Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2016 | 2017 | 2018 | 2017 Q3 | 2017 Q4 | 2018 Q1 | 2018 Q2 | 2018 Q3 | 2018 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 110105.5 | 119054.5 | 120390.2 | 116287.2 | 119054.5 | 120037.1 | 121968.8 | 123986.5 | 120390.2 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 31791.5 | 33780.2 | 35374.2 | 33155.5 | 33780.2 | 34245.6 | 34797.5 | 35028.8 | 35374.2 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 26064.4 | 27876.9 | 29195.5 | 27298.2 | 27876.9 | 28273.8 | 28759.5 | 28916.1 | 29195.5 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 23028.7 | 24583.8 | 25877.2 | 24109.3 | 24583.8 | 25024.2 | 25346.9 | 25590.1 | 25877.2 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3035.7 | 3293.1 | 3318.3 | 3188.9 | 3293.1 | 3249.5 | 3412.6 | 3326.0 | 3318.3 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 402.2 | 424.1 | 451.5 | 418.3 | 424.1 | 430.3 | 437.7 | 445.6 | 451.5 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 175.6 | 185.0 | 195.9 | 182.6 | 185.0 | 187.1 | 189.9 | 192.7 | 195.9 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5149.3 | 5294.1 | 5531.3 | 5256.5 | 5294.1 | 5354.4 | 5410.5 | 5474.4 | 5531.3 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 78314.1 | 85274.3 | 85016.0 | 83131.7 | 85274.3 | 85791.6 | 87171.3 | 88957.7 | 85016.0 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 26.3 | 39.1 | 41.2 | 39.8 | 39.1 | 42.2 | 42.6 | 42.2 | 41.2 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1138.9 | 1219.1 | 1373.6 | 1161.9 | 1219.1 | 1330.5 | 1357.7 | 1238.7 | 1373.6 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9108.1 | 9297.9 | 9723.7 | 9285.1 | 9297.9 | 9497.0 | 9554.9 | 9584.5 | 9723.7 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1551.5 | 1608.0 | 1730.7 | 1550.9 | 1608.0 | 1570.3 | 1585.4 | 1613.7 | 1730.7 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4512.1 | 4538.9 | 5434.9 | 4487.8 | 4538.9 | 4802.1 | 4985.3 | 5181.8 | 5434.9 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1181.9 | 1205.0 | 1901.1 | 1124.3 | 1205.0 | 1534.1 | 1606.8 | 1816.7 | 1901.1 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 443.7 | 548.2 | 670.0 | 509.3 | 548.2 | 525.9 | 590.1 | 658.3 | 670.0 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1861.7 | 1858.2 | 1767.4 | 1852.7 | 1858.2 | 1796.2 | 1821.0 | 1780.2 | 1767.4 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 1024.8 | 927.5 | 1096.4 | 1001.5 | 927.5 | 945.9 | 967.4 | 926.5 | 1096.4 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 995.9 | 931.4 | 913.0 | 983.5 | 931.4 | 927.8 | 915.9 | 917.2 | 913.0 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 839.8 | 784.1 | 772.7 | 834.5 | 784.1 | 782.6 | 772.5 | 775.5 | 772.7 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 114.7 | 112.5 | 109.8 | 113.2 | 112.5 | 112.0 | 111.2 | 110.5 | 109.8 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 41.3 | 34.8 | 30.4 | 35.8 | 34.8 | 33.2 | 32.2 | 31.2 | 30.4 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 14806.6 | 17703.4 | 16127.7 | 16718.5 | 17703.4 | 17521.2 | 17950.3 | 18864.4 | 16127.7 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 7218.7 | 8529.1 | 7811.1 | 8227.4 | 8529.1 | 8567.7 | 8645.9 | 8957.1 | 7811.1 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 251.2 | 261.0 | 269.3 | 258.5 | 261.0 | 263.1 | 265.1 | 267.2 | 269.3 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1568.1 | 1626.6 | 1636.1 | 1610.2 | 1626.6 | 1634.4 | 1645.0 | 1663.4 | 1636.1 