Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States (Weekly) - H.8

Current Release (146 KB PDF)

Release Date: October 16, 2015

H.8; Page 1
October 16, 2015
Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate
Account 2010
2011
2012
2013
2014
2014
Q2
2014
Q3
2014
Q4
2015
Q1
2015
Q2
2015
Q3
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Assets
Bank credit  -2.7   1.6   4.1   1.1   6.9   7.8   7.3   6.0   9.0   6.9   5.2   5.2   5.7   5.4   2.0 
Securities in bank credit 2  6.9   1.8   7.5   -1.8   6.9   7.1   8.1   5.9   10.2   6.1   1.3   0.8   -1.9   5.3   -6.4 
Treasury and agency securities 3  15.3   3.2   8.4   -5.6   11.8   11.3   14.2   12.8   13.3   7.8   4.0   1.2   -0.3   8.5   -1.4 
Other securities  -7.3   -0.9   5.7   6.7   -2.8   -1.1   -4.6   -8.8   3.2   2.0   -5.1   -0.4   -5.8   -2.6   -18.7 
Loans and leases in bank credit 8  -5.7   1.5   2.8   2.3   6.8   8.0   7.0   6.1   8.6   7.1   6.6   6.9   8.5   5.4   5.1 
10  Commercial and industrial loans  -9.2   8.5   11.6   7.1   12.0   12.5   11.1   9.6   12.7   10.8   8.1   11.3   6.1   8.3   4.2 
11  Real estate loans  -5.5   -3.7   -1.1   -0.9   2.5   3.5   2.9   1.7   4.1   4.3   4.9   5.4   5.3   4.1   5.2 
12  Residential real estate loans  -3.0   -1.9   -1.0   -4.6   -0.6   0.9   0.4   -2.1   1.2   1.4   0.8   2.5   0.6   -0.2   0.2 
13  Revolving home equity loans  -4.1   -5.9   -7.1   -8.1   -4.0   -3.4   -3.7   -2.8   -4.0   -4.9   -5.7   -5.9   -5.1   -7.3   -4.6 
14  Closed-end residential loans 9  -2.6   -0.4   1.2   -3.5   0.4   2.3   1.5   -1.9   2.7   3.2   2.6   4.9   2.2   1.7   1.6 
15  Commercial real estate loans  -8.8   -6.3   -1.2   4.5   6.7   6.9   6.3   6.5   7.9   7.8   9.9   9.1   11.1   9.3   11.2 
20  Consumer loans  -7.0   -1.7   1.0   3.4   5.2   6.1   5.8   4.5   2.6   4.6   6.1   4.7   6.0   7.0   8.5 
21  Credit cards and other revolving plans  -11.2   -3.0   -0.7   0.9   4.0   4.4   4.3   4.9   3.4   4.1   6.2   5.0   6.5   7.0   8.5 
22  Other consumer loans  -1.4   0.0   3.0   6.4   6.6   8.0   7.3   4.0   1.7   5.2   6.0   4.5   5.5   6.9   8.8 
25  Other loans and leases  0.5   18.6   7.5   5.2   15.0   17.5   14.9   15.4   20.9   12.2   9.7   6.6   22.3   3.8   3.0 
30  LESS: Allowance for loan and lease losses  --   -17.8   -16.4   -15.4   -12.3   -11.3   -12.7   -9.9   -8.3   -5.6   -1.1   -5.6   2.3   4.5   -4.5 
31  Interbank loans  -22.8   -37.1   4.7   -10.9   -17.0   13.1   -7.2   -81.0   -36.8   -28.0   -64.8   -98.8   -58.7   -92.6   -96.6 
34  Cash assets 21  -7.7   47.6   -2.2   54.5   12.2   14.5   17.6   -1.5   -9.5   -12.3   -9.5   -29.0   8.6   14.8   -44.7 
35  Trading assets 22  --   4.0   -1.6   -33.3   8.2   -6.5   3.0   31.3   58.6   -48.7   -2.4   -40.4   36.1   21.7   -31.7 
36  Other assets 23  4.5   -3.5   -5.0   -0.2   1.6   1.3   2.6   -0.3   2.7   0.7   -0.3   4.3   -7.3   6.3   -5.6 
37  Total assets  -2.7   5.3   2.6   7.2   7.4   8.5   8.9   3.9   5.5   1.8   1.7   -2.1   5.3   6.9   -7.6 
Liabilities
38  Deposits  2.4   6.7   7.2   6.4   6.4   8.2   5.5   3.8   8.1   3.9   5.1   5.6   5.3   7.3   -0.8 
39  Large time deposits  -7.2   -13.6   -1.1   5.4   6.0   9.3   -3.2   4.6   8.8   -2.5   0.6   3.7   6.0   5.0   -30.1 
40  Other deposits  --   12.4   9.0   6.7   6.5   8.0   7.2   3.6   7.9   5.1   6.0   6.0   5.2   7.8   4.8 
41  Borrowings  -18.9   -14.7   -5.8   -0.3   15.3   21.5   18.1   8.8   7.1   6.5   -1.1   1.4   6.7   -7.2   -23.7 
44  Trading liabilities 24  --   0.7   -8.8   -27.0   9.8   -31.3   18.3   55.2   61.3   -33.9   -2.5   -46.2   62.3   21.3   -110.8 
46  Other liabilities 25  9.2   -1.4   -0.7   -8.8   0.2   -7.2   6.7   13.4   8.0   -7.0   -13.8   38.7   -60.7   18.2   -15.6 
47  Total liabilities  -3.3   5.5   2.3   8.1   7.6   9.3   9.1   3.5   5.2   2.7   1.5   -0.2   3.9   6.1   -8.5 
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). Footnotes appear on the last page of the release.

H.8; Page 2
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  10,659.1   11,111.6   11,183.8   11,242.2   11,291.1   11,344.5   11,395.4   11,414.5   11,365.4   11,417.1   11,477.6   11,466.2 
Securities in bank credit 2  2,860.5   2,977.1   2,995.4   3,024.8   3,026.7   3,021.8   3,035.1   3,018.9   3,007.1   3,010.8   3,025.3   3,027.4 
Treasury and agency securities 3  1,973.1   2,085.9   2,099.6   2,132.1   2,134.3   2,133.7   2,148.9   2,146.4   2,137.1   2,141.8   2,156.6   2,159.2 
Mortgage-backed securities (MBS) 4  1,370.0   1,440.4   1,446.9   1,464.7   1,474.0   1,478.7   1,501.5   1,509.6   1,504.8   1,507.7   1,514.1   1,523.2 
Non-MBS 5  603.1   645.6   652.6   667.4   660.3   655.0   647.4   636.8   632.2   634.1   642.5   636.0 
Other securities  887.4   891.2   895.8   892.7   892.4   888.1   886.2   872.4   870.0   869.0   868.7   868.2 
Mortgage-backed securities 6  130.9   128.6   128.5   128.4   127.0   127.3   125.1   123.5   123.2   122.6   123.6   123.9 
Non-MBS 7  756.6   762.6   767.4   764.3   765.4   760.9   761.2   749.0   746.8   746.4   745.1   744.3 
Loans and leases in bank credit 8  7,798.5   8,134.5   8,188.4   8,217.4   8,264.4   8,322.7   8,360.3   8,395.7   8,358.3   8,406.3   8,452.4   8,438.9 
10  Commercial and industrial loans  1,729.0   1,839.2   1,850.0   1,866.5   1,884.1   1,893.6   1,906.7   1,913.3   1,914.2   1,913.4   1,914.8   1,928.6 
11  Real estate loans  3,619.6   3,705.6   3,713.1   3,724.1   3,741.0   3,757.5   3,770.3   3,786.6   3,779.1   3,794.8   3,804.9   3,804.4 
12  Residential real estate loans  2,041.5   2,053.4   2,052.5   2,053.6   2,057.9   2,058.9   2,058.5   2,058.9   2,055.5   2,064.1   2,067.6   2,059.8 
13  Revolving home equity loans  460.8   454.5   452.7   450.9   448.7   446.8   444.1   442.4   442.4   441.9   441.9   441.7 
14  Closed-end residential loans 9  1,580.6   1,598.9   1,599.8   1,602.7   1,609.2   1,612.1   1,614.4   1,616.5   1,613.0   1,622.2   1,625.7   1,618.1 
15  Commercial real estate loans  1,578.1   1,652.2   1,660.6   1,670.5   1,683.1   1,698.6   1,711.8   1,727.8   1,723.7   1,730.7   1,737.3   1,744.6 
16  Construction and land development loans 10  --   231.6   234.5   237.5   240.6   243.9   247.0   249.9   249.9   250.6   250.7   251.4 
17  Secured by farmland 11  --   82.8   83.4   84.0   84.7   85.2   85.4   85.8   85.7   86.0   85.8   86.4 
18  Secured by multifamily properties 12  --   241.3   244.0   245.8   248.1   252.2   256.1   259.7   259.1   259.8   261.1   262.6 
19  Secured by nonfarm nonresidential properties 13  --   1,096.5   1,098.6   1,103.2   1,109.8   1,117.3   1,123.3   1,132.4   1,128.8   1,134.3   1,139.7   1,144.3 
20  Consumer loans  1,187.3   1,206.6   1,212.7   1,217.9   1,222.7   1,228.8   1,236.0   1,244.8   1,242.8   1,245.5   1,250.0   1,253.1 
21  Credit cards and other revolving plans  611.1   623.0   625.6   627.6   630.2   633.6   637.3   641.8   641.1   641.3   643.6   646.1 
22  Other consumer loans  576.2   583.7   587.1   590.3   592.5   595.2   598.6   603.0   601.6   604.2   606.4   607.0 
23  Automobile loans 14  --   361.1   363.3   365.9   367.8   369.9   372.1   374.9   373.8   375.8   377.4   377.5 
24  All other consumer loans 15  --   222.5   223.8   224.4   224.6   225.3   226.5   228.1   227.8   228.3   229.0   229.5 
25  Other loans and leases  1,262.6   1,383.1   1,412.6   1,408.8   1,416.5   1,442.8   1,447.4   1,451.0   1,422.3   1,452.5   1,482.7   1,452.8 
26  Fed funds and reverse RPs with nonbanks 16  312.8   344.3   361.6   346.6   343.4   361.3   353.2   339.6   314.2   342.3   358.2   333.3 
27  All other loans and leases 17  949.7   1,038.7   1,051.0   1,062.2   1,073.2   1,081.5   1,094.2   1,111.4   1,108.0   1,110.2   1,124.5   1,119.5 
28  Loans to nondepository financial institutions 18  --   336.1   341.0   345.5   351.8   355.7   363.4   371.6   369.3   369.9   376.8   380.4 
29  Other loans not elsewhere classified 19  --   702.7   710.0   716.7   721.4   725.8   730.8   739.8   738.8   740.3   747.7   739.1 
30  LESS: Allowance for loan and lease losses  111.9   107.3   107.5   106.5   106.0   106.2   106.6   106.2   106.2   106.2   106.1   107.2 

