280.2   280.8   281.2 
47  Other securitized consumer loans  34.8   39.1   38.5   37.8   36.7   36.0   35.6   35.0   35.4   34.8   34.4   34.3 
48  Securitized real estate loans 23  1,222.2   1,398.2   1,388.6   1,384.7   1,391.9   1,390.1   1,390.9   1,383.6   1,388.0   1,383.8   1,374.2   1,382.8 

H.8; Page 13
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  3,102.2   3,154.8   3,193.6   3,204.4   3,213.8   3,224.0   3,237.6   3,235.7   3,235.6   3,236.2   3,226.1   3,219.5 
Securities in bank credit 2  617.7   621.1   633.7   641.8   671.3   677.5   703.3   715.1   715.2   716.2   715.5   712.6 
Treasury and agency securities 3  392.8   409.1   423.6   424.7   433.0   435.4   438.1   441.9   442.1   442.0   441.8   443.7 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   --   269.4   269.3   269.0   268.3   271.6 
Non-MBS 5  --   --   --   --   --   --   --   172.5   172.8   173.1   173.5   172.1 
Other securities  224.9   211.9   210.1   217.0   238.4   242.1   265.3   273.1   273.1   274.2   273.7   268.9 
Mortgage-backed securities 6  --   --   --   --   --   --   --   35.7   35.9   35.8   35.4   34.5 
Non-MBS 7  --   --   --   --   --   --   --   237.4   237.2   238.4   238.3   234.4 
Loans and leases in bank credit 8  2,484.4   2,533.7   2,559.9   2,562.7   2,542.4   2,546.4   2,534.3   2,520.6   2,520.5   2,520.0   2,510.6   2,506.8 
10  Commercial and industrial loans  441.1   444.9   443.2   438.0   434.9   430.7   427.3   424.3   425.2   424.1   422.9   421.2 
11  Real estate loans  1,675.4   1,709.5   1,730.1   1,739.5   1,729.8   1,728.4   1,724.3   1,718.8   1,718.7   1,718.9   1,715.2   1,710.3 
12  Revolving home equity loans  117.4   127.2   129.4   131.2   131.4   130.9   129.4   129.1   129.2   129.0   128.7   128.7 
13  Closed-end residential loans 9  508.4   520.6   537.3   544.8   539.1   536.9   537.3   538.0   537.5   538.0   536.6   534.5 
14  Commercial real estate loans 10  1,049.6   1,061.7   1,063.4   1,063.5   1,059.2   1,060.5   1,057.5   1,051.7   1,052.0   1,051.9   1,049.9   1,047.1 
15  Consumer loans  228.2   242.5   249.2   246.8   244.0   250.3   248.7   242.6   242.8   244.3   238.5   240.3 
16  Credit cards and other revolving plans  79.4   94.0   99.8   98.1   94.8   95.5   93.5   90.8   89.5   91.1   91.2   91.9 
17  Other consumer loans 11  148.8   148.4   149.5   148.7   149.2   154.7   155.2   151.8   153.3   153.2   147.3   148.3 
18  Other loans and leases  139.7   136.9   137.5   138.4   133.8   137.1   134.0   134.9   133.7   132.6   133.9   135.1 
19  Fed funds and reverse RPs with nonbanks 12  11.8   9.1   9.8   11.3   7.2   9.3   7.2   5.9   5.1   3.1   4.8   5.0 
20  All other loans and leases 13  127.9   127.7   127.6   127.1   126.5   127.7   126.8   129.0   128.6   129.5   129.2   130.0 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   54.1   54.0   54.6   54.4   55.0 
22  Interbank loans 12  71.2   61.5   67.6   66.8   65.0   60.0   59.0   67.3   66.5   64.6   67.6   68.4 
23  Fed funds and reverse RPs with banks 12  66.9   52.2   57.2   58.2   53.2   51.6   48.4   55.3   54.0   51.9   57.5   58.4 
24  Loans to commercial banks  4.3   9.3   10.4   8.7   11.8   8.4   10.6   12.0   12.4   12.6   10.1   10.1 
25  Cash assets 14  107.3   246.5   234.7   237.2   235.1   220.4   185.9   207.1   220.1   218.4   203.7   210.0 
26  Trading assets 15  --   --   --   --   --   --   --   18.6   18.3   19.6   19.9   19.6 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   --   7.1   7.0   8.2   8.2   7.7 
28  Other trading assets  --   --   --   --   --   --   --   11.5   11.3   11.4   11.7   11.9 
29  Other assets 17  238.3   267.4   270.1   273.9   266.5   271.6   279.7   282.1   280.5   283.5   281.6   283.7 
30  Total assets 18  3,491.0   3,697.0   3,733.1   3,746.7   3,737.8   3,733.0   3,714.9   3,756.7   3,767.0   3,767.6   3,744.6   3,746.2 

