Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2019 | 2020 | 2021 | 2021 Q1 | 2021 Q2 | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 132897.1 | 148265.4 | 168374.2 | 153429.6 | 159790.2 | 163056.5 | 168374.2 | 168422.5 | 162686.3 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 39881.3 | 43508.4 | 50453.4 | 44931.6 | 46869.8 | 48641.0 | 50453.4 | 52397.3 | 53984.3 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 33497.3 | 36735.6 | 42428.3 | 37962.0 | 39472.9 | 40944.8 | 42428.3 | 44109.6 | 45531.2 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 29993.1 | 32997.5 | 38115.1 | 34187.1 | 35559.1 | 36822.2 | 38115.1 | 39740.1 | 41196.2 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3504.2 | 3738.1 | 4313.1 | 3774.8 | 3913.8 | 4122.6 | 4313.1 | 4369.5 | 4335.0 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 459.3 | 485.6 | 525.7 | 495.5 | 498.6 | 510.7 | 525.7 | 541.8 | 559.5 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 194.2 | 206.1 | 213.7 | 207.1 | 209.4 | 211.4 | 213.7 | 216.4 | 220.0 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5730.5 | 6081.0 | 7285.7 | 6267.1 | 6688.9 | 6974.2 | 7285.7 | 7529.6 | 7673.6 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 93015.9 | 104757.0 | 117920.8 | 108498.0 | 112920.4 | 114415.5 | 117920.8 | 116025.2 | 108702.0 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 40.6 | 48.5 | 48.2 | 49.8 | 48.5 | 47.3 | 48.2 | 48.5 | 46.3 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1201.5 | 3181.0 | 4296.7 | 3648.2 | 4025.6 | 4080.8 | 4296.7 | 4589.7 | 4885.9 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9844.8 | 10416.0 | 11235.4 | 10942.7 | 10772.4 | 10919.3 | 11235.4 | 11289.6 | 10864.4 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 2273.0 | 2701.9 | 2803.9 | 2792.7 | 2775.0 | 2709.9 | 2803.9 | 2726.5 | 2722.7 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4369.2 | 3908.2 | 2860.4 | 3320.4 | 3162.3 | 3267.0 | 2860.4 | 3247.6 | 3804.6 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1621.4 | 1368.4 | 593.2 | 1057.1 | 799.1 | 942.5 | 593.2 | 1042.1 | 1212.0 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 559.5 | 237.9 | 252.4 | 166.8 | 269.0 | 208.7 | 252.4 | 350.2 | 601.6 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1903.1 | 1924.5 | 1799.5 | 1884.2 | 1879.5 | 1826.0 | 1799.5 | 1643.8 | 1609.3 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 285.2 | 377.3 | 215.3 | 212.2 | 214.6 | 289.8 | 215.3 | 211.6 | 381.7 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1139.9 | 1252.4 | 1337.6 | 1263.1 | 1276.4 | 1324.5 | 1337.6 | 1467.8 | 1411.3 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1030.6 | 1147.9 | 1239.3 | 1159.5 | 1174.8 | 1224.6 | 1239.3 | 1370.8 | 1315.9 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 82.1 | 80.5 | 75.9 | 79.8 | 78.4 | 77.2 | 75.9 | 75.0 | 73.7 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 27.3 | 24.1 | 22.4 | 23.8 | 23.2 | 22.7 | 22.4 | 22.0 | 21.6 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 20972.3 | 26006.5 | 31797.7 | 28033.3 | 30328.8 | 30611.1 | 31797.7 | 30237.6 | 25289.6 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 9955.1 | 10908.5 | 12711.9 | 11369.5 | 11983.2 | 11961.1 | 12711.9 | 11739.2 | 9968.7 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 271.3 | 279.0 | 285.9 | 280.7 | 282.4 | 284.2 | 285.9 | 287.7 | 289.6 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1731.3 | 1867.0 | 1944.9 | 1872.8 | 1910.3 | 1926.9 | 1944.9 | 1919.6 | 