H.8; Page 3
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  104.8   79.3   77.7   80.2   73.6   70.0   64.6   59.4   60.9   61.7   56.4   59.7 
32  Fed funds and reverse RPs with banks 16  92.7   68.7   66.6   68.8   61.8   59.2   54.5   47.8   48.8   49.7   43.4   47.5 
33  Loans to commercial banks 20  12.1   10.5   11.2   11.4   11.9   10.8   10.1   11.6   12.1   11.9   13.0   12.2 
34  Cash assets 21  2,945.2   2,830.5   2,824.5   2,739.3   2,673.2   2,692.3   2,725.6   2,624.1   2,717.1   2,697.7   2,328.8   2,752.0 
35  Trading assets 22  202.0   243.7   227.0   216.8   209.5   215.8   219.7   213.9   202.2   215.1   218.6   211.6 
36  Other assets 23  1,132.2   1,155.3   1,148.3   1,151.6   1,155.7   1,148.7   1,154.7   1,149.3   1,145.3   1,164.2   1,145.6   1,123.5 
37  Total assets  14,931.4   15,313.0   15,353.8   15,323.7   15,297.1   15,365.0   15,453.4   15,355.2   15,384.7   15,449.7   15,120.9   15,505.7 
Liabilities
38  Deposits  10,334.9   10,674.0   10,666.1   10,710.2   10,760.2   10,807.9   10,873.8   10,867.0   10,861.6   10,855.6   10,865.2   10,894.6 
39  Large time deposits  1,649.1   1,724.3   1,706.7   1,706.8   1,712.1   1,720.6   1,727.8   1,684.4   1,667.9   1,681.6   1,670.3   1,697.2 
40  Other deposits  8,685.8   8,949.7   8,959.5   9,003.4   9,048.1   9,087.3   9,146.0   9,182.6   9,193.7   9,174.0   9,194.9   9,197.4 
41  Borrowings  1,744.5   1,812.2   1,825.3   1,834.1   1,836.2   1,846.4   1,835.3   1,799.0   1,834.6   1,829.4   1,696.6   1,860.1 
42  Borrowings from banks in the U.S.  129.5   105.7   98.0   103.0   103.4   105.1   106.8   100.9   103.0   102.6   95.3   103.7 
43  Borrowings from others  1,615.0   1,706.5   1,727.3   1,731.1   1,732.8   1,741.3   1,728.5   1,698.1   1,731.5   1,726.7   1,601.3   1,756.4 
44  Trading liabilities 24  196.7   249.9   235.8   228.4   219.6   231.0   235.1   213.4   199.9   215.2   211.9   201.9 
45  Net due to related foreign offices  654.6   505.8   549.2   497.8   438.9   435.7   439.9   412.4   430.9   491.6   270.6   465.1 
46  Other liabilities 25  404.2   422.3   422.1   409.7   422.9   401.5   407.6   402.3   390.1   395.8   411.7   403.9 
47  Total liabilities  13,334.9   13,664.1   13,698.5   13,680.2   13,677.8   13,722.5   13,791.7   13,694.0   13,717.0   13,787.6   13,456.1   13,825.6 
48  Residual (assets less liabilities) 26  1,596.5   1,648.9   1,655.3   1,643.5   1,619.4   1,642.6   1,661.7   1,661.1   1,667.7   1,662.1   1,664.8   1,680.1 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  8.6   22.9   26.2   17.2   9.9   12.3   13.5   13.3   8.8   14.5   17.4   17.1 
50  U.S. Treasury and agency securities, MBS 28  --   16.8   18.1   12.5   6.8   7.2   9.2   9.5   6.7   10.1   12.2   12.6 
51  Loans with original amounts of $1,000,000 or less  --   537.8   538.3   538.8   539.7   540.3   541.0   541.1   540.9   540.6   541.3   542.3 
52  Loans secured by nonfarm nonresidential properties 29  --   265.9   265.5   265.2   265.0   264.7   264.4   263.8   263.7   263.7   263.9   264.8 
53  Commercial and industrial loans to U.S. addressees 30  --   271.9   272.9   273.6   274.7   275.7   276.6   277.3   277.3   276.9   277.4   277.5 

H.8; Page 4
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  10,661.7   11,099.0   11,180.5   11,236.2   11,287.2   11,314.4   11,372.7   11,410.6   11,367.4   11,387.4   11,483.7   11,471.7 
Securities in bank credit 2  2,854.7   2,990.8   3,008.6   3,033.4   3,022.4   3,003.9   3,019.9   3,011.2   2,998.0   3,003.7   3,019.6   3,021.9 
Treasury and agency securities 3  1,964.0   2,102.1   2,113.6   2,142.1   2,135.2   2,122.3   2,137.0   2,136.1   2,125.9   2,130.9   2,146.3   2,147.5 
Mortgage-backed securities (MBS) 4  1,365.1   1,446.6   1,453.9   1,472.1   1,476.9   1,475.2   1,494.3   1,503.6   1,498.1   1,501.1   1,509.3   1,517.0 
Non-MBS 5  598.9   655.4   659.8   670.1   658.3   647.1   642.8   632.5   627.9   629.8   637.0   630.5 
Other securities  890.7   888.8   895.0   891.3   887.2   881.6   882.8   875.0   872.1   872.8   873.3   874.4 
Mortgage-backed securities 6  131.2   128.5   128.8   128.9   126.3   126.2   125.1   123.6   123.4   123.0   123.7   123.9 
Non-MBS 7  759.6   760.2   766.1   762.4   760.9   755.5   757.8   751.4   748.7   749.8   749.7   750.5 
Loans and leases in bank credit 8  7,807.0   8,108.1   8,172.0   8,202.7   8,264.8   8,310.5   8,352.8   8,399.4   8,369.4   8,383.8   8,464.1   8,449.8 
10  Commercial and industrial loans  1,721.1   1,847.9   1,861.7   1,875.7   1,891.5   1,891.6   1,899.2   1,904.5   1,906.4   1,901.9   1,909.7   1,921.5 
11  Real estate loans  3,624.5   3,693.0   3,703.2   3,717.6   3,743.7   3,760.9   3,777.3   3,792.9   3,787.5   3,788.3   3,804.0   3,814.8 
12  Residential real estate loans  2,046.0   2,043.0   2,046.4   2,050.1   2,059.9   2,060.7   2,063.6   2,063.7   2,061.6   2,055.9   2,066.7   2,072.0 
13  Revolving home equity loans  461.5   453.5   452.2   450.7   448.4   445.7   443.8   442.8   442.9   442.7   442.5   442.0 
14  Closed-end residential loans 9  1,584.5   1,589.6   1,594.2   1,599.5   1,611.5   1,614.9   1,619.9   1,620.9   1,618.7   1,613.2   1,624.3   1,630.0 
15  Commercial real estate loans  1,578.5   1,650.0   1,656.8   1,667.4   1,683.8   1,700.3   1,713.6   1,729.2   1,726.0   1,732.4   1,737.3   1,742.8 
16  Construction and land development loans 10  --   231.5   233.9   237.5   240.8   244.0   247.6   250.6   250.8   251.3   251.1   251.6 
17  Secured by farmland 11  --   82.3   82.9   83.7   84.7   85.4   85.8   86.2   86.2   86.4   86.3   86.7 
18  Secured by multifamily properties 12  --   240.6   244.0   245.6   248.2   252.5   256.6   260.3   259.9   260.5   261.8   262.8 
19  Secured by nonfarm nonresidential properties 13  --   1,095.6   1,096.1   1,100.6   1,110.1   1,118.3   1,123.7   1,132.0   1,129.2   1,134.1   1,138.1   1,141.7 
20  Consumer loans  1,192.3   1,188.9   1,201.0   1,209.8   1,219.5   1,227.5   1,239.9   1,250.4   1,247.9   1,250.0   1,255.0   1,253.4 
21  Credit cards and other revolving plans  612.3   609.4   616.4   620.9   626.8   631.0   638.6   643.2   641.1   641.8   645.6   643.2 
22  Other consumer loans  580.0   579.6   584.6   588.9   592.8   596.5   601.3   607.2   606.8   608.3   609.4   610.2 
23  Automobile loans 14  --   359.5   362.3   365.2   367.8   370.4   373.3   376.8   376.4   377.2   378.6   378.9 
24  All other consumer loans 15  --   220.1   222.3   223.7   225.0   226.1   228.0   230.5   230.5   231.1   230.8   231.3 
25  Other loans and leases  1,269.1   1,378.3   1,406.1   1,399.6   1,410.1   1,430.4   1,436.4   1,451.6   1,427.5   1,443.6   1,495.3   1,460.0 
26  Fed funds and reverse RPs with nonbanks 16  316.5   344.7   356.9   343.1   339.3   351.2   345.5   342.9   322.6   342.7   367.5   336.0 
27  All other loans and leases 17  952.6   1,033.7   1,049.2   1,056.5   1,070.7   1,079.2   1,090.9   1,108.7   1,105.0   1,100.9   1,127.8   1,124.0 
28  Loans to nondepository financial institutions 18  --   334.5   339.5   341.7   349.0   353.3   359.4   368.4   366.5   364.1   375.6   381.3 
29  Other loans not elsewhere classified 19  --   699.2   709.6   714.8   721.7   725.9   731.4   740.3   738.4   736.8   752.2   742.7 
30  LESS: Allowance for loan and lease losses  112.5   107.3   106.8   106.9   106.4   106.0   107.3   106.9   107.3   107.0   105.7   106.7 

H.8; Page 5
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  105.2   80.2   77.3   78.2   72.5   68.8   63.5   59.5   62.2   59.1   55.5   59.9 
32  Fed funds and reverse RPs with banks 16  93.0   69.6   66.1   66.8   60.7   58.3   53.6   47.9   50.4   47.2   42.0   47.6 
33  Loans to commercial banks 20  12.2   10.6   11.2   11.4   11.8   10.5   9.9   11.6   11.8   11.9   13.5   12.3 
34  Cash assets 21  2,939.2   2,845.1   2,805.6   2,734.2   2,659.3   2,694.3   2,729.3   2,625.5   2,693.2   2,676.8   2,298.9   2,734.5 
35  Trading assets 22  204.5   251.3   228.6   216.8   203.6   206.9   214.4   210.9   199.2   212.5   213.4   206.0 
36  Other assets 23  1,134.9   1,160.5   1,146.0   1,149.0   1,154.1   1,144.5   1,148.9   1,152.0   1,148.7   1,164.8   1,150.7   1,130.0 
37  Total assets  14,933.1   15,328.7   15,331.3   15,307.6   15,270.3   15,322.8   15,421.3   15,351.5   15,363.4   15,393.6   15,096.5   15,495.4 
Liabilities
38  Deposits  10,309.1   10,723.3   10,699.3   10,653.9   10,706.4   10,753.9   10,814.0   10,837.5   10,823.6   10,759.4   10,847.7   10,887.7 
39  Large time deposits  1,648.9   1,725.4   1,708.8   1,713.3   1,715.6   1,719.7   1,720.7   1,682.8   1,661.2   1,685.2   1,679.4   1,698.1 
40  Other deposits  8,660.2   8,997.9   8,990.5   8,940.6   8,990.7   9,034.3   9,093.3   9,154.7   9,162.3   9,074.2   9,168.3   9,189.6 
41  Borrowings  1,743.4   1,802.0   1,818.1   1,859.6   1,839.0   1,842.8   1,832.1   1,798.3   1,835.0   1,836.3   1,688.3   1,854.8 
42  Borrowings from banks in the U.S.  131.1   104.8   97.7   101.2   103.0   104.9   106.1   102.1   107.0   101.7   95.0   104.4 
43  Borrowings from others  1,612.3   1,697.2   1,720.5   1,758.4   1,736.0   1,737.9   1,726.0   1,696.2   1,728.0   1,734.6   1,593.3   1,750.4 
44  Trading liabilities 24  199.0   263.3   236.2   225.2   206.5   211.6   218.5   206.4   193.1   208.5   206.6   195.5 
45  Net due to related foreign offices  667.7   475.9   512.4   505.7   446.7   464.2   482.5   425.1   442.9   505.0   259.0   467.7 
46  Other liabilities 25  406.5   421.7   416.1   407.2   418.0   394.5   403.8   403.3   391.0   395.2   413.0   405.1 
47  Total liabilities  13,325.8   13,686.3   13,682.0   13,651.6   13,616.6   13,667.0   13,750.8   13,670.7   13,685.6   13,704.5   13,414.7   13,810.8 
48  Residual (assets less liabilities) 26  1,607.3   1,642.4   1,649.2   1,656.0   1,653.7   1,655.8   1,670.5   1,680.8   1,677.8   1,689.1   1,681.8   1,684.6 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  8.6   22.9   26.2   17.2   9.9   12.3   13.5   13.3   8.8   14.5   17.4   17.1 
50  U.S. Treasury and agency securities, MBS 28  --   16.8   18.1   12.5   6.8   7.2   9.2   9.5   6.7   10.1   12.2   12.6 
51  Loans with original amounts of $1,000,000 or less  --   538.2   540.1   540.3   541.1   540.9   540.9   540.4   540.1   539.8   541.4   541.2 
52  Loans secured by nonfarm nonresidential properties 29  --   265.9   265.3   264.9   264.9   264.5   264.5   264.1   264.0   264.1   264.1   264.8 
53  Commercial and industrial loans to U.S. addressees 30  --   272.3   274.8   275.4   276.1   276.4   276.4   276.3   276.1   275.7   277.3   276.4 