H.8; Page 14
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  2,431.3   2,623.7   2,658.1   2,678.0   2,699.7   2,709.3   2,721.3   2,731.8   2,739.8   2,733.9   2,729.9   2,745.6 
32  Large time deposits  428.8   450.0   454.8   457.9   457.9   451.9   455.8   484.1   484.7   487.4   486.3   480.2 
33  Other deposits  2,002.5   2,173.7   2,203.4   2,220.1   2,241.8   2,257.5   2,265.5   2,247.7   2,255.0   2,246.5   2,243.6   2,265.4 
34  Borrowings  553.2   526.3   531.9   531.1   512.3   503.1   486.4   488.6   489.5   496.5   481.3   476.6 
35  Borrowings from banks in the U.S.  159.2   140.6   146.3   149.7   145.7   145.4   136.2   148.1   144.1   155.8   151.0   144.1 
36  Borrowings from others  394.0   385.6   385.5   381.4   366.5   357.7   350.2   340.6   345.4   340.6   330.3   332.5 
37  Trading liabilities 19  --   --   --   --   --   --   --   5.1   5.1   5.1   5.4   5.6 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   --   4.4   4.2   4.8   4.6   4.8 
39  Other trading liabilities  --   --   --   --   --   --   --   0.7   0.9   0.4   0.8   0.8 
40  Net due to related foreign offices  53.1   6.9   22.3   54.7   73.1   36.4   49.1   43.4   42.6   41.6   40.5   59.3 
41  Other liabilities 20  73.0   74.7   72.7   72.7   73.4   72.5   75.6   76.2   77.0   75.2   73.8   75.0 
42  Total liabilities 18  3,113.1   3,237.2   3,291.2   3,341.4   3,363.7   3,326.5   3,336.0   3,345.1   3,353.9   3,352.2   3,330.8   3,362.1 
43  Residual (assets less liabilities) 21  377.9   459.8   441.9   405.3   374.0   406.5   378.9   411.6   413.0   415.4   413.8   384.1 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   --   -32.3   -35.1   -33.5   -32.7   -20.8 
45  Securitized consumer loans 23  99.9   87.7   85.2   85.8   87.7   87.2   88.1   90.5   91.9   89.9   90.3   89.8 
46  Securitized credit cards and other revolving plans  99.9   87.7   85.3   85.4   87.0   86.5   87.4   90.0   91.4   89.6   89.8   89.3 
47  Other securitized consumer loans  -0.0   -0.0   -0.0   0.3   0.7   0.7   0.7   0.5   0.5   0.3   0.4   0.5 
48  Securitized real estate loans 23  36.6   36.3   35.4   35.3   34.8   34.5   36.6   37.2   37.1   37.3   37.5   37.2 

