Financial Accounts of the United States - Z.1
L.203 Checkable Deposits and Currency
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2021 | 2022 | 2023 | 2024 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All domestic sectors; checkable deposits and currency; liability | FL883120005 | 9448.5 | 9861.2 | 9942.1 | 10460.9 | 10257.7 | 10124.2 | 10363.3 | 10460.9 | 10366.1 | 1 |
| Federal government; Treasury currency; liability | FL313125003 | 50.8 | 51.4 | 52.6 | 53.1 | 52.8 | 53.0 | 53.1 | 53.1 | 53.0 | 2 |
| Monetary authority; checkable deposits and currency; liability | FL713120005 | 2857.2 | 2932.0 | 3251.6 | 3231.3 | 3255.2 | 3254.0 | 3369.7 | 3231.3 | 2941.4 | 3 |
| Monetary authority; checkable deposits due to the federal government; liability | FL713123005 | 406.2 | 446.8 | 769.0 | 722.2 | 775.7 | 778.2 | 886.0 | 722.2 | 406.2 | 4 |
| Monetary authority; checkable deposits due to government-sponsored enterprises, including FHLB deposits; liability | FL713124005 | 35.9 | 24.0 | 27.5 | 26.4 | 25.9 | 26.7 | 25.7 | 26.4 | 27.9 | 5 |
| Monetary authority; total checkable deposits due to other financial business; liability | FL713129005 | 219.9 | 194.5 | 150.2 | 152.2 | 148.6 | 139.5 | 150.2 | 152.2 | 176.2 | 6 |
| Monetary authority; checkable deposits due to rest of the world; liability | FL713122605 | 9.4 | 9.0 | 9.7 | 9.7 | 13.9 | 9.7 | 9.7 | 9.7 | 9.5 | 7 |
| Monetary authority; currency outside banks; liability | FL713125005 | 2095.4 | 2170.9 | 2211.5 | 2234.3 | 2217.3 | 2221.3 | 2222.9 | 2234.3 | 2245.6 | 8 |
| Private depository institutions; vault cash; asset | FL703025005 | 90.5 | 86.7 | 83.8 | 86.5 | 73.8 | 78.7 | 75.3 | 86.5 | 76.0 | 9 |
| U.S.-chartered depository institutions; checkable deposits; liability | FL763127005 | 5822.4 | 6163.5 | 5923.3 | 6417.0 | 6179.8 | 6065.7 | 6170.3 | 6417.0 | 6543.4 | 10 |
| U.S.-chartered depository institutions; checkable deposits due to the federal government, including demand notes issued to U.S. Treasury and tax and loan accounts; liability | FL763123005 | 2.5 | 2.6 | 6.4 | 6.7 | 5.6 | 5.7 | 6.0 | 6.7 | 5.6 | 11 |
| U.S.-chartered depository institutions; transaction deposits due to state and local governments (including mail float); liability | FL763128000 | 345.7 | 360.4 | 375.6 | 390.7 | 379.2 | 368.2 | 367.1 | 390.7 | 394.1 | 12 |
| U.S.-chartered depository institutions; checkable deposits due to rest of the world; liability | FL763122605 | 82.5 | 83.9 | 85.8 | 86.4 | 88.3 | 80.0 | 81.9 | 86.4 | 83.5 | 13 |
| U.S.-chartered depository institutions; checkable deposits due to private domestic sectors; liability | FL763129205 | 5391.7 | 5716.5 | 5455.6 | 5933.3 | 5706.7 | 5611.8 | 5715.4 | 5933.3 | 6060.2 | 14 |
| Foreign banking offices in the U.S.; checkable deposits; liability | FL753127005 | 282.0 | 269.8 | 279.7 | 319.1 | 327.9 | 313.4 | 337.7 | 319.1 | 370.3 | 15 |
| Foreign banking offices in the U.S.; checkable deposits due to rest of the world; liability | FL753122603 | 122.8 | 101.4 | 101.5 | 99.8 | 106.4 | 103.6 | 106.1 | 99.8 | 122.7 | 16 |
| Foreign banking offices in the U.S.; checkable deposits due to private domestic sectors; liability | FL753129205 | 159.2 | 168.3 | 178.2 | 219.3 | 221.5 | 209.8 | 231.6 | 219.3 | 247.6 | 17 |
| Banks in U.S.-affiliated areas; checkable deposits; liability | FL743127003 | 64.0 | 57.9 | 61.0 | 57.4 | 55.9 | 56.8 | 55.4 | 57.4 | 55.7 | 18 |
| Credit unions; checkable deposits; liability | FL473127003 | 372.0 | 386.8 | 373.9 | 383.0 | 386.0 | 381.3 | 377.1 | 383.0 | 402.4 | 19 |
| All domestic sectors; checkable deposits and currency; liability | FL883120005 | 9448.5 | 9861.2 | 9942.1 | 10460.9 | 10257.7 | 10124.2 | 10363.3 | 10460.9 | 10366.1 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 4142.4 | 4576.7 | 4420.9 | 4632.4 | 4752.6 | 4532.9 | 4465.2 | 4632.4 | 4875.3 | 21 |