H.8; Page 6
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  9,705.5   10,114.5   10,161.7   10,219.2   10,273.3   10,310.0   10,353.1   10,388.1   10,345.6   10,387.9   10,452.4   10,420.0 
Securities in bank credit 2  2,665.7   2,799.9   2,817.3   2,842.7   2,845.4   2,844.9   2,853.8   2,840.7   2,830.7   2,832.4   2,846.0   2,847.5 
Treasury and agency securities 3  1,890.3   2,012.4   2,023.7   2,051.8   2,055.6   2,057.6   2,069.6   2,069.3   2,061.4   2,064.4   2,077.3   2,079.0 
Mortgage-backed securities (MBS) 4  1,361.1   1,428.5   1,435.4   1,450.7   1,460.8   1,466.8   1,489.2   1,497.8   1,493.0   1,496.0   1,502.1   1,511.2 
Non-MBS 5  529.2   583.9   588.4   601.0   594.9   590.9   580.5   571.5   568.4   568.4   575.2   567.8 
Other securities  775.4   787.5   793.6   790.9   789.8   787.3   784.2   771.4   769.2   768.0   768.7   768.5 
Mortgage-backed securities 6  124.6   124.9   125.0   125.0   123.6   123.9   122.1   120.8   120.6   120.0   120.7   121.2 
Non-MBS 7  650.8   662.5   668.6   665.9   666.2   663.3   662.1   650.6   648.7   648.1   648.0   647.3 
Loans and leases in bank credit 8  7,039.8   7,314.6   7,344.4   7,376.5   7,427.9   7,465.1   7,499.2   7,547.4   7,515.0   7,555.5   7,606.5   7,572.5 
10  Commercial and industrial loans  1,429.3   1,513.1   1,516.9   1,530.7   1,547.3   1,552.1   1,564.6   1,572.0   1,573.1   1,573.0   1,572.3   1,582.7 
11  Real estate loans  3,585.3   3,665.7   3,674.3   3,684.6   3,700.9   3,716.2   3,728.2   3,742.7   3,735.4   3,750.7   3,759.3   3,758.6 
12  Residential real estate loans  2,040.7   2,050.4   2,050.5   2,051.3   2,055.5   2,056.9   2,057.2   2,057.9   2,054.4   2,063.6   2,066.1   2,058.4 
13  Revolving home equity loans  460.6   454.1   452.4   450.6   448.3   446.4   443.7   442.0   442.1   441.5   441.5   441.3 
14  Closed-end residential loans 9  1,580.2   1,596.3   1,598.1   1,600.8   1,607.2   1,610.5   1,613.5   1,615.9   1,612.3   1,622.1   1,624.6   1,617.1 
15  Commercial real estate loans  1,544.6   1,615.4   1,623.9   1,633.3   1,645.4   1,659.3   1,671.0   1,684.7   1,681.1   1,687.1   1,693.2   1,700.3 
16  Construction and land development loans 10  --   228.5   231.3   234.3   237.3   240.5   243.4   246.2   246.3   246.9   247.0   247.6 
17  Secured by farmland 11  --   82.6   83.2   83.8   84.5   85.0   85.3   85.7   85.6   85.9   85.7   86.2 
18  Secured by multifamily properties 12  --   240.5   242.7   244.8   247.0   250.6   254.0   257.4   256.7   257.4   258.7   260.1 
19  Secured by nonfarm nonresidential properties 13  --   1,063.8   1,066.6   1,070.4   1,076.7   1,083.2   1,088.3   1,095.5   1,092.4   1,096.9   1,101.8   1,106.3 
20  Consumer loans  1,184.7   1,204.0   1,210.1   1,215.3   1,220.0   1,226.1   1,233.3   1,242.1   1,240.1   1,242.9   1,247.4   1,250.4 
21  Credit cards and other revolving plans  611.1   623.0   625.6   627.6   630.2   633.6   637.3   641.8   641.1   641.3   643.6   646.1 
22  Other consumer loans  573.6   581.0   584.5   587.7   589.8   592.5   595.9   600.4   599.0   601.5   603.8   604.4 
23  Automobile loans 14  --   361.1   363.3   365.9   367.8   369.9   372.1   374.9   373.8   375.8   377.4   377.5 
24  All other consumer loans 15  --   219.9   221.2   221.8   221.9   222.6   223.8   225.5   225.2   225.7   226.4   226.9 
25  Other loans and leases  840.5   931.8   943.1   946.0   959.6   970.7   973.2   990.5   966.3   989.0   1,027.6   980.8 
26  Fed funds and reverse RPs with nonbanks 16  111.2   127.0   130.5   124.3   130.0   133.7   127.2   135.3   111.6   133.7   169.4   120.1 
27  All other loans and leases 17  729.3   804.9   812.5   821.7   829.6   837.0   846.0   855.3   854.7   855.2   858.2   860.6 
28  Loans to nondepository financial institutions 18  --   229.0   231.2   235.6   240.6   245.8   251.0   254.0   252.8   252.3   256.9   261.8 
29  Other loans not elsewhere classified 19  --   575.8   581.4   586.1   589.0   591.3   595.0   601.3   601.9   602.9   601.3   598.9 
30  LESS: Allowance for loan and lease losses  111.6   106.6   106.8   106.0   105.6   105.7   106.4   105.8   106.0   105.8   105.4   106.4 

H.8; Page 7
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  77.3   55.4   54.7   56.2   53.9   50.2   47.3   45.0   44.8   47.2   44.5   44.5 
32  Fed funds and reverse RPs with banks 16  68.1   47.3   45.8   47.2   44.5   42.1   39.4   35.8   34.8   37.4   35.1   34.9 
33  Loans to commercial banks 20  9.2   8.1   8.8   9.0   9.4   8.2   7.9   9.2   10.0   9.8   9.4   9.7 
34  Cash assets 21  1,508.5   1,594.0   1,583.7   1,533.0   1,497.8   1,513.9   1,554.4   1,489.4   1,522.3   1,468.3   1,430.9   1,502.9 
35  Trading assets 22  121.2   155.0   147.5   143.4   138.0   143.0   145.9   144.6   136.2   145.7   149.4   143.7 
36  Other assets 23  1,060.1   1,076.5   1,076.5   1,082.2   1,082.5   1,076.3   1,083.1   1,079.7   1,077.3   1,086.5   1,080.7   1,067.0 
37  Total assets  12,360.9   12,888.7   12,917.2   12,928.0   12,940.0   12,987.8   13,077.3   13,041.0   13,020.3   13,029.8   13,052.4   13,071.8 
Liabilities
38  Deposits  9,195.1   9,545.0   9,555.8   9,600.4   9,642.2   9,687.5   9,745.0   9,766.4   9,765.6   9,755.2   9,800.9   9,777.1 
39  Large time deposits  718.0   827.1   827.9   834.1   836.6   847.2   853.2   834.9   831.4   833.2   835.8   833.7 
40  Other deposits  8,477.1   8,717.9   8,727.8   8,766.3   8,805.6   8,840.3   8,891.8   8,931.5   8,934.2   8,922.0   8,965.0   8,943.5 
41  Borrowings  1,018.1   1,042.3   1,050.4   1,060.2   1,066.2   1,067.0   1,060.9   1,037.0   1,027.8   1,033.2   1,044.9   1,052.0 
42  Borrowings from banks in the U.S.  94.2   72.6   68.5   70.5   71.5   69.4   66.3   62.3   61.9   64.7   63.4   63.2 
43  Borrowings from others  923.9   969.7   982.0   989.7   994.7   997.6   994.6   974.7   965.9   968.6   981.5   988.8 
44  Trading liabilities 24  113.6   159.4   156.7   151.1   144.5   157.6   156.7   141.6   132.3   144.4   140.4   134.5 
45  Net due to related foreign offices  94.4   134.1   140.7   112.6   82.3   77.2   94.2   91.4   96.4   92.3   60.3   74.7 
46  Other liabilities 25  349.1   361.0   361.8   351.9   361.6   341.9   349.0   344.7   334.6   340.4   349.1   348.4 
47  Total liabilities  10,770.3   11,241.8   11,265.3   11,276.3   11,296.8   11,331.2   11,405.9   11,381.1   11,356.6   11,365.6   11,395.5   11,386.8 
48  Residual (assets less liabilities) 26  1,590.6   1,646.9   1,651.8   1,651.7   1,643.1   1,656.5   1,671.4   1,659.9   1,663.6   1,664.3   1,656.8   1,685.0 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  9.9   21.6   25.0   16.6   9.7   11.9   13.2   13.2   8.8   14.2   17.1   16.7 
50  U.S. Treasury and agency securities, MBS 28  --   15.5   16.9   11.9   6.5   6.8   8.9   9.3   6.7   9.8   11.8   12.3 
51  Loans with original amounts of $1,000,000 or less  --   537.8   538.3   538.8   539.7   540.3   541.0   541.1   540.9   540.6   541.3   542.3 
52  Loans secured by nonfarm nonresidential properties 29  --   265.9   265.5   265.2   265.0   264.7   264.4   263.7   263.7   263.7   263.9   264.8 
53  Commercial and industrial loans to U.S. addressees 30  --   271.9   272.9   273.6   274.7   275.7   276.6   277.3   277.3   276.9   277.4   277.5 