H.8; Page 15
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  3,090.4   3,157.8   3,193.9   3,202.2   3,207.5   3,216.3   3,230.6   3,220.0   3,216.7   3,216.9   3,211.8   3,209.5 
Securities in bank credit 2  608.5   623.2   631.1   647.6   669.6   674.8   698.5   701.9   699.9   701.4   702.8   703.1 
Treasury and agency securities 3  386.8   415.7   421.5   429.3   432.3   432.9   434.3   432.3   431.2   432.1   432.8   436.0 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   --   266.4   265.2   266.0   266.4   269.9 
Non-MBS 5  --   --   --   --   --   --   --   165.9   166.0   166.0   166.4   166.1 
Other securities  221.7   207.5   209.7   218.3   237.3   242.0   264.1   269.6   268.7   269.3   270.0   267.1 
Mortgage-backed securities 6  --   --   --   --   --   --   --   36.7   36.8   36.8   36.7   36.5 
Non-MBS 7  --   --   --   --   --   --   --   232.8   231.9   232.5   233.3   230.6 
Loans and leases in bank credit 8  2,482.0   2,534.7   2,562.7   2,554.7   2,537.9   2,541.4   2,532.1   2,518.2   2,516.8   2,515.5   2,509.0   2,506.4 
10  Commercial and industrial loans  439.6   443.4   442.2   438.8   436.5   433.1   427.6   422.7   423.2   422.1   421.4   419.8 
11  Real estate loans  1,675.0   1,707.5   1,732.7   1,732.4   1,724.8   1,724.4   1,721.3   1,718.1   1,717.9   1,716.4   1,715.6   1,713.4 
12  Revolving home equity loans  117.4   127.1   129.4   130.0   130.2   130.2   128.4   129.2   129.1   129.2   129.3   129.3 
13  Closed-end residential loans 9  508.7   518.3   539.7   540.2   536.0   535.0   536.4   537.9   537.5   535.3   535.8   537.6 
14  Commercial real estate loans 10  1,048.9   1,062.2   1,063.6   1,062.1   1,058.6   1,059.1   1,056.5   1,051.0   1,051.3   1,051.8   1,050.5   1,046.5 
15  Consumer loans  229.4   247.4   250.7   245.2   242.6   249.1   248.7   243.8   244.1   246.7   239.7   239.3 
16  Credit cards and other revolving plans  79.9   96.2   98.8   95.8   94.1   95.1   94.5   90.9   89.3   91.9   91.3   91.3 
17  Other consumer loans 11  149.5   151.3   151.9   149.4   148.5   154.0   154.2   152.8   154.7   154.8   148.3   148.0 
18  Other loans and leases  137.9   136.3   137.1   138.2   134.0   134.9   134.5   133.6   131.6   130.3   132.3   133.9 
19  Fed funds and reverse RPs with nonbanks 12  11.8   8.0   9.8   12.0   8.5   9.2   8.2   6.4   5.5   3.1   5.3   5.7 
20  All other loans and leases 13  126.1   128.3   127.3   126.2   125.5   125.8   126.3   127.3   126.2   127.2   126.9   128.1 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   53.9   54.0   54.6   54.0   54.4 
22  Interbank loans 12  70.8   60.6   63.1   64.5   62.7   58.3   58.7   67.7   67.0   65.9   69.9   69.4 
23  Fed funds and reverse RPs with banks 12  65.6   52.0   54.9   55.5   52.1   48.6   47.5   54.9   53.6   52.6   58.7   58.0 
24  Loans to commercial banks  5.3   8.5   8.3   9.0   10.6   9.7   11.2   12.8   13.4   13.3   11.1   11.3 
25  Cash assets 14  110.2   234.8   224.4   230.6   234.2   228.8   217.1   219.2   230.5   222.9   214.8   223.7 
26  Trading assets 15  --   --   --   --   --   --   --   19.0   18.9   18.9   19.0   19.0 
27  Derivatives with a positive fair value 16  --   --   --   --   --   --   --   6.5   6.5   6.5   6.3   6.4 
28  Other trading assets  --   --   --   --   --   --   --   12.5   12.4   12.4   12.6   12.7 
29  Other assets 17  234.0   266.4   270.0   272.9   269.6   274.3   278.6   277.7   277.2   276.4   276.3   278.7 
30  Total assets 18  3,478.8   3,684.7   3,715.3   3,733.7   3,731.6   3,735.3   3,744.3   3,749.8   3,756.3   3,746.5   3,737.8   3,745.9 

