B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted
Description Series code 2020 2021 2022 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 Line
Households and nonprofit organizations; total assets FL152000005 148499.4 169182 165738.6 171518.3 166478.8 164088.2 165738.6 168755.5 174419.2 1
Households and nonprofit organizations; nonfinancial assets LM152010005 43444.1 50953.4 55222.5 54774.6 57183.5 56107.1 55222.5 54965.2 57545 2
Households and nonprofit organizations; real estate at market value LM155035005 36619.9 43095.8 46735.8 46656.5 48915.1 47676.3 46735.8 46390.4 48870.4 3
Households; owner-occupied real estate including vacant land and mobile homes at market value (2) LM155035015 32904.6 38729.8 42364.1 42333.1 44562.8 43263.3 42364.1 42066.7 44498.5 4
Nonprofit organizations; real estate at market value LM165035005 3715.3 4366 4371.7 4323.5 4352.4 4413 4371.7 4323.8 4371.9 5
Nonprofit organizations; equipment, current cost basis (3) LM165015205 482.2 517.4 575.8 532.2 548.8 562.1 575.8 591.6 595.7 6
Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) LM165013765 207.5 218.6 232.6 221.9 225.9 230.2 232.6 238.1 242.4 7
Households and nonprofit organizations; consumer durable goods, current cost basis (3) LM155111005 6134.4 7121.6 7678.3 7364.1 7493.6 7638.5 7678.3 7745 7836.6 8
Households and nonprofit organizations; total financial assets FL154090005 105055.3 118228.5 110516.1 116743.7 109295.3 107981.2 110516.1 113790.3 116874.2 9
Households and nonprofit organizations; private foreign deposits; asset LM153091003 48.5 48.2 51.7 50.3 51.5 53 51.7 52 50.2 10
Households and nonprofit organizations; checkable deposits and currency; asset FL153020005 3184 4147 4505.5 4384.4 4697.8 4768.2 4505.5 4523.5 4407.6 11
Households and nonprofit organizations; total time and savings deposits; asset FL153030005 10300.1 11063.8 10283.1 11106.9 10679.1 10353 10283.1 9859 9772.3 12
Households and nonprofit organizations; money market fund shares; asset FL153034005 2692 2803.8 3077.5 2777.6 2829.9 2916.8 3077.5 3389.1 3525.7 13
Households and nonprofit organizations; debt securities; asset LM154022005 4050.1 3261 4588 3250.3 3410.4 3923.4 4588 5355.6 5527.8 14
Households and nonprofit organizations; Treasury securities; asset LM153061105 1331.3 611 1634.1 833.4 845.4 1240.7 1634.1 2153.3 2307 15
Households and nonprofit organizations; agency- and GSE-backed securities; asset LM153061705 494 461.4 1077.1 509.9 700.4 890.6 1077.1 1255.2 1258.9 16
Households and nonprofit organizations; municipal securities; asset LM153062005 1939 1804.7 1618.3 1652.7 1611.5 1539.1 1618.3 1683.2 1695.1 17
Households and nonprofit organizations; corporate and foreign bonds; asset LM153063005 285.8 383.9 258.5 254.2 253.1 253 258.5 263.8 266.8 18
Households and nonprofit organizations; loans; asset FL154023005 1203.1 1296.2 1220.2 1398.1 1349.4 1283.8 1220.2 1191.1 1191.9 19
Households and nonprofit organizations; other loans and advances; asset (4) FL153069005 1098.5 1187.5 1116.7 1290.5 1243.5 1179.1 1116.7 1087.7 1090 20
Households and nonprofit organizations; total mortgages; asset FL153065005 80.6 86.6 84.8 86.3 85.5 85.2 84.8 84.8 83.7 21
Nonprofit organizations; consumer credit, student loans; asset (5) FL163066223 24.1 22 18.7 21.3 20.5 19.5 18.7 18.6 18.2 22
Households and nonprofit organizations; corporate equities; asset LM153064105 26069 31792.9 26459.5 31016.2 25975.4 25170.4 26459.5 28144 29840.2 23
Households and nonprofit organizations; other equity; asset (IMA) LM153081115 13286.6 15869.1 17010.7 16348.5 17015.9 17243.8 17010.7 16840.5 17050 24
Households and nonprofit organizations; mutual fund shares; asset LM153064205 10988.9 12820.1 9763.8 11864.5 10047.5 9359.1 9763.8 10196.7 10654.9 25
Households and nonprofit organizations; life insurance reserves; asset FL153040005 1867 1944.9 1933.3 1935.1 1907.6 1907.7 1933.3 1966.8 1996.5 26
Households and nonprofit organizations; pension entitlements; asset (6) FL153050005 29719.6 31475 29819.4 30893.9 29590.8 29233.2 29819.4 30438.4 30998.7 27