H.8; Page 8
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  9,709.1   10,095.4   10,151.3   10,213.4   10,270.8   10,285.3   10,335.7   10,388.0   10,345.3   10,367.9   10,464.9   10,429.2 
Securities in bank credit 2  2,660.4   2,813.2   2,830.9   2,852.5   2,841.5   2,824.3   2,837.0   2,833.0   2,820.2   2,826.0   2,843.4   2,843.9 
Treasury and agency securities 3  1,881.0   2,027.0   2,038.2   2,061.9   2,055.3   2,043.4   2,055.7   2,058.3   2,048.0   2,053.6   2,069.6   2,069.6 
Mortgage-backed securities (MBS) 4  1,355.1   1,435.9   1,442.6   1,457.3   1,462.1   1,461.7   1,480.8   1,490.3   1,484.6   1,487.9   1,496.3   1,504.5 
Non-MBS 5  525.9   591.1   595.6   604.5   593.1   581.7   574.9   567.9   563.4   565.6   573.3   565.1 
Other securities  779.4   786.2   792.7   790.7   786.3   780.8   781.3   774.7   772.2   772.5   773.8   774.3 
Mortgage-backed securities 6  124.3   125.0   125.4   125.5   123.0   122.7   121.7   120.4   120.1   119.8   120.4   120.8 
Non-MBS 7  655.1   661.2   667.4   665.2   663.3   658.1   659.6   654.4   652.0   652.7   653.4   653.5 
Loans and leases in bank credit 8  7,048.7   7,282.2   7,320.4   7,360.9   7,429.2   7,461.0   7,498.7   7,555.0   7,525.2   7,541.8   7,621.5   7,585.3 
10  Commercial and industrial loans  1,423.7   1,517.0   1,526.2   1,540.1   1,552.6   1,549.8   1,557.2   1,565.9   1,567.1   1,566.1   1,570.8   1,579.6 
11  Real estate loans  3,589.3   3,655.2   3,665.2   3,678.6   3,703.4   3,719.5   3,734.0   3,747.5   3,742.2   3,742.5   3,757.4   3,768.6 
12  Residential real estate loans  2,044.6   2,040.8   2,044.3   2,048.3   2,057.9   2,058.8   2,061.9   2,061.8   2,059.4   2,054.3   2,064.4   2,070.2 
13  Revolving home equity loans  461.2   453.1   451.9   450.3   448.0   445.4   443.4   442.5   442.5   442.3   442.1   441.7 
14  Closed-end residential loans 9  1,583.4   1,587.6   1,592.4   1,598.0   1,609.9   1,613.4   1,618.5   1,619.3   1,616.9   1,612.0   1,622.3   1,628.5 
15  Commercial real estate loans  1,544.8   1,614.4   1,620.9   1,630.4   1,645.5   1,660.7   1,672.1   1,685.7   1,682.8   1,688.2   1,693.0   1,698.4 
16  Construction and land development loans 10  --   228.4   230.8   234.4   237.5   240.6   243.8   246.8   247.0   247.6   247.3   247.8 
17  Secured by farmland 11  --   82.1   82.7   83.5   84.5   85.2   85.6   86.1   86.0   86.3   86.1   86.6 
18  Secured by multifamily properties 12  --   239.7   242.6   244.6   247.1   251.1   254.5   258.1   257.5   258.2   259.4   260.4 
19  Secured by nonfarm nonresidential properties 13  --   1,064.2   1,064.8   1,067.9   1,076.3   1,083.9   1,088.1   1,094.8   1,092.3   1,096.2   1,100.2   1,103.7 
20  Consumer loans  1,189.7   1,186.2   1,198.3   1,207.2   1,216.9   1,224.9   1,237.2   1,247.8   1,245.3   1,247.4   1,252.5   1,250.8 
21  Credit cards and other revolving plans  612.3   609.4   616.4   620.9   626.8   631.0   638.6   643.2   641.1   641.8   645.6   643.2 
22  Other consumer loans  577.5   576.8   582.0   586.2   590.1   593.8   598.6   604.6   604.2   605.6   606.8   607.6 
23  Automobile loans 14  --   359.5   362.3   365.2   367.8   370.4   373.3   376.8   376.4   377.2   378.6   378.9 
24  All other consumer loans 15  --   217.3   219.7   221.1   222.3   223.5   225.3   227.8   227.9   228.4   228.2   228.6 
25  Other loans and leases  845.9   923.8   930.7   935.0   956.3   966.8   970.3   993.8   970.5   985.8   1,040.8   986.3 
26  Fed funds and reverse RPs with nonbanks 16  112.2   129.2   125.5   119.8   126.7   130.2   124.6   136.9   115.1   133.3   175.1   120.2 
27  All other loans and leases 17  733.7   794.5   805.1   815.2   829.7   836.7   845.7   856.9   855.5   852.4   865.7   866.1 
28  Loans to nondepository financial institutions 18  --   225.1   228.9   233.7   241.3   246.0   249.8   252.8   251.5   249.4   256.9   261.1 
29  Other loans not elsewhere classified 19  --   569.4   576.2   581.5   588.4   590.7   595.9   604.1   604.0   603.0   608.8   605.0 
30  LESS: Allowance for loan and lease losses  112.0   106.8   106.2   106.2   105.8   105.3   106.6   106.1   106.6   106.2   104.9   105.9 

H.8; Page 9
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  79.0   56.0   53.7   53.0   52.0   49.1   46.7   45.6   46.3   46.1   44.8   45.0 
32  Fed funds and reverse RPs with banks 16  70.0   47.7   44.7   43.8   42.7   41.2   39.0   36.8   36.9   36.6   35.5   35.5 
33  Loans to commercial banks 20  9.0   8.3   9.0   9.3   9.3   7.9   7.7   8.9   9.4   9.5   9.4   9.4 
34  Cash assets 21  1,503.6   1,624.5   1,578.9   1,480.1   1,459.9   1,487.5   1,518.9   1,483.5   1,501.9   1,426.7   1,423.0   1,469.3 
35  Trading assets 22  122.4   160.1   148.6   143.8   134.3   137.2   141.9   140.4   132.0   142.6   142.2   136.4 
36  Other assets 23  1,060.4   1,080.2   1,073.7   1,078.3   1,080.8   1,075.6   1,079.0   1,080.5   1,079.2   1,086.0   1,083.2   1,073.4 
37  Total assets  12,362.5   12,909.4   12,900.0   12,862.4   12,892.1   12,929.5   13,015.6   13,031.9   12,998.2   12,963.1   13,053.2   13,047.3 
Liabilities
38  Deposits  9,167.1   9,585.9   9,582.6   9,537.1   9,592.2   9,646.3   9,695.8   9,735.2   9,728.7   9,652.7   9,770.8   9,768.3 
39  Large time deposits  718.2   819.2   821.1   830.6   841.3   858.8   858.3   834.5   829.4   830.5   837.3   833.1 
40  Other deposits  8,448.9   8,766.7   8,761.6   8,706.5   8,750.9   8,787.5   8,837.5   8,900.7   8,899.3   8,822.2   8,933.5   8,935.2 
41  Borrowings  1,018.8   1,036.9   1,043.2   1,072.0   1,072.9   1,066.2   1,052.9   1,037.9   1,029.3   1,043.3   1,047.7   1,047.9 
42  Borrowings from banks in the U.S.  95.7   72.6   67.7   68.6   71.3   68.6   65.0   63.3   64.1   64.4   64.5   63.9 
43  Borrowings from others  923.1   964.3   975.5   1,003.4   1,001.6   997.7   987.9   974.6   965.2   978.9   983.2   983.9 
44  Trading liabilities 24  114.7   171.4   155.3   148.6   133.7   142.3   144.4   134.5   126.0   137.4   134.3   127.5 
45  Net due to related foreign offices  106.3   116.7   116.9   103.7   86.2   87.8   109.2   100.8   102.5   102.9   75.7   77.8 
46  Other liabilities 25  352.5   359.3   355.8   347.9   356.8   336.1   346.3   347.0   336.7   340.5   352.4   350.3 
47  Total liabilities  10,759.2   11,270.2   11,253.9   11,209.5   11,241.8   11,278.8   11,348.7   11,355.4   11,323.1   11,276.7   11,380.8   11,371.7 
48  Residual (assets less liabilities) 26  1,603.2   1,639.2   1,646.1   1,652.9   1,650.3   1,650.7   1,666.9   1,676.5   1,675.0   1,686.4   1,672.4   1,675.6 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  9.9   21.6   25.0   16.6   9.7   11.9   13.2   13.2   8.8   14.2   17.1   16.7 
50  U.S. Treasury and agency securities, MBS 28  --   15.5   16.9   11.9   6.5   6.8   8.9   9.3   6.7   9.8   11.8   12.3 
51  Loans with original amounts of $1,000,000 or less  --   538.2   540.1   540.3   541.1   540.9   540.9   540.4   540.1   539.8   541.4   541.2 
52  Loans secured by nonfarm nonresidential properties 29  --   265.9   265.3   264.9   264.9   264.5   264.5   264.1   264.0   264.1   264.1   264.8 
53  Commercial and industrial loans to U.S. addressees 30  --   272.3   274.8   275.3   276.1   276.4   276.4   276.3   276.1   275.7   277.3   276.4 

H.8; Page 10
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  6,286.6   6,499.3   6,519.5   6,557.6   6,591.1   6,603.9   6,650.5   6,661.6   6,631.1   6,652.2   6,706.0   6,671.7 
Securities in bank credit 2  1,841.9   1,952.3   1,963.1   1,982.3   1,982.1   1,979.4   1,990.4   1,982.0   1,973.9   1,973.5   1,985.9   1,983.3 
Treasury and agency securities 3  1,310.7   1,417.1   1,423.7   1,446.4   1,447.4   1,449.3   1,462.6   1,463.7   1,456.9   1,458.2   1,470.4   1,469.8 
Mortgage-backed securities (MBS) 4  960.2   1,019.9   1,025.2   1,038.1   1,045.0   1,048.3   1,069.9   1,078.0   1,074.4   1,075.5   1,081.4   1,088.6 
Non-MBS 5  350.5   397.2   398.4   408.3   402.3   401.0   392.7   385.8   382.5   382.7   389.0   381.2 
Other securities  531.1   535.2   539.4   535.9   534.7   530.2   527.8   518.3   516.9   515.4   515.5   513.5 
Mortgage-backed securities 6  111.2   111.3   111.6   111.5   110.2   109.8   108.0   106.9   106.7   106.0   106.8   107.2 
Non-MBS 7  419.9   423.9   427.8   424.4   424.5   420.4   419.8   411.4   410.2   409.3   408.7   406.3 
Loans and leases in bank credit 8  4,444.8   4,547.0   4,556.4   4,575.3   4,609.0   4,624.5   4,660.1   4,679.5   4,657.2   4,678.7   4,720.1   4,688.4 
10  Commercial and industrial loans  927.0   978.7   979.0   991.5   1,004.4   1,005.6   1,016.3   1,020.8   1,022.2   1,021.7   1,018.4   1,025.8 
11  Real estate loans  1,974.7   1,963.7   1,961.7   1,961.8   1,968.7   1,976.3   1,984.1   1,983.5   1,977.4   1,987.0   1,989.2   1,983.1 
12  Residential real estate loans  1,402.3   1,382.2   1,379.9   1,379.9   1,380.8   1,380.9   1,379.9   1,373.9   1,369.8   1,375.6   1,376.7   1,370.5 
13  Revolving home equity loans  350.7   339.0   336.8   334.6   331.9   329.5   326.7   324.4   324.7   323.9   323.6   322.9 
14  Closed-end residential loans 9  1,051.6   1,043.2   1,043.2   1,045.3   1,048.8   1,051.4   1,053.2   1,049.4   1,045.2   1,051.7   1,053.1   1,047.7 
15  Commercial real estate loans  572.4   581.5   581.7   581.9   587.9   595.4   604.2   609.6   607.6   611.4   612.5   612.5 
16  Construction and land development loans 10  --   84.4   85.6   87.0   88.4   89.5   90.7   91.7   91.7   92.0   91.9   91.7 
17  Secured by farmland 11  --   7.4   7.5   7.5   7.6   7.7   8.0   8.0   7.9   8.0   8.0   7.9 
18  Secured by multifamily properties 12  --   111.0   111.8   111.9   113.1   115.5   117.3   118.8   118.5   118.8   119.1   119.5 
19  Secured by nonfarm nonresidential properties 13  --   378.6   376.9   375.4   378.8   382.6   388.4   391.1   389.4   392.6   393.5   393.4 
20  Consumer loans  891.0   894.7   899.0   902.8   906.4   910.3   915.4   918.2   916.6   919.0   921.9   921.4 
21  Credit cards and other revolving plans  475.4   482.3   484.0   485.4   487.2   489.6   491.7   492.6   492.1   492.7   493.6   493.0 
22  Other consumer loans  415.6   412.4   414.9   417.4   419.2   420.7   423.7   425.7   424.5   426.3   428.2   428.4 
23  Automobile loans 14  --   291.8   293.4   295.4   297.5   298.8   301.3   303.3   302.2   303.9   305.6   305.2 
24  All other consumer loans 15  --   120.6   121.5   121.9   121.6   121.9   122.4   122.4   122.3   122.4   122.7   123.2 
25  Other loans and leases  652.0   709.9   716.8   719.3   729.6   732.4   744.3   757.0   741.1   750.9   790.6   758.0 
26  Fed funds and reverse RPs with nonbanks 16  107.7   117.3   117.5   112.4   115.8   112.9   115.0   120.6   106.1   114.1   152.7   117.2 
27  All other loans and leases 17  544.4   592.6   599.3   606.9   613.8   619.5   629.2   636.5   635.0   636.8   637.9   640.9 
28  Loans to nondepository financial institutions 18  --   191.7   194.3   197.5   202.5   206.6   212.8   215.4   215.3   214.6   215.9   222.6 
29  Other loans not elsewhere classified 19  --   400.9   405.0   409.3   411.4   412.9   416.4   421.0   419.7   422.2   422.0   418.3 
30  LESS: Allowance for loan and lease losses  73.1   70.0   70.0   69.4   68.8   69.3   70.1   69.4   69.6   69.4   68.8   69.6 