H.8; Page 16
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  2,427.7   2,630.8   2,663.2   2,698.4   2,705.0   2,715.8   2,736.0   2,729.4   2,741.1   2,714.7   2,718.0   2,746.2 
32  Large time deposits  426.6   452.1   458.3   459.5   457.9   454.0   459.8   481.2   480.6   481.4   481.0   479.5 
33  Other deposits  2,001.1   2,178.7   2,204.9   2,238.9   2,247.1   2,261.7   2,276.2   2,248.3   2,260.5   2,233.3   2,237.0   2,266.6 
34  Borrowings  545.3   536.1   540.1   527.7   513.2   506.1   486.2   481.4   480.0   492.0   475.6   466.4 
35  Borrowings from banks in the U.S.  155.5   145.6   151.1   151.0   150.7   147.4   135.8   145.0   138.8   153.3   149.3   139.4 
36  Borrowings from others  389.8   390.5   389.0   376.7   362.4   358.7   350.4   336.5   341.2   338.7   326.4   327.0 
37  Trading liabilities 19  --   --   --   --   --   --   --   4.1   4.2   3.7   4.0   4.2 
38  Derivatives with a negative fair value 16  --   --   --   --   --   --   --   3.4   3.3   3.4   3.2   3.4 
39  Other trading liabilities  --   --   --   --   --   --   --   0.7   0.9   0.3   0.8   0.8 
40  Net due to related foreign offices  54.2   57.0   48.7   41.7   43.7   43.0   44.0   43.6   45.2   44.0   43.2   40.7 
41  Other liabilities 20  70.4   74.0   73.6   72.9   72.4   72.1   74.2   73.4   73.2   72.1   72.4   72.8 
42  Total liabilities 18  3,099.4   3,304.1   3,331.3   3,346.0   3,339.5   3,342.5   3,345.2   3,331.9   3,343.7   3,326.5   3,313.2   3,330.3 
43  Residual (assets less liabilities) 21  379.4   380.6   384.0   387.6   392.1   392.8   399.1   417.9   412.6   420.0   424.6   415.6 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   --   -32.3   -35.1   -33.5   -32.7   -20.8 
45  Securitized consumer loans 23  98.1   89.9   87.3   86.8   88.6   86.4   86.3   88.8   90.2   87.8   88.6   87.8 
46  Securitized credit cards and other revolving plans  97.7   89.7   87.1   86.2   87.4   85.2   85.2   87.8   89.2   86.8   87.6   86.8 
47  Other securitized consumer loans  0.4   0.2   0.2   0.6   1.2   1.1   1.1   1.0   1.0   1.0   1.0   1.0 
48  Securitized real estate loans 23  34.9   36.4   35.6   35.5   34.7   34.2   34.1   35.2   35.2   35.3   35.3   34.9 