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 24375.9 | 25819.7 | 25640.1 | 25417.9 | 25819.7 | 25847.3 | 26078.1 | 26426.3 | 25640.1 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11622.1 | 12508.2 | 13055.3 | 12206.2 | 12508.2 | 12580.5 | 12928.1 | 12965.1 | 13055.3 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1138.8 | 1191.9 | 1259.2 | 1183.9 | 1191.9 | 1207.4 | 1217.0 | 1236.2 | 1259.2 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 15004.7 | 15570.3 | 16061.0 | 15361.5 | 15570.3 | 15610.2 | 15743.2 | 15927.6 | 16061.0 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 216.4 | 218.8 | 218.6 | 216.6 | 218.8 | 220.6 | 220.3 | 219.0 | 218.6 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 14398.2 | 14939.9 | 15409.1 | 14738.2 | 14939.9 | 14970.9 | 15099.6 | 15279.7 | 15409.1 | 32 |
| Households and nonprofit organizations; home mortgages; liability (8) | FL153165105 | 9784.8 | 10070.7 | 10336.9 | 9993.5 | 10070.7 | 10108.3 | 10188.5 | 10280.4 | 10336.9 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 3647.2 | 3831.2 | 4017.9 | 3756.7 | 3831.2 | 3811.6 | 3854.3 | 3941.4 | 4017.9 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 291.2 | 293.1 | 327.2 | 289.4 | 293.1 | 297.4 | 304.8 | 299.9 | 327.2 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 427.2 | 488.2 | 461.3 | 444.1 | 488.2 | 494.5 | 490.8 | 494.3 | 461.3 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 247.7 | 256.7 | 266.0 | 254.5 | 256.7 | 259.0 | 261.3 | 263.6 | 266.0 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 358.9 | 378.5 | 397.4 | 373.6 | 378.5 | 383.2 | 387.9 | 392.6 | 397.4 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 31.3 | 33.1 | 36.0 | 33.2 | 33.1 | 35.5 | 35.4 | 36.2 | 36.0 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 95100.8 | 103484.2 | 104329.2 | 100925.7 | 103484.2 | 104426.9 | 106225.6 | 108058.9 | 104329.2 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 8080.0 | 9200.0 | ND | 8850.0 | 9200.0 | 9171.0 | 9263.0 | 9538.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 275.1 | 319.0 | 311.3 | 306.5 | 319.0 | 321.0 | 329.0 | 333.8 | 311.3 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 251.9 | 294.4 | 288.8 | 282.2 | 294.4 | 296.8 | 304.7 | 310.4 | 288.8 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 23.2 | 24.6 | 22.5 | 24.3 | 24.6 | 24.2 | 24.3 | 23.4 | 22.5 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 16441.6 | 17190.4 | 18366.3 | 17012.8 | 17190.4 | 17627.7 | 17997.9 | 18183.1 | 18366.3 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 16175.5 | 16909.7 | 18066.8 | 16735.3 | 16909.7 | 17340.1 | 17704.6 | 17886.5 | 18066.8 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 266.1 | 280.6 | 299.5 | 277.5 | 280.6 | 287.5 | 293.3 | 296.6 | 299.5 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1721.5 | 1789.3 | 1889.9 | 1775.7 | 1789.3 | 1808.6 | 1837.1 | 1856.8 | 1889.9 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 14170.9 | 14796.3 | 15531.0 | 14846.6 | 15032.2 | 15289.2 | 15431.4 | 15592.4 | 15811.1 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 671.10 | 699.39 | 671.75 | 679.79 | 688.42 | 683.01 | 688.37 | 693.02 | 659.85 | 50 |
| Households; owners' equity in real estate | FL155035065 | 13243.9 | 14513.1 | 15540.3 | 14115.8 | 14513.1 | 14915.9 | 15158.4 | 15309.6 | 15540.3 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 57.51 | 59.04 | 60.05 | 58.55 | 59.04 | 59.61 | 59.80 | 59.83 | 60.05 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: March 7, 2019