H.8; Page 11
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  47.4   28.6   29.6   30.7   31.0   27.8   27.2   24.5   23.1   23.7   23.9   22.6 
32  Fed funds and reverse RPs with banks 16  40.6   21.5   21.6   22.3   22.3   20.4   20.1   17.5   15.9   16.7   17.3   15.9 
33  Loans to commercial banks 20  6.8   7.1   8.0   8.4   8.6   7.4   7.1   7.0   7.2   7.1   6.6   6.8 
34  Cash assets 21  1,179.9   1,300.5   1,261.0   1,193.1   1,149.1   1,174.0   1,203.1   1,137.4   1,159.8   1,132.0   1,087.8   1,143.9 
35  Trading assets 22  118.5   151.1   143.5   139.8   134.5   139.2   141.8   140.6   132.4   141.7   145.3   139.4 
36  Other assets 23  796.8   803.7   802.5   808.1   804.9   797.4   803.2   803.1   801.8   810.5   803.1   790.1 
37  Total assets  8,356.1   8,713.1   8,686.2   8,659.9   8,641.8   8,673.0   8,755.7   8,697.9   8,678.6   8,690.8   8,697.3   8,698.1 
Liabilities
38  Deposits  6,049.7   6,208.3   6,209.4   6,231.1   6,254.3   6,279.2   6,319.6   6,339.2   6,339.6   6,328.3   6,364.7   6,320.3 
39  Large time deposits  341.4   442.6   443.4   448.6   453.5   462.5   468.8   449.2   446.4   447.1   448.8   445.1 
40  Other deposits  5,708.2   5,765.7   5,766.0   5,782.5   5,800.9   5,816.7   5,850.8   5,890.0   5,893.3   5,881.2   5,915.9   5,875.2 
41  Borrowings  751.8   771.4   774.9   782.0   781.4   782.0   772.0   749.3   742.5   744.4   753.9   761.6 
42  Borrowings from banks in the U.S.  47.9   26.4   25.2   26.6   26.9   25.1   26.0   25.6   26.0   27.6   26.2   25.5 
43  Borrowings from others  704.0   745.0   749.7   755.4   754.4   757.0   746.0   723.7   716.6   716.8   727.8   736.2 
44  Trading liabilities 24  110.8   155.5   152.5   146.9   140.3   153.0   151.6   136.8   127.8   139.7   135.6   129.6 
45  Net due to related foreign offices  51.8   92.8   97.0   70.0   40.1   40.7   58.1   56.3   66.8   56.1   20.3   39.8 
46  Other liabilities 25  294.5   299.9   301.7   292.3   301.2   277.9   289.4   284.2   272.9   281.4   288.6   286.1 
47  Total liabilities  7,258.5   7,528.0   7,535.5   7,522.4   7,517.4   7,532.8   7,590.8   7,565.7   7,549.6   7,549.9   7,563.2   7,537.4 
48  Residual (assets less liabilities) 26  1,097.6   1,185.1   1,150.7   1,137.5   1,124.5   1,140.2   1,164.9   1,132.2   1,129.0   1,140.9   1,134.2   1,160.7 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  8.8   19.2   21.7   13.7   7.8   11.0   11.9   11.6   7.4   12.8   15.0   14.2 
50  U.S. Treasury and agency securities, MBS 28  --   13.5   14.1   9.3   4.6   5.8   7.4   7.7   5.2   8.3   9.7   9.9 
51  Loans with original amounts of $1,000,000 or less  --   180.3   181.1   181.2   182.1   183.1   184.0   183.2   183.3   183.7   181.5   180.5 
52  Loans secured by nonfarm nonresidential properties 29  --   59.5   59.3   58.9   58.9   58.9   58.9   58.5   58.4   58.4   58.6   58.4 
53  Commercial and industrial loans to U.S. addressees 30  --   120.8   121.8   122.3   123.2   124.1   125.1   124.7   124.9   125.3   122.9   122.1 

H.8; Page 12
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  6,285.4   6,489.7   6,515.3   6,557.0   6,587.2   6,579.4   6,629.0   6,655.0   6,627.6   6,633.0   6,707.1   6,677.7 
Securities in bank credit 2  1,836.2   1,962.0   1,973.4   1,992.7   1,979.5   1,963.9   1,975.9   1,974.1   1,963.5   1,967.1   1,982.0   1,978.4 
Treasury and agency securities 3  1,304.6   1,427.0   1,434.7   1,457.1   1,448.4   1,438.3   1,450.7   1,456.0   1,447.4   1,451.5   1,465.5   1,462.4 
Mortgage-backed securities (MBS) 4  957.9   1,023.3   1,028.8   1,042.4   1,045.2   1,045.2   1,064.7   1,074.5   1,070.0   1,072.2   1,079.2   1,084.2 
Non-MBS 5  346.7   403.7   405.9   414.7   403.2   393.0   386.0   381.5   377.4   379.3   386.3   378.3 
Other securities  531.6   535.0   538.7   535.6   531.1   525.6   525.2   518.0   516.1   515.6   516.5   516.0 
Mortgage-backed securities 6  110.9   111.5   112.0   111.7   109.4   108.8   107.6   106.4   106.2   105.8   106.6   106.9 
Non-MBS 7  420.7   423.5   426.7   423.9   421.6   416.9   417.6   411.6   409.9   409.8   409.9   409.1 
Loans and leases in bank credit 8  4,449.2   4,527.7   4,541.9   4,564.4   4,607.7   4,615.5   4,653.1   4,680.9   4,664.1   4,665.9   4,725.0   4,699.3 
10  Commercial and industrial loans  922.4   981.7   986.5   998.1   1,007.6   1,003.2   1,010.1   1,015.7   1,017.4   1,015.5   1,017.7   1,024.6 
11  Real estate loans  1,977.8   1,955.9   1,956.6   1,959.4   1,971.0   1,977.0   1,986.3   1,986.5   1,983.1   1,980.9   1,987.2   1,991.6 
12  Residential real estate loans  1,404.9   1,375.3   1,376.2   1,378.0   1,382.4   1,381.1   1,382.3   1,376.6   1,374.2   1,369.4   1,374.9   1,379.0 
13  Revolving home equity loans  350.9   338.6   336.7   334.5   331.6   328.5   326.2   324.5   324.7   324.3   323.8   323.0 
14  Closed-end residential loans 9  1,053.9   1,036.7   1,039.5   1,043.5   1,050.8   1,052.6   1,056.2   1,052.1   1,049.4   1,045.1   1,051.1   1,056.0 
15  Commercial real estate loans  572.9   580.6   580.4   581.3   588.6   595.9   604.0   609.9   608.9   611.5   612.3   612.6 
16  Construction and land development loans 10  --   84.3   85.5   87.2   88.6   89.7   90.8   91.9   92.1   92.2   92.1   91.8 
17  Secured by farmland 11  --   7.3   7.4   7.5   7.6   7.7   8.0   8.1   8.1   8.1   8.1   8.1 
18  Secured by multifamily properties 12  --   110.8   112.1   112.3   113.7   115.6   117.2   118.9   118.8   119.0   119.2   119.7 
19  Secured by nonfarm nonresidential properties 13  --   378.1   375.4   374.4   378.7   382.9   388.0   390.9   389.9   392.2   392.9   393.0 
20  Consumer loans  894.5   881.5   889.9   896.6   903.4   908.7   917.6   923.1   921.7   922.5   926.0   923.3 
21  Credit cards and other revolving plans  476.2   471.9   476.6   480.2   484.2   487.2   492.1   494.1   492.8   493.0   495.4   492.5 
22  Other consumer loans  418.3   409.7   413.3   416.4   419.3   421.5   425.5   429.0   428.8   429.5   430.6   430.8 
23  Automobile loans 14  --   290.5   292.5   294.6   297.4   299.1   302.2   305.3   305.0   305.5   306.9   307.0 
24  All other consumer loans 15  --   119.1   120.8   121.8   121.9   122.4   123.3   123.8   123.9   124.0   123.6   123.8 
25  Other loans and leases  654.5   708.5   708.9   710.3   725.6   726.6   739.0   755.6   742.0   747.1   794.2   759.9 
26  Fed funds and reverse RPs with nonbanks 16  107.7   120.1   113.8   108.0   113.3   109.0   111.9   120.7   108.7   114.2   154.0   117.0 
27  All other loans and leases 17  546.8   588.3   595.1   602.3   612.3   617.6   627.1   634.9   633.4   632.9   640.2   642.8 
28  Loans to nondepository financial institutions 18  --   189.6   193.4   196.7   202.3   207.7   211.8   214.1   213.8   212.3   215.4   222.3 
29  Other loans not elsewhere classified 19  --   398.7   401.7   405.6   410.0   409.9   415.3   420.8   419.5   420.5   424.8   420.5 
30  LESS: Allowance for loan and lease losses  73.4   70.1   69.6   69.5   68.9   68.7   70.0   69.5   69.8   69.6   68.6   69.2 

H.8; Page 13
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  47.6   29.0   29.2   29.4   29.9   26.9   26.4   24.5   23.1   23.6   24.2   22.8 
32  Fed funds and reverse RPs with banks 16  41.0   21.7   21.1   20.9   21.4   19.8   19.5   17.7   16.3   16.7   17.4   16.0 
33  Loans to commercial banks 20  6.6   7.4   8.1   8.5   8.6   7.1   6.9   6.8   6.8   6.9   6.8   6.8 
34  Cash assets 21  1,181.4   1,280.2   1,241.1   1,153.8   1,129.9   1,155.1   1,169.2   1,136.3   1,147.7   1,102.4   1,087.3   1,112.3 
35  Trading assets 22  119.6   156.1   144.5   140.0   130.7   133.7   138.1   136.7   128.5   138.8   138.5   132.5 
36  Other assets 23  795.7   808.0   800.3   805.1   804.4   797.9   799.5   802.2   801.4   808.2   804.0   795.4 
37  Total assets  8,356.4   8,693.0   8,660.9   8,615.8   8,613.1   8,624.4   8,692.2   8,685.1   8,658.5   8,636.4   8,692.6   8,671.5 
Liabilities
38  Deposits  6,008.1   6,244.2   6,230.0   6,188.1   6,225.6   6,252.7   6,276.1   6,294.9   6,287.3   6,235.1   6,326.5   6,303.8 
39  Large time deposits  340.4   437.0   435.1   443.6   454.7   471.5   471.5   447.3   442.4   443.1   449.9   444.0 
40  Other deposits  5,667.7   5,807.2   5,794.9   5,744.5   5,770.9   5,781.1   5,804.6   5,847.6   5,844.9   5,792.0   5,876.7   5,859.7 
41  Borrowings  753.0   770.8   771.5   791.6   781.5   773.6   763.6   750.0   744.2   752.4   755.2   759.0 
42  Borrowings from banks in the U.S.  48.9   25.5   24.4   25.2   26.6   25.0   25.8   26.2   27.3   26.8   26.4   25.8 
43  Borrowings from others  704.1   745.3   747.1   766.4   754.9   748.6   737.9   723.8   716.9   725.6   728.9   733.2 
44  Trading liabilities 24  111.9   166.8   150.7   144.3   129.8   138.3   140.2   130.3   122.0   133.1   130.0   122.9 
45  Net due to related foreign offices  62.2   79.3   76.5   64.5   44.0   51.9   71.9   63.9   71.3   66.7   33.8   41.2 
46  Other liabilities 25  297.1   299.0   297.3   288.9   298.1   273.6   286.5   285.7   274.0   280.8   291.7   288.0 
47  Total liabilities  7,232.2   7,560.1   7,526.0   7,477.5   7,479.0   7,490.1   7,538.3   7,524.8   7,498.8   7,468.1   7,537.3   7,514.9 
48  Residual (assets less liabilities) 26  1,124.2   1,132.9   1,134.9   1,138.3   1,134.2   1,134.2   1,153.9   1,160.3   1,159.7   1,168.4   1,155.3   1,156.7 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  8.8   19.2   21.7   13.7   7.8   11.0   11.9   11.6   7.4   12.8   15.0   14.2 
50  U.S. Treasury and agency securities, MBS 28  --   13.5   14.1   9.3   4.6   5.8   7.4   7.7   5.2   8.3   9.7   9.9 
51  Loans with original amounts of $1,000,000 or less  --   181.1   182.2   181.8   182.1   181.8   182.5   182.1   182.0   182.0   181.9   181.8 
52  Loans secured by nonfarm nonresidential properties 29  --   59.8   59.5   58.9   58.7   58.5   58.6   58.4   58.4   58.4   58.4   58.3 
53  Commercial and industrial loans to U.S. addressees 30  --   121.3   122.7   122.9   123.4   123.4   123.9   123.7   123.6   123.6   123.4   123.4 