H.8; Page 17
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  1,042.1   977.2   967.1   975.9   958.8   949.7   918.3   899.4   897.0   900.9   906.1   898.8 
Securities in bank credit 2  345.8   300.1   297.7   303.7   295.1   289.9   276.4   277.8   277.5   279.3   283.3   281.1 
Treasury and agency securities 3  104.0   93.6   90.4   98.4   85.4   83.3   78.8   89.8   91.2   91.0   94.4   97.7 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   --   31.5   32.3   31.4   30.0   31.0 
Non-MBS 5  --   --   --   --   --   --   --   58.3   59.0   59.5   64.4   66.7 
Other securities  241.8   206.5   207.3   205.2   209.6   206.6   197.6   188.0   186.3   188.3   188.8   183.4 
Mortgage-backed securities 6  --   --   --   --   --   --   --   10.8   11.0   11.1   10.5   10.0 
Non-MBS 7  --   --   --   --   --   --   --   177.2   175.3   177.3   178.3   173.4 
Loans and leases in bank credit 8  696.3   677.1   669.4   672.2   663.7   659.7   641.8   621.5   619.4   621.5   622.9   617.8 
10  Commercial and industrial loans  342.4   367.7   362.6   356.5   353.4   345.1   335.3   332.5   332.9   333.2   331.1   330.6 
11  Real estate loans  46.3   45.5   45.7   44.2   45.0   45.2   45.2   43.2   43.0   42.6   43.8   43.4 
12  Revolving home equity loans  --   --   --   --   --   --   --   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   --   --   --   --   --   --   5.4   5.8   5.1   5.1   5.0 
14  Commercial real estate loans 10  --   --   --   --   --   --   --   37.5   36.9   37.2   38.4   38.1 
15  Consumer loans  --   --   --   --   --   --   --   1.1   1.0   1.1   1.1   1.2 
16  Credit cards and other revolving plans  --   --   --   --   --   --   --   -0.0   -0.0   -0.0   -0.0   -0.0 
17  Other consumer loans 11  --   --   --   --   --   --   --   1.1   1.0   1.1   1.1   1.2 
18  Other loans and leases  307.6   263.9   261.1   271.5   265.3   269.4   261.1   244.7   242.5   244.8   246.8   242.5 
19  Fed funds and reverse RPs with nonbanks 12  108.3   63.6   64.1   76.5   76.0   77.1   76.8   65.5   62.8   64.9   66.7   65.0 
20  All other loans and leases 13  199.3   200.3   197.0   195.0   189.3   192.3   184.4   179.3   179.7   179.8   180.1   177.6 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   2.6   2.6   2.7   2.8   2.7 
22  Interbank loans 12  68.1   44.3   44.5   43.0   45.5   44.8   41.2   41.9   41.6   41.5   41.7   44.7 
23  Fed funds and reverse RPs with banks 12  62.6   35.9   36.5   35.5   38.4   39.9   36.2   36.6   35.9   36.5   36.6   39.1 
24  Loans to commercial banks  5.5   8.4   8.1   7.5   7.1   4.9   5.0   5.4   5.7   5.0   5.1   5.6 
25  Cash assets 14  57.9   311.8   239.7   237.6   284.8   272.5   188.0   228.7   212.4   256.2   222.3   198.9 
26  Trading assets 15  --   --   --   --   --   --   --   137.8   134.1   137.4   135.7   135.5 
27  Derivatives with a positive fair value 16  110.2   163.2   166.2   146.5   148.1   145.8   146.4   134.2   130.3   133.6   131.0   131.1 
28  Other trading assets  --   --   --   --   --   --   --   3.6   3.9   3.8   4.7   4.5 
29  Other assets 17  48.0   47.9   44.6   50.2   46.5   44.6   40.0   34.1   36.4   35.2   29.5   31.7 
30  Total assets 18  1,326.1   1,544.3   1,462.2   1,453.3   1,483.8   1,457.2   1,333.9   1,339.3   1,318.9   1,368.5   1,332.4   1,307.0 

H.8; Page 18
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  1,140.6   899.9   870.8   849.4   883.9   931.0   947.4   957.4   939.1   951.6   972.1   983.0 
32  Large time deposits  1,104.6   861.0   831.2   807.9   844.1   884.8   902.6   914.8   894.8   910.2   930.2   937.6 
33  Other deposits  36.0   38.9   39.6   41.5   39.8   46.2   44.8   42.6   44.3   41.3   41.9   45.4 
34  Borrowings  602.8   604.2   627.2   655.9   663.8   659.9   637.4   662.1   660.5   679.1   657.4   638.1 
35  Borrowings from banks in the U.S.  76.4   43.3   44.7   37.8   44.1   48.3   39.3   38.1   41.4   36.2   34.0   30.8 
36  Borrowings from others  526.4   560.9   582.5   618.0   619.8   611.6   598.1   624.0   619.1   642.9   623.3   607.2 
37  Trading liabilities 19  133.8   157.3   159.2   140.9   144.4   144.3   149.1   137.0   133.3   136.5   133.6   138.6 
38  Derivatives with a negative fair value 16  110.8   144.6   144.8   127.3   133.8   137.5   140.0   129.3   125.6   129.7   126.2   130.0 
39  Other trading liabilities  23.1   12.7   14.4   13.7   10.6   6.8   9.2   7.6   7.7   6.7   7.5   8.6 
40  Net due to related foreign offices  -544.6   -193.6   -255.2   -249.8   -249.5   -303.8   -396.5   -405.2   -392.5   -389.0   -424.6   -453.1 
41  Other liabilities 20  35.8   38.8   40.1   42.7   42.4   38.1   38.7   29.0   26.6   24.9   26.5   28.7 
42  Total liabilities 18  1,368.4   1,506.6   1,442.1   1,439.1   1,485.0   1,469.6   1,376.2   1,380.4   1,366.9   1,403.0   1,365.0   1,335.2 
43  Residual (assets less liabilities) 21  -42.3   37.7   20.1   14.2   -1.3   -12.4   -42.3   -41.1   -48.0   -34.5   -32.7   -28.2 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   --   -1.3   -1.5   -1.4   -1.3   -0.7 
45  Securitized consumer loans 23  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 23  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 