1887.5 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 28001.9 | 29889.7 | 31816.1 | 30306.5 | 31072.7 | 31152.3 | 31816.1 | 31245.9 | 29929.8 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11928.1 | 12931.5 | 15355.3 | 13240.6 | 13897.3 | 14721.1 | 15355.3 | 15789.2 | 16142.7 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1286.9 | 1366.8 | 1426.8 | 1377.5 | 1385.5 | 1409.9 | 1426.8 | 1436.2 | 1458.9 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 16496.6 | 17118.4 | 18364.0 | 17318.8 | 17661.4 | 17972.3 | 18364.0 | 18559.4 | 18923.2 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 211.4 | 201.5 | 199.7 | 202.0 | 201.9 | 200.8 | 199.7 | 201.9 | 199.6 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 15879.2 | 16504.1 | 17743.2 | 16700.1 | 17041.9 | 17352.4 | 17743.2 | 17933.0 | 18298.1 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10474.0 | 10915.8 | 11759.6 | 11039.8 | 11266.0 | 11505.8 | 11759.6 | 11896.7 | 12159.4 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4192.2 | 4184.9 | 4430.8 | 4167.2 | 4259.1 | 4337.4 | 4430.8 | 4462.6 | 4582.0 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 350.2 | 370.7 | 423.8 | 370.3 | 371.7 | 384.9 | 423.8 | 437.1 | 458.2 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 603.9 | 772.4 | 867.4 | 862.1 | 884.2 | 863.0 | 867.4 | 874.6 | 836.2 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 259.0 | 260.4 | 261.5 | 260.7 | 260.9 | 261.2 | 261.5 | 261.9 | 262.3 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 369.5 | 376.3 | 383.0 | 378.0 | 379.7 | 381.3 | 383.0 | 384.7 | 386.4 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 36.5 | 36.6 | 38.1 | 38.7 | 37.9 | 37.9 | 38.1 | 39.8 | 39.0 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 116400.5 | 131146.9 | 150010.2 | 136110.8 | 142128.8 | 145084.2 | 150010.2 | 149863.0 | 143763.1 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 10949.0 | 12333.0 | 13913.0 | 12695.0 | 13396.0 | 13336.0 | 13913.0 | 13168.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 371.4 | 425.3 | 480.2 | 438.4 | 464.4 | 458.6 | 480.2 | 457.7 | 412.5 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 346.3 | 398.6 | 452.6 | 412.3 | 437.2 | 431.2 | 452.6 | 431.7 | 388.2 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 25.1 | 26.7 | 27.7 | 26.0 | 27.2 | 27.3 | 27.7 | 26.0 | 24.2 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 18882.9 | 20254.8 | 23400.4 | 20960.8 | 21818.1 | 22653.6 | 23400.4 | 24499.2 | 25490.5 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 18578.7 | 19935.6 | 23033.5 | 20631.0 | 21475.3 | 22297.9 | 23033.5 | 24115.6 | 25091.9 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 304.2 | 319.2 | 367.0 | 329.8 | 342.8 | 355.8 | 367.0 | 383.6 | 398.6 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2010.6 | 2055.3 | 2309.1 | 2077.9 | 2125.5 | 2184.3 | 2309.1 | 2410.4 | 2504.2 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 16219.3 | 17432.0 | 18507.6 | 19455.3 | 18137.4 | 18182.7 | 18255.1 | 18196.3 | 18483.3 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 717.67 | 752.33 | 810.53 | 699.61 | 783.62 | 797.93 | 821.74 | 823.59 | 777.80 | 50 |
| Households; owners' equity in real estate | FL155035065 | 19519.1 | 22081.7 | 26355.5 | 23147.3 | 24293.1 | 25316.4 | 26355.5 | 27843.4 | 29036.8 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 65.08 | 66.92 | 69.15 | 67.71 | 68.32 | 68.75 | 69.15 | 70.06 | 70.48 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: September 9, 2022