H.8; Page 14
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  3,418.8   3,615.2   3,642.1   3,661.6   3,682.2   3,706.1   3,702.6   3,726.5   3,714.5   3,735.7   3,746.4   3,748.3 
Securities in bank credit 2  823.8   847.6   854.2   860.4   863.3   865.5   863.4   858.7   856.8   858.8   860.1   864.2 
Treasury and agency securities 3  579.6   595.3   600.1   605.4   608.3   608.4   607.0   605.6   604.5   606.2   606.9   609.2 
Mortgage-backed securities (MBS) 4  400.9   408.6   410.2   412.7   415.7   418.5   419.2   419.8   418.6   420.5   420.7   422.6 
Non-MBS 5  178.7   186.7   189.9   192.7   192.5   189.9   187.8   185.8   185.9   185.7   186.2   186.6 
Other securities  244.2   252.3   254.2   255.0   255.1   257.1   256.4   253.1   252.3   252.7   253.1   255.0 
Mortgage-backed securities 6  13.3   13.6   13.4   13.5   13.4   14.2   14.1   13.9   13.8   13.9   13.8   13.9 
Non-MBS 7  230.9   238.6   240.8   241.5   241.7   242.9   242.3   239.2   238.5   238.7   239.3   241.0 
Loans and leases in bank credit 8  2,595.0   2,767.6   2,787.9   2,801.2   2,818.9   2,840.6   2,839.2   2,867.8   2,857.7   2,876.8   2,886.4   2,884.1 
10  Commercial and industrial loans  502.3   534.3   537.9   539.2   542.9   546.5   548.3   551.2   550.9   551.2   553.8   556.8 
11  Real estate loans  1,610.5   1,702.1   1,712.7   1,722.8   1,732.2   1,739.9   1,744.0   1,759.2   1,758.0   1,763.7   1,770.0   1,775.6 
12  Residential real estate loans  638.4   668.2   670.5   671.4   674.7   675.9   677.3   684.1   684.5   688.0   689.4   687.8 
13  Revolving home equity loans  109.8   115.1   115.6   116.0   116.4   116.8   117.0   117.5   117.4   117.6   117.9   118.4 
14  Closed-end residential loans 9  528.5   553.0   554.9   555.4   558.4   559.1   560.2   566.5   567.1   570.4   571.5   569.4 
15  Commercial real estate loans  972.2   1,033.9   1,042.1   1,051.4   1,057.5   1,064.0   1,066.8   1,075.2   1,073.5   1,075.7   1,080.6   1,087.7 
16  Construction and land development loans 10  --   144.1   145.7   147.2   149.0   151.0   152.7   154.5   154.6   154.9   155.0   155.9 
17  Secured by farmland 11  --   75.2   75.7   76.3   76.9   77.4   77.3   77.7   77.7   77.9   77.7   78.3 
18  Secured by multifamily properties 12  --   129.5   131.0   132.9   133.8   135.0   136.8   138.6   138.2   138.6   139.6   140.6 
19  Secured by nonfarm nonresidential properties 13  --   685.2   689.7   694.9   697.8   700.6   699.9   704.4   703.0   704.3   708.3   712.9 
20  Consumer loans  293.7   309.3   311.1   312.5   313.6   315.9   317.9   323.9   323.6   323.9   325.5   329.0 
21  Credit cards and other revolving plans  135.7   140.7   141.6   142.2   143.0   144.0   145.6   149.2   149.0   148.6   150.0   153.1 
22  Other consumer loans  158.1   168.6   169.5   170.3   170.6   171.9   172.3   174.7   174.5   175.2   175.5   175.9 
23  Automobile loans 14  --   69.3   69.9   70.5   70.3   71.1   70.8   71.6   71.7   71.9   71.8   72.3 
24  All other consumer loans 15  --   99.2   99.6   99.9   100.3   100.8   101.4   103.1   102.9   103.4   103.8   103.6 
25  Other loans and leases  188.4   222.0   226.2   226.7   230.1   238.4   228.9   233.5   225.2   238.1   237.0   222.7 
26  Fed funds and reverse RPs with nonbanks 16  3.5   9.7   13.0   11.8   14.3   20.8   12.2   14.7   5.5   19.7   16.7   3.0 
27  All other loans and leases 17  184.9   212.2   213.2   214.8   215.8   217.5   216.8   218.8   219.7   218.4   220.3   219.8 
28  Loans to nondepository financial institutions 18  --   37.3   36.9   38.0   38.2   39.1   38.2   38.5   37.6   37.7   41.0   39.2 
29  Other loans not elsewhere classified 19  --   174.9   176.3   176.8   177.7   178.4   178.6   180.3   182.1   180.7   179.3   180.6 
30  LESS: Allowance for loan and lease losses  38.5   36.6   36.8   36.6   36.8   36.4   36.3   36.5   36.4   36.3   36.7   36.8 

H.8; Page 15
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  29.9   26.8   25.1   25.5   22.9   22.5   20.1   20.4   21.7   23.5   20.6   21.9 
32  Fed funds and reverse RPs with banks 16  27.4   25.8   24.2   24.9   22.2   21.7   19.3   18.3   18.9   20.7   17.8   19.0 
33  Loans to commercial banks 20  2.5   1.0   0.8   0.6   0.7   0.8   0.8   2.2   2.8   2.7   2.8   2.9 
34  Cash assets 21  328.6   293.5   322.7   339.9   348.7   339.9   351.3   352.0   362.6   336.2   343.0   359.1 
35  Trading assets 22  2.7   3.9   3.9   3.6   3.5   3.7   4.1   4.0   3.8   4.1   4.1   4.3 
36  Other assets 23  263.3   272.8   274.0   274.1   277.6   278.9   279.9   276.6   275.5   276.0   277.6   276.9 
37  Total assets  4,004.8   4,175.7   4,231.0   4,268.1   4,298.1   4,314.8   4,321.6   4,343.1   4,341.7   4,339.1   4,355.0   4,373.7 
Liabilities
38  Deposits  3,145.5   3,336.7   3,346.3   3,369.3   3,387.9   3,408.4   3,425.4   3,427.2   3,426.0   3,426.9   3,436.1   3,456.8 
39  Large time deposits  376.5   384.5   384.5   385.5   383.1   384.7   384.4   385.6   385.1   386.1   387.0   388.5 
40  Other deposits  2,768.9   2,952.2   2,961.8   2,983.8   3,004.8   3,023.7   3,041.0   3,041.5   3,040.9   3,040.8   3,049.1   3,068.3 
41  Borrowings  266.3   270.9   275.5   278.2   284.8   285.0   288.9   287.7   285.3   288.9   290.9   290.4 
42  Borrowings from banks in the U.S.  46.4   46.2   43.2   43.9   44.5   44.4   40.3   36.7   36.0   37.1   37.2   37.7 
43  Borrowings from others  219.9   224.7   232.3   234.3   240.3   240.6   248.5   251.0   249.4   251.8   253.7   252.7 
44  Trading liabilities 24  2.8   3.9   4.2   4.2   4.2   4.6   5.1   4.7   4.5   4.7   4.8   5.0 
45  Net due to related foreign offices  42.6   41.3   43.7   42.6   42.2   36.5   36.1   35.2   29.6   36.2   40.0   34.9 
46  Other liabilities 25  54.6   61.1   60.2   59.6   60.4   64.0   59.7   60.5   61.6   59.0   60.5   62.3 
47  Total liabilities  3,511.8   3,713.9   3,729.8   3,753.9   3,779.5   3,798.4   3,815.1   3,815.4   3,807.0   3,815.7   3,832.4   3,849.4 
48  Residual (assets less liabilities) 26  493.0   461.8   501.1   514.2   518.6   516.3   506.5   527.7   534.7   523.4   522.7   524.3 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  1.2   2.5   3.3   2.9   1.9   0.9   1.3   1.6   1.4   1.4   2.1   2.5 
50  U.S. Treasury and agency securities, MBS 28  --   2.0   2.8   2.6   1.9   1.1   1.5   1.7   1.5   1.6   2.1   2.4 
51  Loans with original amounts of $1,000,000 or less  --   357.5   357.2   357.6   357.6   357.2   357.0   357.9   357.7   356.9   359.9   361.8 
52  Loans secured by nonfarm nonresidential properties 29  --   206.3   206.1   206.4   206.1   205.7   205.5   205.3   205.3   205.3   205.3   206.4 
53  Commercial and industrial loans to U.S. addressees 30  --   151.2   151.1   151.2   151.5   151.5   151.5   152.6   152.4   151.6   154.5   155.4 

