Board of Governors of the Federal Reserve System

On March 26, 2023, the Federal Reserve will make minor changes to the format of all XML files released through the Data Download Program (DDP). The changes include

The Federal Reserve Board is conducting an online survey to collect data on online usage and consumption preferences of users of the Board's Data Download Program (DDP) website.

Visit our website to take the survey: https://boardofgovernors.gov1.qualtrics.com/jfe/form/SV_1I95KuU02McZSwS

The Federal Reserve Board is conducting focus groups to collect data on online usage and consumption preferences of users of the Board's Data Download Program (DDP) website.

Visit our Contact Us page, enter your information, and write "volunteer" in the comment box to sign up: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/ddpfeedback/

The FFIEC has extended the March Call reporting deadline by 30 days. The charge-off and delinquency release will be posted as soon as the data are collected and finalized.

From February 18, 2020 to April 21, 2020 the link to Delinquency Rates, Other Banks, SA was incorrectly linked to the Delinquency Rates, All Banks, SA data.

Models used to estimate data not reported by small commercial banks who filed the FFIEC 034 Call Report form prior to 2001 have been updated. As a result, historical charge-off and delinquency rates for several series in this range have been revised.

Users can now view plotted data as column charts, and add U.S. recession shading, while using the "View chart" function of the Data Download Program (DDP).

Users will now be able to create and view interactive graphics of data packages from the program before downloading the underlying data and charts. The charting feature allows users to view multiple data series on a single chart as well as to display individual data points. The charts can be saved as PDFs or in a standard image file format (PNG) for publication and redistribution.

"Graphics play an important role in identifying data trends and relationships," said Federal Reserve Vice Chair Janet L. Yellen. "With the help of this intuitive new user interface, it's now possible to create customized charts directly from Federal Reserve statistical data."

The March 31, 2010 Call Report data reflect banks' adoption of FASB's Financial Accounting Statements No. 166 (FAS 166), Accounting for Transfers of Financial Assets, and No. 167 (FAS 167), Amendments to FASB Interpretation No. 46(R).

For more information on FAS 166 and 167, please see the Financial Accounting Standards Board's news release.

The adoption by some banks of FAS 159, The Fair Value Option for Financial Assets and Financial Liabilities, affected charge-off and delinquency rate data for 2008:1. Because the effects of the accounting change on the dollar volume of loans reported on banks' loan books were small, the effects of the accounting change on banks' charge-off and delinquency rates were presumably small for the industry as a whole. Information on the dollar impacts on banks' loan books can be found on page 14 in the "Notes on the Data" section beginning with the April 11, H.8, Assets and Liabilities of Commercial Bank in the United States, statistical release. For more information on FAS 159, please refer to www.fasb.org/st/summary/stsum159.shtml.

Charge-off rates for credit cards and other consumer loans were revised to correct a computational error. The revision affects the credit card and consumer loan charge-off rates from 2001 to 2007.

The Federal Reserve Board's Data Download Program (DDP) now provides RSS feeds for users. Subscribers are notified about any updates or changes to the available data.The announcements will also be available on the DDP website. To subscribe to a feed, please visit the main RSS feeds page.

Delinquency rates at "other" banks were revised to correct a computational error. The revisions were almost entirely limited to the residential real estate series.

All of the historical series, with the exception of the delinquency rates for the 100 largest banks, were revised. See method of calculation.

Owing to a reporting problem, delinquency rates for residential and commercial mortgage loans are partially estimated for the 100 largest banks for the third quarter of 1999.