H.8; Page 19
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Assets
Bank credit  1,036.2   978.7   970.8   975.2   957.4   945.2   914.1   894.0   890.8   896.0   902.3   896.2 
Securities in bank credit 2  345.3   299.9   300.9   302.3   290.3   286.4   275.0   277.9   275.9   277.3   285.9   284.0 
Treasury and agency securities 3  104.5   89.4   93.9   102.1   88.2   85.3   79.6   90.4   89.0   89.6   97.6   99.6 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   --   --   31.9   31.4   31.0   31.2   31.6 
Non-MBS 5  --   --   --   --   --   --   --   58.4   57.6   58.5   66.4   68.0 
Other securities  240.8   210.5   207.0   200.2   202.1   201.1   195.4   187.5   186.9   187.7   188.3   184.4 
Mortgage-backed securities 6  --   --   --   --   --   --   --   10.2   10.2   10.1   10.0   9.9 
Non-MBS 7  --   --   --   --   --   --   --   177.3   176.6   177.6   178.3   174.5 
Loans and leases in bank credit 8  690.9   678.8   669.9   672.9   667.1   658.8   639.1   616.2   614.9   618.7   616.4   612.2 
10  Commercial and industrial loans  337.5   371.2   367.1   360.9   355.1   345.0   332.6   327.5   328.5   327.6   325.6   325.4 
11  Real estate loans  45.9   45.2   45.2   45.3   45.2   45.3   44.6   42.8   42.9   42.1   43.0   42.3 
12  Revolving home equity loans  --   --   --   --   --   --   --   0.3   0.3   0.3   0.3   0.3 
13  Closed-end residential loans 9  --   --   --   --   --   --   --   5.4   5.8   5.0   4.9   4.9 
14  Commercial real estate loans 10  --   --   --   --   --   --   --   37.2   36.9   36.8   37.8   37.2 
15  Consumer loans  --   --   --   --   --   --   --   1.1   1.0   1.1   1.1   1.2 
16  Credit cards and other revolving plans  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   --   --   --   --   --   1.1   1.0   1.1   1.1   1.2 
18  Other loans and leases  307.5   262.4   257.6   266.7   266.8   268.5   261.7   244.8   242.5   247.9   246.8   243.3 
19  Fed funds and reverse RPs with nonbanks 12  109.7   59.3   60.5   72.1   79.6   79.3   77.7   67.2   63.9   69.3   70.1   67.3 
20  All other loans and leases 13  197.8   203.1   197.1   194.6   187.2   189.2   184.0   177.6   178.5   178.6   176.7   175.9 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   --   --   2.6   2.6   2.6   2.6   2.6 
22  Interbank loans 12  67.0   45.0   47.0   40.4   41.5   44.8   39.5   40.6   41.1   40.5   39.5   41.9 
23  Fed funds and reverse RPs with banks 12  62.0   36.0   38.1   32.2   34.8   40.1   35.3   35.9   35.7   35.8   35.5   37.1 
24  Loans to commercial banks  4.9   9.1   8.8   8.2   6.7   4.7   4.2   4.8   5.3   4.7   4.0   4.7 
25  Cash assets 14  58.7   318.3   234.1   232.1   279.9   270.4   191.8   229.7   219.2   249.7   217.6   197.1 
26  Trading assets 15  --   --   --   --   --   --   --   123.7   122.5   124.2   120.1   119.5 
27  Derivatives with a positive fair value 16  100.0   171.1   164.7   152.8   153.0   147.2   131.0   120.0   118.5   120.3   115.4   115.0 
28  Other trading assets  --   --   --   --   --   --   --   3.7   4.0   3.9   4.7   4.5 
29  Other assets 17  46.6   48.1   47.4   48.0   47.3   45.1   42.0   32.3   32.5   31.7   30.5   30.8 
30  Total assets 18  1,308.4   1,561.2   1,463.9   1,448.5   1,479.2   1,452.7   1,318.4   1,317.7   1,303.5   1,339.5   1,307.5   1,282.9 