H.8; Page 16
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  3,423.7   3,605.7   3,636.0   3,656.3   3,683.6   3,705.9   3,706.7   3,733.0   3,717.7   3,734.8   3,757.8   3,751.4 
Securities in bank credit 2  824.2   851.1   857.5   859.8   862.1   860.3   861.1   858.9   856.7   858.9   861.3   865.5 
Treasury and agency securities 3  576.4   600.0   603.5   604.8   606.9   605.2   605.0   602.2   600.6   602.1   604.1   607.2 
Mortgage-backed securities (MBS) 4  397.2   412.5   413.8   414.9   417.0   416.5   416.2   415.8   414.5   415.7   417.0   420.4 
Non-MBS 5  179.2   187.4   189.7   189.8   189.9   188.7   188.8   186.5   186.1   186.4   187.0   186.8 
Other securities  247.7   251.2   254.0   255.1   255.2   255.2   256.1   256.7   256.1   256.9   257.3   258.3 
Mortgage-backed securities 6  13.4   13.4   13.4   13.7   13.6   13.9   14.1   14.0   14.0   14.0   13.8   13.9 
Non-MBS 7  234.4   237.7   240.6   241.3   241.6   241.2   242.0   242.7   242.1   242.9   243.4   244.4 
Loans and leases in bank credit 8  2,599.5   2,754.5   2,778.5   2,796.5   2,821.5   2,845.5   2,845.6   2,874.1   2,861.0   2,875.9   2,896.4   2,885.9 
10  Commercial and industrial loans  501.3   535.3   539.7   542.0   545.0   546.6   547.1   550.3   549.7   550.6   553.1   555.0 
11  Real estate loans  1,611.5   1,699.2   1,708.6   1,719.3   1,732.4   1,742.5   1,747.6   1,761.0   1,759.2   1,761.7   1,770.3   1,777.0 
12  Residential real estate loans  639.7   665.4   668.1   670.3   675.5   677.7   679.5   685.2   685.3   685.0   689.5   691.2 
13  Revolving home equity loans  110.3   114.5   115.2   115.8   116.4   116.8   117.2   117.9   117.7   118.0   118.3   118.7 
14  Closed-end residential loans 9  529.4   550.9   552.9   554.4   559.2   560.8   562.3   567.3   567.5   566.9   571.2   572.5 
15  Commercial real estate loans  971.8   1,033.8   1,040.5   1,049.0   1,056.8   1,064.8   1,068.1   1,075.8   1,073.9   1,076.7   1,080.8   1,085.8 
16  Construction and land development loans 10  --   144.0   145.3   147.1   148.9   150.9   153.0   154.9   154.9   155.4   155.2   155.9 
17  Secured by farmland 11  --   74.8   75.3   76.0   76.9   77.5   77.6   78.0   77.9   78.2   78.0   78.5 
18  Secured by multifamily properties 12  --   128.9   130.6   132.3   133.4   135.5   137.3   139.1   138.7   139.2   140.2   140.7 
19  Secured by nonfarm nonresidential properties 13  --   686.1   689.4   693.5   697.6   700.9   700.2   703.8   702.4   703.9   707.3   710.7 
20  Consumer loans  295.3   304.7   308.4   310.6   313.4   316.2   319.6   324.7   323.6   324.9   326.5   327.5 
21  Credit cards and other revolving plans  136.1   137.5   139.8   140.8   142.6   143.9   146.4   149.1   148.3   148.8   150.2   150.7 
22  Other consumer loans  159.2   167.2   168.7   169.8   170.9   172.3   173.1   175.6   175.4   176.2   176.3   176.8 
23  Automobile loans 14  --   69.0   69.8   70.5   70.4   71.2   71.1   71.5   71.4   71.7   71.7   71.9 
24  All other consumer loans 15  --   98.2   98.9   99.3   100.4   101.1   102.0   104.1   104.0   104.5   104.6   104.9 
25  Other loans and leases  191.4   215.3   221.8   224.7   230.7   240.2   231.3   238.2   228.5   238.7   246.6   226.5 
26  Fed funds and reverse RPs with nonbanks 16  4.5   9.1   11.7   11.7   13.4   21.1   12.7   16.2   6.4   19.1   21.0   3.2 
27  All other loans and leases 17  186.9   206.2   210.1   212.9   217.3   219.1   218.6   222.0   222.1   219.6   225.5   223.2 
28  Loans to nondepository financial institutions 18  --   35.5   35.5   37.1   38.9   38.3   38.0   38.7   37.6   37.1   41.5   38.7 
29  Other loans not elsewhere classified 19  --   170.7   174.5   175.9   178.4   180.8   180.6   183.2   184.5   182.5   184.1   184.5 
30  LESS: Allowance for loan and lease losses  38.6   36.6   36.6   36.8   36.8   36.5   36.6   36.6   36.7   36.6   36.3   36.6 

H.8; Page 17
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  31.4   27.0   24.5   23.6   22.1   22.2   20.3   21.2   23.2   22.5   20.6   22.1 
32  Fed funds and reverse RPs with banks 16  29.0   26.0   23.6   22.9   21.4   21.4   19.4   19.1   20.6   19.9   18.1   19.5 
33  Loans to commercial banks 20  2.4   1.0   0.8   0.7   0.7   0.8   0.8   2.0   2.6   2.6   2.5   2.6 
34  Cash assets 21  322.2   344.3   337.7   326.4   330.1   332.4   349.8   347.2   354.1   324.3   335.6   357.0 
35  Trading assets 22  2.8   4.0   4.1   3.8   3.6   3.5   3.8   3.7   3.5   3.8   3.7   3.9 
36  Other assets 23  264.7   272.2   273.4   273.2   276.4   277.6   279.4   278.3   277.8   277.8   279.2   278.0 
37  Total assets  4,006.1   4,216.5   4,239.1   4,246.6   4,279.0   4,305.1   4,323.4   4,346.8   4,339.7   4,326.6   4,360.6   4,375.8 
Liabilities
38  Deposits  3,159.0   3,341.7   3,352.6   3,349.0   3,366.6   3,393.6   3,419.7   3,440.3   3,441.3   3,417.6   3,444.3   3,464.5 
39  Large time deposits  377.8   382.2   385.9   387.0   386.6   387.3   386.8   387.2   386.9   387.4   387.4   389.0 
40  Other deposits  2,781.1   2,959.5   2,966.6   2,962.0   2,980.0   3,006.3   3,032.9   3,053.1   3,054.4   3,030.2   3,056.8   3,075.5 
41  Borrowings  265.8   266.1   271.7   280.4   291.4   292.6   289.2   287.9   285.1   290.9   292.4   288.8 
42  Borrowings from banks in the U.S.  46.8   47.1   43.3   43.4   44.7   43.6   39.2   37.2   36.8   37.6   38.1   38.1 
43  Borrowings from others  219.0   219.1   228.4   237.0   246.6   249.0   250.0   250.8   248.3   253.3   254.3   250.7 
44  Trading liabilities 24  2.8   4.6   4.6   4.3   3.9   4.0   4.2   4.2   4.0   4.3   4.2   4.6 
45  Net due to related foreign offices  44.1   37.5   40.4   39.2   42.2   35.9   37.4   36.9   31.2   36.2   42.0   36.6 
46  Other liabilities 25  55.4   60.3   58.6   59.0   58.8   62.5   59.8   61.3   62.7   59.6   60.6   62.4 
47  Total liabilities  3,527.1   3,710.1   3,727.9   3,732.0   3,762.9   3,788.7   3,810.4   3,830.6   3,824.3   3,808.6   3,843.6   3,856.8 
48  Residual (assets less liabilities) 26  479.0   506.3   511.2   514.6   516.1   516.5   513.0   516.2   515.4   518.0   517.1   519.0 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  1.2   2.5   3.3   2.9   1.9   0.9   1.3   1.6   1.4   1.4   2.1   2.5 
50  U.S. Treasury and agency securities, MBS 28  --   2.0   2.8   2.6   1.9   1.1   1.5   1.7   1.5   1.6   2.1   2.4 
51  Loans with original amounts of $1,000,000 or less  --   357.1   357.9   358.5   359.0   359.0   358.4   358.3   358.1   357.8   359.5   359.4 
52  Loans secured by nonfarm nonresidential properties 29  --   206.2   205.9   206.1   206.2   206.0   205.9   205.6   205.6   205.7   205.7   206.5 
53  Commercial and industrial loans to U.S. addressees 30  --   151.0   152.1   152.4   152.8   153.0   152.5   152.6   152.5   152.1   153.8   153.0 

H.8; Page 18
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  953.6   997.1   1,022.1   1,023.0   1,017.7   1,034.4   1,042.4   1,026.5   1,019.8   1,029.1   1,025.2   1,046.3 
Securities in bank credit 2  194.8   177.2   178.1   182.1   181.3   176.8   181.3   178.2   176.4   178.4   179.3   179.9 
Treasury and agency securities 3  82.8   73.5   75.9   80.3   78.6   76.0   79.3   77.1   75.6   77.4   79.3   80.2 
Mortgage-backed securities (MBS) 4  8.9   11.9   11.6   14.0   13.2   11.9   12.4   11.8   11.8   11.7   12.0   12.0 
Non-MBS 5  73.9   61.6   64.3   66.3   65.4   64.1   66.9   65.3   63.8   65.7   67.3   68.2 
Other securities  112.1   103.7   102.2   101.8   102.6   100.8   102.1   101.0   100.8   101.0   100.0   99.7 
Mortgage-backed securities 6  6.3   3.7   3.4   3.4   3.4   3.3   3.0   2.7   2.6   2.7   2.9   2.7 
Non-MBS 7  105.8   100.0   98.8   98.4   99.2   97.5   99.1   98.3   98.2   98.3   97.1   97.0 
Loans and leases in bank credit 8  758.7   819.9   844.0   840.9   836.5   857.6   861.0   848.3   843.4   850.7   845.9   866.4 
10  Commercial and industrial loans  299.7   326.1   333.1   335.9   336.8   341.5   342.0   341.3   341.1   340.5   342.5   346.0 
11  Real estate loans  34.3   39.9   38.8   39.5   40.1   41.3   42.2   44.0   43.7   44.1   45.6   45.7 
12  Residential real estate loans  0.8   3.0   2.0   2.3   2.4   2.0   1.3   1.0   1.1   0.4   1.5   1.4 
13  Revolving home equity loans  0.3   0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.4 
14  Closed-end residential loans 9  0.5   2.7   1.7   1.9   2.0   1.6   0.9   0.6   0.7   0.1   1.1   1.0 
15  Commercial real estate loans  33.5   36.9   36.7   37.3   37.7   39.3   40.8   43.0   42.6   43.7   44.1   44.3 
16  Construction and land development loans 10  --   3.1   3.2   3.3   3.3   3.4   3.6   3.7   3.6   3.7   3.7   3.7 
17  Secured by farmland 11  --   0.2   0.2   0.2   0.2   0.2   0.1   0.1   0.1   0.1   0.1   0.2 
18  Secured by multifamily properties 12  --   0.8   1.3   1.0   1.1   1.7   2.1   2.3   2.4   2.4   2.4   2.5 
19  Secured by nonfarm nonresidential properties 13  --   32.7   32.0   32.8   33.2   34.1   35.0   36.9   36.4   37.4   37.8   38.0 
20  Consumer loans  2.6   2.7   2.6   2.6   2.7   2.7   2.7   2.6   2.6   2.6   2.6   2.6 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  2.6   2.7   2.6   2.6   2.7   2.7   2.7   2.6   2.6   2.6   2.6   2.6 
23  Automobile loans 14  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  --   2.7   2.6   2.6   2.7   2.7   2.7   2.6   2.6   2.6   2.6   2.6 
25  Other loans and leases  422.1   451.2   469.5   462.9   456.9   472.1   474.2   460.4   456.0   463.5   455.2   472.0 
26  Fed funds and reverse RPs with nonbanks 16  201.6   217.4   231.1   222.3   213.3   227.5   226.0   204.3   202.6   208.6   188.8   213.2 
27  All other loans and leases 17  220.5   233.9   238.4   240.5   243.5   244.5   248.2   256.1   253.4   255.0   266.4   258.9 
28  Loans to nondepository financial institutions 18  --   107.0   109.8   110.0   111.2   110.0   112.4   117.6   116.4   117.6   120.0   118.6 
29  Other loans not elsewhere classified 19  --   126.8   128.6   130.6   132.3   134.5   135.8   138.5   136.9   137.4   146.4   140.2 
30  LESS: Allowance for loan and lease losses  0.3   0.7   0.7   0.4   0.4   0.6   0.2   0.3   0.2   0.4   0.6   0.9 

