Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2021 | 2022 | 2023 | 2024 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 21419.5 | 22088.9 | 23402.5 | 24669.3 | 24344.2 | 24574.0 | 24716.7 | 25042.3 | 25463.7 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 2705.1 | 3244.9 | 2855.7 | 3035.7 | 2965.6 | 3005.4 | 3054.2 | 3117.6 | 3187.7 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18714.4 | 18844.0 | 20546.8 | 21633.6 | 21378.6 | 21568.6 | 21662.6 | 21924.6 | 22276.0 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 16618.7 | 18277.9 | 19579.6 | 20650.4 | 20230.5 | 20507.5 | 20773.6 | 21090.2 | 21323.1 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 2095.7 | 566.1 | 967.2 | 983.2 | 1148.1 | 1061.1 | 889.0 | 834.5 | 952.9 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -1.2 | -2.6 | -1.4 | -1.1 | -2.4 | -1.4 | -0.7 | 0.1 | -2.0 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.8 | 5.9 | 6.0 | 6.2 | 6.2 | 6.2 | 6.2 | 6.3 | 6.4 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 474.9 | 367.5 | 330.1 | 354.7 | 340.1 | 334.4 | 348.7 | 395.4 | 356.8 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 2078.9 | 2361.2 | 2482.8 | 2511.5 | 2474.2 | 2503.6 | 2525.2 | 2542.8 | 2573.2 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | -40.3 | 2.9 | -100.3 | -48.0 | -42.8 | -25.6 | -52.6 | -71.0 | -77.5 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 4682.8 | 3283.4 | 3873.1 | 3889.9 | 3996.6 | 3917.1 | 3808.5 | 3837.5 | 3952.0 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 4558.1 | 3766.2 | 4282.8 | 4894.8 | 4181.5 | 5372.1 | 5359.5 | 4666.3 | 5325.6 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 3010.0 | 3132.3 | 3137.4 | 3234.6 | 3194.9 | 3201.9 | 3227.8 | 3313.5 | 3312.5 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1832.2 | 1910.1 | 1962.3 | 1985.0 | 1948.2 | 1961.5 | 1985.9 | 2044.3 | 2029.1 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 936.3 | 971.4 | 903.6 | 970.9 | 965.4 | 965.9 | 963.9 | 988.7 | 994.8 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 254.8 | 263.9 | 285.1 | 292.2 | 295.0 | 288.2 | 291.6 | 294.1 | 302.2 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -13.3 | -13.1 | -13.6 | -13.6 | -13.7 | -13.6 | -13.6 | -13.5 | -13.7 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 1548.1 | 633.9 | 1145.5 | 1660.3 | 986.5 | 2170.2 | 2131.7 | 1352.7 | 2013.1 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 2794.6 | 1808.1 | 1694.5 | 2302.9 | 1621.6 | 2783.3 | 2743.9 | 2062.6 | 2429.3 | 19 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 970.6 | 434.3 | -155.8 | 211.4 | 1098.9 | -426.5 | -60.9 | 234.2 | 758.1 | 20 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | 781.5 | -772.6 | -454.2 | 21.3 | -463.8 | 354.5 | 178.6 | 15.9 | -16.1 | 21 |
| Households and nonprofit organizations; other deposits; asset | FA153030505 | -0.2 | 3.4 | -0.8 | 7.0 | 9.5 | 4.4 | 12.6 | 1.5 | 7.1 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 109.3 | 291.3 | 933.5 | 687.9 | 502.2 | 427.6 | 724.2 | 1097.8 | 679.8 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | -1246.6 | 1842.9 | 1190.3 | -46.1 | -1257.5 | 1147.7 | 336.1 | -410.8 | -731.7 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | -807.3 | 1340.0 | 923.9 | 128.5 | -647.8 | 983.4 | -23.9 | 202.4 | -322.0 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | 7.5 | 716.0 | 70.7 | 83.4 | -74.5 | 87.8 | -15.5 | 335.9 | -399.1 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | -96.1 | 35.6 | 99.1 | 96.3 | 136.7 | 230.1 | 95.7 | -77.3 | 112.2 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | -350.8 | -248.7 | 96.7 | -354.4 | -672.0 | -153.5 | 279.8 | -871.8 | -122.9 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | 85.4 | -53.1 | -66.9 | -7.9 | 2.6 | -190.3 | 279.4 | -123.3 | 345.2 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | 81.4 | -40.6 | -66.2 | -1.8 | 8.2 | -182.8 | 287.2 | -119.9 | 351.9 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | 6.0 | -9.3 | -0.7 | -5.0 | -3.7 | -4.4 | -6.1 | -5.9 | -5.2 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -2.0 | -3.2 | 0.1 | -1.1 | -1.9 | -3.1 | -1.8 | 2.5 | -1.5 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 1339.4 | 307.2 | -150.5 | 851.1 | 390.1 | 1278.4 | 818.9 | 917.0 | 1171.4 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | -115.5 | -117.1 | -8.1 | 28.7 | 148.0 | 26.5 | -3.0 | -56.7 | 47.3 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | 575.9 | -694.5 | -147.8 | -46.8 | 523.6 | -434.8 | -44.3 | -231.7 | -306.3 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 30.4 | 60.2 | 25.6 | 62.4 | 98.5 | 52.3 | 28.8 | 69.8 | 39.8 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 171.4 | 378.4 | 405.8 | 393.4 | 411.0 | 407.6 | 312.9 | 442.0 | 297.4 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 38.9 | 32.1 | 35.4 | 34.9 | 34.9 | 34.9 | 34.9 | 34.9 | 34.6 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 54.1 | 95.8 | 88.1 | 105.7 | 123.7 | 101.0 | 125.8 | 72.2 | 102.6 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 1246.5 | 1174.2 | 549.1 | 642.6 | 635.1 | 613.1 | 612.2 | 709.9 | 416.2 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -1.0 | -0.9 | 2.2 | 8.1 | 9.7 | 14.3 | 7.1 | 1.5 | 7.3 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 1218.2 | 1145.2 | 514.8 | 604.4 | 589.2 | 568.7 | 581.6 | 678.1 | 367.2 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 790.0 | 821.5 | 366.7 | 372.8 | 286.8 | 433.2 | 430.0 | 341.3 | 311.1 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | 237.8 | 345.7 | 130.1 | 100.6 | 100.6 | 57.1 | 121.2 | 123.3 | 66.9 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 52.3 | 75.2 | -22.9 | 17.7 | 33.6 | -5.6 | 1.8 | 41.1 | -20.4 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | 108.4 | -128.6 | 25.5 | 105.4 | 158.1 | 80.7 | 18.2 | 164.5 | 6.5 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 29.7 | 31.4 | 15.4 | 7.9 | 10.1 | 3.4 | 10.4 | 7.9 | 3.1 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 27.8 | 31.4 | 29.6 | 29.9 | 29.9 | 29.9 | 29.9 | 29.9 | 30.0 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | 1.5 | -1.5 | 2.4 | 0.2 | 6.4 | 0.2 | -6.4 | 0.4 | 11.7 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | 124.7 | -482.9 | -409.7 | -1004.9 | -184.9 | -1455.0 | -1551.0 | -828.8 | -1373.5 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes Social Security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: June 12, 2025