Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2018 | 2019 | 2020 | 2019 Q3 | 2019 Q4 | 2020 Q1 | 2020 Q2 | 2020 Q3 | 2020 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 121411.8 | 134624.4 | 147421.9 | 130870.2 | 134624.4 | 127923.1 | 136080.2 | 139989.0 | 147421.9 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 37837.8 | 39922.1 | 42654.6 | 39620.7 | 39922.1 | 40388.9 | 40912.1 | 41604.2 | 42654.6 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 31693.5 | 33522.4 | 35801.9 | 33264.9 | 33522.4 | 33934.2 | 34433.0 | 34874.0 | 35801.9 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 28381.2 | 29928.4 | 32038.5 | 29612.8 | 29928.4 | 30321.4 | 30786.5 | 31235.1 | 32038.5 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3312.3 | 3594.0 | 3763.4 | 3652.1 | 3594.0 | 3612.8 | 3646.5 | 3638.9 | 3763.4 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 438.6 | 457.0 | 467.7 | 453.0 | 457.0 | 461.6 | 462.8 | 465.7 | 467.7 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 184.1 | 192.5 | 203.7 | 192.0 | 192.5 | 195.0 | 198.0 | 200.5 | 203.7 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5521.7 | 5750.1 | 6181.2 | 5710.9 | 5750.1 | 5798.2 | 5818.2 | 6064.0 | 6181.2 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 83574.0 | 94702.3 | 104767.3 | 91249.5 | 94702.3 | 87534.2 | 95168.1 | 98384.8 | 104767.3 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 42.0 | 41.0 | 42.6 | 39.7 | 41.0 | 50.4 | 44.0 | 43.6 | 42.6 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1208.7 | 1242.4 | 3241.1 | 1005.6 | 1242.4 | 1403.8 | 1778.7 | 2100.5 | 3241.1 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9661.4 | 10200.2 | 10827.7 | 10039.1 | 10200.2 | 10546.7 | 11174.5 | 11325.6 | 10827.7 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1799.0 | 2207.9 | 2419.1 | 2076.3 | 2207.9 | 2422.3 | 2619.6 | 2468.1 | 2419.1 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 5153.3 | 5766.7 | 5077.1 | 5628.1 | 5766.7 | 5441.2 | 5322.5 | 5024.1 | 5077.1 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1647.9 | 1975.3 | 1767.3 | 1960.9 | 1975.3 | 1541.5 | 1582.9 | 1583.4 | 1767.3 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 593.1 | 700.8 | 213.2 | 649.6 | 700.8 | 724.9 | 394.4 | 305.2 | 213.2 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1866.1 | 1904.3 | 1909.3 | 1901.7 | 1904.3 | 1880.2 | 1900.8 | 1905.4 | 1909.3 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 1046.1 | 1186.2 | 1187.3 | 1115.9 | 1186.2 | 1294.7 | 1444.5 | 1230.2 | 1187.3 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 897.7 | 914.9 | 1024.7 | 924.3 | 914.9 | 1058.4 | 1033.4 | 998.7 | 1024.7 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 781.8 | 805.1 | 922.0 | 813.3 | 805.1 | 950.8 | 928.2 | 894.7 | 922.0 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 84.6 | 82.1 | 77.4 | 82.6 | 82.1 | 81.0 | 79.5 | 78.5 | 77.4 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 31.3 | 27.7 | 25.3 | 28.4 | 27.7 | 26.5 | 25.7 | 25.5 | 25.3 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 16300.0 | 20868.3 | 24719.1 | 19433.4 | 20868.3 | 16169.8 | 19953.3 | 21668.9 | 24719.1 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 8006.0 | 10041.6 | 11274.9 | 9376.9 | 10041.6 | 8199.8 | 9520.2 | 10160.3 | 11274.9 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 262.1 | 269.7 | 277.6 | 267.8 | 269.7 | 271.7 | 273.6 | 275.6 | 277.6 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1659.1 | 1731.3 | 1817.5 | 1718.8 | 1731.3 | 1709.2 | 