Nonprofit organizations; grants and trade receivables; asset (5) FL163070005 279.5 286.3 293.2 288 289.7 291.5 293.2 295 296.7 28
Households and nonprofit organizations; total miscellaneous assets FL153090005 1366.8 1420.3 1510.2 1429.8 1450.1 1477.3 1510.2 1538.7 1561.8 29
Households and nonprofit organizations; total liabilities FL154190005 17178.3 18834.3 19933.4 19031.4 19388.7 19711.5 19933.4 19967.7 20137.6 30
Nonprofit organizations; municipal securities; liability (5) FL163162003 202.9 201.5 200.7 203.6 201.2 200.4 200.7 200.7 202.9 31
Households and nonprofit organizations; loans; liability FL154123005 16499.2 18123.8 19192.1 18308.7 18661 18976.3 19192.1 19217.5 19377.2 32
Households and nonprofit organizations; one-to-four-family residential mortgages; liability (7) FL153165105 10862.4 11941.6 12704.5 12078.5 12338.4 12549.3 12704.5 12759.6 12849.7 33
Households and nonprofit organizations; consumer credit; liability FL153166000 4184.9 4548.5 4893.4 4577 4694.1 4788.9 4893.4 4886.4 4943.4 34
Households and nonprofit organizations; depository institution loans n.e.c.; liability FL153168005 370.7 423 491.8 436.1 456.2 468.5 491.8 470.6 465.5 35
Households and nonprofit organizations; other loans and advances; liability FL153169005 708.6 820.6 692.1 822 772.2 764.5 692.1 684.1 695.3 36
Nonprofit organizations; commercial mortgages; liability (5) FL163165505 372.6 390.1 410.2 395.1 400.2 405.2 410.2 416.7 423.3 37
Nonprofit organizations; trade payables; liability (5) FL163170005 439.6 470.9 504 479.2 487.5 495.8 504 512 519.9 38
Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset FL543077073 36.6 38.1 36.6 39.8 39 39.1 36.6 37.6 37.7 39
Households and nonprofit organizations; net worth FL152090005 131321.1 150347.6 145805.2 152486.8 147090.2 144376.7 145805.2 148787.8 154281.6 40
All sectors; IRAs; liability (8) FL893131573 12661 14460 11950 13630 12050 11375 11950 12465 ND 41
Households and nonprofit organizations; assets in 529 plans (8) FL154023205 425.3 480.3 411.3 457.7 413.4 411.1 411.3 432.5 450.7 42
Households and nonprofit organizations; assets in 529 savings plans LM154023223 398.6 452.6 388 431.7 389.3 388.2 388 408.5 426.9 43
Households and nonprofit organizations; assets in 529 pre-paid plans FL154023213 26.7 27.7 23.3 26 24.1 22.9 23.3 24.1 23.8 44
Households and nonprofit organizations; residential structures, current cost basis LM155012605 20307.4 23972.4 27140.3 25139.1 26154.4 26730.9 27140.3 27035.3 27024.6 45
Households; residential structures, current cost basis LM155012665 19985.9 23609.4 26733.2 24759.6 25760.6 26329 26733.2 26630.7 26621.2 46
Nonprofit organizations; residential structures, current cost basis LM165012665 321.5 363 407.1 379.6 393.8 402 407.1 404.6 403.4 47
Nonprofit organizations; nonresidential structures, current cost basis LM165013665 2061 2321.6 2688.7 2415 2516.3 2636.5 2688.7 2748.7 2769.3 48
Households and nonprofit organizations; disposable personal income FA156012005 17595.9 18633.1 18580.6 18174.4 18389.8 18733 19025.1 19613.1 19897.5 49
Households and nonprofit organizations; net worth as a percentage of disposable personal income FL152090006 746.3 806.9 784.7 839 799.8 770.7 766.4 758.6 775.4 50
Households; owners' equity in real estate FL155035065 22042.2 26788.2 29659.6 30254.5 32224.4 30714 29659.6 29307 31648.8 51
Households; owners' equity in real estate as a percentage of household real estate FL155035066 67 69.2 70 71.5 72.3 71 70 69.7 71.1 52

NOTES

  1. Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
  2. All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
  3. At replacement (current) cost.
  4. Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
  5. Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
  6. Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
  7. Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
  8. Included in assets shown on the household balance sheet.
Last Update: September 11, 2023