| Nonfinancial business; checkable deposits and currency; asset | FL143020005 | 2521.0 | 2480.8 | 2413.2 | 2716.2 | 2407.8 | 2497.0 | 2655.2 | 2716.2 | 2655.6 | 22 |
| Nonfinancial corporate business; checkable deposits and currency; asset | FL103020005 | 2051.4 | 1996.9 | 1917.3 | 2195.7 | 1896.8 | 1983.5 | 2138.5 | 2195.7 | 2131.5 | 23 |
| Nonfinancial noncorporate business; checkable deposits and currency; asset | FL113020005 | 469.5 | 483.9 | 496.0 | 520.5 | 511.0 | 513.5 | 516.8 | 520.5 | 524.1 | 24 |
| Federal government; checkable deposits and currency; asset | FL313020005 | 410.3 | 454.7 | 776.0 | 728.4 | 782.8 | 785.7 | 890.6 | 728.4 | 410.9 | 25 |
| State and local governments; checkable deposits and currency; asset | FL213020005 | 345.7 | 360.4 | 375.6 | 390.7 | 379.2 | 368.2 | 367.1 | 390.7 | 394.1 | 26 |
| Domestic financial sectors; checkable deposits and currency; asset | FL793020005 | 818.2 | 765.0 | 708.7 | 744.5 | 672.7 | 694.6 | 729.7 | 744.5 | 756.1 | 27 |
| Monetary authority; coin; asset | FL713012003 | 1.2 | 1.2 | 1.4 | 1.5 | 1.6 | 1.4 | 1.5 | 1.5 | 1.6 | 28 |
| U.S.-chartered depository institutions; vault cash; asset | FL763025000 | 90.4 | 86.7 | 83.8 | 86.4 | 73.8 | 78.7 | 75.3 | 86.4 | 76.0 | 29 |
| Foreign banking offices in the U.S.; vault cash; asset | FL753025003 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 30 |
| Property-casualty insurance companies; checkable deposits and currency, including those held by U.S. residual market reinsurers; asset | FL513020005 | 72.7 | 50.3 | 58.2 | 60.3 | 55.7 | 54.3 | 58.8 | 60.3 | 56.9 | 31 |
| Life insurance companies; checkable deposits and currency; asset | FL543020005 | 122.2 | 118.3 | 143.3 | 150.6 | 143.0 | 142.7 | 156.8 | 150.6 | 146.9 | 32 |
| Private pension funds; checkable deposits and currency; asset | FL573020005 | 24.5 | 22.1 | 21.6 | 20.7 | 21.4 | 21.1 | 20.8 | 20.7 | 20.4 | 33 |
| Federal government retirement funds; checkable deposits and currency held by National Railroad Retirement Investment Trust; asset | FL343020033 | 1.1 | 0.5 | 0.7 | 1.0 | 0.8 | 0.8 | 0.9 | 1.0 | 1.1 | 34 |
| State and local government employee defined benefit retirement funds; checkable deposits and currency; asset | FL223020043 | 28.4 | 26.3 | 23.8 | 47.2 | 34.4 | 40.0 | 45.7 | 47.2 | 53.0 | 35 |
| Government-sponsored enterprises; checkable deposits and currency; asset | FL403020005 | 62.6 | 69.1 | 47.0 | 49.2 | 19.9 | 51.3 | 47.0 | 49.2 | 48.8 | 36 |
| Finance companies; checkable deposits and currency; asset | FL613020003 | 20.9 | 10.9 | 15.9 | 12.4 | 13.3 | 11.2 | 12.9 | 12.4 | 13.2 | 37 |
| Mortgage real estate investment trusts; checkable deposits and currency; asset | FL643020073 | 16.6 | 15.9 | 15.2 | 15.1 | 15.5 | 14.8 | 15.5 | 15.1 | 15.3 | 38 |
| Security brokers and dealers; checkable deposits and currency; asset | FL663020003 | 140.7 | 148.8 | 128.3 | 127.4 | 126.8 | 119.6 | 125.7 | 127.4 | 127.8 | 39 |
| Other financial business; checkable deposits and currency; asset | FL503020005 | 236.9 | 214.8 | 169.5 | 172.7 | 166.7 | 158.8 | 168.8 | 172.7 | 195.1 | 40 |
| Rest of the world; U.S. checkable deposits and currency; asset | FL263020005 | 1209.5 | 1224.3 | 1243.5 | 1243.9 | 1259.9 | 1242.7 | 1249.4 | 1243.9 | 1268.3 | 41 |
| Rest of the world; checkable deposits; assets | FL263027003 | 214.6 | 194.3 | 197.0 | 195.9 | 208.6 | 193.3 | 197.7 | 195.9 | 215.7 | 42 |
| Rest of the world; currency; asset | FL263025003 | 994.9 | 1029.9 | 1046.5 | 1048.0 | 1051.2 | 1049.4 | 1051.7 | 1048.0 | 1052.6 | 43 |
| Instrument discrepancies; checkable deposits and currency (total mail float) | FL903020005 | 1.3 | -0.7 | 4.2 | 4.8 | 2.6 | 3.1 | 6.2 | 4.8 | 5.9 | 44 |
Last Update: June 12, 2025