1736.1 | 1764.1 | 1817.5 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 25743.1 | 27744.4 | 29472.8 | 27165.9 | 27744.4 | 26498.3 | 27729.4 | 28354.2 | 29472.8 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11596.5 | 12387.1 | 13231.9 | 12316.3 | 12387.1 | 12475.5 | 12681.2 | 12870.6 | 13231.9 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1245.1 | 1286.9 | 1341.2 | 1257.2 | 1286.9 | 1287.1 | 1301.8 | 1330.3 | 1341.2 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 15893.7 | 16404.6 | 17056.9 | 16241.3 | 16404.6 | 16477.6 | 16491.2 | 16759.6 | 17056.9 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 215.2 | 212.1 | 202.3 | 213.2 | 212.1 | 209.2 | 206.9 | 205.5 | 202.3 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 15278.5 | 15782.9 | 16437.8 | 15620.3 | 15782.9 | 15854.2 | 15869.0 | 16137.2 | 16437.8 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10204.4 | 10481.8 | 10935.4 | 10413.8 | 10481.8 | 10543.5 | 10625.6 | 10786.5 | 10935.4 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 3995.1 | 4176.9 | 4178.1 | 4113.8 | 4176.9 | 4136.3 | 4085.9 | 4133.6 | 4178.1 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 339.0 | 349.8 | 370.1 | 336.9 | 349.8 | 383.8 | 378.8 | 364.1 | 370.1 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 471.0 | 495.9 | 666.9 | 479.7 | 495.9 | 510.1 | 495.8 | 567.9 | 666.9 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 269.1 | 278.4 | 287.4 | 276.1 | 278.4 | 280.7 | 282.9 | 285.2 | 287.4 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 365.0 | 373.1 | 381.3 | 371.1 | 373.1 | 375.1 | 377.2 | 379.2 | 381.3 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 35.0 | 36.5 | 35.6 | 36.6 | 36.5 | 39.0 | 38.1 | 37.7 | 35.6 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 105518.1 | 118219.8 | 130365.0 | 114628.9 | 118219.8 | 111445.5 | 119589.1 | 123229.4 | 130365.0 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 9250.0 | 11025.0 | ND | 10475.0 | 11025.0 | 9511.0 | 10796.0 | 11343.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 311.3 | 371.4 | 425.3 | 350.8 | 371.4 | 329.7 | 373.5 | 387.4 | 425.3 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 288.8 | 346.3 | 398.6 | 326.3 | 346.3 | 306.0 | 348.2 | 361.7 | 398.6 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 22.5 | 25.1 | 26.7 | 24.6 | 25.1 | 23.8 | 25.3 | 25.8 | 26.7 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 18195.5 | 18855.7 | 20034.5 | 18683.7 | 18855.7 | 19033.5 | 19122.2 | 19621.4 | 20034.5 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 17898.9 | 18551.3 | 19712.2 | 18381.4 | 18551.3 | 18726.6 | 18814.1 | 19305.5 | 19712.2 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 296.6 | 304.3 | 322.2 | 302.3 | 304.3 | 306.9 | 308.1 | 315.9 | 322.2 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1916.0 | 1997.9 | 2014.9 | 1984.8 | 1997.9 | 2010.0 | 2007.6 | 2012.3 | 2014.9 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 15766.5 | 16348.6 | 17497.4 | 16400.5 | 16539.6 | 16698.6 | 18360.8 | 17661.9 | 17268.3 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 669.25 | 723.12 | 745.05 | 698.94 | 714.77 | 667.40 | 651.33 | 697.71 | 754.94 | 50 |
| Households; owners' equity in real estate | FL155035065 | 18176.8 | 19446.6 | 21103.1 | 19199.0 | 19446.6 | 19777.9 | 20161.0 | 20448.7 | 21103.1 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 64.05 | 64.98 | 65.87 | 64.83 | 64.98 | 65.23 | 65.49 | 65.47 | 65.87 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: April 1, 2021