H.8; Page 19
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  27.5   23.9   23.1   24.0   19.7   19.8   17.3   14.5   16.1   14.5   12.0   15.1 
32  Fed funds and reverse RPs with banks 16  24.6   21.5   20.7   21.6   17.2   17.1   15.1   12.0   14.0   12.3   8.3   12.6 
33  Loans to commercial banks 20  2.9   2.4   2.3   2.4   2.5   2.7   2.2   2.5   2.1   2.1   3.6   2.5 
34  Cash assets 21  1,436.7   1,236.6   1,240.8   1,206.3   1,175.5   1,178.4   1,171.3   1,134.7   1,194.8   1,229.5   897.9   1,249.1 
35  Trading assets 22  80.8   88.7   79.6   73.4   71.5   72.8   73.8   69.3   66.0   69.4   69.2   67.9 
36  Other assets 23  72.1   78.8   71.9   69.4   73.2   72.4   71.6   69.6   68.0   77.8   64.9   56.5 
37  Total assets  2,570.5   2,424.3   2,436.7   2,395.7   2,357.2   2,377.3   2,376.1   2,314.1   2,364.4   2,419.8   2,068.6   2,434.0 
Liabilities
38  Deposits  1,139.8   1,129.0   1,110.4   1,109.8   1,117.9   1,120.4   1,128.8   1,100.6   1,096.0   1,100.4   1,064.3   1,117.5 
39  Large time deposits  931.1   897.1   878.7   872.7   875.4   873.4   874.6   849.5   836.5   848.4   834.5   863.5 
40  Other deposits  208.7   231.8   231.6   237.1   242.5   246.9   254.2   251.1   259.6   252.0   229.9   253.9 
41  Borrowings  726.4   769.9   774.9   773.9   770.0   779.3   774.4   762.0   806.7   796.1   651.7   808.1 
42  Borrowings from banks in the U.S.  35.2   33.1   29.5   32.5   31.9   35.7   40.5   38.6   41.1   38.0   31.9   40.5 
43  Borrowings from others  691.1   736.8   745.4   741.4   738.1   743.7   734.0   723.4   765.6   758.1   619.9   767.6 
44  Trading liabilities 24  83.1   90.5   79.1   77.3   75.0   73.4   78.4   71.8   67.6   70.7   71.5   67.4 
45  Net due to related foreign offices  560.2   371.7   408.6   385.2   356.7   358.5   345.6   321.0   334.5   399.3   210.3   390.4 
46  Other liabilities 25  55.1   61.2   60.3   57.8   61.3   59.6   58.5   57.6   55.5   55.4   62.7   55.5 
47  Total liabilities  2,564.6   2,422.3   2,433.2   2,403.9   2,380.9   2,391.2   2,385.8   2,312.9   2,360.4   2,422.0   2,060.5   2,438.8 
48  Residual (assets less liabilities) 26  5.9   2.0   3.5   -8.2   -23.7   -14.0   -9.7   1.2   4.1   -2.2   8.0   -4.9 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  -1.3   1.3   1.3   0.6   0.2   0.3   0.3   0.2   -0.0   0.2   0.3   0.4 
50  U.S. Treasury and agency securities, MBS 28  --   1.3   1.3   0.6   0.2   0.3   0.3   0.2   -0.0   0.2   0.3   0.4 
51  Loans with original amounts of $1,000,000 or less  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
52  Loans secured by nonfarm nonresidential properties 29  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
53  Commercial and industrial loans to U.S. addressees 30  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

H.8; Page 20
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  952.6   1,003.6   1,029.2   1,022.8   1,016.5   1,029.1   1,037.0   1,022.6   1,022.1   1,019.6   1,018.8   1,042.5 
Securities in bank credit 2  194.3   177.7   177.6   180.9   180.9   179.7   182.9   178.2   177.8   177.6   176.2   178.0 
Treasury and agency securities 3  83.0   75.1   75.4   80.3   79.9   78.9   81.3   77.9   77.9   77.3   76.7   77.9 
Mortgage-backed securities (MBS) 4  10.0   10.8   11.3   14.7   14.8   13.5   13.4   13.3   13.5   13.2   13.0   12.5 
Non-MBS 5  73.0   64.3   64.1   65.5   65.1   65.4   67.9   64.6   64.4   64.2   63.7   65.5 
Other securities  111.4   102.6   102.2   100.7   101.0   100.8   101.6   100.3   99.9   100.3   99.5   100.1 
Mortgage-backed securities 6  6.9   3.6   3.5   3.5   3.4   3.5   3.4   3.3   3.2   3.2   3.2   3.1 
Non-MBS 7  104.5   99.0   98.7   97.2   97.6   97.3   98.2   97.1   96.7   97.1   96.3   97.0 
Loans and leases in bank credit 8  758.3   825.9   851.6   841.9   835.5   849.4   854.1   844.4   844.3   841.9   842.6   864.5 
10  Commercial and industrial loans  297.4   330.8   335.5   335.6   338.9   341.8   342.0   338.5   339.4   335.8   338.9   341.9 
11  Real estate loans  35.2   37.8   38.0   38.9   40.3   41.4   43.3   45.4   45.3   45.7   46.6   46.2 
12  Residential real estate loans  1.4   2.3   2.2   1.8   2.0   1.9   1.8   1.9   2.1   1.5   2.4   1.8 
13  Revolving home equity loans  0.3   0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.4 
14  Closed-end residential loans 9  1.1   1.9   1.8   1.5   1.6   1.5   1.4   1.5   1.8   1.2   2.0   1.5 
15  Commercial real estate loans  33.8   35.5   35.9   37.1   38.3   39.5   41.6   43.5   43.2   44.2   44.3   44.4 
16  Construction and land development loans 10  --   3.1   3.1   3.2   3.3   3.4   3.7   3.8   3.8   3.8   3.8   3.8 
17  Secured by farmland 11  --   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  --   0.9   1.3   1.0   1.1   1.5   2.1   2.3   2.3   2.4   2.3   2.4 
19  Secured by nonfarm nonresidential properties 13  --   31.3   31.3   32.7   33.7   34.4   35.6   37.3   36.9   37.9   38.0   38.0 
20  Consumer loans  2.5   2.7   2.7   2.6   2.6   2.7   2.7   2.6   2.6   2.6   2.6   2.6 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  2.5   2.7   2.7   2.6   2.6   2.7   2.7   2.6   2.6   2.6   2.6   2.6 
23  Automobile loans 14  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  --   2.7   2.7   2.6   2.6   2.7   2.7   2.6   2.6   2.6   2.6   2.6 
25  Other loans and leases  423.2   454.6   475.4   464.7   453.7   463.5   466.1   457.8   457.0   457.8   454.5   473.7 
26  Fed funds and reverse RPs with nonbanks 16  204.3   215.4   231.4   223.4   212.7   221.0   220.9   206.0   207.5   209.3   192.5   215.7 
27  All other loans and leases 17  218.9   239.1   244.0   241.3   241.0   242.5   245.2   251.9   249.5   248.5   262.0   257.9 
28  Loans to nondepository financial institutions 18  --   109.4   110.6   107.9   107.8   107.3   109.7   115.6   115.1   114.7   118.7   120.2 
29  Other loans not elsewhere classified 19  --   129.8   133.4   133.3   133.3   135.2   135.5   136.2   134.4   133.8   143.3   137.7 
30  LESS: Allowance for loan and lease losses  0.5   0.6   0.6   0.6   0.6   0.7   0.8   0.8   0.8   0.8   0.8   0.8 

H.8; Page 21
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars (continued)
Account 2014
Sep
2015
Mar
2015
Apr
2015
May
2015
Jun
2015
Jul
2015
Aug
2015
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets (continued)
31  Interbank loans  26.2   24.2   23.6   25.2   20.5   19.6   16.8   13.8   15.9   13.1   10.6   14.9 
32  Fed funds and reverse RPs with banks 16  23.0   21.9   21.3   23.1   18.0   17.0   14.6   11.1   13.5   10.6   6.5   12.1 
33  Loans to commercial banks 20  3.2   2.3   2.3   2.1   2.5   2.6   2.2   2.8   2.4   2.4   4.1   2.8 
34  Cash assets 21  1,435.6   1,220.6   1,226.7   1,254.1   1,199.3   1,206.7   1,210.3   1,141.9   1,191.3   1,250.0   875.9   1,265.3 
35  Trading assets 22  82.1   91.1   80.0   73.0   69.3   69.6   72.5   70.5   67.2   69.9   71.2   69.6 
36  Other assets 23  74.6   80.3   72.3   70.8   73.2   68.9   69.9   71.5   69.5   78.8   67.5   56.6 
37  Total assets  2,570.7   2,419.3   2,431.3   2,445.2   2,378.2   2,393.3   2,405.7   2,319.6   2,365.2   2,430.5   2,043.3   2,448.1 
Liabilities
38  Deposits  1,142.1   1,137.3   1,116.6   1,116.8   1,114.1   1,107.6   1,118.2   1,102.3   1,094.9   1,106.8   1,076.9   1,119.4 
39  Large time deposits  930.7   906.2   887.7   882.7   874.3   860.9   862.4   848.3   831.9   854.7   842.1   865.1 
40  Other deposits  211.3   231.2   229.0   234.1   239.9   246.8   255.8   254.0   263.0   252.0   234.8   254.4 
41  Borrowings  724.6   765.1   775.0   787.5   766.1   776.5   779.2   760.4   805.7   793.0   640.6   806.9 
42  Borrowings from banks in the U.S.  35.4   32.2   30.0   32.6   31.6   36.3   41.1   38.8   42.9   37.2   30.6   40.4 
43  Borrowings from others  689.2   732.9   745.0   754.9   734.5   740.3   738.1   721.6   762.8   755.8   610.1   766.5 
44  Trading liabilities 24  84.3   92.0   80.8   76.5   72.8   69.3   74.0   71.9   67.1   71.1   72.4   68.0 
45  Net due to related foreign offices  561.4   359.2   395.5   402.0   360.6   376.4   373.2   324.3   340.4   402.1   183.3   390.0 
46  Other liabilities 25  54.1   62.5   60.2   59.2   61.2   58.3   57.4   56.3   54.4   54.8   60.7   54.8 
47  Total liabilities  2,566.5   2,416.1   2,428.1   2,442.1   2,374.8   2,388.2   2,402.1   2,315.3   2,362.4   2,427.8   2,033.8   2,439.1 
48  Residual (assets less liabilities) 26  4.1   3.2   3.1   3.1   3.4   5.1   3.6   4.3   2.8   2.8   9.4   8.9 
Memoranda
49  Net unrealized gains (losses) on available-for-sale securities 27  -1.3   1.3   1.3   0.6   0.2   0.3   0.3   0.2   -0.0   0.2   0.3   0.4 
50  U.S. Treasury and agency securities, MBS 28  --   1.3   1.3   0.6   0.2   0.3   0.3   0.2   -0.0   0.2   0.3   0.4 
51  Loans with original amounts of $1,000,000 or less  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
52  Loans secured by nonfarm nonresidential properties 29  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
53  Commercial and industrial loans to U.S. addressees 30  --   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 10 to 17, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)

2. Includes all securities, whether held-to-maturity reported at amortized cost, available-for-sale reported at fair value, or held as trading assets, also reported at fair value. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 34) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 30. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans.

11. Includes loans secured by farmland, including grazing and pastureland.

12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.

13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.

14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.

15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

16. Fed funds are included in lines 26 and 31 by counterparty. Line 26 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nondepository financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

18. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks' own trust departments, and other financial intermediaries.

19. Includes all loans not elsewhere classified as well as lease financing receivables.

20. Excludes loans secured by real estate, which are included in line 11.

21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

22. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item. Also includes the fair value of derivative contracts (interest rate, foreign excahnge rate, other commodity and eqyuity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

23. Excludes the due-from position with related foreign offices, which is included in line 44. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

24. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

25. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

27. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

28. Difference between fair value and amortized cost for U.S. Treasury and Governemnt agency obligations, mortgage-backed securities, classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

29. Includes the amount currently outstanding of loans secured by nonfarm nonresidential properties with original amounts of $1,000,000 or less, included in line 19 above.

30. Includes the amount currently outstanding of commercial amd industrial loans to U.S. addressees with original amounts of $1,000,000 or less, included in line 10 above.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). “Notes on the Data” back to October 17, 1989, may be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm).
Last update: October 16, 2015