Board of Governors of the Federal Reserve System

Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks

On December 18, the "View chart" feature on the Board Data Download Program (DDP) pages will be replaced with links for users to visualize Board data in Federal Reserve Economic Data (FRED), which provides expanded functionality for customizing, sharing, and accessing charts as part of the DDP and FRED partnership.



Commercial banks
Charge-off rates
Delinquency rates
All SA | NSA SA | NSA
100 largest SA | NSA SA | NSA
Other SA | NSA SA | NSA
SA     Seasonally adjusted.
NSA  Not seasonally adjusted.
  • The 100 largest banks are measured by consolidated foreign and domestic assets.
  • Charge-offs are the value of loans and leases removed from the books and charged against loss reserves. Charge-off rates are annualized, net of recoveries.
  • Delinquent loans and leases are those past due thirty days or more and still accruing interest as well as those in nonaccrual status.
Last update: August 18, 2025