H.8; Page 20
For use at 4:15 p.m. Eastern Time; August 14, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Jul
2009
Jan
2009
Feb
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
Week ending
Jul 15 Jul 22 Jul 29 Aug 5
Liabilities
31  Deposits  1,113.7   903.1   865.2   839.5   888.3   949.2   953.8   939.2   922.1   935.8   952.9   962.9 
32  Large time deposits  1,077.9   864.3   825.9   799.0   844.5   902.3   909.2   896.6   878.3   894.2   910.4   917.2 
33  Other deposits  35.8   38.8   39.3   40.5   43.8   46.9   44.7   42.5   43.9   41.6   42.5   45.8 
34  Borrowings  591.0   605.5   622.2   670.4   675.4   674.1   643.9   650.6   641.5   664.9   653.0   629.5 
35  Borrowings from banks in the U.S.  74.6   43.2   41.8   40.0   42.1   43.3   37.9   37.6   40.5   35.4   36.7   32.2 
36  Borrowings from others  516.4   562.4   580.4   630.4   633.3   630.7   606.1   613.0   601.0   629.5   616.3   597.4 
37  Trading liabilities 19  118.1   168.0   162.5   148.1   148.2   144.5   131.7   117.2   116.0   116.6   112.6   116.9 
38  Derivatives with a negative fair value 16  95.0   155.5   148.0   135.0   137.8   136.3   122.0   109.3   108.2   110.2   104.7   107.3 
39  Other trading liabilities  23.1   12.5   14.5   13.1   10.3   8.2   9.7   7.8   7.8   6.4   7.9   9.6 
40  Net due to related foreign offices  -555.7   -158.8   -228.7   -249.3   -272.6   -355.0   -451.6   -424.4   -409.2   -409.3   -447.0   -461.2 
41  Other liabilities 20  38.2   40.3   39.7   37.0   37.0   37.1   37.6   32.3   30.2   28.6   33.1   31.8 
42  Total liabilities 18  1,305.2   1,558.2   1,460.9   1,445.6   1,476.3   1,449.8   1,315.5   1,314.8   1,300.6   1,336.6   1,304.6   1,280.0 
43  Residual (assets less liabilities) 21  3.2   3.0   3.0   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   --   --   -1.3   -1.5   -1.4   -1.3   -0.7 
45  Securitized consumer loans 23  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 23  --   --   --   --   --   --   --   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly data are Wednesday values; monthly data are pro rataaverages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. For example, if a large bank is acquired by a commercial bank, or if a large bank leaves the commercial bank universe, it is replaced with the bank next in line, typically the bank ranked number 26. If a nonbank converts to a commercial bank charter, or if a small bank becomes large in size, it is not considered for the large bank panel (regardless of size) until the data are benchmarked to the subsequent Call Report. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 9 to 16, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated balances are removed from past data for the bank group that lost the assets, and added to past data for the bank group that acquired those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports or from the most recent weekly sample report, if available. A ratio procedure is used to adjust past levels.

2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.

11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

12. Fed funds are included in lines 19 and 23 by counterparty. Before July 1, 2009, most small domestically chartered banks reported only the total, which was distributed as 85 percent with banks (line 23) and 15 percent with nonbanks (line 19). Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

14. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

15. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.

16. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

17. Excludes the due-from position with related foreign offices, which is included in line 39. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

18. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.

19. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

20. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

21. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

22. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

23. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data” back to December 16, 2005, may also be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
Last update: August 14, 2009