Financial Accounts of the United States - Z.1
L.218 One-to-four-family Residential Mortgages (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2021 | 2022 | 2023 | 2024 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All sectors; one-to-four-family residential mortgages; asset | FL893065105 | 12675.1 | 13587.9 | 13970.3 | 14363.8 | 14017.4 | 14130.5 | 14247.1 | 14363.8 | 14414.4 | 1 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability | FL153165105 | 11814.5 | 12654.1 | 13016.8 | 13385.8 | 13056.6 | 13163.9 | 13273.6 | 13385.8 | 13431.1 | 2 |
| Nonfinancial corporate business; one-to-four-family residential mortgages; liability | FL103165105 | 18.8 | 22.1 | 20.6 | 19.2 | 20.2 | 19.6 | 19.4 | 19.2 | 19.3 | 3 |
| Nonfinancial noncorporate business; one-to-four-family residential mortgages; liability | FL113165105 | 841.8 | 911.7 | 932.8 | 958.9 | 940.5 | 947.0 | 954.0 | 958.9 | 964.0 | 4 |
| All sectors; one-to-four-family residential mortgages; asset | FL893065105 | 12675.1 | 13587.9 | 13970.3 | 14363.8 | 14017.4 | 14130.5 | 14247.1 | 14363.8 | 14414.4 | 5 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; asset | FL153065103 | 64.8 | 61.3 | 57.9 | 54.4 | 57.0 | 56.1 | 55.2 | 54.4 | 53.5 | 6 |
| Nonfinancial corporate business; one-to-four-family residential mortgages; asset | FL103065105 | 32.6 | 21.8 | 29.1 | 29.3 | 29.1 | 29.2 | 29.2 | 29.3 | 29.3 | 7 |
| Nonfinancial noncorporate business; one-to-four-family residential mortgages; asset | FL113065103 | 18.8 | 19.6 | 20.1 | 20.6 | 20.2 | 20.3 | 20.4 | 20.6 | 20.7 | 8 |
| Federal government; one-to-four-family residential mortgages; asset | FL313065105 | 32.6 | 63.1 | 65.9 | 68.6 | 66.8 | 67.4 | 67.8 | 68.6 | 69.4 | 9 |
| State and local governments; one-to-four-family residential mortgages; asset | FL213065103 | 134.1 | 133.6 | 117.6 | 120.3 | 118.3 | 119.0 | 119.7 | 120.3 | 121.0 | 10 |
| U.S.-chartered depository institutions; one-to-four-family residential mortgages, including farm houses; asset | FL763065105 | 2606.2 | 2852.7 | 2930.6 | 2968.1 | 2926.8 | 2947.1 | 2957.7 | 2968.1 | 2965.9 | 11 |
| Foreign banking offices in the U.S.; one-to-four-family residential mortgages; asset | FL753065103 | 1.2 | 0.9 | 0.7 | 0.9 | 0.6 | 0.6 | 0.6 | 0.9 | 1.0 | 12 |
| Banks in U.S.-affiliated areas; one-to-four-family residential mortgages; asset | FL743065103 | 12.0 | 11.4 | 11.7 | 12.2 | 11.8 | 11.9 | 12.0 | 12.2 | 11.7 | 13 |
| Credit unions; one-to-four-family residential mortgages; asset | FL473065100 | 558.6 | 667.3 | 716.1 | 756.7 | 720.7 | 733.0 | 744.6 | 756.7 | 764.8 | 14 |
| Life insurance companies; one-to-four-family residential mortgages, including farm houses; asset | FL543065105 | 51.2 | 67.4 | 89.3 | 122.4 | 96.6 | 104.4 | 113.8 | 122.4 | 123.3 | 15 |
| Private pension funds; one-to-four-family residential mortgages; asset | FL573065103 | 1.6 | 1.2 | 1.0 | 0.7 | 0.9 | 0.9 | 0.8 | 0.7 | 0.6 | 16 |
| State and local government employee defined benefit retirement funds; one-to-four-family residential mortgages; asset | FL223065143 | 2.4 | 2.3 | 1.7 | 1.9 | 1.5 | 1.6 | 1.6 | 1.9 | 2.0 | 17 |
| Government-sponsored enterprises; one-to-four-family residential mortgages; asset | FL403065105 | 6312.7 | 6660.6 | 6719.7 | 6775.6 | 6712.2 | 6729.2 | 6759.3 | 6775.6 | 6772.2 | 18 |
| Agency-and GSE-backed mortgage pools; one-to-four-family residential mortgages; asset | FL413065105 | 2044.4 | 2222.6 | 2396.7 | 2569.2 | 2430.7 | 2473.8 | 2517.6 | 2569.2 | 2602.0 | 19 |
| Issuers of asset-backed securities; one-to-four-family residential mortgages; asset | FL673065105 | 412.2 | 424.0 | 434.5 | 478.5 | 445.8 | 454.5 | 464.4 | 478.5 | 491.1 | 20 |
| Finance companies; one-to-four-family residential mortgages; asset | FL613065105 | 310.6 | 300.7 | 296.2 | 290.0 | 293.4 | 293.6 | 291.2 | 290.0 | 288.4 | 21 |
| Mortgage real estate investment trusts; one-to-four-family residential mortgages; asset | FL643065173 | 79.1 | 77.3 | 81.7 | 94.4 | 84.9 | 88.2 | 91.3 | 94.4 | 97.5 | 22 |
| All sectors; home equity loans; asset (2) | FL893065125 | 445.8 | 477.6 | 511.1 | 561.5 | 517.2 | 532.2 | 545.9 | 561.5 | 570.4 | 23 |
| U.S.-chartered depository institutions; home equity loans; asset | FL763065125 | 292.9 | 305.3 | 311.4 | 328.9 | 311.6 | 317.1 | 322.7 | 328.9 | 330.6 | 24 |
| Foreign banking offices in the U.S.; home-equity lines of credit; asset | FL753065203 | 0.0 | 0.0 | 0.0 | 0.3 | 0.0 | 0.1 | 0.1 | 0.3 | 0.4 | 25 |
| Credit unions; home equity loans; asset | FL473065125 | 85.8 | 108.2 | 134.3 | 158.0 | 138.2 | 145.0 | 152.0 | 158.0 | 162.4 | 26 |
| Issuers of asset-backed securities; home equity loans; asset | FL673065123 | 4.9 | 3.9 | 6.2 | 16.2 | 8.8 | 11.2 | 12.9 | 16.2 | 19.3 | 27 |
| Finance companies; home equity loans; asset | FL613065123 | 62.1 | 60.1 | 59.2 | 58.0 | 58.7 | 58.7 | 58.2 | 58.0 | 57.7 | 28 |
NOTES
- Mortgages on 1-4 family properties including mortgages on farm houses.
- Loans made under home equity lines of credit and home equity loans secured by junior liens. Excludes home equity loans held by individuals.
Last Update: June 12, 2025