Board of Governors of the Federal Reserve System

Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks

The Board of Governors of the Federal Reserve System and the Federal Reserve Bank of St. Louis's Federal Reserve Economic Data (FRED) program are working together to expand options for finding, accessing, and visualizing data from the Board's Data Download Program (DDP) in FRED. Learn more about the DDP and FRED partnership.

Commercial banks
Charge-off rates
Delinquency rates
100 largest SA | NSA SA | NSA
Other SA | NSA SA | NSA
SA     Seasonally adjusted.
NSA  Not seasonally adjusted.
  • The 100 largest banks are measured by consolidated foreign and domestic assets.
  • Charge-offs are the value of loans and leases removed from the books and charged against loss reserves. Charge-off rates are annualized, net of recoveries.
  • Delinquent loans and leases are those past due thirty days or more and still accruing interest as well as those in nonaccrual status.
Last update: May 21, 2024