Board of Governors of the Federal Reserve System

Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks

As announced on July 16, the Build Your Package function in the Data Download Program has been retired.

On March 31, 2027, the preformatted data package feature in the Data Download Program (DDP) will be retired in preparation for the July 1, 2027, DDP page removal. Users can access data and expanded download options through the Federal Reserve Bank of St. Louis's Federal Reserve Economic Data (FRED). Learn more about the DDP and FRED partnership.

The XML format is still available on Board statistical release pages for users who wish to manually download Board data from the Board's website.



Commercial banks
Charge-off rates
Delinquency rates
All SA | NSA SA | NSA
100 largest SA | NSA SA | NSA
Other SA | NSA SA | NSA
SA     Seasonally adjusted.
NSA  Not seasonally adjusted.
  • The 100 largest banks are measured by consolidated foreign and domestic assets.
  • Charge-offs are the value of loans and leases removed from the books and charged against loss reserves. Charge-off rates are annualized, net of recoveries.
  • Delinquent loans and leases are those past due thirty days or more and still accruing interest as well as those in nonaccrual status.
Last update: August 25, 2026